The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 472 1,139 SH   SOLE   0 0 1,139
ACUITY BRANDS INC COM 00508Y102 560 2,644 SH   SOLE   0 0 2,644
ALPHABET INC CAP STK CL C 02079K107 1,108 383 SH   SOLE   0 0 383
ALPHABET INC CAP STK CL A 02079K305 269 93 SH   SOLE   0 0 93
AMARIN CORP PLC SPONS ADR NEW 023111206 54 15,988 SH   SOLE   0 0 15,988
AMAZON COM INC COM 023135106 2,218 665 SH   SOLE   0 0 665
AMEREN CORP COM 023608102 895 10,055 SH   SOLE   0 0 10,055
AMERICAN EXPRESS CO COM 025816109 1,895 11,583 SH   SOLE   0 0 11,583
AMERICAN TOWER CORP NEW COM 03027X100 346 1,183 SH   SOLE   0 0 1,183
APPLE INC COM 037833100 938 5,280 SH   SOLE   0 0 5,280
BAXTER INTL INC COM 071813109 351 4,094 SH   SOLE   0 0 4,094
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 781 2,612 SH   SOLE   0 0 2,612
BK OF AMERICA CORP COM 060505104 301 6,758 SH   SOLE   0 0 6,758
BLACKSTONE SENIOR FLOATNG RA COM 09256U105 359 20,883 SH   SOLE   0 0 20,883
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 734 12,158 SH   SOLE   0 0 12,158
CAPITAL CITY BK GROUP INC COM 139674105 607 23,000 SH   SOLE   0 0 23,000
CATERPILLAR INC COM 149123101 427 2,063 SH   SOLE   0 0 2,063
CELSIUS HLDGS INC COM NEW 15118V207 295 3,952 SH   SOLE   0 0 3,952
CHEVRON CORP NEW COM 166764100 215 1,830 SH   SOLE   0 0 1,830
COCA COLA CO COM 191216100 37,818 638,713 SH   SOLE   0 0 638,713
COMCAST CORP NEW CL A 20030N101 357 7,094 SH   SOLE   0 0 7,094
DANAHER CORPORATION COM 235851102 990 3,009 SH   SOLE   0 0 3,009
DEERE & CO COM 244199105 271 791 SH   SOLE   0 0 791
DISNEY WALT CO COM 254687106 395 2,553 SH   SOLE   0 0 2,553
DREAM FINDERS HOMES INC COM CL A 26154D100 58,098 2,987,027 SH   SOLE   0 0 2,987,027
E L F BEAUTY INC COM 26856L103 332 10,000 SH   SOLE   0 0 10,000
ENCORE CAP GROUP INC COM 292554102 395 6,356 SH   SOLE   0 0 6,356
EQUITY COMWLTH COM SH BEN INT 294628102 267 10,321 SH   SOLE   0 0 10,321
ETF SER SOLUTIONS ALPCLONE ALTER 26922A305 238 3,049 SH   SOLE   0 0 3,049
EXXON MOBIL CORP COM 30231G102 804 13,132 SH   SOLE   0 0 13,132
FLOWERS FOODS INC COM 343498101 577 20,988 SH   SOLE   0 0 20,988
GENERAL ELECTRIC CO COM NEW 369604301 2,103 22,259 SH   SOLE   0 0 22,259
GENERAL MLS INC COM 370334104 429 6,366 SH   SOLE   0 0 6,366
GOLDMAN SACHS BDC INC SHS 38147U107 11,260 587,706 SH   SOLE   0 0 587,706
GREENSKY INC CL A 39572G100 364 32,000 SH   SOLE   0 0 32,000
HOME DEPOT INC COM 437076102 894 2,155 SH   SOLE   0 0 2,155
HUMANA INC COM 444859102 880 1,897 SH   SOLE   0 0 1,897
INVESCO QQQ TR UNIT SER 1 46090E103 6,506 16,352 SH   SOLE   0 0 16,352
ISHARES INC MSCI GBL MIN VOL 464286525 16,230 149,893 SH   SOLE   0 0 149,893
ISHARES INC MSCI EMERG MRKT 464286533 2,725 43,374 SH   SOLE   0 0 43,374
ISHARES TR CORE S&P MCP ETF 464287507 21,244 75,047 SH   SOLE   0 0 75,047
ISHARES TR RUSSELL 2000 ETF 464287655 17,618 79,202 SH   SOLE   0 0 79,202
ISHARES TR SELECT DIVID ETF 464287168 8,259 67,371 SH   SOLE   0 0 67,371
ISHARES TR MSCI EAFE MIN VL 46429B689 6,923 90,175 SH   SOLE   0 0 90,175
ISHARES TR MSCI EMG MKT ETF 464287234 4,116 84,255 SH   SOLE   0 0 84,255
ISHARES TR MSCI EAFE ETF 464287465 3,499 44,473 SH   SOLE   0 0 44,473
ISHARES TR MSCI USA MIN VOL 46429B697 3,164 39,105 SH   SOLE   0 0 39,105
ISHARES TR JPMORGAN USD EMG 464288281 1,475 13,524 SH   SOLE   0 0 13,524
ISHARES TR CORE S&P500 ETF 464287200 1,373 2,879 SH   SOLE   0 0 2,879
ISHARES TR RUS MID CAP ETF 464287499 1,055 12,709 SH   SOLE   0 0 12,709
ISHARES TR S&P 500 GRWT ETF 464287309 664 7,939 SH   SOLE   0 0 7,939
ISHARES TR MORNINGSTAR GRWT 464287119 607 8,450 SH   SOLE   0 0 8,450
ISHARES TR RUS 2000 GRW ETF 464287648 545 1,858 SH   SOLE   0 0 1,858
ISHARES TR S&P 500 VAL ETF 464287408 435 2,780 SH   SOLE   0 0 2,780
ISHARES TR CORE S&P SCP ETF 464287804 418 3,652 SH   SOLE   0 0 3,652
ISHARES TR AGGRES ALLOC ETF 464289859 248 3,407 SH   SOLE   0 0 3,407
ISHARES TR GLOBAL ENERG ETF 464287341 208 7,550 SH   SOLE   0 0 7,550
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 7,584 150,245 SH   SOLE   0 0 150,245
JETBLUE AWYS CORP COM 477143101 299 21,000 SH   SOLE   0 0 21,000
JOHNSON & JOHNSON COM 478160104 445 2,602 SH   SOLE   0 0 2,602
JPMORGAN CHASE & CO COM 46625H100 288 1,816 SH   SOLE   0 0 1,816
KINSALE CAP GROUP INC COM 49714P108 1,082 4,550 SH   SOLE   0 0 4,550
LISTED FD TR HORIZON KINETICS 53656F623 1,597 51,178 SH   SOLE   0 0 51,178
LIVE OAK BANCSHARES INC COM 53803X105 2,619 30,000 SH   SOLE   0 0 30,000
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 208 4,470 SH   SOLE   0 0 4,470
MARKEL CORP COM 570535104 305 247 SH   SOLE   0 0 247
MARSH & MCLENNAN COS INC COM 571748102 1,112 6,395 SH   SOLE   0 0 6,395
MASTERCARD INCORPORATED CL A 57636Q104 529 1,472 SH   SOLE   0 0 1,472
MCDONALDS CORP COM 580135101 259 968 SH   SOLE   0 0 968
META PLATFORMS INC CL A 30303M102 296 880 SH   SOLE   0 0 880
MICROSOFT CORP COM 594918104 2,263 6,729 SH   SOLE   0 0 6,729
MORGAN STANLEY COM NEW 617446448 2,326 23,691 SH   SOLE   0 0 23,691
NATIONAL GRID PLC SPONSORED ADR NE 636274409 223 3,089 SH   SOLE   0 0 3,089
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 491 50,264 SH   SOLE   0 0 50,264
PEPSICO INC COM 713448108 242 1,395 SH   SOLE   0 0 1,395
PNC FINL SVCS GROUP INC COM 693475105 552 2,753 SH   SOLE   0 0 2,753
PROSHARES TR ULTRAPRO QQQ 74347X831 499 3,001 SH   SOLE   0 0 3,001
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 916 13,731 SH   SOLE   0 0 13,731
Q2 HLDGS INC COM 74736L109 503 6,328 SH   SOLE   0 0 6,328
RAYTHEON TECHNOLOGIES CORP COM 75513E101 394 4,579 SH   SOLE   0 0 4,579
REGIONS FINANCIAL CORP NEW COM 7591EP100 333 15,287 SH   SOLE   0 0 15,287
SALESFORCE COM INC COM 79466L302 203 797 SH   SOLE   0 0 797
SANDERSON FARMS INC COM 800013104 345 1,807 SH   SOLE   0 0 1,807
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 861 22,056 SH   SOLE   0 0 22,056
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 296 1,701 SH   SOLE   0 0 1,701
SELECT SECTOR SPDR TR ENERGY 81369Y506 236 4,244 SH   SOLE   0 0 4,244
SERVISFIRST BANCSHARES INC COM 81768T108 780 9,178 SH   SOLE   0 0 9,178
SOUTHERN CO COM 842587107 362 5,285 SH   SOLE   0 0 5,285
SPDR GOLD TR GOLD SHS 78463V107 968 5,665 SH   SOLE   0 0 5,665
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,238 21,555 SH   SOLE   0 0 21,555
TARGET CORP COM 87612E106 216 935 SH   SOLE   0 0 935
TESLA INC COM 88160R101 263 249 SH   SOLE   0 0 249
THERMO FISHER SCIENTIFIC INC COM 883556102 976 1,462 SH   SOLE   0 0 1,462
TILRAY INC COM CL 2 88688T100 73 10,400 SH   SOLE   0 0 10,400
TRAVELERS COMPANIES INC COM 89417E109 364 2,326 SH   SOLE   0 0 2,326
TRUIST FINL CORP COM 89832Q109 2,522 43,082 SH   SOLE   0 0 43,082
UDR INC COM 902653104 204 3,395 SH   SOLE   0 0 3,395
UGI CORP NEW COM 902681105 205 4,474 SH   SOLE   0 0 4,474
UNITED PARCEL SERVICE INC CL B 911312106 224 1,046 SH   SOLE   0 0 1,046
UNITEDHEALTH GROUP INC COM 91324P102 1,091 2,173 SH   SOLE   0 0 2,173
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,478 10,263 SH   SOLE   0 0 10,263
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,969 80,245 SH   SOLE   0 0 80,245
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 793 4,620 SH   SOLE   0 0 4,620
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,520 166,855 SH   SOLE   0 0 166,855
VIRTUS ALLIANZGI CONVERTIBLE COM 92838U108 192 37,682 SH   SOLE   0 0 37,682
VISA INC COM CL A 92826C839 1,001 4,618 SH   SOLE   0 0 4,618
WALMART INC COM 931142103 236 1,628 SH   SOLE   0 0 1,628
WESTERN UN CO COM 959802109 268 15,000 SH   SOLE   0 0 15,000
WHEELS UP EXPERIENCE INC COM CL A 96328L106 1,674 360,671 SH   SOLE   0 0 360,671
WORKDAY INC CL A 98138H101 2,524 9,239 SH   SOLE   0 0 9,239
YUM BRANDS INC COM 988498101 968 6,970 SH   SOLE   0 0 6,970