The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BRISTOL-MYERS SQUIBB CO COM COM 110122108 506 6,935 SH   SOLE   0 0 6,935
CVS HEALTH CORP COM COM 126650100 881 8,702 SH   SOLE   0 0 8,702
CHEVRON CORP NEW COM COM 166764100 1,394 8,558 SH   SOLE   0 0 8,558
CITIGROUP INC COM 172967424 503 9,413 SH   SOLE   0 0 9,413
CLOROX CO DEL COM COM 189054109 391 2,813 SH   SOLE   0 0 2,813
COCA COLA CO COM COM 191216100 604 9,749 SH   SOLE   0 0 9,749
COLGATE PALMOLIVE CO COM COM 194162103 17,646 232,704 SH   SOLE   0 0 232,704
COMMERCE BANCSHARES INC COM COM 200525103 26,609 371,688 SH   SOLE   0 0 371,688
CONSOLIDATED EDISON INC COM COM 209115104 201 2,123 SH   SOLE   0 0 2,123
CORNING INC COM COM 219350105 201 5,446 SH   SOLE   0 0 5,446
DISNEY WALT CO COM COM 254687106 1,113 8,116 SH   SOLE   0 0 8,116
EMERSON ELEC CO COM COM 291011104 303 3,087 SH   SOLE   0 0 3,087
ENTERPRISE FINANCIAL SERVICES CORP COM 293712105 1,117 23,612 SH   SOLE   0 0 23,612
ENTERPRISE PRODS PARTNERS L P COM 293792107 265 10,279 SH   SOLE   0 0 10,279
FS KKR CAP CORP COM CEF 302635206 390 17,090 SH   SOLE   0 0 17,090
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402 14,822 707,855 SH   SOLE   0 0 707,855
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501 13,993 258,421 SH   SOLE   0 0 258,421
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 2,696 41,062 SH   SOLE   0 0 41,062
FID MSCI INFO TECHNOLOGY INDEX ETF ETF 316092808 2,570 20,881 SH   SOLE   0 0 20,881
FIDELITY HIGH DIVIDEND ETF ETF 316092840 1,489 35,766 SH   SOLE   0 0 35,766
FIDELITY MSCI UTILS INDEX ETF ETF 316092865 260 5,421 SH   SOLE   0 0 5,421
FIDELITY TOTAL BOND ETF ETF 316188309 24,577 494,060 SH   SOLE   0 0 494,060
FIFTH THIRD BANCORP COM 316773100 439 10,198 SH   SOLE   0 0 10,198
FORD MOTOR COMPANY COM 345370860 463 27,401 SH   SOLE   0 0 27,401
FULTON FINANCIAL CORP-PA COM 360271100 199 11,980 SH   SOLE   0 0 11,980
GENERAL ELECTRIC CO COM NEW COM 369604301 1,271 13,885 SH   SOLE   0 0 13,885
GILEAD SCIENCES INC COM 375558103 207 3,478 SH   SOLE   0 0 3,478
GOLDMAN SACHS ACCESS TREAS 0-1 YEAR ETF 381430529 1,217 12,180 SH   SOLE   0 0 12,180
HOME DEPOT COM 437076102 764 2,553 SH   SOLE   0 0 2,553
HONEYWELL INTL INC COM 438516106 258 1,324 SH   SOLE   0 0 1,324
INTEL CORP COM COM 458140100 926 18,682 SH   SOLE   0 0 18,682
INTL BUSINESS MACHINES COM 459200101 2,009 15,453 SH   SOLE   0 0 15,453
INTERPUBLIC GROUP COS INC COM COM 460690100 692 19,533 SH   SOLE   0 0 19,533
ISHARES GOLD TRUST ETF ETF 464285204 1,471 39,949 SH   SOLE   0 0 39,949
ISHARES ETF CURRENCY BOND FUND ETF 464286517 3,924 106,358 SH   SOLE   0 0 106,358
ISHR EDGE MSCI MIN VOL GLOBAL ETF ETF 464286525 294 2,801 SH   SOLE   0 0 2,801
ISHARES TR S&P 100 INDEX FUND ETF 464287101 7,079 33,951 SH   SOLE   0 0 33,951
ISHARES TR S&P 1500 INDEX FD ETF 464287150 1,765 17,483 SH   SOLE   0 0 17,483
ISHARES DJ SELECT DIVIDEND ETF 464287168 649 5,067 SH   SOLE   0 0 5,067
ISHARES TIPS BOND ETF ETF 464287176 4,413 35,426 SH   SOLE   0 0 35,426
ISHARES S&P 500 INDEX ETF 464287200 143,247 315,738 SH   SOLE   0 0 315,738
ISHARES AGGREGATE BOND ETF ETF 464287226 28,947 270,461 SH   SOLE   0 0 270,461
ISHR IBOXX INVEST GRDE CORP BD ETF ETF 464287242 4,524 37,403 SH   SOLE   0 0 37,403
ISHARES S&P 500 GROWTH ETF ETF 464287309 645 8,450 SH   SOLE   0 0 8,450
ISHARES S&P 500 VALUE ETF ETF 464287408 9,148 58,749 SH   SOLE   0 0 58,749
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 4,252 51,015 SH   SOLE   0 0 51,015
ISHARES MSCI EAFE ETF ETF 464287465 348 4,733 SH   SOLE   0 0 4,733
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 277 3,554 SH   SOLE   0 0 3,554
ISHARES CORE S&P MID CAP ETF ETF 464287507 67,863 252,894 SH   SOLE   0 0 252,894
ISHR DJ U.S. FINANCIAL SECTOR ETF ETF 464287788 403 4,768 SH   SOLE   0 0 4,768
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 69,414 643,444 SH   SOLE   0 0 643,444
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 284 2,269 SH   SOLE   0 0 2,269
ISHR JPMORG USD EMERG MARKTS BD ETF ETF 464288281 652 6,675 SH   SOLE   0 0 6,675
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 6,873 62,684 SH   SOLE   0 0 62,684
ISHR INT SELECT DIV ETF ETF 464288448 861 27,109 SH   SOLE   0 0 27,109
ISHR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 6,499 79,008 SH   SOLE   0 0 79,008
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 1,310 15,127 SH   SOLE   0 0 15,127
ISH 5-10 YR INVEST GRADE CORP BD ETF 464288638 1,894 34,522 SH   SOLE   0 0 34,522
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 215 4,156 SH   SOLE   0 0 4,156
ISHARES 10-20 YEAR TREASURY BND ETF ETF 464288653 1,009 7,496 SH   SOLE   0 0 7,496
ISHARES 3-7 YR TREASURY BOND ETF ETF 464288661 250 2,050 SH   SOLE   0 0 2,050
ISHARES TR LEHMAN SHORT TREA BDFD ETF 464288679 379 3,440 SH   SOLE   0 0 3,440
ISHARES S&P US PREFERRED STOCK ETF ETF 464288687 1,485 40,771 SH   SOLE   0 0 40,771
ISHR TR DOW JONESUS AEROSPACE & DEF ETF 464288760 542 4,892 SH   SOLE   0 0 4,892
ISHARES DJ US OIL EQUIPMENTINDEX ETF 464288844 2,307 119,680 SH   SOLE   0 0 119,680
ISHARES OIL & GAS EXPL INDEX FUND ETF 464288851 2,476 29,364 SH   SOLE   0 0 29,364
JOHNSON & JOHNSON COM COM 478160104 1,182 6,670 SH   SOLE   0 0 6,670
KIMBERLY-CLARK CORP COM COM 494368103 533 4,327 SH   SOLE   0 0 4,327
LILLY ELI & CO COM COM 532457108 202 707 SH   SOLE   0 0 707
LOCKHEED MARTIN CORP COM 539830109 1,172 2,654 SH   SOLE   0 0 2,654
LOWES COS INC COM COM 548661107 2,123 10,498 SH   SOLE   0 0 10,498
MASCO CORP COM COM 574599106 215 4,210 SH   SOLE   0 0 4,210
MICROSOFT COM 594918104 29,282 94,977 SH   SOLE   0 0 94,977
NIKE INC CLASS B COM 654106103 210 1,560 SH   SOLE   0 0 1,560
PEPSICO INC COM COM 713448108 718 4,289 SH   SOLE   0 0 4,289
PFIZER INC COM COM 717081103 865 16,703 SH   SOLE   0 0 16,703
PROCTER AND GAMBLE CO COM COM 742718109 449 2,935 SH   SOLE   0 0 2,935
PRUDENTIAL FINL INC COM 744320102 1,309 11,081 SH   SOLE   0 0 11,081
SHERWIN WILLIAMS CO COM COM 824348106 588 2,354 SH   SOLE   0 0 2,354
SIMON PPTY GROUP INC NEW COM REIT 828806109 258 1,958 SH   SOLE   0 0 1,958
SOUTHERN CO COM COM 842587107 235 3,236 SH   SOLE   0 0 3,236
TYSON FOODS INC CL A COM 902494103 716 7,993 SH   SOLE   0 0 7,993
US BANCORP DEL COM NEW COM 902973304 1,930 36,322 SH   SOLE   0 0 36,322
UNITED PARCEL SERVICE INC COM 911312106 382 1,780 SH   SOLE   0 0 1,780
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 621 3,832 SH   SOLE   0 0 3,832
VANGUARD MEGA CAP VALUE ETF ETF 921910840 1,013 9,441 SH   SOLE   0 0 9,441
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 221 2,774 SH   SOLE   0 0 2,774
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 5,416 94,036 SH   SOLE   0 0 94,036
VANGRD INTL EQTY IDX FD FTSE EUROPE ETF 922042874 6,095 97,870 SH   SOLE   0 0 97,870
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 4,657 90,332 SH   SOLE   0 0 90,332
VANGUARD S&P 500 ETF ETF 922908363 19,922 48,025 SH   SOLE   0 0 48,025
VANGUARD EXTENDED MARKET ETF ETF 922908652 7,028 42,424 SH   SOLE   0 0 42,424
VANGUARD GROWTH ETF ETF 922908736 3,996 13,895 SH   SOLE   0 0 13,895
VANGUARD VALUE ETF ETF 922908744 3,526 23,860 SH   SOLE   0 0 23,860
VANGUARD SMALL CAP ETF ETF 922908751 5,886 27,696 SH   SOLE   0 0 27,696
VANGUARD TOTAL STK MKT ETF 922908769 6,870 30,174 SH   SOLE   0 0 30,174
WALMART INC COM COM 931142103 621 4,167 SH   SOLE   0 0 4,167
WELLS FARGO CO NEW COM COM 949746101 495 10,218 SH   SOLE   0 0 10,218
WEYERHAEUSER CO REIT 962166104 777 20,496 SH   SOLE   0 0 20,496
AT&T INC COM COM 00206R102 3,061 129,540 SH   SOLE   0 0 129,540
ABBOTT LABS COM COM 002824100 585 4,944 SH   SOLE   0 0 4,944
ABBVIE INC COM COM 00287Y109 992 6,122 SH   SOLE   0 0 6,122
ADOBE SYS INC COM 00724F101 531 1,166 SH   SOLE   0 0 1,166
AIR PRODS & CHEMS INC COM COM 009158106 203 814 SH   SOLE   0 0 814
ALPHABET INC CAP STK CL C COM 02079K107 2,612 935 SH   SOLE   0 0 935
GOOGLE INC COM 02079K305 2,804 1,008 SH   SOLE   0 0 1,008
ALTRIA GROUP INC COM COM 02209S103 212 4,049 SH   SOLE   0 0 4,049
AMAZON.COM INC COM 023135106 5,601 1,718 SH   SOLE   0 0 1,718
AMEREN CORP COM 023608102 781 8,332 SH   SOLE   0 0 8,332
AMERICAN INTL GROUP INC COM NEW COM 026874784 279 4,442 SH   SOLE   0 0 4,442
ANALOG DEVICES INC COM COM 032654105 229 1,387 SH   SOLE   0 0 1,387
APPLE INC COM 037833100 18,928 108,399 SH   SOLE   0 0 108,399
AURORA CANNABIS INC COM COM 05156X884 73 18,291 SH   SOLE   0 0 18,291
BP PLC SPONSORED ADR ADR 055622104 430 14,640 SH   SOLE   0 0 14,640
BK OF AMERICA CORP COM COM 060505104 747 18,110 SH   SOLE   0 0 18,110
BARINGS GLOBAL SHORT DURATION COM CEF 06760L100 176 11,373 SH   SOLE   0 0 11,373
BECTON DICKINSON & CO COM COM 075887109 630 2,369 SH   SOLE   0 0 2,369
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 7,934 15 SH   SOLE   0 0 15
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 3,333 9,444 SH   SOLE   0 0 9,444
BHP GROUP LTD SPONSORED ADS ADR 088606108 17,058 220,815 SH   SOLE   0 0 220,815
BOEING CO COM COM 097023105 240 1,256 SH   SOLE   0 0 1,256
BROADCOM INC COM COM 11135F101 325 516 SH   SOLE   0 0 516
CENTENE CORP DEL COM COM 15135B101 298 3,539 SH   SOLE   0 0 3,539
CISCO SYS INC COM 17275R102 659 11,820 SH   SOLE   0 0 11,820
COMCAST CORP NEW CL A COM 20030N101 355 7,586 SH   SOLE   0 0 7,586
COSTCO WHOLESALE CORP COM 22160K105 407 707 SH   SOLE   0 0 707
DEVON ENERGY CORP COM 25179M103 396 6,700 SH   SOLE   0 0 6,700
EXXON MOBIL CORP COM COM 30231G102 1,591 19,269 SH   SOLE   0 0 19,269
META PLATFORMS INC CL A COM 30303M102 816 3,669 SH   SOLE   0 0 3,669
FEDEX CORP COM 31428X106 1,154 4,988 SH   SOLE   0 0 4,988
FRT TRST TCW OPPORTUN FXD INCOME ETF 33740F805 275 5,549 SH   SOLE   0 0 5,549
FIRST TR TCW UNCONSTRAINED PLUS BD ETF 33740F888 9,030 353,812 SH   SOLE   0 0 353,812
GENERAL MOTORS CORP COM 37045V100 482 11,017 SH   SOLE   0 0 11,017
GLOBAL X BLOCKCHAIN ETF ETF 37954Y160 233 13,363 SH   SOLE   0 0 13,363
GLOBAL X NASDAQ 100 COVERED CALL ETF 37954Y483 1,083 51,666 SH   SOLE   0 0 51,666
GOLDMAN SACHS GROUP INC COM 38141G104 250 757 SH   SOLE   0 0 757
IQ MACKAY MUNI INTERMEDIATE ETF ETF 45409F827 2,649 105,442 SH   SOLE   0 0 105,442
INNOVATIVE INDL PPTYS INC COM REIT 45781V101 220 1,070 SH   SOLE   0 0 1,070
INVESCO TOTAL RETURN BOND ETF ETF 46090A804 2,836 54,068 SH   SOLE   0 0 54,068
INVESCO QQQ TRUST ETF 46090E103 16,211 44,746 SH   SOLE   0 0 44,746
INVESCO OPT YD DVRSFD CMMDTY STRTGY ETF 46090F100 534 30,256 SH   SOLE   0 0 30,256
INTUITIVE SURGICAL, INC. COM 46120E602 203 672 SH   SOLE   0 0 672
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 27,996 177,506 SH   SOLE   0 0 177,506
POWERSHARES SP500 HIGH BETA ETF ETF 46138E370 1,000 13,167 SH   SOLE   0 0 13,167
PWSHRS GLOBAL ET FD TR INSURED NATL ETF 46138E537 290 11,614 SH   SOLE   0 0 11,614
PWRSHR EXCH TR FD TST II KBWBK PORT ETF 46138E628 5,926 93,037 SH   SOLE   0 0 93,037
INVESCO RUSS 1000 DYNAMIC MULTIFCTR ETF 46138J619 1,144 24,031 SH   SOLE   0 0 24,031
IRON MTN INC NEW COM REIT 46284V101 394 7,108 SH   SOLE   0 0 7,108
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 2,040 81,896 SH   SOLE   0 0 81,896
ISHARES FLOATING RATE BOND ETF ETF 46429B655 2,882 57,051 SH   SOLE   0 0 57,051
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663 1,456 13,619 SH   SOLE   0 0 13,619
ISHR TR MSCI USA MIN VOLAT INDX FD ETF 46429B697 446 5,744 SH   SOLE   0 0 5,744
ISHARES 0-5 YR TIPS BOND ETF ETF 46429B747 218 2,074 SH   SOLE   0 0 2,074
ISHR US ETF TR SHRT MATURITY BD ETF ETF 46431W507 452 9,116 SH   SOLE   0 0 9,116
ISHR EDGE MSCI US MOMENT FACTOR ETF ETF 46432F396 2,552 15,168 SH   SOLE   0 0 15,168
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46432F834 2,942 44,184 SH   SOLE   0 0 44,184
ISHARES CORE MSCI EAFE ETF 46432F842 88,818 1,277,913 SH   SOLE   0 0 1,277,913
ISHR TRUST CORE SHRT TERM US BD ETF ETF 46432F859 1,418 29,269 SH   SOLE   0 0 29,269
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 8,569 154,351 SH   SOLE   0 0 154,351
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 1,033 19,332 SH   SOLE   0 0 19,332
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 1,634 22,165 SH   SOLE   0 0 22,165
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 1,356 34,809 SH   SOLE   0 0 34,809
ISH BROAD USD HGH YD CORP BD ETF ETF 46435U853 1,409 36,263 SH   SOLE   0 0 36,263
JPMORGAN CHASE & CO COM COM 46625H100 798 5,857 SH   SOLE   0 0 5,857
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 1,074 17,486 SH   SOLE   0 0 17,486
JANUS HENDERSON SHT DURATION INCOME ETF 47103U886 1,838 37,455 SH   SOLE   0 0 37,455
KYNDRYL HLDGS INC COMMON STOCK COM 50155Q100 266 20,297 SH   SOLE   0 0 20,297
MAIN STR CAP CORP COM CEF 56035L104 481 11,281 SH   SOLE   0 0 11,281
MARATHON PETE CORP COM 56585A102 247 2,893 SH   SOLE   0 0 2,893
MASTERCARD INC COM 57636Q104 419 1,171 SH   SOLE   0 0 1,171
MERCK & CO INC COM 58933Y105 652 7,943 SH   SOLE   0 0 7,943
METLIFE INC COM COM 59156R108 248 3,533 SH   SOLE   0 0 3,533
NEXTERA ENERGY INC COM COM 65339F101 374 4,412 SH   SOLE   0 0 4,412
NOVARTIS AG ADR ADR 66987V109 361 4,111 SH   SOLE   0 0 4,111
NVIDIA CORPORATION COM COM 67066G104 1,307 4,788 SH   SOLE   0 0 4,788
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 453 7,460 SH   SOLE   0 0 7,460
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300 3,698 97,227 SH   SOLE   0 0 97,227
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 288 6,582 SH   SOLE   0 0 6,582
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 1,600 40,171 SH   SOLE   0 0 40,171
ORACLE CORPORATION COM 68389X105 302 3,645 SH   SOLE   0 0 3,645
PIMCO ACTIVE BD ETF ETF 72201R775 9,803 96,378 SH   SOLE   0 0 96,378
PIMCO INTERMEDIATE MUNI BD ACTIVE ETF 72201R866 265 5,000 SH   SOLE   0 0 5,000
PUBLIC STORAGE INC REIT 74460D109 234 601 SH   SOLE   0 0 601
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 1,088 10,984 SH   SOLE   0 0 10,984
S&P GLOBAL INC COM COM 78409V104 321 784 SH   SOLE   0 0 784
SPDR S&P 500 ETF ETF 78462F103 1,729 15,062 SH   SOLE   0 0 15,062
SPDR GOLD ETF ETF 78463V107 1,093 6,048 SH   SOLE   0 0 6,048
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 549 14,204 SH   SOLE   0 0 14,204
SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889 810 23,633 SH   SOLE   0 0 23,633
SPDR NUVEEN BLOOMBERG HY MUNI BD ETF 78464A284 215 3,890 SH   SOLE   0 0 3,890
SPDR Portfolio S&P 500 Growth ETF ETF 78464A409 7,660 115,844 SH   SOLE   0 0 115,844
SPDR Portfolio S&P 500 Value ETF ETF 78464A508 16,507 395,218 SH   SOLE   0 0 395,218
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 530 19,071 SH   SOLE   0 0 19,071
KBW REGIONAL BANKINGETF ETF 78464A698 228 3,310 SH   SOLE   0 0 3,310
SPDR SERIES TRUST KBW BK ETF ETF 78464A797 2,061 39,361 SH   SOLE   0 0 39,361
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 432 9,153 SH   SOLE   0 0 9,153
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 1,820 34,262 SH   SOLE   0 0 34,262
SPDR SER TR S&P SEMICONDUCTOR ETF ETF 78464A862 301 1,451 SH   SOLE   0 0 1,451
SPDR DOUBLELINE TOT RETURN TACT ETF ETF 78467V848 11,426 255,354 SH   SOLE   0 0 255,354
SPDR DOW JONES INDUSTRIAL ETF ETF 78467X109 3,409 9,829 SH   SOLE   0 0 9,829
SPDR PORT S&P 600 SMALL CAP ETF ETF 78468R853 300 7,132 SH   SOLE   0 0 7,132
SALESFORCE COM COM 79466L302 201 946 SH   SOLE   0 0 946
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 836 6,100 SH   SOLE   0 0 6,100
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 483 3,037 SH   SOLE   0 0 3,037
TESLA MOTORS INC COM 88160R101 434 403 SH   SOLE   0 0 403
THE TRADE DESK INC COM CL A COM 88339J105 238 3,440 SH   SOLE   0 0 3,440
3M CO COM COM 88579Y101 1,070 7,189 SH   SOLE   0 0 7,189
TRAVELERS COMPANIES INC COM COM 89417E109 362 1,980 SH   SOLE   0 0 1,980
UNITEDHEALTH GROUP COM 91324P102 327 641 SH   SOLE   0 0 641
URBAN ONE INC CL D NON VTG COM 91705J204 67 13,075 SH   SOLE   0 0 13,075
VALERO ENERGY CORP COM 91913Y100 484 4,762 SH   SOLE   0 0 4,762
VANECK VECTS FALLENANGEL HY BD ETF ETF 92189F437 1,377 45,301 SH   SOLE   0 0 45,301
VANECK SHORT MUNI ETF ETF 92189F528 9,630 563,012 SH   SOLE   0 0 563,012
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643 1,225 16,403 SH   SOLE   0 0 16,403
MKT VECT LEHMAN BRS AMTFREE INTERM ETF 92189H201 4,906 103,686 SH   SOLE   0 0 103,686
MARKET VECTORS ETF HY MUNI INDX ETF 92189H409 1,293 22,523 SH   SOLE   0 0 22,523
VANGUARD SHORT TERM CORP BD FD ETF ETF 92206C409 19,320 247,479 SH   SOLE   0 0 247,479
VANGUARD Intmd-TERM CORP BD ETF ETF 92206C870 1,927 22,400 SH   SOLE   0 0 22,400
VERIZON COMMUNICATIONS COM 92343V104 1,292 25,369 SH   SOLE   0 0 25,369
VISA INC COM 92826C839 715 3,222 SH   SOLE   0 0 3,222
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 1,437 21,871 SH   SOLE   0 0 21,871
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 1,065 23,983 SH   SOLE   0 0 23,983
WISDOMTREE MIDCAP EARNINGS ETF ETF 97717W570 774 14,161 SH   SOLE   0 0 14,161
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 1,326 41,599 SH   SOLE   0 0 41,599
WISDOMTREE FLOATING RATE TREASRY FD ETF 97717Y527 924 18,383 SH   SOLE   0 0 18,383
BROOKFIELD INFRA PART LP LP INT UNT COM G16252101 331 4,995 SH   SOLE   0 0 4,995
MEDTRONIC PLC SHS COM G5960L103 1,711 15,422 SH   SOLE   0 0 15,422
CHUBB LIMITED COM COM H1467J104 506 2,367 SH   SOLE   0 0 2,367