The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,737 38,000 SH   SOLE 0 0 0 38,000
ISHARES TR USD INV GRDE ETF 464288620 6,247 130,000 SH   SOLE 0 0 0 130,000
ISHARES TR MBS ETF 464288588 1,648 18,000 SH   SOLE 0 0 0 18,000
VANGUARD STAR FDS VG TL INTL STK F 921909768 16,515 361,100 SH   SOLE 0 0 0 361,100
ISHARES TR CORE MSCI EAFE 46432F842 9,503 180,425 SH   SOLE 0 0 0 180,425
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,117 50,800 SH   SOLE 0 0 0 50,800
ISHARES INC CORE MSCI EMKT 46434G103 3,724 86,644 SH   SOLE 0 0 0 86,644
ILLINOIS TOOL WKS INC COM 452308109 7,152 39,590 SH   SOLE 0 0 0 39,590
ECOLAB INC COM 278865100 3,854 26,684 SH   SOLE 0 0 0 26,684
PHILIP MORRIS INTL INC COM 718172109 5,976 71,990 SH   SOLE 0 0 0 71,990
PEPSICO INC COM 713448108 11,211 68,670 SH   SOLE 0 0 0 68,670
VERISK ANALYTICS INC COM 92345Y106 11,084 65,000 SH   SOLE 0 0 0 65,000
DEERE & CO COM 244199105 9,626 28,830 SH   SOLE 0 0 0 28,830
GILEAD SCIENCES INC COM 375558103 1,981 32,110 SH   SOLE 0 0 0 32,110
WALMART INC COM 931142103 9,646 74,372 SH   SOLE 0 0 0 74,372
MEDTRONIC PLC SHS G5960L103 5,765 71,396 SH   SOLE 0 0 0 71,396
UNION PAC CORP COM 907818108 9,444 48,473 SH   SOLE 0 0 0 48,473
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,295 56,131 SH   SOLE 0 0 0 56,131
QUALCOMM INC COM 747525103 5,489 48,585 SH   SOLE 0 0 0 48,585
LOWES COS INC COM 548661107 11,573 61,620 SH   SOLE 0 0 0 61,620
ORACLE CORP COM 68389X105 9,082 148,710 SH   SOLE 0 0 0 148,710
VISA INC COM CL A 92826C839 10,945 61,610 SH   SOLE 0 0 0 61,610
AMERICAN EXPRESS CO COM 025816109 5,381 39,885 SH   SOLE 0 0 0 39,885
HASBRO INC COM 418056107 1,598 23,700 SH   SOLE 0 0 0 23,700
CATERPILLAR INC COM 149123101 5,612 34,200 SH   SOLE 0 0 0 34,200
BERKSHIRE HATHAWAY INC DEL CL A 084670108 18,698 46 SH   SOLE 0 0 0 46
EXXON MOBIL CORP COM 30231G102 5,728 65,600 SH   SOLE 0 0 0 65,600
BHP GROUP LTD SPONSORED ADS 088606108 4,738 94,680 SH   SOLE 0 0 0 94,680
BRISTOL-MYERS SQUIBB CO COM 110122108 3,825 53,800 SH   SOLE 0 0 0 53,800
BOOKING HOLDINGS INC COM 09857L108 1,808 1,100 SH   SOLE 0 0 0 1,100
TARGET CORP COM 87612E106 7,062 47,590 SH   SOLE 0 0 0 47,590
ABBVIE INC COM 00287Y109 7,728 57,585 SH   SOLE 0 0 0 57,585
ABBOTT LABS COM 002824100 5,463 56,460 SH   SOLE 0 0 0 56,460
NEXTERA ENERGY INC COM 65339F101 6,470 82,520 SH   SOLE 0 0 0 82,520
CME GROUP INC COM 12572Q105 8,134 45,920 SH   SOLE 0 0 0 45,920
MARKEL CORP COM 570535104 1,301 1,200 SH   SOLE 0 0 0 1,200
PROCTER AND GAMBLE CO COM 742718109 10,144 80,345 SH   SOLE 0 0 0 80,345
3M CO COM 88579Y101 2,649 23,970 SH   SOLE 0 0 0 23,970
OTIS WORLDWIDE CORP COM 68902V107 1,991 31,200 SH   SOLE 0 0 0 31,200
PFIZER INC COM 717081103 6,381 145,820 SH   SOLE 0 0 0 145,820
JPMORGAN CHASE & CO COM 46625H100 3,031 29,000 SH   SOLE 0 0 0 29,000
CONSTELLATION BRANDS INC CL A 21036P108 2,366 10,300 SH   SOLE 0 0 0 10,300
LINDE PLC SHS G5494J103 7,640 28,340 SH   SOLE 0 0 0 28,340
VERTEX PHARMACEUTICALS INC COM 92532F100 12,537 43,300 SH   SOLE 0 0 0 43,300
ULTRA CLEAN HLDGS INC COM 90385V107 450 17,475 SH   SOLE 0 0 0 17,475
INTERNATIONAL BUSINESS MACHS COM 459200101 4,573 38,491 SH   SOLE 0 0 0 38,491
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 64 7,698 SH   SOLE 0 0 0 7,698
SHELL PLC SPON ADS 780259305 5,660 113,750 SH   SOLE 0 0 0 113,750
WARNER BROS DISCOVERY INC COM SER A 934423104 1,286 111,790 SH   SOLE 0 0 0 111,790
BROOKFIELD ASSET MGMT REINS CL A EXCH LT VTG G16169107 16 386 SH   SOLE 0 0 0 386
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 690 34,217 SH   SOLE 0 0 0 34,217
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 928 3,474 SH   SOLE 0 0 0 3,474
ISHARES TR CORE S&P500 ETF 464287200 251 700 SH   SOLE 0 0 0 700