The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
COSTCO WHSL CORP NEW COM 22160K105 4,792 9,999 SH   OTR   9,342 109 548
MORGAN STANLEY COM NEW 617446448 758 9,955 SH   SOLE   2,501 0 7,454
3M CO COM 88579Y101 16,156 124,842 SH   DFND   124,694 0 148
RESTAURANT BRANDS INTL INC COM 76131D103 497 9,905 SH   SOLE   0 0 9,905
NORTHROP GRUMMAN CORP COM 666807102 4,732 9,887 SH   SOLE   169 0 9,718
LINDE PLC SHS G5494J103 2,840 9,876 SH   DFND   8,810 0 1,066
HONDA MOTOR LTD AMERN SHS 438128308 238 9,867 SH   SOLE   0 0 9,867
UNION PAC CORP COM 907818108 2,094 9,820 SH   OTR   9,820 0 0
ABBOTT LABS COM 002824100 9,442 86,899 SH   DFND   79,850 0 7,049
ABBOTT LABS COM 002824100 1,347 12,399 SH   OTR   11,999 0 400
ABBOTT LABS COM 002824100 1,739 16,005 SH   SOLE   12,436 0 3,569
ABBVIE INC COM 00287Y109 26,732 174,536 SH   DFND   172,462 0 2,074
LAS VEGAS SANDS CORP COM 517834107 329 9,788 SH   SOLE   0 0 9,788
ABBVIE INC COM 00287Y109 5,052 32,989 SH   SOLE   16,443 0 16,546
RELX PLC SPONSORED ADR 759530108 263 9,770 SH   DFND   3,850 0 5,920
ABRDN ASIA PACIFIC INCOME FU COM 003009107 45 15,240 SH   SOLE   2,000 0 13,240
ABRDN EMRG MKTS EQTY INCM FD COM 00301W105 443 80,295 SH   SOLE   0 0 80,295
ABRDN JAPAN EQUITY FUND INC COM 00306J109 194 34,911 SH   SOLE   0 0 34,911
ISHARES GOLD TR ISHARES NEW 464285204 335 9,766 SH   DFND   0 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 397 9,725 SH   OTR   0 0 0
ISHARES TR CORE MSCI EAFE 46432F842 569 9,676 SH   DFND   0 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 14,518 52,291 SH   SOLE   49,588 0 2,703
OGE ENERGY CORP COM 670837103 370 9,600 SH   DFND   0 0 9,600
COHEN & STEERS REIT & PFD & COM 19247X100 203 9,532 SH   SOLE   0 0 9,532
ABB LTD SPONSORED ADR 000375204 253 9,467 SH   DFND   6,105 0 3,362
ABBVIE INC COM 00287Y109 1,441 9,407 SH   OTR   8,921 0 486
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,368 11,932 SH   DFND   9,793 0 2,139
DUKE ENERGY CORP NEW COM NEW 26441C204 1,005 9,383 SH   SOLE   6,428 0 2,955
EATON CORP PLC SHS G29183103 1,179 9,352 SH   SOLE   28 0 9,324
SELECTIVE INS GROUP INC COM 816300107 813 9,350 SH   DFND   9,350 0 0
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103 226 9,282 SH   SOLE   9,282 0 0
OTIS WORLDWIDE CORP COM 68902V107 654 9,268 SH   SOLE   8,148 0 1,120
LOCKHEED MARTIN CORP COM 539830109 3,980 9,258 SH   SOLE   801 0 8,457
VANGUARD INDEX FDS MID CAP ETF 922908629 1,824 9,258 SH   OTR   0 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 717 9,237 SH   OTR   0 0 0
DOW INC COM 260557103 470 9,101 SH   OTR   9,037 0 64
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 656 9,086 SH   DFND   0 0 0
FRANKLIN RESOURCES INC COM 354613101 211 9,085 SH   SOLE   804 0 8,281
CORTEVA INC COM 22052L104 491 9,077 SH   SOLE   652 0 8,425
AES CORP COM 00130H105 2,362 112,418 SH   SOLE   3,300 0 109,118
CHURCH & DWIGHT CO INC COM 171340102 836 9,018 SH   DFND   8,982 0 36
AFLAC INC COM 001055102 613 11,065 SH   SOLE   1,673 0 9,392
ELEVANCE HEALTH INC COM 036752103 4,351 9,016 SH   SOLE   100 0 8,916
SYLVAMO CORP COMMON STOCK 871332102 291 8,906 SH   DFND   8,821 0 85
WEYERHAEUSER CO MTN BE COM NEW 962166104 295 8,904 SH   DFND   0 0 0
AIR PRODS & CHEMS INC COM 009158106 17,720 73,686 SH   DFND   72,968 0 718
AIR PRODS & CHEMS INC COM 009158106 3,174 13,200 SH   OTR   12,900 0 300
AIR PRODS & CHEMS INC COM 009158106 10,096 41,983 SH   SOLE   40,523 0 1,460
AVERY DENNISON CORP COM 053611109 1,422 8,785 SH   OTR   8,785 0 0
CANADIAN PAC RY LTD COM 13645T100 612 8,762 SH   DFND   8,562 0 200
ALAMOS GOLD INC NEW COM CL A 011532108 80 11,422 SH   DFND   0 0 11,422
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,721 8,734 SH   OTR   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,099 8,648 SH   OTR   0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 521 8,636 SH   SOLE   5,580 0 3,056
PERFORMANCE FOOD GROUP CO COM 71377A103 395 8,600 SH   DFND   8,600 0 0
JONES LANG LASALLE INC COM 48020Q107 1,497 8,562 SH   SOLE   0 0 8,562
ISHARES TR CORE S&P500 ETF 464287200 3,231 8,523 SH   DFND   0 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,458 8,458 SH   DFND   0 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 2,655 18,308 SH   SOLE   15,675 0 2,633
ISHARES TR SP SMCP600VL ETF 464287879 751 8,438 SH   DFND   0 0 0
EOG RES INC COM 26875P101 930 8,428 SH   SOLE   4,875 0 3,553
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,144 8,335 SH   OTR   0 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 367 8,333 SH   DFND   8,000 0 333
ALLEGHANY CORP MD COM 017175100 148,059 177,720 SH   DFND   177,720 0 0
MPLX LP COM UNIT REP LTD 55336V100 243 8,330 SH   SOLE   8,330 0 0
SCHLUMBERGER LTD COM STK 806857108 297 8,295 SH   OTR   7,295 0 1,000
GENERAL ELECTRIC CO COM NEW 369604301 523 8,213 SH   DFND   7,417 0 796
ALLSPRING MULTI SECTOR INCOM COM 94987D101 801 83,678 SH   SOLE   0 0 83,678
ALLSTATE CORP COM 020002101 6,498 51,272 SH   DFND   49,533 0 1,739
EMBECTA CORP COMMON STOCK 29082K105 207 8,175 SH   DFND   8,109 0 66
ALPHABET INC CAP STK CL C 02079K107 39,256 17,946 SH   DFND   17,270 0 676
METLIFE INC COM 59156R108 510 8,125 SH   OTR   8,125 0 0
ENBRIDGE INC COM 29250N105 343 8,108 SH   SOLE   4,983 0 3,125
ALPHABET INC CAP STK CL A 02079K305 62,322 28,598 SH   DFND   28,209 0 389
MARATHON PETE CORP COM 56585A102 666 8,094 SH   SOLE   429 0 7,665
ISHARES TR JPMORGAN USD EMG 464288281 679 7,962 SH   SOLE   7,858 0 104
KIMBERLY-CLARK CORP COM 494368103 1,071 7,921 SH   DFND   7,857 0 64
ALTRIA GROUP INC COM 02209S103 528 12,643 SH   DFND   12,304 0 339
ALTRIA GROUP INC COM 02209S103 2,564 61,387 SH   SOLE   11,156 0 50,231
TRUIST FINL CORP COM 89832Q109 373 7,870 SH   SOLE   7,148 0 722
AMAZON COM INC COM 023135106 20,551 193,498 SH   DFND   176,400 0 17,098
INTERNATIONAL BUSINESS MACHS COM 459200101 1,099 7,784 SH   OTR   7,434 0 350
AMAZON COM INC COM 023135106 6,180 58,191 SH   SOLE   51,611 0 6,580
AMBEV SA SPONSORED ADR 02319V103 104 41,524 SH   DFND   0 0 41,524
AMBEV SA SPONSORED ADR 02319V103 112 44,725 SH   SOLE   0 0 44,725
SANDERSON FARMS INC COM 800013104 1,677 7,781 SH   SOLE   0 0 7,781
SANOFI SPONSORED ADR 80105N105 389 7,769 SH   DFND   1,528 0 6,241
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 1,461 71,530 SH   SOLE   0 0 71,530
MICRON TECHNOLOGY INC COM 595112103 428 7,734 SH   SOLE   2,471 0 5,263
ROYAL CARIBBEAN GROUP COM V7780T103 268 7,716 SH   SOLE   300 0 7,416
CITIZENS FINL GROUP INC COM 174610105 274 7,675 SH   OTR   7,675 0 0
ARROW ELECTRS INC COM 042735100 859 7,663 SH   SOLE   50 0 7,613
LOWES COS INC COM 548661107 1,330 7,617 SH   SOLE   4,059 0 3,558
AMERICAN ELEC PWR CO INC COM 025537101 2,789 29,069 SH   DFND   28,680 0 389
PEMBINA PIPELINE CORP COM 706327103 269 7,600 SH   SOLE   7,600 0 0
ALPHABET INC CAP STK CL A 02079K305 16,548 7,593 SH   SOLE   6,863 0 730
AMERICAN EXPRESS CO COM 025816109 3,834 27,661 SH   DFND   27,251 0 410
DUPONT DE NEMOURS INC COM 26614N102 421 7,580 SH   OTR   7,516 0 64
AMERICAN INTL GROUP INC COM NEW 026874784 1,308 25,572 SH   SOLE   697 0 24,875
SOUTHERN CO COM 842587107 536 7,528 SH   SOLE   4,083 0 3,445
ISHARES TR EAFE SML CP ETF 464288273 411 7,525 SH   DFND   0 0 0
AMERICAN TOWER CORP NEW COM 03027X100 14,846 58,083 SH   SOLE   55,001 0 3,082
NUCOR CORP COM 670346105 786 7,525 SH   OTR   7,525 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 7,740 52,021 SH   SOLE   48,765 0 3,256
CORNING INC COM 219350105 236 7,514 SH   SOLE   2,426 0 5,088
TRAVELERS COMPANIES INC COM 89417E109 1,269 7,505 SH   DFND   7,505 0 0
TEXTRON INC COM 883203101 458 7,500 SH   DFND   7,500 0 0
AMGEN INC COM 031162100 18,795 77,252 SH   DFND   74,774 0 2,478
COMERICA INC COM 200340107 543 7,401 SH   SOLE   4 0 7,397
WHIRLPOOL CORP COM 963320106 1,144 7,385 SH   SOLE   33 0 7,352
AMNEAL PHARMACEUTICALS INC COM STK CL A 03168L105 74 23,189 SH   SOLE   20,327 0 2,862
SMUCKER J M CO COM NEW 832696405 939 7,333 SH   DFND   5,544 0 1,789
ANALOG DEVICES INC COM 032654105 4,720 32,307 SH   DFND   31,741 0 566
CONSOLIDATED EDISON INC COM 209115104 697 7,326 SH   SOLE   6,726 0 600
GOLDMAN SACHS GROUP INC COM 38141G104 2,175 7,321 SH   SOLE   193 0 7,128
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 959 17,782 SH   SOLE   0 0 17,782
ANI PHARMACEUTICALS INC COM 00182C103 297 10,000 SH   DFND   10,000 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 433 73,296 SH   SOLE   0 0 73,296
MICRON TECHNOLOGY INC COM 595112103 395 7,145 SH   DFND   5,820 0 1,325
ANYWHERE REAL ESTATE INC COM 75605Y106 154 15,631 SH   SOLE   0 0 15,631
AON PLC SHS CL A G0403H108 7,903 29,304 SH   DFND   28,505 0 799
ISHARES TR CORE S&P MCP ETF 464287507 1,612 7,127 SH   DFND   0 0 0
APA CORPORATION COM 03743Q108 482 13,812 SH   SOLE   0 0 13,812
EQUITY RESIDENTIAL SH BEN INT 29476L107 512 7,090 SH   SOLE   0 0 7,090
EMERSON ELEC CO COM 291011104 563 7,079 SH   OTR   7,079 0 0
APPLE INC COM 037833100 135,143 988,462 SH   DFND   975,584 0 12,878
APPLE INC COM 037833100 6,691 48,941 SH   OTR   48,341 0 600
APPLE INC COM 037833100 45,528 333,006 SH   SOLE   304,896 0 28,110
APPLIED MATLS INC COM 038222105 9,047 99,444 SH   DFND   97,925 0 1,519
VANGUARD BD INDEX FDS INTERMED TERM 921937819 549 7,072 SH   SOLE   7,072 0 0
APPLIED MATLS INC COM 038222105 8,596 94,490 SH   SOLE   65,776 0 28,714
ISHARES TR RUS 1000 GRW ETF 464287614 1,543 7,056 SH   SOLE   6,635 0 421
MARSH & MCLENNAN COS INC COM 571748102 1,090 7,019 SH   DFND   4,100 0 2,919
ARCHER DANIELS MIDLAND CO COM 039483102 1,424 18,352 SH   SOLE   0 0 18,352
ISHARES TR RUS 1000 ETF 464287622 1,455 7,005 SH   DFND   0 0 0
SPROTT INC COM NEW 852066208 243 7,000 SH   SOLE   7,000 0 0
CENTERPOINT ENERGY INC COM 15189T107 207 6,990 SH   SOLE   0 0 6,990
ARISTA NETWORKS INC COM 040413106 1,200 12,799 SH   DFND   12,799 0 0
ESAB CORPORATION COM 29605J106 305 6,962 SH   SOLE   6,962 0 0
PERRIGO CO PLC SHS G97822103 282 6,947 SH   DFND   0 0 6,947
IRON MTN INC NEW COM 46284V101 337 6,930 SH   DFND   0 0 0
BLACKROCK INC COM 09247X101 4,197 6,891 SH   SOLE   6,678 0 213
CATERPILLAR INC COM 149123101 1,230 6,881 SH   OTR   6,881 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,371 6,832 SH   SOLE   6,461 0 371
ARROW ELECTRS INC COM 042735100 3,617 32,273 SH   DFND   31,702 0 571
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 517 6,801 SH   DFND   0 0 0
WELLTOWER INC COM 95040Q104 555 6,742 SH   DFND   0 0 0
ASA GOLD AND PRECIOUS MTLS L SHS G3156P103 3,486 237,651 SH   SOLE   0 0 237,651
NORFOLK SOUTHN CORP COM 655844108 1,525 6,708 SH   SOLE   5,498 0 1,210
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 601 6,648 SH   SOLE   0 0 6,648
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 604 6,630 SH   OTR   0 0 0
AMERICAN EXPRESS CO COM 025816109 916 6,604 SH   SOLE   1,860 0 4,744
FISERV INC COM 337738108 585 6,578 SH   SOLE   6,578 0 0
OTIS WORLDWIDE CORP COM 68902V107 464 6,570 SH   OTR   6,320 0 250
BECTON DICKINSON & CO COM 075887109 1,613 6,544 SH   OTR   6,044 0 500
MERITOR INC COM 59001K100 237 6,513 SH   DFND   6,513 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,858 28,111 SH   SOLE   10,707 0 17,404
AT&T INC COM 00206R102 4,177 199,287 SH   DFND   195,610 0 3,677
AT&T INC COM 00206R102 568 27,114 SH   OTR   26,114 0 1,000
AT&T INC COM 00206R102 2,499 119,253 SH   SOLE   26,420 0 92,833
ATEA PHARMACEUTICALS INC COM 04683R106 190 26,696 SH   SOLE   26,696 0 0
MARATHON PETE CORP COM 56585A102 534 6,500 SH   OTR   6,500 0 0
PHILLIPS 66 COM 718546104 532 6,499 SH   SOLE   212 0 6,287
STATE STR CORP COM 857477103 399 6,467 SH   DFND   1,177 0 5,290
ISHARES TR S&P SML 600 GWT 464287887 677 6,432 SH   DFND   0 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,170 6,422 SH   SOLE   4,568 0 1,854
AUTOMATIC DATA PROCESSING IN COM 053015103 26,656 126,908 SH   DFND   123,600 0 3,308
AUTOMATIC DATA PROCESSING IN COM 053015103 3,287 15,649 SH   OTR   15,649 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 9,394 44,731 SH   SOLE   41,813 0 2,918
KOHLS CORP COM 500255104 229 6,401 SH   SOLE   20 0 6,381
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 850 6,400 SH   SOLE   6,400 0 0
AMERICAN EXPRESS CO COM 025816109 884 6,380 SH   OTR   6,380 0 0
AVERY DENNISON CORP COM 053611109 14,954 92,380 SH   DFND   91,485 0 895
AVERY DENNISON CORP COM 053611109 2,070 12,788 SH   SOLE   12,222 0 566
CHUBB LIMITED COM H1467J104 1,240 6,310 SH   DFND   5,763 0 547
GENERAL ELECTRIC CO COM NEW 369604301 399 6,274 SH   OTR   6,274 0 0
AVNET INC COM 053807103 897 20,923 SH   SOLE   0 0 20,923
SUNCOR ENERGY INC NEW COM 867224107 219 6,242 SH   DFND   2,947 0 3,295
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,720 6,196 SH   DFND   4,077 0 2,119
FORTIVE CORP COM 34959J108 335 6,164 SH   DFND   5,250 0 914
B2GOLD CORP COM 11777Q209 100 29,523 SH   SOLE   0 0 29,523
LOEWS CORP COM 540424108 363 6,118 SH   SOLE   0 0 6,118
BAKER HUGHES COMPANY CL A 05722G100 864 29,917 SH   SOLE   0 0 29,917
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 292 6,104 SH   DFND   5,608 0 496
BALL CORP COM 058498106 969 14,090 SH   SOLE   13,205 0 885
QUEST DIAGNOSTICS INC COM 74834L100 811 6,100 SH   OTR   5,900 0 200
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 111 24,468 SH   DFND   0 0 24,468
BANCO BRADESCO S A SP ADR PFD NEW 059460303 43 13,145 SH   SOLE   0 0 13,145
GARTNER INC COM 366651107 1,474 6,095 SH   SOLE   6,075 0 20
BANCO SANTANDER S.A. ADR 05964H105 59 20,915 SH   DFND   0 0 20,915
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 225 6,085 SH   SOLE   0 0 6,085
DEERE & CO COM 244199105 1,820 6,076 SH   DFND   5,617 0 459
BANK NEW YORK MELLON CORP COM 064058100 558 13,388 SH   DFND   13,079 0 309
BANK NEW YORK MELLON CORP COM 064058100 819 19,612 SH   SOLE   3,272 0 16,340
BARCLAYS PLC ADR 06738E204 94 12,397 SH   SOLE   0 0 12,397
NVIDIA CORPORATION COM 67066G104 919 6,064 SH   DFND   3,828 0 2,236
BARRICK GOLD CORP COM 067901108 1,256 71,017 SH   SOLE   2,000 0 69,017
ADVANCED MICRO DEVICES INC COM 007903107 462 6,044 SH   SOLE   2,402 0 3,642
BAUSCH HEALTH COS INC COM 071734107 347 41,562 SH   SOLE   0 0 41,562
BAXTER INTL INC COM 071813109 692 10,774 SH   SOLE   2,750 0 8,024
NRG ENERGY INC COM NEW 629377508 229 6,001 SH   DFND   6,001 0 0
ORACLE CORP COM 68389X105 419 6,001 SH   OTR   6,001 0 0
BECTON DICKINSON & CO COM 075887109 15,975 64,798 SH   DFND   64,078 0 720
BECTON DICKINSON & CO COM 075887109 6,060 24,582 SH   SOLE   24,048 0 534
GSK PLC SPONSORED ADR 37733W105 260 5,980 SH   OTR   5,980 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 38,106 139,572 SH   DFND   138,315 0 1,257
SPDR SER TR S&P REGL BKG 78464A698 346 5,967 SH   SOLE   5,967 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,162 11,578 SH   SOLE   7,195 0 4,383
MAGNA INTL INC COM 559222401 327 5,958 SH   SOLE   0 0 5,958
BEST BUY INC COM 086516101 768 11,778 SH   SOLE   40 0 11,738
PNC FINL SVCS GROUP INC COM 693475105 939 5,950 SH   OTR   5,950 0 0
AFLAC INC COM 001055102 328 5,931 SH   DFND   5,481 0 450
BHP GROUP LTD SPONSORED ADS 088606108 1,440 25,618 SH   SOLE   1,720 0 23,898
AMERICAN WTR WKS CO INC NEW COM 030420103 879 5,907 SH   DFND   5,863 0 44
LOCKHEED MARTIN CORP COM 539830109 2,529 5,881 SH   DFND   5,455 0 426
ASSURED GUARANTY LTD COM G0585R106 327 5,857 SH   SOLE   0 0 5,857
MCKESSON CORP COM 58155Q103 1,897 5,814 SH   SOLE   63 0 5,751
CONSTELLATION BRANDS INC CL A 21036P108 1,353 5,803 SH   SOLE   4,280 0 1,523
VANGUARD INDEX FDS VALUE ETF 922908744 757 5,743 SH   DFND   0 0 0
BK OF AMERICA CORP COM 060505104 10,202 327,727 SH   DFND   320,939 0 6,788
BK OF AMERICA CORP COM 060505104 542 17,420 SH   OTR   17,420 0 0
BK OF AMERICA CORP COM 060505104 7,920 254,414 SH   SOLE   182,449 0 71,965
BLACK KNIGHT INC COM 09215C105 26,985 412,672 SH   DFND   412,672 0 0
NVIDIA CORPORATION COM 67066G104 869 5,740 SH   SOLE   4,168 0 1,572
ALASKA AIR GROUP INC COM 011659109 229 5,714 SH   SOLE   700 0 5,014
BLACKROCK CR ALLOCATION INCO COM 092508100 649 59,626 SH   SOLE   0 0 59,626
KIRBY CORP COM 497266106 348 5,714 SH   SOLE   0 0 5,714
ARCOSA INC COM 039653100 264 5,694 SH   SOLE   0 0 5,694
BLACKROCK INC COM 09247X101 31,614 51,908 SH   DFND   51,374 0 534
BLACKROCK INCOME TR INC COM 09247F100 90 19,801 SH   SOLE   0 0 19,801
BLACKROCK MULTI SECTOR INC T COM 09258A107 307 21,575 SH   SOLE   0 0 21,575
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 694 52,637 SH   DFND   0 0 0
SALESFORCE INC COM 79466L302 926 5,613 SH   DFND   1,388 0 4,225
BOEING CO COM 097023105 766 5,601 SH   OTR   5,601 0 0
BLACKSTONE INC COM 09260D107 3,855 42,253 SH   DFND   42,034 0 219
MARTIN MARIETTA MATLS INC COM 573284106 1,665 5,564 SH   SOLE   5,298 0 266
CIGNA CORP NEW COM 125523100 1,465 5,563 SH   SOLE   915 0 4,648
UNITED NAT FOODS INC COM 911163103 219 5,555 SH   SOLE   0 0 5,555
BLOOM ENERGY CORP COM CL A 093712107 3,647 221,012 SH   SOLE   212,112 0 8,900
ALTRIA GROUP INC COM 02209S103 231 5,525 SH   OTR   5,525 0 0
BOEING CO COM 097023105 4,274 31,262 SH   DFND   30,486 0 776
UNITED RENTALS INC COM 911363109 1,339 5,512 SH   SOLE   5 0 5,507
BOEING CO COM 097023105 2,638 19,288 SH   SOLE   3,008 0 16,280
FEDEX CORP COM 31428X106 1,249 5,511 SH   OTR   5,511 0 0
JOHNSON CTLS INTL PLC SHS G51502105 263 5,502 SH   SOLE   522 0 4,980
LILLY ELI & CO COM 532457108 1,783 5,500 SH   OTR   5,500 0 0
BROADCOM INC COM 11135F101 2,661 5,477 SH   DFND   4,911 0 566
SOUTHERN CO COM 842587107 389 5,455 SH   OTR   5,455 0 0
BHP GROUP LTD SPONSORED ADS 088606108 306 5,451 SH   DFND   601 0 4,850
ISHARES TR RUS 1000 VAL ETF 464287598 787 5,426 SH   SOLE   5,004 0 422
BP PLC SPONSORED ADR 055622104 285 10,060 SH   DFND   5,919 0 4,141
BP PLC SPONSORED ADR 055622104 1,873 66,060 SH   SOLE   410 0 65,650
AUTODESK INC COM 052769106 924 5,370 SH   SOLE   4,010 0 1,360
BRIGHTHOUSE FINL INC COM 10922N103 773 18,844 SH   SOLE   15 0 18,829
SBA COMMUNICATIONS CORP NEW CL A 78410G104 1,708 5,336 SH   SOLE   4,608 0 728
ZIMMER BIOMET HOLDINGS INC COM 98956P102 560 5,326 SH   DFND   4,820 0 506
BRISTOL-MYERS SQUIBB CO COM 110122108 33,374 433,429 SH   DFND   423,450 0 9,979
BRISTOL-MYERS SQUIBB CO COM 110122108 3,446 44,759 SH   OTR   44,509 0 250
BRISTOL-MYERS SQUIBB CO COM 110122108 9,088 118,024 SH   SOLE   100,100 0 17,924
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 634 14,764 SH   SOLE   0 0 14,764
ISHARES TR RUSSELL 2000 ETF 464287655 885 5,224 SH   DFND   0 0 0
ALLSTATE CORP COM 020002101 658 5,190 SH   OTR   5,190 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 2,488 65,107 SH   SOLE   65,107 0 0
ISHARES INC CORE MSCI EMKT 46434G103 254 5,169 SH   DFND   0 0 0
RALPH LAUREN CORP CL A 751212101 461 5,148 SH   SOLE   250 0 4,898
ISHARES TR S&P 500 VAL ETF 464287408 707 5,143 SH   SOLE   4,703 0 440
CUMMINS INC COM 231021106 994 5,136 SH   OTR   4,987 89 60
HERSHEY CO COM 427866108 1,096 5,092 SH   SOLE   4,571 0 521
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 727 5,067 SH   DFND   0 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 256 5,064 SH   DFND   0 0 0
EVEREST RE GROUP LTD COM G3223R108 1,415 5,047 SH   DFND   0 0 5,047
ISHARES TR MSCI USA MIN VOL 46429B697 354 5,039 SH   DFND   0 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,091 5,015 SH   DFND   0 0 0
ISHARES TR RESIDENTIAL MULT 464288562 400 5,000 SH   DFND   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 533 4,976 SH   OTR   4,976 0 0
CANNAE HLDGS INC COM 13765N107 5,202 268,965 SH   DFND   268,965 0 0
INGREDION INC COM 457187102 438 4,967 SH   SOLE   0 0 4,967
CAPITAL ONE FINL CORP COM 14040H105 1,392 13,358 SH   SOLE   10 0 13,348
REPUBLIC SVCS INC COM 760759100 650 4,964 SH   SOLE   4,964 0 0
CARDINAL HEALTH INC COM 14149Y108 1,176 22,498 SH   SOLE   18 0 22,480
WYNN RESORTS LTD COM 983134107 283 4,961 SH   SOLE   0 0 4,961
SALESFORCE INC COM 79466L302 817 4,953 SH   SOLE   4,927 0 26
CARNIVAL CORP COMMON STOCK 143658300 141 16,318 SH   SOLE   100 0 16,218
CARNIVAL PLC ADR 14365C103 463 58,545 SH   SOLE   0 0 58,545
CARRIER GLOBAL CORPORATION COM 14448C104 4,334 121,547 SH   DFND   107,180 0 14,367
CARRIER GLOBAL CORPORATION COM 14448C104 468 13,118 SH   OTR   12,618 0 500
CARRIER GLOBAL CORPORATION COM 14448C104 1,046 29,335 SH   SOLE   27,084 0 2,251
ALLSTATE CORP COM 020002101 626 4,950 SH   SOLE   633 0 4,317
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 475 4,950 SH   SOLE   4,950 0 0
AMGEN INC COM 031162100 1,201 4,932 SH   SOLE   4,346 0 586
CATERPILLAR INC COM 149123101 7,221 40,395 SH   DFND   38,062 0 2,333
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 402 4,919 SH   DFND   1,495 0 3,424
CATERPILLAR INC COM 149123101 2,009 11,233 SH   SOLE   850 0 10,383
CBRE GBL REAL ESTATE INC FD COM 12504G100 1,052 144,869 SH   SOLE   0 0 144,869
CONSOLIDATED EDISON INC COM 209115104 465 4,889 SH   DFND   4,676 0 213
AGNICO EAGLE MINES LTD COM 008474108 218 4,761 SH   SOLE   0 0 4,761
TRANE TECHNOLOGIES PLC SHS G8994E103 616 4,741 SH   OTR   4,741 0 0
HESS CORP COM 42809H107 502 4,740 SH   SOLE   1,729 0 3,011
CENTRAL & EASTERN EUROPE FD COM 153436100 136 13,609 SH   SOLE   0 0 13,609
CORTEVA INC COM 22052L104 256 4,737 SH   OTR   4,673 0 64
MCDONALDS CORP COM 580135101 1,166 4,726 SH   SOLE   3,550 0 1,176
CLOROX CO DEL COM 189054109 660 4,678 SH   DFND   4,678 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 4,322 35,489 SH   DFND   35,083 0 406
ROSS STORES INC COM 778296103 329 4,678 SH   DFND   929 0 3,749
CHECK POINT SOFTWARE TECH LT ORD M22465104 3,084 25,325 SH   SOLE   24,720 0 605
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101 201 4,640 SH   SOLE   4,380 0 260
CHENIERE ENERGY INC COM NEW 16411R208 1,649 12,395 SH   SOLE   11,795 0 600
CHEVRON CORP NEW COM 166764100 32,124 221,879 SH   DFND   218,091 0 3,788
CHEVRON CORP NEW COM 166764100 4,688 32,379 SH   OTR   32,079 0 300
CHEVRON CORP NEW COM 166764100 11,281 77,922 SH   SOLE   43,555 0 34,367
3M CO COM 88579Y101 596 4,606 SH   SOLE   3,469 0 1,137
DOVER CORP COM 260003108 557 4,593 SH   DFND   4,290 0 303
ISHARES TR RUS 1000 ETF 464287622 954 4,593 SH   SOLE   4,593 0 0
BLACKSTONE INC COM 09260D107 417 4,575 SH   OTR   4,575 0 0
TARGET CORP COM 87612E106 640 4,530 SH   SOLE   221 0 4,309
RIO TINTO PLC SPONSORED ADR 767204100 276 4,521 SH   DFND   1,300 0 3,221
SCHWAB STRATEGIC TR US TIPS ETF 808524870 252 4,511 SH   SOLE   4,511 0 0
CHUBB LIMITED COM H1467J104 6,294 32,018 SH   SOLE   23,990 0 8,028
ADVANCED MICRO DEVICES INC COM 007903107 345 4,510 SH   OTR   4,510 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,005 4,508 SH   DFND   0 0 0
CHURCH & DWIGHT CO INC COM 171340102 5,896 63,626 SH   SOLE   59,167 0 4,459
AMERICAN ELEC PWR CO INC COM 025537101 431 4,502 SH   SOLE   2,978 0 1,524
CIGNA CORP NEW COM 125523100 5,592 21,219 SH   DFND   20,511 0 708
MASTERCARD INCORPORATED CL A 57636Q104 1,408 4,464 SH   DFND   1,130 0 3,334
TC ENERGY CORP COM 87807B107 230 4,439 SH   DFND   4,439 0 0
CISCO SYS INC COM 17275R102 20,586 482,775 SH   DFND   477,053 0 5,722
CISCO SYS INC COM 17275R102 1,920 45,032 SH   OTR   43,579 310 1,143
CISCO SYS INC COM 17275R102 4,399 103,154 SH   SOLE   51,716 0 51,438
CITIGROUP INC COM NEW 172967424 2,821 61,349 SH   SOLE   21,145 0 40,204
CITIZENS FINL GROUP INC COM 174610105 3,579 100,275 SH   DFND   98,542 0 1,733
CITIZENS FINL GROUP INC COM 174610105 1,068 29,918 SH   SOLE   20,454 0 9,464
AMERICAN ELEC PWR CO INC COM 025537101 423 4,408 SH   OTR   4,408 0 0
ALPHABET INC CAP STK CL C 02079K107 9,568 4,374 SH   SOLE   4,242 0 132
LILLY ELI & CO COM 532457108 1,417 4,373 SH   SOLE   2,497 0 1,876
VANGUARD INDEX FDS MID CAP ETF 922908629 860 4,370 SH   SOLE   2,289 0 2,081
CLIMATE REAL IMPACT SLUTINS UNIT 99/99/9999 187171202 98 10,000 SH   SOLE   10,000 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 313 4,365 SH   DFND   0 0 0
BLACKROCK INC COM 09247X101 2,641 4,337 SH   OTR   4,337 0 0
PAYCHEX INC COM 704326107 491 4,310 SH   DFND   3,961 0 349
ISHARES TR MSCI USA QLT FCT 46432F339 476 4,261 SH   SOLE   111 0 4,150
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 328 4,244 SH   SOLE   537 0 3,707
COCA COLA CO COM 191216100 7,564 120,242 SH   DFND   108,950 0 11,292
COCA COLA CO COM 191216100 939 14,934 SH   OTR   14,934 0 0
COCA COLA CO COM 191216100 6,510 103,470 SH   SOLE   85,527 0 17,943
MERIT MED SYS INC COM 589889104 229 4,219 SH   DFND   0 0 4,219
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 222 4,213 SH   SOLE   3,541 0 672
AMERISOURCEBERGEN CORP COM 03073E105 595 4,206 SH   DFND   225 0 3,981
DISCOVER FINL SVCS COM 254709108 397 4,199 SH   SOLE   13 0 4,186
COLGATE PALMOLIVE CO COM 194162103 2,453 30,613 SH   DFND   30,559 0 54
COLGATE PALMOLIVE CO COM 194162103 836 10,438 SH   SOLE   10,038 0 400
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 968 4,110 SH   OTR   0 0 0
COMCAST CORP NEW CL A 20030N101 2,029 51,706 SH   DFND   47,729 0 3,977
COMCAST CORP NEW CL A 20030N101 8,568 218,361 SH   SOLE   187,878 0 30,483
COMERICA INC COM 200340107 1,367 18,624 SH   DFND   18,454 0 170
DYCOM INDS INC COM 267475101 374 4,022 SH   DFND   743 700 2,579
ISHARES TR U.S. TECH ETF 464287721 320 4,000 SH   OTR   0 0 0
COMPANIA DE MINAS BUENAVENTU SPONSORED ADR 204448104 107 16,206 SH   SOLE   0 0 16,206
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 274 4,000 SH   SOLE   0 0 4,000
EATON CORP PLC SHS G29183103 503 3,996 SH   DFND   2,545 0 1,451
CONAGRA BRANDS INC COM 205887102 345 10,080 SH   DFND   661 0 9,419
CONAGRA BRANDS INC COM 205887102 1,865 54,474 SH   SOLE   43,687 0 10,787
S&P GLOBAL INC COM 78409V104 1,343 3,983 SH   DFND   3,554 0 429
CONOCOPHILLIPS COM 20825C104 909 10,118 SH   DFND   6,497 0 3,621
CONOCOPHILLIPS COM 20825C104 3,432 38,213 SH   SOLE   1,551 0 36,662
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,628 3,937 SH   OTR   0 0 0
BOOKING HOLDINGS INC COM 09857L108 6,867 3,926 SH   DFND   3,848 0 78
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108 368 3,922 SH   OTR   0 0 0
STATE STR CORP COM 857477103 242 3,921 SH   SOLE   1,300 0 2,621
CONSTELLATION BRANDS INC CL A 21036P108 4,234 18,169 SH   DFND   18,169 0 0
CONSTELLATION ENERGY CORP COM 21037T109 614 10,724 SH   SOLE   4 0 10,720
INTUITIVE SURGICAL INC COM NEW 46120E602 777 3,873 SH   DFND   2,527 0 1,346
CORECIVIC INC COM 21871N101 880 79,228 SH   SOLE   0 0 79,228
CORNING INC COM 219350105 331 10,510 SH   DFND   9,610 0 900
CORNING INC COM 219350105 1,367 43,375 SH   OTR   43,375 0 0
AMGEN INC COM 031162100 940 3,864 SH   OTR   3,564 0 300
CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108 1,888 72,093 SH   SOLE   64,143 0 7,950
CORTEVA INC COM 22052L104 2,525 46,636 SH   DFND   44,799 0 1,837
MARRIOTT INTL INC NEW CL A 571903202 526 3,861 SH   SOLE   1,344 0 2,517
COSTCO WHSL CORP NEW COM 22160K105 34,411 71,798 SH   DFND   71,001 0 797
VANGUARD WORLD FDS ENERGY ETF 92204A306 383 3,847 SH   SOLE   3,709 0 138
COSTCO WHSL CORP NEW COM 22160K105 7,933 16,551 SH   SOLE   15,571 0 980
ZOETIS INC CL A 98978V103 659 3,836 SH   DFND   1,285 0 2,551
FORTIVE CORP COM 34959J108 208 3,821 SH   OTR   3,821 0 0
TE CONNECTIVITY LTD SHS H84989104 431 3,808 SH   OTR   3,808 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 285 3,784 SH   DFND   0 0 0
PTC INC COM 69370C100 402 3,781 SH   DFND   3,679 0 102
LENNAR CORP CL A 526057104 263 3,729 SH   SOLE   959 0 2,770
WEC ENERGY GROUP INC COM 92939U106 373 3,710 SH   DFND   88 0 3,622
CROWN CASTLE INTL CORP NEW COM 22822V101 6,742 40,038 SH   DFND   0 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,698 16,020 SH   SOLE   13,898 0 2,122
CSX CORP COM 126408103 311 10,698 SH   DFND   10,134 0 564
CSX CORP COM 126408103 1,453 50,000 SH   OTR   50,000 0 0
CSX CORP COM 126408103 1,184 40,718 SH   SOLE   13,307 0 27,411
PRICE T ROWE GROUP INC COM 74144T108 419 3,691 SH   DFND   3,659 0 32
CUMMINS INC COM 231021106 9,175 47,407 SH   DFND   47,163 0 244
ELECTRONIC ARTS INC COM 285512109 448 3,686 SH   DFND   3,221 0 465
CUMMINS INC COM 231021106 3,657 18,897 SH   SOLE   17,114 0 1,783
LABORATORY CORP AMER HLDGS COM NEW 50540R409 853 3,639 SH   OTR   3,639 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 633 3,632 SH   SOLE   1,216 0 2,416
MOHAWK INDS INC COM 608190104 448 3,611 SH   SOLE   0 0 3,611
WALMART INC COM 931142103 439 3,609 SH   OTR   3,609 0 0
CVS HEALTH CORP COM 126650100 21,217 228,979 SH   DFND   221,254 0 7,725
CVS HEALTH CORP COM 126650100 1,174 12,667 SH   OTR   12,667 0 0
CVS HEALTH CORP COM 126650100 4,186 45,174 SH   SOLE   4,900 0 40,274
D R HORTON INC COM 23331A109 688 10,401 SH   SOLE   20 0 10,381
DANAHER CORPORATION COM 235851102 14,612 57,636 SH   DFND   57,087 0 549
DANAHER CORPORATION COM 235851102 2,587 10,204 SH   OTR   9,804 0 400
DANAHER CORPORATION COM 235851102 17,377 68,543 SH   SOLE   64,492 0 4,051
TESLA INC COM 88160R101 2,414 3,585 SH   DFND   3,499 0 86
VANGUARD INDEX FDS SM CP VAL ETF 922908611 536 3,572 SH   SOLE   3,199 0 373
COLGATE PALMOLIVE CO COM 194162103 286 3,566 SH   OTR   3,566 0 0
ILLINOIS TOOL WKS INC COM 452308109 645 3,540 SH   OTR   3,040 0 500
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 238 3,533 SH   DFND   0 0 3,533
DEERE & CO COM 244199105 5,765 19,250 SH   SOLE   4,178 0 15,072
SYSCO CORP COM 871829107 299 3,530 SH   SOLE   400 0 3,130
DEVON ENERGY CORP NEW COM 25179M103 5,190 94,178 SH   DFND   92,224 0 1,954
DEVON ENERGY CORP NEW COM 25179M103 646 11,725 SH   OTR   11,725 0 0
DEVON ENERGY CORP NEW COM 25179M103 1,116 20,251 SH   SOLE   435 0 19,816
ISHARES TR COHEN STEER REIT 464287564 210 3,462 SH   DFND   0 0 0
CHUBB LIMITED COM H1467J104 677 3,445 SH   OTR   2,573 120 752
APPLIED MATLS INC COM 038222105 313 3,443 SH   OTR   3,443 0 0
NOVO-NORDISK A S ADR 670100205 383 3,439 SH   DFND   3,135 0 304
DIDI GLOBAL INC SPONSORED ADS 23292E108 43 14,513 SH   SOLE   200 0 14,313
BRINKS CO COM 109696104 204 3,361 SH   SOLE   0 0 3,361
DIGITAL RLTY TR INC COM 253868103 2,745 21,137 SH   SOLE   18,192 0 2,945
XCEL ENERGY INC COM 98389B100 237 3,350 SH   DFND   3,064 0 286
ISHARES TR CORE US AGGBD ET 464287226 340 3,343 SH   DFND   0 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 620 15,218 SH   SOLE   0 0 15,218
GENUINE PARTS CO COM 372460105 444 3,336 SH   OTR   3,336 0 0
DISCOVER FINL SVCS COM 254709108 2,472 26,135 SH   DFND   26,018 0 117
ACADIA HEALTHCARE COMPANY IN COM 00404A109 225 3,334 SH   DFND   0 0 3,334
ENPHASE ENERGY INC COM 29355A107 647 3,310 SH   SOLE   2,880 0 430
DISNEY WALT CO COM 254687106 18,818 199,348 SH   DFND   195,657 0 3,691
DISNEY WALT CO COM 254687106 2,530 26,799 SH   OTR   26,099 0 700
DISNEY WALT CO COM 254687106 2,146 22,742 SH   SOLE   17,183 0 5,559
ASTRAZENECA PLC SPONSORED ADR 046353108 215 3,258 SH   DFND   3,258 0 0
FIRST SOLAR INC COM 336433107 220 3,230 SH   DFND   3,230 0 0
DOLLAR GEN CORP NEW COM 256677105 14,431 58,795 SH   DFND   55,901 0 2,894
DOLLAR GEN CORP NEW COM 256677105 15,324 62,439 SH   SOLE   57,841 0 4,598
DOMINION ENERGY INC COM 25746U109 5,540 69,420 SH   DFND   67,842 0 1,578
DOMINION ENERGY INC COM 25746U109 1,254 15,709 SH   OTR   15,709 0 0
DOMINION ENERGY INC COM 25746U109 810 10,139 SH   SOLE   7,214 0 2,925
PHILIP MORRIS INTL INC COM 718172109 318 3,225 SH   OTR   3,225 0 0
DORCHESTER MINERALS LP COM UNIT 25820R105 356 14,922 SH   SOLE   14,922 0 0
DOW INC COM 260557103 4,249 82,329 SH   DFND   80,180 0 2,149
BOSTON PROPERTIES INC COM 101121101 283 3,185 SH   SOLE   0 0 3,185
DOW INC COM 260557103 3,275 63,431 SH   SOLE   42,987 0 20,444
ISHARES TR RUSSELL 3000 ETF 464287689 689 3,167 SH   SOLE   3,139 0 28
GLOBAL PMTS INC COM 37940X102 349 3,153 SH   DFND   0 0 3,153
DROPBOX INC CL A 26210C104 927 44,150 SH   SOLE   44,150 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,829 17,056 SH   DFND   16,347 0 709
DUPONT DE NEMOURS INC COM 26614N102 3,955 71,166 SH   DFND   67,823 0 3,343
DUPONT DE NEMOURS INC COM 26614N102 1,884 33,901 SH   SOLE   17,422 0 16,479
DXC TECHNOLOGY CO COM 23355L106 1,137 37,506 SH   SOLE   0 0 37,506
ISHARES TR U.S. REAL ES ETF 464287739 284 3,091 SH   DFND   0 0 0
EASTMAN CHEM CO COM 277432100 1,407 15,680 SH   SOLE   90 0 15,590
PROLOGIS INC. COM 74340W103 363 3,084 SH   DFND   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 580 3,079 SH   SOLE   2,033 0 1,046
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 198 18,120 SH   SOLE   0 0 18,120
WEC ENERGY GROUP INC COM 92939U106 308 3,062 SH   SOLE   1,667 0 1,395
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 409 3,050 SH   OTR   0 0 0
SAP SE SPON ADR 803054204 276 3,040 SH   DFND   1,111 0 1,929
ISHARES TR SELECT DIVID ETF 464287168 356 3,032 SH   SOLE   606 0 2,426
ECOLAB INC COM 278865100 2,589 16,838 SH   DFND   16,143 0 695
MASTEC INC COM 576323109 216 3,014 SH   DFND   2,813 0 201
ECOLAB INC COM 278865100 6,884 44,772 SH   SOLE   42,451 0 2,321
EDISON INTL COM 281020107 913 14,437 SH   SOLE   818 0 13,619
EDWARDS LIFESCIENCES CORP COM 28176E108 5,375 56,527 SH   DFND   56,414 0 113
META PLATFORMS INC CL A 30303M102 469 2,911 SH   OTR   2,911 0 0
SHERWIN WILLIAMS CO COM 824348106 648 2,893 SH   SOLE   2,700 0 193
AUTONATION INC COM 05329W102 322 2,883 SH   SOLE   0 0 2,883
CBRE GROUP INC CL A 12504L109 212 2,875 SH   SOLE   0 0 2,875
EMERSON ELEC CO COM 291011104 4,305 54,125 SH   DFND   53,161 0 964
AMERICAN TOWER CORP NEW COM 03027X100 733 2,869 SH   DFND   0 0 0
EMERSON ELEC CO COM 291011104 5,409 68,003 SH   SOLE   48,702 0 19,301
AIRBNB INC COM CL A 009066101 255 2,865 SH   DFND   150 0 2,715
NETFLIX INC COM 64110L106 495 2,833 SH   DFND   1,269 0 1,564
AUTODESK INC COM 052769106 484 2,817 SH   DFND   360 0 2,457
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 163 16,289 SH   SOLE   0 0 16,289
ENGINE GAMING AND MEDIA INC COM 29287W102 25 30,969 SH   SOLE   0 0 30,969
3M CO COM 88579Y101 361 2,788 SH   OTR   2,788 0 0
PPG INDS INC COM 693506107 318 2,781 SH   SOLE   2,781 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 228 2,750 SH   SOLE   2,750 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 463 19,010 SH   DFND   17,941 0 1,069
NOVARTIS AG SPONSORED ADR 66987V109 232 2,748 SH   OTR   2,748 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,151 47,215 SH   SOLE   45,122 0 2,093
EOG RES INC COM 26875P101 2,153 19,494 SH   DFND   18,684 0 810
XYLEM INC COM 98419M100 212 2,718 SH   DFND   804 0 1,914
EQUINIX INC COM 29444U700 8,583 13,064 SH   SOLE   12,413 0 651
EQUINOR ASA SPONSORED ADR 29446M102 373 10,731 SH   SOLE   760 0 9,971
PTC INC COM 69370C100 284 2,675 SH   OTR   2,675 0 0
SPDR GOLD TR GOLD SHS 78463V107 451 2,675 SH   DFND   0 0 0
VISA INC COM CL A 92826C839 526 2,670 SH   OTR   2,670 0 0
ESSEX PPTY TR INC COM 297178105 2,662 10,183 SH   SOLE   8,632 0 1,551
ENTERGY CORP NEW COM 29364G103 298 2,650 SH   DFND   2,612 0 38
L3HARRIS TECHNOLOGIES INC COM 502431109 641 2,650 SH   OTR   2,650 0 0
QUEST DIAGNOSTICS INC COM 74834L100 352 2,649 SH   DFND   2,150 0 499
NORFOLK SOUTHN CORP COM 655844108 585 2,575 SH   OTR   2,575 0 0
EXELON CORP COM 30161N101 1,488 32,837 SH   SOLE   162 0 32,675
T-MOBILE US INC COM 872590104 341 2,532 SH   DFND   1,400 0 1,132
EXTRA SPACE STORAGE INC COM 30225T102 2,590 15,226 SH   SOLE   13,069 0 2,157
EXXON MOBIL CORP COM 30231G102 43,506 508,012 SH   DFND   487,577 0 20,435
EXXON MOBIL CORP COM 30231G102 5,122 59,808 SH   OTR   59,807 0 1
EXXON MOBIL CORP COM 30231G102 9,847 114,987 SH   SOLE   24,610 0 90,377
FASTENAL CO COM 311900104 972 19,472 SH   DFND   19,337 0 135
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 1,756 18,339 SH   SOLE   16,056 0 2,283
FEDEX CORP COM 31428X106 8,968 39,555 SH   DFND   39,034 0 521
ENTERGY CORP NEW COM 29364G103 281 2,492 SH   SOLE   158 0 2,334
FEDEX CORP COM 31428X106 4,159 18,348 SH   SOLE   9,281 0 9,067
FERROGLOBE PLC SHS G33856108 89 15,000 SH   SOLE   15,000 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,099 45,100 SH   SOLE   0 0 45,100
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 44,387 1,200,956 SH   DFND   1,200,830 0 126
ISHARES TR RUS 1000 GRW ETF 464287614 538 2,460 SH   OTR   0 0 0
PPG INDS INC COM 693506107 281 2,455 SH   DFND   2,416 0 39
FIRST INDL RLTY TR INC COM 32054K103 2,372 49,957 SH   SOLE   42,514 0 7,443
ISHARES TR CORE US AGGBD ET 464287226 244 2,398 SH   SOLE   2,049 0 349
STRYKER CORPORATION COM 863667101 475 2,388 SH   SOLE   2,388 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 8,698 60,318 SH   DFND   60,318 0 0
MARRIOTT INTL INC NEW CL A 571903202 323 2,378 SH   DFND   1,738 0 640
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 305 2,375 SH   OTR   0 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 238 2,365 SH   DFND   0 0 0
FIRST TR / ABERDEEN EMERGING COM 33731K102 141 16,063 SH   SOLE   0 0 16,063
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 323 2,346 SH   DFND   0 0 0
EASTMAN CHEM CO COM 277432100 209 2,325 SH   DFND   2,160 0 165
AMETEK INC COM 031100100 255 2,322 SH   SOLE   2,322 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 436 2,312 SH   DFND   0 0 0
FIRSTENERGY CORP COM 337932107 1,858 48,392 SH   SOLE   1,558 0 46,834
FISERV INC COM 337738108 1,494 16,794 SH   DFND   15,988 0 806
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 235 2,307 SH   OTR   0 0 0
NORTHERN TR CORP COM 665859104 222 2,301 SH   DFND   2,235 0 66
FLEETCOR TECHNOLOGIES INC COM 339041105 8,267 39,347 SH   SOLE   39,347 0 0
FLEX LTD ORD Y2573F102 471 32,582 SH   SOLE   0 0 32,582
FMC CORP COM NEW 302491303 1,626 15,191 SH   SOLE   13,153 0 2,038
TOYOTA MOTOR CORP ADS 892331307 348 2,262 SH   SOLE   67 0 2,195
BIOGEN INC COM 09062X103 461 2,261 SH   DFND   2,261 0 0
FORD MTR CO DEL COM 345370860 1,550 139,245 SH   DFND   138,759 0 486
FORD MTR CO DEL COM 345370860 153 13,725 SH   OTR   13,725 0 0
FORD MTR CO DEL COM 345370860 786 70,530 SH   SOLE   46,000 0 24,530
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 256 2,250 SH   DFND   2,250 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 611 2,238 SH   OTR   2,238 0 0
UNITED PARCEL SERVICE INC CL B 911312106 401 2,204 SH   SOLE   1,577 0 627
FOX CORP CL B COM 35137L204 333 11,196 SH   SOLE   0 0 11,196
INTUITIVE SURGICAL INC COM NEW 46120E602 441 2,197 SH   SOLE   1,522 0 675
FREEPORT-MCMORAN INC CL B 35671D857 328 11,212 SH   SOLE   0 0 11,212
YUM BRANDS INC COM 988498101 245 2,159 SH   DFND   2,137 0 22
NORFOLK SOUTHN CORP COM 655844108 490 2,158 SH   DFND   2,030 0 128
HESS CORP COM 42809H107 228 2,156 SH   DFND   2,002 0 154
BALCHEM CORP COM 057665200 275 2,119 SH   DFND   1,900 0 219
GABELLI MULTIMEDIA TR INC COM 36239Q109 393 54,302 SH   SOLE   0 0 54,302
AGILENT TECHNOLOGIES INC COM 00846U101 250 2,108 SH   DFND   1,270 0 838
CATALENT INC COM 148806102 226 2,105 SH   DFND   0 0 2,105
VALERO ENERGY CORP COM 91913Y100 224 2,104 SH   DFND   2,023 0 81
MODERNA INC COM 60770K107 300 2,100 SH   DFND   2,100 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 303 2,088 SH   OTR   0 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 347 2,062 SH   OTR   0 0 0
TARGET CORP COM 87612E106 290 2,055 SH   OTR   2,055 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 749 2,047 SH   OTR   1,047 0 1,000
GENERAC HLDGS INC COM 368736104 5,331 25,318 SH   SOLE   24,468 0 850
GENERAL DYNAMICS CORP COM 369550108 20,608 93,144 SH   DFND   92,416 0 728
GENERAL DYNAMICS CORP COM 369550108 5,997 27,107 SH   SOLE   22,810 0 4,297
GENERAL ELECTRIC CO COM NEW 369604301 2,414 37,914 SH   SOLE   5,858 0 32,056
GENERAL MLS INC COM 370334104 3,667 48,600 SH   DFND   47,819 0 781
GENERAL MLS INC COM 370334104 804 10,661 SH   OTR   9,905 576 180
GENERAL MTRS CO COM 37045V100 991 31,212 SH   SOLE   792 0 30,420
GENUINE PARTS CO COM 372460105 10,118 76,074 SH   DFND   75,285 0 789
GENWORTH FINL INC COM CL A 37247D106 60 16,961 SH   SOLE   0 0 16,961
GILEAD SCIENCES INC COM 375558103 1,855 30,006 SH   SOLE   9,150 0 20,856
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108 684 16,950 SH   SOLE   16,950 0 0
GOGO INC COM 38046C109 162 10,000 SH   DFND   10,000 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106 233 25,523 SH   SOLE   0 0 25,523
GOLDMAN SACHS GROUP INC COM 38141G104 5,060 17,036 SH   DFND   16,523 0 513
KIMBERLY-CLARK CORP COM 494368103 269 1,997 SH   SOLE   173 0 1,824
SERVICENOW INC COM 81762P102 942 1,981 SH   DFND   1,090 0 891
CHECK POINT SOFTWARE TECH LT ORD M22465104 239 1,960 SH   OTR   1,960 0 0
MARTIN MARIETTA MATLS INC COM 573284106 584 1,950 SH   OTR   1,950 0 0
GRUPO TELEVISA S A B SPON ADR REP ORD 40049J206 91 11,158 SH   SOLE   0 0 11,158
GSK PLC SPONSORED ADR 37733W105 476 10,935 SH   DFND   10,935 0 0
GSK PLC SPONSORED ADR 37733W105 1,324 30,413 SH   SOLE   24,468 0 5,945
TESLA INC COM 88160R101 1,290 1,917 SH   SOLE   1,729 0 188
WORKDAY INC CL A 98138H101 267 1,915 SH   DFND   1,915 0 0
HALLIBURTON CO COM 406216101 1,256 40,037 SH   SOLE   248 0 39,789
HANCOCK JOHN FINL OPPTYS FD SH BEN INT NEW 409735206 796 21,438 SH   SOLE   0 0 21,438
HANESBRANDS INC COM 410345102 1,502 146,001 SH   SOLE   0 0 146,001
SHERWIN WILLIAMS CO COM 824348106 420 1,877 SH   DFND   1,345 0 532
HEALTHCARE TR AMER INC CL A NEW 42225P501 790 28,294 SH   DFND   0 0 0
HEALTHCARE TR AMER INC CL A NEW 42225P501 1,508 54,028 SH   SOLE   46,265 0 7,763
GROUP 1 AUTOMOTIVE INC COM 398905109 317 1,864 SH   SOLE   0 0 1,864
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 31 10,000 SH   SOLE   0 0 10,000
HELMERICH & PAYNE INC COM 423452101 880 20,433 SH   SOLE   0 0 20,433
EOG RES INC COM 26875P101 205 1,859 SH   OTR   1,859 0 0
HERBALIFE NUTRITION LTD COM SHS G4412G101 256 12,537 SH   SOLE   0 0 12,537
EQUIFAX INC COM 294429105 338 1,850 SH   DFND   1,700 0 150
HERSHEY CO COM 427866108 4,126 19,176 SH   DFND   18,744 0 432
QUEST DIAGNOSTICS INC COM 74834L100 245 1,844 SH   SOLE   263 0 1,581
HESS MIDSTREAM LP CL A SHS 428103105 297 10,597 SH   SOLE   10,597 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,401 105,648 SH   SOLE   97 0 105,551
HOME DEPOT INC COM 437076102 32,555 118,697 SH   DFND   116,480 0 2,217
HOME DEPOT INC COM 437076102 3,407 12,423 SH   OTR   11,423 0 1,000
HOME DEPOT INC COM 437076102 8,666 31,597 SH   SOLE   27,460 0 4,136
HONEYWELL INTL INC COM 438516106 9,040 52,008 SH   DFND   49,264 0 2,744
KIMBERLY-CLARK CORP COM 494368103 246 1,818 SH   OTR   1,547 0 271
HONEYWELL INTL INC COM 438516106 6,235 35,878 SH   SOLE   32,530 0 3,348
HOVNANIAN ENTERPRISES INC CL A NEW 442487401 493 11,530 SH   SOLE   11,530 0 0
HP INC COM 40434L105 3,070 93,636 SH   SOLE   16 0 93,620
DIAMONDBACK ENERGY INC COM 25278X109 217 1,792 SH   DFND   0 0 1,792
HUNTINGTON BANCSHARES INC COM 446150104 299 24,847 SH   DFND   11,672 4,114 9,061
DIGITAL RLTY TR INC COM 253868103 231 1,781 SH   DFND   0 0 0
GARTNER INC COM 366651107 430 1,777 SH   DFND   0 0 1,777
IAMGOLD CORP COM 450913108 34 21,276 SH   SOLE   0 0 21,276
ICICI BANK LIMITED ADR 45104G104 195 10,966 SH   DFND   0 0 10,966
ALIGN TECHNOLOGY INC COM 016255101 416 1,756 SH   SOLE   1,756 0 0
BOOKING HOLDINGS INC COM 09857L108 3,045 1,741 SH   SOLE   1,669 0 72
ILLINOIS TOOL WKS INC COM 452308109 2,554 14,013 SH   DFND   13,760 0 253
INFOSYS LTD SPONSORED ADR 456788108 663 35,799 SH   DFND   35,440 0 359
ING GROEP N.V. SPONSORED ADR 456837103 117 11,806 SH   SOLE   0 0 11,806
INGERSOLL RAND INC COM 45687V106 2,575 61,188 SH   DFND   61,188 0 0
BOSTON BEER INC CL A 100557107 518 1,711 SH   SOLE   0 0 1,711
INTEL CORP COM 458140100 15,587 416,645 SH   DFND   413,539 300 2,806
INTEL CORP COM 458140100 1,438 38,445 SH   OTR   37,555 890 0
INTEL CORP COM 458140100 2,765 73,938 SH   SOLE   8,984 0 64,954
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,713 18,212 SH   DFND   16,904 0 1,308
ELEVANCE HEALTH INC COM 036752103 811 1,680 SH   DFND   1,643 0 37
INTERNATIONAL BUSINESS MACHS COM 459200101 9,383 66,460 SH   DFND   65,191 128 1,141
INTERNATIONAL BUSINESS MACHS COM 459200101 6,441 45,619 SH   SOLE   29,043 0 16,576
NASDAQ INC COM 631103108 254 1,665 SH   DFND   0 0 1,665
INTERNATIONAL PAPER CO COM 460146103 9,412 225,011 SH   DFND   223,939 0 1,072
INTERNATIONAL PAPER CO COM 460146103 496 11,852 SH   OTR   11,852 0 0
INTERPUBLIC GROUP COS INC COM 460690100 6,797 246,896 SH   DFND   244,399 0 2,497
INTERPUBLIC GROUP COS INC COM 460690100 521 18,925 SH   OTR   18,925 0 0
INTERPUBLIC GROUP COS INC COM 460690100 2,096 76,157 SH   SOLE   69,108 0 7,049
INTUIT COM 461202103 6,605 17,137 SH   SOLE   16,397 0 740
STRYKER CORPORATION COM 863667101 320 1,607 SH   OTR   1,607 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 406 22,500 SH   SOLE   22,500 0 0
CLOROX CO DEL COM 189054109 226 1,603 SH   SOLE   1,503 0 100
MASTERCARD INCORPORATED CL A 57636Q104 494 1,567 SH   SOLE   1,233 0 334
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 204 1,555 SH   SOLE   1,555 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 3,944 26,617 SH   SOLE   900 0 25,717
VERTEX PHARMACEUTICALS INC COM 92532F100 437 1,550 SH   SOLE   1,550 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 12,931 96,332 SH   DFND   0 0 0
EASTGROUP PPTYS INC COM 277276101 234 1,519 SH   DFND   0 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 442 1,503 SH   DFND   1,503 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 68,319 243,751 SH   DFND   0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,260 11,631 SH   OTR   0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 8,991 32,078 SH   SOLE   31,471 0 607
INVESCO TR INVT GRADE NEW YO COM 46131T101 224 20,818 SH   SOLE   20,818 0 0
ALBEMARLE CORP COM 012653101 314 1,501 SH   SOLE   235 0 1,266
IRIDIUM COMMUNICATIONS INC COM 46269C102 624 16,608 SH   SOLE   15,478 0 1,130
IRON MTN INC NEW COM 46284V101 2,562 52,620 SH   SOLE   46,666 0 5,954
ISHARES INC CORE MSCI EMKT 46434G103 8,142 165,963 SH   SOLE   156,448 0 9,515
ISHARES INC MSCI CDA ETF 464286509 342 10,165 SH   DFND   0 0 0
ISHARES INC MSCI FRANCE ETF 464286707 326 10,869 SH   DFND   0 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 203 1,493 SH   DFND   0 0 0
ISHARES SILVER TR ISHARES 46428Q109 279 14,975 SH   SOLE   14,975 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 1,138 33,551 SH   SOLE   0 0 33,551
FTI CONSULTING INC COM 302941109 266 1,471 SH   DFND   0 0 1,471
ISHARES TR CORE MSCI EAFE 46432F842 1,122 19,061 SH   SOLE   19,061 0 0
ALPHABET INC CAP STK CL A 02079K305 3,136 1,439 SH   OTR   1,429 0 10
ALBEMARLE CORP COM 012653101 299 1,431 SH   DFND   1,006 0 425
TEXAS INSTRS INC COM 882508104 213 1,384 SH   OTR   1,384 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 611 25,250 SH   SOLE   24,692 0 558
PUBLIC STORAGE COM 74460D109 432 1,383 SH   DFND   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 5,904 53,656 SH   SOLE   907 0 52,749
ISHARES TR ISHARES BIOTECH 464287556 3,527 29,986 SH   DFND   0 0 0
ISHARES TR ISHARES BIOTECH 464287556 1,180 10,030 SH   OTR   0 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,909 24,732 SH   SOLE   24,461 0 271
ISHARES TR ISHS 1-5YR INVS 464288646 5,413 107,083 SH   SOLE   106,463 0 620
VANGUARD INDEX FDS GROWTH ETF 922908736 302 1,354 SH   SOLE   591 0 763
ISHARES TR MSCI EAFE ETF 464287465 2,715 43,443 SH   DFND   0 0 0
ISHARES TR MSCI EAFE ETF 464287465 923 14,775 SH   SOLE   14,118 0 657
ISHARES TR MSCI EMG MKT ETF 464287234 1,217 30,341 SH   DFND   0 0 0
SEAGEN INC COM 81181C104 234 1,325 SH   SOLE   1,325 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 573 14,290 SH   SOLE   13,191 0 1,099
ISHARES TR NATIONAL MUN ETF 464288414 1,153 10,843 SH   DFND   0 0 0
ISHARES TR PFD AND INCM SEC 464288687 7,025 213,659 SH   DFND   0 0 0
ISHARES TR PFD AND INCM SEC 464288687 608 18,495 SH   OTR   0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,469 11,288 SH   DFND   0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,108 14,538 SH   DFND   0 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 4,866 23,588 SH   SOLE   21,675 0 1,912
ISHARES TR RUS 2000 VAL ETF 464287630 6,951 51,046 SH   SOLE   48,901 0 2,145
ISHARES TR RUS MD CP GR ETF 464287481 2,767 34,923 SH   DFND   0 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,653 20,872 SH   OTR   0 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 3,595 35,395 SH   DFND   0 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,576 15,518 SH   OTR   0 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,447 37,837 SH   DFND   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 38,283 226,049 SH   SOLE   215,098 0 10,951
TRACTOR SUPPLY CO COM 892356106 242 1,248 SH   DFND   1,235 0 13
VANGUARD INDEX FDS LARGE CAP ETF 922908637 215 1,245 SH   SOLE   1,245 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 215 1,233 SH   DFND   1,233 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 7,888 130,709 SH   DFND   0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,815 30,081 SH   OTR   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408 12,003 87,321 SH   DFND   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,708 12,429 SH   OTR   0 0 0
EXTRA SPACE STORAGE INC COM 30225T102 207 1,217 SH   DFND   0 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,056 25,973 SH   DFND   0 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 356 1,200 SH   OTR   1,200 0 0
ISHARES TR TIPS BD ETF 464287176 5,886 51,668 SH   SOLE   48,714 0 2,954
ISHARES TR U.S. MED DVC ETF 464288810 3,816 75,656 SH   SOLE   75,656 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 260 1,197 SH   DFND   0 0 0
ISHARES TR US HOME CONS ETF 464288752 837 15,934 SH   SOLE   146 0 15,788
ISHARES TR CORE S&P MCP ETF 464287507 3,099 13,696 SH   SOLE   13,423 0 273
ISHARES TR CORE S&P SCP ETF 464287804 3,986 43,129 SH   DFND   0 0 0
GENERAL DYNAMICS CORP COM 369550108 257 1,160 SH   OTR   1,160 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,034 21,997 SH   SOLE   15,507 0 6,490
VANGUARD WORLD FDS INF TECH ETF 92204A702 377 1,156 SH   DFND   0 0 0
ISHARES TR CORE S&P500 ETF 464287200 8,030 21,179 SH   SOLE   18,406 0 2,773
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 65 15,142 SH   SOLE   0 0 15,142
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 13,116 261,855 SH   DFND   0 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,901 97,834 SH   OTR   0 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,076 81,387 SH   SOLE   77,420 0 3,967
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 3,255 64,260 SH   SOLE   64,260 0 0
REGENERON PHARMACEUTICALS COM 75886F107 657 1,113 SH   SOLE   943 0 170
JAPAN SMALLER CAPITALIZATION COM 47109U104 102 16,102 SH   SOLE   0 0 16,102
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 340 1,105 SH   SOLE   787 0 318
JOHNSON & JOHNSON COM 478160104 47,464 267,389 SH   DFND   260,569 0 6,820
JOHNSON & JOHNSON COM 478160104 5,387 30,349 SH   OTR   29,949 0 400
JOHNSON & JOHNSON COM 478160104 19,090 107,541 SH   SOLE   97,457 0 10,084
JPMORGAN CHASE & CO COM 46625H100 43,880 389,660 SH   DFND   380,480 0 9,180
JPMORGAN CHASE & CO COM 46625H100 4,659 41,374 SH   OTR   40,374 0 1,000
JPMORGAN CHASE & CO COM 46625H100 16,310 144,828 SH   SOLE   121,585 0 23,243
ADOBE SYSTEMS INCORPORATED COM 00724F101 383 1,048 SH   SOLE   949 0 99
KALA PHARMACEUTICALS INC COM 483119103 4 13,675 SH   SOLE   13,675 0 0
KELLOGG CO COM 487836108 3,374 47,288 SH   DFND   46,253 275 760
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 319 1,036 SH   DFND   0 0 0
KEYCORP COM 493267108 3,434 199,276 SH   DFND   196,901 0 2,375
KEYCORP COM 493267108 394 22,882 SH   OTR   22,882 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105 215 1,022 SH   DFND   747 0 275
KINDER MORGAN INC DEL COM 49456B101 252 15,004 SH   SOLE   5,889 0 9,115
REGENERON PHARMACEUTICALS COM 75886F107 595 1,007 SH   DFND   962 0 45
KNIGHTSCOPE INC CLASS A COM 49907V102 31 10,187 SH   SOLE   0 0 10,187
KRAFT HEINZ CO COM 500754106 1,814 47,583 SH   SOLE   1,483 0 46,100
KROGER CO COM 501044101 566 11,953 SH   DFND   7,142 0 4,811
KROGER CO COM 501044101 2,756 58,243 SH   SOLE   200 0 58,043
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 169 17,312 SH   SOLE   2,518 0 14,794
L3HARRIS TECHNOLOGIES INC COM 502431109 4,979 20,599 SH   DFND   20,012 0 587
L3HARRIS TECHNOLOGIES INC COM 502431109 2,668 11,040 SH   SOLE   8,105 0 2,935
LABORATORY CORP AMER HLDGS COM NEW 50540R409 22,785 97,223 SH   DFND   96,847 0 376
LAKELAND BANCORP INC COM 511637100 800 54,706 SH   SOLE   54,706 0 0
LAUDER ESTEE COS INC CL A 518439104 5,336 20,951 SH   DFND   20,800 0 151
LAUDER ESTEE COS INC CL A 518439104 7,053 27,693 SH   SOLE   26,768 0 925
LAZARD LTD SHS A G54050102 373 11,501 SH   DFND   11,501 0 0
LEXINFINTECH HLDGS LTD ADR 528877103 22 10,000 SH   SOLE   0 0 10,000
BIOGEN INC COM 09062X103 203 993 SH   SOLE   0 0 993
LIBERTY ALL-STAR GROWTH FD I COM 529900102 107 18,350 SH   DFND   0 0 0
DEERE & CO COM 244199105 290 967 SH   OTR   967 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105 227 33,000 SH   SOLE   33,000 0 0
LILLY ELI & CO COM 532457108 21,432 66,100 SH   DFND   64,777 0 1,323
CIGNA CORP NEW COM 125523100 246 934 SH   OTR   813 0 121
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 33 16,001 SH   SOLE   0 0 16,001
LOWES COS INC COM 548661107 20,496 117,343 SH   DFND   114,244 0 3,099
LOWES COS INC COM 548661107 2,212 12,663 SH   OTR   12,663 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,697 35,520 SH   SOLE   35,231 0 289
GRAINGER W W INC COM 384802104 389 857 SH   DFND   0 0 857
MANULIFE FINL CORP COM 56501R106 228 13,128 SH   DFND   2,352 0 10,776
MANULIFE FINL CORP COM 56501R106 878 50,651 SH   SOLE   0 0 50,651
MARTIN MARIETTA MATLS INC COM 573284106 6,019 20,115 SH   DFND   19,900 0 215
BROADCOM INC COM 11135F101 390 804 SH   SOLE   408 0 396
ROGERS CORP COM 775133101 210 800 SH   SOLE   0 0 800
MAVERIX METALS INC COM NEW 57776F405 44 10,000 SH   SOLE   10,000 0 0
MCCORMICK & CO INC COM NON VTG 579780206 2,800 33,634 SH   DFND   33,231 0 403
MCCORMICK & CO INC COM NON VTG 579780206 1,128 13,545 SH   OTR   13,545 0 0
MCDONALDS CORP COM 580135101 20,748 84,040 SH   DFND   82,426 0 1,614
MCDONALDS CORP COM 580135101 3,774 15,288 SH   OTR   15,288 0 0
MEDTRONIC PLC SHS G5960L103 1,363 15,188 SH   DFND   10,985 0 4,203
MEDTRONIC PLC SHS G5960L103 5,616 62,584 SH   SOLE   57,879 0 4,705
MERCK & CO INC COM 58933Y105 41,114 450,961 SH   DFND   446,483 0 4,478
MERCK & CO INC COM 58933Y105 5,533 60,684 SH   OTR   60,684 0 0
MERCK & CO INC COM 58933Y105 16,760 183,846 SH   SOLE   147,096 0 36,750
META PLATFORMS INC CL A 30303M102 8,281 51,355 SH   DFND   46,286 0 5,069
META PLATFORMS INC CL A 30303M102 3,141 19,478 SH   SOLE   15,650 0 3,828
LINDE PLC SHS G5494J103 219 761 SH   OTR   761 0 0
METLIFE INC COM 59156R108 1,003 15,975 SH   DFND   15,861 0 114
METLIFE INC COM 59156R108 3,891 61,963 SH   SOLE   20,622 0 41,341
MEXICO FD INC COM 592835102 499 34,579 SH   SOLE   0 0 34,579
MFS CHARTER INCOME TR SH BEN INT 552727109 589 93,512 SH   SOLE   0 0 93,512
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 274 60,187 SH   SOLE   4,000 0 56,187
MGM RESORTS INTERNATIONAL COM 552953101 664 22,946 SH   SOLE   0 0 22,946
MICROCHIP TECHNOLOGY INC. COM 595017104 3,643 62,724 SH   DFND   55,992 0 6,732
MICROSOFT CORP COM 594918104 65,788 256,152 SH   DFND   245,746 0 10,406
MICROSOFT CORP COM 594918104 4,926 19,180 SH   OTR   19,180 0 0
MICROSOFT CORP COM 594918104 40,732 158,593 SH   SOLE   122,177 0 36,416
MID-AMER APT CMNTYS INC COM 59522J103 2,905 16,631 SH   SOLE   14,653 0 1,978
MOLSON COORS BEVERAGE CO CL B 60871R209 1,516 27,805 SH   SOLE   0 0 27,805
MONDELEZ INTL INC CL A 609207105 1,474 23,735 SH   DFND   17,714 0 6,021
UNITEDHEALTH GROUP INC COM 91324P102 381 742 SH   OTR   742 0 0
MONDELEZ INTL INC CL A 609207105 3,229 52,009 SH   SOLE   33,347 0 18,662
MORGAN STANLEY COM NEW 617446448 10,420 136,993 SH   DFND   132,775 0 4,218
BROADCOM INC 8% MCNV PFD SR A 11135F200 1,097 730 SH   SOLE   730 0 0
MORGAN STANLEY INDIA INVT FD COM 61745C105 326 14,575 SH   SOLE   0 0 14,575
NATIONAL BEVERAGE CORP COM 635017106 5,873 120,000 SH   DFND   120,000 0 0
NEUBERGER BERMAN REAL ESTATE COM 64190A103 58 14,383 SH   DFND   0 0 0
NEW FOUND GOLD CORP COM 64440N103 45 10,000 SH   SOLE   10,000 0 0
NEW IRELAND FD INC COM 645673104 437 55,184 SH   SOLE   0 0 55,184
NEW JERSEY RES CORP COM 646025106 475 10,661 SH   DFND   10,661 0 0
NEWMONT CORP COM 651639106 970 16,264 SH   SOLE   0 0 16,264
NEXTERA ENERGY INC COM 65339F101 27,592 356,213 SH   DFND   354,180 0 2,033
NEXTERA ENERGY INC COM 65339F101 1,395 18,006 SH   OTR   18,006 0 0
NEXTERA ENERGY INC COM 65339F101 9,032 116,593 SH   SOLE   109,151 0 7,442
NEXTIER OILFIELD SOLUTIONS COM 65290C105 115 12,106 SH   DFND   0 0 12,106
NIKE INC CL B 654106103 5,083 49,737 SH   DFND   46,951 0 2,786
NIKE INC CL B 654106103 3,117 30,499 SH   SOLE   29,628 0 871
NORDSTROM INC COM 655664100 322 15,243 SH   SOLE   0 0 15,243
NORTH EUROPEAN OIL RTY TR SH BEN INT 659310106 202 16,504 SH   SOLE   16,504 0 0
INTUIT COM 461202103 237 615 SH   DFND   100 0 515
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 161 14,476 SH   SOLE   250 0 14,226
NOVARTIS AG SPONSORED ADR 66987V109 985 11,656 SH   DFND   10,032 876 748
NOVARTIS AG SPONSORED ADR 66987V109 4,072 48,169 SH   SOLE   39,288 0 8,881
NUCOR CORP COM 670346105 6,667 63,851 SH   DFND   63,246 0 605
NUCOR CORP COM 670346105 3,198 30,625 SH   SOLE   26,910 0 3,715
NUTRIEN LTD COM 67077M108 1,413 17,731 SH   SOLE   0 0 17,731
NUVEEN AMT FREE MUN CR INC F COM 67071L106 248 18,896 SH   SOLE   1,566 0 17,330
NUVEEN AMT FREE QLTY MUN INC COM 670657105 161 13,689 SH   SOLE   0 0 13,689
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 133 10,600 SH   OTR   0 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 266 21,123 SH   SOLE   0 0 21,123
NUVEEN QUALITY MUNCP INCOME COM 67066V101 255 20,436 SH   SOLE   240 0 20,196
OCCIDENTAL PETE CORP COM 674599105 689 11,709 SH   SOLE   0 0 11,709
THERMO FISHER SCIENTIFIC INC COM 883556102 288 530 SH   OTR   530 0 0
NORTHROP GRUMMAN CORP COM 666807102 241 503 SH   DFND   412 0 91
ONEOK INC NEW COM 682680103 634 11,417 SH   SOLE   10,917 0 500
PALO ALTO NETWORKS INC COM 697435105 247 501 SH   DFND   103 0 398
ORACLE CORP COM 68389X105 14,424 206,437 SH   DFND   204,592 0 1,845
ORACLE CORP COM 68389X105 6,624 94,786 SH   SOLE   82,269 0 12,517
ORANGE SPONSORED ADR 684060106 204 17,342 SH   SOLE   0 0 17,342
ORGANON & CO COMMON STOCK 68622V106 608 18,018 SH   DFND   17,709 0 309
ORGANON & CO COMMON STOCK 68622V106 615 18,201 SH   SOLE   2,954 0 15,247
OTIS WORLDWIDE CORP COM 68902V107 4,209 59,558 SH   DFND   51,771 0 7,787
PACKAGING CORP AMER COM 695156109 18,732 136,233 SH   DFND   136,213 0 20
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,331 53,935 SH   DFND   42,964 9,240 1,731
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,533 62,093 SH   SOLE   2,740 0 59,353
PAYPAL HLDGS INC COM 70450Y103 13,385 191,655 SH   DFND   186,652 0 5,003
PAYPAL HLDGS INC COM 70450Y103 735 10,525 SH   OTR   10,525 0 0
PAYPAL HLDGS INC COM 70450Y103 1,530 21,907 SH   SOLE   20,901 0 1,006
PEAPACK-GLADSTONE FINL CORP COM 704699107 15,646 526,816 SH   DFND   476,852 0 49,964
PEAPACK-GLADSTONE FINL CORP COM 704699107 3,464 116,627 SH   OTR   102,767 0 13,860
PEAPACK-GLADSTONE FINL CORP COM 704699107 8,962 301,728 SH   SOLE   150,472 0 151,256
PEPSICO INC COM 713448108 42,879 257,282 SH   DFND   253,716 0 3,566
PEPSICO INC COM 713448108 5,464 32,786 SH   OTR   30,286 0 2,500
PEPSICO INC COM 713448108 8,093 48,560 SH   SOLE   45,431 0 3,129
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 275 23,520 SH   SOLE   0 0 23,520
PFIZER INC COM 717081103 15,849 302,296 SH   DFND   285,990 0 16,306
PFIZER INC COM 717081103 1,051 20,037 SH   OTR   20,037 0 0
PFIZER INC COM 717081103 9,312 177,614 SH   SOLE   83,166 0 94,448
PG&E CORP COM 69331C108 1,546 154,964 SH   SOLE   629 0 154,335
PHILIP MORRIS INTL INC COM 718172109 6,977 70,664 SH   DFND   66,842 0 3,822
PHILIP MORRIS INTL INC COM 718172109 1,300 13,153 SH   SOLE   1,696 0 11,457
PILGRIMS PRIDE CORP COM 72147K108 646 20,699 SH   SOLE   0 0 20,699
PIMCO CORPORATE & INCOME OPP COM 72201B101 325 26,000 SH   SOLE   26,000 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,330 26,316 SH   DFND   0 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 21,397 215,894 SH   SOLE   213,304 0 2,590
PALO ALTO NETWORKS INC COM 697435105 212 430 SH   SOLE   85 0 345
OREILLY AUTOMOTIVE INC COM 67103H107 262 415 SH   DFND   327 0 88
PNC FINL SVCS GROUP INC COM 693475105 23,351 148,005 SH   DFND   146,942 0 1,063
PNC FINL SVCS GROUP INC COM 693475105 8,732 55,347 SH   SOLE   47,398 0 7,949
POLESTAR AUTOMOTIVE HLDG UK ADS A 731105201 88 10,000 SH   SOLE   10,000 0 0
PPL CORP COM 69351T106 576 21,238 SH   DFND   21,209 0 29
PPL CORP COM 69351T106 557 20,540 SH   SOLE   1,000 0 19,540
PROCTER AND GAMBLE CO COM 742718109 26,714 185,783 SH   DFND   181,136 0 4,647
PROCTER AND GAMBLE CO COM 742718109 5,636 39,199 SH   OTR   37,049 360 1,790
PROCTER AND GAMBLE CO COM 742718109 5,128 35,664 SH   SOLE   25,203 0 10,461
PROLOGIS INC. COM 74340W103 3,211 27,295 SH   SOLE   23,529 0 3,766
PRUDENTIAL FINL INC COM 744320102 967 10,109 SH   SOLE   1,669 0 8,440
CHIPOTLE MEXICAN GRILL INC COM 169656105 486 372 SH   DFND   308 0 64
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 8,752 138,299 SH   DFND   135,070 0 3,229
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 781 12,338 SH   OTR   12,338 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 959 15,158 SH   SOLE   8,832 0 6,326
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 211 55,645 SH   SOLE   0 0 55,645
QUALCOMM INC COM 747525103 21,366 167,263 SH   DFND   165,166 0 2,097
QUALCOMM INC COM 747525103 2,686 21,028 SH   OTR   20,028 0 1,000
QUALCOMM INC COM 747525103 5,375 42,082 SH   SOLE   24,253 0 17,829
QUALTRICS INTL INC COM CL A 747601201 226 18,050 SH   SOLE   18,050 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 15,120 157,320 SH   DFND   143,521 0 13,799
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,016 20,977 SH   OTR   20,477 0 500
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,148 43,151 SH   SOLE   35,431 0 7,720
REALTY INCOME CORP COM 756109104 1,317 19,299 SH   DFND   0 0 0
REALTY INCOME CORP COM 756109104 2,657 38,911 SH   SOLE   33,420 0 5,491
REAVES UTIL INCOME FD COM SH BEN INT 756158101 405 13,057 SH   SOLE   13,057 0 0
RIO TINTO PLC SPONSORED ADR 767204100 738 12,105 SH   SOLE   360 0 11,745
ROCKWELL AUTOMATION INC COM 773903109 6,378 31,998 SH   DFND   31,831 0 167
ALPHABET INC CAP STK CL C 02079K107 667 305 SH   OTR   305 0 0
ROYCE MICRO-CAP TR INC COM 780915104 392 46,936 SH   SOLE   0 0 46,936
S&P GLOBAL INC COM 78409V104 9,273 27,512 SH   SOLE   24,872 0 2,640
SABINE RTY TR UNIT BEN INT 785688102 1,667 27,396 SH   SOLE   27,396 0 0
SANOFI SPONSORED ADR 80105N105 1,377 27,518 SH   SOLE   17,662 0 9,856
SAREPTA THERAPEUTICS INC COM 803607100 878 11,716 SH   SOLE   11,716 0 0
SCHLUMBERGER LTD COM STK 806857108 1,933 54,059 SH   DFND   50,694 0 3,365
SCHLUMBERGER LTD COM STK 806857108 5,964 166,756 SH   SOLE   62,679 0 104,077
SCHWAB CHARLES CORP COM 808513105 17,560 277,931 SH   DFND   275,578 0 2,353
SCHWAB CHARLES CORP COM 808513105 1,336 21,144 SH   OTR   21,144 0 0
SCHWAB CHARLES CORP COM 808513105 2,535 40,124 SH   SOLE   32,539 0 7,585
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,405 55,362 SH   SOLE   54,451 0 911
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 16,339 519,518 SH   SOLE   458,486 0 61,032
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,949 38,298 SH   SOLE   58 0 38,240
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,102 109,561 SH   SOLE   101 0 109,460
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,865 40,000 SH   SOLE   14,380 0 25,620
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 759 12,159 SH   DFND   0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,774 62,131 SH   SOLE   60,407 0 1,724
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,529 39,213 SH   SOLE   39,027 0 186
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,972 27,606 SH   SOLE   0 0 27,606
SELECT SECTOR SPDR TR ENERGY 81369Y506 10,995 153,750 SH   DFND   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,542 21,552 SH   SOLE   19,101 0 2,451
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 348 11,067 SH   DFND   0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3,068 97,545 SH   SOLE   96,167 0 1,378
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,994 58,144 SH   SOLE   57,571 0 573
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,800 38,796 SH   SOLE   38,723 0 73
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,641 12,797 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,464 27,012 SH   SOLE   23,331 0 3,681
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 893 10,226 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,768 43,142 SH   SOLE   42,926 0 216
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,131 16,127 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 892 12,712 SH   SOLE   12,670 0 42
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,626 20,657 SH   DFND   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,984 15,607 SH   SOLE   15,397 0 210
SENSATA TECHNOLOGIES HLDG PL SHS G8060N102 716 17,325 SH   SOLE   17,325 0 0
SHELL PLC SPON ADS 780259305 807 15,439 SH   DFND   11,825 0 3,614
SHELL PLC SPON ADS 780259305 2,842 54,350 SH   SOLE   12,382 0 41,968
SIMON PPTY GROUP INC NEW COM 828806109 1,639 17,264 SH   DFND   0 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,075 11,316 SH   SOLE   196 0 11,120
AUTOZONE INC COM 053332102 462 215 SH   DFND   98 0 117
SKYWORKS SOLUTIONS INC COM 83088M102 1,116 12,052 SH   DFND   11,919 0 133
AUTOZONE INC COM 053332102 453 211 SH   SOLE   10 0 201
SMART SAND INC COM 83191H107 37 18,438 SH   SOLE   0 0 18,438
SMITH & WESSON BRANDS INC COM 831754106 187 14,270 SH   SOLE   0 0 14,270
SORRENTO THERAPEUTICS INC COM NEW 83587F202 21 10,291 SH   SOLE   10,291 0 0
SOUTHERN CO COM 842587107 1,101 15,437 SH   DFND   14,361 0 1,076
SOUTHWESTERN ENERGY CO COM 845467109 73 11,790 SH   SOLE   1,000 0 10,790
SPDR GOLD TR GOLD SHS 78463V107 5,871 34,855 SH   SOLE   8,487 0 26,368
SPDR S&P 500 ETF TR TR UNIT 78462F103 35,560 94,262 SH   DFND   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,248 16,562 SH   SOLE   15,473 0 1,089
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 25,713 62,185 SH   DFND   0 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 495 20,525 SH   DFND   0 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 302 12,500 SH   SOLE   12,500 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 507 17,050 SH   SOLE   17,050 0 0
SPDR SER TR S&P DIVID ETF 78464A763 7,362 62,031 SH   DFND   0 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,624 13,680 SH   OTR   0 0 0
SPROTT FOCUS TR INC COM 85208J109 118 15,672 SH   SOLE   0 0 15,672
STAG INDL INC COM 85254J102 1,508 48,828 SH   SOLE   42,278 0 6,550
STARBUCKS CORP COM 855244109 8,707 113,982 SH   DFND   112,694 0 1,288
STARBUCKS CORP COM 855244109 1,030 13,481 SH   OTR   13,481 0 0
STARBUCKS CORP COM 855244109 1,901 24,871 SH   SOLE   21,401 0 3,470
STERIS PLC SHS USD G8473T100 8,899 43,167 SH   SOLE   41,767 0 1,400
STRYKER CORPORATION COM 863667101 12,688 63,779 SH   DFND   63,501 0 278
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 67 11,359 SH   DFND   0 0 11,359
SUN CMNTYS INC COM 866674104 1,677 10,525 SH   SOLE   8,760 0 1,765
SUNNOVA ENERGY INTL INC. COM 86745K104 313 16,950 SH   SOLE   16,950 0 0
SYNCHRONY FINANCIAL COM 87165B103 460 16,643 SH   SOLE   36 0 16,607
SYSCO CORP COM 871829107 14,214 167,799 SH   DFND   160,809 0 6,990
SYSCO CORP COM 871829107 1,857 21,923 SH   OTR   20,398 1,050 475
TAPESTRY INC COM 876030107 416 13,620 SH   SOLE   0 0 13,620
TARGET CORP COM 87612E106 3,076 21,781 SH   DFND   21,243 0 538
TD HLDGS INC COM 87250W103 21 84,245 SH   DFND   84,245 0 0
TE CONNECTIVITY LTD SHS H84989104 8,246 72,876 SH   DFND   72,155 0 721
TE CONNECTIVITY LTD SHS H84989104 2,518 22,253 SH   SOLE   20,510 0 1,743
TEGNA INC COM 87901J105 682 32,525 SH   SOLE   0 0 32,525
TELEFONICA S A SPONSORED ADR 879382208 562 109,473 SH   SOLE   0 0 109,473
TELESAT CORP CL A & CL B SHS 879512309 155 13,885 SH   SOLE   13,885 0 0
TERMINIX GLOBAL HOLDINGS INC COM 88087E100 3,752 92,308 SH   SOLE   82,733 0 9,575
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 581 77,282 SH   SOLE   10,100 0 67,182
TEXAS INSTRS INC COM 882508104 8,224 53,521 SH   DFND   50,627 0 2,894
TEXAS INSTRS INC COM 882508104 1,609 10,471 SH   SOLE   7,788 0 2,683
THERMO FISHER SCIENTIFIC INC COM 883556102 12,127 22,321 SH   DFND   20,990 0 1,331
THERMO FISHER SCIENTIFIC INC COM 883556102 23,595 43,432 SH   SOLE   41,107 0 2,325
TJX COS INC NEW COM 872540109 22,540 403,580 SH   DFND   400,357 0 3,223
TJX COS INC NEW COM 872540109 1,318 23,598 SH   OTR   23,598 0 0
TJX COS INC NEW COM 872540109 3,539 63,366 SH   SOLE   61,229 0 2,137
TOTALENERGIES SE SPONSORED ADS 89151E109 1,174 22,303 SH   DFND   22,303 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 959 18,220 SH   SOLE   12,660 0 5,560
TRANE TECHNOLOGIES PLC SHS G8994E103 9,554 73,565 SH   DFND   73,561 0 4
TRANSOCEAN LTD REG SHS H8817H100 61 18,269 SH   SOLE   0 0 18,269
TRAVELERS COMPANIES INC COM 89417E109 2,056 12,155 SH   SOLE   100 0 12,055
TRINITY INDS INC COM 896522109 390 16,109 SH   SOLE   0 0 16,109
TRUIST FINL CORP COM 89832Q109 13,042 274,983 SH   DFND   270,960 0 4,023
TRUIST FINL CORP COM 89832Q109 878 18,520 SH   OTR   18,520 0 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 60 24,185 SH   SOLE   0 0 24,185
TYSON FOODS INC CL A 902494103 3,918 45,522 SH   SOLE   112 0 45,410
UMH PPTYS INC COM 903002103 1,288 72,951 SH   DFND   0 0 0
UNILEVER PLC SPON ADR NEW 904767704 539 11,763 SH   DFND   9,098 0 2,665
UNILEVER PLC SPON ADR NEW 904767704 1,618 35,312 SH   SOLE   17,478 0 17,834
UNION PAC CORP COM 907818108 41,316 193,719 SH   DFND   191,268 0 2,451
UNION PAC CORP COM 907818108 11,100 52,042 SH   SOLE   48,819 0 3,222
UNITED AIRLS HLDGS INC COM 910047109 397 11,182 SH   SOLE   1,850 0 9,332
UNITED PARCEL SERVICE INC CL B 911312106 5,029 27,550 SH   DFND   25,367 0 2,183
UNITEDHEALTH GROUP INC COM 91324P102 14,233 27,710 SH   DFND   24,232 0 3,478
UNITEDHEALTH GROUP INC COM 91324P102 13,171 25,642 SH   SOLE   20,037 0 5,605
US BANCORP DEL COM NEW 902973304 6,756 146,811 SH   DFND   138,579 0 8,232
US BANCORP DEL COM NEW 902973304 963 20,934 SH   OTR   20,934 0 0
US BANCORP DEL COM NEW 902973304 1,278 27,793 SH   SOLE   22,721 0 5,072
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR 90290N109 182 10,901 SH   SOLE   10,901 0 0
V F CORP COM 918204108 7,853 177,790 SH   DFND   176,554 0 1,236
V F CORP COM 918204108 1,030 23,310 SH   OTR   22,610 0 700
VALE S A SPONSORED ADS 91912E105 1,169 79,921 SH   SOLE   0 0 79,921
VALERO ENERGY CORP COM 91913Y100 1,454 13,685 SH   SOLE   890 0 12,795
VALLEY NATL BANCORP COM 919794107 135 12,947 SH   DFND   12,947 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 14,157 182,313 SH   DFND   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 30,222 393,568 SH   DFND   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,779 23,168 SH   OTR   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,414 18,409 SH   SOLE   18,224 0 185
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,100 27,903 SH   SOLE   27,399 0 504
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,162 43,940 SH   SOLE   0 0 43,940
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 13,661 105,472 SH   SOLE   98,402 0 7,070
VANGUARD INDEX FDS MID CAP ETF 922908629 40,075 203,455 SH   DFND   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 14,372 157,747 SH   DFND   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,282 25,056 SH   SOLE   22,330 0 2,726
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,954 53,090 SH   DFND   0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,885 12,585 SH   OTR   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 52,551 298,401 SH   DFND   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,520 14,312 SH   OTR   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,024 17,172 SH   SOLE   16,757 0 415
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,533 33,158 SH   DFND   0 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,670 23,707 SH   SOLE   21,422 0 2,285
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 68,366 197,088 SH   DFND   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,763 16,614 SH   OTR   0 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 915 18,311 SH   DFND   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 31,691 760,880 SH   DFND   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,897 45,558 SH   OTR   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,493 35,828 SH   SOLE   30,942 0 4,886
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 37,246 705,147 SH   DFND   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,319 24,975 SH   OTR   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 9,848 95,415 SH   SOLE   90,674 0 4,741
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,287 105,476 SH   SOLE   376 0 105,100
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,132 14,850 SH   SOLE   0 0 14,850
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,499 31,357 SH   SOLE   24,323 0 7,034
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,393 34,143 SH   DFND   0 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 3,850 94,361 SH   SOLE   91,721 0 2,640
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,425 33,676 SH   DFND   0 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,314 62,082 SH   SOLE   2,620 0 59,462
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,910 20,314 SH   SOLE   20,314 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 26,530 112,656 SH   DFND   0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 18,403 45 SH   SOLE   0 0 45
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,156 18,853 SH   SOLE   18,853 0 0
VENTAS INC COM 92276F100 1,671 32,489 SH   SOLE   0 0 32,489
VERIZON COMMUNICATIONS INC COM 92343V104 22,289 439,191 SH   DFND   434,564 0 4,627
VERIZON COMMUNICATIONS INC COM 92343V104 2,338 46,077 SH   OTR   42,437 410 3,230
VERIZON COMMUNICATIONS INC COM 92343V104 6,361 125,328 SH   SOLE   61,209 0 64,119
VIACOMCBS INC 5.75% CONV PFD A 92556H305 1,322 33,475 SH   SOLE   33,475 0 0
VIATRIS INC COM 92556V106 155 14,785 SH   DFND   13,053 0 1,732
VIATRIS INC COM 92556V106 670 64,090 SH   SOLE   4,071 0 60,019
VICI PPTYS INC COM 925652109 2,947 98,931 SH   DFND   0 0 0
VICI PPTYS INC COM 925652109 2,418 81,178 SH   SOLE   70,775 0 10,403
VISA INC COM CL A 92826C839 13,341 67,761 SH   DFND   62,382 0 5,379
VISA INC COM CL A 92826C839 16,749 85,072 SH   SOLE   81,989 0 3,083
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1,349 86,599 SH   SOLE   6,147 0 80,452
WALGREENS BOOTS ALLIANCE INC COM 931427108 829 21,885 SH   SOLE   538 0 21,347
WALMART INC COM 931142103 10,089 82,985 SH   DFND   81,576 0 1,409
WALMART INC COM 931142103 3,230 26,573 SH   SOLE   10,619 0 15,954
WARNER BROS DISCOVERY INC COM SER A 934423104 573 42,663 SH   DFND   42,575 0 88
WARNER BROS DISCOVERY INC COM SER A 934423104 1,373 102,315 SH   SOLE   4,865 0 97,450
WASTE MGMT INC DEL COM 94106L109 20,494 133,962 SH   DFND   133,362 0 600
WASTE MGMT INC DEL COM 94106L109 2,381 15,565 SH   OTR   15,565 0 0
WASTE MGMT INC DEL COM 94106L109 4,067 26,593 SH   SOLE   24,520 0 2,073
WELLS FARGO CO NEW COM 949746101 855 21,835 SH   DFND   18,487 0 3,348
WELLS FARGO CO NEW COM 949746101 419 10,685 SH   OTR   10,685 0 0
WELLS FARGO CO NEW COM 949746101 2,134 54,488 SH   SOLE   1,156 0 53,332
WELLTOWER INC COM 95040Q104 3,068 37,253 SH   SOLE   32,245 0 5,008
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106 185 18,949 SH   SOLE   0 0 18,949
WESTERN AST INFL LKD OPP & I COM 95766R104 1,838 174,540 SH   SOLE   0 0 174,540
WESTERN DIGITAL CORP. COM 958102105 845 18,856 SH   SOLE   112 0 18,744
WILLIAMS COS INC COM 969457100 3,388 108,559 SH   SOLE   88,369 0 20,190
WILLIAMS SONOMA INC COM 969904101 1,768 15,934 SH   SOLE   3,130 0 12,804
WPP PLC NEW ADR 92937A102 506 10,004 SH   SOLE   0 0 10,004
WYNDHAM HOTELS & RESORTS INC COM 98311A105 724 11,012 SH   SOLE   0 0 11,012
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   DFND   1 0 0
ZOETIS INC CL A 98978V103 12,494 72,686 SH   SOLE   69,057 0 3,629