The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 293 2,700 SH   SOLE   2,700 0 0
Abbvie Inc. COM 00287Y109 214 1,400 SH   SOLE   1,400 0 0
Air Products & Chemicals Inc COM 009158106 2,495 10,377 SH   SOLE   10,377 0 0
Alphabet Inc. Class A COM 02079K305 6,721 3,084 SH   SOLE   3,084 0 0
Alphabet Inc. Class C COM 02079K107 938 429 SH   SOLE   429 0 0
Amazon Com Inc COM 023135106 6,289 59,215 SH   SOLE   59,215 0 0
American Electrical Power Inc COM 025537101 336 3,500 SH   SOLE   3,500 0 0
Amgen Inc COM 031162100 962 3,955 SH   SOLE   3,955 0 0
Angiodynamics Inc. COM 03475V101 216 11,175 SH   SOLE   11,175 0 0
Apple Inc. COM 037833100 10,922 79,885 SH   SOLE   79,885 0 0
Applied Materials Inc. COM 038222105 239 2,625 SH   SOLE   2,625 0 0
AT&T Corp COM 00206R102 2,039 97,260 SH   SOLE   97,260 0 0
Bank of America Corp COM 060505104 963 30,950 SH   SOLE   30,950 0 0
Blackstone Group LP COM 09253U108 532 5,828 SH   SOLE   5,828 0 0
Boeing Co COM 097023105 1,389 10,157 SH   SOLE   10,157 0 0
Booking Holdings Inc. COM 09857L108 2,489 1,423 SH   SOLE   1,423 0 0
Canadian Pacific Railway Ltd. COM 13645T100 1,270 18,187 SH   SOLE   18,187 0 0
Caterpillar Inc COM 149123101 3,310 18,518 SH   SOLE   18,518 0 0
Coca Cola Co. COM 191216100 303 4,820 SH   SOLE   4,820 0 0
Consolidated Edison COM 209115104 908 9,550 SH   SOLE   9,550 0 0
Costco Wholesale Corp COM 22160K105 1,086 2,265 SH   SOLE   2,265 0 0
Danaher Corp. COM 235851102 3,502 13,813 SH   SOLE   13,813 0 0
Deere & Co COM 244199105 3,332 11,125 SH   SOLE   11,125 0 0
Disney Walt Co COM 254687106 448 4,750 SH   SOLE   4,750 0 0
Dow Inc. COM 260557103 441 8,550 SH   SOLE   8,550 0 0
EOG Resources Inc. COM 26875P101 2,945 26,669 SH   SOLE   26,669 0 0
Exxon Mobil Corp. COM 30231G102 607 7,090 SH   SOLE   7,090 0 0
Fedex Corp. COM 31428X106 3,556 15,686 SH   SOLE   15,686 0 0
General Electric Co COM 369604103 2,343 36,803 SH   SOLE   36,803 0 0
Gilead Sciences Inc COM 375558103 493 7,975 SH   SOLE   7,975 0 0
GXO Logistics Inc. COM 36262G101 1,064 24,600 SH   SOLE   24,600 0 0
Intel Corp COM 458140100 302 8,067 SH   SOLE   8,067 0 0
Iron Mountain Inc. COM 46284V101 674 13,850 SH   SOLE   13,850 0 0
Johnson & Johnson COM 478160104 3,609 20,334 SH   SOLE   20,334 0 0
JP Morgan Chase & Co COM 46625H100 2,875 25,533 SH   SOLE   25,533 0 0
Lam Research Corp. COM 512807108 2,697 6,329 SH   SOLE   6,329 0 0
Lockheed Martin Corp. COM 539830109 301 700 SH   SOLE   700 0 0
Mastercard Inc. Cl. A 57636Q104 3,096 9,814 SH   SOLE   9,814 0 0
McCormick & Co. Inc. COM 579780206 2,128 25,562 SH   SOLE   25,562 0 0
Merck & Co New COM 58933Y105 738 8,094 SH   SOLE   8,094 0 0
Microsoft Corp COM 594918104 4,876 18,986 SH   SOLE   18,986 0 0
Netflix Inc COM 64110L106 324 1,850 SH   SOLE   1,850 0 0
Novo Nordisk A S ADR 670100205 212 1,900 SH   SOLE   1,900 0 0
Nvidia Corp. COM 67066G104 3,367 22,211 SH   SOLE   22,211 0 0
Oneok Inc. New COM 682680103 210 3,775 SH   SOLE   3,775 0 0
Parker Hannifin Corp. COM 701094104 3,253 13,222 SH   SOLE   13,222 0 0
Pepsico Inc. COM 713448108 3,748 22,491 SH   SOLE   22,491 0 0
Pfizer Inc COM 717081103 1,751 33,400 SH   SOLE   33,400 0 0
Procter & Gamble Co. COM 742718109 503 3,500 SH   SOLE   3,500 0 0
Qualcomm Inc COM 747525103 211 1,650 SH   SOLE   1,650 0 0
Raytheon Technologies Corp. COM 75513E101 288 3,000 SH   SOLE   3,000 0 0
Salesforce.com Inc COM 79466L302 2,804 16,989 SH   SOLE   16,989 0 0
Schlumberger Ltd. COM 806857108 227 6,350 SH   SOLE   6,350 0 0
Servicenow Inc. COM 81762P102 3,242 6,817 SH   SOLE   6,817 0 0
JM Smucker Company COM 832669640 2,287 17,865 SH   SOLE   17,865 0 0
Southern Company COM 842587107 428 6,000 SH   SOLE   6,000 0 0
SVB Financial Group COM 78486Q101 2,159 5,467 SH   SOLE   5,467 0 0
Sysco Corp. COM 871829107 330 3,900 SH   SOLE   3,900 0 0
Union Pacific Corp. COM 907818108 1,572 7,371 SH   SOLE   7,371 0 0
Valero Energy Corp. COM 91913Y100 2,541 23,910 SH   SOLE   23,910 0 0
Verizon Communications Inc. COM 92343V104 2,121 41,800 SH   SOLE   41,800 0 0
Warner Bros. Discovery, Inc. COM 934423104 345 25,712 SH   SOLE   25,712 0 0
Duke Energy Corp Dep 5.75 Preferred 26441C501 865 34,295 SH   SOLE   34,295 0 0
JP Morgan Chase & Co Prfrd Ser L Preferred 48128B549 787 39,625 SH   SOLE   39,625 0 0
JP Morgan Chase & Co Prfrd Ser D Preferred 48128B655 212 8,500 SH   SOLE   8,500 0 0
US Bancorp Prefrd Ser M Preferred 902973718 577 31,075 SH   SOLE   31,075 0 0
Wells Fargo & Co Dep Sh Cl A Preferred 94988U128 406 21,000 SH   SOLE   21,000 0 0
Angel Oak DFS Inc TR COM 03462A102 242 14,225 SH   SOLE   14,225 0 0
Blackrock Capital Allocation Trust COM 09260U109 1,238 84,500 SH   SOLE   84,500 0 0
Blackrock Muni Inc TR COM 09248F109 730 68,000 SH   SOLE   68,000 0 0
Eaton Vance Muni Bond Fund COM 27827X101 929 86,808 SH   SOLE   86,808 0 0
First Trust Intermediate Duration Pfd Incm. COM 33718W103 1,083 57,950 SH   SOLE   57,950 0 0
Flaherty & Crumrine Dynamic Pfd Preferred 33848W106 910 42,350 SH   SOLE   42,350 0 0
Nuveen AMT-Free Municipal Credit Incm Fd. COM 67071L106 951 72,549 SH   SOLE   72,549 0 0
Nuveen NY AMT-Free Quality Incm. COM 670656107 834 75,500 SH   SOLE   75,500 0 0
Nuveen Muni Value Fund Inc. COM 670928100 1,340 150,000 SH   SOLE   150,000 0 0
Nuveen Preferred & Income Securities Fd COM 67072C105 734 101,100 SH   SOLE   101,100 0 0
Nuveen Variable Rate Preferred and Income COM 67080R102 184 10,000 SH   SOLE   10,000 0 0
Pimco Access Income Fund COM 72203T100 190 12,000 SH   SOLE   12,000 0 0
Pimco Dynamic Income Fd COM 72201Y101 792 37,930 SH   SOLE   37,930 0 0
Rivernorth Flexible Municipal Incm Fd II COM 76883Y107 364 25,000 SH   SOLE   25,000 0 0
SPDR Portfolio Short Term Corp. Bond Fund COM 78464A474 298 10,000 SH   SOLE   10,000 0 0
Consumer Discretionary Select Sector SPDR COM 81369Y407 2,378 17,300 SH   SOLE   17,300 0 0
Consumer Staples Select Sector SPDR COM 81369Y308 738 10,225 SH   SOLE   10,225 0 0
Energy Select Sector SPDR ETF COM 81369Y506 508 7,100 SH   SOLE   7,100 0 0
Exponential Technologies ETF COM 46434V381 1,434 29,925 SH   SOLE   29,925 0 0
Financial Sector SPDR ETF COM 81369Y605 429 13,650 SH   SOLE   13,650 0 0
First Trust DJ Internet Index ETF COM 33733E302 260 2,050 SH   SOLE   2,050 0 0
Global X Nasdaq 100 Cover ETF COM 37954Y483 201 11,500 SH   SOLE   11,500 0 0
Invesco QQQ Trust, Series 1 COM 46090E103 1,376 4,910 SH   SOLE   4,910 0 0
Ishares Biotechnology ETF COM 464287556 679 5,775 SH   SOLE   5,775 0 0
Ishares Dow Jones US ETF COM 464287846 1,570 17,000 SH   SOLE   17,000 0 0
Ishares Global Healthcare ETF COM 464287325 321 3,950 SH   SOLE   3,950 0 0
Ishares International Select Dividend ETF COM 464288448 312 11,500 SH   SOLE   11,500 0 0
Ishares North American Tech ETF COM 464287549 9,680 32,880 SH   SOLE   32,880 0 0
Ishares North American Tech Software ETF COM 464287515 3,436 12,745 SH   SOLE   12,745 0 0
Ishares Russell 1000 Growth ETF COM 464287614 4,472 20,450 SH   SOLE   20,450 0 0
Ishares Russell 2000 ETF COM 464287655 2,453 14,482 SH   SOLE   14,482 0 0
Ishares Russell Mid-Cap ETF COM 464287499 789 12,201 SH   SOLE   12,201 0 0
Ishares Russell Mid-Cap Growth ETF COM 464287481 2,866 36,180 SH   SOLE   36,180 0 0
Ishares Russell Mid-Cap Value ETF COM 464287473 782 7,695 SH   SOLE   7,695 0 0
Ishares S&P 500 Value ETF COM 464287408 357 2,600 SH   SOLE   2,600 0 0
Ishares US Medical Devices ETF COM 464288810 2,618 51,900 SH   SOLE   51,900 0 0
Ishares US Preferred Stock ETF COM 464288687 2,672 81,250 SH   SOLE   81,250 0 0
Robo Global Robotics & Automation COM 301505707 839 18,675 SH   SOLE   18,675 0 0
SPDR S&P Biotech ETF COM 78464A870 1,028 13,840 SH   SOLE   13,840 0 0
SPDR Gold Trust COM 78463V107 227 1,350 SH   SOLE   1,350 0 0
SPDR S&P 500 ETF Trust COM 78462F103 1,948 5,163 SH   SOLE   5,163 0 0
SPDR S&P 600 Small Cap ETF COM 78464A813 2,871 35,850 SH   SOLE   35,850 0 0
SPDR Ser Tr S&P Dividend COM 78464A763 973 8,200 SH   SOLE   8,200 0 0
SPDR S&P Midcap 400 COM 78467Y107 1,302 3,150 SH   SOLE   3,150 0 0
SPDR Fd Technology COM 81369Y803 3,623 28,500 SH   SOLE   28,500 0 0
SPDR Fd Utilities COM 81369Y886 295 4,200 SH   SOLE   4,200 0 0
Vaneck Semiconductor ETF COM 92189F676 433 2,125 SH   SOLE   2,125 0 0
Vanguard Extended Market ETF COM 922908652 957 7,300 SH   SOLE   7,300 0 0
Vanguard Growth ETF COM 922908736 5,659 25,390 SH   SOLE   25,390 0 0
Vanguard High Div Yield COM 921946406 566 5,566 SH   SOLE   5,566 0 0
Vanguard Large-Cap ETF COM 922908637 2,763 16,031 SH   SOLE   16,031 0 0
Vanguard Mega Cap Growth ETF COM 921910816 2,862 15,750 SH   SOLE   15,750 0 0
Vanguard Mid-Cap ETF COM 922908629 230 1,170 SH   SOLE   1,170 0 0
Vanguard Mid Cap Growth ETF COM 922908538 1,231 7,020 SH   SOLE   7,020 0 0
Vanguard Total Stock Market ETF COM 922908769 4,876 25,850 SH   SOLE   25,850 0 0
Vanguard Value ETF COM 922908744 361 2,734 SH   SOLE   2,734 0 0
Ishares TIPS Bond ETF COM 464287176 1,933 16,973 SH   SOLE   16,973 0 0
Pimco Enhanced SH MAT ETF COM 72201R833 321 3,243 SH   SOLE   3,243 0 0
Vanguard Short Term Inflation Protected ETF COM 922020805 551 11,000 SH   SOLE   11,000 0 0