The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 542 35,304 SH   SOLE   34,463 841 0
AMAZON COM INC COM 023135106 1,668 14,757 SH   SOLE   14,581 176 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,715 10,166 SH   SOLE   9,930 236 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST FD DEP 33740U703 5,082 265,924 SH   SOLE   261,769 4,155 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 235 10,061 SH   SOLE   10,061 0 0
FORD MTR CO DEL COM 345370860 234 20,866 SH   SOLE   20,234 632 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 242 11,792 SH   SOLE   11,792 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 9,653 441,161 SH   SOLE   437,832 3,330 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 590 31,683 SH   SOLE   31,683 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 10,839 498,322 SH   SOLE   494,892 3,431 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 10,152 497,871 SH   SOLE   494,340 3,531 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 9,740 466,699 SH   SOLE   463,336 3,364 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 403 18,327 SH   SOLE   18,327 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,666 20,942 SH   SOLE   20,942 0 0
ISHARES TR TIPS BD ETF 464287176 14,907 142,104 SH   SOLE   142,104 0 0
ISHARES TR CORE S&P US GWT 464287671 34,809 434,142 SH   SOLE   432,929 1,213 0
ISHARES TR CORE S&P SCP ETF 464287804 892 10,235 SH   SOLE   10,235 0 0
ISHARES TR CRE U S REIT ETF 464288521 10,785 227,052 SH   SOLE   226,534 518 0
ISHARES TR ISHS 5-10YR INVT 464288638 20,137 417,095 SH   SOLE   417,095 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 3,201 57,736 SH   SOLE   57,565 171 0
ISHARES TR GRWT ALLOCAT ETF 464289867 1,127 25,175 SH   SOLE   25,175 0 0
ISHARES TR MODERT ALLOC ETF 464289875 572 15,622 SH   SOLE   15,622 0 0
ISHARES TR CONSER ALLOC ETF 464289883 407 12,466 SH   SOLE   12,466 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 16,412 410,927 SH   SOLE   410,927 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 416 19,205 SH   SOLE   19,205 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 7,372 116,463 SH   SOLE   116,463 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 236 10,854 SH   SOLE   10,854 0 0
SPDR SER TR S&P DIVID ETF 78464A763 43,930 393,992 SH   SOLE   392,986 1,006 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 945 36,452 SH   SOLE   36,452 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 314 11,971 SH   SOLE   11,971 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,421 166,013 SH   SOLE   166,013 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,005 302,659 SH   SOLE   302,291 369 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,918 165,899 SH   SOLE   165,899 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 533 14,599 SH   SOLE   14,599 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 19,707 104,835 SH   SOLE   104,553 282 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 26,230 153,471 SH   SOLE   153,078 392 0
WELLS FARGO CO NEW COM 949746101 694 17,267 SH   SOLE   16,874 392 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 10,746 436,470 SH   SOLE   435,280 1,190 0