The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 29 318 SH   SOLE   318 0 0
ARCO PLATFORM LIMITED -CLASS A FOREIGN EQUITIES G04553106 7 625 SH   SOLE   625 0 0
ATLASSIAN CORPORATION PLC - CLASS A FOREIGN EQUITIES G06242104 21 100 SH   SOLE   100 0 0
ACCENTURE PLC INFORMATION TECHNOLOGY G1151C101 804 3,125 SH   SOLE   3,125 0 0
CAMBIUM NETWORKS CORPORATION FOREIGN EQUITIES G17766109 6 380 SH   SOLE   380 0 0
EATON CORP PLC INDUSTRIALS G29183103 120 897 SH   SOLE   897 0 0
INVESCO LIMITED FINANCIALS G491BT108 1 50 SH   SOLE   50 0 0
KINIKSA PHARMACEUTICALS LTD. -CLASS A FOREIGN EQUITIES G5269C101 11 875 SH   SOLE   875 0 0
APTIV PLC CONSUMER DISCRETIONARY G6095L109 3 35 SH   SOLE   35 0 0
NORWEGIAN CRUISE LINE HOLDINGS LTD CONSUMER DISCRETIONARY G66721104 1 100 SH   SOLE   100 0 0
NOVOCURE LIMITED HEALTHCARE G6674U108 8 100 SH   SOLE   100 0 0
SMART GLOBAL HOLDINGS INC. FOREIGN EQUITIES G8232Y101 5 340 SH   SOLE   340 0 0
VINCI PARTNERS INVESTMENTS LTD. - CLASS A FINANCIALS G9451V109 9 855 SH   SOLE   855 0 0
FIVERR INTERNATIONAL LTD. FOREIGN EQUITIES M4R82T106 8 270 SH   SOLE   270 0 0
JFROG LTD FOREIGN EQUITIES M6191J100 8 345 SH   SOLE   345 0 0
WIX.COM LTD INFORMATION TECHNOLOGY M98068105 10 128 SH   SOLE   128 0 0
ASML HOLDING N V N Y REGISTRY SHS FOREIGN EQUITIES N07059210 12 30 SH   SOLE   30 0 0
FLEXTRONICS INTL INFORMATION TECHNOLOGY Y2573F102 25 1,500 SH   SOLE   1,500 0 0
AFLAC INC. FINANCIALS 001055102 1 16 SH   SOLE   16 0 0
AMC ENTMT HLDGS INC CL A COM CONSUMER DISCRETIONARY 00165C104 1 100 SH   SOLE   100 0 0
AT&T INC. COMMUNICATION SERVICES 00206R102 577 37,602 SH   SOLE   36,829 713 60
AT&T INC. COMMUNICATION SERVICES 00206R102 89 5,770 SH   DFND   4,710 1,060 0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF INFORMATION TECHNOLOGY 00214Q203 13 285 SH   SOLE   285 0 0
ABBOTT LABS HEALTHCARE 002824100 772 7,981 SH   SOLE   7,581 400 0
ABBOTT LABS HEALTHCARE 002824100 117 1,205 SH   DFND   0 1,205 0
ABBVIE INC. HEALTHCARE 00287Y109 1,849 13,776 SH   SOLE   13,281 495 0
ABBVIE INC. HEALTHCARE 00287Y109 317 2,365 SH   DFND   1,250 1,115 0
ABIOMED INC HEALTHCARE 003654100 2 10 SH   SOLE   10 0 0
ACTIVISION BLIZZARD, INC. INFORMATION TECHNOLOGY 00507V109 178 2,400 SH   SOLE   2,400 0 0
ADOBE INC INFORMATION TECHNOLOGY 00724F101 299 1,085 SH   SOLE   1,085 0 0
AECOM TECHNOLOGY CORP INFORMATION TECHNOLOGY 00766T100 1 16 SH   SOLE   16 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107 395 6,228 SH   SOLE   6,228 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107 6 100 SH   DFND   0 0 100
INVESCO INTERNATIONAL GROWTH FUND MUTUAL FUND 008882532 1 71 SH   SOLE   71 0 0
AIR PRODUCTS & CHEMICALS INC MATERIALS 009158106 303 1,303 SH   SOLE   1,303 0 0
ALIGN TECHNOLOGY INC. HEALTHCARE 016255101 2 10 SH   SOLE   10 0 0
ALLSTATE CORP FINANCIALS 020002101 137 1,100 SH   SOLE   800 300 0
ALTRIA GROUP, INC. CONSUMER STAPLES 02209S103 159 3,945 SH   SOLE   3,945 0 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106 4,377 38,735 SH   SOLE   38,535 200 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106 23 200 SH   DFND   200 0 0
AMERICAN ELEC PWR INC UTILITIES 025537101 65 757 SH   SOLE   757 0 0
AMERICAN EXPRESS FINANCIALS 025816109 287 2,130 SH   SOLE   2,093 0 37
AMERICAN EXPRESS FINANCIALS 025816109 24 175 SH   DFND   0 175 0
AMERICAN TOWER CORPORATION COMMUNICATION SERVICES 03027X100 793 3,693 SH   SOLE   3,693 0 0
AMERICAN WATER WORKS INC. CONSUMER DISCRETIONARY 030420103 5 36 SH   SOLE   36 0 0
AMERIPRISE FINANCIAL INC. FINANCIALS 03076C106 20 79 SH   SOLE   79 0 0
AMGEN INCORPORATED HEALTHCARE 031162100 494 2,193 SH   SOLE   2,193 0 0
AMGEN INCORPORATED HEALTHCARE 031162100 109 484 SH   DFND   484 0 0
AMKOR TECHNOLOGY INC INFORMATION TECHNOLOGY 031652100 3 150 SH   SOLE   150 0 0
ANIXA BIOSCIENCES INC. HEALTHCARE 03528H109 34 7,000 SH   SOLE   7,000 0 0
APPIAN CORPORATION INFORMATION TECHNOLOGY 03782L101 11 280 SH   SOLE   280 0 0
APPLE INC INFORMATION TECHNOLOGY 037833100 10,610 76,775 SH   SOLE   75,295 1,400 80
APPLE INC INFORMATION TECHNOLOGY 037833100 376 2,720 SH   DFND   2,560 160 0
APPLE HOSPITALTIY REIT INC COMMON SHARES REAL ESTATE 03784Y200 2 161 SH   SOLE   161 0 0
APPLIED MATL INC INFORMATION TECHNOLOGY 038222105 726 8,864 SH   SOLE   8,864 0 0
ARCHER DANIELS MIDLAND CO CONSUMER STAPLES 039483102 4 50 SH   SOLE   50 0 0
ARISTA NETWORKS INC. INFORMATION TECHNOLOGY 040413106 27 240 SH   SOLE   240 0 0
ARROW FINANCIAL CORPORATION FINANCIALS 042744102 586 20,349 SH   SOLE   20,349 0 0
ASTRAZENECA PLC - ADR HEALTHCARE 046353108 23 420 SH   SOLE   420 0 0
AUTODESK INC. INFORMATION TECHNOLOGY 052769106 9 50 SH   SOLE   50 0 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103 772 3,413 SH   SOLE   3,113 300 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103 206 910 SH   DFND   0 910 0
AXON ENTERPRISE INC COM INDUSTRIALS 05464C101 29 250 SH   SOLE   250 0 0
BCE INC FOREIGN EQUITIES 05534B760 5 130 SH   SOLE   130 0 0
BP P.L.C. ENERGY 055622104 55 1,940 SH   SOLE   1,940 0 0
BP PRUDHOE BAY ROYALTY TRUST ENERGY 055630107 1 100 SH   SOLE   100 0 0
BM TECHNOLOGIES INC. INDUSTRIALS 05591L107 6 880 SH   SOLE   880 0 0
BAIDU INC - SPON ADR INFORMATION TECHNOLOGY 056752108 1 12 SH   SOLE   12 0 0
BANDWIDTH INC INFORMATION TECHNOLOGY 05988J103 2 130 SH   SOLE   130 0 0
BANK OF AMERICA CORP FINANCIALS 060505104 674 22,321 SH   SOLE   22,321 0 0
BANK OF NEW YORK MELLON CORP FINANCIALS 064058100 430 11,151 SH   SOLE   11,151 0 0
BAOUZUN INC-SPN ADR FOREIGN EQUITIES 06684L103 0 75 SH   SOLE   75 0 0
BARRICK GOLD CORP MATERIALS 067901108 2 135 SH   SOLE   135 0 0
BAXTER INTERNATIONAL INC. HEALTHCARE 071813109 54 1,000 SH   SOLE   1,000 0 0
BEAM GLOBAL COMMON STOCK ENERGY 07373B109 4 300 SH   SOLE   300 0 0
BECTON DICKINSON & CO HEALTHCARE 075887109 315 1,414 SH   SOLE   1,179 235 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702 2,601 9,741 SH   SOLE   9,741 0 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702 10 37 SH   DFND   0 37 0
BEST BUY CONSUMER DISCRETIONARY 086516101 21 325 SH   SOLE   325 0 0
BIOGEN INC HEALTHCARE 09062X103 22 81 SH   SOLE   81 0 0
BLACK HILLS CORPORATION UTILITIES 092113109 20 300 SH   SOLE   300 0 0
BLACKROCK INC FINANCIALS 09247X101 866 1,573 SH   SOLE   1,573 0 0
BLACKROCK INC FINANCIALS 09247X101 8 15 SH   DFND   0 15 0
BLINK CHARGING CO. - COMMON STOCK CONSUMER DISCRETIONARY 09354A100 12 670 SH   SOLE   670 0 0
BLOOM ENERGY CORP COM CL A ENERGY 093712107 4 200 SH   SOLE   200 0 0
BOEING INDUSTRIALS 097023105 248 2,051 SH   SOLE   2,051 0 0
BOEING INDUSTRIALS 097023105 54 450 SH   DFND   50 400 0
BOSTON SCIENTIFIC CORP HEALTHCARE 101137107 44 1,130 SH   SOLE   1,130 0 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108 1,936 27,236 SH   SOLE   25,236 2,000 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108 289 4,065 SH   DFND   3,000 1,065 0
CBOE GLOBAL MARKETS, INC. FINANCIALS 12503M108 12 100 SH   SOLE   100 0 0
CME GROUP INC. FINANCIALS 12572Q105 4 23 SH   SOLE   23 0 0
CRA INTERNATIONAL INC. INDUSTRIALS 12618T105 9 105 SH   SOLE   105 0 0
CSX CORPORATION INDUSTRIALS 126408103 653 24,526 SH   SOLE   24,526 0 0
CSX CORPORATION INDUSTRIALS 126408103 96 3,600 SH   DFND   3,600 0 0
CVS HEALTH CORP CONSUMER STAPLES 126650100 1,033 10,833 SH   SOLE   10,833 0 0
CANADIAN IMPERIAL BANK OF COMMERCE FINANCIALS 136069101 7 150 SH   SOLE   150 0 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102 4 40 SH   SOLE   40 0 0
CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100 116 1,735 SH   SOLE   1,735 0 0
CANADIAN SOLAR INC COM ENERGY 136635109 19 500 SH   SOLE   500 0 0
CAPITAL ONE FINANCIAL CORP FINANCIALS 14040H105 8 90 SH   SOLE   90 0 0
CARGURUS INC COM CL A CONSUMER DISCRETIONARY 141788109 14 1,000 SH   SOLE   1,000 0 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104 154 4,328 SH   SOLE   3,628 700 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104 37 1,035 SH   DFND   655 380 0
CASEY'S GENERAL STORES INC CONSUMER DISCRETIONARY 147528103 14 70 SH   SOLE   70 0 0
CATERPILLAR INC INDUSTRIALS 149123101 1,361 8,297 SH   SOLE   8,202 70 25
CATERPILLAR INC INDUSTRIALS 149123101 290 1,770 SH   DFND   1,325 445 0
CENOVUS ENERGY INC. ENERGY 15135U109 0 25 SH   SOLE   25 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107 31 1,100 SH   SOLE   1,100 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107 113 4,000 SH   DFND   4,000 0 0
CENTESSA PHARMACEUTICALS PLC HEALTHCARE 152309100 4 925 SH   SOLE   925 0 0
CHEGG INC COM CONSUMER DISCRETIONARY 163092109 5 250 SH   SOLE   250 0 0
CHEVRON CORPORATION ENERGY 166764100 1,986 13,824 SH   SOLE   13,441 383 0
CHEVRON CORPORATION ENERGY 166764100 286 1,991 SH   DFND   1,486 505 0
CHICO'S FASHION INC CONSUMER DISCRETIONARY 168615102 10 2,025 SH   SOLE   2,025 0 0
CIENA CORP INFORMATION TECHNOLOGY 171779309 1 30 SH   SOLE   30 0 0
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102 1,326 33,156 SH   SOLE   32,591 500 65
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102 52 1,305 SH   DFND   30 1,275 0
CIRRUS LOGIC INC INFORMATION TECHNOLOGY 172755100 7 100 SH   SOLE   100 0 0
CITIGROUP INC. FINANCIALS 172967424 229 5,496 SH   SOLE   5,496 0 0
CITIGROUP INC. FINANCIALS 172967424 54 1,305 SH   DFND   1,305 0 0
CITIZENS FINANCIAL GROUP INC. COMMON STOCK FINANCIALS 174610105 5 137 SH   SOLE   137 0 0
CLEARPOINT NEURO INC. HEALTHCARE 18507C103 9 880 SH   SOLE   880 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109 77 600 SH   SOLE   600 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109 26 200 SH   DFND   0 200 0
CLOUDFLARE INC CL A COM INFORMATION TECHNOLOGY 18915M107 10 175 SH   SOLE   175 0 0
COCA COLA CO CONSUMER STAPLES 191216100 1,521 27,149 SH   SOLE   24,594 2,555 0
COCA COLA CO CONSUMER STAPLES 191216100 236 4,215 SH   DFND   3,430 785 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP INFORMATION TECHNOLOGY 192446102 8 140 SH   SOLE   140 0 0
COLGATE PALMOLIVE CONSUMER STAPLES 194162103 820 11,678 SH   SOLE   11,643 0 35
COLGATE PALMOLIVE CONSUMER STAPLES 194162103 112 1,594 SH   DFND   1,374 220 0
COMCAST CORP NEW CL A CONSUMER DISCRETIONARY 20030N101 224 7,645 SH   SOLE   7,645 0 0
COMPASS PATHWAYS PLC HEALTHCARE 20451W101 5 505 SH   SOLE   505 0 0
CONOCOPHILLIPS ENERGY 20825C104 335 3,278 SH   SOLE   3,278 0 0
CONOCOPHILLIPS ENERGY 20825C104 2 20 SH   DFND   20 0 0
CONSOLIDATED EDISON INC UTILITIES 209115104 28 329 SH   SOLE   329 0 0
CORNERSTONE STRATEGIC VALUE FUND INC. FINANCIALS 21924B302 3 355 SH   SOLE   355 0 0
CORNING INC INFORMATION TECHNOLOGY 219350105 349 12,040 SH   SOLE   12,040 0 0
COSTCO WHSL CORP NEW CONSUMER STAPLES 22160K105 813 1,722 SH   SOLE   1,722 0 0
COUPA SOFTWARE INC COM INFORMATION TECHNOLOGY 22266L106 6 100 SH   SOLE   100 0 0
CROSSAMERICA PARTNERS LP ENERGY 22758A105 103 5,500 SH   SOLE   5,500 0 0
CUBESMART COM REAL ESTATE 229663109 4 110 SH   SOLE   110 0 0
CUMMINS INC INDUSTRIALS 231021106 141 695 SH   SOLE   695 0 0
CUMMINS INC INDUSTRIALS 231021106 22 110 SH   DFND   110 0 0
DNP SELECT INCOME FUND INC FIXED INCOME 23325P104 20 1,900 SH   SOLE   1,900 0 0
D R HORTON INC CONSUMER DISCRETIONARY 23331A109 7 100 SH   SOLE   100 0 0
DTE ENERGY CO UTILITIES 233331107 58 500 SH   SOLE   500 0 0
DTE ENERGY CO UTILITIES 233331107 80 695 SH   DFND   695 0 0
DANAHER CORP HEALTHCARE 235851102 1,060 4,106 SH   SOLE   4,106 0 0
DANAHER CORP HEALTHCARE 235851102 163 630 SH   DFND   500 130 0
DATADOG INC CLASS A INFORMATION TECHNOLOGY 23804L103 38 425 SH   SOLE   425 0 0
DAVITA INC. HEALTHCARE 23918K108 13 160 SH   SOLE   160 0 0
DEERE & CO (JOHN DEERE) INDUSTRIALS 244199105 624 1,870 SH   SOLE   1,660 210 0
DELTA AIR LINES INC CONSUMER DISCRETIONARY 247361702 13 455 SH   SOLE   455 0 0
DEVON ENERGY CORPORATION NEW ENERGY 25179M103 65 1,085 SH   SOLE   1,085 0 0
DIAGEO PLC CONSUMER DISCRETIONARY 25243Q205 29 172 SH   SOLE   172 0 0
DIAMONDBACK ENERGY INC. ENERGY 25278X109 27 225 SH   SOLE   225 0 0
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106 1,217 12,905 SH   SOLE   12,880 0 25
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106 123 1,308 SH   DFND   220 1,088 0
DISCOVER FINANCIAL SERVICES FINANCIALS 254709108 40 440 SH   SOLE   440 0 0
DOCEBO INC. INFORMATION TECHNOLOGY 25609L105 4 135 SH   SOLE   135 0 0
DOCUSIGN INC INFORMATION TECHNOLOGY 256163106 13 235 SH   SOLE   235 0 0
DOLLAR GENERAL CORP CONSUMER DISCRETIONARY 256677105 29 120 SH   SOLE   120 0 0
DOLLAR TREE, INC. CONSUMER DISCRETIONARY 256746108 27 200 SH   SOLE   200 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109 273 3,949 SH   SOLE   3,949 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109 73 1,060 SH   DFND   1,060 0 0
DOMINO'S PIZZA INC CONSUMER DISCRETIONARY 25754A201 23 74 SH   SOLE   74 0 0
DONALDSON COMPANY INC CONSUMER DISCRETIONARY 257651109 39 800 SH   SOLE   800 0 0
DOW INC. MATERIALS 260557103 267 6,067 SH   SOLE   5,555 512 0
DOW INC. MATERIALS 260557103 62 1,420 SH   DFND   1,420 0 0
DREAM FINDERS HOMES INC. - CLASS A CONSUMER DISCRETIONARY 26154D100 7 615 SH   SOLE   615 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204 413 4,443 SH   SOLE   4,443 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204 75 802 SH   DFND   802 0 0
EOG RESOURCES INC ENERGY 26875P101 5 45 SH   SOLE   45 0 0
EBAY INC CONSUMER DISCRETIONARY 278642103 8 207 SH   SOLE   207 0 0
ECOLAB INC. MATERIALS 278865100 11 75 SH   SOLE   75 0 0
EDISON INTERNATIONAL UTILITIES 281020107 1 10 SH   SOLE   10 0 0
ELECTRONIC ARTS INC INFORMATION TECHNOLOGY 285512109 6 55 SH   SOLE   55 0 0
EMERSON ELECTRIC INDUSTRIALS 291011104 393 5,365 SH   SOLE   3,885 1,480 0
EMERSON ELECTRIC INDUSTRIALS 291011104 116 1,590 SH   DFND   0 1,590 0
ENBRIDGE INC ENERGY 29250N105 142 3,825 SH   SOLE   3,825 0 0
ENERGY TRANSFER LP COM UT LTD PTN ENERGY 29273V100 10 906 SH   SOLE   906 0 0
ENTERGY CORPORATION UTILITIES 29364G103 81 800 SH   DFND   800 0 0
ENTERPRISE PRODUCTS PARTNERS L.P. ENERGY 293792107 167 7,011 SH   SOLE   7,011 0 0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT FINANCIALS 29476L107 3 50 SH   SOLE   50 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104 79 5,747 SH   SOLE   5,747 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104 3 200 SH   DFND   100 0 100
ETSY INC CONSUMER DISCRETIONARY 29786A106 17 165 SH   SOLE   165 0 0
EXACT SCIENCES CORP COM HEALTHCARE 30063P105 7 225 SH   SOLE   225 0 0
EXELON CORP UTILITIES 30161N101 53 1,415 SH   SOLE   1,140 275 0
EXELON CORP UTILITIES 30161N101 41 1,090 SH   DFND   1,090 0 0
EXXON MOBIL CORP ENERGY 30231G102 1,690 19,359 SH   SOLE   14,229 5,130 0
EXXON MOBIL CORP ENERGY 30231G102 450 5,151 SH   DFND   2,217 2,934 0
F.N.B. CORPORATION FINANCIALS 302520101 6 550 SH   SOLE   550 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102 783 5,770 SH   SOLE   5,770 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102 9 70 SH   DFND   70 0 0
FAIR ISAAC CORPORATION INFORMATION TECHNOLOGY 303250104 6 15 SH   SOLE   15 0 0
FASTLY INC CLASS A INFORMATION TECHNOLOGY 31188V100 3 310 SH   SOLE   310 0 0
FATHOM HOLDINGS INC. REAL ESTATE 31189V109 1 230 SH   SOLE   230 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106 125 843 SH   SOLE   843 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106 19 125 SH   DFND   125 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF INFORMATION TECHNOLOGY 316092808 217 2,385 SH   SOLE   2,385 0 0
FIFTH THIRD BANCORP FINANCIALS 316773100 22 675 SH   SOLE   675 0 0
1STDIBS.COM INC INFORMATION TECHNOLOGY 320551104 6 955 SH   SOLE   955 0 0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF ENERGY 33733E500 93 1,626 SH   SOLE   1,626 0 0
FIRST TR EXCHANGE TRAD FD VIFST TR GLB FD Exchange Traded Funds - Equity 33739H101 13 506 SH   SOLE   506 0 0
FIRSTENERGY CORP UTILITIES 337932107 2 55 SH   SOLE   55 0 0
FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES IND EXCHANGE TRADED FUND - EQUITY 33939L407 59 1,580 SH   SOLE   1,580 0 0
FORD MOTOR CO DEL CONSUMER DISCRETIONARY 345370860 21 1,888 SH   SOLE   1,888 0 0
FORTIVE CORPORATION INFORMATION TECHNOLOGY 34959J108 6 100 SH   DFND   100 0 0
FREEPORT-MCMORAN COPPER & GOLD CLASS B MATERIALS 35671D857 16 575 SH   SOLE   575 0 0
FRESHPET INC CONSUMER STAPLES 358039105 4 75 SH   SOLE   75 0 0
FULGENT GENETICS INC. HEALTHCARE 359664109 33 860 SH   SOLE   860 0 0
ARTHUR J. GALLAGHER & CO. FINANCIALS 363576109 3 15 SH   SOLE   15 0 0
GAMESTOP CORP NEW CL A CONSUMER DISCRETIONARY 36467W109 0 12 SH   SOLE   12 0 0
GENERAC HOLDINGS INC INDUSTRIALS 368736104 1 5 SH   SOLE   5 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108 621 2,927 SH   SOLE   2,927 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108 14 65 SH   DFND   65 0 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104 135 1,760 SH   SOLE   1,160 600 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104 107 1,400 SH   DFND   1,400 0 0
GENUINE PARTS CONSUMER DISCRETIONARY 372460105 9 60 SH   SOLE   60 0 0
GILEAD SCIENCES, INC. HEALTHCARE 375558103 166 2,685 SH   SOLE   2,685 0 0
GLADSTONE COMMERCIAL CORP CONSUMER DISCRETIONARY 376536108 19 1,245 SH   SOLE   1,245 0 0
GLADSTONE LAND CORPORATION REAL ESTATE 376549101 5 300 SH   SOLE   300 0 0
GLOBAL X MLP AND ENERGY INFRASTRUCTURE ETF ENERGY 37954Y293 13 360 SH   SOLE   360 0 0
GOLDMAN SACHS GROUP INC FINANCIALS 38141G104 6 20 SH   SOLE   20 0 0
THE GOODYEAR TIRE & RUBBER COMPANY-COMMON STOCK CONSUMER DISCRETIONARY 382550101 2 200 SH   SOLE   200 0 0
GUARDANT HEALTH INC. HEALTHCARE 40131M109 6 115 SH   SOLE   115 0 0
HSBC HOLDINGS PLC SPONS ADRS FINANCIALS 404280406 16 607 SH   SOLE   607 0 0
HARLEY DAVIDSON CONSUMER DISCRETIONARY 412822108 10 280 SH   SOLE   280 0 0
HELMERICH & PAYNE, INC. ENERGY 423452101 1 20 SH   SOLE   20 0 0
THE HERSHEY COMPANY CONSUMER STAPLES 427866108 34 156 SH   SOLE   156 0 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102 2,562 9,283 SH   SOLE   8,278 1,005 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102 287 1,040 SH   DFND   400 640 0
HONEYWELL INTERNATIONAL INC INDUSTRIALS 438516106 714 4,276 SH   SOLE   4,276 0 0
HUBSPOT INC. INFORMATION TECHNOLOGY 443573100 43 160 SH   SOLE   160 0 0
HUNTINGTON BANCSHARES INC. FINANCIALS 446150104 13 1,024 SH   SOLE   1,024 0 0
ILLINOIS TOOL WORKS INC. INDUSTRIALS 452308109 246 1,363 SH   SOLE   1,363 0 0
IMMUNITYBIO INC. HEALTHCARE 45256X103 2 450 SH   SOLE   450 0 0
INTEL CORP INFORMATION TECHNOLOGY 458140100 1,291 50,100 SH   SOLE   47,345 2,690 65
INTEL CORP INFORMATION TECHNOLOGY 458140100 205 7,964 SH   DFND   5,649 2,315 0
CORECARD CORPORATION INFORMATION TECHNOLOGY 45816D100 6 265 SH   SOLE   265 0 0
INTERACTIVE BROKERS GRO-CL A FINANCIALS 45841N107 16 250 SH   SOLE   250 0 0
INTERCONTINENTAL EXCHANGE INCOM FINANCIALS 45866F104 25 275 SH   SOLE   275 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101 565 4,753 SH   SOLE   4,753 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101 199 1,675 SH   DFND   753 922 0
INTERNATIONAL PAPER CO MATERIALS 460146103 133 4,200 SH   SOLE   4,165 0 35
INTUITIVE SURGICAL INC HEALTHCARE 46120E602 45 242 SH   SOLE   242 0 0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF REAL ESTATE 46137V290 17 565 SH   SOLE   565 0 0
INVESCO DYNAMIC BIOTECH & GENOME ETF HEALTHCARE 46137V787 41 700 SH   SOLE   700 0 0
INVESCO PREFERRED ETF EXCHANGE TRADED FUND-FIXED INC 46138E511 14 1,150 SH   SOLE   1,150 0 0
INVESCO GLOBAL WATER ETF EXCHANGE TRADED FUND - EQUITY 46138E651 43 1,500 SH   SOLE   1,500 0 0
INVESCO EXCH TRADED FD TR IISOLAR ETF ENERGY 46138G706 17 235 SH   SOLE   235 0 0
INVITAE CORP COM HEALTHCARE 46185L103 0 125 SH   SOLE   125 0 0
IQIYI, INC. - ADR INFORMATION TECHNOLOGY 46267X108 0 100 SH   SOLE   100 0 0
IROBOT CORPORATION INDUSTRIALS 462726100 2 30 SH   SOLE   30 0 0
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ISHARES TIPS BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287176 660 6,292 SH   DFND   5,985 307 0
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JINKOSOLAR HOLDING COMPANY LTD ENERGY 47759T100 1 25 SH   SOLE   25 0 0
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KELLOGG COMPANY CONSUMER STAPLES 487836108 88 1,267 SH   DFND   1,267 0 0
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L3HARRIS TECHNOLOGIES INC. COMMON STOCK INDUSTRIALS 502431109 17 80 SH   SOLE   80 0 0
LABORATORY CORPORATION OF AMERICAN HOLDINGS HEALTHCARE 50540R409 25 120 SH   SOLE   120 0 0
LAM RESEARCH CORP COMMON HEALTHCARE 512807108 19 52 SH   SOLE   52 0 0
LEGGETT & PLATT CONSUMER DISCRETIONARY 524660107 2 55 SH   SOLE   55 0 0
LENNAR COPORATION CLASS A CONSUMER DISCRETIONARY 526057104 37 490 SH   SOLE   490 0 0
LENNAR CORPORATION CLASS B CONSUMER DISCRETIONARY 526057302 0 1 SH   SOLE   1 0 0
ELI LILLY & CO HEALTHCARE 532457108 1,377 4,260 SH   SOLE   4,260 0 0
ELI LILLY & CO HEALTHCARE 532457108 268 830 SH   DFND   750 80 0
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LITHIA MOTORS INC CL A CONSUMER DISCRETIONARY 536797103 21 100 SH   SOLE   100 0 0
LITTELFUSE INC INFORMATION TECHNOLOGY 537008104 10 50 SH   SOLE   50 0 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109 2,025 5,243 SH   SOLE   4,923 320 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109 344 890 SH   DFND   890 0 0
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LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107 507 2,700 SH   SOLE   2,625 0 75
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107 45 240 SH   DFND   240 0 0
LULULEMON ATHLETICA INC CONSUMER DISCRETIONARY 550021109 11 40 SH   SOLE   40 0 0
LUMEN TECHNOLOGIES INC. COMMUNICATION SERVICES 550241103 0 12 SH   SOLE   12 0 0
MPLX LP ENERGY 55336V100 111 3,700 SH   SOLE   3,700 0 0
MANULIFE FINANCIAL FINANCIALS 56501R106 17 1,067 SH   SOLE   1,067 0 0
MARATHON PETROLEUM CORPORATION ENERGY 56585A102 174 1,750 SH   SOLE   1,750 0 0
MARKEL CORP HOLDING COMPANY FINANCIALS 570535104 11 10 SH   SOLE   10 0 0
MARRIOTT INTERNATIONAL INC. CLASS A CONSUMER DISCRETIONARY 571903202 9 65 SH   SOLE   65 0 0
MASIMO CORPORATION HEALTHCARE 574795100 2 12 SH   SOLE   12 0 0
MASONITE INTERNATIONAL CORPORATION INDUSTRIALS 575385109 2 30 SH   SOLE   30 0 0
MASTERCARD INC - CLASS A INFORMATION TECHNOLOGY 57636Q104 214 754 SH   SOLE   689 65 0
MCCORMICK & CO. CONSUMER STAPLES 579780206 114 1,600 SH   SOLE   200 1,400 0
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101 2,294 9,941 SH   SOLE   9,141 785 15
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101 567 2,457 SH   DFND   1,200 1,257 0
MCKESSON CORPORATION HEALTHCARE 58155Q103 131 385 SH   SOLE   385 0 0
MERCADOLIBRE INC INFORMATION TECHNOLOGY 58733R102 15 18 SH   SOLE   18 0 0
MERCK & CO., INC HEALTHCARE 58933Y105 844 9,806 SH   SOLE   9,486 320 0
MERCK & CO., INC HEALTHCARE 58933Y105 162 1,885 SH   DFND   1,885 0 0
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METLIFE INC FINANCIALS 59156R108 78 1,277 SH   DFND   1,277 0 0
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MICROSOFT CORP INFORMATION TECHNOLOGY 594918104 299 1,285 SH   DFND   755 530 0
MID-AMERICA APARTMENT COMMUNITIES INC. REAL ESTATE 59522J103 4 25 SH   SOLE   25 0 0
MILLERKNOLL INC. CONSUMER DISCRETIONARY 600544100 1 85 SH   SOLE   85 0 0
MITEK SYSTEMS INC. INFORMATION TECHNOLOGY 606710200 6 610 SH   SOLE   610 0 0
MONDELEZ INTERNATIONAL INC CONSUMER STAPLES 609207105 107 1,956 SH   SOLE   956 1,000 0
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MORGAN STANLEY FINANCIALS 617446448 472 5,975 SH   SOLE   5,975 0 0
NCR CORPORATION INFORMATION TECHNOLOGY 62886E108 0 17 SH   SOLE   17 0 0
NASDAQ STOCK MARKET INC FINANCIALS 631103108 9 150 SH   SOLE   150 0 0
NATIONAL FUEL GAS CO. NJ UTILITIES 636180101 29 475 SH   SOLE   475 0 0
NETAPP, INC. INFORMATION TECHNOLOGY 64110D104 6 100 SH   SOLE   100 0 0
NETFLIX INC INFORMATION TECHNOLOGY 64110L106 283 1,201 SH   SOLE   1,201 0 0
NEW JERSEY RESOURCES CORP UTILITIES 646025106 35 912 SH   SOLE   912 0 0
NEW RELIC INC INFORMATION TECHNOLOGY 64829B100 4 65 SH   SOLE   65 0 0
NEWELL BRANDS INC CONSUMER DISCRETIONARY 651229106 0 16 SH   SOLE   16 0 0
NEWMONT CORPORATION MATERIALS 651639106 57 1,357 SH   SOLE   1,357 0 0
NEXTERA ENERGY INC UTILITIES 65339F101 2,360 30,106 SH   SOLE   28,906 1,200 0
NICE LTD - AMERICAN DEPOSITORY SHARES INFORMATION TECHNOLOGY 653656108 6 30 SH   SOLE   30 0 0
NIKE, INC CONSUMER DISCRETIONARY 654106103 674 8,103 SH   SOLE   8,103 0 0
NISOURCE INC UTILITIES 65473P105 13 500 SH   SOLE   500 0 0
NORFOLK SOUTHERN CORPORATION INDUSTRIALS 655844108 31 150 SH   SOLE   150 0 0
NORTHROP GRUMMAN CORP INDUSTRIALS 666807102 344 732 SH   SOLE   732 0 0
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NOVAVAX INC HEALTHCARE 670002401 4 231 SH   SOLE   231 0 0
NUCOR MATERIALS 670346105 162 1,510 SH   SOLE   910 600 0
NUCOR MATERIALS 670346105 86 800 SH   DFND   800 0 0
NVIDIA CORP. INFORMATION TECHNOLOGY 67066G104 1,681 13,850 SH   SOLE   13,850 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP EXCHANGE TRADED FUND - EQUITY 67092P607 273 8,500 SH   SOLE   8,500 0 0
OAKTREE SPECIALTY LENDING COCOM FINANCIALS 67401P108 52 8,634 SH   SOLE   8,634 0 0
OCCIDENTAL PETROLEUM CORP ENERGY 674599105 9 150 SH   SOLE   150 0 0
OMNICOM GROUP INC CONSUMER DISCRETIONARY 681919106 5 85 SH   SOLE   85 0 0
ONEOK INC ENERGY 682680103 19 363 SH   SOLE   363 0 0
ON24 INC. INFORMATION TECHNOLOGY 68339B104 6 675 SH   SOLE   675 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105 525 8,598 SH   SOLE   8,598 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105 10 170 SH   DFND   0 170 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107 138 2,160 SH   SOLE   1,810 350 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107 33 517 SH   DFND   327 190 0
OUTSET MEDICAL INC. HEALTHCARE 690145107 4 280 SH   SOLE   280 0 0
P G & E CORP UTILITIES 69331C108 0 10 SH   SOLE   10 0 0
PNC FINANCIAL SERVICES GROUP INC FINANCIALS 693475105 51 338 SH   SOLE   338 0 0
PPG INDUSTRIES MATERIALS 693506107 2 17 SH   SOLE   17 0 0
PPL CORP UTILITIES 69351T106 3 100 SH   SOLE   100 0 0
PACER AMERICAN ENERGY INDEPENDENCE ETF ENERGY 69374H634 17 670 SH   SOLE   670 0 0
PACIRA BIOSCIENCES, INC HEALTHCARE 695127100 32 600 SH   SOLE   600 0 0
PALO ALTO NETWORKS INC INFORMATION TECHNOLOGY 697435105 26 156 SH   SOLE   156 0 0
PARKER HANNIFIN CORP MATERIALS 701094104 164 675 SH   SOLE   675 0 0
PELOTON INTERACTIVE INC CLASS A CONSUMER DISCRETIONARY 70614W100 4 510 SH   SOLE   510 0 0
PEPSICO INC CONSUMER STAPLES 713448108 3,102 19,001 SH   SOLE   18,706 295 0
PEPSICO INC CONSUMER STAPLES 713448108 560 3,430 SH   DFND   1,815 1,615 0
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PFIZER INC HEALTHCARE 717081103 184 4,200 SH   DFND   3,800 400 0
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PHILLIPS 66 ENERGY 718546104 734 9,099 SH   SOLE   8,889 210 0
PHILLIPS 66 ENERGY 718546104 101 1,255 SH   DFND   1,255 0 0
PIMCO HIGH INCOME FUND EXCHANGE TRADED FUND-FIXED INC 722014107 16 3,472 SH   SOLE   3,472 0 0
PINTEREST INC CL A COMMUNICATION SERVICES 72352L106 21 915 SH   SOLE   915 0 0
PLAINS ALL AMERICAN PIPELINE ENERGY 726503105 114 10,800 SH   SOLE   10,800 0 0
PLUG POWER INC. INFORMATION TECHNOLOGY 72919P202 29 1,370 SH   SOLE   1,370 0 0
POST HOLDINGS INC CONSUMER STAPLES 737446104 4 50 SH   SOLE   50 0 0
T ROWE PRICE GROUP INC FINANCIALS 74144T108 39 375 SH   SOLE   375 0 0
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109 3,454 27,357 SH   SOLE   25,650 1,672 35
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109 562 4,450 SH   DFND   2,620 1,830 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102 272 3,170 SH   SOLE   3,170 0 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102 63 730 SH   DFND   730 0 0
PUBLIC SERVICE ENTERPRISE GROUP, INC UTILITIES 744573106 9 155 SH   SOLE   155 0 0
PUBMATIC INC COM CL A CONSUMER DISCRETIONARY 74467Q103 11 664 SH   SOLE   664 0 0
PULTEGROUP, INC INDUSTRIALS 745867101 35 925 SH   SOLE   925 0 0
QUALCOMM INC INFORMATION TECHNOLOGY 747525103 1,219 10,792 SH   SOLE   10,527 235 30
QUANTA SERVICES INC INDUSTRIALS 74762E102 91 712 SH   SOLE   712 0 0
REATA PHARMACEUTICALS INC. HEALTHCARE 75615P103 1 55 SH   SOLE   55 0 0
REGENERON PHARMACEUTICALS HEALTHCARE 75886F107 329 477 SH   SOLE   477 0 0
REPLIGEN CORPORATION HEALTHCARE 759916109 47 250 SH   SOLE   250 0 0
RIMINI STREET INC. INFORMATION TECHNOLOGY 76674Q107 7 1,565 SH   SOLE   1,565 0 0
RIO TINTO PLC MATERIALS 767204100 83 1,500 SH   SOLE   1,500 0 0
ROCHE HOLDING AG HEALTHCARE 771195104 10 239 SH   SOLE   239 0 0
ROKU INC CONSUMER DISCRETIONARY 77543R102 5 95 SH   SOLE   95 0 0
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SPDR S & P 500 ETF TRUST EXCHANGE TRADED FUND - EQUITY 78462F103 1,288 3,605 SH   DFND   1,020 2,585 0
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SPDR NYSE TECHNOLOGY ETF INFORMATION TECHNOLOGY 78464A102 62 655 SH   SOLE   655 0 0
SPDR PORTFOLIO TIP ETF EXCHANGE TRADED FUND-FIXED INC 78464A656 29 1,131 SH   SOLE   1,131 0 0
SPDR S&P REGIONAL BANKING ETF FINANCIALS 78464A698 22 375 SH   SOLE   375 0 0
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ETF SPDR S&P BIOTECH HEALTHCARE 78464A870 520 6,555 SH   SOLE   6,555 0 0
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S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF EXCHANGE TRADED FUND - EQUITY 78467Y107 4,292 10,686 SH   SOLE   10,634 0 52
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SPDR GENDER DIVERSITY INDEX ETF EXCHANGE TRADED FUND - EQUITY 78468R747 15 208 SH   SOLE   208 0 0
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SANOFI ADR FOREIGN EQUITIES 80105N105 5 120 SH   SOLE   120 0 0
SCHLUMBERGER LTD ENERGY 806857108 11 300 SH   SOLE   300 0 0
SCHLUMBERGER LTD ENERGY 806857108 11 300 SH   DFND   0 300 0
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MATERIAL SELECT SECTOR SPDR TRUST MATERIALS 81369Y100 220 3,230 SH   SOLE   3,230 0 0
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ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 37 520 SH   SOLE   520 0 0
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TECHNOLOGY SELECT SECT SPDR INFORMATION TECHNOLOGY 81369Y803 696 5,856 SH   SOLE   5,856 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND COMMUNICATION SERVICES 81369Y852 80 1,661 SH   SOLE   1,661 0 0
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SEMPRA UTILITIES 816851109 133 885 SH   SOLE   885 0 0
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SCHOCKWAVE MEDICAL INC HEALTHCARE 82489T104 35 127 SH   SOLE   127 0 0
SIEMENS AG FOREIGN EQUITIES 826197501 13 270 SH   SOLE   270 0 0
SIMON PROPERTY GROUP REAL ESTATE 828806109 6 66 SH   SOLE   66 0 0
SIX FLAGS ENTERTAINMENT CORPORATION CONSUMER DISCRETIONARY 83001A102 6 315 SH   SOLE   315 0 0
SMITH-MIDLAND CORPORATION INDUSTRIALS 832156103 9 330 SH   SOLE   330 0 0
J.M. SMUCKER COMPANY CONSUMER STAPLES 832696405 221 1,606 SH   SOLE   655 951 0
SNAP-ON INC CONSUMER DISCRETIONARY 833034101 38 189 SH   SOLE   189 0 0
SONY GROUP CORP FOREIGN EQUITIES 835699307 12 180 SH   SOLE   180 0 0
SOUTHERN CO UTILITIES 842587107 880 12,943 SH   SOLE   12,328 615 0
SOUTHERN CO UTILITIES 842587107 227 3,345 SH   DFND   2,600 745 0
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SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK CONSUMER STAPLES 84790A105 0 10 SH   SOLE   10 0 0
SPLUNK INC. ENERGY 848637104 4 50 SH   SOLE   50 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109 300 3,563 SH   SOLE   3,563 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109 8 92 SH   DFND   0 92 0
STATE STREET CORP. COM FINANCIALS 857477103 2 31 SH   SOLE   31 0 0
STITCH FIX, INC. - CLASS A CONSUMER DISCRETIONARY 860897107 1 195 SH   SOLE   195 0 0
STRYKER CORP HEALTHCARE 863667101 848 4,188 SH   SOLE   4,188 0 0
STRYKER CORP HEALTHCARE 863667101 28 140 SH   DFND   140 0 0
SUMMIT THERAPEUTICS INC. HEALTHCARE 86627T108 3 2,500 SH   SOLE   2,500 0 0
SUNCOR ENERGY INC NEW FOREIGN EQUITIES 867224107 15 540 SH   SOLE   540 0 0
SYNOPSYS INC INFORMATION TECHNOLOGY 871607107 6 20 SH   SOLE   20 0 0
SYSCO CORPORATION CONSUMER STAPLES 871829107 49 695 SH   SOLE   695 0 0
TJX COS INC NEW CONSUMER DISCRETIONARY 872540109 68 1,091 SH   SOLE   1,091 0 0
TAKE-TWO INTERACTIVE SOFTWARE, INC. INFORMATION TECHNOLOGY 874054109 13 115 SH   SOLE   115 0 0
TARGET CORP CONSUMER DISCRETIONARY 87612E106 671 4,519 SH   SOLE   4,347 130 42
TARGET CORP CONSUMER DISCRETIONARY 87612E106 111 750 SH   DFND   0 750 0
TELADOC HEALTH INC. HEALTHCARE 87918A105 8 327 SH   SOLE   327 0 0
TERADATA CORPORATION INFORMATION TECHNOLOGY 88076W103 1 17 SH   SOLE   17 0 0
TESLA MOTORS INC CONSUMER DISCRETIONARY 88160R101 1,057 3,985 SH   SOLE   3,985 0 0
TEXAS INSTRUMENTS INFORMATION TECHNOLOGY 882508104 69 446 SH   SOLE   446 0 0
TEXTRON INC INDUSTRIALS 883203101 4 65 SH   SOLE   65 0 0
THE TRADE DESK, INC. INFORMATION TECHNOLOGY 88339J105 48 800 SH   SOLE   800 0 0
THERMO FISHER SCIENTIFIC, INC HEALTHCARE 883556102 177 349 SH   SOLE   349 0 0
3M CO COM INDUSTRIALS 88579Y101 393 3,554 SH   SOLE   3,039 515 0
3M CO COM INDUSTRIALS 88579Y101 87 785 SH   DFND   785 0 0
TORO CO INDUSTRIALS 891092108 62 720 SH   SOLE   720 0 0
TORONTO-DOMINION BANK NEW FOREIGN EQUITIES 891160509 240 3,913 SH   SOLE   3,913 0 0
TOTALENERGIES SE FOREIGN EQUITIES 89151E109 1 20 SH   SOLE   20 0 0
TOYOTA MOTOR CORP ADR CONSUMER DISCRETIONARY 892331307 41 315 SH   SOLE   315 0 0
TRANSMEDICS GROUP INC. HEALTHCARE 89377M109 19 460 SH   SOLE   460 0 0
TRAVELERS COS INC FINANCIALS 89417E109 104 680 SH   SOLE   680 0 0
TREX COMPANY INC. INDUSTRIALS 89531P105 3 65 SH   SOLE   65 0 0
TWILIO INC. - A INFORMATION TECHNOLOGY 90138F102 8 113 SH   SOLE   113 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304 104 2,568 SH   SOLE   2,568 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304 1 20 SH   DFND   20 0 0
UNILEVER PLC FOREIGN EQUITIES 904767704 7 170 SH   SOLE   0 170 0
UNION PACIFIC CORP INDUSTRIALS 907818108 370 1,900 SH   SOLE   1,900 0 0
UNITED PARCEL SERVICE INDUSTRIALS 911312106 413 2,556 SH   SOLE   2,556 0 0
UNITEDHEALTH GROUP INC HEALTHCARE 91324P102 1,489 2,948 SH   SOLE   2,948 0 0
UNIVERSAL DISPLAY CORP INFORMATION TECHNOLOGY 91347P105 2 17 SH   SOLE   17 0 0
UPSTART HLDGS INC COM FINANCIALS 91680M107 3 150 SH   SOLE   150 0 0
VF CORP CONSUMER DISCRETIONARY 918204108 2 80 SH   SOLE   80 0 0
VAIL RESORTS INC. CONSUMER DISCRETIONARY 91879Q109 3 15 SH   SOLE   15 0 0
VALERO ENERGY NEW ENERGY 91913Y100 470 4,403 SH   SOLE   4,288 115 0
VALERO ENERGY NEW ENERGY 91913Y100 85 792 SH   DFND   792 0 0
VANECK GREEN BOND -E TF EXCHANGE TRADED FUND-FIXED INC 92189F171 10 435 SH   SOLE   435 0 0
VANECK SEMICONDUCTOR ETF INFORMATION TECHNOLOGY 92189F676 45 242 SH   SOLE   242 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND EXCHANGE TRADED FUND - EQUITY 921908844 85 627 SH   SOLE   627 0 0
ETF VANGUARD TOTAL INTL STOCK MUTUAL FUND 921909768 752 16,435 SH   SOLE   16,435 0 0
VANGUARD SHORT-TERM BOND ETF EXCHANGE TRADED FUND-FIXED INC 921937827 15 207 SH   SOLE   207 0 0
VANGUARD TOTAL BOND MARKET FUND ETF EXCHANGE TRADED FUND-FIXED INC 921937835 419 5,881 SH   SOLE   5,881 0 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUND 921943858 480 13,191 SH   SOLE   13,191 0 0
VANGUARD UTILITIES ETF UTILITIES 92204A876 47 330 SH   SOLE   330 0 0
VANGUARD COMMUNICATION SERVICES ETF COMMUNICATION SERVICES 92204A884 6 74 SH   SOLE   74 0 0
VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF EXCHANGE TRADED FUND - EQUITY 922042718 3 27 SH   SOLE   27 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858 156 4,275 SH   SOLE   4,275 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858 42 1,160 SH   DFND   910 250 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599 4,152 25,771 SH   SOLE   25,771 0 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599 206 1,280 SH   DFND   1,280 0 0
ETF VANGUARD RUSSELL 2000 EXCHANGE TRADED FUND - EQUITY 92206C664 79 1,193 SH   SOLE   1,193 0 0
VAREX IMAGING CORP HEALTHCARE 92214X106 1 40 SH   SOLE   40 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE 922908553 35 440 SH   SOLE   340 100 0
VANGUARD REAL ESTATE ETF REAL ESTATE 922908553 16 195 SH   DFND   0 195 0
VANGUARD MID-CAP ETF EXCHANGE TRADED FUND - EQUITY 922908629 1,128 6,000 SH   SOLE   6,000 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED FUND - EQUITY 922908736 952 4,450 SH   SOLE   4,450 0 0
VANGUARD VALUE ETF EXCHANGE TRADED FUND - EQUITY 922908744 45 365 SH   SOLE   365 0 0
VANGUARD SMALL CAP ETF EXCHANGE TRADED FUND - EQUITY 922908751 13 76 SH   SOLE   76 0 0
VANGUARD TOTAL STOCK MARKET ETF EXCHANGE TRADED FUND - EQUITY 922908769 820 4,569 SH   SOLE   4,569 0 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104 1,491 39,259 SH   SOLE   37,803 1,456 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104 207 5,449 SH   DFND   3,587 1,862 0
VERISK ANALYTICS INC INDUSTRIALS 92345Y106 18 105 SH   SOLE   105 0 0
VERTEX PHARMACEUTICALS INC HEALTHCARE 92532F100 138 475 SH   SOLE   475 0 0
VISA INC - CLASS A SHARES INFORMATION TECHNOLOGY 92826C839 963 5,423 SH   SOLE   5,323 100 0
VMWARE INC INFORMATION TECHNOLOGY 928563402 8 79 SH   SOLE   79 0 0
VONTIER CORPORATION INDUSTRIALS 928881101 1 40 SH   DFND   40 0 0
WALMART INC CONSUMER STAPLES 931142103 978 7,541 SH   SOLE   7,261 280 0
WALMART INC CONSUMER STAPLES 931142103 16 125 SH   DFND   125 0 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109 1,576 9,839 SH   SOLE   8,884 955 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109 210 1,310 SH   DFND   880 430 0
WATSCO INC. COMMON STOCK INDUSTRIALS 942622200 2 8 SH   SOLE   8 0 0
WAYFAIR INC CL A CONSUMER DISCRETIONARY 94419L101 3 100 SH   SOLE   100 0 0
WELLS FARGO & CO NEW FINANCIALS 949746101 74 1,845 SH   SOLE   1,625 220 0
WELLS FARGO & CO NEW FINANCIALS 949746101 28 700 SH   DFND   700 0 0
WESTERN DIGITAL CORP INFORMATION TECHNOLOGY 958102105 12 360 SH   SOLE   360 0 0
WHERE FOOD COMES FROM INC. INDUSTRIALS 96327X200 7 700 SH   SOLE   700 0 0
WHIRLPOOL CORP CONSUMER DISCRETIONARY 963320106 18 130 SH   SOLE   130 0 0
THE WILLIAMS CO. INC. ENERGY 969457100 109 3,822 SH   SOLE   3,822 0 0
THE WILLIAMS CO. INC. ENERGY 969457100 89 3,100 SH   DFND   3,100 0 0
WISDOMTREE INVESTMENTS INC FINANCIALS 97717P104 3 600 SH   SOLE   600 0 0
XCEL ENERGY INC UTILITIES 98389B100 43 678 SH   SOLE   678 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101 19 180 SH   SOLE   180 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101 64 600 SH   DFND   0 600 0
ZEBRA TECHNOLOGIES CORP CLASS A INFORMATION TECHNOLOGY 989207105 21 80 SH   SOLE   80 0 0
ZIMMER HOLDINGS INC. HEALTHCARE 98956P102 54 521 SH   SOLE   21 500 0
ZOETIS INC HEALTHCARE 98978V103 5 34 SH   SOLE   34 0 0
ZUORA INC INFORMATION TECHNOLOGY 98983V106 4 494 SH   SOLE   494 0 0
ZYMERGEN INC. MATERIALS 98985X100 5 1,895 SH   SOLE   1,895 0 0