The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM COM 037833100 21,098 132,510 SH   SOLE   132,510 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 4,876 43,644 SH   SOLE   43,644 0 0
MICROSOFT CORP COM COM 594918104 3,295 10,990 SH   SOLE   10,990 0 0
ISHARES S&P/CITIGROUP INTERNATIONAL TREASURY BOND FUND EX-US ETF 464288117 2,433 49,838 SH   SOLE   49,838 0 0
ISHARES TIPS BOND ETF ETF 464287176 2,279 18,128 SH   SOLE   18,128 0 0
ALPHABET INC CAP STK CL A COM 02079K305 2,242 869 SH   SOLE   869 0 0
SPDR GOLD SHARES ETF 78463V107 1,989 11,868 SH   SOLE   11,868 0 0
HOME DEPOT INC COM COM 437076102 1,824 5,119 SH   SOLE   5,119 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 1,700 33,543 SH   SOLE   33,543 0 0
SCHWAB U.S. TIPS ETF ETF 808524870 1,680 27,441 SH   SOLE   27,441 0 0
AMAZON COM INC COM COM 023135106 1,533 549 SH   SOLE   549 0 0
INVESCO SENIOR LOAN ETF ETF 46138G508 1,443 65,778 SH   SOLE   65,778 0 0
ISHARES GNMA BOND FUND ETF 46429B333 1,442 29,484 SH   SOLE   29,484 0 0
CHEVRON CORP NEW COM COM 166764100 1,414 10,446 SH   SOLE   10,446 0 0
ADVANCED MICRO DEVICES INC COM COM 007903107 1,386 13,517 SH   SOLE   13,517 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 1,381 24,055 SH   SOLE   24,055 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 1,380 13,137 SH   SOLE   13,137 0 0
EOG RES INC COM COM 26875P101 1,335 12,172 SH   SOLE   12,172 0 0
NOVO-NORDISK A S ADR ADR 670100205 1,326 13,898 SH   SOLE   13,898 0 0
PFIZER INC COM COM 717081103 1,319 24,729 SH   SOLE   24,729 0 0
JPMORGAN CHASE & CO COM COM 46625H100 1,304 8,976 SH   SOLE   8,976 0 0
SVB FINANCIAL GROUP COM COM 78486Q101 1,293 2,384 SH   SOLE   2,384 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 1,279 2,652 SH   SOLE   2,652 0 0
JOHNSON & JOHNSON COM COM 478160104 1,273 7,466 SH   SOLE   7,466 0 0
EXXON MOBIL CORP COM COM 30231G102 1,154 15,370 SH   SOLE   15,370 0 0
MEDTRONIC PLC SHS COM G5960L103 1,121 10,869 SH   SOLE   10,869 0 0
DOW INC COM COM 260557103 1,053 17,510 SH   SOLE   17,510 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 964 15,101 SH   SOLE   15,101 0 0
SOUTHERN CO COM COM 842587107 955 14,044 SH   SOLE   14,044 0 0
SCHLUMBERGER LTD COM STK COM 806857108 950 24,452 SH   SOLE   24,452 0 0
DOLLAR GEN CORP NEW COM COM 256677105 948 4,618 SH   SOLE   4,618 0 0
CONAGRA BRANDS INC COM COM 205887102 944 26,701 SH   SOLE   26,701 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 941 18,643 SH   SOLE   18,643 0 0
CISCO SYS INC COM COM 17275R102 925 16,953 SH   SOLE   16,953 0 0
ISHARES MBS ETF ETF 464288588 920 8,719 SH   SOLE   8,719 0 0
TARGET CORP COM COM 87612E106 913 4,307 SH   SOLE   4,307 0 0
PROCTER AND GAMBLE CO COM COM 742718109 897 5,638 SH   SOLE   5,638 0 0
ABBOTT LABS COM COM 002824100 849 7,051 SH   SOLE   7,051 0 0
MERCK & CO INC COM COM 58933Y105 846 10,499 SH   SOLE   10,499 0 0
NETFLIX INC COM COM 64110L106 824 2,133 SH   SOLE   2,133 0 0
KRAFT HEINZ CO COM COM 500754106 823 22,819 SH   SOLE   22,819 0 0
CATERPILLAR INC COM COM 149123101 794 3,746 SH   SOLE   3,746 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 773 15,109 SH   SOLE   15,109 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 767 10,037 SH   SOLE   10,037 0 0
WELLS FARGO CO NEW COM COM 949746101 758 14,100 SH   SOLE   14,100 0 0
OLD DOMINION FREIGHT LINE INC COM COM 679580100 733 2,565 SH   SOLE   2,565 0 0
INTEL CORP COM COM 458140100 712 14,834 SH   SOLE   14,834 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 712 3,013 SH   SOLE   3,013 0 0
MGM RESORTS INTERNATIONAL COM COM 552953101 705 17,377 SH   SOLE   17,377 0 0
LILLY ELI & CO COM COM 532457108 680 2,874 SH   SOLE   2,874 0 0
CVS HEALTH CORP COM COM 126650100 671 6,288 SH   SOLE   6,288 0 0
VALERO ENERGY CORP COM COM 91913Y100 665 8,116 SH   SOLE   8,116 0 0
FASTENAL CO COM COM 311900104 663 12,106 SH   SOLE   12,106 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 658 17,834 SH   SOLE   17,834 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 649 3,167 SH   SOLE   3,167 0 0
US BANCORP DEL COM NEW COM 902973304 639 11,138 SH   SOLE   11,138 0 0
AMGEN INC COM COM 031162100 634 2,831 SH   SOLE   2,831 0 0
NVIDIA CORPORATION COM COM 67066G104 617 2,812 SH   SOLE   2,812 0 0
KLA CORP COM NEW COM 482480100 572 1,581 SH   SOLE   1,581 0 0
HONEYWELL INTL INC COM COM 438516106 560 2,791 SH   SOLE   2,791 0 0
VERISK ANALYTICS INC COM COM 92345Y106 545 2,897 SH   SOLE   2,897 0 0
POSCO SPONSORED ADR ADR 693483109 544 9,983 SH   SOLE   9,983 0 0
MCDONALDS CORP COM COM 580135101 542 2,180 SH   SOLE   2,180 0 0
ABBVIE INC COM COM 00287Y109 522 3,843 SH   SOLE   3,843 0 0
SAP SE SPON ADR ADR 803054204 519 4,242 SH   SOLE   4,242 0 0
BLACKROCK INC COM COM 09247X101 516 656 SH   SOLE   656 0 0
META PLATFORMS INC CL A COM 30303M102 499 1,694 SH   SOLE   1,694 0 0
PUBLIC STORAGE COM REIT 74460D109 483 1,397 SH   SOLE   1,397 0 0
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307 476 4,630 SH   SOLE   4,630 0 0
ISHARES MSCI SOUTH KOREA ETF ETF 464286772 473 6,847 SH   SOLE   6,847 0 0
AT&T INC COM COM 00206R102 467 19,364 SH   SOLE   19,364 0 0
BARRICK GOLD CORP COM COM 067901108 466 24,947 SH   SOLE   24,947 0 0
NEWELL BRANDS INC COM COM 651229106 463 20,008 SH   SOLE   20,008 0 0
EDWARDS LIFESCIENCES CORP COM COM 28176E108 462 4,536 SH   SOLE   4,536 0 0
GILEAD SCIENCES INC COM COM 375558103 458 6,813 SH   SOLE   6,813 0 0
SHOPIFY INC CL A COM 82509L107 455 558 SH   SOLE   558 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 452 4,953 SH   SOLE   4,953 0 0
STATE STR CORP COM COM 857477103 439 4,724 SH   SOLE   4,724 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 425 1,962 SH   SOLE   1,962 0 0
PROLOGIS INC. COM REIT 74340W103 418 2,819 SH   SOLE   2,819 0 0
ON SEMICONDUCTOR CORP COM COM 682189105 407 7,592 SH   SOLE   7,592 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 405 7,931 SH   SOLE   7,931 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 397 7,480 SH   SOLE   7,480 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 387 4,567 SH   SOLE   4,567 0 0
EMERSON ELEC CO COM COM 291011104 381 4,208 SH   SOLE   4,208 0 0
ELECTRONIC ARTS INC COM COM 285512109 370 2,827 SH   SOLE   2,827 0 0
CITIGROUP INC COM NEW COM 172967424 370 5,769 SH   SOLE   5,769 0 0
TRACTOR SUPPLY CO COM COM 892356106 368 1,763 SH   SOLE   1,763 0 0
BAXTER INTL INC COM COM 071813109 364 4,304 SH   SOLE   4,304 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109 361 6,254 SH   SOLE   6,254 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 361 1,174 SH   SOLE   1,174 0 0
FORTINET INC COM COM 34959E109 346 1,285 SH   SOLE   1,285 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 345 2,287 SH   SOLE   2,287 0 0
FISERV INC COM COM 337738108 344 3,440 SH   SOLE   3,440 0 0
DOCUSIGN INC COM COM 256163106 335 3,029 SH   SOLE   3,029 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 328 12,646 SH   SOLE   12,646 0 0
WEYERHAEUSER CO MTN BE COM NEW REIT 962166104 327 8,656 SH   SOLE   8,656 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 327 6,402 SH   SOLE   6,402 0 0
DOMINION ENERGY INC COM COM 25746U109 321 4,112 SH   SOLE   4,112 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 318 4,765 SH   SOLE   4,765 0 0
UBIQUITI INC COM COM 90353W103 310 1,140 SH   SOLE   1,140 0 0
COTERRA ENERGY INC COM COM 127097103 308 14,697 SH   SOLE   14,697 0 0
NOMURA HLDGS INC SPONSORED ADR ADR 65535H208 305 69,345 SH   SOLE   69,345 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 303 2,943 SH   SOLE   2,943 0 0
TWITTER INC COM COM 90184L102 302 8,933 SH   SOLE   8,933 0 0
SPDR PORTFOLIO LONG TERM TREASURY ETF ETF 78464A664 301 7,394 SH   SOLE   7,394 0 0
PEPSICO INC COM COM 713448108 299 1,766 SH   SOLE   1,766 0 0
COCA COLA CO COM COM 191216100 291 4,894 SH   SOLE   4,894 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 289 5,025 SH   SOLE   5,025 0 0
MASTEC INC COM COM 576323109 266 3,183 SH   SOLE   3,183 0 0
WALMART INC COM COM 931142103 266 1,959 SH   SOLE   1,959 0 0
VIACOMCBS INC CL B COM 92556H206 262 8,372 SH   SOLE   8,372 0 0
AXON ENTERPRISE INC COM COM 05464C101 255 1,971 SH   SOLE   1,971 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108 248 4,179 SH   SOLE   4,179 0 0
TREX CO INC COM COM 89531P105 243 2,845 SH   SOLE   2,845 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 243 1,834 SH   SOLE   1,834 0 0
ISHARES MSCI AUSTRALIA ETF ETF 464286103 237 10,589 SH   SOLE   10,589 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 233 421 SH   SOLE   421 0 0
BK OF AMERICA CORP COM COM 060505104 232 5,116 SH   SOLE   5,116 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 231 1,070 SH   SOLE   1,070 0 0
INTERNATIONAL PAPER CO COM COM 460146103 229 4,947 SH   SOLE   4,947 0 0
WINNEBAGO INDS INC COM COM 974637100 225 3,606 SH   SOLE   3,606 0 0
SEA LTD SPONSORD ADS ADR 81141R100 223 1,742 SH   SOLE   1,742 0 0
PAYPAL HLDGS INC COM COM 70450Y103 223 1,411 SH   SOLE   1,411 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 222 652 SH   SOLE   652 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 220 930 SH   SOLE   930 0 0
UNION PAC CORP COM COM 907818108 219 898 SH   SOLE   898 0 0
PRICE T ROWE GROUP INC COM COM 74144T108 219 1,463 SH   SOLE   1,463 0 0
3M CO COM COM 88579Y101 216 1,271 SH   SOLE   1,271 0 0
FEDERATED HERMES INC CL B COM 314211103 203 6,368 SH   SOLE   6,368 0 0