The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM COM 037833100 20,316 125,568 SH   SOLE   125,568 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 3,769 36,615 SH   SOLE   36,615 0 0
MICROSOFT CORP COM COM 594918104 2,522 9,205 SH   SOLE   9,205 0 0
ISHARES TIPS BOND ETF ETF 464287176 2,125 17,504 SH   SOLE   17,504 0 0
ALPHABET INC CAP STK CL A COM 02079K305 1,694 708 SH   SOLE   708 0 0
ISHARES S&P CITIGROUP INTL TSY BD FUND EXUS ETF 464288117 1,590 36,250 SH   SOLE   36,250 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 1,547 30,641 SH   SOLE   30,641 0 0
SPDR GOLD SHARES ETF 78463V107 1,499 8,316 SH   SOLE   8,316 0 0
HOME DEPOT INC COM COM 437076102 1,498 4,991 SH   SOLE   4,991 0 0
INVESCO SENIOR LOAN ETF ETF 46138G508 1,395 64,426 SH   SOLE   64,426 0 0
AMAZON COM INC COM COM 023135106 1,325 459 SH   SOLE   459 0 0
CHEVRON CORP NEW COM COM 166764100 1,288 8,002 SH   SOLE   8,002 0 0
EOG RES INC COM COM 26875P101 1,278 11,006 SH   SOLE   11,006 0 0
EXXON MOBIL CORP COM COM 30231G102 1,222 14,357 SH   SOLE   14,357 0 0
SCHWAB U.S. TIPS ETF ETF 808524870 1,129 19,032 SH   SOLE   19,032 0 0
JOHNSON & JOHNSON COM COM 478160104 1,102 6,071 SH   SOLE   6,071 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 1,102 1,927 SH   SOLE   1,927 0 0
ISHARES GNMA BOND FUND ETF 46429B333 1,059 23,133 SH   SOLE   23,133 0 0
NOVO-NORDISK A S ADR ADR 670100205 969 8,751 SH   SOLE   8,751 0 0
JPMORGAN CHASE & CO COM COM 46625H100 928 7,321 SH   SOLE   7,321 0 0
PFIZER INC COM COM 717081103 922 19,165 SH   SOLE   19,165 0 0
MEDTRONIC PLC SHS COM G5960L103 915 8,492 SH   SOLE   8,492 0 0
DOW INC COM COM 260557103 912 13,311 SH   SOLE   13,311 0 0
TARGET CORP COM COM 87612E106 904 3,739 SH   SOLE   3,739 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 902 11,903 SH   SOLE   11,903 0 0
SOUTHERN CO COM COM 842587107 879 11,583 SH   SOLE   11,583 0 0
CISCO SYS INC COM COM 17275R102 870 16,948 SH   SOLE   16,948 0 0
MERCK & CO INC COM COM 58933Y105 870 10,287 SH   SOLE   10,287 0 0
ABBOTT LABS COM COM 002824100 846 7,071 SH   SOLE   7,071 0 0
ADVANCED MICRO DEVICES INC COM COM 007903107 838 9,505 SH   SOLE   9,505 0 0
SVB FINANCIAL GROUP COM COM 78486Q101 827 1,528 SH   SOLE   1,528 0 0
SCHLUMBERGER LTD COM STK COM 806857108 811 19,483 SH   SOLE   19,483 0 0
ISHARES MBS ETF ETF 464288588 800 8,184 SH   SOLE   8,184 0 0
PROCTER AND GAMBLE CO COM COM 742718109 796 4,935 SH   SOLE   4,935 0 0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 777 8,440 SH   SOLE   8,440 0 0
DOLLAR GEN CORP NEW COM COM 256677105 758 3,048 SH   SOLE   3,048 0 0
KRAFT HEINZ CO COM COM 500754106 751 17,400 SH   SOLE   17,400 0 0
INTEL CORP COM COM 458140100 730 15,693 SH   SOLE   15,693 0 0
CATERPILLAR INC COM COM 149123101 704 3,255 SH   SOLE   3,255 0 0
CONAGRA BRANDS INC COM COM 205887102 702 19,438 SH   SOLE   19,438 0 0
VALERO ENERGY CORP COM COM 91913Y100 692 6,712 SH   SOLE   6,712 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 676 13,733 SH   SOLE   13,733 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 667 12,726 SH   SOLE   12,726 0 0
LILLY ELI & CO COM COM 532457108 627 2,250 SH   SOLE   2,250 0 0
ABBVIE INC COM COM 00287Y109 623 4,020 SH   SOLE   4,020 0 0
AMGEN INC COM COM 031162100 618 2,467 SH   SOLE   2,467 0 0
WELLS FARGO CO NEW COM COM 949746101 608 13,118 SH   SOLE   13,118 0 0
CVS HEALTH CORP COM COM 126650100 580 5,701 SH   SOLE   5,701 0 0
BARRICK GOLD CORP COM COM 067901108 545 22,972 SH   SOLE   22,972 0 0
KLA CORP COM NEW COM 482480100 513 1,581 SH   SOLE   1,581 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 503 14,646 SH   SOLE   14,646 0 0
ISHARES 1 3 YEAR TREASURY BOND ETF ETF 464287457 489 5,902 SH   SOLE   5,902 0 0
NVIDIA CORPORATION COM COM 67066G104 471 2,412 SH   SOLE   2,412 0 0
MGM RESORTS INTERNATIONAL COM COM 552953101 468 11,389 SH   SOLE   11,389 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 460 10,124 SH   SOLE   10,124 0 0
HONEYWELL INTL INC COM COM 438516106 454 2,379 SH   SOLE   2,379 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 449 2,591 SH   SOLE   2,591 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 439 6,517 SH   SOLE   6,517 0 0
ISHARES 1 5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 437 8,572 SH   SOLE   8,572 0 0
PUBLIC STORAGE COM REIT 74460D109 427 1,061 SH   SOLE   1,061 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 417 1,948 SH   SOLE   1,948 0 0
MCDONALDS CORP COM COM 580135101 415 1,658 SH   SOLE   1,658 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 408 1,559 SH   SOLE   1,559 0 0
POSCO HOLDINGS INC SPONSORED ADR ADR 693483109 399 6,938 SH   SOLE   6,938 0 0
NEWELL BRANDS INC COM COM 651229106 398 17,520 SH   SOLE   17,520 0 0
OLD DOMINION FREIGHT LINE INC COM COM 679580100 391 1,454 SH   SOLE   1,454 0 0
VERISK ANALYTICS INC COM COM 92345Y106 386 1,835 SH   SOLE   1,835 0 0
US BANCORP DEL COM NEW COM 902973304 371 7,300 SH   SOLE   7,300 0 0
PROLOGIS INC. COM REIT 74340W103 368 2,180 SH   SOLE   2,180 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 348 3,048 SH   SOLE   3,048 0 0
WALMART INC COM COM 931142103 338 2,157 SH   SOLE   2,157 0 0
SHELL PLC SPON ADS ADR 780259305 331 5,961 SH   SOLE   5,961 0 0
COTERRA ENERGY INC COM COM 127097103 330 11,396 SH   SOLE   11,396 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 329 6,342 SH   SOLE   6,342 0 0
AT&T INC COM COM 00206R102 324 16,587 SH   SOLE   16,587 0 0
NETFLIX INC COM COM 64110L106 324 1,501 SH   SOLE   1,501 0 0
COCA COLA CO COM COM 191216100 314 4,805 SH   SOLE   4,805 0 0
BLACKROCK INC COM COM 09247X101 312 470 SH   SOLE   470 0 0
GILEAD SCIENCES INC COM COM 375558103 311 4,992 SH   SOLE   4,992 0 0
PARAMOUNT GLOBAL CLASS B COM COM 92556H206 307 9,903 SH   SOLE   9,903 0 0
EDWARDS LIFESCIENCES CORP COM COM 28176E108 305 2,579 SH   SOLE   2,579 0 0
WEYERHAEUSER CO MTN BE COM NEW REIT 962166104 277 6,662 SH   SOLE   6,662 0 0
ISHARES MSCI SOUTH KOREA ETF ETF 464286772 276 4,092 SH   SOLE   4,092 0 0
SAP SE SPON ADR ADR 803054204 272 2,615 SH   SOLE   2,615 0 0
FORTINET INC COM COM 34959E109 264 868 SH   SOLE   868 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 261 815 SH   SOLE   815 0 0
STATE STR CORP COM COM 857477103 248 3,497 SH   SOLE   3,497 0 0
EMERSON ELEC CO COM COM 291011104 238 2,547 SH   SOLE   2,547 0 0
UBIQUITI INC COM COM 90353W103 237 833 SH   SOLE   833 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 236 453 SH   SOLE   453 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 234 1,512 SH   SOLE   1,512 0 0
TWITTER INC COM COM 90184L102 233 4,755 SH   SOLE   4,755 0 0
FASTENAL CO COM COM 311900104 232 4,068 SH   SOLE   4,068 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 227 9,407 SH   SOLE   9,407 0 0
ON SEMICONDUCTOR CORP COM COM 682189105 225 4,354 SH   SOLE   4,354 0 0
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307 225 2,630 SH   SOLE   2,630 0 0
CITIGROUP INC COM NEW COM 172967424 217 4,228 SH   SOLE   4,228 0 0
TRACTOR SUPPLY CO COM COM 892356106 216 1,043 SH   SOLE   1,043 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109 213 4,345 SH   SOLE   4,345 0 0
FREEPORT-MCMORAN INC CL B COM 35671D857 213 5,080 SH   SOLE   5,080 0 0
BAXTER INTL INC COM COM 071813109 210 2,877 SH   SOLE   2,877 0 0
UNION PAC CORP COM COM 907818108 206 878 SH   SOLE   878 0 0
SAREPTA THERAPEUTICS INC COM COM 803607100 202 2,645 SH   SOLE   2,645 0 0
NOMURA HLDGS INC SPONSORED ADR ADR 65535H208 176 45,058 SH   SOLE   45,058 0 0