The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 322 955 SH   SOLE   955 0 0
ALLEGHANY CORP MD COM 017175100 356 420 SH   SOLE   420 0 0
ALLSTATE CORP COM 020002101 357 2,565 SH   SOLE   2,565 0 0
ALPHABET INC CAP STK CL A 02079K305 250 90 SH   SOLE   90 0 0
APPLE INC COM 037833100 976 5,589 SH   SOLE   5,589 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 362 5,450 SH   SOLE   5,450 0 0
AT&T INC COM 00206R102 292 12,345 SH   SOLE   12,345 0 0
AUTOZONE INC COM 053332102 603 295 SH   SOLE   295 0 0
BAKER HUGHES COMPANY CL A 05722G100 438 12,025 SH   SOLE   12,025 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 485 1,375 SH   SOLE   1,375 0 0
BK OF AMERICA CORP COM 060505104 415 10,075 SH   SOLE   10,075 0 0
BLACKBAUD INC COM 09227Q100 207 3,455 SH   SOLE   3,455 0 0
BLACKROCK INC COM 09247X101 287 375 SH   SOLE   375 0 0
BUNGE LIMITED COM G16962105 554 5,000 SH   SOLE   5,000 0 0
CENTENE CORP DEL COM 15135B101 317 3,760 SH   SOLE   3,760 0 0
CF INDS HLDGS INC COM 125269100 614 5,960 SH   SOLE   5,960 0 0
CHEVRON CORP NEW COM 166764100 589 3,615 SH   SOLE   3,615 0 0
CHUBB LIMITED COM H1467J104 550 2,560 SH   SOLE   2,560 0 0
CIENA CORP COM NEW 171779309 273 4,500 SH   SOLE   4,500 0 0
CISCO SYS INC COM 17275R102 370 6,640 SH   SOLE   6,640 0 0
CITIGROUP INC COM NEW 172967424 275 5,145 SH   SOLE   5,145 0 0
COSTCO WHSL CORP NEW COM 22160K105 504 875 SH   SOLE   875 0 0
CROWN HLDGS INC COM 228368106 490 3,920 SH   SOLE   3,920 0 0
CVS HEALTH CORP COM 126650100 381 3,760 SH   SOLE   3,760 0 0
DANAHER CORPORATION COM 235851102 235 800 SH   SOLE   800 0 0
DISNEY WALT CO COM 254687106 203 1,480 SH   SOLE   1,480 0 0
DOUGLAS EMMETT INC COM 25960P109 838 25,068 SH   SOLE   25,068 0 0
EMBRAER S.A. SPONSORED ADS 29082A107 314 24,905 SH   SOLE   24,905 0 0
EMERSON ELEC CO COM 291011104 258 2,635 SH   SOLE   2,635 0 0
FEDEX CORP COM 31428X106 214 920 SH   SOLE   920 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 342 2,110 SH   SOLE   2,110 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 1,604 67,200 SH   SOLE   67,200 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860 1,464 24,700 SH   SOLE   24,700 0 0
GENERAL DYNAMICS CORP COM 369550108 421 1,745 SH   SOLE   1,745 0 0
GILEAD SCIENCES INC COM 375558103 220 3,695 SH   SOLE   3,695 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 347 1,050 SH   SOLE   1,050 0 0
GROCERY OUTLET HLDG CORP COM 39874R101 485 14,785 SH   SOLE   14,785 0 0
HERC HLDGS INC COM 42704L104 225 1,345 SH   SOLE   1,345 0 0
HERSHEY CO COM 427866108 451 2,084 SH   SOLE   2,084 0 0
HOME DEPOT INC COM 437076102 295 985 SH   SOLE   985 0 0
HOWARD HUGHES CORP COM 44267D107 254 2,450 SH   SOLE   2,450 0 0
IMAX CORP COM 45245E109 227 11,995 SH   SOLE   11,995 0 0
INTEL CORP COM 458140100 297 5,994 SH   SOLE   5,994 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 335 2,535 SH   SOLE   2,535 0 0
ISHARES INC CORE MSCI EMKT 46434G103 410 7,385 SH   SOLE   7,385 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,038 9,694 SH   SOLE   9,694 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,605 62,565 SH   SOLE   62,565 0 0
ISHARES TR RUS 1000 ETF 464287622 8 32 SH   SOLE   32 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 20,054 124,250 SH   SOLE   124,250 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 395 1,925 SH   SOLE   1,925 0 0
ISHARES TR CORE S&P SCP ETF 464287804 373 3,455 SH   SOLE   3,455 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,287 12,900 SH   SOLE   12,900 0 0
ISHARES TR PFD AND INCM SEC 464288687 7 200 SH   SOLE   200 0 0
ISHARES TR EAFE VALUE ETF 464288877 88,004 1,750,972 SH   SOLE   1,750,972 0 0
ISHARES TR MSCI INDIA ETF 46429B598 232 5,200 SH   SOLE   5,200 0 0
ISHARES TR MSCI USA VALUE 46432F388 112,028 1,071,320 SH   SOLE   1,071,320 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 826 32,439 SH   SOLE   32,439 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 86,912 1,728,900 SH   SOLE   1,728,900 0 0
JOHNSON & JOHNSON COM 478160104 391 2,205 SH   SOLE   2,205 0 0
JPMORGAN CHASE & CO COM 46625H100 389 2,850 SH   SOLE   2,850 0 0
KINDER MORGAN INC DEL COM 49456B101 387 20,450 SH   SOLE   20,450 0 0
LAMB WESTON HLDGS INC COM 513272104 390 6,515 SH   SOLE   6,515 0 0
LAUDER ESTEE COS INC CL A 518439104 273 1,002 SH   SOLE   1,002 0 0
LINDE PLC SHS G5494J103 246 770 SH   SOLE   770 0 0
LIVE NATION ENTERTAINMENT IN COM 538034109 262 2,225 SH   SOLE   2,225 0 0
MCKESSON CORP COM 58155Q103 273 890 SH   SOLE   890 0 0
MDU RES GROUP INC COM 552690109 11,764 441,420 SH   SOLE   441,420 0 0
MEDTRONIC PLC SHS G5960L103 378 3,390 SH   SOLE   3,390 0 0
MERCK & CO INC COM 58933Y105 358 4,330 SH   SOLE   4,330 0 0
META PLATFORMS INC CL A 30303M102 345 1,552 SH   SOLE   1,552 0 0
METHANEX CORP COM 59151K108 351 6,440 SH   SOLE   6,440 0 0
MICROSOFT CORP COM 594918104 1,464 4,750 SH   SOLE   4,750 0 0
NETFLIX INC COM 64110L106 395 1,055 SH   SOLE   1,055 0 0
NEWMONT CORP COM 651639106 530 6,665 SH   SOLE   6,665 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100 467 1,565 SH   SOLE   1,565 0 0
PFIZER INC COM 717081103 346 6,680 SH   SOLE   6,680 0 0
PROCTER AND GAMBLE CO COM 742718109 303 1,980 SH   SOLE   1,980 0 0
PROLOGIS INC. COM 74340W103 564 3,495 SH   SOLE   3,495 0 0
QUALCOMM INC COM 747525103 306 2,005 SH   SOLE   2,005 0 0
QUANTA SVCS INC COM 74762E102 390 2,965 SH   SOLE   2,965 0 0
QUEST DIAGNOSTICS INC COM 74834L100 308 2,250 SH   SOLE   2,250 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 757 7,638 SH   SOLE   7,638 0 0
REALTY INCOME CORP COM 756109104 279 4,010 SH   SOLE   4,010 0 0
SALESFORCE COM INC COM 79466L302 245 1,155 SH   SOLE   1,155 0 0
SAP SE SPON ADR 803054204 366 3,295 SH   SOLE   3,295 0 0
SCHWAB CHARLES CORP COM 808513105 503 5,965 SH   SOLE   5,965 0 0
SOUTHERN CO COM 842587107 333 4,590 SH   SOLE   4,590 0 0
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 161 2,090 SH   SOLE   2,090 0 0
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 2,739 40,010 SH   SOLE   40,010 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 21,478 514,435 SH   SOLE   514,435 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 6,326 241,100 SH   SOLE   241,100 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 257,210 5,852,340 SH   SOLE   5,852,340 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796 31,391 282,750 SH   SOLE   282,750 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 220,479 4,903,885 SH   SOLE   4,903,885 0 0
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 75,439 1,884,560 SH   SOLE   1,884,560 0 0
SVB FINANCIAL GROUP COM 78486Q101 221 395 SH   SOLE   395 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 233 395 SH   SOLE   395 0 0
TRACTOR SUPPLY CO COM 892356106 285 1,220 SH   SOLE   1,220 0 0
TRITON INTL LTD CL A G9078F107 460 6,550 SH   SOLE   6,550 0 0
UNILEVER PLC SPON ADR NEW 904767704 224 4,915 SH   SOLE   4,915 0 0
UNITEDHEALTH GROUP INC COM 91324P102 447 876 SH   SOLE   876 0 0
US BANCORP DEL COM NEW 902973304 358 6,680 SH   SOLE   6,680 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 69,013 1,397,310 SH   SOLE   1,397,310 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 341,289 822,047 SH   SOLE   822,047 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 755 2,625 SH   SOLE   2,625 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11 50 SH   SOLE   50 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 537 5,300 SH   SOLE   5,300 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,445 226,415 SH   SOLE   226,415 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 781 12,545 SH   SOLE   12,545 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,867 99,000 SH   SOLE   99,000 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2,875 34,700 SH   SOLE   34,700 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,424 90,800 SH   SOLE   90,800 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 20,317 181,000 SH   SOLE   181,000 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 9,240 136,650 SH   SOLE   136,650 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,180 17,755 SH   SOLE   17,755 0 0
VENTAS INC COM 92276F100 271 4,356 SH   SOLE   4,356 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 286 17,180 SH   SOLE   17,180 0 0
WALMART INC COM 931142103 346 2,315 SH   SOLE   2,315 0 0
WASTE CONNECTIONS INC COM 94106B101 449 3,215 SH   SOLE   3,215 0 0
ZOETIS INC CL A 98978V103 391 2,073 SH   SOLE   2,073 0 0