The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,279 5,003 SH   SOLE   5,003 0 0
ADVANCED MICRO DEVICES INC COM 007903107 4,539 41,512 SH   SOLE   41,512 0 0
ALBEMARLE CORP COM 012653101 632 2,856 SH   SOLE   2,856 0 0
ALLSTATE CORP COM 020002101 333 2,406 SH   SOLE   2,406 0 0
ALPHABET INC CAP STK CL A 02079K305 7,037 2,530 SH   SOLE   2,530 0 0
AMAZON COM INC COM 023135106 10,572 3,243 SH   SOLE   3,243 0 0
AMGEN INC COM 031162100 976 4,037 SH   SOLE   4,037 0 0
APPLE INC COM 037833100 17,507 100,264 SH   SOLE   100,264 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 212 2,344 SH   SOLE   2,344 0 0
AT&T INC COM 00206R102 282 11,923 SH   SOLE   11,923 0 0
B2GOLD CORP COM 11777Q209 50 10,800 SH   SOLE   10,800 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 908 2,574 SH   SOLE   2,574 0 0
BK OF AMERICA CORP COM 060505104 2,696 65,407 SH   SOLE   65,407 0 0
BLACKSTONE INC COM 09260D107 207 1,633 SH   SOLE   1,633 0 0
BLOCK INC CL A 852234103 1,071 7,900 SH   SOLE   7,900 0 0
BOEING CO COM 097023105 7,542 39,381 SH   SOLE   39,381 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 656 8,984 SH   SOLE   8,984 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 456 9,938 SH   SOLE   9,938 0 0
CATERPILLAR INC COM 149123101 3,087 13,854 SH   SOLE   13,854 0 0
CHEVRON CORP NEW COM 166764100 1,274 7,825 SH   SOLE   7,825 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 386 244 SH   SOLE   244 0 0
CISCO SYS INC COM 17275R102 602 10,799 SH   SOLE   10,799 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101 443 13,745 SH   SOLE   13,745 0 0
COCA COLA CO COM 191216100 398 6,426 SH   SOLE   6,426 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 436 2,296 SH   SOLE   2,296 0 0
COLGATE PALMOLIVE CO COM 194162103 839 11,068 SH   SOLE   11,068 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 2,152 9,476 SH   SOLE   9,476 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 579 3,137 SH   SOLE   3,137 0 0
CSX CORP COM 126408103 209 5,568 SH   SOLE   5,568 0 0
CUMMINS INC COM 231021106 287 1,400 SH   SOLE   1,400 0 0
CVS HEALTH CORP COM 126650100 560 5,537 SH   SOLE   5,537 0 0
DEERE & CO COM 244199105 3,493 8,408 SH   SOLE   8,408 0 0
DISNEY WALT CO COM 254687106 1,938 14,127 SH   SOLE   14,127 0 0
DOLLAR GEN CORP NEW COM 256677105 374 1,682 SH   SOLE   1,682 0 0
DOW INC COM 260557103 2,296 36,040 SH   SOLE   36,040 0 0
ENBRIDGE INC COM 29250N105 311 6,748 SH   SOLE   6,748 0 0
EXXON MOBIL CORP COM 30231G102 5,764 69,795 SH   SOLE   69,795 0 0
FIELD TRIP HEALTH LTD COM 31656R102 13 10,000 SH   SOLE   10,000 0 0
FORD MTR CO DEL COM 345370860 1,230 72,716 SH   SOLE   72,716 0 0
GALLAGHER ARTHUR J & CO COM 363576109 4,910 28,123 SH   SOLE   28,123 0 0
GENERAL MLS INC COM 370334104 1,425 21,042 SH   SOLE   21,042 0 0
GENERAL MTRS CO COM 37045V100 264 6,035 SH   SOLE   6,035 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,290 29,611 SH   SOLE   29,611 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,893 5,734 SH   SOLE   5,734 0 0
GREAT AJAX CORP COM 38983D300 1,343 114,526 SH   SOLE   114,526 0 0
HOME DEPOT INC COM 437076102 1,916 6,402 SH   SOLE   6,402 0 0
HONEYWELL INTL INC COM 438516106 1,927 9,902 SH   SOLE   9,902 0 0
INTEL CORP COM 458140100 367 7,397 SH   SOLE   7,397 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 994 7,644 SH   SOLE   7,644 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 717 2,377 SH   SOLE   2,377 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,444 106,439 SH   SOLE   106,439 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,271 42,835 SH   SOLE   42,835 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,283 4,782 SH   SOLE   4,782 0 0
ISHARES TR CORE S&P SCP ETF 464287804 969 8,983 SH   SOLE   8,983 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,434 3,161 SH   SOLE   3,161 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,125 38,512 SH   SOLE   38,512 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,236 18,489 SH   SOLE   18,489 0 0
ISHARES TR ISHARES BIOTECH 464287556 371 2,846 SH   SOLE   2,846 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,078 14,643 SH   SOLE   14,643 0 0
JOHNSON & JOHNSON COM 478160104 4,890 27,590 SH   SOLE   27,590 0 0
JPMORGAN CHASE & CO COM 46625H100 7,470 54,799 SH   SOLE   54,799 0 0
KELLOGG CO COM 487836108 439 6,813 SH   SOLE   6,813 0 0
KEYCORP COM 493267108 1,590 71,048 SH   SOLE   71,048 0 0
KINDER MORGAN INC DEL COM 49456B101 234 12,370 SH   SOLE   12,370 0 0
KRANESHARES TR QUADRTC INT RT 500767736 233 9,100 SH   SOLE   9,100 0 0
KRONOS WORLDWIDE INC COM 50105F105 522 33,626 SH   SOLE   33,626 0 0
LILLY ELI & CO COM 532457108 1,793 6,261 SH   SOLE   6,261 0 0
LOWES COS INC COM 548661107 1,406 6,952 SH   SOLE   6,952 0 0
LULULEMON ATHLETICA INC COM 550021109 2,419 6,623 SH   SOLE   6,623 0 0
LUMENT FINANCE TRUST INC COM 55025L108 33 12,000 SH   SOLE   12,000 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,041 10,127 SH   SOLE   10,127 0 0
MARRONE BIO INNOVATIONS INC COM 57165B106 24 22,500 SH   SOLE   22,500 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,461 4,089 SH   SOLE   4,089 0 0
MCDONALDS CORP COM 580135101 273 1,102 SH   SOLE   1,102 0 0
MEDTRONIC PLC SHS G5960L103 895 8,071 SH   SOLE   8,071 0 0
MERCADOLIBRE INC COM 58733R102 282 237 SH   SOLE   237 0 0
MERCK & CO INC COM 58933Y105 872 10,622 SH   SOLE   10,622 0 0
META PLATFORMS INC CL A 30303M102 4,866 21,884 SH   SOLE   21,884 0 0
MICRON TECHNOLOGY INC COM 595112103 991 12,721 SH   SOLE   12,721 0 0
MICROSOFT CORP COM 594918104 6,570 21,310 SH   SOLE   21,310 0 0
MONDELEZ INTL INC CL A 609207105 506 8,062 SH   SOLE   8,062 0 0
MOODYS CORP COM 615369105 253 750 SH   SOLE   750 0 0
MORGAN STANLEY COM NEW 617446448 276 3,157 SH   SOLE   3,157 0 0
NETFLIX INC COM 64110L106 400 1,067 SH   SOLE   1,067 0 0
NEWMONT CORP COM 651639106 440 5,539 SH   SOLE   5,539 0 0
NIKE INC CL B 654106103 393 2,921 SH   SOLE   2,921 0 0
NOVO-NORDISK A S ADR 670100205 319 2,871 SH   SOLE   2,871 0 0
NVIDIA CORPORATION COM 67066G104 2,715 9,951 SH   SOLE   9,951 0 0
ORACLE CORP COM 68389X105 1,629 19,690 SH   SOLE   19,690 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 927 67,552 SH   SOLE   67,552 0 0
PALO ALTO NETWORKS INC COM 697435105 210 338 SH   SOLE   338 0 0
PAYPAL HLDGS INC COM 70450Y103 1,971 17,039 SH   SOLE   17,039 0 0
PFIZER INC COM 717081103 998 19,275 SH   SOLE   19,275 0 0
PPG INDS INC COM 693506107 200 1,529 SH   SOLE   1,529 0 0
PROCTER AND GAMBLE CO COM 742718109 22,901 149,878 SH   SOLE   149,878 0 0
PROSPECT CAP CORP COM 74348T102 148 17,823 SH   SOLE   17,823 0 0
QUALCOMM INC COM 747525103 3,573 23,379 SH   SOLE   23,379 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 715 7,215 SH   SOLE   7,215 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 261 11,740 SH   SOLE   11,740 0 0
RH COM 74967X103 224 686 SH   SOLE   686 0 0
RIOT BLOCKCHAIN INC COM 767292105 363 17,145 SH   SOLE   17,145 0 0
ROBLOX CORP CL A 771049103 1,072 23,191 SH   SOLE   23,191 0 0
SALESFORCE COM INC COM 79466L302 2,688 12,658 SH   SOLE   12,658 0 0
SCHLUMBERGER LTD COM STK 806857108 264 6,387 SH   SOLE   6,387 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 662 8,661 SH   SOLE   8,661 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 794 20,722 SH   SOLE   20,722 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 537 7,078 SH   SOLE   7,078 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 650 4,747 SH   SOLE   4,747 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 306 2,975 SH   SOLE   2,975 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 227 3,045 SH   SOLE   3,045 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 226 2,567 SH   SOLE   2,567 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,144 7,200 SH   SOLE   7,200 0 0
SERVICENOW INC COM 81762P102 271 487 SH   SOLE   487 0 0
SHOPIFY INC CL A 82509L107 1,224 1,811 SH   SOLE   1,811 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,441 10,953 SH   SOLE   10,953 0 0
SMUCKER J M CO COM NEW 832696405 426 3,148 SH   SOLE   3,148 0 0
SNAP INC CL A 83304A106 232 6,434 SH   SOLE   6,434 0 0
SNOWFLAKE INC CL A 833445109 1,844 8,046 SH   SOLE   8,046 0 0
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 583 6,808 SH   SOLE   6,808 0 0
SOUTHERN CO COM 842587107 1,428 19,691 SH   SOLE   19,691 0 0
SOUTHWEST AIRLS CO COM 844741108 1,227 26,784 SH   SOLE   26,784 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 205 592 SH   SOLE   592 0 0
SPDR GOLD TR GOLD SHS 78463V107 252 1,397 SH   SOLE   1,397 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,895 15,267 SH   SOLE   15,267 0 0
SPDR SER TR S&P REGL BKG 78464A698 536 7,778 SH   SOLE   7,778 0 0
STRYKER CORPORATION COM 863667101 633 2,368 SH   SOLE   2,368 0 0
TARGET CORP COM 87612E106 3,561 16,779 SH   SOLE   16,779 0 0
TEREX CORP NEW COM 880779103 255 7,155 SH   SOLE   7,155 0 0
TEXAS INSTRS INC COM 882508104 319 1,740 SH   SOLE   1,740 0 0
TRANSDIGM GROUP INC COM 893641100 262 402 SH   SOLE   402 0 0
UNION PAC CORP COM 907818108 2,760 10,103 SH   SOLE   10,103 0 0
UNITEDHEALTH GROUP INC COM 91324P102 605 1,187 SH   SOLE   1,187 0 0
UPSTART HLDGS INC COM 91680M107 384 3,523 SH   SOLE   3,523 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,972 6,858 SH   SOLE   6,858 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 652 6,013 SH   SOLE   6,013 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 267 5,795 SH   SOLE   5,795 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 513 4,568 SH   SOLE   4,568 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 515 2,631 SH   SOLE   2,631 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 848 16,649 SH   SOLE   16,649 0 0
VISA INC COM CL A 92826C839 1,442 6,502 SH   SOLE   6,502 0 0
WALMART INC COM 931142103 3,459 23,229 SH   SOLE   23,229 0 0
WELLS FARGO CO NEW COM 949746101 1,998 41,235 SH   SOLE   41,235 0 0
WENDYS CO COM 95058W100 629 28,634 SH   SOLE   28,634 0 0