The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 604 3,400 SH   SOLE   3,400 0 0
ABBOTT LABS COM 002824100 373 2,647 SH   SOLE   2,647 0 0
ABBVIE INC COM 00287Y109 432 3,188 SH   SOLE   3,188 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,455 3,509 SH   SOLE   3,509 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,989 3,507 SH   SOLE   3,507 0 0
ADVANCED DRAIN SYS INC DEL COM 00790R104 1,538 11,295 SH   SOLE   11,295 0 0
ADVANCED MICRO DEVICES INC COM 007903107 424 2,949 SH   SOLE   2,949 0 0
ALLEGHANY CORP MD COM 017175100 280 420 SH   SOLE   420 0 0
ALLSTATE CORP COM 020002101 307 2,589 SH   SOLE   2,589 0 0
ALPHABET INC CAP STK CL C 02079K107 1,999 691 SH   SOLE   691 0 0
ALPHABET INC CAP STK CL A 02079K305 1,692 584 SH   SOLE   584 0 0
ALTRIA GROUP INC COM 02209S103 210 4,422 SH   SOLE   4,422 0 0
AMAZON COM INC COM 023135106 5,088 1,526 SH   SOLE   1,526 0 0
ANALOG DEVICES INC COM 032654105 360 2,050 SH   SOLE   2,050 0 0
APPLE INC COM 037833100 14,013 78,917 SH   SOLE   78,917 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,761 2,212 SH   SOLE   2,212 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 375 6,442 SH   SOLE   6,442 0 0
AT&T INC COM 00206R102 345 14,010 SH   SOLE   14,010 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 222 899 SH   SOLE   899 0 0
AUTOZONE INC COM 053332102 631 301 SH   SOLE   301 0 0
BAKER HUGHES COMPANY CL A 05722G100 333 13,844 SH   SOLE   13,844 0 0
BALL CORP COM 058498106 1,726 17,926 SH   SOLE   17,926 0 0
BECTON DICKINSON & CO COM 075887109 562 2,236 SH   SOLE   2,236 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,349 4,512 SH   SOLE   4,512 0 0
BIO RAD LABS INC CL A 090572207 1,231 1,629 SH   SOLE   1,629 0 0
BK OF AMERICA CORP COM 060505104 614 13,806 SH   SOLE   13,806 0 0
BLACKBAUD INC COM 09227Q100 273 3,455 SH   SOLE   3,455 0 0
BLACKROCK INC COM 09247X101 642 701 SH   SOLE   701 0 0
BOEING CO COM 097023105 278 1,380 SH   SOLE   1,380 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 403 6,465 SH   SOLE   6,465 0 0
CENTENE CORP DEL COM 15135B101 319 3,871 SH   SOLE   3,871 0 0
CHEVRON CORP NEW COM 166764100 712 6,067 SH   SOLE   6,067 0 0
CHUBB LIMITED COM H1467J104 557 2,870 SH   SOLE   2,870 0 0
CIENA CORP COM NEW 171779309 346 4,500 SH   SOLE   4,500 0 0
CINTAS CORP COM 172908105 617 1,393 SH   SOLE   1,393 0 0
CISCO SYS INC COM 17275R102 556 8,776 SH   SOLE   8,776 0 0
CITIGROUP INC COM NEW 172967424 352 5,828 SH   SOLE   5,828 0 0
COCA COLA CO COM 191216100 563 9,501 SH   SOLE   9,501 0 0
COLGATE PALMOLIVE CO COM 194162103 2,171 25,442 SH   SOLE   25,442 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,079 7,186 SH   SOLE   7,186 0 0
COUPANG INC CL A 22266T109 508 17,291 SH   SOLE   17,291 0 0
CROCS INC COM 227046109 217 1,696 SH   SOLE   1,696 0 0
CSX CORP COM 126408103 211 5,613 SH   SOLE   5,613 0 0
CVS HEALTH CORP COM 126650100 566 5,482 SH   SOLE   5,482 0 0
DANAHER CORPORATION COM 235851102 2,556 7,768 SH   SOLE   7,768 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 372 6,204 SH   SOLE   6,204 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 199 4,184 SH   SOLE   4,184 0 0
DISNEY WALT CO COM 254687106 1,492 9,632 SH   SOLE   9,632 0 0
DOMINOS PIZZA INC COM 25754A201 308 546 SH   SOLE   546 0 0
DOUGLAS EMMETT INC COM 25960P109 938 28,008 SH   SOLE   28,008 0 0
ECOLAB INC COM 278865100 376 1,604 SH   SOLE   1,604 0 0
EMBRAER S.A. SPONSORED ADS 29082A107 442 24,905 SH   SOLE   24,905 0 0
EMERSON ELEC CO COM 291011104 283 3,047 SH   SOLE   3,047 0 0
EVERCORE INC CLASS A 29977A105 660 4,861 SH   SOLE   4,861 0 0
EXXON MOBIL CORP COM 30231G102 637 10,417 SH   SOLE   10,417 0 0
FEDEX CORP COM 31428X106 269 1,041 SH   SOLE   1,041 0 0
FERRARI N V COM N3167Y103 752 2,904 SH   SOLE   2,904 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 438 2,119 SH   SOLE   2,119 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 1,718 67,200 SH   SOLE   67,200 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860 1,515 24,700 SH   SOLE   24,700 0 0
FORD MTR CO DEL COM 345370860 580 27,901 SH   SOLE   27,901 0 0
FRANKLIN RESOURCES INC COM 354613101 469 13,999 SH   SOLE   13,999 0 0
GENERAL DYNAMICS CORP COM 369550108 378 1,811 SH   SOLE   1,811 0 0
GILEAD SCIENCES INC COM 375558103 315 4,333 SH   SOLE   4,333 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 459 1,201 SH   SOLE   1,201 0 0
GROCERY OUTLET HLDG CORP COM 39874R101 418 14,785 SH   SOLE   14,785 0 0
HERC HLDGS INC COM 42704L104 1,191 7,610 SH   SOLE   7,610 0 0
HOME DEPOT INC COM 437076102 4,001 9,641 SH   SOLE   9,641 0 0
HOWARD HUGHES CORP COM 44267D107 249 2,450 SH   SOLE   2,450 0 0
IDEXX LABS INC COM 45168D104 618 938 SH   SOLE   938 0 0
IMAX CORP COM 45245E109 214 11,995 SH   SOLE   11,995 0 0
INFOSYS LTD SPONSORED ADR 456788108 203 8,006 SH   SOLE   8,006 0 0
INTEL CORP COM 458140100 1,196 23,229 SH   SOLE   23,229 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 415 3,031 SH   SOLE   3,031 0 0
INTERNATIONAL PAPER CO COM 460146103 204 4,349 SH   SOLE   4,349 0 0
INTERPUBLIC GROUP COS INC COM 460690100 310 8,266 SH   SOLE   8,266 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,628 4,531 SH   SOLE   4,531 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 7,845 354,971 SH   SOLE   354,971 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 886 2,227 SH   SOLE   2,227 0 0
IQVIA HLDGS INC COM 46266C105 434 1,537 SH   SOLE   1,537 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 1,262 11,657 SH   SOLE   11,657 0 0
ISHARES INC CORE MSCI EMKT 46434G103 831 13,878 SH   SOLE   13,878 0 0
ISHARES TR SELECT DIVID ETF 464287168 196 1,599 SH   SOLE   1,599 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,453 3,047 SH   SOLE   3,047 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,149 18,834 SH   SOLE   18,834 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,255 25,684 SH   SOLE   25,684 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,225 66,410 SH   SOLE   66,410 0 0
ISHARES TR CORE S&P MCP ETF 464287507 114 401 SH   SOLE   401 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 882 2,888 SH   SOLE   2,888 0 0
ISHARES TR RUS 1000 ETF 464287622 8 32 SH   SOLE   32 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 78,239 471,175 SH   SOLE   471,175 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 15,574 70,009 SH   SOLE   70,009 0 0
ISHARES TR CORE S&P US VLU 464287663 204 2,672 SH   SOLE   2,672 0 0
ISHARES TR CORE S&P SCP ETF 464287804 396 3,455 SH   SOLE   3,455 0 0
ISHARES TR S&P SML 600 GWT 464287887 289 2,079 SH   SOLE   2,079 0 0
ISHARES TR MSCI ACWI EX US 464288240 200 3,600 SH   SOLE   3,600 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,365 12,900 SH   SOLE   12,900 0 0
ISHARES TR PFD AND INCM SEC 464288687 8,852 224,507 SH   SOLE   224,507 0 0
ISHARES TR MICRO-CAP ETF 464288869 165 1,179 SH   SOLE   1,179 0 0
ISHARES TR EAFE VALUE ETF 464288877 847 16,814 SH   SOLE   16,814 0 0
ISHARES TR MSCI INDIA ETF 46429B598 239 5,200 SH   SOLE   5,200 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 19,457 764,830 SH   SOLE   764,830 0 0
ISHARES TR FALN ANGLS USD 46435G474 89,565 2,988,500 SH   SOLE   2,988,500 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 55,026 1,090,050 SH   SOLE   1,090,050 0 0
JOHNSON & JOHNSON COM 478160104 2,347 13,721 SH   SOLE   13,721 0 0
JPMORGAN CHASE & CO COM 46625H100 1,176 7,426 SH   SOLE   7,426 0 0
KELLOGG CO COM 487836108 280 4,352 SH   SOLE   4,352 0 0
KINDER MORGAN INC DEL COM 49456B101 333 20,984 SH   SOLE   20,984 0 0
KLA CORP COM NEW 482480100 284 661 SH   SOLE   661 0 0
KROGER CO COM 501044101 432 9,541 SH   SOLE   9,541 0 0
LAM RESEARCH CORP COM 512807108 324 450 SH   SOLE   450 0 0
LAMB WESTON HLDGS INC COM 513272104 414 6,533 SH   SOLE   6,533 0 0
LAUDER ESTEE COS INC CL A 518439104 2,266 6,122 SH   SOLE   6,122 0 0
LGI HOMES INC COM 50187T106 1,261 8,163 SH   SOLE   8,163 0 0
LINDE PLC SHS G5494J103 2,263 6,533 SH   SOLE   6,533 0 0
MASTERCARD INCORPORATED CL A 57636Q104 912 2,539 SH   SOLE   2,539 0 0
MCDONALDS CORP COM 580135101 693 2,585 SH   SOLE   2,585 0 0
MCKESSON CORP COM 58155Q103 417 1,676 SH   SOLE   1,676 0 0
MDU RES GROUP INC COM 552690109 13,613 441,420 SH   SOLE   441,420 0 0
MEDTRONIC PLC SHS G5960L103 344 3,310 SH   SOLE   3,310 0 0
MERCK & CO INC COM 58933Y105 1,797 23,412 SH   SOLE   23,412 0 0
META PLATFORMS INC CL A 30303M102 1,813 5,389 SH   SOLE   5,389 0 0
METHANEX CORP COM 59151K108 260 6,586 SH   SOLE   6,586 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 305 3,501 SH   SOLE   3,501 0 0
MICROSOFT CORP COM 594918104 19,165 56,984 SH   SOLE   56,984 0 0
MOODYS CORP COM 615369105 1,339 3,428 SH   SOLE   3,428 0 0
MSCI INC COM 55354G100 1,925 3,142 SH   SOLE   3,142 0 0
NETFLIX INC COM 64110L106 536 889 SH   SOLE   889 0 0
NEWMONT CORP COM 651639106 456 7,357 SH   SOLE   7,357 0 0
NIKE INC CL B 654106103 2,051 12,303 SH   SOLE   12,303 0 0
NOVARTIS AG SPONSORED ADR 66987V109 392 4,482 SH   SOLE   4,482 0 0
NVIDIA CORPORATION COM 67066G104 773 2,629 SH   SOLE   2,629 0 0
OLAPLEX HLDGS INC COM 679369108 646 22,180 SH   SOLE   22,180 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100 2,372 6,620 SH   SOLE   6,620 0 0
ON SEMICONDUCTOR CORP COM 682189105 360 5,294 SH   SOLE   5,294 0 0
PAYPAL HLDGS INC COM 70450Y103 286 1,518 SH   SOLE   1,518 0 0
PEPSICO INC COM 713448108 1,658 9,542 SH   SOLE   9,542 0 0
PFIZER INC COM 717081103 968 16,386 SH   SOLE   16,386 0 0
PHILIP MORRIS INTL INC COM 718172109 344 3,626 SH   SOLE   3,626 0 0
POOL CORP COM 73278L105 1,494 2,640 SH   SOLE   2,640 0 0
PROCTER AND GAMBLE CO COM 742718109 676 4,133 SH   SOLE   4,133 0 0
PROLOGIS INC. COM 74340W103 2,004 11,904 SH   SOLE   11,904 0 0
QUALCOMM INC COM 747525103 493 2,698 SH   SOLE   2,698 0 0
QUEST DIAGNOSTICS INC COM 74834L100 392 2,267 SH   SOLE   2,267 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 754 8,758 SH   SOLE   8,758 0 0
REALTY INCOME CORP COM 756109104 288 4,010 SH   SOLE   4,010 0 0
REPUBLIC SVCS INC COM 760759100 559 4,008 SH   SOLE   4,008 0 0
SALESFORCE COM INC COM 79466L302 838 3,298 SH   SOLE   3,298 0 0
SAP SE SPON ADR 803054204 608 4,337 SH   SOLE   4,337 0 0
SCHWAB CHARLES CORP COM 808513105 588 6,986 SH   SOLE   6,986 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 53 468 SH   SOLE   468 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 62 2,005 SH   SOLE   2,005 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 86 1,460 SH   SOLE   1,460 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 0 0 SH   SOLE   0 0 0
SEA LTD SPONSORD ADS 81141R100 256 1,145 SH   SOLE   1,145 0 0
SERVICENOW INC COM 81762P102 268 413 SH   SOLE   413 0 0
SHERWIN WILLIAMS CO COM 824348106 6,072 17,243 SH   SOLE   17,243 0 0
SHOPIFY INC CL A 82509L107 895 650 SH   SOLE   650 0 0
SOUTHERN CO COM 842587107 326 4,759 SH   SOLE   4,759 0 0
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 351 4,180 SH   SOLE   4,180 0 0
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 5,308 72,545 SH   SOLE   72,545 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,900 44,004 SH   SOLE   44,004 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 503 6,937 SH   SOLE   6,937 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 17,611 568,640 SH   SOLE   568,640 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 37,403 890,547 SH   SOLE   890,547 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 133,679 4,923,722 SH   SOLE   4,923,722 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796 1,236 10,500 SH   SOLE   10,500 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 164,451 3,604,000 SH   SOLE   3,604,000 0 0
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 54,584 1,353,780 SH   SOLE   1,353,780 0 0
STARBUCKS CORP COM 855244109 311 2,659 SH   SOLE   2,659 0 0
STATE STR CORP COM 857477103 227 2,438 SH   SOLE   2,438 0 0
SVB FINANCIAL GROUP COM 78486Q101 1,129 1,665 SH   SOLE   1,665 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 937 7,792 SH   SOLE   7,792 0 0
TASKUS INC CLASS A COM 87652V109 287 5,325 SH   SOLE   5,325 0 0
TE CONNECTIVITY LTD SHS H84989104 278 1,726 SH   SOLE   1,726 0 0
TESLA INC COM 88160R101 580 549 SH   SOLE   549 0 0
TEXAS INSTRS INC COM 882508104 437 2,320 SH   SOLE   2,320 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,988 5,977 SH   SOLE   5,977 0 0
TJX COS INC NEW COM 872540109 253 3,339 SH   SOLE   3,339 0 0
TRACTOR SUPPLY CO COM 892356106 1,021 4,281 SH   SOLE   4,281 0 0
TRIMBLE INC COM 896239100 1,306 14,983 SH   SOLE   14,983 0 0
UNILEVER PLC SPON ADR NEW 904767704 284 5,277 SH   SOLE   5,277 0 0
UNION PAC CORP COM 907818108 1,401 5,560 SH   SOLE   5,560 0 0
UNITED PARCEL SERVICE INC CL B 911312106 282 1,314 SH   SOLE   1,314 0 0
UNITEDHEALTH GROUP INC COM 91324P102 462 921 SH   SOLE   921 0 0
US BANCORP DEL COM NEW 902973304 385 6,798 SH   SOLE   6,798 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 12,963 152,955 SH   SOLE   152,955 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 48,268 966,320 SH   SOLE   966,320 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 796,686 1,824,875 SH   SOLE   1,824,875 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 18 72 SH   SOLE   72 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 100 864 SH   SOLE   864 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 423 1,500 SH   SOLE   1,500 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 354 1,978 SH   SOLE   1,978 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 32,532 101,377 SH   SOLE   101,377 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 346 1,533 SH   SOLE   1,533 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,304 50,961 SH   SOLE   50,961 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 34,834 324,246 SH   SOLE   324,246 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 492 8,027 SH   SOLE   8,027 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,389 371,796 SH   SOLE   371,796 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 856 12,545 SH   SOLE   12,545 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 6,022 99,000 SH   SOLE   99,000 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 488 6,000 SH   SOLE   6,000 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 3,116 34,700 SH   SOLE   34,700 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 756 4,403 SH   SOLE   4,403 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 19,985 314,378 SH   SOLE   314,378 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 16,519 147,350 SH   SOLE   147,350 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 6,526 97,150 SH   SOLE   97,150 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 86,315 331,014 SH   SOLE   331,014 0 0
VENTAS INC COM 92276F100 247 4,803 SH   SOLE   4,803 0 0
VISA INC COM CL A 92826C839 1,615 7,453 SH   SOLE   7,453 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 265 17,180 SH   SOLE   17,180 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 243 4,654 SH   SOLE   4,654 0 0
WALMART INC COM 931142103 503 3,465 SH   SOLE   3,465 0 0
WASTE CONNECTIONS INC COM 94106B101 1,882 13,809 SH   SOLE   13,809 0 0
WASTE MGMT INC DEL COM 94106L109 345 2,070 SH   SOLE   2,070 0 0
XYLEM INC COM 98419M100 328 2,732 SH   SOLE   2,732 0 0
ZOETIS INC CL A 98978V103 2,538 10,400 SH   SOLE   10,400 0 0