The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A10 NETWORKS INC COM 002121101 172 11,978 SH   SOLE   0 0 11,978
ABBVIE INC COM 00287Y109 2,949 19,255 SH   SOLE   0 0 19,255
ACCO BRANDS CORP COM 00081T108 362 55,501 SH   SOLE   0 0 55,501
ADOBE SYSTEMS INCORPORATED COM 00724F101 254 694 SH   SOLE   0 0 694
ALPHABET INC CAP STK CL A 02079K305 209 96 SH   SOLE   0 0 96
AMAZON COM INC COM 023135106 1,086 10,222 SH   SOLE   0 0 10,222
AMERICAN ELEC PWR CO INC COM 025537101 420 4,376 SH   SOLE   0 0 4,376
AMERICAN EXPRESS CO COM 025816109 327 2,359 SH   SOLE   0 0 2,359
ANNALY CAPITAL MANAGEMENT IN COM 035710409 95 16,000 SH   SOLE   0 0 16,000
APPLE INC COM 037833100 24,450 178,830 SH   SOLE   0 0 178,830
AT&T INC COM 00206R102 225 10,727 SH   SOLE   0 0 10,727
AUTOMATIC DATA PROCESSING IN COM 053015103 344 1,639 SH   SOLE   0 0 1,639
AUTOZONE INC COM 053332102 215 100 SH   SOLE   0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 329 1,206 SH   SOLE   0 0 1,206
BLACKROCK INC COM 09247X101 244 400 SH   SOLE   0 0 400
BLACKROCK MUNIYIELD MICH QU COM 09254V105 432 32,840 SH   SOLE   0 0 32,840
BLACKSTONE INC COM 09260D107 1,034 11,334 SH   SOLE   0 0 11,334
BOEING CO COM 097023105 238 1,742 SH   SOLE   0 0 1,742
BRISTOL-MYERS SQUIBB CO COM 110122108 354 4,592 SH   SOLE   0 0 4,592
BROADCOM INC COM 11135F101 222 458 SH   SOLE   0 0 458
CAMPING WORLD HLDGS INC CL A 13462K109 344 15,923 SH   SOLE   0 0 15,923
CARNIVAL CORP COMMON STOCK 143658300 165 19,043 SH   SOLE   0 0 19,043
CATERPILLAR INC COM 149123101 202 1,133 SH   SOLE   0 0 1,133
CHEVRON CORP NEW COM 166764100 816 5,636 SH   SOLE   0 0 5,636
CIGNA CORP NEW COM 125523100 209 795 SH   SOLE   0 0 795
CITIGROUP INC COM NEW 172967424 212 4,615 SH   SOLE   0 0 4,615
COCA COLA CO COM 191216100 832 13,218 SH   SOLE   0 0 13,218
COLGATE PALMOLIVE CO COM 194162103 218 2,717 SH   SOLE   0 0 2,717
COMCAST CORP NEW CL A 20030N101 219 5,588 SH   SOLE   0 0 5,588
CROWN CASTLE INTL CORP NEW COM 22822V101 376 2,235 SH   SOLE   0 0 2,235
CSX CORP COM 126408103 430 14,791 SH   SOLE   0 0 14,791
CVS HEALTH CORP COM 126650100 1,062 11,461 SH   SOLE   0 0 11,461
DELTA AIR LINES INC DEL COM NEW 247361702 366 12,642 SH   SOLE   0 0 12,642
DIGI INTL INC COM 253798102 218 9,012 SH   SOLE   0 0 9,012
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 401 9,970 SH   SOLE   0 0 9,970
DISNEY WALT CO COM 254687106 585 6,199 SH   SOLE   0 0 6,199
DOMINION ENERGY INC COM 25746U109 452 5,663 SH   SOLE   0 0 5,663
DOW INC COM 260557103 205 3,973 SH   SOLE   0 0 3,973
DTE ENERGY CO COM 233331107 839 6,618 SH   SOLE   0 0 6,618
DUPONT DE NEMOURS INC COM 26614N102 206 3,714 SH   SOLE   0 0 3,714
EMERSON ELEC CO COM 291011104 213 2,684 SH   SOLE   0 0 2,684
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 350 35,114 SH   SOLE   0 0 35,114
ENTERPRISE PRODS PARTNERS L COM 293792107 613 25,165 SH   SOLE   0 0 25,165
EXXON MOBIL CORP COM 30231G102 1,533 17,900 SH   SOLE   0 0 17,900
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 1,164 12,060 SH   SOLE   0 0 12,060
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 511 8,427 SH   SOLE   0 0 8,427
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 2,693 100,630 SH   SOLE   0 0 100,630
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 615 10,881 SH   SOLE   0 0 10,881
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 512 13,186 SH   SOLE   0 0 13,186
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 643 43,577 SH   SOLE   0 0 43,577
FIRST TR EXCHANGE-TRADED FD NASDQ OIL GAS 33738R845 1,455 62,120 SH   SOLE   0 0 62,120
FIRST TR EXCHANGE-TRADED FD NASDAQ BK ETF 33738R860 1,978 75,914 SH   SOLE   0 0 75,914
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 5,375 131,345 SH   SOLE   0 0 131,345
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 10,601 255,932 SH   SOLE   0 0 255,932
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 1,063 20,368 SH   SOLE   0 0 20,368
FIRST TR NASDAQ 100 TECH IND SHS 337345102 242 2,117 SH   SOLE   0 0 2,117
FLEXSHARES TR READY ACC VARI 33939L886 206 2,771 SH   SOLE   0 0 2,771
FORD MTR CO DEL COM 345370860 612 54,960 SH   SOLE   0 0 54,960
FRANCHISE GROUP INC COM 35180X105 361 10,285 SH   SOLE   0 0 10,285
GENERAL DYNAMICS CORP COM 369550108 568 2,565 SH   SOLE   0 0 2,565
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 254 3,502 SH   SOLE   0 0 3,502
GOLDMAN SACHS GROUP INC COM 38141G104 269 905 SH   SOLE   0 0 905
HOME DEPOT INC COM 437076102 669 2,440 SH   SOLE   0 0 2,440
HONEYWELL INTL INC COM 438516106 496 2,855 SH   SOLE   0 0 2,855
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106 252 12,377 SH   SOLE   0 0 12,377
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 622 29,337 SH   SOLE   0 0 29,337
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 614 29,292 SH   SOLE   0 0 29,292
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 612 29,510 SH   SOLE   0 0 29,510
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 611 29,909 SH   SOLE   0 0 29,909
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 609 31,595 SH   SOLE   0 0 31,595
INVESCO EXCHANGE TRADED FD T DYNMC BLDG CON 46137V779 272 7,334 SH   SOLE   0 0 7,334
INVESCO QQQ TR UNIT SER 1 46090E103 3,958 14,120 SH   SOLE   0 0 14,120
ISHARES SILVER TR ISHARES 46428Q109 225 12,047 SH   SOLE   0 0 12,047
ISHARES TR TIPS BD ETF 464287176 1,526 13,395 SH   SOLE   0 0 13,395
ISHARES TR MSCI USA QLT FCT 46432F339 460 4,115 SH   SOLE   0 0 4,115
ISHARES TR U.S. MED DVC ETF 464288810 872 17,280 SH   SOLE   0 0 17,280
ISHARES TR GLOBAL ENERG ETF 464287341 714 21,080 SH   SOLE   0 0 21,080
ISHARES TR U.S. FINLS ETF 464287788 468 6,685 SH   SOLE   0 0 6,685
ISHARES TR CORE S&P SCP ETF 464287804 1,250 13,525 SH   SOLE   0 0 13,525
ISHARES TR RUS 1000 VAL ETF 464287598 355 2,448 SH   SOLE   0 0 2,448
ISHARES TR US AER DEF ETF 464288760 1,387 13,988 SH   SOLE   0 0 13,988
ISHARES TR CORE S&P500 ETF 464287200 22,419 59,130 SH   SOLE   0 0 59,130
JOHNSON & JOHNSON COM 478160104 1,028 5,791 SH   SOLE   0 0 5,791
JPMORGAN CHASE & CO COM 46625H100 3,162 28,077 SH   SOLE   0 0 28,077
KROGER CO COM 501044101 1,522 32,165 SH   SOLE   0 0 32,165
LAKELAND BANCORP INC COM 511637100 382 26,142 SH   SOLE   0 0 26,142
LAZARD LTD SHS A G54050102 378 11,673 SH   SOLE   0 0 11,673
LILLY ELI & CO COM 532457108 229 706 SH   SOLE   0 0 706
LOCKHEED MARTIN CORP COM 539830109 897 2,087 SH   SOLE   0 0 2,087
LOWES COS INC COM 548661107 229 1,311 SH   SOLE   0 0 1,311
MCDONALDS CORP COM 580135101 825 3,342 SH   SOLE   0 0 3,342
MERCK & CO INC COM 58933Y105 2,752 30,185 SH   SOLE   0 0 30,185
META PLATFORMS INC CL A 30303M102 721 4,471 SH   SOLE   0 0 4,471
MICROSOFT CORP COM 594918104 3,920 15,261 SH   SOLE   0 0 15,261
NEXTERA ENERGY INC COM 65339F101 468 6,048 SH   SOLE   0 0 6,048
NIKE INC CL B 654106103 419 4,101 SH   SOLE   0 0 4,101
NORTHROP GRUMMAN CORP COM 666807102 393 821 SH   SOLE   0 0 821
NUCOR CORP COM 670346105 366 3,505 SH   SOLE   0 0 3,505
NUVEEN INTER DURATION MUN TE COM 670671106 234 17,993 SH   SOLE   0 0 17,993
NVIDIA CORPORATION COM 67066G104 1,935 12,767 SH   SOLE   0 0 12,767
ORACLE CORP COM 68389X105 224 3,205 SH   SOLE   0 0 3,205
PACER FDS TR US CASH COWS 100 69374H881 204 4,738 SH   SOLE   0 0 4,738
PEPSICO INC COM 713448108 388 2,331 SH   SOLE   0 0 2,331
PFIZER INC COM 717081103 742 14,145 SH   SOLE   0 0 14,145
PGIM ETF TR PGIM ULTRA SH BD 69344A107 446 9,096 SH   SOLE   0 0 9,096
PROCTER AND GAMBLE CO COM 742718109 1,430 9,945 SH   SOLE   0 0 9,945
PROSHARES TR S&P 500 DV ARIST 74348A467 607 7,114 SH   SOLE   0 0 7,114
PROSHARES TR INFLATN EXPECTNS 74348A814 597 19,325 SH   SOLE   0 0 19,325
PUBLIC STORAGE COM 74460D109 354 1,131 SH   SOLE   0 0 1,131
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 371 5,865 SH   SOLE   0 0 5,865
QUALCOMM INC COM 747525103 521 4,077 SH   SOLE   0 0 4,077
RAYTHEON TECHNOLOGIES CORP COM 75513E101 481 5,007 SH   SOLE   0 0 5,007
RENT A CTR INC NEW COM 76009N100 303 15,560 SH   SOLE   0 0 15,560
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 237 9,193 SH   SOLE   0 0 9,193
SALESFORCE INC COM 79466L302 402 2,436 SH   SOLE   0 0 2,436
SANOFI SPONSORED ADR 80105N105 473 9,456 SH   SOLE   0 0 9,456
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 870 30,722 SH   SOLE   0 0 30,722
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,209 44,797 SH   SOLE   0 0 44,797
SCHWAB STRATEGIC TR US TIPS ETF 808524870 270 4,831 SH   SOLE   0 0 4,831
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 200 2,711 SH   SOLE   0 0 2,711
SELECT SECTOR SPDR TR ENERGY 81369Y506 464 6,490 SH   SOLE   0 0 6,490
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 402 5,574 SH   SOLE   0 0 5,574
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 392 4,486 SH   SOLE   0 0 4,486
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 615 4,839 SH   SOLE   0 0 4,839
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 409 10,008 SH   SOLE   0 0 10,008
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 292 4,170 SH   SOLE   0 0 4,170
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 537 4,190 SH   SOLE   0 0 4,190
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 282 2,052 SH   SOLE   0 0 2,052
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 360 11,445 SH   SOLE   0 0 11,445
SOUTHERN CO COM 842587107 232 3,256 SH   SOLE   0 0 3,256
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 237 6,806 SH   SOLE   0 0 6,806
SPDR S&P 500 ETF TR TR UNIT 78462F103 472 1,252 SH   SOLE   0 0 1,252
SPDR SER TR S&P SEMICNDCTR 78464A862 239 1,572 SH   SOLE   0 0 1,572
SPDR SER TR S&P DIVID ETF 78464A763 315 2,650 SH   SOLE   0 0 2,650
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 593 14,230 SH   SOLE   0 0 14,230
STEEL DYNAMICS INC COM 858119100 208 3,150 SH   SOLE   0 0 3,150
SUPERIOR DRILLING PRODS INC COM 868153107 34 34,300 SH   SOLE   0 0 34,300
TESLA INC COM 88160R101 634 941 SH   SOLE   0 0 941
UNION PAC CORP COM 907818108 300 1,407 SH   SOLE   0 0 1,407
UNITED PARCEL SERVICE INC CL B 911312106 455 2,493 SH   SOLE   0 0 2,493
UNITED STS OIL FD LP UNITS 91232N207 276 3,439 SH   SOLE   0 0 3,439
UNITEDHEALTH GROUP INC COM 91324P102 1,064 2,072 SH   SOLE   0 0 2,072
US BANCORP DEL COM NEW 902973304 215 4,676 SH   SOLE   0 0 4,676
VANECK ETF TRUST INVESTMENT GRD 92189F486 540 21,868 SH   SOLE   0 0 21,868
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 511 3,845 SH   SOLE   0 0 3,845
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 209 962 SH   SOLE   0 0 962
VANGUARD INDEX FDS MID CAP ETF 922908629 1,483 7,528 SH   SOLE   0 0 7,528
VANGUARD INDEX FDS TOTAL STK MKT 922908769 290 1,537 SH   SOLE   0 0 1,537
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 648 4,939 SH   SOLE   0 0 4,939
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,652 16,294 SH   SOLE   0 0 16,294
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,298 105,710 SH   SOLE   0 0 105,710
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 666 8,727 SH   SOLE   0 0 8,727
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,171 19,888 SH   SOLE   0 0 19,888
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,839 12,817 SH   SOLE   0 0 12,817
VANGUARD WELLINGTON FD US QUALITY 921935706 251 2,558 SH   SOLE   0 0 2,558
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,551 34,913 SH   SOLE   0 0 34,913
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 313 3,251 SH   SOLE   0 0 3,251
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 208 2,691 SH   SOLE   0 0 2,691
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 262 1,151 SH   SOLE   0 0 1,151
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 275 1,166 SH   SOLE   0 0 1,166
VANGUARD WORLD FDS INF TECH ETF 92204A702 752 2,304 SH   SOLE   0 0 2,304
VERIZON COMMUNICATIONS INC COM 92343V104 595 11,727 SH   SOLE   0 0 11,727
VISA INC COM CL A 92826C839 794 4,034 SH   SOLE   0 0 4,034
WALMART INC COM 931142103 923 7,589 SH   SOLE   0 0 7,589
WENDYS CO COM 95058W100 213 11,297 SH   SOLE   0 0 11,297
WILLIAMS COS INC COM 969457100 362 11,604 SH   SOLE   0 0 11,604