The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,172 6,679 SH   DFND 1 6,679 0 0
ABB LTD SPONSORED ADR 000375204 5,286 158,446 SH   DFND 1 158,446 0 0
ABBOTT LABS COM 002824100 11,590 98,111 SH   DFND 1 98,111 0 0
ABBVIE INC COM 00287Y109 9,957 92,305 SH   DFND 1 92,305 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 16,576 51,814 SH   DFND 1 51,814 0 0
ACTIVISION BLIZZARD INC COM 00507V109 4,510 58,271 SH   DFND 1 58,271 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 10,452 18,154 SH   DFND 1 18,154 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,803 8,630 SH   DFND 1 8,630 0 0
ADVANCED ENERGY INDS COM 007973100 461 5,258 SH   DFND 1 5,258 0 0
ADVANCED MICRO DEVICES INC COM 007903107 282 2,736 SH   DFND 1 2,736 0 0
AFLAC INC COM 001055102 3,848 73,808 SH   DFND 1 73,808 0 0
AGCO CORP COM 001084102 5,168 42,177 SH   DFND 1 42,177 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 1,338 8,496 SH   DFND 1 8,496 0 0
AIRBNB INC COM CL A 009066101 523 3,117 SH   DFND 1 3,117 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 1,962 18,755 SH   DFND 1 18,755 0 0
ALBEMARLE CORP COM 012653101 665 3,039 SH   DFND 1 3,039 0 0
ALCON AG ORD SHS H01301128 1,185 14,732 SH   DFND 1 14,732 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,676 11,319 SH   DFND 1 11,319 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 281 5,667 SH   DFND 1 5,667 0 0
ALLSTATE CORP COM 020002101 4,208 33,054 SH   DFND 1 33,054 0 0
ALLY FINL INC COM 02005N100 246 4,810 SH   DFND 1 4,810 0 0
ALPHABET INC CAP STK CL A 02079K305 20,094 7,516 SH   DFND 1 7,516 0 0
ALPHABET INC CAP STK CL C 02079K107 8,103 3,040 SH   DFND 1 3,040 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 2,410 72,307 SH   DFND 1 72,307 0 0
ALTRIA GROUP INC COM 02209S103 6,247 137,239 SH   DFND 1 137,239 0 0
AMAZON COM INC COM 023135106 45,229 13,768 SH   DFND 1 13,768 0 0
AMBEV SA SPONSORED ADR 02319V103 3,327 1,205,584 SH   DFND 1 1,205,584 0 0
AMERICA FIRST MULTIFAMILY IN BEN UNIT CTF 02364V107 4,660 781,894 SH   DFND 1 781,894 0 0
AMERICAN EXPRESS CO COM 025816109 4,708 28,100 SH   DFND 1 28,100 0 0
AMERICAN TOWER CORP NEW COM 03027X100 450 1,697 SH   DFND 1 1,697 0 0
AMERISOURCEBERGEN CORP COM 03073E105 7,922 66,320 SH   DFND 1 66,320 0 0
AMGEN INC COM 031162100 6,954 32,702 SH   DFND 1 32,702 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 286 6,402 SH   DFND 1 6,402 0 0
ANALOG DEVICES INC COM 032654105 286 1,705 SH   DFND 1 1,705 0 0
ANGLOGOLD ASHANTI LIMITED SPONSORED ADR 035128206 2,242 140,216 SH   DFND 1 140,216 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 961 17,053 SH   DFND 1 17,053 0 0
AON PLC SHS CL A G0403H108 3,537 12,377 SH   DFND 1 12,377 0 0
APPLE INC COM 037833100 51,789 366,003 SH   DFND 1 366,003 0 0
APPLIED MATLS INC COM 038222105 8,544 66,375 SH   DFND 1 66,375 0 0
APTIV PLC SHS G6095L109 1,831 12,288 SH   DFND 1 12,288 0 0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203 363 12,025 SH   DFND 1 12,025 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 230 3,076 SH   DFND 1 3,076 0 0
ASANA INC CL A 04342Y104 317 3,050 SH   DFND 1 3,050 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 111 14,127 SH   DFND 1 14,127 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,739 2,334 SH   DFND 1 2,334 0 0
AT&T INC COM 00206R102 4,063 150,416 SH   DFND 1 150,416 0 0
ATLASSIAN CORP PLC CL A G06242104 1,539 3,931 SH   DFND 1 3,931 0 0
AUTODESK INC COM 052769106 992 3,480 SH   DFND 1 3,480 0 0
AUTOLIV INC COM 052800109 522 6,091 SH   DFND 1 6,091 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,689 23,455 SH   DFND 1 23,455 0 0
B2GOLD CORP COM 11777Q209 73 21,336 SH   DFND 1 21,336 0 0
BAKER HUGHES COMPANY CL A 05722G100 316 12,793 SH   DFND 1 12,793 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 530 80,428 SH   DFND 1 80,428 0 0
BANCO SANTANDER S.A. ADR 05964H105 1,656 457,355 SH   DFND 1 457,355 0 0
BANK MARIN BANCORP COM 063425102 878 23,258 SH   DFND 1 23,258 0 0
BANK NEW YORK MELLON CORP COM 064058100 464 8,954 SH   DFND 1 8,954 0 0
BARCLAYS PLC ADR 06738E204 1,698 164,556 SH   DFND 1 164,556 0 0
BAXTER INTL INC COM 071813109 347 4,312 SH   DFND 1 4,312 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16,783 61,489 SH   DFND 1 61,489 0 0
BEST BUY INC COM 086516101 3,990 37,744 SH   DFND 1 37,744 0 0
BHP GROUP LTD SPONSORED ADS 088606108 4,374 81,717 SH   DFND 1 81,717 0 0
BIOGEN INC COM 09062X103 254 899 SH   DFND 1 899 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 654 8,456 SH   DFND 1 8,456 0 0
BK OF AMERICA CORP COM 060505104 13,264 312,458 SH   DFND 1 312,458 0 0
BLACK STONE MINERALS L P COM UNIT 09225M101 1,443 119,750 SH   DFND 1 119,750 0 0
BLACKROCK INC COM 09247X101 1,344 1,602 SH   DFND 1 1,602 0 0
BLACKSTONE INC COM 09260D107 520 4,471 SH   DFND 1 4,471 0 0
BOEING CO COM 097023105 1,595 7,253 SH   DFND 1 7,253 0 0
BP PLC SPONSORED ADR 055622104 2,030 74,277 SH   DFND 1 74,277 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 7,133 120,548 SH   DFND 1 120,548 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 2,793 79,180 SH   DFND 1 79,180 0 0
BROADCOM INC COM 11135F101 6,449 13,298 SH   DFND 1 13,298 0 0
BUNGE LIMITED COM G16962105 3,975 48,886 SH   DFND 1 48,886 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 333 3,829 SH   DFND 1 3,829 0 0
CABOT OIL & GAS CORP COM 127097103 438 20,124 SH   DFND 1 20,124 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 592 3,912 SH   DFND 1 3,912 0 0
CANADIAN NATL RY CO COM 136375102 423 3,661 SH   DFND 1 3,661 0 0
CARDINAL HEALTH INC COM 14149Y108 6,805 137,584 SH   DFND 1 137,584 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 402 7,765 SH   DFND 1 7,765 0 0
CATERPILLAR INC COM 149123101 3,544 18,461 SH   DFND 1 18,461 0 0
CBRE GROUP INC CL A 12504L109 615 6,313 SH   DFND 1 6,313 0 0
CHEVRON CORP NEW COM 166764100 5,110 50,375 SH   DFND 1 50,375 0 0
CIGNA CORP NEW COM 125523100 7,661 38,275 SH   DFND 1 38,275 0 0
CISCO SYS INC COM 17275R102 9,307 170,988 SH   DFND 1 170,988 0 0
CITIGROUP INC COM NEW 172967424 7,041 100,333 SH   DFND 1 100,333 0 0
CLARIVATE PLC ORD SHS G21810109 552 25,204 SH   DFND 1 25,204 0 0
CMS ENERGY CORP COM 125896100 250 4,179 SH   DFND 1 4,179 0 0
COCA COLA CO COM 191216100 4,184 79,733 SH   DFND 1 79,733 0 0
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 3,911 69,504 SH   DFND 1 69,504 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 292 1,282 SH   DFND 1 1,282 0 0
COLGATE PALMOLIVE CO COM 194162103 3,720 49,217 SH   DFND 1 49,217 0 0
COMCAST CORP NEW CL A 20030N101 16,032 286,650 SH   DFND 1 286,650 0 0
COMMERCE BANCSHARES INC COM 200525103 274 3,929 SH   DFND 1 3,929 0 0
CONAGRA BRANDS INC COM 205887102 2,971 87,728 SH   DFND 1 87,728 0 0
CONOCOPHILLIPS COM 20825C104 778 11,483 SH   DFND 1 11,483 0 0
CONSOLIDATED EDISON INC COM 209115104 405 5,573 SH   DFND 1 5,573 0 0
CORTEVA INC COM 22052L104 291 6,926 SH   DFND 1 6,926 0 0
COSTCO WHSL CORP NEW COM 22160K105 18,577 41,341 SH   DFND 1 41,341 0 0
COUPANG INC CL A 22266T109 729 26,176 SH   DFND 1 26,176 0 0
CRANE CO COM 224399105 782 8,252 SH   DFND 1 8,252 0 0
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 314 2,808 SH   DFND 1 2,808 0 0
CROCS INC COM 227046109 800 5,575 SH   DFND 1 5,575 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 276 1,593 SH   DFND 1 1,593 0 0
CUMMINS INC COM 231021106 986 4,392 SH   DFND 1 4,392 0 0
CVS HEALTH CORP COM 126650100 3,791 44,674 SH   DFND 1 44,674 0 0
D R HORTON INC COM 23331A109 3,845 45,789 SH   DFND 1 45,789 0 0
DANAHER CORPORATION COM 235851102 3,904 12,824 SH   DFND 1 12,824 0 0
DASEKE INC COM 23753F107 440 47,770 SH   DFND 1 47,770 0 0
DEERE & CO COM 244199105 4,181 12,477 SH   DFND 1 12,477 0 0
DEXCOM INC COM 252131107 778 1,422 SH   DFND 1 1,422 0 0
DISNEY WALT CO COM 254687106 10,623 62,797 SH   DFND 1 62,797 0 0
DOCUSIGN INC COM 256163106 8,288 32,197 SH   DFND 1 32,197 0 0
DOW INC COM 260557103 376 6,534 SH   DFND 1 6,534 0 0
DUPONT DE NEMOURS INC COM 26614N102 551 8,103 SH   DFND 1 8,103 0 0
EAGLE PT CR CO LLC COM 269808101 1,785 131,071 SH   DFND 1 131,071 0 0
EASTERN BANKSHARES INC COM 27627N105 1,015 50,000 SH   DFND 1 50,000 0 0
EATON CORP PLC SHS G29183103 1,186 7,941 SH   DFND 1 7,941 0 0
EBAY INC. COM 278642103 4,361 62,589 SH   DFND 1 62,589 0 0
ECOLAB INC COM 278865100 2,375 11,384 SH   DFND 1 11,384 0 0
ECOPETROL S A SPONSORED ADS 279158109 398 27,752 SH   DFND 1 27,752 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 451 3,986 SH   DFND 1 3,986 0 0
ENBRIDGE INC COM 29250N105 340 8,550 SH   DFND 1 8,550 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 2,077 216,765 SH   DFND 1 216,765 0 0
ENERPLUS CORP COM 292766102 95 11,841 SH   DFND 1 11,841 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 282 13,014 SH   DFND 1 13,014 0 0
EQUINIX INC COM 29444U700 2,780 3,519 SH   DFND 1 3,519 0 0
EQUINOR ASA SPONSORED ADR 29446M102 1,925 75,488 SH   DFND 1 75,488 0 0
ERICSSON ADR B SEK 10 294821608 113 10,093 SH   DFND 1 10,093 0 0
EURONAV NV SHS B38564108 102 10,457 SH   DFND 1 10,457 0 0
EVERSOURCE ENERGY COM 30040W108 471 5,762 SH   DFND 1 5,762 0 0
EXPEDIA GROUP INC COM NEW 30212P303 377 2,299 SH   DFND 1 2,299 0 0
EXPEDITORS INTL WASH INC COM 302130109 920 7,723 SH   DFND 1 7,723 0 0
EXXON MOBIL CORP COM 30231G102 5,914 100,541 SH   DFND 1 100,541 0 0
F5 NETWORKS INC COM 315616102 1,477 7,429 SH   DFND 1 7,429 0 0
FACEBOOK INC CL A 30303M102 16,905 49,809 SH   DFND 1 49,809 0 0
FALCON MINERALS CORP CL A COM 30607B109 11,921 2,536,442 SH   DFND 1 2,536,442 0 0
FEDEX CORP COM 31428X106 1,169 5,330 SH   DFND 1 5,330 0 0
FERGUSON PLC NEW SHS G3421J106 2,102 15,066 SH   DFND 1 15,066 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,397 11,479 SH   DFND 1 11,479 0 0
FIRST UTD CORP COM 33741H107 298 16,000 SH   DFND 1 16,000 0 0
FISERV INC COM 337738108 1,134 10,455 SH   DFND 1 10,455 0 0
FMC CORP COM NEW 302491303 245 2,676 SH   DFND 1 2,676 0 0
FORD MTR CO DEL COM 345370860 201 14,217 SH   DFND 1 14,217 0 0
FRANKLIN RESOURCES INC COM 354613101 4,199 141,297 SH   DFND 1 141,297 0 0
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 157 42,000 SH   DFND 1 42,000 0 0
GENERAL AMERN INVS CO INC COM 368802104 331 7,692 SH   DFND 1 7,692 0 0
GENERAL MLS INC COM 370334104 7,705 128,806 SH   DFND 1 128,806 0 0
GENERAL MTRS CO COM 37045V100 232 4,407 SH   DFND 1 4,407 0 0
GENTEX CORP COM 371901109 308 9,349 SH   DFND 1 9,349 0 0
GILEAD SCIENCES INC COM 375558103 4,007 57,368 SH   DFND 1 57,368 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 3,381 88,477 SH   DFND 1 88,477 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 522 6,067 SH   DFND 1 6,067 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 327 866 SH   DFND 1 866 0 0
GRAINGER W W INC COM 384802104 2,091 5,320 SH   DFND 1 5,320 0 0
GREENE CNTY BANCORP INC COM 394357107 254 7,000 SH   DFND 1 7,000 0 0
GREENLANE HLDGS INC CL A 395330103 71 30,160 SH   DFND 1 30,160 0 0
GRUPO SUPERVIELLE S.A. SPONSORED ADR 40054A108 270 120,000 SH   DFND 1 120,000 0 0
HANESBRANDS INC COM 410345102 2,986 173,996 SH   DFND 1 173,996 0 0
HCA HEALTHCARE INC COM 40412C101 214 880 SH   DFND 1 880 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 356 10,619 SH   DFND 1 10,619 0 0
HENRY SCHEIN INC COM 806407102 523 6,866 SH   DFND 1 6,866 0 0
HESS CORP COM 42809H107 886 11,340 SH   DFND 1 11,340 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 512 35,897 SH   DFND 1 35,897 0 0
HOME DEPOT INC COM 437076102 23,926 72,887 SH   DFND 1 72,887 0 0
HONEYWELL INTL INC COM 438516106 14,672 69,118 SH   DFND 1 69,118 0 0
HP INC COM 40434L105 6,149 224,761 SH   DFND 1 224,761 0 0
HUBBELL INC COM 443510607 3,616 20,014 SH   DFND 1 20,014 0 0
HUDSON PAC PPTYS INC COM 444097109 864 32,904 SH   DFND 1 32,904 0 0
IDEXX LABS INC COM 45168D104 419 674 SH   DFND 1 674 0 0
IHS MARKIT LTD SHS G47567105 2,828 24,250 SH   DFND 1 24,250 0 0
INFOSYS LTD SPONSORED ADR 456788108 262 11,784 SH   DFND 1 11,784 0 0
ING GROEP N.V. SPONSORED ADR 456837103 739 51,010 SH   DFND 1 51,010 0 0
INTEL CORP COM 458140100 12,901 242,140 SH   DFND 1 242,140 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 235 2,044 SH   DFND 1 2,044 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,337 16,819 SH   DFND 1 16,819 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 229 1,713 SH   DFND 1 1,713 0 0
INTERPUBLIC GROUP COS INC COM 460690100 5,691 155,200 SH   DFND 1 155,200 0 0
INTUIT COM 461202103 637 1,181 SH   DFND 1 1,181 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,238 3,457 SH   DFND 1 3,457 0 0
IRSA INVERSIONES Y REP S A GLOBL DEP RCPT 450047204 87 21,255 SH   DFND 1 21,255 0 0
ISHARES GOLD TR ISHARES NEW 464285204 314 9,395 SH   DFND 1 9,395 0 0
ISHARES TR 20 YR TR BD ETF 464287432 318 2,200 SH   DFND 1 2,200 0 0
ISHARES TR CALIF MUN BD ETF 464288356 337 5,424 SH   DFND 1 5,424 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,191 29,515 SH   DFND 1 29,515 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,036 10,527 SH   DFND 1 10,527 0 0
ISHARES TR CORE S&P500 ETF 464287200 33,478 77,708 SH   DFND 1 77,708 0 0
ISHARES TR CORE US AGGBD ET 464287226 74,798 651,384 SH   DFND 1 651,384 0 0
ISHARES TR MSCI ACWI ETF 464288257 5,373 53,770 SH   DFND 1 53,770 0 0
ISHARES TR MSCI ACWI EX US 464288240 785 14,160 SH   DFND 1 14,160 0 0
ISHARES TR MSCI EAFE ETF 464287465 18,927 242,618 SH   DFND 1 242,618 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 9,006 178,767 SH   DFND 1 178,767 0 0
ISHARES TR MSCI USA ESG SLC 464288802 1,355 14,126 SH   DFND 1 14,126 0 0
ISHARES TR NATIONAL MUN ETF 464288414 9,697 83,476 SH   DFND 1 83,476 0 0
ISHARES TR RUS 1000 ETF 464287622 853 3,528 SH   DFND 1 3,528 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,172 7,927 SH   DFND 1 7,927 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,051 6,716 SH   DFND 1 6,716 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,334 8,328 SH   DFND 1 8,328 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,002 8,937 SH   DFND 1 8,937 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 736 6,501 SH   DFND 1 6,501 0 0
ISHARES TR RUS MID CAP ETF 464287499 324 4,140 SH   DFND 1 4,140 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,581 11,797 SH   DFND 1 11,797 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 845 11,434 SH   DFND 1 11,434 0 0
ISHARES TR S&P 500 VAL ETF 464287408 209 1,438 SH   DFND 1 1,438 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 10,274 95,513 SH   DFND 1 95,513 0 0
ISHARES TR U.S. TECH ETF 464287721 989 9,765 SH   DFND 1 9,765 0 0
JOHNSON & JOHNSON COM 478160104 14,811 91,710 SH   DFND 1 91,710 0 0
JOHNSON CTLS INTL PLC SHS G51502105 1,109 16,289 SH   DFND 1 16,289 0 0
JPMORGAN CHASE & CO COM 46625H100 14,151 86,449 SH   DFND 1 86,449 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 344 1,271 SH   DFND 1 1,271 0 0
KELLOGG CO COM 487836108 369 5,779 SH   DFND 1 5,779 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 383 2,334 SH   DFND 1 2,334 0 0
KIMBELL RTY PARTNERS LP UNIT 49435R102 1,413 100,000 SH   DFND 1 100,000 0 0
KIMBERLY-CLARK CORP COM 494368103 3,392 25,611 SH   DFND 1 25,611 0 0
KINDER MORGAN INC DEL COM 49456B101 306 18,313 SH   DFND 1 18,313 0 0
KINROSS GOLD CORP COM 496902404 445 83,000 SH   DFND 1 83,000 0 0
KLA CORP COM NEW 482480100 7,346 21,960 SH   DFND 1 21,960 0 0
LANDSEA HOMES CORP *W EXP 01/07/202 51509P111 4 17,000 SH   DFND 1 17,000 0 0
LENNAR CORP CL A 526057104 4,014 42,848 SH   DFND 1 42,848 0 0
LHC GROUP INC COM 50187A107 213 1,360 SH   DFND 1 1,360 0 0
LILLY ELI & CO COM 532457108 7,677 33,225 SH   DFND 1 33,225 0 0
LIMONEIRA CO COM 532746104 603 37,293 SH   DFND 1 37,293 0 0
LINDE PLC SHS G5494J103 471 1,606 SH   DFND 1 1,606 0 0
LIVEPERSON INC COM 538146101 229 3,878 SH   DFND 1 3,878 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 58 23,502 SH   DFND 1 23,502 0 0
LOCKHEED MARTIN CORP COM 539830109 6,510 18,865 SH   DFND 1 18,865 0 0
LOWES COS INC COM 548661107 4,081 20,118 SH   DFND 1 20,118 0 0
LULULEMON ATHLETICA INC COM 550021109 297 734 SH   DFND 1 734 0 0
MAGYAR BANCORP INC COM 55977T208 458 39,974 SH   DFND 1 39,974 0 0
MANPOWERGROUP INC WIS COM 56418H100 674 6,262 SH   DFND 1 6,262 0 0
MARATHON OIL CORP COM 565849106 242 17,669 SH   DFND 1 17,669 0 0
MARATHON PETE CORP COM 56585A102 618 10,000 SH   DFND 1 10,000 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,024 6,761 SH   DFND 1 6,761 0 0
MASCO CORP COM 574599106 6,603 118,869 SH   DFND 1 118,869 0 0
MASTERCARD INCORPORATED CL A 57636Q104 11,472 32,997 SH   DFND 1 32,997 0 0
MCCORMICK & CO INC COM NON VTG 579780206 804 9,928 SH   DFND 1 9,928 0 0
MCCORMICK & CO INC COM VTG 579780107 210 2,544 SH   DFND 1 2,544 0 0
MCDONALDS CORP COM 580135101 7,008 29,067 SH   DFND 1 29,067 0 0
MCKESSON CORP COM 58155Q103 4,849 24,320 SH   DFND 1 24,320 0 0
MEDTRONIC PLC SHS G5960L103 6,747 53,827 SH   DFND 1 53,827 0 0
MERCADOLIBRE INC COM 58733R102 726 432 SH   DFND 1 432 0 0
MERCK & CO INC COM 58933Y105 13,567 180,635 SH   DFND 1 180,635 0 0
MERIDA MERGER CORP I *W EXP 11/07/202 58953M114 92 80,001 SH   DFND 1 80,001 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 452 328 SH   DFND 1 328 0 0
MICROSOFT CORP COM 594918104 81,910 290,544 SH   DFND 1 290,544 0 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 3,722 386,086 SH   DFND 1 386,086 0 0
MODERNA INC COM 60770K107 315 2,109 SH   DFND 1 2,109 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 1,866 40,228 SH   DFND 1 40,228 0 0
MONROE CAP CORP COM 610335101 216 20,831 SH   DFND 1 20,831 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 1,555 17,507 SH   DFND 1 17,507 0 0
MORGAN STANLEY COM NEW 617446448 466 4,785 SH   DFND 1 4,785 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 508 2,187 SH   DFND 1 2,187 0 0
MSC INDL DIRECT INC CL A 553530106 3,475 43,331 SH   DFND 1 43,331 0 0
NETFLIX INC COM 64110L106 8,772 14,372 SH   DFND 1 14,372 0 0
NEXTERA ENERGY INC COM 65339F101 11,472 146,107 SH   DFND 1 146,107 0 0
NIKE INC CL B 654106103 75,352 518,843 SH   DFND 1 518,843 0 0
NOKIA CORP SPONSORED ADR 654902204 113 20,670 SH   DFND 1 20,670 0 0
NORDSTROM INC COM 655664100 528 19,974 SH   DFND 1 19,974 0 0
NORFOLK SOUTHN CORP COM 655844108 1,695 7,084 SH   DFND 1 7,084 0 0
NORTH AMERN CONSTR GROUP LTD COM 656811106 405 27,500 SH   DFND 1 27,500 0 0
NORTHERN TR CORP COM 665859104 474 4,393 SH   DFND 1 4,393 0 0
NOVARTIS AG SPONSORED ADR 66987V109 5,912 72,292 SH   DFND 1 72,292 0 0
NOVO-NORDISK A S ADR 670100205 5,284 55,032 SH   DFND 1 55,032 0 0
NUTANIX INC CL A 67059N108 816 21,657 SH   DFND 1 21,657 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 303 19,968 SH   DFND 1 19,968 0 0
NVIDIA CORPORATION COM 67066G104 25,204 121,663 SH   DFND 1 121,663 0 0
NXP SEMICONDUCTORS N V COM N6596X109 1,191 6,082 SH   DFND 1 6,082 0 0
OMNICOM GROUP INC COM 681919106 7,433 102,577 SH   DFND 1 102,577 0 0
ON SEMICONDUCTOR CORP COM 682189105 438 9,575 SH   DFND 1 9,575 0 0
ONEOK INC NEW COM 682680103 383 6,606 SH   DFND 1 6,606 0 0
ORACLE CORP COM 68389X105 15,335 176,004 SH   DFND 1 176,004 0 0
ORGANON & CO COMMON STOCK 68622V106 263 8,020 SH   DFND 1 8,020 0 0
OTIS WORLDWIDE CORP COM 68902V107 245 2,981 SH   DFND 1 2,981 0 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 3,986 156,927 SH   DFND 1 156,927 0 0
PACCAR INC COM 693718108 479 6,067 SH   DFND 1 6,067 0 0
PALO ALTO NETWORKS INC COM 697435105 3,510 7,328 SH   DFND 1 7,328 0 0
PAYCHEX INC COM 704326107 4,106 36,511 SH   DFND 1 36,511 0 0
PAYPAL HLDGS INC COM 70450Y103 7,092 27,254 SH   DFND 1 27,254 0 0
PB BANKSHARES INC COM 69318V103 138 10,000 SH   DFND 1 10,000 0 0
PENTAIR PLC SHS G7S00T104 303 4,173 SH   DFND 1 4,173 0 0
PEPSICO INC COM 713448108 3,249 21,598 SH   DFND 1 21,598 0 0
PFIZER INC COM 717081103 7,036 163,579 SH   DFND 1 163,579 0 0
PHILIP MORRIS INTL INC COM 718172109 7,712 81,358 SH   DFND 1 81,358 0 0
PHILLIPS 66 COM 718546104 334 4,775 SH   DFND 1 4,775 0 0
PNC FINL SVCS GROUP INC COM 693475105 490 2,503 SH   DFND 1 2,503 0 0
PRICE T ROWE GROUP INC COM 74144T108 5,585 28,392 SH   DFND 1 28,392 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 4,244 65,901 SH   DFND 1 65,901 0 0
PROCTER AND GAMBLE CO COM 742718109 6,970 49,858 SH   DFND 1 49,858 0 0
PROLOGIS INC. COM 74340W103 642 5,122 SH   DFND 1 5,122 0 0
PRUDENTIAL FINL INC COM 744320102 680 6,461 SH   DFND 1 6,461 0 0
PRUDENTIAL PLC ADR 74435K204 2,449 62,508 SH   DFND 1 62,508 0 0
PUBLIC STORAGE COM 74460D109 279 938 SH   DFND 1 938 0 0
QUALCOMM INC COM 747525103 13,691 106,148 SH   DFND 1 106,148 0 0
QUEST DIAGNOSTICS INC COM 74834L100 277 1,904 SH   DFND 1 1,904 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 8,059 93,758 SH   DFND 1 93,758 0 0
REDFIN CORP COM 75737F108 4,259 85,000 SH   DFND 1 85,000 0 0
RELX PLC SPONSORED ADR 759530108 3,671 127,203 SH   DFND 1 127,203 0 0
REVANCE THERAPEUTICS INC COM 761330109 816 29,274 SH   DFND 1 29,274 0 0
RH COM 74967X103 200 300 SH   DFND 1 300 0 0
RIO TINTO PLC SPONSORED ADR 767204100 3,164 47,350 SH   DFND 1 47,350 0 0
ROBERT HALF INTL INC COM 770323103 2,357 23,493 SH   DFND 1 23,493 0 0
ROCKWELL AUTOMATION INC COM 773903109 441 1,499 SH   DFND 1 1,499 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,404 53,937 SH   DFND 1 53,937 0 0
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 2,914 26,475 SH   DFND 1 26,475 0 0
S&P GLOBAL INC COM 78409V104 374 881 SH   DFND 1 881 0 0
SALESFORCE COM INC COM 79466L302 17,199 63,413 SH   DFND 1 63,413 0 0
SANOFI SPONSORED ADR 80105N105 3,566 73,970 SH   DFND 1 73,970 0 0
SAP SE SPON ADR 803054204 274 2,027 SH   DFND 1 2,027 0 0
SCHLUMBERGER LTD COM STK 806857108 760 25,644 SH   DFND 1 25,644 0 0
SCHWAB CHARLES CORP COM 808513105 200 2,745 SH   DFND 1 2,745 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 689 17,792 SH   DFND 1 17,792 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 264 3,560 SH   DFND 1 3,560 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,088 10,457 SH   DFND 1 10,457 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 352 3,514 SH   DFND 1 3,514 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 545 8,706 SH   DFND 1 8,706 0 0
SEA LTD SPONSORD ADS 81141R100 657 2,060 SH   DFND 1 2,060 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 4,788 58,022 SH   DFND 1 58,022 0 0
SEALED AIR CORP NEW COM 81211K100 4,515 82,414 SH   DFND 1 82,414 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,519 10,173 SH   DFND 1 10,173 0 0
SEMPRA COM 816851109 275 2,176 SH   DFND 1 2,176 0 0
SERVICENOW INC COM 81762P102 540 868 SH   DFND 1 868 0 0
SIREN ETF TR NSD NXGN ECO ETF 829658202 303 6,794 SH   DFND 1 6,794 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 284 1,726 SH   DFND 1 1,726 0 0
SMARTSHEET INC COM CL A 83200N103 1,082 15,718 SH   DFND 1 15,718 0 0
SMUCKER J M CO COM NEW 832696405 3,112 25,927 SH   DFND 1 25,927 0 0
SNAP INC CL A 83304A106 1,581 21,400 SH   DFND 1 21,400 0 0
SNAP ON INC COM 833034101 4,279 20,476 SH   DFND 1 20,476 0 0
SNOWFLAKE INC CL A 833445109 248 819 SH   DFND 1 819 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 468 4,231 SH   DFND 1 4,231 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 479 1,415 SH   DFND 1 1,415 0 0
SPDR GOLD TR GOLD SHS 78463V107 728 4,435 SH   DFND 1 4,435 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 3,405 117,532 SH   DFND 1 117,532 0 0
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459 1,168 17,720 SH   DFND 1 17,720 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 151,683 353,457 SH   DFND 1 353,457 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,418 2,949 SH   DFND 1 2,949 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 604 20,241 SH   DFND 1 20,241 0 0
SPDR SER TR S&P DIVID ETF 78464A763 31,476 267,763 SH   DFND 1 267,763 0 0
SPLUNK INC COM 848637104 1,756 12,134 SH   DFND 1 12,134 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 487 35,276 SH   DFND 1 35,276 0 0
SQUARE INC CL A 852234103 1,065 4,441 SH   DFND 1 4,441 0 0
STARBUCKS CORP COM 855244109 5,327 48,289 SH   DFND 1 48,289 0 0
STATE STR CORP COM 857477103 302 3,564 SH   DFND 1 3,564 0 0
STELLANTIS N.V SHS N82405106 259 13,580 SH   DFND 1 13,580 0 0
STRYKER CORPORATION COM 863667101 325 1,231 SH   DFND 1 1,231 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 2,323 331,431 SH   DFND 1 331,431 0 0
SUNCOR ENERGY INC NEW COM 867224107 1,354 65,270 SH   DFND 1 65,270 0 0
SVB FINANCIAL GROUP COM 78486Q101 201 311 SH   DFND 1 311 0 0
SYNOPSYS INC COM 871607107 317 1,058 SH   DFND 1 1,058 0 0
SYSCO CORP COM 871829107 5,138 65,455 SH   DFND 1 65,455 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 677 6,065 SH   DFND 1 6,065 0 0
TAPESTRY INC COM 876030107 534 14,414 SH   DFND 1 14,414 0 0
TARGET CORP COM 87612E106 8,330 36,412 SH   DFND 1 36,412 0 0
TE CONNECTIVITY LTD REG SHS H84989104 360 2,624 SH   DFND 1 2,624 0 0
TELEFONICA S A SPONSORED ADR 879382208 55 11,624 SH   DFND 1 11,624 0 0
TESLA INC COM 88160R101 6,049 7,800 SH   DFND 1 7,800 0 0
TEXAS INSTRS INC COM 882508104 17,350 90,264 SH   DFND 1 90,264 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 11,732 20,535 SH   DFND 1 20,535 0 0
TILRAY INC COM CL 2 88688T100 4,343 384,665 SH   DFND 1 384,665 0 0
TJX COS INC NEW COM 872540109 279 4,228 SH   DFND 1 4,228 0 0
T-MOBILE US INC COM 872590104 358 2,806 SH   DFND 1 2,806 0 0
TRACTOR SUPPLY CO COM 892356106 1,006 4,965 SH   DFND 1 4,965 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 458 2,651 SH   DFND 1 2,651 0 0
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204 97 19,600 SH   DFND 1 19,600 0 0
TRAVELERS COMPANIES INC COM 89417E109 5,342 35,144 SH   DFND 1 35,144 0 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 120 27,617 SH   DFND 1 27,617 0 0
TWILIO INC CL A 90138F102 203 637 SH   DFND 1 637 0 0
TWITTER INC COM 90184L102 410 6,792 SH   DFND 1 6,792 0 0
UBER TECHNOLOGIES INC COM 90353T100 1,821 40,658 SH   DFND 1 40,658 0 0
UIPATH INC CL A 90364P105 224 4,253 SH   DFND 1 4,253 0 0
ULTA BEAUTY INC COM 90384S303 1,824 5,054 SH   DFND 1 5,054 0 0
UNILEVER PLC SPON ADR NEW 904767704 4,950 91,296 SH   DFND 1 91,296 0 0
UNION PAC CORP COM 907818108 10,673 54,450 SH   DFND 1 54,450 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,212 17,637 SH   DFND 1 17,637 0 0
UNITEDHEALTH GROUP INC COM 91324P102 19,633 50,245 SH   DFND 1 50,245 0 0
UNITY SOFTWARE INC COM 91332U101 2,025 16,040 SH   DFND 1 16,040 0 0
US BANCORP DEL COM NEW 902973304 689 11,584 SH   DFND 1 11,584 0 0
V F CORP COM 918204108 217 3,232 SH   DFND 1 3,232 0 0
VALE S A SPONSORED ADS 91912E105 3,687 264,313 SH   DFND 1 264,313 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 202 1,978 SH   DFND 1 1,978 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 72,644 886,552 SH   DFND 1 886,552 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 434 7,624 SH   DFND 1 7,624 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,183 10,971 SH   DFND 1 10,971 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 743 3,696 SH   DFND 1 3,696 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 410 2,937 SH   DFND 1 2,937 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,251 13,731 SH   DFND 1 13,731 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 507 4,977 SH   DFND 1 4,977 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 34,163 86,620 SH   DFND 1 86,620 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,311 7,748 SH   DFND 1 7,748 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,662 12,174 SH   DFND 1 12,174 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,609 61,286 SH   DFND 1 61,286 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,888 21,336 SH   DFND 1 21,336 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 364 5,978 SH   DFND 1 5,978 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,892 497,733 SH   DFND 1 497,733 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 21,742 213,509 SH   DFND 1 213,509 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 966 11,719 SH   DFND 1 11,719 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 70,089 1,388,172 SH   DFND 1 1,388,172 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,439 6,079 SH   DFND 1 6,079 0 0
VEDANTA LIMITED SPONSORED ADR 92242Y100 222 14,499 SH   DFND 1 14,499 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,659 123,292 SH   DFND 1 123,292 0 0
VIACOMCBS INC CL B 92556H206 4,130 104,521 SH   DFND 1 104,521 0 0
VIPER ENERGY PARTNERS LP COM UNT RP INT 92763M105 2,294 105,000 SH   DFND 1 105,000 0 0
VISA INC COM CL A 92826C839 13,523 60,709 SH   DFND 1 60,709 0 0
VMWARE INC CL A COM 928563402 1,061 7,134 SH   DFND 1 7,134 0 0
VULCAN MATLS CO COM 929160109 258 1,523 SH   DFND 1 1,523 0 0
WALMART INC COM 931142103 3,358 24,095 SH   DFND 1 24,095 0 0
WASTE MGMT INC DEL COM 94106L109 420 2,812 SH   DFND 1 2,812 0 0
WATERS CORP COM 941848103 435 1,218 SH   DFND 1 1,218 0 0
WELLS FARGO CO NEW COM 949746101 8,421 181,446 SH   DFND 1 181,446 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 233 549 SH   DFND 1 549 0 0
WESTERN UN CO COM 959802109 6,836 338,082 SH   DFND 1 338,082 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 916 25,758 SH   DFND 1 25,758 0 0
WIPRO LTD SPON ADR 1 SH 97651M109 118 13,380 SH   DFND 1 13,380 0 0
WORKDAY INC CL A 98138H101 762 3,049 SH   DFND 1 3,049 0 0
XCEL ENERGY INC COM 98389B100 356 5,700 SH   DFND 1 5,700 0 0
XYLEM INC COM 98419M100 692 5,598 SH   DFND 1 5,598 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 205 397 SH   DFND 1 397 0 0
ZILLOW GROUP INC CL A 98954M101 238 2,692 SH   DFND 1 2,692 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200 526 5,964 SH   DFND 1 5,964 0 0
ZOETIS INC CL A 98978V103 4,038 20,799 SH   DFND 1 20,799 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 310 1,184 SH   DFND 1 1,184 0 0