The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 245 538 SH   SOLE   0 0 538
ALPHABET INC CAP STK CL A 02079K305 273 98 SH   SOLE   0 0 98
ALPHABET INC CAP STK CL C 02079K107 229 82 SH   SOLE   0 0 82
AMAZON COM INC COM 023135106 463 142 SH   SOLE   0 0 142
AMGEN INC COM 031162100 298 1,234 SH   SOLE   0 0 1,234
APPLE INC COM 037833100 7,652 43,822 SH   SOLE   0 0 43,822
AT&T INC COM 00206R102 540 22,868 SH   SOLE   0 0 22,868
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,752 7,797 SH   SOLE   0 0 7,797
BLACKROCK ETF TRUST II HIGH YLD MUNI IN 092528207 534 22,053 SH   SOLE   0 0 22,053
BOEING CO COM 097023105 294 1,534 SH   SOLE   0 0 1,534
CIGNA CORP NEW COM 125523100 505 2,106 SH   SOLE   0 0 2,106
COMCAST CORP NEW CL A 20030N101 243 5,188 SH   SOLE   0 0 5,188
CSX CORP COM 126408103 398 10,617 SH   SOLE   0 0 10,617
DISNEY WALT CO COM 254687106 620 4,522 SH   SOLE   0 0 4,522
DUKE ENERGY CORP NEW COM NEW 26441C204 223 2,001 SH   SOLE   0 0 2,001
EXXON MOBIL CORP COM 30231G102 484 5,857 SH   SOLE   0 0 5,857
HOME DEPOT INC COM 437076102 334 1,116 SH   SOLE   0 0 1,116
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 865 5,484 SH   SOLE   0 0 5,484
ISHARES GOLD TR ISHARES NEW 464285204 227 6,162 SH   SOLE   0 0 6,162
ISHARES INC ESG AWR MSCI EM 46434G863 443 12,054 SH   SOLE   0 0 12,054
ISHARES INC CORE MSCI EMKT 46434G103 301 5,415 SH   SOLE   0 0 5,415
ISHARES TR CORE S&P500 ETF 464287200 34,664 76,404 SH   SOLE   0 0 76,404
ISHARES TR RUSSELL 3000 ETF 464287689 8,228 31,361 SH   SOLE   0 0 31,361
ISHARES TR 1 3 YR TREAS BD 464287457 7,321 87,832 SH   SOLE   0 0 87,832
ISHARES TR MSCI USA MIN VOL 46429B697 4,806 61,962 SH   SOLE   0 0 61,962
ISHARES TR SHORT TREAS BD 464288679 3,144 28,515 SH   SOLE   0 0 28,515
ISHARES TR ESG AWR MSCI USA 46435G425 2,503 24,696 SH   SOLE   0 0 24,696
ISHARES TR CORE S&P TTL STK 464287150 2,072 20,530 SH   SOLE   0 0 20,530
ISHARES TR RUS 1000 GRW ETF 464287614 2,008 7,233 SH   SOLE   0 0 7,233
ISHARES TR CORE MSCI EAFE 46432F842 1,802 25,917 SH   SOLE   0 0 25,917
ISHARES TR NATIONAL MUN ETF 464288414 1,480 13,497 SH   SOLE   0 0 13,497
ISHARES TR U.S. ENERGY ETF 464287796 1,390 33,959 SH   SOLE   0 0 33,959
ISHARES TR U.S. TECH ETF 464287721 1,357 13,167 SH   SOLE   0 0 13,167
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,347 53,799 SH   SOLE   0 0 53,799
ISHARES TR MSCI EAFE MIN VL 46429B689 1,242 17,215 SH   SOLE   0 0 17,215
ISHARES TR TIPS BD ETF 464287176 1,210 9,717 SH   SOLE   0 0 9,717
ISHARES TR U.S. FIN SVC ETF 464287770 1,166 6,468 SH   SOLE   0 0 6,468
ISHARES TR US HLTHCARE ETF 464287762 1,160 4,018 SH   SOLE   0 0 4,018
ISHARES TR EAFE GRWTH ETF 464288885 885 9,192 SH   SOLE   0 0 9,192
ISHARES TR IBONDS DEC23 ETF 46434VAX8 791 31,290 SH   SOLE   0 0 31,290
ISHARES TR EAFE VALUE ETF 464288877 752 14,962 SH   SOLE   0 0 14,962
ISHARES TR CORE HIGH DV ETF 46429B663 692 6,473 SH   SOLE   0 0 6,473
ISHARES TR PFD AND INCM SEC 464288687 685 18,820 SH   SOLE   0 0 18,820
ISHARES TR CORE TOTAL USD 46434V613 662 13,329 SH   SOLE   0 0 13,329
ISHARES TR RUS 1000 VAL ETF 464287598 633 3,816 SH   SOLE   0 0 3,816
ISHARES TR CORE S&P SCP ETF 464287804 554 5,133 SH   SOLE   0 0 5,133
ISHARES TR US TREAS BD ETF 46429B267 527 21,146 SH   SOLE   0 0 21,146
ISHARES TR GLOBAL TECH ETF 464287291 509 8,777 SH   SOLE   0 0 8,777
ISHARES TR FLTG RATE NT ETF 46429B655 496 9,822 SH   SOLE   0 0 9,822
ISHARES TR S&P 500 VAL ETF 464287408 479 3,076 SH   SOLE   0 0 3,076
ISHARES TR MSCI USA VALUE 46432F388 454 4,346 SH   SOLE   0 0 4,346
ISHARES TR FACTORS US VAL 46436E304 454 15,590 SH   SOLE   0 0 15,590
ISHARES TR SHRT NAT MUN ETF 464288158 435 4,156 SH   SOLE   0 0 4,156
ISHARES TR NEW ZEALAND ETF 464289420 404 5,800 SH   SOLE   0 0 5,800
ISHARES TR MORNINGSTR US EQ 464287127 373 5,932 SH   SOLE   0 0 5,932
ISHARES TR RUS MID CAP ETF 464287499 362 4,641 SH   SOLE   0 0 4,641
ISHARES TR IBONDS DEC2026 46435G755 338 13,059 SH   SOLE   0 0 13,059
ISHARES TR SELECT DIVID ETF 464287168 313 2,445 SH   SOLE   0 0 2,445
ISHARES TR IBOXX INV CP ETF 464287242 313 2,590 SH   SOLE   0 0 2,590
ISHARES TR IBONDS DEC23 ETF 46434V621 293 5,479 SH   SOLE   0 0 5,479
ISHARES TR FALN ANGLS USD 46435G474 289 10,422 SH   SOLE   0 0 10,422
ISHARES TR MSCI KLD400 SOC 464288570 285 3,285 SH   SOLE   0 0 3,285
ISHARES TR RUSEL 2500 ETF 46435G268 272 4,362 SH   SOLE   0 0 4,362
ISHARES TR IBONDS 27 ETF 46435U432 239 8,973 SH   SOLE   0 0 8,973
ISHARES TR IBONDS DEC2026 46435G516 231 3,130 SH   SOLE   0 0 3,130
ISHARES TR GLOBAL FINLS ETF 464287333 225 2,837 SH   SOLE   0 0 2,837
ISHARES TR MSCI EAFE ETF 464287465 223 3,032 SH   SOLE   0 0 3,032
ISHARES TR ESG MSCI USA ETF 46436E767 211 5,926 SH   SOLE   0 0 5,926
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 3,735 75,055 SH   SOLE   0 0 75,055
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,145 23,099 SH   SOLE   0 0 23,099
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 597 14,902 SH   SOLE   0 0 14,902
JOHNSON & JOHNSON COM 478160104 355 2,003 SH   SOLE   0 0 2,003
JPMORGAN CHASE & CO COM 46625H100 353 2,586 SH   SOLE   0 0 2,586
MCDONALDS CORP COM 580135101 412 1,666 SH   SOLE   0 0 1,666
MICROSOFT CORP COM 594918104 1,416 4,594 SH   SOLE   0 0 4,594
PEPSICO INC COM 713448108 200 1,197 SH   SOLE   0 0 1,197
PFIZER INC COM 717081103 207 4,000 SH   SOLE   0 0 4,000
PIMCO ETF TR 1-5 US TIP IDX 72201R833 9,650 96,342 SH   SOLE   0 0 96,342
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,062 38,905 SH   SOLE   0 0 38,905
RAYTHEON TECHNOLOGIES CORP COM 75513E101 470 4,745 SH   SOLE   0 0 4,745
SPDR S&P 500 ETF TR TR UNIT 78462F103 963 2,133 SH   SOLE   0 0 2,133
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 293 6,555 SH   SOLE   0 0 6,555
TESLA INC COM 88160R101 4,571 4,242 SH   SOLE   0 0 4,242
UNITED PARCEL SERVICE INC CL B 911312106 222 1,036 SH   SOLE   0 0 1,036
VANECK ETF TRUST MRNGSTR DURA DIV 92189H201 1,948 41,165 SH   SOLE   0 0 41,165
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 10,479 63,257 SH   SOLE   0 0 63,257
VANGUARD INDEX FDS S&P 500 ETF SHS 922908769 255 1,118 SH   SOLE   0 0 1,118
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9,515 58,677 SH   SOLE   0 0 58,677
VERIZON COMMUNICATIONS INC COM 92343V104 408 8,008 SH   SOLE   0 0 8,008