The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 2,286 21,520 SH   SOLE 0 0 0 21,520
APPLE INC COM 037833100 9,149 66,919 SH   SOLE 0 0 0 66,919
AT&T INC COM 00206R102 414 19,735 SH   SOLE 0 0 0 19,735
BK OF AMERICA CORP COM 060505104 1,106 35,526 SH   SOLE 0 0 0 35,526
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 566 25,575 SH   SOLE 0 0 0 25,575
BOEING CO COM 097023105 1,402 10,251 SH   SOLE 0 0 0 10,251
BRISTOL-MYERS SQUIBB CO COM 110122108 932 12,105 SH   SOLE 0 0 0 12,105
CHEVRON CORP NEW COM 166764100 1,453 10,038 SH   SOLE 0 0 0 10,038
CISCO SYS INC COM 17275R102 549 12,883 SH   SOLE 0 0 0 12,883
COCA COLA CO COM 191216100 1,245 19,797 SH   SOLE 0 0 0 19,797
COHEN & STEERS QUALITY INCOM COM 19247L106 330 24,287 SH   SOLE 0 0 0 24,287
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607 2,227 110,364 SH   SOLE 0 0 0 110,364
CONSTELLATION ENERGY CORP COM 21037T109 920 16,066 SH   SOLE 0 0 0 16,066
DEVON ENERGY CORP NEW COM 25179M103 5,324 96,601 SH   SOLE 0 0 0 96,601
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 61,227 2,627,761 SH   SOLE 0 0 0 2,627,761
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 707 17,358 SH   SOLE 0 0 0 17,358
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 636 20,116 SH   SOLE 0 0 0 20,116
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 38,192 1,781,321 SH   SOLE 0 0 0 1,781,321
DISNEY WALT CO COM 254687106 1,110 11,760 SH   SOLE 0 0 0 11,760
ENBRIDGE INC COM 29250N105 703 16,633 SH   SOLE 0 0 0 16,633
ENTERPRISE PRODS PARTNERS L COM 293792107 441 18,109 SH   SOLE 0 0 0 18,109
EXELON CORP COM 30161N101 2,184 48,200 SH   SOLE 0 0 0 48,200
EXXON MOBIL CORP COM 30231G102 2,307 26,937 SH   SOLE 0 0 0 26,937
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 442 20,318 SH   SOLE 0 0 0 20,318
FORD MTR CO DEL COM 345370860 234 20,985 SH   SOLE 0 0 0 20,985
GENERAL MTRS CO COM 37045V100 606 19,067 SH   SOLE 0 0 0 19,067
INNOVATOR ETFS TR IBD 50 ETF 45782C102 271 10,077 SH   SOLE 0 0 0 10,077
INTEL CORP COM 458140100 647 17,290 SH   SOLE 0 0 0 17,290
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 881 18,290 SH   SOLE 0 0 0 18,290
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 710 38,314 SH   SOLE 0 0 0 38,314
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 23,451 378,235 SH   SOLE 0 0 0 378,235
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 762 37,587 SH   SOLE 0 0 0 37,587
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 380 11,011 SH   SOLE 0 0 0 11,011
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 2,526 16,472 SH   SOLE 0 0 0 16,472
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,758 11,910 SH   SOLE 0 0 0 11,910
ISHARES GOLD TR ISHARES NEW 464285204 536 15,623 SH   SOLE 0 0 0 15,623
ISHARES INC CORE MSCI EMKT 46434G103 38,660 788,005 SH   SOLE 0 0 0 788,005
ISHARES INC ESG AWR MSCI EM 46434G863 1,130 34,968 SH   SOLE 0 0 0 34,968
ISHARES INC JP MRGN EM HI BD 464286285 410 11,918 SH   SOLE 0 0 0 11,918
ISHARES TR 1 3 YR TREAS BD 464287457 4,328 52,273 SH   SOLE 0 0 0 52,273
ISHARES TR 7-10 YR TRSY BD 464287440 1,897 18,547 SH   SOLE 0 0 0 18,547
ISHARES TR AGGRES ALLOC ETF 464289859 1,431 23,889 SH   SOLE 0 0 0 23,889
ISHARES TR BLACKROCK ULTRA 46434V878 997 19,923 SH   SOLE 0 0 0 19,923
ISHARES TR CONSER ALLOC ETF 464289883 1,191 34,447 SH   SOLE 0 0 0 34,447
ISHARES TR CORE DIV GRWTH 46434V621 11,425 239,827 SH   SOLE 0 0 0 239,827
ISHARES TR CORE HIGH DV ETF 46429B663 1,674 16,671 SH   SOLE 0 0 0 16,671
ISHARES TR CORE MSCI EAFE 46432F842 131,979 2,242,630 SH   SOLE 0 0 0 2,242,630
ISHARES TR CORE MSCI TOTAL 46432F834 23,718 415,881 SH   SOLE 0 0 0 415,881
ISHARES TR CORE S&P MCP ETF 464287507 45,381 200,596 SH   SOLE 0 0 0 200,596
ISHARES TR CORE S&P SCP ETF 464287804 26,475 286,495 SH   SOLE 0 0 0 286,495
ISHARES TR CORE S&P TTL STK 464287150 14,834 177,059 SH   SOLE 0 0 0 177,059
ISHARES TR CORE S&P500 ETF 464287200 46,510 122,670 SH   SOLE 0 0 0 122,670
ISHARES TR CORE US AGGBD ET 464287226 97,306 956,980 SH   SOLE 0 0 0 956,980
ISHARES TR EAFE VALUE ETF 464288877 621 14,314 SH   SOLE 0 0 0 14,314
ISHARES TR ESG AW MSCI EAFE 46435G516 2,517 40,109 SH   SOLE 0 0 0 40,109
ISHARES TR ESG AWARE MSCI 46435U663 802 25,453 SH   SOLE 0 0 0 25,453
ISHARES TR ESG AWR US AGRGT 46435U549 2,685 54,865 SH   SOLE 0 0 0 54,865
ISHARES TR ESG MSCI EM LDRS 46436E601 653 13,755 SH   SOLE 0 0 0 13,755
ISHARES TR ESG MSCI LEADR 46435U218 5,132 77,300 SH   SOLE 0 0 0 77,300
ISHARES TR FALN ANGLS USD 46435G474 762 30,936 SH   SOLE 0 0 0 30,936
ISHARES TR FLTG RATE NT ETF 46429B655 2,109 42,254 SH   SOLE 0 0 0 42,254
ISHARES TR GRWT ALLOCAT ETF 464289867 841 17,516 SH   SOLE 0 0 0 17,516
ISHARES TR HDG MSCI EAFE 46434V803 374 11,745 SH   SOLE 0 0 0 11,745
ISHARES TR IBDS DEC28 ETF 46435U515 301 12,057 SH   SOLE 0 0 0 12,057
ISHARES TR IBONDS 22 TRM TS 46436E809 2,401 94,735 SH   SOLE 0 0 0 94,735
ISHARES TR IBONDS 23 TRM TS 46436E882 3,731 149,642 SH   SOLE 0 0 0 149,642
ISHARES TR IBONDS 24 TRM TS 46436E874 3,807 155,845 SH   SOLE 0 0 0 155,845
ISHARES TR IBONDS 25 TRM TS 46436E866 470 19,602 SH   SOLE 0 0 0 19,602
ISHARES TR IBONDS 26 TRM TS 46436E858 304 12,888 SH   SOLE 0 0 0 12,888
ISHARES TR IBONDS 27 ETF 46435UAA9 463 19,398 SH   SOLE 0 0 0 19,398
ISHARES TR IBONDS DEC 46435U697 2,162 83,152 SH   SOLE 0 0 0 83,152
ISHARES TR IBONDS DEC 25 46435U432 1,768 66,385 SH   SOLE 0 0 0 66,385
ISHARES TR IBONDS DEC 26 46435U259 1,558 61,482 SH   SOLE 0 0 0 61,482
ISHARES TR IBONDS DEC 27 46435U283 1,347 53,525 SH   SOLE 0 0 0 53,525
ISHARES TR IBONDS DEC 28 46435U325 2,227 88,965 SH   SOLE 0 0 0 88,965
ISHARES TR IBONDS DEC2022 46435G755 4,146 160,023 SH   SOLE 0 0 0 160,023
ISHARES TR IBONDS DEC2023 46435G318 3,294 129,188 SH   SOLE 0 0 0 129,188
ISHARES TR IBONDS DEC2026 46435GAA0 1,677 70,488 SH   SOLE 0 0 0 70,488
ISHARES TR IBONDS DEC22 ETF 46434VBA7 2,611 104,380 SH   SOLE 0 0 0 104,380
ISHARES TR IBONDS DEC23 ETF 46434VAX8 3,054 121,703 SH   SOLE 0 0 0 121,703
ISHARES TR IBONDS DEC24 ETF 46434VBG4 2,429 98,130 SH   SOLE 0 0 0 98,130
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,763 71,383 SH   SOLE 0 0 0 71,383
ISHARES TR IBOXX INV CP ETF 464287242 2,508 22,792 SH   SOLE 0 0 0 22,792
ISHARES TR INTL DIV GRWTH 46435G524 2,027 35,359 SH   SOLE 0 0 0 35,359
ISHARES TR INTL SEL DIV ETF 464288448 824 30,339 SH   SOLE 0 0 0 30,339
ISHARES TR ISHS 1-5YR INVS 464288646 1,798 35,569 SH   SOLE 0 0 0 35,569
ISHARES TR JPMORGAN USD EMG 464288281 18,985 222,512 SH   SOLE 0 0 0 222,512
ISHARES TR MBS ETF 464288588 7,106 72,886 SH   SOLE 0 0 0 72,886
ISHARES TR MSCI EAFE ETF 464287465 2,446 39,149 SH   SOLE 0 0 0 39,149
ISHARES TR MSCI EAFE MIN VL 46429B689 1,454 22,971 SH   SOLE 0 0 0 22,971
ISHARES TR MSCI EMG MKT ETF 464287234 2,348 58,551 SH   SOLE 0 0 0 58,551
ISHARES TR MSCI INTL QUALTY 46434V456 3,746 121,117 SH   SOLE 0 0 0 121,117
ISHARES TR MSCI USA QLT FCT 46432F339 14,905 133,399 SH   SOLE 0 0 0 133,399
ISHARES TR MSCI USA VALUE 46432F388 91,428 1,010,028 SH   SOLE 0 0 0 1,010,028
ISHARES TR NATIONAL MUN ETF 464288414 121,187 1,139,401 SH   SOLE 0 0 0 1,139,401
ISHARES TR PFD AND INCM SEC 464288687 34,006 1,034,254 SH   SOLE 0 0 0 1,034,254
ISHARES TR RUS 1000 GRW ETF 464287614 6,856 31,347 SH   SOLE 0 0 0 31,347
ISHARES TR RUS 1000 VAL ETF 464287598 10,909 75,247 SH   SOLE 0 0 0 75,247
ISHARES TR RUS MID CAP ETF 464287499 1,177 18,209 SH   SOLE 0 0 0 18,209
ISHARES TR RUSSELL 2000 ETF 464287655 7,427 43,855 SH   SOLE 0 0 0 43,855
ISHARES TR S&P 500 GRWT ETF 464287309 85,353 1,414,306 SH   SOLE 0 0 0 1,414,306
ISHARES TR S&P 500 VAL ETF 464287408 93,441 679,771 SH   SOLE 0 0 0 679,771
ISHARES TR SELECT DIVID ETF 464287168 1,959 16,651 SH   SOLE 0 0 0 16,651
ISHARES TR SHORT TREAS BD 464288679 1,497 13,597 SH   SOLE 0 0 0 13,597
ISHARES TR SHRT NAT MUN ETF 464288158 3,022 28,868 SH   SOLE 0 0 0 28,868
ISHARES TR TIPS BD ETF 464287176 42,269 371,070 SH   SOLE 0 0 0 371,070
ISHARES TR US TREAS BD ETF 46429B267 11,380 476,132 SH   SOLE 0 0 0 476,132
ISHARES TR USD GRN BOND ETF 46435U440 655 13,724 SH   SOLE 0 0 0 13,724
ISHARES TR USD INV GRDE ETF 464288620 6,826 133,924 SH   SOLE 0 0 0 133,924
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 2,663 53,555 SH   SOLE 0 0 0 53,555
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 50,724 1,238,993 SH   SOLE 0 0 0 1,238,993
ISHARES U S ETF TR INT RT HDG C B 46431W705 43,518 482,138 SH   SOLE 0 0 0 482,138
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 22,268 444,550 SH   SOLE 0 0 0 444,550
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 47,725 942,259 SH   SOLE 0 0 0 942,259
MATTHEWS INTL CORP CL A 577128101 366 12,771 SH   SOLE 0 0 0 12,771
MERCK & CO INC COM 58933Y105 2,302 25,254 SH   SOLE 0 0 0 25,254
MICROSOFT CORP COM 594918104 8,464 32,956 SH   SOLE 0 0 0 32,956
MONDELEZ INTL INC CL A 609207105 638 10,271 SH   SOLE 0 0 0 10,271
NEXTERA ENERGY INC COM 65339F101 2,261 29,190 SH   SOLE 0 0 0 29,190
NUVEEN AMT FREE MUN CR INC F COM 67071L106 678 51,754 SH   SOLE 0 0 0 51,754
NUVEEN AMT FREE QLTY MUN INC COM 670657105 2,160 183,835 SH   SOLE 0 0 0 183,835
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 2,188 187,010 SH   SOLE 0 0 0 187,010
NUVEEN MUN VALUE FD INC COM 670928100 1,928 215,901 SH   SOLE 0 0 0 215,901
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 362 28,847 SH   SOLE 0 0 0 28,847
NUVEEN QUALITY MUNCP INCOME COM 67066V101 2,731 218,986 SH   SOLE 0 0 0 218,986
ORGANON & CO COMMON STOCK 68622V106 435 12,885 SH   SOLE 0 0 0 12,885
PFIZER INC COM 717081103 1,039 19,810 SH   SOLE 0 0 0 19,810
PG&E CORP COM 69331C108 300 30,038 SH   SOLE 0 0 0 30,038
PIONEER MUNICIPAL HIGH INCOM COM 723762100 931 106,676 SH   SOLE 0 0 0 106,676
PIONEER MUNICIPAL HIGH INCOM COM SHS 723763108 1,109 119,518 SH   SOLE 0 0 0 119,518
PROCTER AND GAMBLE CO COM 742718109 2,538 17,651 SH   SOLE 0 0 0 17,651
PROSHARES TR S&P 500 DV ARIST 74348A467 81,143 950,603 SH   SOLE 0 0 0 950,603
ROCKWELL AUTOMATION INC COM 773903109 6,596 33,096 SH   SOLE 0 0 0 33,096
SBA COMMUNICATIONS CORP NEW CL A 78410G104 3,708 11,587 SH   SOLE 0 0 0 11,587
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,128 44,446 SH   SOLE 0 0 0 44,446
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,677 434,873 SH   SOLE 0 0 0 434,873
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 437 15,442 SH   SOLE 0 0 0 15,442
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,354 108,841 SH   SOLE 0 0 0 108,841
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 24,571 513,294 SH   SOLE 0 0 0 513,294
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 43,585 986,304 SH   SOLE 0 0 0 986,304
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 38,561 664,956 SH   SOLE 0 0 0 664,956
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 23,735 380,243 SH   SOLE 0 0 0 380,243
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,794 40,168 SH   SOLE 0 0 0 40,168
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,170 66,476 SH   SOLE 0 0 0 66,476
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,142 54,940 SH   SOLE 0 0 0 54,940
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,682 137,668 SH   SOLE 0 0 0 137,668
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,030 57,469 SH   SOLE 0 0 0 57,469
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 27,366 1,150,791 SH   SOLE 0 0 0 1,150,791
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,444 84,742 SH   SOLE 0 0 0 84,742
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,516 17,272 SH   SOLE 0 0 0 17,272
SPDR SER TR NUVEEN BLMBRG MU 78468R721 26,937 587,378 SH   SOLE 0 0 0 587,378
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,845 39,045 SH   SOLE 0 0 0 39,045
SPDR SER TR PRTFLO S&P500 GW 78464A409 36,608 700,227 SH   SOLE 0 0 0 700,227
SPDR SER TR S&P DIVID ETF 78464A763 7,400 62,348 SH   SOLE 0 0 0 62,348
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 1,609 29,351 SH   SOLE 0 0 0 29,351
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 1,397 62,187 SH   SOLE 0 0 0 62,187
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 29,017 385,559 SH   SOLE 0 0 0 385,559
VANGUARD INDEX FDS GROWTH ETF 922908736 3,336 14,968 SH   SOLE 0 0 0 14,968
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,811 10,507 SH   SOLE 0 0 0 10,507
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 250,494 722,135 SH   SOLE 0 0 0 722,135
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,315 38,781 SH   SOLE 0 0 0 38,781
VANGUARD INDEX FDS VALUE ETF 922908744 3,052 23,139 SH   SOLE 0 0 0 23,139
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 17,400 348,285 SH   SOLE 0 0 0 348,285
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,676 136,290 SH   SOLE 0 0 0 136,290
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,528 66,797 SH   SOLE 0 0 0 66,797
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,264 19,918 SH   SOLE 0 0 0 19,918
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,755 44,000 SH   SOLE 0 0 0 44,000
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 60,828 1,218,505 SH   SOLE 0 0 0 1,218,505
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,606 20,076 SH   SOLE 0 0 0 20,076
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 770 10,098 SH   SOLE 0 0 0 10,098
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9,554 66,591 SH   SOLE 0 0 0 66,591
VANGUARD STAR FDS VG TL INTL STK F 921909768 739 14,311 SH   SOLE 0 0 0 14,311
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 173,069 4,241,876 SH   SOLE 0 0 0 4,241,876
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,516 24,744 SH   SOLE 0 0 0 24,744
VANGUARD WORLD FD ESG US STK ETF 921910733 798 12,021 SH   SOLE 0 0 0 12,021
VERIZON COMMUNICATIONS INC COM 92343V104 996 19,619 SH   SOLE 0 0 0 19,619
WHEATON PRECIOUS METALS CORP COM 962879102 428 11,888 SH   SOLE 0 0 0 11,888
WISDOMTREE TR INTRST RATE HDGE 97717W380 3,440 75,455 SH   SOLE 0 0 0 75,455
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,342 60,080 SH   SOLE 0 0 0 60,080