The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM COM 88579Y101 2,144 14,400 SH   SOLE   14,400 0 0
ABBOTT LABORATORIES COM COM 002824100 3,752 31,700 SH   SOLE   31,700 0 0
ABBVIE INC COM COM 00287Y109 4,101 25,300 SH   SOLE   25,300 0 0
ADOBE INC COM 00724F101 412 905 SH   SOLE   905 0 0
AEGON N V AMER REG SHS Amer Reg Shs 007924103 78 14,695 SH   SOLE   14,695 0 0
AIR PRODUCTS & CHEMICALS INC COM COM 009158106 112 450 SH   SOLE   450 0 0
ALIBABA GROUP HOLDING LTD SPONSORED ADR ADR 01609W102 109 1,000 SH   SOLE   1,000 0 0
ALPHABET INC CL A COM CL A 02079K305 4,244 1,526 SH   SOLE   1,526 0 0
AMAZON.COM INC COM COM 023135106 137 42 SH   SOLE   42 0 0
AMERICAN EXPRESS CO COM COM 025816109 75 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP CL A (REIT) COM CL A 03027X100 1,931 7,685 SH   SOLE   7,685 0 0
AMGEN INC COM COM 031162100 725 3,000 SH   SOLE   3,000 0 0
ANALOG DEVICES INC COM COM 032654105 1,560 9,444 SH   SOLE   9,444 0 0
ANHEUSER-BUSCH INBEV NV SPONSORED ADR ADR 03524A108 60 1,000 SH   SOLE   1,000 0 0
APPLE INC COM COM 037833100 4,213 24,130 SH   SOLE   24,130 0 0
APPLOVIN CORP A COM CL A 03831W108 55 1,000 SH   SOLE   1,000 0 0
AT&T INC COM COM 00206R102 806 34,122 SH   SOLE   34,122 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 4,841 21,275 SH   SOLE   21,275 0 0
BANK OF AMERICA CORP COM COM 060505104 4,460 108,207 SH   SOLE   108,207 0 0
BECTON DICKINSON & CO COM COM CL B 075887109 456 1,715 SH   SOLE   1,715 0 0
BERKSHIRE HATHAWAY INC CL B (NEW) COM CL B 084670702 11,127 31,528 SH   SOLE   31,528 0 0
BLACKROCK INC COM COM 09247X101 306 400 SH   SOLE   400 0 0
BOEING CO COM COM 097023105 192 1,000 SH   SOLE   1,000 0 0
BROADCOM INC COM COM 11135F101 1,558 2,475 SH   SOLE   2,475 0 0
BROWN-FORMAN CORP CL A COM CL A 115637100 261 4,160 SH   SOLE   4,160 0 0
BROWN-FORMAN CORP CL B COM CL B 115637209 103 1,539 SH   SOLE   1,539 0 0
CAMBRIDGE BANCORP COM COM 132152109 27 320 SH   SOLE   320 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 23 500 SH   SOLE   500 0 0
CATERPILLAR INC COM COM 149123101 4,546 20,400 SH   SOLE   20,400 0 0
CHEVRON CORP COM COM 166764100 651 4,000 SH   SOLE   4,000 0 0
CHUBB LIMITED COM H1467J104 3,251 15,198 SH   SOLE   15,198 0 0
CHURCH & DWIGHT INC COM COM 171340102 2,643 26,590 SH   SOLE   26,590 0 0
CLOROX CO COM COM 189054109 167 1,200 SH   SOLE   1,200 0 0
CMS ENERGY CORP COM COM 125896100 546 7,800 SH   SOLE   7,800 0 0
COLGATE-PALMOLIVE CO COM COM 194162103 1,774 23,400 SH   SOLE   23,400 0 0
COMCAST CORP CL A (NEW) COM CL A 20030N101 773 16,500 SH   SOLE   16,500 0 0
CONSTELLATION ENERGY CORP COM 21037T109 23 400 SH   SOLE   400 0 0
CORNING INC COM COM 219350105 221 6,000 SH   SOLE   6,000 0 0
DANAHER CORP COM COM 235851102 2,171 7,400 SH   SOLE   7,400 0 0
DISCOVERY INC - A COM CL A 25470F104 25 1,000 SH   SOLE   1,000 0 0
ECOLAB INC COM COM 278865100 86 485 SH   SOLE   485 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 77 650 SH   SOLE   650 0 0
EMERSON ELECTRIC CO COM COM 291011104 765 7,800 SH   SOLE   7,800 0 0
EOG RESOURCES INC COM COM 26875P101 590 4,950 SH   SOLE   4,950 0 0
EXXON MOBIL CORP COM COM 30231G102 8,347 101,063 SH   SOLE   101,063 0 0
FARFETCH LIMITED - CLASS A COM CL A 30744W107 30 2,000 SH   SOLE   2,000 0 0
FISERV INC COM COM 337738108 188 1,850 SH   SOLE   1,850 0 0
FORTIVE CORP COM COM 34959J108 64 1,050 SH   SOLE   1,050 0 0
GENERAL ELECTRIC COM (NEW) COM 369604103 343 3,750 SH   SOLE   3,750 0 0
GLOBE LIFE INC COM 37959E102 340 3,375 SH   SOLE   3,375 0 0
HANESBRANDS INC COM COM 410345102 51 3,400 SH   SOLE   3,400 0 0
HDFC BANK LTD ADR ADR 40415F101 95 1,550 SH   SOLE   1,550 0 0
HOME DEPOT INC COM COM 437076102 127 425 SH   SOLE   425 0 0
ILLINOIS TOOL WORKS INC COM COM 452308109 84 400 SH   SOLE   400 0 0
INTEL CORP COM COM 458140100 99 2,000 SH   SOLE   2,000 0 0
INTERNATIONAL BUSINESS MACHINES COM COM 459200101 455 3,496 SH   SOLE   3,496 0 0
INTUIT INC COM COM 461202103 1,370 2,850 SH   SOLE   2,850 0 0
JOHNSON & JOHNSON COM COM 478160104 7,209 40,675 SH   SOLE   40,675 0 0
JPMORGAN CHASE & CO COM COM 46625H100 1,927 14,137 SH   SOLE   14,137 0 0
KYNDRYL HOLDINGS COM 50155Q100 5 400 SH   SOLE   400 0 0
LINCOLN NATIONAL CORP COM COM 534187109 1,568 23,990 SH   SOLE   23,990 0 0
LINDE PLC COM G5494J103 256 800 SH   SOLE   800 0 0
LOCKHEED MARTIN CORP COM COM 539830109 847 1,920 SH   SOLE   1,920 0 0
MASTERCARD INC CL A COM CL A 57636Q104 3,695 10,340 SH   SOLE   10,340 0 0
MCDONALD'S CORP COM COM 580135101 4,723 19,100 SH   SOLE   19,100 0 0
MERCK & CO INC (NEW) COM 58933Y105 5,778 70,425 SH   SOLE   70,425 0 0
META PLATFORMS INC COM CL A 30303M102 567 2,550 SH   SOLE   2,550 0 0
MICROSOFT CORP COM COM 594918104 9,607 31,160 SH   SOLE   31,160 0 0
MSCI INC CL A COM CL A 55354G100 407 810 SH   SOLE   810 0 0
NIKE INC CL B COM CL B 654106103 202 1,500 SH   SOLE   1,500 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 1,123 12,800 SH   SOLE   12,800 0 0
NVIDIA CORP COM COM 67066G104 327 1,200 SH   SOLE   1,200 0 0
NXP SEMICONDUCTORS NV COM N6596X109 305 1,650 SH   SOLE   1,650 0 0
ORACLE CORP COM COM 68389X105 811 9,800 SH   SOLE   9,800 0 0
ORGANON & CO COM 68622V106 195 5,581 SH   SOLE   5,581 0 0
PACCAR INC COM COM 693718108 446 5,062 SH   SOLE   5,062 0 0
PAGSEGURO DIGITAL LTD - CL A COM CL A G68707101 40 2,000 SH   SOLE   2,000 0 0
PARAMOUNT GLOBAL CL B COM CL A 92556H107 27 719 SH   SOLE   719 0 0
PARKER-HANNIFIN CORP COM COM 701094104 477 1,500 SH   SOLE   1,500 0 0
PAYCOM SOFTWARE INC COM 70432V102 727 1,550 SH   SOLE   1,550 0 0
PAYPAL HOLDINGS INC COM 70450Y103 783 3,700 SH   SOLE   3,700 0 0
PENTAIR PLC COM G7S00T104 7 94 SH   SOLE   94 0 0
PEPSICO INC COM COM 713448108 3,804 21,500 SH   SOLE   21,500 0 0
PFIZER INC COM COM 717081103 2,635 44,342 SH   SOLE   44,342 0 0
PHILIP MORRIS INTERNATIONAL INC COM COM 718172109 363 3,820 SH   SOLE   3,820 0 0
PPG INDUSTRIES INC COM COM 693506107 2,220 12,872 SH   SOLE   12,872 0 0
PROCTER & GAMBLE CO COM COM 742718109 3,927 23,672 SH   SOLE   23,672 0 0
QUALCOMM INC COM COM 747525103 3,767 20,600 SH   SOLE   20,600 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 43 500 SH   SOLE   500 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR A SH ADR CL A 780259206 87 2,000 SH   SOLE   2,000 0 0
SCHLUMBERGER LTD NV COM COM 806857108 60 2,000 SH   SOLE   2,000 0 0
SHERWIN WILLIAMS CO COM COM 824348106 317 900 SH   SOLE   900 0 0
SNAP INC - A COM CL A 83304A106 212 3,500 SH   SOLE   3,500 0 0
STRYKER CORP COM COM 863667101 3,047 10,395 SH   SOLE   10,395 0 0
THE TRAVELERS COS INC COM COM 89417E109 375 2,400 SH   SOLE   2,400 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 544 500 SH   SOLE   500 0 0
TOTALENERGIES SE ADR ADS 89151E109 24 480 SH   SOLE   480 0 0
UNILEVER PLC SPONSORED ADR (NEW) ADR 904767704 699 13,000 SH   SOLE   13,000 0 0
UNION PACIFIC CORP COM COM 907818108 1,279 3,975 SH   SOLE   3,975 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 858 16,517 SH   SOLE   16,517 0 0
VIATRIS INC COM 92556V106 36 1,034 SH   SOLE   1,034 0 0
VISA INC CL A COM CL A 92826C839 5,338 23,930 SH   SOLE   23,930 0 0
VODAFONE GROUP PLC SPONSORED ADR (NEW) ADR 92857W308 36 2,384 SH   SOLE   2,384 0 0
WALT DISNEY HOLDING CO COM COM 254687106 929 5,400 SH   SOLE   5,400 0 0
WEC ENERGY GROUP INC COM COM 92939U106 84 867 SH   SOLE   867 0 0
WELLS FARGO & CO COM COM 949746101 1,255 26,163 SH   SOLE   26,163 0 0
WEX INC COM 96208T104 272 1,440 SH   SOLE   1,440 0 0
ZIMMER BIOMET HOLDINGS INC COM COM 98956P102 102 800 SH   SOLE   800 0 0
ZIMVIE INC COM 98888T107 2 80 SH   SOLE   80 0 0
ZIONS BANCORP NA COM COM 989701107 23 360 SH   SOLE   360 0 0