The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALAUNOS THERAPEUTICS INC COM 98973P101 76 61,000 SH   SOLE   0 0 61,000
SANDSTORM GOLD LTD COM NEW 80013R206 91 15,255 SH   SOLE   0 0 15,255
PIMCO MUN INCOME FD III COM 72201A103 92 10,000 SH   SOLE   0 0 10,000
PIMCO MUN INCOME FD COM 72200R107 115 10,000 SH   SOLE   0 0 10,000
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107 121 13,818 SH   SOLE   0 0 13,818
PIMCO CALIF MUN INCOME FD II COM 72200M108 137 20,000 SH   SOLE   0 0 20,000
PIMCO CALIF MUN INCOME FD II COM 72201C109 165 20,000 SH   SOLE   0 0 20,000
CHUBB LIMITED COM H1467J104 201 1,023 SH   SOLE   0 0 1,023
HARTFORD FINL SVCS GROUP INC COM 416515104 207 3,170 SH   SOLE   0 0 3,170
CAPITAL ONE FINL CORP COM 14040H105 208 2,000 SH   SOLE   0 0 2,000
WASTE MGMT INC DEL COM 94106L109 208 1,360 SH   SOLE   0 0 1,360
GENERAL DYNAMICS CORP COM 369550108 209 944 SH   SOLE   0 0 944
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 213 2,600 SH   SOLE   0 0 2,600
ISHARES TR GLOBAL 100 ETF 464287572 214 3,340 SH   SOLE   0 0 3,340
MADISON SQUARE GRDN ENTERTNM CL A 55826T102 216 4,096 SH   SOLE   0 0 4,096
REPUBLIC SVCS INC COM 760759100 222 1,700 SH   SOLE   0 0 1,700
VIATRIS INC COM 92556V106 224 21,407 SH   SOLE   0 0 21,407
CITIGROUP INC COM NEW 172967424 230 5,010 SH   SOLE   0 0 5,010
METTLER TOLEDO INTERNATIONAL COM 592688105 230 200 SH   SOLE   0 0 200
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 231 2,890 SH   SOLE   0 0 2,890
INTUITIVE SURGICAL INC COM NEW 46120E602 239 1,190 SH   SOLE   0 0 1,190
ISHARES TR S&P 500 GRWT ETF 464287309 240 3,972 SH   SOLE   0 0 3,972
NEWMONT CORP COM 651639106 241 4,047 SH   SOLE   0 0 4,047
AT&T INC COM 00206R102 254 12,102 SH   SOLE   0 0 12,102
DOW INC COM 260557103 268 5,185 SH   SOLE   0 0 5,185
MADISON SQUARE GRDN SPRT COR CL A 55825T103 269 1,782 SH   SOLE   0 0 1,782
PHILLIPS 66 COM 718546104 273 3,330 SH   SOLE   0 0 3,330
HANNON ARMSTRONG SUST INFR C COM 41068X100 280 7,406 SH   SOLE   0 0 7,406
ISHARES TR S&P MC 400VL ETF 464287705 283 3,000 SH   SOLE   0 0 3,000
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 284 22,046 SH   SOLE   0 0 22,046
ISHARES TR RUS MID CAP ETF 464287499 285 4,409 SH   SOLE   0 0 4,409
ISHARES TR MSCI EMG MKT ETF 464287234 286 7,135 SH   SOLE   0 0 7,135
SOUTHERN CO COM 842587107 286 4,013 SH   SOLE   0 0 4,013
GENERAL ELECTRIC CO COM NEW 369604301 287 4,509 SH   SOLE   0 0 4,509
RAYONIER INC COM 754907103 287 7,682 SH   SOLE   0 0 7,682
STATE STR CORP COM 857477103 302 4,900 SH   SOLE   0 0 4,900
CARMAX INC COM 143130102 318 3,514 SH   SOLE   0 0 3,514
ALLIANT ENERGY CORP COM 018802108 328 5,600 SH   SOLE   0 0 5,600
CSX CORP COM 126408103 363 12,475 SH   SOLE   0 0 12,475
PAYCHEX INC COM 704326107 363 3,185 SH   SOLE   0 0 3,185
ISHARES TR PFD AND INCM SEC 464288687 371 11,275 SH   SOLE   0 0 11,275
ESSENTIAL UTILS INC COM 29670G102 375 8,168 SH   SOLE   0 0 8,168
CORTEVA INC COM 22052L104 376 6,951 SH   SOLE   0 0 6,951
PIMCO CALIF MUN INCOME FD COM 72200N106 385 25,000 SH   SOLE   0 0 25,000
TRANE TECHNOLOGIES PLC SHS G8994E103 395 3,045 SH   SOLE   0 0 3,045
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 405 4,000 SH   SOLE   0 0 4,000
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 419 3,234 SH   SOLE   0 0 3,234
ZIMMER BIOMET HOLDINGS INC COM 98956P102 424 4,040 SH   SOLE   0 0 4,040
EATON CORP PLC SHS G29183103 426 3,384 SH   SOLE   0 0 3,384
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 441 10,810 SH   SOLE   0 0 10,810
ILLUMINA INC COM 452327109 461 2,500 SH   SOLE   0 0 2,500
VANGUARD BD INDEX FDS INTERMED TERM 921937819 483 6,217 SH   SOLE   0 0 6,217
UNITED RENTALS INC COM 911363109 486 2,000 SH   SOLE   0 0 2,000
TELEDYNE TECHNOLOGIES INC COM 879360105 498 1,328 SH   SOLE   0 0 1,328
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 516 12,398 SH   SOLE   0 0 12,398
SPDR SER TR S&P 400 MDCP GRW 78464A821 519 8,520 SH   SOLE   0 0 8,520
DUPONT DE NEMOURS INC COM 26614N102 533 9,591 SH   SOLE   0 0 9,591
STARBUCKS CORP COM 855244109 554 7,248 SH   SOLE   0 0 7,248
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 574 1,388 SH   SOLE   0 0 1,388
COPART INC COM 217204106 576 5,300 SH   SOLE   0 0 5,300
GSK PLC SPONSORED ADR 37733W105 582 13,368 SH   SOLE   0 0 13,368
VANGUARD INDEX FDS SML CP GRW ETF 922908595 583 2,958 SH   SOLE   0 0 2,958
QUALCOMM INC COM 747525103 589 4,613 SH   SOLE   0 0 4,613
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 599 48,541 SH   SOLE   0 0 48,541
CIGNA CORP NEW COM 125523100 600 2,276 SH   SOLE   0 0 2,276
LOCKHEED MARTIN CORP COM 539830109 604 1,406 SH   SOLE   0 0 1,406
REALTY INCOME CORP COM 756109104 605 8,859 SH   SOLE   0 0 8,859
TARGET CORP COM 87612E106 657 4,654 SH   SOLE   0 0 4,654
APPLIED MATLS INC COM 038222105 660 7,250 SH   SOLE   0 0 7,250
PROGRESSIVE CORP COM 743315103 660 5,675 SH   SOLE   0 0 5,675
NVR INC COM 62944T105 661 165 SH   SOLE   0 0 165
SCHWAB STRATEGIC TR US TIPS ETF 808524870 688 12,325 SH   SOLE   0 0 12,325
GENERAL MLS INC COM 370334104 696 9,225 SH   SOLE   0 0 9,225
ISHARES TR CORE S&P US VLU 464287663 700 10,468 SH   SOLE   0 0 10,468
VANGUARD INDEX FDS SM CP VAL ETF 922908611 740 4,937 SH   SOLE   0 0 4,937
BK OF AMERICA CORP COM 060505104 758 24,338 SH   SOLE   0 0 24,338
CANADIAN PAC RY LTD COM 13645T100 758 10,850 SH   SOLE   0 0 10,850
ISHARES TR RUSSELL 2000 ETF 464287655 784 4,628 SH   SOLE   0 0 4,628
ISHARES TR NATIONAL MUN ETF 464288414 787 7,397 SH   SOLE   0 0 7,397
WEYERHAEUSER CO MTN BE COM NEW 962166104 787 23,753 SH   SOLE   0 0 23,753
FEDEX CORP COM 31428X106 788 3,477 SH   SOLE   0 0 3,477
ISHARES TR CORE S&P MCP ETF 464287507 812 3,590 SH   SOLE   0 0 3,590
BERKSHIRE HATHAWAY INC DEL CL A 084670108 818 2 SH   SOLE   0 0 2
VANECK ETF TRUST BIOTECH ETF 92189F726 831 5,700 SH   SOLE   0 0 5,700
CONOCOPHILLIPS COM 20825C104 849 9,451 SH   SOLE   0 0 9,451
DANAHER CORPORATION COM 235851102 854 3,370 SH   SOLE   0 0 3,370
NEXTERA ENERGY INC COM 65339F101 886 11,435 SH   SOLE   0 0 11,435
BOEING CO COM 097023105 912 6,672 SH   SOLE   0 0 6,672
MERCK & CO INC COM 58933Y105 918 10,067 SH   SOLE   0 0 10,067
CATERPILLAR INC COM 149123101 924 5,168 SH   SOLE   0 0 5,168
HUMANA INC COM 444859102 936 2,000 SH   SOLE   0 0 2,000
TESLA INC COM 88160R101 939 1,395 SH   SOLE   0 0 1,395
MEDTRONIC PLC SHS G5960L103 966 10,758 SH   SOLE   0 0 10,758
AMERICAN ELEC PWR CO INC COM 025537101 976 10,175 SH   SOLE   0 0 10,175
GENUINE PARTS CO COM 372460105 993 7,469 SH   SOLE   0 0 7,469
ILLINOIS TOOL WKS INC COM 452308109 1,002 5,501 SH   SOLE   0 0 5,501
UNILEVER PLC SPON ADR NEW 904767704 1,056 23,052 SH   SOLE   0 0 23,052
ECOLAB INC COM 278865100 1,087 7,070 SH   SOLE   0 0 7,070
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,120 6,361 SH   SOLE   0 0 6,361
WELLS FARGO CO NEW COM 949746101 1,143 29,168 SH   SOLE   0 0 29,168
HERSHEY CO COM 427866108 1,205 5,600 SH   SOLE   0 0 5,600
PRICE T ROWE GROUP INC COM 74144T108 1,229 10,820 SH   SOLE   0 0 10,820
TJX COS INC NEW COM 872540109 1,239 22,191 SH   SOLE   0 0 22,191
CVB FINL CORP COM 126600105 1,275 51,371 SH   SOLE   0 0 51,371
ALTRIA GROUP INC COM 02209S103 1,338 32,037 SH   SOLE   0 0 32,037
COLGATE PALMOLIVE CO COM 194162103 1,350 16,841 SH   SOLE   0 0 16,841
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,366 17,790 SH   SOLE   0 0 17,790
SCHWAB CHARLES CORP COM 808513105 1,373 21,731 SH   SOLE   0 0 21,731
ISHARES TR TIPS BD ETF 464287176 1,381 12,121 SH   SOLE   0 0 12,121
ORACLE CORP COM 68389X105 1,396 19,985 SH   SOLE   0 0 19,985
AUTOMATIC DATA PROCESSING IN COM 053015103 1,423 6,773 SH   SOLE   0 0 6,773
ROSS STORES INC COM 778296103 1,529 21,777 SH   SOLE   0 0 21,777
KIMBERLY-CLARK CORP COM 494368103 1,536 11,367 SH   SOLE   0 0 11,367
MARKEL CORP COM 570535104 1,578 1,220 SH   SOLE   0 0 1,220
AMERICAN EXPRESS CO COM 025816109 1,590 11,467 SH   SOLE   0 0 11,467
NORTHROP GRUMMAN CORP COM 666807102 1,621 3,388 SH   SOLE   0 0 3,388
CLOROX CO DEL COM 189054109 1,633 11,586 SH   SOLE   0 0 11,586
MONDELEZ INTL INC CL A 609207105 1,646 26,516 SH   SOLE   0 0 26,516
ISHARES TR U.S. MED DVC ETF 464288810 1,671 33,128 SH   SOLE   0 0 33,128
PHILIP MORRIS INTL INC COM 718172109 1,761 17,835 SH   SOLE   0 0 17,835
FISERV INC COM 337738108 1,775 19,952 SH   SOLE   0 0 19,952
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,832 5,950 SH   SOLE   0 0 5,950
FASTENAL CO COM 311900104 1,913 38,330 SH   SOLE   0 0 38,330
COCA COLA CO COM 191216100 2,199 34,956 SH   SOLE   0 0 34,956
UNITED PARCEL SERVICE INC CL B 911312106 2,268 12,427 SH   SOLE   0 0 12,427
INTERNATIONAL BUSINESS MACHS COM 459200101 2,288 16,204 SH   SOLE   0 0 16,204
ISHARES TR CORE S&P500 ETF 464287200 2,477 6,534 SH   SOLE   0 0 6,534
PAYPAL HLDGS INC COM 70450Y103 2,479 35,489 SH   SOLE   0 0 35,489
SPOTIFY TECHNOLOGY S A SHS L8681T102 2,619 27,912 SH   SOLE   0 0 27,912
ROKU INC COM CL A 77543R102 2,707 32,955 SH   SOLE   0 0 32,955
SYSCO CORP COM 871829107 2,709 31,983 SH   SOLE   0 0 31,983
LOWES COS INC COM 548661107 2,757 15,786 SH   SOLE   0 0 15,786
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,863 31,428 SH   SOLE   0 0 31,428
LINDE PLC SHS G5494J103 2,990 10,400 SH   SOLE   0 0 10,400
SMUCKER J M CO COM NEW 832696405 3,131 24,462 SH   SOLE   0 0 24,462
BECTON DICKINSON & CO COM 075887109 3,226 13,087 SH   SOLE   0 0 13,087
WALMART INC COM 931142103 3,266 26,864 SH   SOLE   0 0 26,864
META PLATFORMS INC CL A 30303M102 3,419 21,206 SH   SOLE   0 0 21,206
EPAM SYS INC COM 29414B104 3,445 11,687 SH   SOLE   0 0 11,687
NIKE INC CL B 654106103 3,538 34,620 SH   SOLE   0 0 34,620
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,618 9,591 SH   SOLE   0 0 9,591
VANGUARD INDEX FDS MID CAP ETF 922908629 3,626 18,411 SH   SOLE   0 0 18,411
AVALARA INC COM 05338G106 3,707 52,511 SH   SOLE   0 0 52,511
ETSY INC COM 29786A106 3,774 51,554 SH   SOLE   0 0 51,554
LILLY ELI & CO COM 532457108 3,959 12,210 SH   SOLE   0 0 12,210
HONEYWELL INTL INC COM 438516106 4,010 23,073 SH   SOLE   0 0 23,073
EMERSON ELEC CO COM 291011104 4,242 53,329 SH   SOLE   0 0 53,329
INTEL CORP COM 458140100 4,243 113,429 SH   SOLE   0 0 113,429
NORFOLK SOUTHN CORP COM 655844108 4,478 19,703 SH   SOLE   0 0 19,703
HOME DEPOT INC COM 437076102 4,579 16,696 SH   SOLE   0 0 16,696
INVESCO QQQ TR UNIT SER 1 46090E103 4,716 16,828 SH   SOLE   0 0 16,828
JPMORGAN CHASE & CO COM 46625H100 4,955 43,997 SH   SOLE   0 0 43,997
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,314 28,170 SH   SOLE   0 0 28,170
CUMMINS INC COM 231021106 5,423 28,023 SH   SOLE   0 0 28,023
BRISTOL-MYERS SQUIBB CO COM 110122108 5,477 71,128 SH   SOLE   0 0 71,128
DIAGEO PLC SPON ADR NEW 25243Q205 5,634 32,359 SH   SOLE   0 0 32,359
UNITEDHEALTH GROUP INC COM 91324P102 5,668 11,034 SH   SOLE   0 0 11,034
DEERE & CO COM 244199105 5,707 19,056 SH   SOLE   0 0 19,056
MOODYS CORP COM 615369105 6,267 23,041 SH   SOLE   0 0 23,041
CYBERARK SOFTWARE LTD SHS M2682V108 6,417 50,151 SH   SOLE   0 0 50,151
COSTCO WHSL CORP NEW COM 22160K105 6,755 14,094 SH   SOLE   0 0 14,094
VANGUARD WORLD FDS UTILITIES ETF 92204A876 7,766 50,973 SH   SOLE   0 0 50,973
EXXON MOBIL CORP COM 30231G102 7,820 91,310 SH   SOLE   0 0 91,310
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,055 56,145 SH   SOLE   0 0 56,145
AUTODESK INC COM 052769106 8,476 49,289 SH   SOLE   0 0 49,289
3M CO COM 88579Y101 8,763 67,713 SH   SOLE   0 0 67,713
AMERICAN TOWER CORP NEW COM 03027X100 8,766 34,296 SH   SOLE   0 0 34,296
WORKDAY INC CL A 98138H101 9,619 68,913 SH   SOLE   0 0 68,913
UNION PAC CORP COM 907818108 9,756 45,741 SH   SOLE   0 0 45,741
ISHARES TR 1 3 YR TREAS BD 464287457 9,876 119,293 SH   SOLE   0 0 119,293
AMGEN INC COM 031162100 9,999 41,099 SH   SOLE   0 0 41,099
BLACKROCK INC COM 09247X101 10,335 16,969 SH   SOLE   0 0 16,969
VANGUARD STAR FDS VG TL INTL STK F 921909768 10,728 207,865 SH   SOLE   0 0 207,865
KKR & CO INC COM 48251W104 10,826 233,875 SH   SOLE   0 0 233,875
ISHARES TR SHORT TREAS BD 464288679 11,083 100,665 SH   SOLE   0 0 100,665
DISNEY WALT CO COM 254687106 11,363 120,375 SH   SOLE   0 0 120,375
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 11,779 154,465 SH   SOLE   0 0 154,465
NOVARTIS AG SPONSORED ADR 66987V109 12,233 144,715 SH   SOLE   0 0 144,715
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 12,266 290,797 SH   SOLE   0 0 290,797
VERIZON COMMUNICATIONS INC COM 92343V104 12,552 247,320 SH   SOLE   0 0 247,320
PFIZER INC COM 717081103 12,836 244,817 SH   SOLE   0 0 244,817
RAYTHEON TECHNOLOGIES CORP COM 75513E101 13,218 137,528 SH   SOLE   0 0 137,528
CISCO SYS INC COM 17275R102 13,405 314,378 SH   SOLE   0 0 314,378
MCDONALDS CORP COM 580135101 14,267 57,791 SH   SOLE   0 0 57,791
CHEVRON CORP NEW COM 166764100 14,918 103,042 SH   SOLE   0 0 103,042
ABBVIE INC COM 00287Y109 15,269 99,694 SH   SOLE   0 0 99,694
MASTERCARD INCORPORATED CL A 57636Q104 15,653 49,616 SH   SOLE   0 0 49,616
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 16,747 164,670 SH   SOLE   0 0 164,670
VISA INC COM CL A 92826C839 16,755 85,100 SH   SOLE   0 0 85,100
ISHARES TR 7-10 YR TRSY BD 464287440 16,824 164,454 SH   SOLE   0 0 164,454
PEPSICO INC COM 713448108 16,925 101,555 SH   SOLE   0 0 101,555
ISHARES GOLD TR ISHARES NEW 464285204 18,821 548,548 SH   SOLE   0 0 548,548
ALPHABET INC CAP STK CL C 02079K107 23,118 10,569 SH   SOLE   0 0 10,569
ABBOTT LABS COM 002824100 24,256 223,249 SH   SOLE   0 0 223,249
JOHNSON & JOHNSON COM 478160104 24,893 140,236 SH   SOLE   0 0 140,236
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 26,346 96,497 SH   SOLE   0 0 96,497
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 29,005 385,399 SH   SOLE   0 0 385,399
TEXAS INSTRS INC COM 882508104 29,367 191,132 SH   SOLE   0 0 191,132
AMAZON COM INC COM 023135106 33,006 310,760 SH   SOLE   0 0 310,760
ALPHABET INC CAP STK CL A 02079K305 37,660 17,281 SH   SOLE   0 0 17,281
MICROSOFT CORP COM 594918104 67,744 263,772 SH   SOLE   0 0 263,772
APPLE INC COM 037833100 71,777 524,994 SH   SOLE   0 0 524,994
PROCTER AND GAMBLE CO COM 742718109 372,947 2,593,689 SH   SOLE   0 0 2,593,689