The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MBS ETF 464288588 1,934 18,000 SH   SOLE 0 0 0 18,000
VANGUARD BD INDEX FD LONG TERM BOND 921937793 3,911 38,000 SH   SOLE 0 0 0 38,000
ISHARES TR USD INV GRDE ETF 464288620 7,766 130,000 SH   SOLE 0 0 0 130,000
BROOKFIELD ASSET MGM CL A EXCH LT VTG G16169107 24 386 SH   SOLE 0 0 0 386
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,272 50,800 SH   SOLE 0 0 0 50,800
VANGUARD STAR FDS VG TL INTL STK F 921909768 22,955 361,100 SH   SOLE 0 0 0 361,100
ISHARES TR CORE MSCI EAFE 46432F842 13,471 180,425 SH   SOLE 0 0 0 180,425
ISHARES INC CORE MSCI EMKT 46434G103 5,185 86,644 SH   SOLE 0 0 0 86,644
--- COM 452308109 9,771 39,590 SH   SOLE 0 0 0 39,590
ECOLAB INC COM 278865100 6,260 26,684 SH   SOLE 0 0 0 26,684
--- COM 718172109 6,839 71,990 SH   SOLE 0 0 0 71,990
PEPSICO INC COM 713448108 11,929 68,670 SH   SOLE 0 0 0 68,670
VERISK ANALYTICS INC COM 92345Y106 14,867 65,000 SH   SOLE 0 0 0 65,000
DEERE & CO COM 244199105 9,886 28,830 SH   SOLE 0 0 0 28,830
GILEAD SCIENCES INC COM 375558103 2,332 32,110 SH   SOLE 0 0 0 32,110
WALMART INC COM 931142103 10,761 74,372 SH   SOLE 0 0 0 74,372
MEDTRONIC PLC SHS G5960L103 7,386 71,396 SH   SOLE 0 0 0 71,396
UNION PAC CORP COM 907818108 12,212 48,473 SH   SOLE 0 0 0 48,473
--- CL A LTD VT SH 112585104 3,389 56,131 SH   SOLE 0 0 0 56,131
--- SPONS ADR A 780259206 4,937 113,750 SH   SOLE 0 0 0 113,750
QUALCOMM INC COM 747525103 8,885 48,585 SH   SOLE 0 0 0 48,585
LOWES COS INC COM 548661107 15,928 61,620 SH   SOLE 0 0 0 61,620
ORACLE CORP COM 68389X105 12,969 148,710 SH   SOLE 0 0 0 148,710
VISA INC COM CL A 92826C839 13,352 61,610 SH   SOLE 0 0 0 61,610
AMERICAN EXPRESS CO COM 025816109 6,525 39,885 SH   SOLE 0 0 0 39,885
HASBRO INC COM 418056107 2,412 23,700 SH   SOLE 0 0 0 23,700
CATERPILLAR INC COM 149123101 7,071 34,200 SH   SOLE 0 0 0 34,200
BERKSHIRE HATHAWAY I CL A 084670108 20,730 46 SH   SOLE 0 0 0 46
EXXON MOBIL CORP COM 30231G102 4,054 66,250 SH   SOLE 0 0 0 66,250
DISCOVERY INC COM SER C 25470F302 2,560 111,790 SH   SOLE 0 0 0 111,790
BHP GROUP LTD SPONSORED ADS 088606108 5,714 94,680 SH   SOLE 0 0 0 94,680
--- COM 110122108 3,354 53,800 SH   SOLE 0 0 0 53,800
BOOKING HOLDINGS INC COM 09857L108 2,639 1,100 SH   SOLE 0 0 0 1,100
TARGET CORP COM 87612E106 11,014 47,590 SH   SOLE 0 0 0 47,590
ABBVIE INC COM 00287Y109 7,797 57,585 SH   SOLE 0 0 0 57,585
ABBOTT LABS COM 002824100 7,946 56,460 SH   SOLE 0 0 0 56,460
NEXTERA ENERGY INC COM 65339F101 7,704 82,520 SH   SOLE 0 0 0 82,520
CME GROUP INC COM 12572Q105 10,491 45,920 SH   SOLE 0 0 0 45,920
MARKEL CORP COM 570535104 1,481 1,200 SH   SOLE 0 0 0 1,200
--- COM 742718109 13,143 80,345 SH   SOLE 0 0 0 80,345
3M CO COM 88579Y101 4,258 23,970 SH   SOLE 0 0 0 23,970
OTIS WORLDWIDE CORP COM 68902V107 2,717 31,200 SH   SOLE 0 0 0 31,200
PFIZER INC COM 717081103 8,611 145,820 SH   SOLE 0 0 0 145,820
JPMORGAN CHASE & CO COM 46625H100 4,592 29,000 SH   SOLE 0 0 0 29,000
CONSTELLATION BRANDS CL A 21036P108 2,585 10,300 SH   SOLE 0 0 0 10,300
LINDE PLC SHS G5494J103 9,818 28,340 SH   SOLE 0 0 0 28,340
--- COM 92532F100 9,509 43,300 SH   SOLE 0 0 0 43,300
--- COM 90385V107 1,002 17,475 SH   SOLE 0 0 0 17,475
--- COM 72341T103 2,172 94,931 SH   SOLE 0 0 0 94,931
--- COM 459200101 5,145 38,491 SH   SOLE 0 0 0 38,491
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,039 3,474 SH   SOLE 0 0 0 3,474
ISHARES TR CORE S&P500 ETF 464287200 334 700 SH   SOLE 0 0 0 700