The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 5,967 33,594 SH   SOLE NONE 0 0 33,594
ALTRIA GROUP INC COM COM 02209S103 4 86 SH   SOLE NONE 0 0 86
AMAZON COM INC COM COM 023135106 36 11 SH   SOLE NONE 0 0 11
AMC ENTMT HLDGS INC CL A COM CL A COM 00165C104 2 100 SH   SOLE NONE 0 0 100
API GROUP CORP COM STK COM STK 00187Y100 162 6,321 SH   SOLE NONE 0 0 6,321
APPLE INC COM COM 037833100 142 805 SH   SOLE NONE 0 0 805
ARK NEXT GENERATION INTERNET ETF NEXT GNRTN INTER 00214Q401 39 332 SH   SOLE NONE 0 0 332
BANK MONTREAL QUE COM COM 063671101 0 4 SH   SOLE NONE 0 0 4
BAXTER INTL INC COM COM 071813109 2 28 SH   SOLE NONE 0 0 28
BECTON DICKINSON & CO COM COM 075887109 19 76 SH   SOLE NONE 0 0 76
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 59 200 SH   SOLE NONE 0 0 200
BP PLC SPONSORED ADR SPONSORED ADR 055622104 48 1,813 SH   SOLE NONE 0 0 1,813
BRISTOL-MYERS SQUIBB CO COM COM 110122108 37 600 SH   SOLE NONE 0 0 600
CANADIAN PAC RY LTD COM COM 13645T100 24 346 SH   SOLE NONE 0 0 346
CARLISLE COS INC COM COM 142339100 61 249 SH   SOLE NONE 0 0 249
CATERPILLAR INC COM COM 149123101 6 32 SH   SOLE NONE 0 0 32
CEMEX SAB DE CV SPON ADR NEW SPON ADR NEW 151290889 67 10,000 SH   SOLE NONE 0 0 10,000
CHEVRON CORP NEW COM COM 166764100 196 1,677 SH   SOLE NONE 0 0 1,677
COCA COLA CO COM COM 191216100 35 593 SH   SOLE NONE 0 0 593
COGNIZANT TECHNOLOGY SOLUTIONS CL A CL A 192446102 23 260 SH   SOLE NONE 0 0 260
COMCAST CORP NEW CL A CL A 20030N101 45 900 SH   SOLE NONE 0 0 900
CONOCOPHILLIPS COM COM 20825C104 9 126 SH   SOLE NONE 0 0 126
COSTCO WHSL CORP NEW COM COM 22160K105 9 17 SH   SOLE NONE 0 0 17
CSX CORP COM COM 126408103 53 1,410 SH   SOLE NONE 0 0 1,410
DEERE & CO COM COM 244199105 18 53 SH   SOLE NONE 0 0 53
DEFIANCE NEXT GEN CONNECTIVITY ETF DEFIANCE NEXT 26922A289 0 17 SH   SOLE NONE 0 0 17
DELTA AIR LINES INC DEL COM NEW COM NEW 247361702 59 1,525 SH   SOLE NONE 0 0 1,525
DISNEY WALT CO COM COM 254687106 49 321 SH   SOLE NONE 0 0 321
ECOLAB INC COM COM 278865100 2,561 10,917 SH   SOLE NONE 0 0 10,917
EXACT SCIENCES CORP COM COM 30063P105 311 4,000 SH   SOLE NONE 0 0 4,000
EXXON MOBIL CORP COM COM 30231G102 427 6,992 SH   SOLE NONE 0 0 6,992
FASTENAL CO COM COM 311900104 23 371 SH   SOLE NONE 0 0 371
FIDELITY NATL INFORMATION SVCS COM COM 31620M106 11 109 SH   SOLE NONE 0 0 109
FORD MTR CO DEL COM COM 345370860 17 857 SH   SOLE NONE 0 0 857
GABELLI UTIL TR COM COM 36240A101 212 25,748 SH   SOLE NONE 0 0 25,748
GAP INC COM COM 364760108 1 67 SH   SOLE NONE 0 0 67
GENERAL ELECTRIC CO COM NEW COM NEW 369604301 23 250 SH   SOLE NONE 0 0 250
GENERAL MLS INC COM COM 370334104 51 766 SH   SOLE NONE 0 0 766
GENERAL MTRS CO COM COM 37045V100 1 32 SH   SOLE NONE 0 0 32
GENTEX CORP COM COM 371901109 8 240 SH   SOLE NONE 0 0 240
GLOBAL X LITHIUM & BATTERY TECH ETF LITHIUM BTRY ETF 37954Y855 8 100 SH   SOLE NONE 0 0 100
GOPRO INC CL A CL A 38268T103 1 125 SH   SOLE NONE 0 0 125
HARTFORD FINL SVCS GROUP INC COM COM 416515104 6 90 SH   SOLE NONE 0 0 90
HERTZ GLOBAL HLDGS INC COM NEW COM NEW 42806J700 0 1 SH   SOLE NONE 0 0 1
HOME DEPOT INC COM COM 437076102 53 128 SH   SOLE NONE 0 0 128
HORMEL FOODS CORP COM COM 440452100 32 675 SH   SOLE NONE 0 0 675
INSPIRE MED SYS INC COM COM 457730109 25 110 SH   SOLE NONE 0 0 110
INSULET CORP COM COM 45784P101 62 234 SH   SOLE NONE 0 0 234
INVESCO QQQ TRUST UNIT SER 1 46090E103 156 393 SH   SOLE NONE 0 0 393
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 148 2,036 SH   SOLE NONE 0 0 2,036
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621 95 1,726 SH   SOLE NONE 0 0 1,726
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF CORE MSCI TOTAL 46432F834 23 333 SH   SOLE NONE 0 0 333
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 68,328 143,249 SH   SOLE NONE 0 0 143,249
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226 30 269 SH   SOLE NONE 0 0 269
ISHARES ESG ADVANCED MSCI EAFE ETF ESG EAFE ETF 46436E759 11 171 SH   SOLE NONE 0 0 171
ISHARES ESG ADVANCED MSCI USA ETF ESG MSCI USA ETF 46436E767 26 666 SH   SOLE NONE 0 0 666
ISHARES ESG ADVANCED TOTAL USD BOND MARKET ETF ESG ADV TTL USD 46436E619 49 1,001 SH   SOLE NONE 0 0 1,001
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ESG AWRE 1 5 YR 46435G243 13 545 SH   SOLE NONE 0 0 545
ISHARES ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 42 390 SH   SOLE NONE 0 0 390
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ESG AWARE MSCI 46435U663 16 419 SH   SOLE NONE 0 0 419
ISHARES GROWTH ALLOCATION FUND GRWT ALLOCAT ETF 464289867 4 74 SH   SOLE NONE 0 0 74
ISHARES MODERATE ALLOCATION FUND MODERT ALLOC ETF 464289875 70 1,558 SH   SOLE NONE 0 0 1,558
ISHARES MSCI EAFE ESG SELECT ETF ESG AW MSCI EAFE 46435G516 18 229 SH   SOLE NONE 0 0 229
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 5,372 68,284 SH   SOLE NONE 0 0 68,284
ISHARES MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VL 46429B689 5 75 SH   SOLE NONE 0 0 75
ISHARES MSCI EAFE SMALL-CAP ETF EAFE SML CP ETF 464288273 318 4,354 SH   SOLE NONE 0 0 4,354
ISHARES MSCI EM ESG SELECT ETF ESG AWR MSCI EM 46434G863 6 151 SH   SOLE NONE 0 0 151
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 10 133 SH   SOLE NONE 0 0 133
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 96 317 SH   SOLE NONE 0 0 317
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 21 126 SH   SOLE NONE 0 0 126
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 11 52 SH   SOLE NONE 0 0 52
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 78 944 SH   SOLE NONE 0 0 944
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 96 615 SH   SOLE NONE 0 0 615
ISHARES S&P MIDCAP FUND CORE S&P MCP ETF 464287507 4,996 17,651 SH   SOLE NONE 0 0 17,651
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 1,913 16,707 SH   SOLE NONE 0 0 16,707
ISHARES SILVER TRUST ISHARES 46428Q109 14 684 SH   SOLE NONE 0 0 684
JOHNSON & JOHNSON COM COM 478160104 121 708 SH   SOLE NONE 0 0 708
JPMORGAN CHASE & CO COM COM 46625H100 54 346 SH   SOLE NONE 0 0 346
LAS VEGAS SANDS CORP COM COM 517834107 3 92 SH   SOLE NONE 0 0 92
LILLY ELI & CO COM COM 532457108 29 106 SH   SOLE NONE 0 0 106
LOCKHEED MARTIN CORP COM COM 539830109 63 179 SH   SOLE NONE 0 0 179
LOWES COS INC COM COM 548661107 70 272 SH   SOLE NONE 0 0 272
LUMENTUM HLDGS INC COM COM 55024U109 1 12 SH   SOLE NONE 0 0 12
MCDONALDS CORP COM COM 580135101 82 306 SH   SOLE NONE 0 0 306
MEDTRONIC PLC SHS SHS G5960L103 345 3,340 SH   SOLE NONE 0 0 3,340
META PLATFORMS INC CL A CL A 30303M102 60 180 SH   SOLE NONE 0 0 180
MGM RESORTS INTERNATIONAL COM COM 552953101 12 275 SH   SOLE NONE 0 0 275
MICROSOFT CORP COM COM 594918104 347 1,032 SH   SOLE NONE 0 0 1,032
MOSAIC CO NEW COM COM 61945C103 5 129 SH   SOLE NONE 0 0 129
NELNET INC CL A CL A 64031N108 19 200 SH   SOLE NONE 0 0 200
NIO INC SPON ADS SPON ADS 62914V106 31 1,000 SH   SOLE NONE 0 0 1,000
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 142 1,627 SH   SOLE NONE 0 0 1,627
NVIDIA CORPORATION COM COM 67066G104 41 140 SH   SOLE NONE 0 0 140
ORACLE CORP COM COM 68389X105 18 207 SH   SOLE NONE 0 0 207
PAYPAL HLDGS INC COM COM 70450Y103 3 20 SH   SOLE NONE 0 0 20
PEPSICO INC COM COM 713448108 38 222 SH   SOLE NONE 0 0 222
PERSHING SQUARE TONTINE HLDGS WT EXP 072425 *W EXP 07/24/202 71531R117 2 2,250 SH   SOLE NONE 0 0 2,250
PFIZER INC COM COM 717081103 57 966 SH   SOLE NONE 0 0 966
POLARIS INC COM COM 731068102 39 361 SH   SOLE NONE 0 0 361
PRINCIPAL FINANCIAL GROUP INC COM COM 74251V102 17 247 SH   SOLE NONE 0 0 247
PROCTER AND GAMBLE CO COM COM 742718109 3 19 SH   SOLE NONE 0 0 19
RITE AID CORP COM COM 767754872 0 47 SH   SOLE NONE 0 0 47
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 33,050 850,286 SH   SOLE NONE 0 0 850,286
SCHWAB U.S. LARGE-CAP GROWTH ETF US LCAP GR ETF 808524300 13 80 SH   SOLE NONE 0 0 80
SCHWAB U.S. LARGE-CAP VALUE ETF US LCAP VA ETF 808524409 22 311 SH   SOLE NONE 0 0 311
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 24 303 SH   SOLE NONE 0 0 303
SEAGEN INC COM COM 81181C104 35 230 SH   SOLE NONE 0 0 230
SENSEONICS HLDGS INC COM COM 81727U105 8 3,000 SH   SOLE NONE 0 0 3,000
SHERWIN WILLIAMS CO COM COM 824348106 491 1,395 SH   SOLE NONE 0 0 1,395
SKYWATER TECHNOLOGY INC COM COM 83089J108 4 300 SH   SOLE NONE 0 0 300
SMUCKER J M CO COM NEW COM NEW 832696405 21 160 SH   SOLE NONE 0 0 160
SOCIAL CAPITAL HEDOSOPHA HLDNG WT EXP 092625 *W EXP 09/26/202 G8251L113 0 0 SH   SOLE NONE 0 0 0
SOUTHERN CO COM COM 842587107 19 291 SH   SOLE NONE 0 0 291
SPDR GOLD SHARES GOLD SHS 78463V107 43 254 SH   SOLE NONE 0 0 254
SPDR S&P 500 ETF TR UNIT 78462F103 276 583 SH   SOLE NONE 0 0 583
SPS COMM INC COM COM 78463M107 168 1,184 SH   SOLE NONE 0 0 1,184
SYNTHETIC BIOLOGICS INC COM NEW COM NEW 87164U201 0 143 SH   SOLE NONE 0 0 143
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS SPONSORED ADS 874060205 0 20 SH   SOLE NONE 0 0 20
TAPESTRY INC COM COM 876030107 5 142 SH   SOLE NONE 0 0 142
TARGET CORP COM COM 87612E106 466 2,015 SH   SOLE NONE 0 0 2,015
TESLA INC COM COM 88160R101 105 100 SH   SOLE NONE 0 0 100
THE TRADE DESK INC COM CL A COM CL A 88339J105 9 100 SH   SOLE NONE 0 0 100
TREAN INS GROUP INC COM COM 89457R101 1 200 SH   SOLE NONE 0 0 200
UNITEDHEALTH GROUP INC COM COM 91324P102 34 68 SH   SOLE NONE 0 0 68
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 119 696 SH   SOLE NONE 0 0 696
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ALLWRLD EX US 922042775 10 174 SH   SOLE NONE 0 0 174
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 10 213 SH   SOLE NONE 0 0 213
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 20 186 SH   SOLE NONE 0 0 186
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 14 100 SH   SOLE NONE 0 0 100
VIAVI SOLUTIONS INC COM COM 925550105 1 60 SH   SOLE NONE 0 0 60
WALMART INC COM COM 931142103 97 673 SH   SOLE NONE 0 0 673
WELBILT INC COM COM 949090104 8 337 SH   SOLE NONE 0 0 337
WELLS FARGO CO NEW COM COM 949746101 3 64 SH   SOLE NONE 0 0 64
XCEL ENERGY INC COM COM 98389B100 16 241 SH   SOLE NONE 0 0 241