The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFFIRM HLDGS INC COM CL A 00827B106 35 1,936 SH   SOLE   1,936 0 0
AIRBNB INC COM CL A 009066101 1 12 SH   SOLE   12 0 0
ALPHABET INC CAP STK CL C 02079K107 634 290 SH   SOLE   290 0 0
ALPHABET INC CAP STK CL A 02079K305 889 408 SH   SOLE   408 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 53 1,546 SH   SOLE   1,546 0 0
AMAZON COM INC COM 023135106 1,060 9,980 SH   SOLE   9,980 0 0
AMERICAN EXPRESS CO COM 025816109 2,942 21,227 SH   SOLE   21,227 0 0
AMERICAN TOWER CORP NEW COM 03027X100 428 1,675 SH   SOLE   1,675 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 187 3,475 SH   SOLE   3,475 0 0
ANSYS INC COM 03662Q105 414 1,730 SH   SOLE   1,730 0 0
APPLE INC COM 037833100 15 112 SH   SOLE   112 0 0
ARCHAEA ENERGY INC COM CL A 03940F103 2 100 SH   SOLE   100 0 0
ARK ETF TR INNOVATION ETF 00214Q104 84 2,115 SH   SOLE   2,115 0 0
AURORA INNOVATION INC CLASS A COM 051774107 27 14,151 SH   SOLE   14,151 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,584 7,543 SH   SOLE   7,543 0 0
BAIDU INC SPON ADR REP A 056752108 59 400 SH   SOLE   400 0 0
BAXTER INTL INC COM 071813109 6 88 SH   SOLE   88 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16,133 59,092 SH   SOLE   59,092 0 0
BK OF AMERICA CORP COM 060505104 14 462 SH   SOLE   462 0 0
BLACKSTONE INC COM 09260D107 146 1,600 SH   SOLE   1,600 0 0
BOOKING HOLDINGS INC COM 09857L108 157 90 SH   SOLE   90 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 68 477 SH   SOLE   477 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 3,524 79,254 SH   SOLE   79,254 0 0
CABLE ONE INC COM 12685J105 122 95 SH   SOLE   95 0 0
CDK GLOBAL INC COM 12508E101 38 700 SH   SOLE   700 0 0
CHUBB LIMITED COM H1467J104 83 420 SH   SOLE   420 0 0
CLARUS CORP NEW COM 18270P109 30 1,600 SH   SOLE   1,600 0 0
COCA COLA CO COM 191216100 692 11,000 SH   SOLE   11,000 0 0
COSTAR GROUP INC COM 22160N109 350 5,800 SH   SOLE   5,800 0 0
CSW INDUSTRIALS INC COM 126402106 206 2,000 SH   SOLE   2,000 0 0
DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108 81 3,125 SH   SOLE   3,125 0 0
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207 613 22,388 SH   SOLE   22,388 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 1,956 117,784 SH   SOLE   117,784 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 997 5,725 SH   SOLE   5,725 0 0
DICKS SPORTING GOODS INC COM 253393102 136 1,800 SH   SOLE   1,800 0 0
DISNEY WALT CO COM 254687106 491 5,200 SH   SOLE   5,200 0 0
EA SERIES TRUST US QUAN VALUE 02072L102 3,438 115,068 SH   SOLE   115,068 0 0
EA SERIES TRUST INTL QUAN VALUE 02072L201 422 18,781 SH   SOLE   18,781 0 0
ENOVIS CORPORATION COM 194014502 9 166 SH   SOLE   166 0 0
EQT CORP COM 26884L109 32 923 SH   SOLE   923 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 2 240 SH   SOLE   240 0 0
ESAB CORPORATION COM 29605J106 7 166 SH   SOLE   166 0 0
EXXON MOBIL CORP COM 30231G102 45 528 SH   SOLE   528 0 0
FIRST WAVE BIOPHARMA INC COM 33749P101 1 4,652 SH   SOLE   4,652 0 0
FORD MTR CO DEL COM 345370860 1 117 SH   SOLE   117 0 0
GRAHAM HLDGS CO COM CL B 384637104 57 100 SH   SOLE   100 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 1,975 57,752 SH   SOLE   57,752 0 0
HASBRO INC COM 418056107 0 6 SH   SOLE   6 0 0
INTEL CORP COM 458140100 60 1,600 SH   SOLE   1,600 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 761 5,671 SH   SOLE   5,671 0 0
ISHARES INC MSCI EMERG MRKT 464286533 1,083 19,544 SH   SOLE   19,544 0 0
ISHARES INC MSCI EQUAL WEITE 464286681 669 9,476 SH   SOLE   9,476 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,705 4,498 SH   SOLE   4,498 0 0
ISHARES TR CORE S&P MCP ETF 464287507 724 3,201 SH   SOLE   3,201 0 0
ISHARES TR S&P MC 400GR ETF 464287606 96 1,512 SH   SOLE   1,512 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 22 127 SH   SOLE   127 0 0
ISHARES TR CORE S&P SCP ETF 464287804 428 4,628 SH   SOLE   4,628 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 42 402 SH   SOLE   402 0 0
ISHARES TR EAFE SML CP ETF 464288273 7 136 SH   SOLE   136 0 0
ISHARES TR NATIONAL MUN ETF 464288414 97 908 SH   SOLE   908 0 0
ISHARES TR MBS ETF 464288588 3 34 SH   SOLE   34 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 13 260 SH   SOLE   260 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 719 6,022 SH   SOLE   6,022 0 0
ISHARES TR A RATE CP BD ETF 46429B291 571 11,837 SH   SOLE   11,837 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 1,134 17,919 SH   SOLE   17,919 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 3,466 49,365 SH   SOLE   49,365 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 7 60 SH   SOLE   60 0 0
ISHARES TR MSCI USA VALUE 46432F388 5 51 SH   SOLE   51 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,656 19,477 SH   SOLE   19,477 0 0
ISHARES TR CORE MSCI EAFE 46432F842 123 2,091 SH   SOLE   2,091 0 0
ISHARES TR MSCI INTL SML CP 46434V266 4 142 SH   SOLE   142 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 420 10,367 SH   SOLE   10,367 0 0
ISHARES TR HDG MSCI EAFE 46434V803 489 15,361 SH   SOLE   15,361 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 33 330 SH   SOLE   330 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,779 35,116 SH   SOLE   35,116 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 403 8,053 SH   SOLE   8,053 0 0
JOHNSON & JOHNSON COM 478160104 1,456 8,200 SH   SOLE   8,200 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 391 15,712 SH   SOLE   15,712 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 160 4,277 SH   SOLE   4,277 0 0
LATTICE STRATEGIES TR HARTFORD MLT SML 518416508 230 6,794 SH   SOLE   6,794 0 0
MARKEL CORP COM 570535104 1,786 1,381 SH   SOLE   1,381 0 0
MARRIOTT INTL INC NEW CL A 571903202 27 200 SH   SOLE   200 0 0
MARRIOTT VACATIONS WORLDWIDE COM 57164Y107 2 20 SH   SOLE   20 0 0
MASTERCARD INCORPORATED CL A 57636Q104 252 800 SH   SOLE   800 0 0
MATTEL INC COM 577081102 0 18 SH   SOLE   18 0 0
MERCADOLIBRE INC COM 58733R102 19 30 SH   SOLE   30 0 0
META PLATFORMS INC CL A 30303M102 6 40 SH   SOLE   40 0 0
MICROSOFT CORP COM 594918104 1 2 SH   SOLE   2 0 0
MOHAWK INDS INC COM 608190104 43 350 SH   SOLE   350 0 0
MOODYS CORP COM 615369105 218 800 SH   SOLE   800 0 0
NETFLIX INC COM 64110L106 1 3 SH   SOLE   3 0 0
NEWELL BRANDS INC COM 651229106 0 19 SH   SOLE   19 0 0
NORFOLK SOUTHN CORP COM 655844108 151 667 SH   SOLE   667 0 0
OWENS & MINOR INC NEW COM 690732102 30 939 SH   SOLE   939 0 0
PARAMOUNT GLOBAL CLASS A COM 92556H107 0 6 SH   SOLE   6 0 0
PAYCOM SOFTWARE INC COM 70432V102 32 115 SH   SOLE   115 0 0
PFIZER INC COM 717081103 524 10,000 SH   SOLE   10,000 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389 2,224 120,635 SH   SOLE   120,635 0 0
PNC FINL SVCS GROUP INC COM 693475105 752 4,765 SH   SOLE   4,765 0 0
ROSS STORES INC COM 778296103 309 4,403 SH   SOLE   4,403 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 1 30 SH   SOLE   30 0 0
S&P GLOBAL INC COM 78409V104 27 80 SH   SOLE   80 0 0
SCHWAB CHARLES CORP COM 808513105 241 3,812 SH   SOLE   3,812 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10 217 SH   SOLE   217 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 113 1,795 SH   SOLE   1,795 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 121 3,105 SH   SOLE   3,105 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 818 26,008 SH   SOLE   26,008 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 275 5,337 SH   SOLE   5,337 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,978 159,393 SH   SOLE   159,393 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 521 16,551 SH   SOLE   16,551 0 0
SHOPIFY INC CL A 82509L107 9 280 SH   SOLE   280 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 440 12,652 SH   SOLE   12,652 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 951 19,544 SH   SOLE   19,544 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 572 19,838 SH   SOLE   19,838 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 244 8,255 SH   SOLE   8,255 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 3 115 SH   SOLE   115 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 18 200 SH   SOLE   200 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 1 11 SH   SOLE   11 0 0
STARBUCKS CORP COM 855244109 1 9 SH   SOLE   9 0 0
SYSCO CORP COM 871829107 19 225 SH   SOLE   225 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 1 65 SH   SOLE   65 0 0
TARGET CORP COM 87612E106 107 760 SH   SOLE   760 0 0
TESLA INC COM 88160R101 20 30 SH   SOLE   30 0 0
TEXAS ROADHOUSE INC COM 882681109 0 1 SH   SOLE   1 0 0
UBER TECHNOLOGIES INC COM 90353T100 75 3,687 SH   SOLE   3,687 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 2,112 73,140 SH   SOLE   73,140 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 4,586 71,963 SH   SOLE   71,963 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 2,043 12,014 SH   SOLE   12,014 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 413 2,698 SH   SOLE   2,698 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,344 17,856 SH   SOLE   17,856 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,316 9,560 SH   SOLE   9,560 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9 100 SH   SOLE   100 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,793 18,645 SH   SOLE   18,645 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,350 11,932 SH   SOLE   11,932 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 132 765 SH   SOLE   765 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,035 13,615 SH   SOLE   13,615 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,387 7,874 SH   SOLE   7,874 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,200 11,624 SH   SOLE   11,624 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 564 6,614 SH   SOLE   6,614 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 244 5,868 SH   SOLE   5,868 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 500 10,450 SH   SOLE   10,450 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 439 3,057 SH   SOLE   3,057 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 56 1,371 SH   SOLE   1,371 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 153 1,508 SH   SOLE   1,508 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 207 3,523 SH   SOLE   3,523 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,794 26,145 SH   SOLE   26,145 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 64 645 SH   SOLE   645 0 0
VERISK ANALYTICS INC COM 92345Y106 35 200 SH   SOLE   200 0 0
VISA INC COM CL A 92826C839 977 4,964 SH   SOLE   4,964 0 0
WELLS FARGO CO NEW COM 949746101 580 14,817 SH   SOLE   14,817 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 474 380 SH   SOLE   380 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,238 27,735 SH   SOLE   27,735 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562 7,164 174,219 SH   SOLE   174,219 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,296 39,324 SH   SOLE   39,324 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,359 47,371 SH   SOLE   47,371 0 0
WORKDAY INC CL A 98138H101 35 250 SH   SOLE   250 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200 1 27 SH   SOLE   27 0 0