The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALAUNOS THERAPEUTICS INC COM 98973P101 40 61,000 SH   SOLE   0 0 61,000
PIMCO MUN INCOME FD III COM 72201A103 104 10,000 SH   SOLE   0 0 10,000
PIMCO MUN INCOME FD COM 72200R107 120 10,000 SH   SOLE   0 0 10,000
SANDSTORM GOLD LTD COM NEW 80013R206 123 15,255 SH   SOLE   0 0 15,255
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107 127 13,818 SH   SOLE   0 0 13,818
PIMCO CALIF MUN INCOME FD II COM 72200M108 151 20,000 SH   SOLE   0 0 20,000
PIMCO CALIF MUN INCOME FD II COM 72201C109 179 20,000 SH   SOLE   0 0 20,000
DOLLAR TREE INC COM 256746108 201 1,255 SH   SOLE   0 0 1,255
WASTE MGMT INC DEL COM 94106L109 206 1,300 SH   SOLE   0 0 1,300
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 216 1,368 SH   SOLE   0 0 1,368
GENERAL DYNAMICS CORP COM 369550108 228 944 SH   SOLE   0 0 944
HARTFORD FINL SVCS GROUP INC COM 416515104 228 3,170 SH   SOLE   0 0 3,170
ABRDN PALLADIUM ETF TRUST PHYSICAL PALLADM 003262102 232 1,110 SH   SOLE   0 0 1,110
ASML HOLDING N V N Y REGISTRY SHS N07059210 237 355 SH   SOLE   0 0 355
AFLAC INC COM 001055102 244 3,790 SH   SOLE   0 0 3,790
VIATRIS INC COM 92556V106 246 22,627 SH   SOLE   0 0 22,627
NVIDIA CORPORATION COM 67066G104 247 905 SH   SOLE   0 0 905
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 249 2,890 SH   SOLE   0 0 2,890
NETAPP INC COM 64110D104 249 3,000 SH   SOLE   0 0 3,000
CARRIER GLOBAL CORPORATION COM 14448C104 253 5,513 SH   SOLE   0 0 5,513
CAPITAL ONE FINL CORP COM 14040H105 263 2,000 SH   SOLE   0 0 2,000
CITIGROUP INC COM NEW 172967424 268 5,010 SH   SOLE   0 0 5,010
METTLER TOLEDO INTERNATIONAL COM 592688105 275 200 SH   SOLE   0 0 200
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 282 2,700 SH   SOLE   0 0 2,700
SOUTHERN CO COM 842587107 285 3,932 SH   SOLE   0 0 3,932
PHILLIPS 66 COM 718546104 287 3,327 SH   SOLE   0 0 3,327
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 299 22,046 SH   SOLE   0 0 22,046
CAMPBELL SOUP CO COM 134429109 301 6,750 SH   SOLE   0 0 6,750
ISHARES TR S&P 500 GRWT ETF 464287309 303 3,972 SH   SOLE   0 0 3,972
RAYONIER INC COM 754907103 316 7,682 SH   SOLE   0 0 7,682
SALESFORCE COM INC COM 79466L302 322 1,515 SH   SOLE   0 0 1,515
NEWMONT CORP COM 651639106 322 4,047 SH   SOLE   0 0 4,047
DOW INC COM 260557103 335 5,261 SH   SOLE   0 0 5,261
CARMAX INC COM 143130102 339 3,514 SH   SOLE   0 0 3,514
MADISON SQUARE GRDN ENTERTNM CL A 55826T102 341 4,096 SH   SOLE   0 0 4,096
ISHARES TR RUS MID CAP ETF 464287499 344 4,409 SH   SOLE   0 0 4,409
ALLIANT ENERGY CORP COM 018802108 350 5,600 SH   SOLE   0 0 5,600
HANNON ARMSTRONG SUST INFR C COM 41068X100 351 7,406 SH   SOLE   0 0 7,406
INTUITIVE SURGICAL INC COM NEW 46120E602 359 1,190 SH   SOLE   0 0 1,190
ISHARES TR PFD AND INCM SEC 464288687 376 10,325 SH   SOLE   0 0 10,325
PIMCO CALIF MUN INCOME FD COM 72200N106 393 25,000 SH   SOLE   0 0 25,000
CORTEVA INC COM 22052L104 400 6,951 SH   SOLE   0 0 6,951
ESSENTIAL UTILS INC COM 29670G102 418 8,168 SH   SOLE   0 0 8,168
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 431 4,000 SH   SOLE   0 0 4,000
GENERAL ELECTRIC CO COM NEW 369604301 435 4,759 SH   SOLE   0 0 4,759
APPLIED MATLS INC COM 038222105 461 3,500 SH   SOLE   0 0 3,500
TRANE TECHNOLOGIES PLC SHS G8994E103 465 3,045 SH   SOLE   0 0 3,045
CSX CORP COM 126408103 467 12,475 SH   SOLE   0 0 12,475
STATE STR CORP COM 857477103 479 5,500 SH   SOLE   0 0 5,500
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 487 3,254 SH   SOLE   0 0 3,254
PAYCHEX INC COM 704326107 492 3,606 SH   SOLE   0 0 3,606
ISHARES TR MSCI EMG MKT ETF 464287234 495 10,960 SH   SOLE   0 0 10,960
VANGUARD BD INDEX FDS INTERMED TERM 921937819 509 6,217 SH   SOLE   0 0 6,217
EATON CORP PLC SHS G29183103 515 3,395 SH   SOLE   0 0 3,395
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 518 10,777 SH   SOLE   0 0 10,777
ISHARES TR CORE S&P US VLU 464287663 534 7,033 SH   SOLE   0 0 7,033
CIGNA CORP NEW COM 125523100 545 2,276 SH   SOLE   0 0 2,276
ISHARES TR CORE S&P MCP ETF 464287507 572 2,130 SH   SOLE   0 0 2,130
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 581 12,591 SH   SOLE   0 0 12,591
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 582 13,368 SH   SOLE   0 0 13,368
COPART INC COM 217204106 590 4,700 SH   SOLE   0 0 4,700
REALTY INCOME CORP COM 756109104 607 8,759 SH   SOLE   0 0 8,759
FEDEX CORP COM 31428X106 619 2,677 SH   SOLE   0 0 2,677
GENERAL MLS INC COM 370334104 627 9,258 SH   SOLE   0 0 9,258
TELEDYNE TECHNOLOGIES INC COM 879360105 628 1,328 SH   SOLE   0 0 1,328
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 637 48,541 SH   SOLE   0 0 48,541
ILLUMINA INC COM 452327109 638 1,825 SH   SOLE   0 0 1,825
PROGRESSIVE CORP COM 743315103 647 5,675 SH   SOLE   0 0 5,675
SPDR SER TR S&P 400 MDCP GRW 78464A821 650 8,758 SH   SOLE   0 0 8,758
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 681 1,388 SH   SOLE   0 0 1,388
STARBUCKS CORP COM 855244109 706 7,760 SH   SOLE   0 0 7,760
DUPONT DE NEMOURS INC COM 26614N102 706 9,591 SH   SOLE   0 0 9,591
UNITED RENTALS INC COM 911363109 710 2,000 SH   SOLE   0 0 2,000
QUALCOMM INC COM 747525103 720 4,713 SH   SOLE   0 0 4,713
NVR INC COM 62944T105 737 165 SH   SOLE   0 0 165
VANGUARD INDEX FDS SML CP GRW ETF 922908595 740 2,981 SH   SOLE   0 0 2,981
SCHWAB STRATEGIC TR US TIPS ETF 808524870 748 12,325 SH   SOLE   0 0 12,325
ZIMMER BIOMET HOLDINGS INC COM 98956P102 811 6,340 SH   SOLE   0 0 6,340
ISHARES TR NATIONAL MUN ETF 464288414 811 7,393 SH   SOLE   0 0 7,393
LOCKHEED MARTIN CORP COM 539830109 826 1,871 SH   SOLE   0 0 1,871
TARGET CORP COM 87612E106 846 3,989 SH   SOLE   0 0 3,989
VANGUARD INDEX FDS SM CP VAL ETF 922908611 869 4,937 SH   SOLE   0 0 4,937
HUMANA INC COM 444859102 870 2,000 SH   SOLE   0 0 2,000
MEDTRONIC PLC SHS G5960L103 888 8,003 SH   SOLE   0 0 8,003
CANADIAN PAC RY LTD COM 13645T100 896 10,850 SH   SOLE   0 0 10,850
VANECK ETF TRUST BIOTECH ETF 92189F726 924 5,700 SH   SOLE   0 0 5,700
WEYERHAEUSER CO MTN BE COM NEW 962166104 934 24,648 SH   SOLE   0 0 24,648
MERCK & CO INC COM 58933Y105 941 11,467 SH   SOLE   0 0 11,467
CONOCOPHILLIPS COM 20825C104 945 9,451 SH   SOLE   0 0 9,451
ISHARES TR RUSSELL 2000 ETF 464287655 950 4,628 SH   SOLE   0 0 4,628
VANGUARD INDEX FDS SMALL CP ETF 922908751 969 4,561 SH   SOLE   0 0 4,561
NEXTERA ENERGY INC COM 65339F101 975 11,505 SH   SOLE   0 0 11,505
BK OF AMERICA CORP COM 060505104 999 24,238 SH   SOLE   0 0 24,238
AMERICAN ELEC PWR CO INC COM 025537101 1,015 10,175 SH   SOLE   0 0 10,175
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,058 2 SH   SOLE   0 0 2
ECOLAB INC COM 278865100 1,103 6,245 SH   SOLE   0 0 6,245
DANAHER CORPORATION COM 235851102 1,106 3,770 SH   SOLE   0 0 3,770
UNILEVER PLC SPON ADR NEW 904767704 1,108 24,322 SH   SOLE   0 0 24,322
ILLINOIS TOOL WKS INC COM 452308109 1,167 5,574 SH   SOLE   0 0 5,574
GENUINE PARTS CO COM 372460105 1,189 9,435 SH   SOLE   0 0 9,435
CVB FINL CORP COM 126600105 1,192 51,371 SH   SOLE   0 0 51,371
HERSHEY CO COM 427866108 1,213 5,600 SH   SOLE   0 0 5,600
BOEING CO COM 097023105 1,278 6,672 SH   SOLE   0 0 6,672
TJX COS INC NEW COM 872540109 1,278 21,095 SH   SOLE   0 0 21,095
COLGATE PALMOLIVE CO COM 194162103 1,298 17,117 SH   SOLE   0 0 17,117
WELLS FARGO CO NEW COM 949746101 1,318 27,191 SH   SOLE   0 0 27,191
MARKEL CORP COM 570535104 1,320 895 SH   SOLE   0 0 895
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,431 18,370 SH   SOLE   0 0 18,370
KIMBERLY-CLARK CORP COM 494368103 1,444 11,727 SH   SOLE   0 0 11,727
ISHARES TR TIPS BD ETF 464287176 1,510 12,121 SH   SOLE   0 0 12,121
NORTHROP GRUMMAN CORP COM 666807102 1,535 3,433 SH   SOLE   0 0 3,433
CLOROX CO DEL COM 189054109 1,625 11,686 SH   SOLE   0 0 11,686
PRICE T ROWE GROUP INC COM 74144T108 1,643 10,870 SH   SOLE   0 0 10,870
ORACLE CORP COM 68389X105 1,657 20,025 SH   SOLE   0 0 20,025
ALTRIA GROUP INC COM 02209S103 1,673 32,012 SH   SOLE   0 0 32,012
MONDELEZ INTL INC CL A 609207105 1,712 27,275 SH   SOLE   0 0 27,275
CATERPILLAR INC COM 149123101 1,764 7,918 SH   SOLE   0 0 7,918
AUTOMATIC DATA PROCESSING IN COM 053015103 1,777 7,808 SH   SOLE   0 0 7,808
PHILIP MORRIS INTL INC COM 718172109 1,822 19,393 SH   SOLE   0 0 19,393
SCHWAB CHARLES CORP COM 808513105 1,880 22,300 SH   SOLE   0 0 22,300
ROSS STORES INC COM 778296103 1,892 20,915 SH   SOLE   0 0 20,915
INTERNATIONAL BUSINESS MACHS COM 459200101 1,947 14,972 SH   SOLE   0 0 14,972
ISHARES TR U.S. MED DVC ETF 464288810 2,021 33,159 SH   SOLE   0 0 33,159
FISERV INC COM 337738108 2,060 20,312 SH   SOLE   0 0 20,312
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,064 5,950 SH   SOLE   0 0 5,950
TESLA INC COM 88160R101 2,069 1,920 SH   SOLE   0 0 1,920
COINBASE GLOBAL INC COM CL A 19260Q107 2,076 10,934 SH   SOLE   0 0 10,934
AMERICAN EXPRESS CO COM 025816109 2,163 11,567 SH   SOLE   0 0 11,567
FASTENAL CO COM 311900104 2,280 38,380 SH   SOLE   0 0 38,380
COCA COLA CO COM 191216100 2,361 38,078 SH   SOLE   0 0 38,078
UNITED PARCEL SERVICE INC CL B 911312106 2,408 11,228 SH   SOLE   0 0 11,228
SYSCO CORP COM 871829107 2,628 32,183 SH   SOLE   0 0 32,183
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,048 28,125 SH   SOLE   0 0 28,125
ISHARES TR CORE S&P500 ETF 464287200 3,101 6,834 SH   SOLE   0 0 6,834
LOWES COS INC COM 548661107 3,192 15,786 SH   SOLE   0 0 15,786
LINDE PLC SHS G5494J103 3,322 10,400 SH   SOLE   0 0 10,400
BECTON DICKINSON & CO COM 075887109 3,484 13,099 SH   SOLE   0 0 13,099
SMUCKER J M CO COM NEW 832696405 3,577 26,418 SH   SOLE   0 0 26,418
EPAM SYS INC COM 29414B104 3,634 12,252 SH   SOLE   0 0 12,252
MADISON SQUARE GRDN SPRT COR CL A 55825T103 3,654 20,372 SH   SOLE   0 0 20,372
VANGUARD INDEX FDS MID CAP ETF 922908629 3,691 15,520 SH   SOLE   0 0 15,520
LILLY ELI & CO COM 532457108 3,769 13,160 SH   SOLE   0 0 13,160
META PLATFORMS INC CL A 30303M102 4,006 18,013 SH   SOLE   0 0 18,013
WALMART INC COM 931142103 4,076 27,370 SH   SOLE   0 0 27,370
ROKU INC COM CL A 77543R102 4,273 34,113 SH   SOLE   0 0 34,113
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,343 9,616 SH   SOLE   0 0 9,616
HONEYWELL INTL INC COM 438516106 4,480 23,025 SH   SOLE   0 0 23,025
PAYPAL HLDGS INC COM 70450Y103 4,550 39,342 SH   SOLE   0 0 39,342
SPOTIFY TECHNOLOGY S A SHS L8681T102 4,633 30,680 SH   SOLE   0 0 30,680
NIKE INC CL B 654106103 4,671 34,715 SH   SOLE   0 0 34,715
HOME DEPOT INC COM 437076102 5,043 16,847 SH   SOLE   0 0 16,847
UNITEDHEALTH GROUP INC COM 91324P102 5,627 11,034 SH   SOLE   0 0 11,034
AVALARA INC COM 05338G106 5,715 57,424 SH   SOLE   0 0 57,424
INTEL CORP COM 458140100 5,720 115,420 SH   SOLE   0 0 115,420
NORFOLK SOUTHN CORP COM 655844108 5,738 20,118 SH   SOLE   0 0 20,118
CUMMINS INC COM 231021106 5,754 28,050 SH   SOLE   0 0 28,050
BRISTOL-MYERS SQUIBB CO COM 110122108 5,878 80,488 SH   SOLE   0 0 80,488
JPMORGAN CHASE & CO COM 46625H100 5,911 43,356 SH   SOLE   0 0 43,356
EMERSON ELEC CO COM 291011104 6,076 61,966 SH   SOLE   0 0 61,966
INVESCO QQQ TR UNIT SER 1 46090E103 6,228 17,178 SH   SOLE   0 0 17,178
ETSY INC COM 29786A106 6,402 51,509 SH   SOLE   0 0 51,509
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,424 28,218 SH   SOLE   0 0 28,218
DIAGEO PLC SPON ADR NEW 25243Q205 6,563 32,306 SH   SOLE   0 0 32,306
EXXON MOBIL CORP COM 30231G102 7,542 91,317 SH   SOLE   0 0 91,317
VANGUARD WORLD FDS UTILITIES ETF 92204A876 8,015 49,533 SH   SOLE   0 0 49,533
MOODYS CORP COM 615369105 8,155 24,169 SH   SOLE   0 0 24,169
AMERICAN TOWER CORP NEW COM 03027X100 8,351 33,239 SH   SOLE   0 0 33,239
CYBERARK SOFTWARE LTD SHS M2682V108 8,634 51,164 SH   SOLE   0 0 51,164
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,936 55,107 SH   SOLE   0 0 55,107
DEERE & CO COM 244199105 9,246 22,255 SH   SOLE   0 0 22,255
AMGEN INC COM 031162100 9,780 40,444 SH   SOLE   0 0 40,444
COSTCO WHSL CORP NEW COM 22160K105 10,330 17,938 SH   SOLE   0 0 17,938
AUTODESK INC COM 052769106 10,736 50,087 SH   SOLE   0 0 50,087
3M CO COM 88579Y101 11,142 74,842 SH   SOLE   0 0 74,842
ISHARES TR SHORT TREAS BD 464288679 11,360 103,040 SH   SOLE   0 0 103,040
VANGUARD STAR FDS VG TL INTL STK F 921909768 12,009 201,008 SH   SOLE   0 0 201,008
UNION PAC CORP COM 907818108 12,175 44,563 SH   SOLE   0 0 44,563
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12,384 158,588 SH   SOLE   0 0 158,588
VERIZON COMMUNICATIONS INC COM 92343V104 12,484 245,064 SH   SOLE   0 0 245,064
NOVARTIS AG SPONSORED ADR 66987V109 12,895 146,944 SH   SOLE   0 0 146,944
PFIZER INC COM 717081103 12,923 249,624 SH   SOLE   0 0 249,624
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 13,284 296,716 SH   SOLE   0 0 296,716
BLACKROCK INC COM 09247X101 13,646 17,857 SH   SOLE   0 0 17,857
MCDONALDS CORP COM 580135101 14,140 57,185 SH   SOLE   0 0 57,185
KKR & CO INC COM 48251W104 14,168 242,303 SH   SOLE   0 0 242,303
RAYTHEON TECHNOLOGIES CORP COM 75513E101 14,685 148,223 SH   SOLE   0 0 148,223
WORKDAY INC CL A 98138H101 16,878 70,487 SH   SOLE   0 0 70,487
CHEVRON CORP NEW COM 166764100 16,884 103,695 SH   SOLE   0 0 103,695
ABBVIE INC COM 00287Y109 17,359 107,081 SH   SOLE   0 0 107,081
PEPSICO INC COM 713448108 17,429 104,129 SH   SOLE   0 0 104,129
DISNEY WALT CO COM 254687106 17,466 127,344 SH   SOLE   0 0 127,344
MASTERCARD INCORPORATED CL A 57636Q104 18,120 50,703 SH   SOLE   0 0 50,703
ISHARES TR BARCLAYS 7 10 YR 464287440 18,196 169,309 SH   SOLE   0 0 169,309
ISHARES TR 1 3 YR TREAS BD 464287457 18,272 219,227 SH   SOLE   0 0 219,227
CISCO SYS INC COM 17275R102 18,423 330,410 SH   SOLE   0 0 330,410
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 18,799 167,477 SH   SOLE   0 0 167,477
VISA INC COM CL A 92826C839 18,884 85,150 SH   SOLE   0 0 85,150
GOLD TR ISHARES NEW 464285204 20,234 549,383 SH   SOLE   0 0 549,383
JOHNSON & JOHNSON COM 478160104 26,302 148,405 SH   SOLE   0 0 148,405
ABBOTT LABS COM 002824100 27,381 231,341 SH   SOLE   0 0 231,341
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 29,385 369,432 SH   SOLE   0 0 369,432
ALPHABET INC CAP STK CL C 02079K107 30,848 11,044 SH   SOLE   0 0 11,044
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 34,483 97,711 SH   SOLE   0 0 97,711
TEXAS INSTRS INC COM 882508104 35,376 192,806 SH   SOLE   0 0 192,806
ALPHABET INC CAP STK CL A 02079K305 47,492 17,075 SH   SOLE   0 0 17,075
AMAZON COM INC COM 023135106 49,181 15,087 SH   SOLE   0 0 15,087
MICROSOFT CORP COM 594918104 83,525 270,911 SH   SOLE   0 0 270,911
APPLE INC COM 037833100 92,938 532,263 SH   SOLE   0 0 532,263
PROCTER AND GAMBLE CO COM 742718109 415,181 2,717,152 SH   SOLE   0 0 2,717,152