The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 424 2,852 SH   SOLE NONE 0 0 2,852
A T & T INC COM 00206R102 470 19,920 SH   SOLE NONE 0 0 19,920
ABBOTT LABORATORIES COM 002824100 389 3,286 SH   SOLE NONE 0 0 3,286
ABBVIE INC COM 00287Y109 969 5,979 SH   SOLE NONE 0 0 5,979
ADOBE INC COM 00724F101 844 1,854 SH   SOLE NONE 0 0 1,854
ALBEMARLE CORP COM 012653101 2,328 10,526 SH   SOLE NONE 0 0 10,526
ALPHABET INC. CAP STK CL C 02079K107 268 96 SH   SOLE NONE 0 0 96
ALPHABET INC. CAP STK CL A 02079K305 581 209 SH   SOLE NONE 0 0 209
ALTRIA GROUP INC COM 02209S103 521 9,975 SH   SOLE NONE 0 0 9,975
AMAZON.COM INC COM 023135106 4,531 1,390 SH   SOLE NONE 0 0 1,390
AMGEN INC. COM 031162100 2,375 9,823 SH   SOLE NONE 0 0 9,823
ANALOG DEVICES INC COM 032654105 1,497 9,066 SH   SOLE NONE 0 0 9,066
APPLE INC COM 037833100 13,683 78,363 SH   SOLE NONE 0 0 78,363
ARK GENOMIC REVOLUTION GENOMIC REV ETF 00214Q302 486 10,600 SH   SOLE NONE 0 0 10,600
ASTRAZENECA PLC IAM CO F SPONSORED ADR 046353108 772 11,652 SH   SOLE NONE 0 0 11,652
BANK OF AMERICA CORP COM 060505104 395 9,597 SH   SOLE NONE 0 0 9,597
BB&T CORP COM 89832Q109 302 5,338 SH   SOLE NONE 0 0 5,338
BERKSHIRE HATHAWAY CL B NEW 084670702 8,095 22,938 SH   SOLE NONE 0 0 22,938
BLACKROCK SHORT MATURITY BLACKROCK ST MAT 46431W507 710 14,334 SH   SOLE NONE 0 0 14,334
BLOCK INC CL A 852234103 439 3,239 SH   SOLE NONE 0 0 3,239
BRCLYS BK IPATH BLOOM DJUBS CMDT ETN36 06738C778 640 17,365 SH   SOLE NONE 0 0 17,365
BRISTOL-MYERS SQUIBB COM 110122108 1,975 27,050 SH   SOLE NONE 0 0 27,050
CATERPILLAR INC COM 149123101 1,069 4,797 SH   SOLE NONE 0 0 4,797
CHARLES SCHWAB CORP COM 808513105 935 11,097 SH   SOLE NONE 0 0 11,097
CHARLES SCHWAB US MC US MID-CAP ETF 808524508 13,933 183,670 SH   SOLE NONE 0 0 183,670
CHARLES SCHWAB US REIT US REIT ETF 808524847 2,425 97,453 SH   SOLE NONE 0 0 97,453
CHEVRON CORP COM 166764100 342 2,104 SH   SOLE NONE 0 0 2,104
CIRRUS LOGIC INC COM 172755100 348 4,115 SH   SOLE NONE 0 0 4,115
CISCO SYSTEMS INC COM 17275R102 564 10,132 SH   SOLE NONE 0 0 10,132
COMCAST CORP CL A 20030N101 302 6,456 SH   SOLE NONE 0 0 6,456
CONSTELLATION BRAND CL A 21036P108 704 3,059 SH   SOLE NONE 0 0 3,059
COSTCO WHOLESALE CO COM 22160K105 589 1,024 SH   SOLE NONE 0 0 1,024
CSX CORP COM 126408103 865 23,106 SH   SOLE NONE 0 0 23,106
CVS HEALTH CORP COM 126650100 212 2,098 SH   SOLE NONE 0 0 2,098
DEERE & CO COM 244199105 3,043 7,325 SH   SOLE NONE 0 0 7,325
DOMINION ENERGY INC COM 25746U109 222 2,616 SH   SOLE NONE 0 0 2,616
DOW INC COM 260557103 378 5,943 SH   SOLE NONE 0 0 5,943
DUKE ENERGY CORP COM NEW 26441C204 636 5,698 SH   SOLE NONE 0 0 5,698
ENBRIDGE INC F COM 29250N105 276 5,993 SH   SOLE NONE 0 0 5,993
ENTERPRISE PRODS PART LP COM 293792107 653 25,332 SH   SOLE NONE 0 0 25,332
EQT CORP COM 26884L109 358 10,429 SH   SOLE NONE 0 0 10,429
EXXON MOBIL CORP COM 30231G102 2,613 31,641 SH   SOLE NONE 0 0 31,641
GAMCO GLOBAL GOLD NTRL R COM SH BEN INT 36465A109 101 25,155 SH   SOLE NONE 0 0 25,155
GENERAL DYNAMICS CO COM 369550108 366 1,520 SH   SOLE NONE 0 0 1,520
GLOBAL X MLP & ENERGY GLB X MLP ENRG I 37954Y293 1,862 43,605 SH   SOLE NONE 0 0 43,605
GRANITESHARES PLATINUM SHS BEN INT 38748T103 174 18,000 SH   SOLE NONE 0 0 18,000
HERSHEY CO COM 427866108 694 3,205 SH   SOLE NONE 0 0 3,205
HOME DEPOT INC COM 437076102 1,856 6,203 SH   SOLE NONE 0 0 6,203
INTEL CORP COM 458140100 1,815 36,627 SH   SOLE NONE 0 0 36,627
INVESCO PREFERRED ETF PFD ETF 46138E511 2,144 158,012 SH   SOLE NONE 0 0 158,012
INVESCO QQQ TRUST UNIT SER 1 46090E103 4,250 11,723 SH   SOLE NONE 0 0 11,723
INVESCO S&P 500 LOW S&P500 LOW VOL 46138E354 908 13,541 SH   SOLE NONE 0 0 13,541
INVSC S P 500 EQUAL S&P500 EQL WGT 46137V357 1,931 12,248 SH   SOLE NONE 0 0 12,248
INVSC S&P SMALL TECH S&P SMLCP INFO 46138E115 621 4,456 SH   SOLE NONE 0 0 4,456
INVSC SOLAR ETF SOLAR ETF 46138G706 2,807 37,209 SH   SOLE NONE 0 0 37,209
ISHARES 0-5 YEAR TIPS 0-5 YR TIPS ETF 46429B747 244 2,329 SH   SOLE NONE 0 0 2,329
ISHARES 1-3 YEAR TREASRY 1 3 YR TREAS BD 464287457 2,700 32,394 SH   SOLE NONE 0 0 32,394
ISHARES BIOTECHNOLOGY ISHARES BIOTECH 464287556 1,619 12,425 SH   SOLE NONE 0 0 12,425
ISHARES BRD USD INV GRD USD INV GRDE ETF 464288620 1,348 24,492 SH   SOLE NONE 0 0 24,492
ISHARES BROAD USD HG YLD BROAD USD HIGH 46435U853 284 7,326 SH   SOLE NONE 0 0 7,326
ISHARES CORE DIVIDEND CORE DIV GRWTH 46434V621 1,692 31,687 SH   SOLE NONE 0 0 31,687
ISHARES CORE HIGH CORE HIGH DV ETF 46429B663 1,620 15,156 SH   SOLE NONE 0 0 15,156
ISHARES CORE MSCI CORE MSCI EMKT 46434G103 5,398 97,176 SH   SOLE NONE 0 0 97,176
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 8,313 119,603 SH   SOLE NONE 0 0 119,603
ISHARES CORE MSCI EUROPE CORE MSCI EURO 46434V738 664 12,438 SH   SOLE NONE 0 0 12,438
ISHARES CORE MSCI INTRL CORE MSCI INTL 46435G326 2,277 35,787 SH   SOLE NONE 0 0 35,787
ISHARES CORE MSCI TOTL CORE MSCI TOTAL 46432F834 348 5,230 SH   SOLE NONE 0 0 5,230
ISHARES CORE S&P 500 CORE S&P500 ETF 464287200 10,456 23,047 SH   SOLE NONE 0 0 23,047
ISHARES CORE S&P MID CAP CORE S&P MCP ETF 464287507 1,227 4,576 SH   SOLE NONE 0 0 4,576
ISHARES CORE S&P SMALL CORE S&P SCP ETF 464287804 2,427 22,500 SH   SOLE NONE 0 0 22,500
ISHARES CORE US CORE US AGGBD ET 464287226 4,544 42,427 SH   SOLE NONE 0 0 42,427
ISHARES CORE US REIT CRE U S REIT ETF 464288521 308 4,779 SH   SOLE NONE 0 0 4,779
ISHARES CYBERSECURITY CYBERSECURITY 46435U135 547 12,834 SH   SOLE NONE 0 0 12,834
ISHARES EDGE U.S. FIXED U.S. FIXED INCME 46435U796 849 9,171 SH   SOLE NONE 0 0 9,171
ISHARES ESG AWARE MSCI ESG AWR MSCI USA 46435G425 319 3,152 SH   SOLE NONE 0 0 3,152
ISHARES EVLVD US INVTV INOVATIV HLTCR 46431W622 671 19,596 SH   SOLE NONE 0 0 19,596
ISHARES EVOLVED US TECHN TECHNOLOGY 46431W648 517 9,372 SH   SOLE NONE 0 0 9,372
ISHARES EXPANDED TECH EXPND TEC SC ETF 464287549 311 802 SH   SOLE NONE 0 0 802
ISHARES EXPONENTIAL EXPONENTIAL TECH 46434V381 686 11,630 SH   SOLE NONE 0 0 11,630
ISHARES FLOATING RATE FLTG RATE NT ETF 46429B655 562 11,125 SH   SOLE NONE 0 0 11,125
ISHARES GLOBAL GLOB HLTHCRE ETF 464287325 570 6,512 SH   SOLE NONE 0 0 6,512
ISHARES GLOBAL GLB INFRASTR ETF 464288372 497 9,772 SH   SOLE NONE 0 0 9,772
ISHARES GLOBAL GLOB INDSTRL ETF 464288729 745 6,423 SH   SOLE NONE 0 0 6,423
ISHARES GLOBAL CONSUMER GLB CNSM STP ETF 464288737 1,102 17,754 SH   SOLE NONE 0 0 17,754
ISHARES GLOBAL CONSUMER GLB CNS DISC ETF 464288745 342 2,193 SH   SOLE NONE 0 0 2,193
ISHARES GLOBAL MATERIALS GLOBAL MATER ETF 464288695 216 2,300 SH   SOLE NONE 0 0 2,300
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 1,093 18,852 SH   SOLE NONE 0 0 18,852
ISHARES GOLD ETF ISHARES NEW 464285204 2,717 73,776 SH   SOLE NONE 0 0 73,776
ISHARES HIGH YIELD 0-5YR HI YL CP 46434V407 663 15,100 SH   SOLE NONE 0 0 15,100
ISHARES IBOXX HIGH YIELD IBOXX HI YD ETF 464288513 1,412 17,167 SH   SOLE NONE 0 0 17,167
ISHARES IBOXX INVT GRADE IBOXX INV CP ETF 464287242 1,888 15,616 SH   SOLE NONE 0 0 15,616
ISHARES INDIA 50 ETF INDIA 50 ETF 464289529 212 4,595 SH   SOLE NONE 0 0 4,595
ISHARES JPMORGAN USD MTS JPMORGAN USD EMG 464288281 800 8,183 SH   SOLE NONE 0 0 8,183
ISHARES MSCI EAF MIN VOL MSCI EAFE MIN VL 46429B689 546 7,575 SH   SOLE NONE 0 0 7,575
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,539 20,915 SH   SOLE NONE 0 0 20,915
ISHARES MSCI EMERGING MSCI EMG MKT ETF 464287234 2,374 52,580 SH   SOLE NONE 0 0 52,580
ISHARES MSCI GLOBAL MIN MSCI GBL MIN VOL 464286525 327 3,127 SH   SOLE NONE 0 0 3,127
ISHARES MSCI INDIA INDEX MSCI INDIA ETF 46429B598 341 7,665 SH   SOLE NONE 0 0 7,665
ISHARES MSCI PACIFIC EX MSCI PAC JP ETF 464286665 329 6,685 SH   SOLE NONE 0 0 6,685
ISHARES MSCI USA MSCI USA SMCP MN 46435G433 608 16,372 SH   SOLE NONE 0 0 16,372
ISHARES MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 2,007 25,876 SH   SOLE NONE 0 0 25,876
ISHARES MSCI USA VALUE MSCI USA VALUE 46432F388 596 5,708 SH   SOLE NONE 0 0 5,708
ISHARES NATIONAL MUNI NATIONAL MUN ETF 464288414 7,791 71,066 SH   SOLE NONE 0 0 71,066
ISHARES PREFERRED INCOME PFD AND INCM SEC 464288687 2,761 75,817 SH   SOLE NONE 0 0 75,817
ISHARES RUSSELL 1000 RUS 1000 GRW ETF 464287614 263 949 SH   SOLE NONE 0 0 949
ISHARES RUSSELL 2000 RUS 2000 VAL ETF 464287630 536 3,322 SH   SOLE NONE 0 0 3,322
ISHARES RUSSELL 2000 RUS 2000 GRW ETF 464287648 396 1,550 SH   SOLE NONE 0 0 1,550
ISHARES RUSSELL 2000 RUSSELL 2000 ETF 464287655 1,391 6,778 SH   SOLE NONE 0 0 6,778
ISHARES RUSSELL MID CAP RUS MDCP VAL ETF 464287473 241 2,016 SH   SOLE NONE 0 0 2,016
ISHARES RUSSELL MID CAP RUS MID CAP ETF 464287499 1,131 14,494 SH   SOLE NONE 0 0 14,494
ISHARES S&P 500 GROWTH S&P 500 GRWT ETF 464287309 5,038 65,967 SH   SOLE NONE 0 0 65,967
ISHARES S&P 500 VALUE S&P 500 VAL ETF 464287408 1,535 9,859 SH   SOLE NONE 0 0 9,859
ISHARES S&P MID CAP 400 S&P MC 400VL ETF 464287705 249 2,272 SH   SOLE NONE 0 0 2,272
ISHARES S&P SMALL CAP SP SMCP600VL ETF 464287879 1,086 10,612 SH   SOLE NONE 0 0 10,612
ISHARES S&P SMLL CAP 600 S&P SML 600 GWT 464287887 1,199 9,588 SH   SOLE NONE 0 0 9,588
ISHARES SELECT DIVIDEND SELECT DIVID ETF 464287168 2,231 17,418 SH   SOLE NONE 0 0 17,418
ISHARES SEMICONDUCTOR ISHARES SEMICDTR 464287523 411 870 SH   SOLE NONE 0 0 870
ISHARES SHORT TREASURY SHORT TREAS BD 464288679 345 3,137 SH   SOLE NONE 0 0 3,137
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 3,285 26,377 SH   SOLE NONE 0 0 26,377
ISHARES TOTAL US STOCK CORE S&P TTL STK 464287150 1,395 13,821 SH   SOLE NONE 0 0 13,821
ISHARES TOTAL USD BOND CORE TOTAL USD 46434V613 1,798 36,235 SH   SOLE NONE 0 0 36,235
ISHARES TR IS 1-5 YR IN ISHS 1-5YR INVS 464288646 958 18,528 SH   SOLE NONE 0 0 18,528
ISHARES TRT IS 5-10 INV ISHS 5-10YR INVT 464288638 1,159 21,125 SH   SOLE NONE 0 0 21,125
ISHARES U S CONSUMER US CONSUM DISCRE 464287580 391 5,217 SH   SOLE NONE 0 0 5,217
ISHARES U S CONSUMER US CONSM STAPLES 464287812 492 2,456 SH   SOLE NONE 0 0 2,456
ISHARES US AEROSPACE US AER DEF ETF 464288760 809 7,309 SH   SOLE NONE 0 0 7,309
ISHARES US BASIC U.S. BAS MTL ETF 464287838 870 5,821 SH   SOLE NONE 0 0 5,821
ISHARES US HEALTHCARE US HLTHCARE ETF 464287762 1,477 5,117 SH   SOLE NONE 0 0 5,117
ISHARES US INDUSTRIALS US INDUSTRIALS 464287754 309 2,937 SH   SOLE NONE 0 0 2,937
ISHARES US TECHNOLOGY U.S. TECH ETF 464287721 1,061 10,306 SH   SOLE NONE 0 0 10,306
ISHARES US UTILITIES U.S. UTILITS ETF 464287697 220 2,420 SH   SOLE NONE 0 0 2,420
ISHS MSCI EMERG MRKT MIN MSCI EMERG MRKT 464286533 602 9,865 SH   SOLE NONE 0 0 9,865
JABIL INC COM 466313103 880 14,266 SH   SOLE NONE 0 0 14,266
JOHNSON & JOHNSON COM 478160104 3,829 21,607 SH   SOLE NONE 0 0 21,607
JPMORGAN CHASE & CO COM 46625H100 1,525 11,189 SH   SOLE NONE 0 0 11,189
JPMORGAN ULTRA SHORT ULTRA SHRT INC 46641Q837 1,878 37,374 SH   SOLE NONE 0 0 37,374
LILLY ELI & CO COM 532457108 751 2,625 SH   SOLE NONE 0 0 2,625
LIVE OAK BANCSHARES INCO COM 53803X105 783 15,387 SH   SOLE NONE 0 0 15,387
LOWES COMPANIES INC COM 548661107 381 1,885 SH   SOLE NONE 0 0 1,885
MARKEL CORP COM 570535104 292 198 SH   SOLE NONE 0 0 198
MCDONALDS CORP COM 580135101 484 1,958 SH   SOLE NONE 0 0 1,958
MEDTRONIC PLC F SHS G5960L103 935 8,434 SH   SOLE NONE 0 0 8,434
MERCK & CO. INC. COM 58933Y105 1,879 22,901 SH   SOLE NONE 0 0 22,901
META PLATFORMS INC CL A 30303M102 383 1,722 SH   SOLE NONE 0 0 1,722
MICROSOFT CORP COM 594918104 5,730 18,587 SH   SOLE NONE 0 0 18,587
MOLSON COORS BEVERAGE CL CL B 60871R209 1,419 26,597 SH   SOLE NONE 0 0 26,597
MONDELEZ INTL CL A 609207105 259 4,137 SH   SOLE NONE 0 0 4,137
MOODYS CORP COM 615369105 637 1,890 SH   SOLE NONE 0 0 1,890
NETFLIX INC COM 64110L106 314 838 SH   SOLE NONE 0 0 838
NOVARTIS AG F SPONSORED ADR 66987V109 431 4,912 SH   SOLE NONE 0 0 4,912
NUVEEN MUNICIPAL VALUE C COM 670928100 95 10,000 SH   SOLE NONE 0 0 10,000
NVIDIA CORP COM 67066G104 5,842 21,411 SH   SOLE NONE 0 0 21,411
NXP SEMICONDUCTORS F COM N6596X109 1,195 6,462 SH   SOLE NONE 0 0 6,462
PALANTIR TECHNOLOGIES IN CL A 69608A108 150 10,963 SH   SOLE NONE 0 0 10,963
PAYPAL HOLDINGS INCORPOR COM 70450Y103 637 5,508 SH   SOLE NONE 0 0 5,508
PEPSICO INC COM 713448108 910 5,440 SH   SOLE NONE 0 0 5,440
PFIZER INC COM 717081103 1,944 37,561 SH   SOLE NONE 0 0 37,561
PHILIP MORRIS INTL COM 718172109 757 8,060 SH   SOLE NONE 0 0 8,060
PINNACLE FINL PARTNR COM 72346Q104 2,126 23,095 SH   SOLE NONE 0 0 23,095
POLARIS INDUSTRIES COM 731068102 207 1,966 SH   SOLE NONE 0 0 1,966
PROCTER & GAMBLE COM 742718109 1,428 9,348 SH   SOLE NONE 0 0 9,348
PROSHARES LONG ONLN SHRT LONG ONLINE SHRT 74347B375 629 13,355 SH   SOLE NONE 0 0 13,355
QUALCOMM INC COM 747525103 300 1,965 SH   SOLE NONE 0 0 1,965
RAYTHEON TECHNOLOGIES CO COM 75513E101 1,598 16,139 SH   SOLE NONE 0 0 16,139
ROYAL BANK OF CANADA F COM 780087102 316 2,869 SH   SOLE NONE 0 0 2,869
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706 7,497 270,000 SH   SOLE NONE 0 0 270,000
SCHWAB FUNDAMENTAL US SCHWAB FDT US SC 808524763 220 4,128 SH   SOLE NONE 0 0 4,128
SCHWAB INTERMEDIATE TERM INTRM TRM TRES 808524854 1,456 27,350 SH   SOLE NONE 0 0 27,350
SCHWAB INTERNATIONAL INTL EQTY ETF 808524805 15,484 421,699 SH   SOLE NONE 0 0 421,699
SCHWAB INTERNATNAL SMALL INTL SCEQT ETF 808524888 4,688 123,488 SH   SOLE NONE 0 0 123,488
SCHWAB SHORT TERM US SHT TM US TRES 808524862 779 15,743 SH   SOLE NONE 0 0 15,743
SCHWAB US AGGREGATE BOND US AGGREGATE B 808524839 14,940 295,441 SH   SOLE NONE 0 0 295,441
SCHWAB US BROAD MARKET US BRD MKT ETF 808524102 30,737 575,716 SH   SOLE NONE 0 0 575,716
SCHWAB US DIVIDEND US DIVIDEND EQ 808524797 7,581 96,106 SH   SOLE NONE 0 0 96,106
SCHWAB US LARGE CAP US LCAP GR ETF 808524300 430 5,754 SH   SOLE NONE 0 0 5,754
SCHWAB US LARGE CAP US LCAP VA ETF 808524409 338 4,742 SH   SOLE NONE 0 0 4,742
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201 6,962 129,298 SH   SOLE NONE 0 0 129,298
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 9,990 210,944 SH   SOLE NONE 0 0 210,944
SCHWAB US TIPS ETF US TIPS ETF 808524870 1,734 28,568 SH   SOLE NONE 0 0 28,568
SELECT SECTOR HEALTH SBI HEALTHCARE 81369Y209 282 2,063 SH   SOLE NONE 0 0 2,063
SKYWORKS SOLUTIONS COM 83088M102 1,333 10,004 SH   SOLE NONE 0 0 10,004
SMARTETFS DIVIDEND SMARTETFS DIVID 402031835 577 22,313 SH   SOLE NONE 0 0 22,313
SMARTFINL INC 0050 COM NEW 83190L208 893 34,938 SH   SOLE NONE 0 0 34,938
SMITH & WESSON BRANDS IN COM 831754106 418 27,691 SH   SOLE NONE 0 0 27,691
SONOS INC COM 83570H108 289 10,248 SH   SOLE NONE 0 0 10,248
SOUTHERN CO COM 842587107 372 5,142 SH   SOLE NONE 0 0 5,142
SPDR BLACKSTONE SENIOR BLACKSTONE SENR 78467V608 353 7,865 SH   SOLE NONE 0 0 7,865
SPDR GOLD SHARES ETF GOLD SHS 78463V107 387 2,147 SH   SOLE NONE 0 0 2,147
SPDR S&P 500 ETF TR UNIT 78462F103 6,599 14,612 SH   SOLE NONE 0 0 14,612
SPDR S&P BIOTECH ETF S&P BIOTECH 78464A870 533 5,935 SH   SOLE NONE 0 0 5,935
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 1,244 9,714 SH   SOLE NONE 0 0 9,714
SPDR SHORT TERM PORTFOLIO SHORT 78464A474 3,939 130,740 SH   SOLE NONE 0 0 130,740
STRYKER CORP COM 863667101 817 3,056 SH   SOLE NONE 0 0 3,056
STURM RUGER & CO INC COM 864159108 647 9,301 SH   SOLE NONE 0 0 9,301
TESLA INC COM 88160R101 7,417 6,883 SH   SOLE NONE 0 0 6,883
TEXAS INSTRUMENTS COM 882508104 367 2,005 SH   SOLE NONE 0 0 2,005
THE COCA-COLA CO COM 191216100 740 11,948 SH   SOLE NONE 0 0 11,948
THE NECESSITY RETAIL REI COM CLASS A 02607T109 123 15,662 SH   SOLE NONE 0 0 15,662
TRACTOR SUPPLY COMP COM 892356106 246 1,057 SH   SOLE NONE 0 0 1,057
UNITED COMMUNITY BKS COM 90984P303 621 17,858 SH   SOLE NONE 0 0 17,858
UNITED PARCEL SRVC CL B 911312106 2,579 12,028 SH   SOLE NONE 0 0 12,028
UNITEDHEALTH GRP INC COM 91324P102 542 1,064 SH   SOLE NONE 0 0 1,064
US GLOBAL JETS ETF US GLB JETS 26922A842 415 19,085 SH   SOLE NONE 0 0 19,085
VANECK GOLD MINERS ETF GOLD MINERS ETF 92189F106 859 22,419 SH   SOLE NONE 0 0 22,419
VANGUARD CONSUMER CONSUM STP ETF 92204A207 18,001 91,884 SH   SOLE NONE 0 0 91,884
VANGUARD DIVIDEND DIV APP ETF 921908844 13,955 86,059 SH   SOLE NONE 0 0 86,059
VANGUARD EMERGING MARKT EMERG MKT BD ETF 921946885 5,329 76,293 SH   SOLE NONE 0 0 76,293
VANGUARD ENERGY ETF ENERGY ETF 92204A306 1,223 11,429 SH   SOLE NONE 0 0 11,429
VANGUARD FTSE ALL WORLD ALLWRLD EX US 922042775 40,019 694,906 SH   SOLE NONE 0 0 694,906
VANGUARD FTSE DEVELOPED FTSE DEV MKT ETF 921943858 42,777 890,639 SH   SOLE NONE 0 0 890,639
VANGUARD FTSE EMERGING FTSE EMR MKT ETF 922042858 34,225 741,932 SH   SOLE NONE 0 0 741,932
VANGUARD FTSE EUROPE FTSE EUROPE ETF 922042874 372 5,983 SH   SOLE NONE 0 0 5,983
VANGUARD FTSE PACIFIC FTSE PACIFIC ETF 922042866 991 13,394 SH   SOLE NONE 0 0 13,394
VANGUARD GLBAL EX US GLB EX US ETF 922042676 255 4,922 SH   SOLE NONE 0 0 4,922
VANGUARD GROWTH ETF GROWTH ETF 922908736 834 2,899 SH   SOLE NONE 0 0 2,899
VANGUARD HEALTH CARE HEALTH CAR ETF 92204A504 429 1,689 SH   SOLE NONE 0 0 1,689
VANGUARD HIGH DIVIDEND HIGH DIV YLD 921946406 12,278 109,385 SH   SOLE NONE 0 0 109,385
VANGUARD INFORMATION INF TECH ETF 92204A702 2,707 6,500 SH   SOLE NONE 0 0 6,500
VANGUARD INTERMEDIATE INTERMED TERM 921937819 646 7,892 SH   SOLE NONE 0 0 7,892
VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 53,802 625,320 SH   SOLE NONE 0 0 625,320
VANGUARD INTERNATNL HGH INTL HIGH ETF 921946794 237 3,518 SH   SOLE NONE 0 0 3,518
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 5,288 25,366 SH   SOLE NONE 0 0 25,366
VANGUARD MID CAP ETF MID CAP ETF 922908629 19,218 80,805 SH   SOLE NONE 0 0 80,805
VANGUARD MID CAP GROWTH MCAP GR IDXVIP 922908538 2,447 10,984 SH   SOLE NONE 0 0 10,984
VANGUARD MID CAP VALUE MCAP VL IDXVIP 922908512 814 5,441 SH   SOLE NONE 0 0 5,441
VANGUARD REAL ESTATE REAL ESTATE ETF 922908553 20,610 190,186 SH   SOLE NONE 0 0 190,186
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,315 5,578 SH   SOLE NONE 0 0 5,578
VANGUARD S&P SMALL CAP SMLLCP 600 IDX 921932828 27,601 139,380 SH   SOLE NONE 0 0 139,380
VANGUARD SHORT TERM SHORT TERM TREAS 92206C102 8,591 144,976 SH   SOLE NONE 0 0 144,976
VANGUARD SHORT TERM COR SHRT TRM CORP BD 92206C409 37,550 480,858 SH   SOLE NONE 0 0 480,858
VANGUARD SHORT-TERM BOND SHORT TRM BOND 921937827 3,918 50,305 SH   SOLE NONE 0 0 50,305
VANGUARD SHRT INF PROT STRM INFPROIDX 922020805 600 11,726 SH   SOLE NONE 0 0 11,726
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 26,636 125,335 SH   SOLE NONE 0 0 125,335
VANGUARD SMALL CAP VALUE SM CP VAL ETF 922908611 2,332 13,255 SH   SOLE NONE 0 0 13,255
VANGUARD TOTAL VG TL INTL STK F 921909768 1,298 21,734 SH   SOLE NONE 0 0 21,734
VANGUARD TOTAL TOTAL INT BD ETF 92203J407 10,204 194,587 SH   SOLE NONE 0 0 194,587
VANGUARD TOTAL BOND TOTAL BND MRKT 921937835 86,793 1,091,197 SH   SOLE NONE 0 0 1,091,197
VANGUARD TOTAL STOCK TOTAL STK MKT 922908769 256,867 1,128,245 SH   SOLE NONE 0 0 1,128,245
VANGUARD TOTAL WORLD TT WRLD ST ETF 922042742 1,236 12,209 SH   SOLE NONE 0 0 12,209
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 20,497 126,677 SH   SOLE NONE 0 0 126,677
VANGUARD VALUE ETF VALUE ETF 922908744 1,081 7,317 SH   SOLE NONE 0 0 7,317
VERIZON COMMUNICATN COM 92343V104 2,276 44,694 SH   SOLE NONE 0 0 44,694
VGRD FTSE ALL WRLD EX US FTSE SMCAP ETF 922042718 3,462 27,952 SH   SOLE NONE 0 0 27,952
VISA INC COM CL A 92826C839 542 2,446 SH   SOLE NONE 0 0 2,446
WALMART INC COM 931142103 1,024 6,882 SH   SOLE NONE 0 0 6,882
WALT DISNEY CO COM 254687106 587 4,281 SH   SOLE NONE 0 0 4,281
WESTROCK CO COM 96145D105 414 8,808 SH   SOLE NONE 0 0 8,808
WHEELS UP EXPERIENCE I F COM CL A 96328L106 164 52,741 SH   SOLE NONE 0 0 52,741
YAMANA GOLD INC F COM 98462Y100 150 26,891 SH   SOLE NONE 0 0 26,891