The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 1,391 21,603 SH   SOLE   0 0 21,603
AGCO CORP COM 001084102 311 2,131 SH   SOLE   0 0 2,131
AT&T INC COM 00206R102 829 35,072 SH   SOLE   0 0 35,072
ABBOTT LABS COM 002824100 1,403 11,855 SH   SOLE   0 0 11,855
ABBVIE INC COM 00287Y109 1,751 10,801 SH   SOLE   0 0 10,801
ACCELERATE DIAGNOSTICS INC COM 00430H102 19 13,000 SH   SOLE   0 0 13,000
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,295 2,842 SH   SOLE   0 0 2,842
AIR PRODS & CHEMS INC COM 009158106 278 1,113 SH   SOLE   0 0 1,113
ALARM COM HLDGS INC COM 011642105 465 7,003 SH   SOLE   0 0 7,003
ALPHABET INC CAP STK CL C 02079K107 7,714 2,762 SH   SOLE   0 0 2,762
ALPHABET INC CAP STK CL A 02079K305 4,331 1,557 SH   SOLE   0 0 1,557
ALTRIA GROUP INC COM 02209S103 806 15,433 SH   SOLE   0 0 15,433
AMAZON COM INC COM 023135106 15,808 4,849 SH   SOLE   0 0 4,849
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 208 3,512 SH   SOLE   0 0 3,512
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 472 7,815 SH   SOLE   0 0 7,815
AMERICAN CENTY ETF TR US SML CP VALU 025072877 314 3,938 SH   SOLE   0 0 3,938
AMERICAN CENTY ETF TR US EQT ETF 025072885 8,819 114,387 SH   SOLE   0 0 114,387
AMERICAN EXPRESS CO COM 025816109 3,121 16,691 SH   SOLE   0 0 16,691
AMER STATES WTR CO COM 029899101 262 2,942 SH   SOLE   0 0 2,942
AMERICAN TOWER CORP NEW COM 03027X100 410 1,633 SH   SOLE   0 0 1,633
AMETEK INC COM 031100100 366 2,750 SH   SOLE   0 0 2,750
AMGEN INC COM 031162100 1,315 5,436 SH   SOLE   0 0 5,436
ANNOVIS BIO INC COM 03615A108 418 31,313 SH   SOLE   0 0 31,313
APPLE INC COM 037833100 32,981 188,886 SH   SOLE   0 0 188,886
ARES CAPITAL CORP COM 04010L103 380 18,147 SH   SOLE   0 0 18,147
AUTOMATIC DATA PROCESSING IN COM 053015103 1,694 7,444 SH   SOLE   0 0 7,444
AVANTOR INC COM 05352A100 2,548 75,345 SH   SOLE   0 0 75,345
BP PLC SPONSORED ADR 055622104 211 7,161 SH   SOLE   0 0 7,161
BK OF AMERICA CORP COM 060505104 1,920 46,583 SH   SOLE   0 0 46,583
BANK NEW YORK MELLON CORP COM 064058100 249 5,014 SH   SOLE   0 0 5,014
BAXTER INTL INC COM 071813109 310 3,995 SH   SOLE   0 0 3,995
BECTON DICKINSON & CO COM 075887109 555 2,085 SH   SOLE   0 0 2,085
BERKSHIRE HATHAWAY INC DEL CL A 084670108 8,992 17 SH   SOLE   0 0 17
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 26,480 75,032 SH   SOLE   0 0 75,032
BLACKROCK INC COM 09247X101 455 595 SH   SOLE   0 0 595
BLACKSTONE INC COM 09260D107 242 1,908 SH   SOLE   0 0 1,908
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 256 22,500 SH   SOLE   0 0 22,500
BOEING CO COM 097023105 623 3,251 SH   SOLE   0 0 3,251
BOOKING HOLDINGS INC COM 09857L108 298 127 SH   SOLE   0 0 127
BRISTOL-MYERS SQUIBB CO COM 110122108 777 10,646 SH   SOLE   0 0 10,646
BROADCOM INC COM 11135F101 407 646 SH   SOLE   0 0 646
BROWN FORMAN CORP CL B 115637209 210 3,130 SH   SOLE   0 0 3,130
CIGNA CORP NEW COM 125523100 322 1,345 SH   SOLE   0 0 1,345
CME GROUP INC COM 12572Q105 347 1,457 SH   SOLE   0 0 1,457
CSX CORP COM 126408103 1,369 36,560 SH   SOLE   0 0 36,560
CVS HEALTH CORP COM 126650100 536 5,292 SH   SOLE   0 0 5,292
CANADIAN PAC RY LTD COM 13645T100 462 5,592 SH   SOLE   0 0 5,592
CATERPILLAR INC COM 149123101 803 3,604 SH   SOLE   0 0 3,604
CELANESE CORP DEL COM 150870103 337 2,357 SH   SOLE   0 0 2,357
CELLECTAR BIOSCIENCES INC COM PAR 15117F500 14 20,000 SH   SOLE   0 0 20,000
CHEMOURS CO COM 163851108 333 10,567 SH   SOLE   0 0 10,567
CHEVRON CORP NEW COM 166764100 1,460 8,968 SH   SOLE   0 0 8,968
CISCO SYS INC COM 17275R102 1,125 20,178 SH   SOLE   0 0 20,178
CITIGROUP INC COM NEW 172967424 283 5,299 SH   SOLE   0 0 5,299
COCA COLA CO COM 191216100 1,200 19,357 SH   SOLE   0 0 19,357
COHEN & STEERS TAX ADVAN PFD COM 19249X108 220 10,000 SH   SOLE   0 0 10,000
COLGATE PALMOLIVE CO COM 194162103 1,539 20,301 SH   SOLE   0 0 20,301
COLUMBIA FINL INC COM 197641103 215 10,011 SH   SOLE   0 0 10,011
COMCAST CORP NEW CL A 20030N101 1,319 28,178 SH   SOLE   0 0 28,178
CONOCOPHILLIPS COM 20825C104 695 6,954 SH   SOLE   0 0 6,954
CONSOLIDATED EDISON INC COM 209115104 200 2,114 SH   SOLE   0 0 2,114
CORTEVA INC COM 22052L104 1,413 24,581 SH   SOLE   0 0 24,581
COSTCO WHSL CORP NEW COM 22160K105 1,688 2,932 SH   SOLE   0 0 2,932
CROWN CASTLE INTL CORP NEW COM 22822V101 224 1,216 SH   SOLE   0 0 1,216
CROWN HLDGS INC COM 228368106 215 1,719 SH   SOLE   0 0 1,719
DANAHER CORPORATION COM 235851102 616 2,101 SH   SOLE   0 0 2,101
DEERE & CO COM 244199105 457 1,099 SH   SOLE   0 0 1,099
DIAGEO PLC SPON ADR NEW 25243Q205 357 1,758 SH   SOLE   0 0 1,758
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 603 19,137 SH   SOLE   0 0 19,137
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 750 26,638 SH   SOLE   0 0 26,638
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 263 10,015 SH   SOLE   0 0 10,015
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 57,748 1,178,058 SH   SOLE   0 0 1,178,058
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 30,451 543,178 SH   SOLE   0 0 543,178
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 55,246 1,186,042 SH   SOLE   0 0 1,186,042
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 45,900 1,664,262 SH   SOLE   0 0 1,664,262
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 64,836 1,936,562 SH   SOLE   0 0 1,936,562
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 10,270 411,643 SH   SOLE   0 0 411,643
DISNEY WALT CO COM 254687106 1,624 11,842 SH   SOLE   0 0 11,842
DOLLAR TREE INC COM 256746108 531 3,315 SH   SOLE   0 0 3,315
DOMINION ENERGY INC COM 25746U109 405 4,766 SH   SOLE   0 0 4,766
DOW INC COM 260557103 1,607 25,222 SH   SOLE   0 0 25,222
DUN & BRADSTREET HLDGS INC COM 26484T106 780 44,499 SH   SOLE   0 0 44,499
DUPONT DE NEMOURS INC COM 26614N102 1,788 24,304 SH   SOLE   0 0 24,304
ECOLAB INC COM 278865100 389 2,205 SH   SOLE   0 0 2,205
EMPIRE ST RLTY TR INC CL A 292104106 1,673 170,354 SH   SOLE   0 0 170,354
ESSENTIAL UTILS INC COM 29670G102 1,885 36,866 SH   SOLE   0 0 36,866
EVERSOURCE ENERGY COM 30040W108 431 4,889 SH   SOLE   0 0 4,889
EXXON MOBIL CORP COM 30231G102 2,727 33,016 SH   SOLE   0 0 33,016
META PLATFORMS INC CL A 30303M102 1,159 5,214 SH   SOLE   0 0 5,214
FISERV INC COM 337738108 333 3,281 SH   SOLE   0 0 3,281
FORD MTR CO DEL COM 345370860 346 20,464 SH   SOLE   0 0 20,464
FRANKLIN COVEY CO COM 353469109 282 6,239 SH   SOLE   0 0 6,239
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 44 10,886 SH   SOLE   0 0 10,886
GENERAL DYNAMICS CORP COM 369550108 1,534 6,360 SH   SOLE   0 0 6,360
GENERAL ELECTRIC CO COM NEW 369604301 605 6,609 SH   SOLE   0 0 6,609
GENERAL MLS INC COM 370334104 217 3,203 SH   SOLE   0 0 3,203
GILEAD SCIENCES INC COM 375558103 225 3,786 SH   SOLE   0 0 3,786
GLOBAL PMTS INC COM 37940X102 317 2,316 SH   SOLE   0 0 2,316
GOLDMAN SACHS GROUP INC COM 38141G104 433 1,310 SH   SOLE   0 0 1,310
GREEN DOT CORP CL A 39304D102 492 17,900 SH   SOLE   0 0 17,900
HERSHEY CO COM 427866108 919 4,240 SH   SOLE   0 0 4,240
HINGHAM INSTN SVGS MASS COM 433323102 317 923 SH   SOLE   0 0 923
HOME DEPOT INC COM 437076102 8,586 28,685 SH   SOLE   0 0 28,685
HONEYWELL INTL INC COM 438516106 2,426 12,470 SH   SOLE   0 0 12,470
HUBBELL INC COM 443510607 296 1,611 SH   SOLE   0 0 1,611
HUMANA INC COM 444859102 843 1,937 SH   SOLE   0 0 1,937
HUNTINGTON BANCSHARES INC COM 446150104 524 35,816 SH   SOLE   0 0 35,816
ILLINOIS TOOL WKS INC COM 452308109 909 4,343 SH   SOLE   0 0 4,343
INTEL CORP COM 458140100 2,039 41,138 SH   SOLE   0 0 41,138
INTERCONTINENTAL EXCHANGE IN COM 45866F104 381 2,885 SH   SOLE   0 0 2,885
INTERNATIONAL BUSINESS MACHS COM 459200101 1,434 11,033 SH   SOLE   0 0 11,033
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 368 2,803 SH   SOLE   0 0 2,803
INTERPUBLIC GROUP COS INC COM 460690100 398 11,217 SH   SOLE   0 0 11,217
INVESCO QQQ TR UNIT SER 1 46090E103 1,852 5,109 SH   SOLE   0 0 5,109
INTUIT COM 461202103 630 1,310 SH   SOLE   0 0 1,310
INTUITIVE SURGICAL INC COM NEW 46120E602 513 1,701 SH   SOLE   0 0 1,701
INVESCO MUN TR COM 46131J103 116 10,068 SH   SOLE   0 0 10,068
INVESCO MUN OPPORTUNITY TR COM 46132C107 120 10,512 SH   SOLE   0 0 10,512
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,075 6,819 SH   SOLE   0 0 6,819
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,238 13,096 SH   SOLE   0 0 13,096
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 434 6,462 SH   SOLE   0 0 6,462
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 238 1,600 SH   SOLE   0 0 1,600
ISHARES GOLD TR ISHARES NEW 464285204 1,285 34,889 SH   SOLE   0 0 34,889
ISHARES INC MSCI EURZONE ETF 464286608 366 8,455 SH   SOLE   0 0 8,455
ISHARES TR CORE S&P TTL STK 464287150 1,467 14,537 SH   SOLE   0 0 14,537
ISHARES TR TIPS BD ETF 464287176 8,731 70,089 SH   SOLE   0 0 70,089
ISHARES TR CORE S&P500 ETF 464287200 19,406 42,773 SH   SOLE   0 0 42,773
ISHARES TR CORE US AGGBD ET 464287226 6,102 56,973 SH   SOLE   0 0 56,973
ISHARES TR MSCI EMG MKT ETF 464287234 2,667 59,061 SH   SOLE   0 0 59,061
ISHARES TR IBOXX INV CP ETF 464287242 651 5,380 SH   SOLE   0 0 5,380
ISHARES TR S&P 500 GRWT ETF 464287309 34,050 445,801 SH   SOLE   0 0 445,801
ISHARES TR S&P 500 VAL ETF 464287408 10,645 68,361 SH   SOLE   0 0 68,361
ISHARES TR BARCLAYS 7 10 YR 464287440 717 6,667 SH   SOLE   0 0 6,667
ISHARES TR 1 3 YR TREAS BD 464287457 2,013 24,151 SH   SOLE   0 0 24,151
ISHARES TR MSCI EAFE ETF 464287465 64,796 880,375 SH   SOLE   0 0 880,375
ISHARES TR RUS MDCP VAL ETF 464287473 264 2,206 SH   SOLE   0 0 2,206
ISHARES TR RUS MD CP GR ETF 464287481 2,334 23,224 SH   SOLE   0 0 23,224
ISHARES TR RUS MID CAP ETF 464287499 710 9,102 SH   SOLE   0 0 9,102
ISHARES TR CORE S&P MCP ETF 464287507 37,891 141,204 SH   SOLE   0 0 141,204
ISHARES TR ISHARES BIOTECH 464287556 674 5,176 SH   SOLE   0 0 5,176
ISHARES TR COHEN STEER REIT 464287564 1,402 19,747 SH   SOLE   0 0 19,747
ISHARES TR RUS 1000 VAL ETF 464287598 20,920 126,041 SH   SOLE   0 0 126,041
ISHARES TR S&P MC 400GR ETF 464287606 270 3,493 SH   SOLE   0 0 3,493
ISHARES TR RUS 1000 GRW ETF 464287614 89,048 320,745 SH   SOLE   0 0 320,745
ISHARES TR RUS 1000 ETF 464287622 17,111 68,425 SH   SOLE   0 0 68,425
ISHARES TR RUS 2000 VAL ETF 464287630 19,314 119,666 SH   SOLE   0 0 119,666
ISHARES TR RUS 2000 GRW ETF 464287648 6,101 23,857 SH   SOLE   0 0 23,857
ISHARES TR RUSSELL 2000 ETF 464287655 45,035 219,392 SH   SOLE   0 0 219,392
ISHARES TR CORE S&P US VLU 464287663 499 6,571 SH   SOLE   0 0 6,571
ISHARES TR CORE S&P US GWT 464287671 22,479 212,744 SH   SOLE   0 0 212,744
ISHARES TR RUSSELL 3000 ETF 464287689 2,267 8,640 SH   SOLE   0 0 8,640
ISHARES TR S&P MC 400VL ETF 464287705 2,888 26,343 SH   SOLE   0 0 26,343
ISHARES TR U.S. TECH ETF 464287721 277 2,689 SH   SOLE   0 0 2,689
ISHARES TR US HLTHCARE ETF 464287762 318 1,100 SH   SOLE   0 0 1,100
ISHARES TR CORE S&P SCP ETF 464287804 1,504 13,941 SH   SOLE   0 0 13,941
ISHARES TR SP SMCP600VL ETF 464287879 9,744 95,164 SH   SOLE   0 0 95,164
ISHARES TR S&P SML 600 GWT 464287887 1,356 10,842 SH   SOLE   0 0 10,842
ISHARES TR SHRT NAT MUN ETF 464288158 11,685 111,716 SH   SOLE   0 0 111,716
ISHARES TR MSCI ACWI ETF 464288257 220 2,200 SH   SOLE   0 0 2,200
ISHARES TR EAFE SML CP ETF 464288273 62,234 938,101 SH   SOLE   0 0 938,101
ISHARES TR JPMORGAN USD EMG 464288281 59,173 605,289 SH   SOLE   0 0 605,289
ISHARES TR NATIONAL MUN ETF 464288414 10,213 93,155 SH   SOLE   0 0 93,155
ISHARES TR IBOXX HI YD ETF 464288513 301 3,657 SH   SOLE   0 0 3,657
ISHARES TR MSCI USA ESG SLC 464288802 371 3,826 SH   SOLE   0 0 3,826
ISHARES TR MICRO-CAP ETF 464288869 549 4,261 SH   SOLE   0 0 4,261
ISHARES TR EAFE VALUE ETF 464288877 36,700 730,205 SH   SOLE   0 0 730,205
ISHARES TR GRWT ALLOCAT ETF 464289867 288 5,333 SH   SOLE   0 0 5,333
ISHARES TR CONSER ALLOC ETF 464289883 609 16,163 SH   SOLE   0 0 16,163
ISHARES TR FLTG RATE NT ETF 46429B655 970 19,207 SH   SOLE   0 0 19,207
ISHARES TR CORE HIGH DV ETF 46429B663 397 3,714 SH   SOLE   0 0 3,714
ISHARES TR 0-5 YR TIPS ETF 46429B747 683 6,507 SH   SOLE   0 0 6,507
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 398 7,995 SH   SOLE   0 0 7,995
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 4,516 112,759 SH   SOLE   0 0 112,759
ISHARES TR MSCI USA QLT FCT 46432F339 276 2,051 SH   SOLE   0 0 2,051
ISHARES TR CORE MSCI EAFE 46432F842 67,556 971,887 SH   SOLE   0 0 971,887
ISHARES TR CORE 1 5 YR USD 46432F859 504 10,397 SH   SOLE   0 0 10,397
ISHARES INC CORE MSCI EMKT 46434G103 74,615 1,343,203 SH   SOLE   0 0 1,343,203
ISHARES INC MSCI EMRG CHN 46434G764 215 3,690 SH   SOLE   0 0 3,690
ISHARES TR CORE TOTAL USD 46434V613 3,193 64,345 SH   SOLE   0 0 64,345
ISHARES TR CORE DIV GRWTH 46434V621 265 4,953 SH   SOLE   0 0 4,953
ISHARES TR GLOBAL REIT ETF 46434V647 1,242 42,505 SH   SOLE   0 0 42,505
ISHARES TR BLACKROCK ULTRA 46434V878 294 5,868 SH   SOLE   0 0 5,868
ISHARES TR CONV BD ETF 46435G102 343 4,121 SH   SOLE   0 0 4,121
ISHARES TR ESG AWRE 1 5 YR 46435G243 279 11,313 SH   SOLE   0 0 11,313
ISHARES TR MSCI UK ETF NEW 46435G334 205 6,090 SH   SOLE   0 0 6,090
ISHARES TR ESG AWARE MSCI 46435U663 320 8,410 SH   SOLE   0 0 8,410
JPMORGAN CHASE & CO COM 46625H100 2,729 20,018 SH   SOLE   0 0 20,018
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 87,276 835,417 SH   SOLE   0 0 835,417
JOHNSON & JOHNSON COM 478160104 6,312 35,616 SH   SOLE   0 0 35,616
KIMBERLY-CLARK CORP COM 494368103 382 3,104 SH   SOLE   0 0 3,104
KOPIN CORP COM 500600101 58 23,000 SH   SOLE   0 0 23,000
L3HARRIS TECHNOLOGIES INC COM 502431109 1,561 6,282 SH   SOLE   0 0 6,282
LILLY ELI & CO COM 532457108 1,013 3,538 SH   SOLE   0 0 3,538
LIVEPERSON INC COM 538146101 208 8,532 SH   SOLE   0 0 8,532
LOCKHEED MARTIN CORP COM 539830109 3,278 7,425 SH   SOLE   0 0 7,425
LOEWS CORP COM 540424108 990 15,271 SH   SOLE   0 0 15,271
LOWES COS INC COM 548661107 3,053 15,102 SH   SOLE   0 0 15,102
MARRIOTT INTL INC NEW CL A 571903202 238 1,353 SH   SOLE   0 0 1,353
MASTERCARD INCORPORATED CL A 57636Q104 1,737 4,861 SH   SOLE   0 0 4,861
MCCORMICK & CO INC COM NON VTG 579780206 276 2,762 SH   SOLE   0 0 2,762
MCDONALDS CORP COM 580135101 3,145 12,717 SH   SOLE   0 0 12,717
MERCK & CO INC COM 58933Y105 2,908 35,440 SH   SOLE   0 0 35,440
METTLER TOLEDO INTERNATIONAL COM 592688105 227 165 SH   SOLE   0 0 165
MICROSOFT CORP COM 594918104 25,152 81,578 SH   SOLE   0 0 81,578
MONDELEZ INTL INC CL A 609207105 641 10,205 SH   SOLE   0 0 10,205
MORGAN STANLEY COM NEW 617446448 1,690 19,340 SH   SOLE   0 0 19,340
MOTOROLA SOLUTIONS INC COM NEW 620076307 828 3,418 SH   SOLE   0 0 3,418
MYERS INDS INC COM 628464109 639 29,589 SH   SOLE   0 0 29,589
NETFLIX INC COM 64110L106 259 692 SH   SOLE   0 0 692
NEXTERA ENERGY INC COM 65339F101 814 9,605 SH   SOLE   0 0 9,605
NIKE INC CL B 654106103 428 3,184 SH   SOLE   0 0 3,184
NORFOLK SOUTHN CORP COM 655844108 2,075 7,276 SH   SOLE   0 0 7,276
NORTHROP GRUMMAN CORP COM 666807102 2,979 6,661 SH   SOLE   0 0 6,661
NOVARTIS AG SPONSORED ADR 66987V109 373 4,250 SH   SOLE   0 0 4,250
NOVO-NORDISK A S ADR 670100205 319 2,875 SH   SOLE   0 0 2,875
NVIDIA CORPORATION COM 67066G104 551 2,021 SH   SOLE   0 0 2,021
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 457 11,462 SH   SOLE   0 0 11,462
OLD DOMINION FREIGHT LINE IN COM 679580100 325 1,089 SH   SOLE   0 0 1,089
ORACLE CORP COM 68389X105 1,027 12,409 SH   SOLE   0 0 12,409
PNC FINL SVCS GROUP INC COM 693475105 230 1,246 SH   SOLE   0 0 1,246
PPG INDS INC COM 693506107 4,109 31,353 SH   SOLE   0 0 31,353
PGIM SHORT DUR HIG YLD OPP F COM 69355J104 167 10,000 SH   SOLE   0 0 10,000
PEPSICO INC COM 713448108 5,375 32,115 SH   SOLE   0 0 32,115
PFIZER INC COM 717081103 3,844 74,257 SH   SOLE   0 0 74,257
PHILIP MORRIS INTL INC COM 718172109 585 6,224 SH   SOLE   0 0 6,224
PHILLIPS 66 COM 718546104 259 3,003 SH   SOLE   0 0 3,003
PIMCO ETF TR INV GRD CRP BD 72201R817 1,283 12,324 SH   SOLE   0 0 12,324
PITNEY BOWES INC COM 724479100 88 16,906 SH   SOLE   0 0 16,906
PROCTER AND GAMBLE CO COM 742718109 4,752 31,099 SH   SOLE   0 0 31,099
PROSHARES TR S&P 500 DV ARIST 74348A467 257 2,707 SH   SOLE   0 0 2,707
PRUDENTIAL FINL INC COM 744320102 329 2,783 SH   SOLE   0 0 2,783
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 428 6,117 SH   SOLE   0 0 6,117
QUALCOMM INC COM 747525103 415 2,714 SH   SOLE   0 0 2,714
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,971 19,898 SH   SOLE   0 0 19,898
REPUBLIC FIRST BANCORP INC COM 760416107 456 88,430 SH   SOLE   0 0 88,430
ROCKWELL AUTOMATION INC COM 773903109 311 1,111 SH   SOLE   0 0 1,111
ROPER TECHNOLOGIES INC COM 776696106 220 466 SH   SOLE   0 0 466
SHELL PLC SPON ADS 780259305 252 4,584 SH   SOLE   0 0 4,584
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,578 12,350 SH   SOLE   0 0 12,350
SPDR GOLD TR GOLD SHS 78463V107 1,016 5,626 SH   SOLE   0 0 5,626
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 537 13,894 SH   SOLE   0 0 13,894
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 16,414 303,904 SH   SOLE   0 0 303,904
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 273 7,991 SH   SOLE   0 0 7,991
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,069 31,182 SH   SOLE   0 0 31,182
SPDR SER TR NUVEEN BLOOMBERG 78464A284 319 5,786 SH   SOLE   0 0 5,786
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,720 56,647 SH   SOLE   0 0 56,647
SPDR SER TR BLOOMBERG CONV 78464A359 4,727 61,431 SH   SOLE   0 0 61,431
SPDR SER TR PORTFLI MORTGAGE 78464A383 16,217 676,854 SH   SOLE   0 0 676,854
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,688 25,490 SH   SOLE   0 0 25,490
SPDR SER TR PORTFOLIO SHORT 78464A474 237 7,873 SH   SOLE   0 0 7,873
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,876 44,938 SH   SOLE   0 0 44,938
SPDR SER TR S&P DIVID ETF 78464A763 440 3,436 SH   SOLE   0 0 3,436
SPDR SER TR PORTFOLIO S&P400 78464A847 2,319 49,167 SH   SOLE   0 0 49,167
SPDR SER TR S&P BIOTECH 78464A870 252 2,801 SH   SOLE   0 0 2,801
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 556 1,604 SH   SOLE   0 0 1,604
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5,890 12,010 SH   SOLE   0 0 12,010
SPDR SER TR BLOOMBERG INVT 78468R200 581 19,051 SH   SOLE   0 0 19,051
SPDR SER TR NUVEEN BLMBRG MU 78468R721 1,220 25,489 SH   SOLE   0 0 25,489
SPDR SER TR NUVEEN BLMBRG SH 78468R739 6,041 127,628 SH   SOLE   0 0 127,628
SPDR SER TR SPDR S&P 500 ETF 78468R796 1,629 14,677 SH   SOLE   0 0 14,677
SPDR SER TR PORTFOLIO S&P600 78468R853 1,297 30,823 SH   SOLE   0 0 30,823
SVB FINANCIAL GROUP COM 78486Q101 820 1,465 SH   SOLE   0 0 1,465
SALESFORCE COM INC COM 79466L302 381 1,795 SH   SOLE   0 0 1,795
SARATOGA INVT CORP COM NEW 80349A208 218 8,000 SH   SOLE   0 0 8,000
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 539 7,203 SH   SOLE   0 0 7,203
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 251 3,186 SH   SOLE   0 0 3,186
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 348 9,471 SH   SOLE   0 0 9,471
SCHWAB STRATEGIC TR US TIPS ETF 808524870 214 3,530 SH   SOLE   0 0 3,530
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 412 3,006 SH   SOLE   0 0 3,006
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 351 1,896 SH   SOLE   0 0 1,896
SELECT SECTOR SPDR TR ENERGY 81369Y506 343 4,483 SH   SOLE   0 0 4,483
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 244 2,369 SH   SOLE   0 0 2,369
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 569 3,582 SH   SOLE   0 0 3,582
SIMON PPTY GROUP INC NEW COM 828806109 240 1,822 SH   SOLE   0 0 1,822
SOUTHERN CO COM 842587107 356 4,908 SH   SOLE   0 0 4,908
SOUTHWEST AIRLS CO COM 844741108 519 11,323 SH   SOLE   0 0 11,323
STARBUCKS CORP COM 855244109 575 6,316 SH   SOLE   0 0 6,316
STATE STR CORP COM 857477103 293 3,362 SH   SOLE   0 0 3,362
STRYKER CORPORATION COM 863667101 849 3,177 SH   SOLE   0 0 3,177
SYSCO CORP COM 871829107 232 2,847 SH   SOLE   0 0 2,847
TJX COS INC NEW COM 872540109 263 4,340 SH   SOLE   0 0 4,340
TARGET CORP COM 87612E106 370 1,742 SH   SOLE   0 0 1,742
TELEDYNE TECHNOLOGIES INC COM 879360105 711 1,504 SH   SOLE   0 0 1,504
TELEFLEX INCORPORATED COM 879369106 659 1,856 SH   SOLE   0 0 1,856
TESLA INC COM 88160R101 1,008 935 SH   SOLE   0 0 935
TEXAS INSTRS INC COM 882508104 1,159 6,318 SH   SOLE   0 0 6,318
THERMO FISHER SCIENTIFIC INC COM 883556102 926 1,568 SH   SOLE   0 0 1,568
3M CO COM 88579Y101 1,677 11,265 SH   SOLE   0 0 11,265
TIVITY HEALTH INC COM 88870R102 316 9,833 SH   SOLE   0 0 9,833
TRAVELERS COMPANIES INC COM 89417E109 427 2,335 SH   SOLE   0 0 2,335
TRUIST FINL CORP COM 89832Q109 980 17,289 SH   SOLE   0 0 17,289
UNION PAC CORP COM 907818108 1,958 7,166 SH   SOLE   0 0 7,166
UNITED PARCEL SERVICE INC CL B 911312106 247 1,150 SH   SOLE   0 0 1,150
UNITEDHEALTH GROUP INC COM 91324P102 2,744 5,380 SH   SOLE   0 0 5,380
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 153,132 944,326 SH   SOLE   0 0 944,326
VANGUARD STAR FDS VG TL INTL STK F 921909768 481 8,049 SH   SOLE   0 0 8,049
VANGUARD WORLD FD ESG US STK ETF 921910733 212 2,614 SH   SOLE   0 0 2,614
VANGUARD BD INDEX FDS INTERMED TERM 921937819 31,899 389,485 SH   SOLE   0 0 389,485
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,505 263,221 SH   SOLE   0 0 263,221
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,338 54,545 SH   SOLE   0 0 54,545
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 27,356 569,575 SH   SOLE   0 0 569,575
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,375 21,162 SH   SOLE   0 0 21,162
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 5,864 83,932 SH   SOLE   0 0 83,932
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,522 29,723 SH   SOLE   0 0 29,723
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,197 137,241 SH   SOLE   0 0 137,241
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,536 48,812 SH   SOLE   0 0 48,812
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 14,928 120,493 SH   SOLE   0 0 120,493
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,980 29,416 SH   SOLE   0 0 29,416
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 415 7,204 SH   SOLE   0 0 7,204
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 43,579 944,697 SH   SOLE   0 0 944,697
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 290 3,920 SH   SOLE   0 0 3,920
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 389 6,249 SH   SOLE   0 0 6,249
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,237 11,557 SH   SOLE   0 0 11,557
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 328 1,290 SH   SOLE   0 0 1,290
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,038 2,493 SH   SOLE   0 0 2,493
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,589 13,341 SH   SOLE   0 0 13,341
VANGUARD WORLD FDS UTILITIES ETF 92204A876 479 2,961 SH   SOLE   0 0 2,961
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 990 12,675 SH   SOLE   0 0 12,675
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 478 5,557 SH   SOLE   0 0 5,557
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,326 161,513 SH   SOLE   0 0 161,513
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,641 8,769 SH   SOLE   0 0 8,769
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 510 3,411 SH   SOLE   0 0 3,411
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 280 1,255 SH   SOLE   0 0 1,255
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,822 109,087 SH   SOLE   0 0 109,087
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,270 21,238 SH   SOLE   0 0 21,238
VANGUARD INDEX FDS SM CP VAL ETF 922908611 29,984 170,423 SH   SOLE   0 0 170,423
VANGUARD INDEX FDS MID CAP ETF 922908629 3,462 14,557 SH   SOLE   0 0 14,557
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,266 25,259 SH   SOLE   0 0 25,259
VANGUARD INDEX FDS GROWTH ETF 922908736 148,281 515,580 SH   SOLE   0 0 515,580
VANGUARD INDEX FDS VALUE ETF 922908744 171,253 1,158,837 SH   SOLE   0 0 1,158,837
VANGUARD INDEX FDS SMALL CP ETF 922908751 978 4,602 SH   SOLE   0 0 4,602
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,773 38,534 SH   SOLE   0 0 38,534
VERISIGN INC COM 92343E102 363 1,630 SH   SOLE   0 0 1,630
VERIZON COMMUNICATIONS INC COM 92343V104 1,285 25,225 SH   SOLE   0 0 25,225
VISA INC COM CL A 92826C839 3,678 16,587 SH   SOLE   0 0 16,587
WSFS FINL CORP COM 929328102 5,353 114,831 SH   SOLE   0 0 114,831
WALMART INC COM 931142103 1,060 7,119 SH   SOLE   0 0 7,119
WASTE MGMT INC DEL COM 94106L109 297 1,871 SH   SOLE   0 0 1,871
WEBSTER FINL CORP COM 947890109 341 6,072 SH   SOLE   0 0 6,072
WELLS FARGO CO NEW COM 949746101 541 11,155 SH   SOLE   0 0 11,155
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,149 93,406 SH   SOLE   0 0 93,406
WISDOMTREE TR US LARGECAP FUND 97717W588 1,579 32,641 SH   SOLE   0 0 32,641
WISDOMTREE TR INTL EQUITY FD 97717W703 404 7,656 SH   SOLE   0 0 7,656
WISDOMTREE TR INTL SMCAP DIV 97717W760 530 7,721 SH   SOLE   0 0 7,721
YUM BRANDS INC COM 988498101 549 4,628 SH   SOLE   0 0 4,628
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,526 4,524 SH   SOLE   0 0 4,524
EATON CORP PLC SHS G29183103 263 1,730 SH   SOLE   0 0 1,730
LINDE PLC SHS G5494J103 273 855 SH   SOLE   0 0 855
MEDTRONIC PLC SHS G5960L103 261 2,353 SH   SOLE   0 0 2,353
CHUBB LIMITED COM H1467J104 324 1,517 SH   SOLE   0 0 1,517
TE CONNECTIVITY LTD SHS H84989104 303 2,311 SH   SOLE   0 0 2,311
CERAGON NETWORKS LTD ORD M22013102 21 10,000 SH   SOLE   0 0 10,000