The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,223 7,545 SH   SOLE   0 0 7,545
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,252 21,506 SH   SOLE   0 0 21,506
ALPHABET INC CAP STK CL C 02079K107 260 93 SH   SOLE   0 0 93
AMAZON COM INC COM 023135106 923 283 SH   SOLE   0 0 283
APPLE INC COM 037833100 1,894 10,848 SH   SOLE   0 0 10,848
CISCO SYS INC COM 17275R102 327 5,860 SH   SOLE   0 0 5,860
CVS HEALTH CORP COM 126650100 271 2,673 SH   SOLE   0 0 2,673
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 14,598 450,692 SH   SOLE   0 0 450,692
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 56,100 630,050 SH   SOLE   0 0 630,050
GOLDMAN SACHS GROUP INC COM 38141G104 454 1,374 SH   SOLE   0 0 1,374
HOME DEPOT INC COM 437076102 470 1,570 SH   SOLE   0 0 1,570
ISHARES TR CORE S&P MCP ETF 464287507 9,394 35,008 SH   SOLE   0 0 35,008
ISHARES TR CORE S&P SCP ETF 464287804 961 8,908 SH   SOLE   0 0 8,908
ISHARES TR CORE S&P500 ETF 464287200 18,686 41,188 SH   SOLE   0 0 41,188
ISHARES TR MSCI INDIA ETF 46429B598 540 12,117 SH   SOLE   0 0 12,117
ISHARES TR RUS 1000 ETF 464287622 3,167 12,666 SH   SOLE   0 0 12,666
ISHARES TR RUS 1000 GRW ETF 464287614 487 1,756 SH   SOLE   0 0 1,756
ISHARES TR RUSSELL 2000 ETF 464287655 1,410 6,868 SH   SOLE   0 0 6,868
ISHARES TR U.S. MED DVC ETF 464288810 512 8,400 SH   SOLE   0 0 8,400
ISHARES TR US HOME CONS ETF 464288752 496 8,372 SH   SOLE   0 0 8,372
JOHNSON & JOHNSON COM 478160104 622 3,509 SH   SOLE   0 0 3,509
JPMORGAN CHASE & CO COM 46625H100 254 1,860 SH   SOLE   0 0 1,860
LPL FINL HLDGS INC COM 50212V100 280 1,532 SH   SOLE   0 0 1,532
MICROSOFT CORP COM 594918104 1,394 4,522 SH   SOLE   0 0 4,522
ORACLE CORP COM 68389X105 454 5,483 SH   SOLE   0 0 5,483
PFIZER INC COM 717081103 570 11,001 SH   SOLE   0 0 11,001
PROCTER AND GAMBLE CO COM 742718109 242 1,582 SH   SOLE   0 0 1,582
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 31,619 861,071 SH   SOLE   0 0 861,071
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 24,487 458,049 SH   SOLE   0 0 458,049
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,582 29,385 SH   SOLE   0 0 29,385
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,021 36,649 SH   SOLE   0 0 36,649
SPDR SER TR MSCI USA STRTGIC 78468R812 837 6,716 SH   SOLE   0 0 6,716
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,201 52,723 SH   SOLE   0 0 52,723
STRYKER CORPORATION COM 863667101 247 924 SH   SOLE   0 0 924
VANGUARD INDEX FDS LARGE CAP ETF 922908637 8,474 40,645 SH   SOLE   0 0 40,645
VANGUARD INDEX FDS MID CAP ETF 922908629 33,872 142,414 SH   SOLE   0 0 142,414
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 363 3,346 SH   SOLE   0 0 3,346
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,536 35,012 SH   SOLE   0 0 35,012
VANGUARD INDEX FDS SMALL CP ETF 922908751 546 2,570 SH   SOLE   0 0 2,570
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,344 50,818 SH   SOLE   0 0 50,818
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,182 19,625 SH   SOLE   0 0 19,625
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 34,467 717,619 SH   SOLE   0 0 717,619
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 243 954 SH   SOLE   0 0 954
VANGUARD WORLD FDS INF TECH ETF 92204A702 858 2,061 SH   SOLE   0 0 2,061
VENTAS INC COM 92276F100 315 5,096 SH   SOLE   0 0 5,096
WILLIS TOWERS WATSON PLC LTD SHS G96629103 363 1,539 SH   SOLE   0 0 1,539