The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 573 24,259 SH   SOLE 0 0 0 24,259
ABBVIE INC COM 00287Y109 1,626 10,028 SH   SOLE 0 0 0 10,028
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,051 13,627 SH   SOLE 0 0 0 13,627
APPLE INC COM 037833100 12,594 72,128 SH   SOLE 0 0 0 72,128
BK OF AMERICA CORP COM 060505104 1,530 37,109 SH   SOLE 0 0 0 37,109
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 708 29,981 SH   SOLE 0 0 0 29,981
BOEING CO COM 097023105 2,303 12,025 SH   SOLE 0 0 0 12,025
BRISTOL-MYERS SQUIBB CO COM 110122108 884 12,104 SH   SOLE 0 0 0 12,104
CATERPILLAR INC COM 149123101 2,291 10,281 SH   SOLE 0 0 0 10,281
CHEVRON CORP NEW COM 166764100 1,854 11,389 SH   SOLE 0 0 0 11,389
CISCO SYS INC COM 17275R102 931 16,697 SH   SOLE 0 0 0 16,697
CITIGROUP INC COM NEW 172967424 574 10,745 SH   SOLE 0 0 0 10,745
COCA COLA CO COM 191216100 1,205 19,429 SH   SOLE 0 0 0 19,429
COHEN & STEERS QUALITY INCOM COM 19247L106 409 24,470 SH   SOLE 0 0 0 24,470
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607 3,491 166,612 SH   SOLE 0 0 0 166,612
CONSTELLATION ENERGY CORP COM 21037T109 904 16,066 SH   SOLE 0 0 0 16,066
DEVON ENERGY CORP NEW COM 25179M103 5,712 96,601 SH   SOLE 0 0 0 96,601
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 912 18,603 SH   SOLE 0 0 0 18,603
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 76,940 2,789,714 SH   SOLE 0 0 0 2,789,714
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 45,462 1,822,137 SH   SOLE 0 0 0 1,822,137
DISNEY WALT CO COM 254687106 1,604 11,691 SH   SOLE 0 0 0 11,691
ENBRIDGE INC COM 29250N105 765 16,597 SH   SOLE 0 0 0 16,597
ENTERPRISE PRODS PARTNERS L COM 293792107 467 18,109 SH   SOLE 0 0 0 18,109
EXELON CORP COM 30161N101 2,296 48,200 SH   SOLE 0 0 0 48,200
EXXON MOBIL CORP COM 30231G102 1,300 15,744 SH   SOLE 0 0 0 15,744
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 515 20,318 SH   SOLE 0 0 0 20,318
FORD MTR CO DEL COM 345370860 303 17,900 SH   SOLE 0 0 0 17,900
HOME DEPOT INC COM 437076102 3,545 11,842 SH   SOLE 0 0 0 11,842
HORMEL FOODS CORP COM 440452100 777 15,068 SH   SOLE 0 0 0 15,068
INNOVATOR ETFS TR IBD 50 ETF 45782C102 398 10,176 SH   SOLE 0 0 0 10,176
INTEL CORP COM 458140100 905 18,255 SH   SOLE 0 0 0 18,255
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 1,688 32,176 SH   SOLE 0 0 0 32,176
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 3,930 21,382 SH   SOLE 0 0 0 21,382
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 3,770 20,641 SH   SOLE 0 0 0 20,641
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 24,494 365,087 SH   SOLE 0 0 0 365,087
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 268 12,851 SH   SOLE 0 0 0 12,851
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1,530 67,674 SH   SOLE 0 0 0 67,674
INVITAE CORP COM 46185L103 319 40,000 SH   SOLE 0 0 0 40,000
GOLD TR ISHARES NEW 464285204 595 16,165 SH   SOLE 0 0 0 16,165
ISHARES INC JP MRGN EM HI BD 464286285 526 13,225 SH   SOLE 0 0 0 13,225
ISHARES TR CORE S&P TTL STK 464287150 18,278 181,076 SH   SOLE 0 0 0 181,076
ISHARES TR SELECT DIVID ETF 464287168 2,134 16,651 SH   SOLE 0 0 0 16,651
ISHARES TR TIPS BD ETF 464287176 45,462 364,954 SH   SOLE 0 0 0 364,954
ISHARES TR CORE S&P500 ETF 464287200 53,703 118,369 SH   SOLE 0 0 0 118,369
ISHARES TR CORE US AGGBD ET 464287226 105,200 982,261 SH   SOLE 0 0 0 982,261
ISHARES TR MSCI EMG MKT ETF 464287234 2,729 60,450 SH   SOLE 0 0 0 60,450
ISHARES TR S&P 500 GRWT ETF 464287309 104,170 1,363,844 SH   SOLE 0 0 0 1,363,844
ISHARES TR S&P 500 VAL ETF 464287408 107,212 688,494 SH   SOLE 0 0 0 688,494
ISHARES TR BARCLAYS 7 10 YR 464287440 2,079 19,346 SH   SOLE 0 0 0 19,346
ISHARES TR 1 3 YR TREAS BD 464287457 4,651 55,803 SH   SOLE 0 0 0 55,803
ISHARES TR MSCI EAFE ETF 464287465 4,043 54,927 SH   SOLE 0 0 0 54,927
ISHARES TR RUS MID CAP ETF 464287499 1,315 16,847 SH   SOLE 0 0 0 16,847
ISHARES TR CORE S&P MCP ETF 464287507 53,877 200,778 SH   SOLE 0 0 0 200,778
ISHARES TR RUS 1000 VAL ETF 464287598 13,863 83,525 SH   SOLE 0 0 0 83,525
ISHARES TR RUS 1000 GRW ETF 464287614 10,087 36,333 SH   SOLE 0 0 0 36,333
ISHARES TR RUSSELL 2000 ETF 464287655 9,717 47,338 SH   SOLE 0 0 0 47,338
ISHARES TR CORE S&P SCP ETF 464287804 29,885 277,024 SH   SOLE 0 0 0 277,024
ISHARES TR SHRT NAT MUN ETF 464288158 3,055 29,208 SH   SOLE 0 0 0 29,208
ISHARES TR JPMORGAN USD EMG 464288281 21,070 215,528 SH   SOLE 0 0 0 215,528
ISHARES TR NATIONAL MUN ETF 464288414 123,831 1,129,435 SH   SOLE 0 0 0 1,129,435
ISHARES TR INTL SEL DIV ETF 464288448 1,222 38,464 SH   SOLE 0 0 0 38,464
ISHARES TR MBS ETF 464288588 7,616 74,758 SH   SOLE 0 0 0 74,758
ISHARES TR USD INV GRDE ETF 464288620 7,448 135,325 SH   SOLE 0 0 0 135,325
ISHARES TR ISHS 1-5YR INVS 464288646 2,005 38,766 SH   SOLE 0 0 0 38,766
ISHARES TR SHORT TREAS BD 464288679 1,502 13,623 SH   SOLE 0 0 0 13,623
ISHARES TR PFD AND INCM SEC 464288687 42,716 1,172,875 SH   SOLE 0 0 0 1,172,875
ISHARES TR EAFE VALUE ETF 464288877 752 14,967 SH   SOLE 0 0 0 14,967
ISHARES TR AGGRES ALLOC ETF 464289859 1,203 17,456 SH   SOLE 0 0 0 17,456
ISHARES TR GRWT ALLOCAT ETF 464289867 888 16,448 SH   SOLE 0 0 0 16,448
ISHARES TR US TREAS BD ETF 46429B267 11,962 480,199 SH   SOLE 0 0 0 480,199
ISHARES TR FLTG RATE NT ETF 46429B655 2,372 46,957 SH   SOLE 0 0 0 46,957
ISHARES TR CORE HIGH DV ETF 46429B663 1,836 17,172 SH   SOLE 0 0 0 17,172
ISHARES TR MSCI EAFE MIN VL 46429B689 2,005 27,799 SH   SOLE 0 0 0 27,799
ISHARES TR MSCI USA MIN VOL 46429B697 977 12,601 SH   SOLE 0 0 0 12,601
ISHARES U S ETF TR INT RT HDG C B 46431W705 43,346 463,443 SH   SOLE 0 0 0 463,443
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 8,072 162,219 SH   SOLE 0 0 0 162,219
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 54,575 1,362,682 SH   SOLE 0 0 0 1,362,682
ISHARES TR MSCI USA QLT FCT 46432F339 18,990 141,050 SH   SOLE 0 0 0 141,050
ISHARES TR MSCI USA VALUE 46432F388 103,695 991,636 SH   SOLE 0 0 0 991,636
ISHARES TR CORE MSCI TOTAL 46432F834 26,791 402,392 SH   SOLE 0 0 0 402,392
ISHARES TR CORE MSCI EAFE 46432F842 151,064 2,173,267 SH   SOLE 0 0 0 2,173,267
ISHARES INC CORE MSCI EMKT 46434G103 42,098 757,839 SH   SOLE 0 0 0 757,839
ISHARES INC ESG AWR MSCI EM 46434G863 2,541 69,190 SH   SOLE 0 0 0 69,190
ISHARES TR MSCI INTL QUALTY 46434V456 4,958 134,483 SH   SOLE 0 0 0 134,483
ISHARES TR CORE DIV GRWTH 46434V621 13,624 255,079 SH   SOLE 0 0 0 255,079
ISHARES TR HDG MSCI EAFE 46434V803 478 14,079 SH   SOLE 0 0 0 14,079
ISHARES TR BLACKROCK ULTRA 46434V878 1,293 25,790 SH   SOLE 0 0 0 25,790
ISHARES TR IBONDS DEC23 ETF 46434VAX8 3,014 119,240 SH   SOLE 0 0 0 119,240
ISHARES TR IBONDS DEC22 ETF 46434VBA7 2,793 111,561 SH   SOLE 0 0 0 111,561
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,919 75,980 SH   SOLE 0 0 0 75,980
ISHARES TR IBONDS DEC24 ETF 46434VBG4 2,618 104,303 SH   SOLE 0 0 0 104,303
ISHARES TR IBONDS DEC2023 46435G318 2,450 96,183 SH   SOLE 0 0 0 96,183
ISHARES TR FALN ANGLS USD 46435G474 903 32,516 SH   SOLE 0 0 0 32,516
ISHARES TR ESG AW MSCI EAFE 46435G516 2,909 39,460 SH   SOLE 0 0 0 39,460
ISHARES TR INTL DIV GRWTH 46435G524 2,607 39,980 SH   SOLE 0 0 0 39,980
ISHARES TR IBONDS DEC2022 46435G755 2,692 103,876 SH   SOLE 0 0 0 103,876
ISHARES TR IBONDS DEC2026 46435GAA0 1,864 75,606 SH   SOLE 0 0 0 75,606
ISHARES TR ESG MSCI LEADR 46435U218 8,026 101,356 SH   SOLE 0 0 0 101,356
ISHARES TR IBONDS DEC 26 46435U259 1,534 60,156 SH   SOLE 0 0 0 60,156
ISHARES TR IBONDS DEC 27 46435U283 1,186 46,628 SH   SOLE 0 0 0 46,628
ISHARES TR IBONDS DEC 28 46435U325 2,140 84,036 SH   SOLE 0 0 0 84,036
ISHARES TR IBONDS DEC 25 46435U432 855 32,063 SH   SOLE 0 0 0 32,063
ISHARES TR USD GRN BOND ETF 46435U440 705 13,939 SH   SOLE 0 0 0 13,939
ISHARES TR IBDS DEC28 ETF 46435U515 360 13,659 SH   SOLE 0 0 0 13,659
ISHARES TR ESG AWR US AGRGT 46435U549 2,927 56,672 SH   SOLE 0 0 0 56,672
ISHARES TR ESG AWARE MSCI 46435U663 897 23,588 SH   SOLE 0 0 0 23,588
ISHARES TR IBONDS DEC 46435U697 1,315 50,590 SH   SOLE 0 0 0 50,590
ISHARES TR IBONDS 27 ETF 46435UAA9 531 21,275 SH   SOLE 0 0 0 21,275
ISHARES TR ESG MSCI EM LDRS 46436E601 695 12,896 SH   SOLE 0 0 0 12,896
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 92,732 1,831,209 SH   SOLE 0 0 0 1,831,209
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 8,462 165,690 SH   SOLE 0 0 0 165,690
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 33,041 657,265 SH   SOLE 0 0 0 657,265
MATTHEWS INTL CORP CL A 577128101 413 12,771 SH   SOLE 0 0 0 12,771
MERCK & CO INC COM 58933Y105 2,146 26,150 SH   SOLE 0 0 0 26,150
MICROSOFT CORP COM 594918104 11,809 38,302 SH   SOLE 0 0 0 38,302
MONDELEZ INTL INC CL A 609207105 645 10,271 SH   SOLE 0 0 0 10,271
NEXTERA ENERGY INC COM 65339F101 2,463 29,071 SH   SOLE 0 0 0 29,071
NORTH EUROPEAN OIL RTY TR SH BEN INT 659310106 211 13,254 SH   SOLE 0 0 0 13,254
NUVEEN AMT FREE QLTY MUN INC COM 670657105 2,565 195,225 SH   SOLE 0 0 0 195,225
NUVEEN QUALITY MUNCP INCOME COM 67066V101 3,071 229,858 SH   SOLE 0 0 0 229,858
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 2,439 187,457 SH   SOLE 0 0 0 187,457
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 422 28,918 SH   SOLE 0 0 0 28,918
NUVEEN AMT FREE MUN CR INC F COM 67071L106 648 43,839 SH   SOLE 0 0 0 43,839
NUVEEN MUN VALUE FD INC COM 670928100 1,164 121,523 SH   SOLE 0 0 0 121,523
ORGANON & CO COMMON STOCK 68622V106 555 15,899 SH   SOLE 0 0 0 15,899
PG&E CORP COM 69331C108 359 30,038 SH   SOLE 0 0 0 30,038
PFIZER INC COM 717081103 1,144 22,100 SH   SOLE 0 0 0 22,100
PIONEER MUNICIPAL HIGH INCOM COM 723762100 1,224 124,537 SH   SOLE 0 0 0 124,537
PIONEER MUNICIPAL HIGH INCOM COM SHS 723763108 1,432 136,428 SH   SOLE 0 0 0 136,428
PROCTER AND GAMBLE CO COM 742718109 2,701 17,678 SH   SOLE 0 0 0 17,678
PROSHARES TR S&P 500 DV ARIST 74348A467 78,515 827,261 SH   SOLE 0 0 0 827,261
ROCKWELL AUTOMATION INC COM 773903109 9,328 33,311 SH   SOLE 0 0 0 33,311
SBA COMMUNICATIONS CORP NEW CL A 78410G104 3,987 11,587 SH   SOLE 0 0 0 11,587
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,484 25,426 SH   SOLE 0 0 0 25,426
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 477 12,354 SH   SOLE 0 0 0 12,354
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 28,805 1,046,688 SH   SOLE 0 0 0 1,046,688
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 9,758 284,652 SH   SOLE 0 0 0 284,652
SPDR SER TR NUVEEN BLOOMBERG 78464A284 4,934 89,473 SH   SOLE 0 0 0 89,473
SPDR SER TR ICE PFD SEC ETF 78464A292 841 21,563 SH   SOLE 0 0 0 21,563
SPDR SER TR PRTFLO S&P500 GW 78464A409 37,754 570,212 SH   SOLE 0 0 0 570,212
SPDR SER TR PRTFLO S&P500 VL 78464A508 505 12,085 SH   SOLE 0 0 0 12,085
SPDR SER TR S&P DIVID ETF 78464A763 7,987 62,347 SH   SOLE 0 0 0 62,347
SSGA ACTIVE ETF TR INCOM ALLO ETF 78467V202 844 24,728 SH   SOLE 0 0 0 24,728
SPDR SER TR NUVEEN BLMBRG MU 78468R721 37,291 778,843 SH   SOLE 0 0 0 778,843
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,824 38,537 SH   SOLE 0 0 0 38,537
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 47,813 895,537 SH   SOLE 0 0 0 895,537
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,209 22,457 SH   SOLE 0 0 0 22,457
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 51,496 688,262 SH   SOLE 0 0 0 688,262
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 26,086 365,402 SH   SOLE 0 0 0 365,402
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,056 66,647 SH   SOLE 0 0 0 66,647
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,488 73,652 SH   SOLE 0 0 0 73,652
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,604 93,769 SH   SOLE 0 0 0 93,769
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 713 22,130 SH   SOLE 0 0 0 22,130
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 18,026 490,910 SH   SOLE 0 0 0 490,910
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 24,999 494,338 SH   SOLE 0 0 0 494,338
SCHWAB STRATEGIC TR US REIT ETF 808524847 745 29,920 SH   SOLE 0 0 0 29,920
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,994 100,816 SH   SOLE 0 0 0 100,816
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,640 125,843 SH   SOLE 0 0 0 125,843
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,666 16,777 SH   SOLE 0 0 0 16,777
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,703 76,586 SH   SOLE 0 0 0 76,586
TRUIST FINL CORP COM 89832Q109 614 10,831 SH   SOLE 0 0 0 10,831
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 1,695 30,719 SH   SOLE 0 0 0 30,719
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 1,508 64,842 SH   SOLE 0 0 0 64,842
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,710 78,381 SH   SOLE 0 0 0 78,381
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,094 18,311 SH   SOLE 0 0 0 18,311
VANGUARD WORLD FD ESG US STK ETF 921910733 975 12,030 SH   SOLE 0 0 0 12,030
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 29,999 377,150 SH   SOLE 0 0 0 377,150
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 188,365 3,921,810 SH   SOLE 0 0 0 3,921,810
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,664 14,822 SH   SOLE 0 0 0 14,822
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,457 44,000 SH   SOLE 0 0 0 44,000
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 21,983 381,713 SH   SOLE 0 0 0 381,713
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,017 195,459 SH   SOLE 0 0 0 195,459
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,475 19,916 SH   SOLE 0 0 0 19,916
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 4,667 74,932 SH   SOLE 0 0 0 74,932
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 5,085 19,990 SH   SOLE 0 0 0 19,990
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 789 10,098 SH   SOLE 0 0 0 10,098
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,016 23,429 SH   SOLE 0 0 0 23,429
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 62,647 1,215,257 SH   SOLE 0 0 0 1,215,257
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 292,938 705,586 SH   SOLE 0 0 0 705,586
VANGUARD INDEX FDS GROWTH ETF 922908736 3,132 10,889 SH   SOLE 0 0 0 10,889
VANGUARD INDEX FDS VALUE ETF 922908744 3,530 23,889 SH   SOLE 0 0 0 23,889
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,305 27,693 SH   SOLE 0 0 0 27,693
VERIZON COMMUNICATIONS INC COM 92343V104 1,155 22,682 SH   SOLE 0 0 0 22,682
WELLS FARGO CO NEW COM 949746101 714 14,735 SH   SOLE 0 0 0 14,735
WHEATON PRECIOUS METALS CORP COM 962879102 566 11,888 SH   SOLE 0 0 0 11,888
WISDOMTREE TR INTRST RATE HDGE 97717W380 2,380 51,240 SH   SOLE 0 0 0 51,240
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,681 60,348 SH   SOLE 0 0 0 60,348