The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 25,116,552 143,844 SH   SOLE   143,844 0 0
Microsoft Corp COM 594918104 15,470,302 50,178 SH   SOLE   50,178 0 0
Alphabet Inc class A COM 02079K305 14,593,743 5,247 SH   SOLE   5,247 0 0
Visa Inc COM 92826C839 10,337,220 46,612 SH   SOLE   46,612 0 0
Amazon.com Inc COM 023135106 9,359,316 2,871 SH   SOLE   2,871 0 0
NVIDIA Corp COM 67066G104 8,969,508 32,872 SH   SOLE   32,872 0 0
PepsiCo Inc COM 713448108 7,106,550 42,458 SH   SOLE   42,458 0 0
Costco Wholesale Corp COM 22160K105 6,647,696 11,544 SH   SOLE   11,544 0 0
Bank of America Corp COM 060505104 6,632,472 160,904 SH   SOLE   160,904 0 0
Berkshire Hathaway Inc COM 084670702 6,595,888 18,690 SH   SOLE   18,690 0 0
Thermo Fisher Scientific Inc COM 883556102 6,469,508 10,953 SH   SOLE   10,953 0 0
JPMorgan Chase & Co COM 46625h100 6,393,696 46,902 SH   SOLE   46,902 0 0
Johnson & Johnson COM 478160104 5,989,318 33,794 SH   SOLE   33,794 0 0
Target Corp COM 87612E106 5,514,537 25,985 SH   SOLE   25,985 0 0
Union Pacific Corp COM 907818108 5,387,974 19,721 SH   SOLE   19,721 0 0
UnitedHealth Group Inc COM 91324P102 4,803,982 9,420 SH   SOLE   9,420 0 0
Walt Disney Co/The COM 254687106 4,509,535 32,878 SH   SOLE   32,878 0 0
Mastercard Inc COM 57636Q104 4,406,956 12,331 SH   SOLE   12,331 0 0
iShares Core S&P 500 ETF TR UNIT 464287200 4,329,198 9,542 SH   SOLE   9,542 0 0
Home Depot Inc/The COM 437076102 4,327,713 14,458 SH   SOLE   14,458 0 0
salesforce.com Inc COM 79466L302 4,183,978 19,706 SH   SOLE   19,706 0 0
McDonald's Corp COM 580135101 3,798,468 15,361 SH   SOLE   15,361 0 0
Meta Platforms Inc. Class A COM 30303M102 3,460,589 15,563 SH   SOLE   15,563 0 0
Estee Lauder Cos Inc/The COM 518439104 3,458,533 12,700 SH   SOLE   12,700 0 0
Vanguard S&P 500 ETF TR UNIT 922908363 3,364,953 8,105 SH   SOLE   8,105 0 0
Verizon Communications Inc COM 92343V104 3,244,165 63,686 SH   SOLE   63,686 0 0
Raytheon Technologies Corp COM 75513E101 3,144,391 31,739 SH   SOLE   31,739 0 0
Automatic Data Processing Inc COM 053015103 2,993,061 13,154 SH   SOLE   13,154 0 0
Lockheed Martin Corp COM 539830109 2,879,252 6,523 SH   SOLE   6,523 0 0
SPDR S&P MidCap 400 ETF Trust TR UNIT 78467Y107 2,768,590 5,645 SH   SOLE   5,645 0 0
American Electric Power Co Inc COM 025537101 2,673,237 26,794 SH   SOLE   26,794 0 0
Exxon Mobil Corp COM 30231G102 2,620,994 31,735 SH   SOLE   31,735 0 0
Procter & Gamble Co/The COM 742718109 2,538,008 16,610 SH   SOLE   16,610 0 0
TJX Cos Inc/The COM 872540109 2,489,777 41,099 SH   SOLE   41,099 0 0
Chevron Corp COM 166764100 2,426,981 14,905 SH   SOLE   14,905 0 0
Fidelity MSCI Information Tech TR UNIT 316092808 2,415,553 19,626 SH   SOLE   19,626 0 0
Pfizer Inc COM 717081103 2,361,489 45,615 SH   SOLE   45,615 0 0
NextEra Energy Inc COM 65339F101 2,313,176 27,307 SH   SOLE   27,307 0 0
Caterpillar Inc COM 149123101 2,310,643 10,370 SH   SOLE   10,370 0 0
Deere & Co COM 244199105 2,222,711 5,350 SH   SOLE   5,350 0 0
Comcast Corp COM 20030N101 2,120,993 45,301 SH   SOLE   45,301 0 0
Alphabet Inc class C COM 02079K107 2,114,293 757 SH   SOLE   757 0 0
PayPal Holdings Inc COM 70450Y103 1,634,019 14,129 SH   SOLE   14,129 0 0
Prudential Financial Inc COM 744320102 1,595,886 13,505 SH   SOLE   13,505 0 0
Honeywell International Inc COM 438516106 1,495,516 7,686 SH   SOLE   7,686 0 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 1,483,186 3,284 SH   SOLE   3,284 0 0
AbbVie Inc COM 00287Y109 1,401,117 8,643 SH   SOLE   8,643 0 0
Merck & Co Inc COM 58933Y105 1,359,815 16,573 SH   SOLE   16,573 0 0
SPDR S&P 600 Small CapETF TR UNIT 78464A813 1,283,861 13,715 SH   SOLE   13,715 0 0
CVS Health Corp COM 126650100 1,152,579 11,388 SH   SOLE   11,388 0 0
Technology Select Sector SPDR TR UNIT 81369Y803 1,116,483 7,025 SH   SOLE   7,025 0 0
Cisco Systems Inc COM 17275R102 1,110,906 19,923 SH   SOLE   19,923 0 0
Wal-Mart Stores Inc COM 931142103 1,101,561 7,397 SH   SOLE   7,397 0 0
Bristol-Myers Squibb Co COM 110122108 1,015,847 13,910 SH   SOLE   13,910 0 0
Becton Dickinson and Co COM 075887109 976,752 3,672 SH   SOLE   3,672 0 0
Boeing Co/The COM 097023105 975,692 5,095 SH   SOLE   5,095 0 0
iShares Russell 2000 ETF TR UNIT 464287655 948,142 4,619 SH   SOLE   4,619 0 0
Converge Technology Solutions COM 21250C106 918,067 112,093 SH   SOLE   112,093 0 0
Pinnacle West Capital Corp COM 723484101 883,936 11,318 SH   SOLE   11,318 0 0
Vanguard Total Stock Market ET TR UNIT 922908769 874,708 3,842 SH   SOLE   3,842 0 0
Duke Energy Corp COM 26441C204 872,176 7,811 SH   SOLE   7,811 0 0
iShares MSCI Emerging Markets TR UNIT 464287234 867,873 19,222 SH   SOLE   19,222 0 0
Health Care Select Sector SPDR TR UNIT 81369Y209 858,242 6,265 SH   SOLE   6,265 0 0
PPG Industries Inc COM 693506107 838,848 6,400 SH   SOLE   6,400 0 0
iShares MSCI EAFE ETF TR UNIT 464287465 833,962 11,331 SH   SOLE   11,331 0 0
Texas Instruments Inc COM 882508104 830,797 4,528 SH   SOLE   4,528 0 0
iShares Core Dividend Growth E TR UNIT 46434V621 826,883 15,482 SH   SOLE   15,482 0 0
Trex Co Inc COM 89531P105 783,960 12,000 SH   SOLE   12,000 0 0
Philip Morris International In COM 718172109 754,244 8,029 SH   SOLE   8,029 0 0
Invesco QQQ Trust Srs 1 TR UNIT 46090E103 721,455 1,990 SH   SOLE   1,990 0 0
Abbott Laboratories COM 002824100 704,952 5,956 SH   SOLE   5,956 0 0
O'Reilly Automotive Inc COM 67103H107 665,781 972 SH   SOLE   972 0 0
Amgen Inc COM 031162100 660,410 2,731 SH   SOLE   2,731 0 0
Intel Corp COM 458140100 646,362 13,042 SH   SOLE   13,042 0 0
NIKE Inc COM 654106103 633,778 4,710 SH   SOLE   4,710 0 0
Real Estate Select Sector SPDR TR UNIT 81369Y860 618,496 12,800 SH   SOLE   12,800 0 0
Communication Services Sector TR UNIT 81369Y852 582,910 8,475 SH   SOLE   8,475 0 0
Fidelity MSCI Health Care Inde TR UNIT 316092600 580,013 8,834 SH   SOLE   8,834 0 0
iShares Core S&P Small-Cap ETF TR UNIT 464287804 565,369 5,241 SH   SOLE   5,241 0 0
Marathon Petroleum Corp COM 56585A102 554,980 6,491 SH   SOLE   6,491 0 0
American Tower Corp COM 03027X100 552,935 2,201 SH   SOLE   2,201 0 0
Intuit Inc COM 461202103 536,137 1,115 SH   SOLE   1,115 0 0
Berkshire Hathaway Inc COM 084670108 528,921 1 SH   SOLE   1 0 0
Fidelity MSCI Consumer Discret TR UNIT 316092204 516,474 6,531 SH   SOLE   6,531 0 0
Vanguard High Dividend Yield E TR UNIT 921946406 499,849 4,453 SH   SOLE   4,453 0 0
Tesla Inc COM 88160R101 496,774 461 SH   SOLE   461 0 0
Applied Materials Inc COM 038222105 474,480 3,600 SH   SOLE   3,600 0 0
Extra Space Storage Inc COM 30225T102 457,460 2,225 SH   SOLE   2,225 0 0
NVR Inc COM 62944T105 446,727 100 SH   SOLE   100 0 0
iShares MSCI EAFE Small-Cap ET TR UNIT 464288273 444,478 6,700 SH   SOLE   6,700 0 0
Taiwan Semiconductor Manufactu COM 874039100 441,333 4,233 SH   SOLE   4,233 0 0
iShares Core S&P Mid-Cap ETF TR UNIT 464287507 438,199 1,633 SH   SOLE   1,633 0 0
Consumer Discretionary Select TR UNIT 81369Y407 434,750 2,350 SH   SOLE   2,350 0 0
Coca-Cola Co/The COM 191216100 432,946 6,983 SH   SOLE   6,983 0 0
Lowe's Cos Inc COM 548661107 432,889 2,141 SH   SOLE   2,141 0 0
Public Storage COM 74460D109 423,454 1,085 SH   SOLE   1,085 0 0
Yum! Brands Inc COM 988498101 420,781 3,550 SH   SOLE   3,550 0 0
Anthem Inc COM 036752103 415,081 845 SH   SOLE   845 0 0
AT&T Inc COM 00206R102 409,957 17,349 SH   SOLE   17,349 0 0
Enterprise Products Partners L COM 293792107 401,294 15,548 SH   SOLE   15,548 0 0
Eli Lilly & Co COM 532457108 390,609 1,364 SH   SOLE   1,364 0 0
SPDR S&P Biotech ETF TR UNIT 78464A870 389,180 4,330 SH   SOLE   4,330 0 0
PNC Financial Services Group I COM 693475105 382,365 2,073 SH   SOLE   2,073 0 0
Danaher Corp COM 235851102 376,049 1,282 SH   SOLE   1,282 0 0
Vanguard FTSE Emerging Markets TR UNIT 922042858 370,147 8,024 SH   SOLE   8,024 0 0
Adobe Systems Inc COM 00724F101 368,597 809 SH   SOLE   809 0 0
Welltower Inc COM 95040Q104 353,795 3,680 SH   SOLE   3,680 0 0
Travelers Cos Inc/The COM 89417E109 349,928 1,915 SH   SOLE   1,915 0 0
3M Co COM 88579Y101 339,744 2,282 SH   SOLE   2,282 0 0
Albemarle Corporation COM 012653101 331,725 1,500 SH   SOLE   1,500 0 0
Consumer Staples Select Sector TR UNIT 81369Y308 322,608 4,251 SH   SOLE   4,251 0 0
Fidelity MSCI Industrials Inde TR UNIT 316092709 316,941 5,890 SH   SOLE   5,890 0 0
Starbucks Corp COM 855244109 315,575 3,469 SH   SOLE   3,469 0 0
Medtronic PLC COM G5960L103 313,988 2,830 SH   SOLE   2,830 0 0
Vanguard Mid-Cap Value ETF TR UNIT 922908512 313,858 2,097 SH   SOLE   2,097 0 0
Arista Networks Inc COM 040413106 305,756 2,200 SH   SOLE   2,200 0 0
Marriott International Inc/MD COM 571903202 296,666 1,688 SH   SOLE   1,688 0 0
iShares Core S&P U.S. Growth E TR UNIT 464287671 288,874 2,734 SH   SOLE   2,734 0 0
Norfolk Southern Corp COM 655844108 285,220 1,000 SH   SOLE   1,000 0 0
Cummins Inc COM 231021106 281,411 1,372 SH   SOLE   1,372 0 0
Vanguard FTSE All-World ex-US TR UNIT 922042775 279,024 4,845 SH   SOLE   4,845 0 0
Simon Property Group Inc COM 828806109 278,776 2,119 SH   SOLE   2,119 0 0
Twilio Inc - A COM 90138F102 275,068 1,669 SH   SOLE   1,669 0 0
Citizens Financial Group Inc COM 174610105 271,980 6,000 SH   SOLE   6,000 0 0
Phillips 66 COM 718546104 269,450 3,119 SH   SOLE   3,119 0 0
Wells Fargo & Co COM 949746101 268,468 5,540 SH   SOLE   5,540 0 0
Nestle SA COM 641069406 256,037 1,968 SH   SOLE   1,968 0 0
Palo Alto Networks Inc COM 697435105 245,269 394 SH   SOLE   394 0 0
Blackstone Group Inc COM 09260D107 244,740 1,928 SH   SOLE   1,928 0 0
Sixth Street Specialty Lending COM 83012A109 241,634 10,375 SH   SOLE   10,375 0 0
Colgate-Palmolive Co COM 194162103 233,177 3,075 SH   SOLE   3,075 0 0
Dominion Energy Inc COM 25746U109 226,615 2,667 SH   SOLE   2,667 0 0
Dow Chemical Co New COM 260557103 222,000 3,484 SH   SOLE   3,484 0 0
Coinbase Global Inc - Class A COM 19260Q107 221,377 1,166 SH   SOLE   1,166 0 0
VF Corp COM 918204108 218,911 3,850 SH   SOLE   3,850 0 0
Clorox Co/The COM 189054109 216,887 1,560 SH   SOLE   1,560 0 0
Novartis AG COM 66987V109 209,722 2,390 SH   SOLE   2,390 0 0
Republic Services Inc COM 760759100 205,375 1,550 SH   SOLE   1,550 0 0
Eaton Corp PLC COM G29183103 204,876 1,350 SH   SOLE   1,350 0 0
Advanced Micro Devices Inc COM 007903107 202,279 1,850 SH   SOLE   1,850 0 0
Ameriprise Financial Inc COM 03076C106 200,941 669 SH   SOLE   669 0 0
Toronto-Dominion Bank/The COM 891160509 200,535 2,525 SH   SOLE   2,525 0 0
BlackRock Inc COM 09247X101 200,213 262 SH   SOLE   262 0 0
ConocoPhillips COM 20825C104 200,000 2,000 SH   SOLE   2,000 0 0
Energy Transfer Equity LP COM 29273V100 163,374 14,600 SH   SOLE   14,600 0 0
TILT Holdings Inc COM 0BG4TSZ51 18,001 61,000 SH   SOLE   61,000 0 0
Micromem Technologies Inc COM 59509P106 1,601 40,000 SH   SOLE   40,000 0 0
Vectrix Corp COM 92240N106 295 29,500 SH   SOLE   29,500 0 0