The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,224 9,459 SH   SOLE 1 9,459 0 0
3M CO COM 88579Y101 12,134 93,767 SH   DFND 2 93,767 0 0
ABB LTD SPONSORED ADR 000375204 11 400 SH   SOLE 1 400 0 0
ABBOTT LABS COM 002824100 1,031 9,485 SH   DFND 2 9,485 0 0
ABBOTT LABS COM 002824100 10,368 95,424 SH   SOLE 1 94,024 0 1,400
ABBVIE INC COM 00287Y109 2,418 15,790 SH   DFND 2 15,790 0 0
ABBVIE INC COM 00287Y109 21,602 141,043 SH   SOLE 1 139,671 0 1,372
ABM INDS INC COM 000957100 265 6,100 SH   SOLE 1 6,100 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4 14 SH   SOLE 1 14 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,281 3,500 SH   DFND 2 3,500 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,558 4,257 SH   SOLE 1 4,186 0 70
ADVANCED MICRO DEVICES INC COM 007903107 12 160 SH   SOLE 1 160 0 0
ADVANSIX INC COM 00773T101 1 18 SH   SOLE 1 18 0 0
ADVISORSHARES TR PURE CANNABIS 00768Y495 1 250 SH   SOLE 1 250 0 0
AFLAC INC COM 001055102 4,694 84,838 SH   SOLE 1 83,238 0 1,600
AFLAC INC COM 001055102 40,828 737,900 SH   DFND 2 737,900 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 16 138 SH   SOLE 1 138 0 0
AIR PRODS & CHEMS INC COM 009158106 36 150 SH   SOLE 1 150 0 0
AIRSPAN NETWORKS HOLDINGS IN COM 00951K104 0 11 SH   SOLE 1 11 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 55 600 SH   DFND 2 600 0 0
ALCON AG ORD SHS H01301128 910 13,019 SH   SOLE 1 12,739 0 280
ALCON AG ORD SHS H01301128 4,517 64,625 SH   DFND 2 64,625 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 177 4,245 SH   SOLE 1 4,245 0 0
ALPHABET INC CAP STK CL A 02079K305 1,020 468 SH   DFND 2 468 0 0
ALPHABET INC CAP STK CL A 02079K305 4,727 2,169 SH   SOLE 1 2,069 0 100
ALPHABET INC CAP STK CL C 02079K107 2,061 942 SH   DFND 2 942 0 0
ALPHABET INC CAP STK CL C 02079K107 17,119 7,826 SH   SOLE 1 7,736 0 90
ALTRIA GROUP INC COM 02209S103 1,283 30,726 SH   SOLE 1 30,726 0 0
ALTRIA GROUP INC COM 02209S103 14,056 336,500 SH   DFND 2 336,500 0 0
AMAZON COM INC COM 023135106 1,710 16,100 SH   DFND 2 16,100 0 0
AMAZON COM INC COM 023135106 16,049 151,110 SH   SOLE 1 147,810 0 3,300
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 74 3,600 SH   SOLE 1 3,600 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 3 253 SH   SOLE 1 253 0 0
AMERICAN ELEC PWR CO INC COM 025537101 68 710 SH   DFND 2 710 0 0
AMERICAN ELEC PWR CO INC COM 025537101 96 1,000 SH   SOLE 1 1,000 0 0
AMERICAN EXPRESS CO COM 025816109 7 50 SH   DFND 2 50 0 0
AMERICAN EXPRESS CO COM 025816109 1,329 9,585 SH   SOLE 1 9,585 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 21 410 SH   SOLE 1 410 0 0
AMERICAN TOWER CORP NEW COM 03027X100 2 6 SH   SOLE 1 6 0 0
AMERIPRISE FINL INC COM 03076C106 1 5 SH   SOLE 1 5 0 0
AMGEN INC COM 031162100 952 3,912 SH   DFND 2 3,912 0 0
AMGEN INC COM 031162100 10,182 41,848 SH   SOLE 1 40,148 0 1,700
AMPHENOL CORP NEW CL A 032095101 1 12 SH   SOLE 1 12 0 0
ANALOG DEVICES INC COM 032654105 994 6,806 SH   DFND 2 6,806 0 0
ANALOG DEVICES INC COM 032654105 6,591 45,116 SH   SOLE 1 45,116 0 0
AON PLC SHS CL A G0403H108 32,362 120,000 SH   DFND 2 120,000 0 0
APA CORPORATION COM 03743Q108 84 2,420 SH   SOLE 1 2,420 0 0
APOLLO GLOBAL MGMT INC COM 03769M106 61 1,259 SH   SOLE 1 1,259 0 0
APPLE INC COM 037833100 6,368 46,575 SH   DFND 2 46,575 0 0
APPLE INC COM 037833100 40,403 295,516 SH   SOLE 1 288,586 0 6,930
APPLIED MATLS INC COM 038222105 75 825 SH   SOLE 1 825 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 75 967 SH   SOLE 1 967 0 0
ARCOSA INC COM 039653100 2,753 59,287 SH   SOLE 1 59,287 0 0
ARCOSA INC COM 039653100 5,954 128,228 SH   DFND 2 128,228 0 0
ARES CAPITAL CORP COM 04010L103 359 20,000 SH   SOLE 1 20,000 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 32 561 SH   SOLE 1 561 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 20 300 SH   DFND 2 300 0 0
AT&T INC COM 00206R102 85 4,041 SH   DFND 2 4,041 0 0
AT&T INC COM 00206R102 1,735 82,755 SH   SOLE 1 81,228 0 1,527
ATMOS ENERGY CORP COM 049560105 1,121 10,000 SH   SOLE 1 10,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,825 13,450 SH   DFND 2 13,450 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,982 18,957 SH   SOLE 1 18,957 0 0
AVANOS MED INC COM 05350V106 5 165 SH   SOLE 1 165 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 2 477 SH   SOLE 1 477 0 0
BANCORP INC DEL COM 05969A105 98 5,000 SH   SOLE 1 5,000 0 0
BANK MONTREAL QUE COM 063671101 5 51 SH   SOLE 1 51 0 0
BANK NEW YORK MELLON CORP COM 064058100 7 167 SH   SOLE 1 167 0 0
BANK OZK COM 06417N103 53 1,400 SH   SOLE 1 1,400 0 0
BARRICK GOLD CORP COM 067901108 9 520 SH   SOLE 1 0 0 520
BAXTER INTL INC COM 071813109 124 1,930 SH   SOLE 1 1,930 0 0
BAXTER INTL INC COM 071813109 130 2,025 SH   DFND 2 2,025 0 0
BCE INC COM NEW 05534B760 46 932 SH   SOLE 1 932 0 0
BECTON DICKINSON & CO COM 075887109 319 1,295 SH   SOLE 1 7 0 1,288
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 27,129 99,365 SH   SOLE 1 96,765 0 2,600
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 42,850 156,950 SH   DFND 2 156,950 0 0
BIOGEN INC COM 09062X103 286 1,400 SH   SOLE 1 1,400 0 0
BK OF AMERICA CORP COM 060505104 9,938 319,257 SH   SOLE 1 312,907 0 6,350
BK OF AMERICA CORP COM 060505104 24,889 799,526 SH   DFND 2 799,526 0 0
BLACKROCK INC COM 09247X101 30 50 SH   DFND 2 50 0 0
BLACKROCK INC COM 09247X101 379 623 SH   SOLE 1 623 0 0
BLACKSTONE INC COM 09260D107 212 2,325 SH   SOLE 1 2,325 0 0
BOEING CO COM 097023105 2,176 15,917 SH   SOLE 1 15,917 0 0
BP PLC SPONSORED ADR 055622104 156 5,500 SH   SOLE 1 5,500 0 0
BRIGHTHOUSE FINL INC COM 10922N103 1 36 SH   SOLE 1 36 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 8,453 109,777 SH   SOLE 1 106,473 0 3,304
BRISTOL-MYERS SQUIBB CO COM 110122108 24,613 319,655 SH   DFND 2 319,655 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1 21 SH   SOLE 1 21 0 0
BROADCOM INC COM 11135F101 162 333 SH   SOLE 1 333 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 845 5,925 SH   SOLE 1 5,925 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 65 1,708 SH   SOLE 1 1,708 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 8 189 SH   SOLE 1 189 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 21 204 SH   SOLE 1 204 0 0
CAMECO CORP COM 13321L108 1 31 SH   SOLE 1 31 0 0
CAMPBELL SOUP CO COM 134429109 38 800 SH   SOLE 1 800 0 0
CANADIAN NAT RES LTD COM 136385101 46 856 SH   SOLE 1 856 0 0
CANADIAN PAC RY LTD COM 13645T100 17 250 SH   SOLE 1 250 0 0
CAPITAL SOUTHWEST CORP COM 140501107 39 2,136 SH   SOLE 1 2,136 0 0
CARDINAL HEALTH INC COM 14149Y108 8 152 SH   SOLE 1 152 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 258 7,229 SH   SOLE 1 7,229 0 0
CARS COM INC COM 14575E105 0 1 SH   SOLE 1 1 0 0
CARTERS INC COM 146229109 1,603 22,748 SH   SOLE 1 22,748 0 0
CATERPILLAR INC COM 149123101 18 100 SH   DFND 2 100 0 0
CDK GLOBAL INC COM 12508E101 39 716 SH   DFND 2 716 0 0
CDK GLOBAL INC COM 12508E101 59 1,071 SH   SOLE 1 1,071 0 0
CELANESE CORP DEL COM 150870103 1 7 SH   SOLE 1 7 0 0
CELANESE CORP DEL COM 150870103 129 1,099 SH   DFND 2 1,099 0 0
CENOVUS ENERGY INC COM 15135U109 0 0 SH   SOLE 1 0 0 0
CENTERPOINT ENERGY INC COM 15189T107 47 1,575 SH   DFND 2 1,575 0 0
CHAMPIONX CORPORATION COM 15872M104 35 1,750 SH   SOLE 1 1,750 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 1 3 SH   SOLE 1 0 0 3
CHENIERE ENERGY INC COM NEW 16411R208 20 150 SH   SOLE 1 150 0 0
CHEVRON CORP NEW COM 166764100 804 5,554 SH   DFND 2 5,554 0 0
CHEVRON CORP NEW COM 166764100 3,877 26,778 SH   SOLE 1 26,478 0 300
CHUBB LIMITED COM H1467J104 9,212 46,861 SH   SOLE 1 46,621 0 240
CHUBB LIMITED COM H1467J104 38,345 195,060 SH   DFND 2 195,060 0 0
CIGNA CORP NEW COM 125523100 53 200 SH   SOLE 1 200 0 0
CISCO SYS INC COM 17275R102 1,755 41,148 SH   DFND 2 41,148 0 0
CISCO SYS INC COM 17275R102 13,725 321,889 SH   SOLE 1 315,189 0 6,700
CITIGROUP INC COM NEW 172967424 12 265 SH   DFND 2 265 0 0
CITIGROUP INC COM NEW 172967424 211 4,578 SH   SOLE 1 4,578 0 0
CLOROX CO DEL COM 189054109 188 1,332 SH   SOLE 1 1,332 0 0
CLOROX CO DEL COM 189054109 249 1,765 SH   DFND 2 1,765 0 0
CME GROUP INC COM 12572Q105 112 547 SH   SOLE 1 547 0 0
CMS ENERGY CORP COM 125896100 1 21 SH   SOLE 1 21 0 0
COCA COLA CO COM 191216100 2,687 42,709 SH   DFND 2 42,709 0 0
COCA COLA CO COM 191216100 5,099 81,056 SH   SOLE 1 81,055 0 0
COLGATE PALMOLIVE CO COM 194162103 32 400 SH   DFND 2 400 0 0
COLGATE PALMOLIVE CO COM 194162103 1,711 21,353 SH   SOLE 1 21,353 0 0
COMCAST CORP NEW CL A 20030N101 10,705 272,816 SH   DFND 2 272,816 0 0
COMCAST CORP NEW CL A 20030N101 11,762 299,739 SH   SOLE 1 294,538 0 5,200
COMERICA INC COM 200340107 169 2,300 SH   SOLE 1 1,800 0 500
CONOCOPHILLIPS COM 20825C104 3,237 36,044 SH   SOLE 1 35,843 0 200
CONOCOPHILLIPS COM 20825C104 14,018 156,080 SH   DFND 2 156,080 0 0
CONSOLIDATED EDISON INC COM 209115104 10 100 SH   DFND 2 100 0 0
CONSOLIDATED EDISON INC COM 209115104 40 424 SH   SOLE 1 424 0 0
CONTINENTAL RES INC COM 212015101 17 262 SH   SOLE 1 262 0 0
CORE LABORATORIES N V COM N22717107 12 600 SH   SOLE 1 600 0 0
CORNING INC COM 219350105 28 900 SH   SOLE 1 900 0 0
CORTEVA INC COM 22052L104 28 521 SH   SOLE 1 521 0 0
COSTCO WHSL CORP NEW COM 22160K105 482 1,006 SH   SOLE 1 1,006 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,098 2,290 SH   DFND 2 2,290 0 0
COTERRA ENERGY INC COM 127097103 4 156 SH   SOLE 1 156 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 45 266 SH   SOLE 1 266 0 0
CSW INDUSTRIALS INC COM 126402106 220 2,136 SH   SOLE 1 2,136 0 0
CULLEN FROST BANKERS INC COM 229899109 5,434 46,661 SH   SOLE 1 44,801 0 1,860
CULLEN FROST BANKERS INC COM 229899109 18,597 159,700 SH   DFND 2 159,700 0 0
CVS HEALTH CORP COM 126650100 12,454 134,410 SH   SOLE 1 131,810 0 2,600
CVS HEALTH CORP COM 126650100 30,252 326,488 SH   DFND 2 326,488 0 0
CYTOSORBENTS CORP COM NEW 23283X206 20 9,000 SH   SOLE 1 9,000 0 0
DANAHER CORPORATION COM 235851102 167 660 SH   DFND 2 660 0 0
DANAHER CORPORATION COM 235851102 854 3,368 SH   SOLE 1 3,368 0 0
DEERE & CO COM 244199105 93 310 SH   SOLE 1 310 0 0
DELL TECHNOLOGIES INC CL C 24703L202 51 1,098 SH   SOLE 1 1,098 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 14 500 SH   SOLE 1 500 0 0
DEVON ENERGY CORP NEW COM 25179M103 306 5,559 SH   SOLE 1 5,508 0 51
DIAGEO PLC SPON ADR NEW 25243Q205 1,820 10,451 SH   DFND 2 10,451 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 4,394 25,236 SH   SOLE 1 24,136 0 1,100
DIAMONDBACK ENERGY INC COM 25278X109 0 4 SH   SOLE 1 4 0 0
DIGITAL RLTY TR INC COM 253868103 98 754 SH   SOLE 1 754 0 0
DISCOVER FINL SVCS COM 254709108 52 553 SH   DFND 2 553 0 0
DISCOVER FINL SVCS COM 254709108 2,172 22,969 SH   SOLE 1 22,969 0 0
DISNEY WALT CO COM 254687106 8,841 93,652 SH   SOLE 1 91,351 0 2,300
DISNEY WALT CO COM 254687106 11,242 119,086 SH   DFND 2 119,085 0 0
DOLBY LABORATORIES INC COM CL A 25659T107 14 200 SH   SOLE 1 200 0 0
DOLLAR TREE INC COM 256746108 12 75 SH   SOLE 1 75 0 0
DOMINION ENERGY INC COM 25746U109 528 6,610 SH   DFND 2 6,610 0 0
DOMINION ENERGY INC COM 25746U109 1,169 14,644 SH   SOLE 1 13,644 0 1,000
DOVER CORP COM 260003108 497 4,100 SH   SOLE 1 4,100 0 0
DOW INC COM 260557103 6 108 SH   DFND 2 108 0 0
DOW INC COM 260557103 27 521 SH   SOLE 1 521 0 0
DRAFTKINGS INC NEW COM CL A 26142V105 9 800 SH   SOLE 1 800 0 0
DTE ENERGY CO COM 233331107 77 604 SH   SOLE 1 604 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 69 645 SH   SOLE 1 645 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 89 828 SH   DFND 2 828 0 0
DUKE REALTY CORP COM NEW 264411505 165 3,000 SH   DFND 2 3,000 0 0
DUKE REALTY CORP COM NEW 264411505 1,519 27,650 SH   SOLE 1 26,250 0 1,400
DUPONT DE NEMOURS INC COM 26614N102 6 108 SH   DFND 2 108 0 0
DUPONT DE NEMOURS INC COM 26614N102 37 668 SH   SOLE 1 668 0 0
EATON CORP PLC SHS G29183103 90 713 SH   SOLE 1 713 0 0
EATON VANCE LTD DURATION INC COM 27828H105 21 2,000 SH   DFND 2 2,000 0 0
EBAY INC. COM 278642103 574 13,781 SH   DFND 2 13,781 0 0
EBAY INC. COM 278642103 3,179 76,292 SH   SOLE 1 76,291 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 114 1,200 SH   SOLE 1 1,200 0 0
EMBECTA CORP COMMON STOCK 29082K105 8 301 SH   SOLE 1 1 0 300
EMERSON ELEC CO COM 291011104 623 7,831 SH   DFND 2 7,831 0 0
EMERSON ELEC CO COM 291011104 7,947 99,917 SH   SOLE 1 96,617 0 3,300
ENBRIDGE INC COM 29250N105 8 180 SH   DFND 2 180 0 0
ENBRIDGE INC COM 29250N105 161 3,814 SH   SOLE 1 3,814 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 373 37,348 SH   SOLE 1 37,348 0 0
ENTERGY CORP NEW COM 29364G103 56 500 SH   DFND 2 500 0 0
ENTERGY CORP NEW COM 29364G103 221 1,961 SH   SOLE 1 1,961 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 8 316 SH   SOLE 1 316 0 0
EVEREST RE GROUP LTD COM G3223R108 17,041 60,800 SH   DFND 2 60,800 0 0
EXPEDIA GROUP INC COM NEW 30212P303 38 400 SH   DFND 2 400 0 0
EXPEDIA GROUP INC COM NEW 30212P303 121 1,277 SH   SOLE 1 1,277 0 0
EXTRA SPACE STORAGE INC COM 30225T102 162 954 SH   SOLE 1 954 0 0
EXXON MOBIL CORP COM 30231G102 1,160 13,550 SH   DFND 2 13,549 0 0
EXXON MOBIL CORP COM 30231G102 4,676 54,600 SH   SOLE 1 49,663 0 4,937
FEDEX CORP COM 31428X106 68 300 SH   DFND 2 300 0 0
FEDEX CORP COM 31428X106 1,267 5,589 SH   SOLE 1 5,589 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 239 2,605 SH   SOLE 1 2,605 0 0
FIFTH THIRD BANCORP COM 316773100 48 1,435 SH   SOLE 1 1,435 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 46 450 SH   SOLE 1 450 0 0
FLUOR CORP NEW COM 343412102 932 38,300 SH   SOLE 1 38,200 0 100
FLUOR CORP NEW COM 343412102 5,530 227,200 SH   DFND 2 227,200 0 0
FORD MTR CO DEL COM 345370860 80 7,150 SH   SOLE 1 7,150 0 0
FORTIS INC COM 349553107 24 500 SH   DFND 2 500 0 0
FORTIVE CORP COM 34959J108 12 225 SH   DFND 2 225 0 0
FREEPORT-MCMORAN INC CL B 35671D857 2,996 102,376 SH   SOLE 1 97,776 0 4,600
FREEPORT-MCMORAN INC CL B 35671D857 15,230 520,500 SH   DFND 2 520,500 0 0
GALLAGHER ARTHUR J & CO COM 363576109 138 844 SH   SOLE 1 844 0 0
GAMESTOP CORP NEW CL A 36467W109 73 600 SH   SOLE 1 600 0 0
GARMIN LTD SHS H2906T109 15 154 SH   SOLE 1 154 0 0
GENERAL DYNAMICS CORP COM 369550108 38 170 SH   DFND 2 170 0 0
GENERAL DYNAMICS CORP COM 369550108 808 3,653 SH   SOLE 1 3,653 0 0
GENERAL ELECTRIC CO COM NEW 369604301 714 11,217 SH   SOLE 1 11,067 0 150
GENERAL ELECTRIC CO COM NEW 369604301 3,109 48,834 SH   DFND 2 48,834 0 0
GENERAL MLS INC COM 370334104 30 400 SH   DFND 2 400 0 0
GENERAL MLS INC COM 370334104 31 416 SH   SOLE 1 416 0 0
GENERAL MTRS CO COM 37045V100 16 504 SH   SOLE 1 504 0 0
GENUINE PARTS CO COM 372460105 359 2,700 SH   SOLE 1 2,700 0 0
GILEAD SCIENCES INC COM 375558103 121 1,950 SH   SOLE 1 1,950 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 27 90 SH   DFND 2 90 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 622 2,095 SH   SOLE 1 2,095 0 0
GRAINGER W W INC COM 384802104 432 950 SH   DFND 2 950 0 0
GSK PLC SPONSORED ADR 37733W105 44 1,017 SH   DFND 2 1,017 0 0
GUARANTY BANCSHARES INC TEX COM 400764106 13 363 SH   SOLE 1 363 0 0
HALLIBURTON CO COM 406216101 103 3,300 SH   SOLE 1 2,500 0 800
HANNON ARMSTRONG SUST INFR C COM 41068X100 0 12 SH   SOLE 1 12 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 5 1,740 SH   SOLE 1 1,740 0 0
HENRY SCHEIN INC COM 806407102 46 600 SH   DFND 2 600 0 0
HENRY SCHEIN INC COM 806407102 58 750 SH   SOLE 1 750 0 0
HERSHEY CO COM 427866108 84 392 SH   SOLE 1 392 0 0
HF SINCLAIR CORP COM 403949100 7,533 166,810 SH   SOLE 1 166,810 0 0
HF SINCLAIR CORP COM 403949100 554,036 12,268,281 SH   DFND 2 12,268,281 0 0
HILLTOP HOLDINGS INC COM 432748101 160 6,000 SH   SOLE 1 6,000 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 78 700 SH   SOLE 1 700 0 0
HOME DEPOT INC COM 437076102 36 130 SH   DFND 2 130 0 0
HOME DEPOT INC COM 437076102 1,210 4,413 SH   SOLE 1 4,413 0 0
HONEYWELL INTL INC COM 438516106 109 629 SH   SOLE 1 629 0 0
ILLINOIS TOOL WKS INC COM 452308109 67 365 SH   SOLE 1 365 0 0
INDEPENDENT BK CORP MASS COM 453836108 421 5,297 SH   SOLE 1 5,297 0 0
INGERSOLL RAND INC COM 45687V106 4 93 SH   SOLE 1 93 0 0
INTEL CORP COM 458140100 6,101 163,098 SH   SOLE 1 161,002 0 2,095
INTEL CORP COM 458140100 15,468 413,459 SH   DFND 2 413,459 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 68 725 SH   DFND 2 725 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 597 6,345 SH   SOLE 1 6,345 0 0
INTERNATIONAL BANCSHARES COR COM 459044103 130 3,242 SH   SOLE 1 1,452 0 1,790
INTERNATIONAL BUSINESS MACHS COM 459200101 3,167 22,433 SH   SOLE 1 21,608 0 825
INTERNATIONAL BUSINESS MACHS COM 459200101 50,647 358,715 SH   DFND 2 358,715 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 122 1,025 SH   SOLE 1 1,025 0 0
INTERNATIONAL PAPER CO COM 460146103 6 133 SH   SOLE 1 133 0 0
INTUIT COM 461202103 4 11 SH   SOLE 1 11 0 0
INTUIT COM 461202103 231 600 SH   DFND 2 600 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1 6 SH   SOLE 1 6 0 0
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109 58 495 SH   SOLE 1 495 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 9 500 SH   DFND 2 500 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 34 2,775 SH   SOLE 1 2,775 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 9 200 SH   SOLE 1 200 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 368 8,420 SH   SOLE 1 8,420 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 705 2,516 SH   SOLE 1 2,516 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 82 1,550 SH   SOLE 1 1,550 0 0
ISHARES INC MSCI PAC JP ETF 464286665 140 3,359 SH   DFND 2 3,359 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,171 28,124 SH   SOLE 1 27,524 0 600
ISHARES INC MSCI BRAZIL ETF 464286400 3 100 SH   SOLE 1 100 0 0
ISHARES INC CORE MSCI EMKT 46434G103 67 1,370 SH   SOLE 1 1,370 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 282 7,025 SH   DFND 2 7,025 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,787 94,442 SH   SOLE 1 91,820 0 2,621
ISHARES TR TIPS BD ETF 464287176 156 1,367 SH   DFND 2 1,367 0 0
ISHARES TR TIPS BD ETF 464287176 535 4,698 SH   SOLE 1 2,976 0 1,722
ISHARES TR RUS 2000 VAL ETF 464287630 201 1,474 SH   SOLE 1 1,474 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,963 21,239 SH   SOLE 1 20,085 0 1,154
ISHARES TR RUSSELL 2000 ETF 464287655 5,626 33,221 SH   SOLE 1 32,721 0 500
ISHARES TR RUSSELL 2000 ETF 464287655 14,098 83,242 SH   DFND 2 83,242 0 0
ISHARES TR SELECT DIVID ETF 464287168 138 1,175 SH   SOLE 1 1,175 0 0
ISHARES TR RUS MD CP GR ETF 464287481 44 550 SH   SOLE 1 550 0 0
ISHARES TR US TRSPRTION 464287192 117 550 SH   SOLE 1 550 0 0
ISHARES TR CORE MSCI EAFE 46432F842 15 250 SH   DFND 2 250 0 0
ISHARES TR CORE MSCI EAFE 46432F842 172 2,927 SH   SOLE 1 2,927 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,409 27,866 SH   DFND 2 27,866 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 21,777 430,797 SH   SOLE 1 422,573 0 8,223
ISHARES TR RUS 2000 GRW ETF 464287648 2 12 SH   SOLE 1 12 0 0
ISHARES TR RUS MID CAP ETF 464287499 181 2,801 SH   SOLE 1 2,801 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 24 215 SH   SOLE 1 215 0 0
ISHARES TR S&P SML 600 GWT 464287887 369 3,500 SH   SOLE 1 3,500 0 0
ISHARES TR MSCI USA MMENTM 46432F396 3 20 SH   SOLE 1 20 0 0
ISHARES TR S&P 500 VAL ETF 464287408 27 200 SH   DFND 2 200 0 0
ISHARES TR S&P 500 VAL ETF 464287408 134 975 SH   SOLE 1 975 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 111 1,832 SH   SOLE 1 1,832 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,712 7,154 SH   SOLE 1 6,439 0 715
ISHARES TR PFD AND INCM SEC 464288687 94 2,870 SH   DFND 2 2,870 0 0
ISHARES TR PFD AND INCM SEC 464288687 585 17,798 SH   SOLE 1 17,399 0 399
ISHARES TR IBOXX INV CP ETF 464287242 73 663 SH   SOLE 1 663 0 0
ISHARES TR CORE S&P US GWT 464287671 477 5,699 SH   SOLE 1 5,699 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,603 7,087 SH   SOLE 1 6,553 0 534
ISHARES TR MSCI EAFE ETF 464287465 362 5,790 SH   DFND 2 5,790 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,552 88,841 SH   SOLE 1 86,457 0 2,384
ISHARES TR RUS 1000 VAL ETF 464287598 262 1,805 SH   SOLE 1 1,805 0 0
JOHNSON & JOHNSON COM 478160104 3,434 19,345 SH   DFND 2 19,345 0 0
JOHNSON & JOHNSON COM 478160104 8,789 49,515 SH   SOLE 1 48,735 0 780
JOHNSON CTLS INTL PLC SHS G51502105 16 343 SH   SOLE 1 343 0 0
JPMORGAN CHASE & CO COM 46625H100 6,974 61,933 SH   SOLE 1 60,133 0 1,800
JPMORGAN CHASE & CO COM 46625H100 35,156 312,190 SH   DFND 2 312,190 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106 163 19,500 SH   DFND 2 19,500 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106 604 72,055 SH   SOLE 1 68,555 0 3,500
KELLOGG CO COM 487836108 14 200 SH   SOLE 1 200 0 0
KELLOGG CO COM 487836108 33 460 SH   DFND 2 460 0 0
KEYCORP COM 493267108 27 1,584 SH   SOLE 1 1,584 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 10 69 SH   SOLE 1 69 0 0
KIMBERLY-CLARK CORP COM 494368103 468 3,461 SH   SOLE 1 3,426 0 35
KINDER MORGAN INC DEL COM 49456B101 0 8 SH   SOLE 1 8 0 0
KNOWLES CORP COM 49926D109 30 1,750 SH   SOLE 1 1,750 0 0
KOHLS CORP COM 500255104 2 50 SH   SOLE 1 50 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 0 0 SH   SOLE 1 0 0 0
KONTOOR BRANDS INC COM 50050N103 1 35 SH   DFND 2 35 0 0
KONTOOR BRANDS INC COM 50050N103 4 114 SH   SOLE 1 114 0 0
KRAFT HEINZ CO COM 500754106 0 0 SH   SOLE 1 0 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 50 5,155 SH   SOLE 1 4,990 0 165
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 701 71,706 SH   DFND 2 71,706 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 121 500 SH   SOLE 1 500 0 0
LAS VEGAS SANDS CORP COM 517834107 6,473 192,700 SH   DFND 2 192,700 0 0
LAS VEGAS SANDS CORP COM 517834107 7,462 222,148 SH   SOLE 1 217,848 0 4,300
LIBERTY BROADBAND CORP COM SER C 530307305 21 178 SH   SOLE 1 178 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 119 1,027 SH   DFND 2 1,027 0 0
LIBERTY TRIPADVISOR HLDGS IN COM SER A 531465102 0 134 SH   SOLE 1 134 0 0
LIBERTY TRIPADVISOR HLDGS IN COM SER A 531465102 1 980 SH   DFND 2 980 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105 650 94,500 SH   SOLE 1 94,500 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105 3,165 460,000 SH   DFND 2 460,000 0 0
LILLY ELI & CO COM 532457108 243 750 SH   DFND 2 750 0 0
LILLY ELI & CO COM 532457108 665 2,050 SH   SOLE 1 2,050 0 0
LINDE PLC SHS G5494J103 6,354 22,097 SH   SOLE 1 22,097 0 0
LINDE PLC SHS G5494J103 30,601 106,427 SH   DFND 2 106,427 0 0
LOCKHEED MARTIN CORP COM 539830109 15 35 SH   DFND 2 35 0 0
LOCKHEED MARTIN CORP COM 539830109 876 2,038 SH   SOLE 1 2,038 0 0
LOWES COS INC COM 548661107 7,257 41,547 SH   DFND 2 41,547 0 0
LOWES COS INC COM 548661107 13,496 77,264 SH   SOLE 1 73,763 0 3,500
LUMEN TECHNOLOGIES INC COM 550241103 3 317 SH   DFND 2 317 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105 138 23,310 SH   DFND 2 23,310 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105 218 36,825 SH   SOLE 1 36,825 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 26 300 SH   DFND 2 300 0 0
M & T BK CORP COM 55261F104 7 41 SH   SOLE 1 41 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 136 2,844 SH   SOLE 1 2,844 0 0
MARATHON OIL CORP COM 565849106 2 100 SH   SOLE 1 100 0 0
MARATHON PETE CORP COM 56585A102 476 5,785 SH   DFND 2 5,785 0 0
MARATHON PETE CORP COM 56585A102 8,026 97,623 SH   SOLE 1 95,878 0 1,745
MARKETAXESS HLDGS INC COM 57060D108 1 3 SH   SOLE 1 3 0 0
MARRIOTT INTL INC NEW CL A 571903202 8 60 SH   SOLE 1 60 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,164 7,496 SH   SOLE 1 7,496 0 0
MARVELL TECHNOLOGY INC COM 573874104 9 210 SH   SOLE 1 210 0 0
MASCO CORP COM 574599106 268 5,300 SH   SOLE 1 5,300 0 0
MASTERCARD INCORPORATED CL A 57636Q104 5 15 SH   SOLE 1 15 0 0
MATTEL INC COM 577081102 13 596 SH   SOLE 1 596 0 0
MCDONALDS CORP COM 580135101 146 590 SH   DFND 2 590 0 0
MCDONALDS CORP COM 580135101 1,213 4,912 SH   SOLE 1 4,912 0 0
MCKESSON CORP COM 58155Q103 85 260 SH   SOLE 1 260 0 0
MEDTRONIC PLC SHS G5960L103 735 8,192 SH   DFND 2 8,192 0 0
MEDTRONIC PLC SHS G5960L103 5,074 56,532 SH   SOLE 1 53,957 0 2,575
MERCK & CO INC COM 58933Y105 6,023 66,067 SH   SOLE 1 61,242 0 4,825
MERCK & CO INC COM 58933Y105 11,471 125,823 SH   DFND 2 125,823 0 0
META PLATFORMS INC CL A 30303M102 117 725 SH   DFND 2 725 0 0
META PLATFORMS INC CL A 30303M102 180 1,115 SH   SOLE 1 1,115 0 0
METLIFE INC COM 59156R108 25 405 SH   SOLE 1 405 0 0
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 27 5,850 SH   SOLE 1 5,850 0 0
MGM RESORTS INTERNATIONAL COM 552953101 4 150 SH   SOLE 1 150 0 0
MICROSOFT CORP COM 594918104 26,517 103,247 SH   SOLE 1 101,996 0 1,250
MICROSOFT CORP COM 594918104 73,883 287,671 SH   DFND 2 287,671 0 0
MONDELEZ INTL INC CL A 609207105 1,053 16,960 SH   SOLE 1 16,441 0 519
MONDELEZ INTL INC CL A 609207105 11,452 184,438 SH   DFND 2 184,438 0 0
MORGAN STANLEY COM NEW 617446448 16 215 SH   DFND 2 215 0 0
MORGAN STANLEY COM NEW 617446448 1,740 22,875 SH   SOLE 1 22,875 0 0
MPLX LP COM UNIT REP LTD 55336V100 38 1,308 SH   SOLE 1 1,308 0 0
NATIONAL FUEL GAS CO COM 636180101 3 50 SH   SOLE 1 50 0 0
NETFLIX INC COM 64110L106 52 300 SH   SOLE 1 300 0 0
NETGEAR INC COM 64111Q104 37 2,000 SH   SOLE 1 2,000 0 0
NEXTERA ENERGY INC COM 65339F101 2,293 29,600 SH   DFND 2 29,600 0 0
NEXTERA ENERGY INC COM 65339F101 9,346 120,658 SH   SOLE 1 119,458 0 1,200
NIKE INC CL B 654106103 110 1,080 SH   DFND 2 1,080 0 0
NIKE INC CL B 654106103 441 4,314 SH   SOLE 1 4,314 0 0
NOKIA CORP SPONSORED ADR 654902204 281 61,000 SH   SOLE 1 61,000 0 0
NORFOLK SOUTHN CORP COM 655844108 77 340 SH   SOLE 1 340 0 0
NORTHERN TR CORP COM 665859104 1 6 SH   SOLE 1 6 0 0
NOV INC COM 62955J103 18 1,092 SH   SOLE 1 1,092 0 0
NOVARTIS AG SPONSORED ADR 66987V109 6,501 76,912 SH   SOLE 1 75,112 0 1,800
NOVARTIS AG SPONSORED ADR 66987V109 27,316 323,155 SH   DFND 2 323,155 0 0
NOW INC COM 67011P100 4 417 SH   SOLE 1 417 0 0
NUVEEN MUN VALUE FD INC COM 670928100 38 4,265 SH   SOLE 1 4,265 0 0
NUVEEN PFD & INCOME TERM FD COM 67075A106 15 800 SH   SOLE 1 800 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 85 6,833 SH   SOLE 1 6,833 0 0
NXP SEMICONDUCTORS N V COM N6596X109 4 26 SH   SOLE 1 26 0 0
OATLY GROUP AB SPONSORED ADS 67421J108 10 2,950 SH   SOLE 1 2,950 0 0
OCCIDENTAL PETE CORP COM 674599105 979 16,634 SH   SOLE 1 16,634 0 0
OCCIDENTAL PETE CORP COM 674599105 13,947 236,868 SH   DFND 2 236,868 0 0
OLD REP INTL CORP COM 680223104 7,831 350,217 SH   SOLE 1 348,717 0 1,500
OLD REP INTL CORP COM 680223104 14,823 662,928 SH   DFND 2 662,928 0 0
ONE GAS INC COM 68235P108 41 500 SH   SOLE 1 500 0 0
ONEOK INC NEW COM 682680103 213 3,841 SH   SOLE 1 3,841 0 0
ORACLE CORP COM 68389X105 120 1,720 SH   SOLE 1 1,610 0 110
ORGANON & CO COMMON STOCK 68622V106 15 447 SH   DFND 2 447 0 0
ORGANON & CO COMMON STOCK 68622V106 97 2,871 SH   SOLE 1 2,489 0 382
OTIS WORLDWIDE CORP COM 68902V107 248 3,507 SH   SOLE 1 3,507 0 0
OVINTIV INC COM 69047Q102 0 5 SH   SOLE 1 5 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206 4 170 SH   SOLE 1 170 0 0
PAYCHEX INC COM 704326107 145 1,274 SH   SOLE 1 1,274 0 0
PAYPAL HLDGS INC COM 70450Y103 1,335 19,121 SH   DFND 2 19,121 0 0
PAYPAL HLDGS INC COM 70450Y103 5,282 75,630 SH   SOLE 1 73,530 0 2,100
PEMBINA PIPELINE CORP COM 706327103 9 244 SH   DFND 2 244 0 0
PEPSICO INC COM 713448108 7,016 42,095 SH   SOLE 1 40,295 0 1,800
PEPSICO INC COM 713448108 26,961 161,772 SH   DFND 2 161,772 0 0
PFIZER INC COM 717081103 13,149 250,785 SH   SOLE 1 246,685 0 4,100
PFIZER INC COM 717081103 43,008 820,293 SH   DFND 2 820,293 0 0
PHILIP MORRIS INTL INC COM 718172109 2,760 27,957 SH   SOLE 1 27,557 0 400
PHILIP MORRIS INTL INC COM 718172109 15,291 154,858 SH   DFND 2 154,858 0 0
PHILLIPS 66 COM 718546104 3,354 40,910 SH   SOLE 1 40,450 0 460
PHILLIPS 66 COM 718546104 9,367 114,250 SH   DFND 2 114,250 0 0
PINTEREST INC CL A 72352L106 18 1,000 SH   SOLE 1 1,000 0 0
PIONEER FLOATING RATE FUND I COM 72369J102 20 2,250 SH   SOLE 1 2,250 0 0
PIONEER NAT RES CO COM 723787107 47 212 SH   SOLE 1 212 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 69 7,050 SH   SOLE 1 4,000 0 3,050
PNC FINL SVCS GROUP INC COM 693475105 1 6 SH   SOLE 1 6 0 0
PRICE T ROWE GROUP INC COM 74144T108 941 8,287 SH   DFND 2 8,287 0 0
PRICE T ROWE GROUP INC COM 74144T108 6,591 58,013 SH   SOLE 1 54,913 0 3,100
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 34 505 SH   SOLE 1 505 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 58 875 SH   DFND 2 875 0 0
PROCTER AND GAMBLE CO COM 742718109 1,522 10,588 SH   DFND 2 10,588 0 0
PROCTER AND GAMBLE CO COM 742718109 8,750 60,854 SH   SOLE 1 60,819 0 35
PROGRESSIVE CORP COM 743315103 305 2,625 SH   SOLE 1 2,625 0 0
PROGRESSIVE CORP COM 743315103 676 5,810 SH   DFND 2 5,810 0 0
PROLOGIS INC. COM 74340W103 1 6 SH   SOLE 1 6 0 0
PROSHARES TR ULTRASHRT S&P500 74347G416 6 125 SH   SOLE 1 125 0 0
PROSPERITY BANCSHARES INC COM 743606105 1 8 SH   SOLE 1 8 0 0
PUBLIC STORAGE COM 74460D109 25 79 SH   SOLE 1 79 0 0
PUTNAM MANAGED MUN INCOME TR COM 746823103 66 10,020 SH   SOLE 1 10,020 0 0
QUAKER HOUGHTON COM 747316107 38 257 SH   SOLE 1 257 0 0
QUALCOMM INC COM 747525103 12,795 100,162 SH   SOLE 1 98,261 0 1,900
QUALCOMM INC COM 747525103 20,375 159,506 SH   DFND 2 159,506 0 0
QUEST DIAGNOSTICS INC COM 74834L100 20 148 SH   SOLE 1 148 0 0
QURATE RETAIL INC COM SER A 74915M100 33 11,450 SH   SOLE 1 11,450 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 533 5,548 SH   DFND 2 5,548 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 8,403 87,435 SH   SOLE 1 86,927 0 508
REATA PHARMACEUTICALS INC CL A 75615P103 638 20,982 SH   SOLE 1 20,982 0 0
REGENERON PHARMACEUTICALS COM 75886F107 119 202 SH   SOLE 1 202 0 0
RENAISSANCERE HLDGS LTD COM G7496G103 23,456 150,000 SH   DFND 2 150,000 0 0
RENASANT CORP COM 75970E107 109 3,770 SH   SOLE 1 3,770 0 0
REPUBLIC SVCS INC COM 760759100 3 25 SH   SOLE 1 25 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 23 6,100 SH   SOLE 1 6,100 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 13 500 SH   SOLE 1 500 0 0
ROBERT HALF INTL INC COM 770323103 21 284 SH   SOLE 1 284 0 0
ROBLOX CORP CL AA 771049103 3 100 SH   SOLE 1 100 0 0
ROPER TECHNOLOGIES INC COM 776696106 2 4 SH   SOLE 1 4 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 2 50 SH   SOLE 1 50 0 0
S&P GLOBAL INC COM 78409V104 14 41 SH   SOLE 1 41 0 0
SABINE RTY TR UNIT BEN INT 785688102 31 512 SH   SOLE 1 512 0 0
SALESFORCE INC COM 79466L302 4,950 29,994 SH   SOLE 1 29,644 0 350
SALESFORCE INC COM 79466L302 10,777 65,300 SH   DFND 2 65,300 0 0
SCHLUMBERGER LTD COM STK 806857108 240 6,700 SH   DFND 2 6,700 0 0
SCHLUMBERGER LTD COM STK 806857108 1,268 35,461 SH   SOLE 1 34,611 0 850
SCHWAB CHARLES CORP COM 808513105 670 10,600 SH   DFND 2 10,600 0 0
SCHWAB CHARLES CORP COM 808513105 27 420 SH   SOLE 1 420 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 21 298 SH   SOLE 1 298 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 15 467 SH   DFND 2 467 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,158 68,625 SH   SOLE 1 67,325 0 1,300
SELECT SECTOR SPDR TR ENERGY 81369Y506 265 3,700 SH   SOLE 1 3,700 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 58 421 SH   SOLE 1 421 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3 41 SH   SOLE 1 41 0 0
SEMPRA COM 816851109 1 4 SH   SOLE 1 4 0 0
SERVICENOW INC COM 81762P102 15 32 SH   SOLE 1 32 0 0
SHELL PLC SPON ADS 780259305 45 862 SH   DFND 2 862 0 0
SHELL PLC SPON ADS 780259305 176 3,370 SH   SOLE 1 2,870 0 500
SHERWIN WILLIAMS CO COM 824348106 1 3 SH   SOLE 1 3 0 0
SMUCKER J M CO COM NEW 832696405 3 22 SH   DFND 2 22 0 0
SMUCKER J M CO COM NEW 832696405 8 65 SH   SOLE 1 65 0 0
SNAP INC CL A 83304A106 1 100 SH   SOLE 1 100 0 0
SNAP ON INC COM 833034101 20 104 SH   SOLE 1 104 0 0
SONOCO PRODS CO COM 835495102 328 5,752 SH   SOLE 1 5,752 0 0
SOUTHERN CO COM 842587107 1,578 22,125 SH   DFND 2 22,125 0 0
SOUTHERN CO COM 842587107 6,911 96,917 SH   SOLE 1 95,217 0 1,700
SOUTHWEST AIRLS CO COM 844741108 262 7,263 SH   SOLE 1 7,263 0 0
SOUTHWESTERN ENERGY CO COM 845467109 5 800 SH   SOLE 1 800 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 74 240 SH   SOLE 1 240 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 363 1,180 SH   DFND 2 1,180 0 0
SPDR GOLD TR GOLD SHS 78463V107 168 1,000 SH   DFND 2 1,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,554 9,225 SH   SOLE 1 8,025 0 1,200
SPDR S&P 500 ETF TR TR UNIT 78462F103 60 158 SH   SOLE 1 133 0 25
SPDR S&P 500 ETF TR TR UNIT 78462F103 294 778 SH   DFND 2 778 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 305 738 SH   SOLE 1 738 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 538 1,300 SH   DFND 2 1,300 0 0
SPDR SER TR S&P BIOTECH 78464A870 145 1,950 SH   SOLE 1 1,950 0 0
SPDR SER TR S&P DIVID ETF 78464A763 382 3,222 SH   SOLE 1 3,222 0 0
STARBUCKS CORP COM 855244109 10 125 SH   DFND 2 125 0 0
STARBUCKS CORP COM 855244109 829 10,848 SH   SOLE 1 10,848 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102 47 1,500 SH   DFND 2 1,500 0 0
STRYKER CORPORATION COM 863667101 1,048 5,270 SH   DFND 2 5,270 0 0
STRYKER CORPORATION COM 863667101 2,833 14,240 SH   SOLE 1 12,640 0 1,600
SUMMIT FINL GROUP INC COM 86606G101 347 12,500 SH   SOLE 1 0 0 12,500
SUNCOKE ENERGY INC COM 86722A103 0 0 SH   SOLE 1 0 0 0
SUNCOR ENERGY INC NEW COM 867224107 30 850 SH   SOLE 1 850 0 0
SVB FINANCIAL GROUP COM 78486Q101 39 100 SH   SOLE 1 100 0 0
SYLVAMO CORP COMMON STOCK 871332102 0 12 SH   SOLE 1 12 0 0
SYSCO CORP COM 871829107 2,052 24,222 SH   SOLE 1 22,922 0 1,300
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 40 485 SH   SOLE 1 485 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 5 372 SH   SOLE 1 372 0 0
TAPESTRY INC COM 876030107 92 3,000 SH   DFND 2 3,000 0 0
TAPESTRY INC COM 876030107 299 9,800 SH   SOLE 1 9,800 0 0
TARGA RES CORP COM 87612G101 378 6,333 SH   SOLE 1 6,333 0 0
TARGET CORP COM 87612E106 620 4,389 SH   DFND 2 4,389 0 0
TARGET CORP COM 87612E106 7,112 50,360 SH   SOLE 1 49,560 0 800
TC ENERGY CORP COM 87807B107 10 200 SH   DFND 2 200 0 0
TECHNIPFMC PLC COM G87110105 4 580 SH   SOLE 1 580 0 0
TELLURIAN INC NEW COM 87968A104 1 200 SH   SOLE 1 200 0 0
TESLA INC COM 88160R101 101 150 SH   SOLE 1 150 0 0
TETRA TECHNOLOGIES INC DEL COM 88162F105 9 2,250 SH   SOLE 1 2,250 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 19 2,475 SH   SOLE 1 2,475 0 0
TEXAS CAP BANCSHARES INC COM 88224Q107 53 1,000 SH   SOLE 1 1,000 0 0
TEXAS INSTRS INC COM 882508104 4,600 29,940 SH   SOLE 1 29,669 0 270
TEXAS INSTRS INC COM 882508104 5,814 37,836 SH   DFND 2 37,836 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2 4 SH   SOLE 1 4 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 109 200 SH   DFND 2 200 0 0
TOTALENERGIES SE SPONSORED ADR 89151E109 84 1,600 SH   SOLE 1 1,600 0 0
TRAVELERS COMPANIES INC COM 89417E109 50 298 SH   SOLE 1 298 0 0
TRINITY INDS INC COM 896522109 3,759 155,186 SH   SOLE 1 153,786 0 1,400
TRINITY INDS INC COM 896522109 9,434 389,500 SH   DFND 2 389,500 0 0
TRUIST FINL CORP COM 89832Q109 15 318 SH   SOLE 1 318 0 0
TYSON FOODS INC CL A 902494103 24 275 SH   SOLE 1 275 0 0
UBER TECHNOLOGIES INC COM 90353T100 3,420 167,150 SH   SOLE 1 164,350 0 2,800
UBER TECHNOLOGIES INC COM 90353T100 9,094 444,500 SH   DFND 2 444,500 0 0
UNILEVER PLC SPON ADR NEW 904767704 8 180 SH   SOLE 1 90 0 90
UNILEVER PLC SPON ADR NEW 904767704 38 835 SH   DFND 2 835 0 0
UNION PAC CORP COM 907818108 314 1,474 SH   SOLE 1 1,473 0 0
UNION PAC CORP COM 907818108 831 3,898 SH   DFND 2 3,898 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,617 8,860 SH   DFND 2 8,860 0 0
UNITED PARCEL SERVICE INC CL B 911312106 11,369 62,284 SH   SOLE 1 60,284 0 2,000
UNITEDHEALTH GROUP INC COM 91324P102 1,032 2,009 SH   DFND 2 2,009 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6,546 12,746 SH   SOLE 1 12,495 0 250
US BANCORP DEL COM NEW 902973304 534 11,600 SH   DFND 2 11,600 0 0
US BANCORP DEL COM NEW 902973304 548 11,907 SH   SOLE 1 11,907 0 0
V F CORP COM 918204108 11 250 SH   DFND 2 250 0 0
V F CORP COM 918204108 35 803 SH   SOLE 1 803 0 0
VALE S A SPONSORED ADS 91912E105 59 4,000 SH   SOLE 1 4,000 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 25 466 SH   SOLE 1 466 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 58 905 SH   SOLE 1 905 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 184 2,400 SH   DFND 2 2,400 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,017 78,352 SH   SOLE 1 78,352 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 550 3,124 SH   SOLE 1 3,124 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 122 620 SH   SOLE 1 620 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 174 1,160 SH   SOLE 1 1,160 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 59 300 SH   SOLE 1 300 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 377 1,690 SH   SOLE 1 1,690 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 175 3,500 SH   SOLE 1 3,500 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4 47 SH   SOLE 1 47 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 50 650 SH   DFND 2 650 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 16 93 SH   SOLE 1 93 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 551 13,510 SH   SOLE 1 13,510 0 0
VAREX IMAGING CORP COM 92214X106 16 734 SH   SOLE 1 734 0 0
VERITEX HLDGS INC COM 923451108 234 7,990 SH   SOLE 1 7,990 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,211 102,673 SH   DFND 2 102,673 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,753 113,362 SH   SOLE 1 111,912 0 1,450
VIATRIS INC COM 92556V106 47 4,527 SH   DFND 2 4,527 0 0
VIATRIS INC COM 92556V106 176 16,837 SH   SOLE 1 16,454 0 383
VIRTUS STONE HBR EMRG MKTS I COM 86164T107 3 600 SH   SOLE 1 600 0 0
VISA INC COM CL A 92826C839 399 2,025 SH   DFND 2 2,025 0 0
VISA INC COM CL A 92826C839 4,404 22,370 SH   SOLE 1 22,370 0 0
VMWARE INC CL A COM 928563402 135 1,188 SH   SOLE 1 1,188 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 0 1 SH   SOLE 1 1 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3 207 SH   DFND 2 207 0 0
VONTIER CORPORATION COM 928881101 2 90 SH   DFND 2 90 0 0
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 2 454 SH   SOLE 1 454 0 0
WABTEC COM 929740108 31 376 SH   SOLE 1 349 0 27
WABTEC COM 929740108 173 2,112 SH   DFND 2 2,112 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,621 69,155 SH   SOLE 1 68,555 0 600
WALGREENS BOOTS ALLIANCE INC COM 931427108 11,935 314,900 SH   DFND 2 314,900 0 0
WALMART INC COM 931142103 2,658 21,860 SH   DFND 2 21,860 0 0
WALMART INC COM 931142103 7,804 64,185 SH   SOLE 1 63,749 0 435
WARNER BROS DISCOVERY INC COM SER A 934423104 13 976 SH   DFND 2 976 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 298 22,211 SH   SOLE 1 21,842 0 369
WASTE MGMT INC DEL COM 94106L109 11,327 74,041 SH   SOLE 1 72,541 0 1,500
WASTE MGMT INC DEL COM 94106L109 61,086 399,305 SH   DFND 2 399,305 0 0
WEATHERFORD INTL PLC ORD SHS G48833118 0 6 SH   SOLE 1 6 0 0
WEC ENERGY GROUP INC COM 92939U106 172 1,713 SH   SOLE 1 1,713 0 0
WELLS FARGO CO NEW COM 949746101 18 455 SH   DFND 2 455 0 0
WELLS FARGO CO NEW COM 949746101 171 4,373 SH   SOLE 1 4,373 0 0
WELLTOWER INC COM 95040Q104 70 850 SH   SOLE 1 850 0 0
WESTERN ALLIANCE BANCORP COM 957638109 56 800 SH   SOLE 1 0 0 800
WESTERN UN CO COM 959802109 455 27,600 SH   SOLE 1 26,600 0 1,000
WESTERN UN CO COM 959802109 5,015 304,500 SH   DFND 2 304,500 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 198 5,966 SH   SOLE 1 5,966 0 0
WILLIAMS COS INC COM 969457100 10,037 321,589 SH   SOLE 1 316,889 0 4,700
WILLIAMS COS INC COM 969457100 17,531 561,700 SH   DFND 2 561,700 0 0
YUM BRANDS INC COM 988498101 6 50 SH   SOLE 1 50 0 0
YUM BRANDS INC COM 988498101 25 220 SH   DFND 2 220 0 0
YUM CHINA HLDGS INC COM 98850P109 11 220 SH   DFND 2 220 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 84 800 SH   SOLE 1 800 0 0
ZIMVIE INC COM 98888T107 1 80 SH   SOLE 1 80 0 0
ZOETIS INC CL A 98978V103 1,184 6,887 SH   DFND 2 6,887 0 0
ZOETIS INC CL A 98978V103 4,402 25,612 SH   SOLE 1 23,911 0 1,700