The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 924 6,034 SH   SOLE   6,034 0 0
ABRDN ASIA PACIFIC INCOME FU COM 003009107 37 12,573 SH   SOLE   12,573 0 0
ADVENT CONV & INCOME FD COM 00764C109 597 49,506 SH   SOLE   49,506 0 0
AIR PRODS & CHEMS INC COM 009158106 244 1,016 SH   SOLE   1,016 0 0
AMAZON COM INC COM 023135106 278 2,620 SH   SOLE   2,620 0 0
AMGEN INC COM 031162100 426 1,752 SH   SOLE   1,752 0 0
APPLE INC COM 037833100 2,549 18,641 SH   SOLE   18,641 0 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 613 8,173 SH   SOLE   8,173 0 0
AT&T INC COM 00206R102 267 12,752 SH   SOLE   12,752 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 256 936 SH   SOLE   936 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202 645 70,590 SH   SOLE   70,590 0 0
BLACKROCK ENHANCED GLOBAL DI COM 092501105 140 14,327 SH   SOLE   14,327 0 0
BLACKSTONE INC COM 09260D107 337 3,695 SH   SOLE   3,695 0 0
BROADCOM INC COM 11135F101 321 661 SH   SOLE   661 0 0
CAPITAL ONE FINL CORP COM 14040H105 398 3,823 SH   SOLE   3,823 0 0
CIGNA CORP NEW COM 125523100 401 1,520 SH   SOLE   1,520 0 0
CISCO SYS INC COM 17275R102 380 8,920 SH   SOLE   8,920 0 0
COCA COLA CO COM 191216100 448 7,124 SH   SOLE   7,124 0 0
DIGITAL RLTY TR INC COM 253868103 276 2,125 SH   SOLE   2,125 0 0
DISNEY WALT CO COM 254687106 261 2,769 SH   SOLE   2,769 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105 97 11,618 SH   SOLE   11,618 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108 89 11,602 SH   SOLE   11,602 0 0
EXELON CORP COM 30161N101 282 6,216 SH   SOLE   6,216 0 0
EXXON MOBIL CORP COM 30231G102 811 9,469 SH   SOLE   9,469 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 476 18,479 SH   SOLE   18,479 0 0
FLOWERS FOODS INC COM 343498101 734 27,874 SH   SOLE   27,874 0 0
GENERAL DYNAMICS CORP COM 369550108 422 1,906 SH   SOLE   1,906 0 0
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404 601 53,419 SH   SOLE   53,419 0 0
HOME DEPOT INC COM 437076102 304 1,108 SH   SOLE   1,108 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 234 8,033 SH   SOLE   8,033 0 0
INTEL CORP COM 458140100 862 23,037 SH   SOLE   23,037 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 257 14,237 SH   SOLE   14,237 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 329 4,245 SH   SOLE   4,245 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 338 1,207 SH   SOLE   1,207 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 17,192 168,050 SH   SOLE   168,050 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 10,775 128,421 SH   SOLE   128,299 122 0
ISHARES TR EAFE SML CP ETF 464288273 5,981 109,557 SH   SOLE   109,557 0 0
ISHARES TR MSCI USA MMENTM 46432F396 17,783 130,406 SH   SOLE   130,248 158 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,123 15,996 SH   SOLE   15,996 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,502 27,078 SH   SOLE   27,078 0 0
ISHARES TR CORE S&P TTL STK 464287150 5,689 67,905 SH   SOLE   67,904 1 0
ISHARES TR EAFE VALUE ETF 464288877 251 5,787 SH   SOLE   5,787 0 0
ISHARES TR CORE TOTAL USD 46434V613 253 5,395 SH   SOLE   5,395 0 0
ISHARES TR MSCI USA VALUE 46432F388 2,969 32,798 SH   SOLE   32,798 0 0
ISHARES TR US HOME CONS ETF 464288752 657 12,507 SH   SOLE   12,507 0 0
ISHARES TR EAFE GRWTH ETF 464288885 931 11,566 SH   SOLE   11,566 0 0
ISHARES TR U.S. FINLS ETF 464287788 219 3,128 SH   SOLE   3,128 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 237 2,118 SH   SOLE   2,118 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 260 2,563 SH   SOLE   2,563 0 0
ISHARES TR CORE S&P500 ETF 464287200 485 1,278 SH   SOLE   1,278 0 0
ISHARES TR US TREAS BD ETF 46429B267 311 12,998 SH   SOLE   12,998 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 565 2,582 SH   SOLE   2,582 0 0
ISHARES TR SHORT TREAS BD 464288679 781 7,095 SH   SOLE   7,095 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 340 5,634 SH   SOLE   5,634 0 0
ISHARES TR S&P 500 VAL ETF 464287408 267 1,945 SH   SOLE   1,945 0 0
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878 431 9,890 SH   SOLE   9,890 0 0
JOHNSON & JOHNSON COM 478160104 1,987 11,192 SH   SOLE   11,192 0 0
MCDONALDS CORP COM 580135101 520 2,107 SH   SOLE   2,107 0 0
MEDTRONIC PLC SHS G5960L103 535 5,961 SH   SOLE   5,961 0 0
MICROSOFT CORP COM 594918104 1,106 4,308 SH   SOLE   4,308 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 162 12,382 SH   SOLE   12,382 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 192 16,376 SH   SOLE   16,376 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 169 13,513 SH   SOLE   13,513 0 0
NVIDIA CORPORATION COM 67066G104 208 1,371 SH   SOLE   1,371 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100 430 34,966 SH   SOLE   34,966 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 660 7,731 SH   SOLE   7,731 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831 234 9,762 SH   SOLE   9,762 0 0
PROSPECT CAP CORP COM 74348T102 358 51,233 SH   SOLE   51,233 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 203 3,201 SH   SOLE   3,201 0 0
QUALCOMM INC COM 747525103 299 2,337 SH   SOLE   2,337 0 0
REALTY INCOME CORP COM 756109104 200 2,933 SH   SOLE   2,933 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 15,934 222,453 SH   SOLE   222,453 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 14,981 268,473 SH   SOLE   268,473 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 240 11,398 SH   SOLE   11,398 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 394 3,075 SH   SOLE   3,075 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 254 3,520 SH   SOLE   3,520 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,726 94,532 SH   SOLE   94,532 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 13,632 293,283 SH   SOLE   293,204 79 0
SPDR SER TR PORTFOLIO S&P600 78468R853 5,619 156,166 SH   SOLE   156,166 0 0
SPDR SER TR S&P BK ETF 78464A797 4,969 113,242 SH   SOLE   113,117 125 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 3,846 145,945 SH   SOLE   145,945 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 480 11,519 SH   SOLE   11,519 0 0
SYSCO CORP COM 871829107 944 11,140 SH   SOLE   11,140 0 0
UNION PAC CORP COM 907818108 263 1,232 SH   SOLE   1,232 0 0
UNITED PARCEL SERVICE INC CL B 911312106 488 2,671 SH   SOLE   2,671 0 0
VANECK ETF TRUST INVESTMENT GRD 92189F486 8,512 344,913 SH   SOLE   344,913 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,387 7,351 SH   SOLE   7,351 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 239 4,776 SH   SOLE   4,776 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 5,554 23,585 SH   SOLE   23,585 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 957 18,857 SH   SOLE   18,857 0 0
VIRTUS DIVIDEND INTEREST & P COM 92840R101 1,363 118,138 SH   SOLE   118,138 0 0
WATSCO INC COM 942622200 209 873 SH   SOLE   873 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 428 1,414 SH   SOLE   1,414 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 1,052 20,903 SH   SOLE   20,903 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 257 7,163 SH   SOLE   7,163 0 0