The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES 0-5 YEAR HIGH YLD 0-5YR HI YL CP 46434V407 2,434 53,267 SH   SOLE   53,267 0 0
ISHARES 1-3 YR TREAS BND 1 3 YR TREAS BD 464287457 5,662 65,726 SH   SOLE   65,726 0 0
ISHARES GLOBAL REIT ETF 46434V 46434V647 19,081 696,158 SH   SOLE   696,158 0 0
VANGUARD S&P500 VALUE ETF 500 VAL IDX FD 921932703 2,254 16,033 SH   SOLE   16,033 0 0
GOLDMAN ACC TREAS 0-1 ETF ACCES TREASURY 381430529 2,701 26,990 SH   SOLE   26,990 0 0
PIMCO ACTIVE BOND ETF ACTIVE BD ETF 72201R775 315 2,850 SH   SOLE   2,850 0 0
VANGRD FTSE ALL-WLD EX-US ALLWRLD EX US 922042775 3,917 64,260 SH   SOLE   64,260 0 0
ISHARES CALIFORNIA MUNI CALIF MUN BD ETF 464288356 1,596 25,723 SH   SOLE   25,723 0 0
ALPHABET INC CL-A CAP STK CL A 02079K305 1,932 723 SH   SOLE   723 0 0
ALPHABET INC CL-C CAP STK CL C 02079K107 10,269 3,853 SH   SOLE   3,853 0 0
META PLATFORMS INC CL-A CL A 30303M102 9,294 27,387 SH   SOLE   27,387 0 0
COMCAST CORP CL-A CL A 20030N101 270 4,829 SH   SOLE   4,829 0 0
MASTERCARD INC CL-A CL A 57636Q104 644 1,855 SH   SOLE   1,855 0 0
MONDELEZ INTL INC CL-A CL A 609207105 372 6,396 SH   SOLE   6,396 0 0
NIKE INC CL-B CL B 654106103 658 4,532 SH   SOLE   4,532 0 0
BERKSHIRE HATHAWAY-B-NEW CL B NEW 084670702 917 3,363 SH   SOLE   3,363 0 0
ISHARES C&S REIT ETF COHEN STEER REIT 464287564 3,693 56,457 SH   SOLE   56,457 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 497 12,229 SH   SOLE   12,229 0 0
HOME DEPOT INC COM 437076102 6,216 18,938 SH   SOLE   18,938 0 0
HONEYWELL INTL INC COM 438516106 298 1,407 SH   SOLE   1,407 0 0
INTEL CORPORATION COM 458140100 4,518 84,800 SH   SOLE   84,800 0 0
INTL BUSINESS MACHINES COM 459200101 413 2,978 SH   SOLE   2,978 0 0
GENERAL DYNAMICS CORP COM 369550108 5,355 27,321 SH   SOLE   27,321 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 307 814 SH   SOLE   814 0 0
INTUIT INC COM 461202103 372 691 SH   SOLE   691 0 0
BLACKLINE INC COM 09239B109 307 2,604 SH   SOLE   2,604 0 0
BOEING COMPANY COM 097023105 5,507 25,039 SH   SOLE   25,039 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 855 14,466 SH   SOLE   14,466 0 0
CIGNA CORP-NEW COM 125523100 6,001 29,984 SH   SOLE   29,984 0 0
CATERPILLAR INC COM 149123101 286 1,491 SH   SOLE   1,491 0 0
CHEVRON CORP COM 166764100 5,390 53,134 SH   SOLE   53,134 0 0
CISCO SYSTEMS INC COM 17275R102 5,878 107,999 SH   SOLE   107,999 0 0
ALTRIA GROUP INC COM 02209S103 1,041 22,886 SH   SOLE   22,886 0 0
AMAZON COM INC COM 023135106 9,776 2,976 SH   SOLE   2,976 0 0
AMERICAN EXPRESS CO COM 025816109 5,959 35,573 SH   SOLE   35,573 0 0
AMGEN INC COM 031162100 6,974 32,800 SH   SOLE   32,800 0 0
APPLE INC COM 037833100 24,918 176,104 SH   SOLE   176,104 0 0
ARISTA NETWORKS INC COM 040413106 1,239 3,607 SH   SOLE   3,607 0 0
ASENSUS SURGICAL INC COM 04367G103 24 13,000 SH   SOLE   13,000 0 0
COSTCO WHOLESALE CORP COM 22160K105 634 1,412 SH   SOLE   1,412 0 0
D.R HORTON INC COM 23331A109 4,757 56,660 SH   SOLE   56,660 0 0
DEERE & CO COM 244199105 273 816 SH   SOLE   816 0 0
AFLAC INC COM 001055102 5,408 103,743 SH   SOLE   103,743 0 0
AT & T INC COM 00206R102 4,134 153,087 SH   SOLE   153,087 0 0
ABBOTT LABORATORIES COM 002824100 277 2,345 SH   SOLE   2,345 0 0
ABBVIE INC COM 00287Y109 363 3,369 SH   SOLE   3,369 0 0
ADOBE INC COM 00724F101 359 624 SH   SOLE   624 0 0
AIRBNB INC CL-A COM 009066101 276 1,650 SH   SOLE   1,650 0 0
BANK OF AMERICA COM 060505104 7,980 187,987 SH   SOLE   187,987 0 0
DISNEY WALT COMPANY COM 254687106 949 5,611 SH   SOLE   5,611 0 0
DOCUSIGN INC COM 256163106 362 1,410 SH   SOLE   1,410 0 0
DOMINION ENERGY INC COM 25746U109 5,145 70,468 SH   SOLE   70,468 0 0
DUPONT DE NEMOURS INC COM 26614N102 4,872 71,659 SH   SOLE   71,659 0 0
EXXON MOBIL CORP COM 30231G102 4,350 73,964 SH   SOLE   73,964 0 0
NORTHROP GRUMMAN CORP COM 666807102 231 643 SH   SOLE   643 0 0
NVIDIA CORP COM 67066G104 9,150 44,172 SH   SOLE   44,172 0 0
PROCTER & GAMBLE CO. COM 742718109 5,792 41,432 SH   SOLE   41,432 0 0
QUALCOMM INC COM 747525103 302 2,342 SH   SOLE   2,342 0 0
RPM INTL INC (DEL) COM 749685103 4,613 59,417 SH   SOLE   59,417 0 0
RAYTHEON TECHNOLOGIES CRP COM 75513E101 276 3,220 SH   SOLE   3,220 0 0
REGENERON PHARM INC COM 75886F107 6,402 10,580 SH   SOLE   10,580 0 0
ONEOK INC COM 682680103 293 5,068 SH   SOLE   5,068 0 0
ORACLE CORP COM 68389X105 682 7,831 SH   SOLE   7,831 0 0
PAYPAL HOLDINGS INC COM 70450Y103 819 3,149 SH   SOLE   3,149 0 0
PEPSICO INC COM 713448108 780 5,192 SH   SOLE   5,192 0 0
PFIZER INC COM 717081103 5,970 138,825 SH   SOLE   138,825 0 0
PHILIP MORRIS INTL INC COM 718172109 1,660 17,513 SH   SOLE   17,513 0 0
SALESFORCE.COM INC COM 79466L302 734 2,707 SH   SOLE   2,707 0 0
NETFLIX INC COM 64110L106 1,587 2,601 SH   SOLE   2,601 0 0
KRAFT HEINZ COMPANY (THE) COM 500754106 209 5,689 SH   SOLE   5,689 0 0
LOWES COMPANIES INC COM 548661107 216 1,067 SH   SOLE   1,067 0 0
LULULEMON ATHLETICA INC COM 550021109 269 665 SH   SOLE   665 0 0
MCDONALDS CORP COM 580135101 403 1,675 SH   SOLE   1,675 0 0
MERCK & CO INC-NEW COM 58933Y105 5,378 71,614 SH   SOLE   71,614 0 0
METLIFE INC COM 59156R108 5,093 82,507 SH   SOLE   82,507 0 0
MICROSOFT CORP COM 594918104 11,973 42,471 SH   SOLE   42,471 0 0
JP MORGAN CHASE & CO COM 46625H100 7,643 46,698 SH   SOLE   46,698 0 0
JOHNSON & JOHNSON COM 478160104 6,051 37,472 SH   SOLE   37,472 0 0
SEMPRA COM 816851109 239 1,892 SH   SOLE   1,892 0 0
STARBUCKS CORP COM 855244109 4,112 37,282 SH   SOLE   37,282 0 0
TJX COMPANIES INC COM 872540109 217 3,292 SH   SOLE   3,292 0 0
TARGET CORP COM 87612E106 6,288 27,487 SH   SOLE   27,487 0 0
TESLA INC COM 88160R101 539 696 SH   SOLE   696 0 0
TEXAS INSTRUMENTS INC COM 882508104 641 3,335 SH   SOLE   3,335 0 0
3M COMPANY COM 88579Y101 344 1,962 SH   SOLE   1,962 0 0
UNITED HEALTH GROUP INC COM 91324P102 711 1,820 SH   SOLE   1,820 0 0
WALMART INC COM 931142103 5,422 38,906 SH   SOLE   38,906 0 0
WASTE MANAGEMENT INC COM 94106L109 245 1,642 SH   SOLE   1,642 0 0
WELLS FARGO CO COM 949746101 1,876 40,430 SH   SOLE   40,430 0 0
VERIZON COMMUNICATIONS COM 92343V104 690 12,782 SH   SOLE   12,782 0 0
FERRARI N.V. COM N3167Y103 419 2,005 SH   SOLE   2,005 0 0
VISA INC CLASS-A COM CL A 92826C839 5,291 23,754 SH   SOLE   23,754 0 0
PAGSEGURO DIGITAL LTD-A COM CL A G68707101 4,847 93,729 SH   SOLE   93,729 0 0
CITIGROUP INC-NEW COM NEW 172967424 5,347 76,194 SH   SOLE   76,194 0 0
FIRST TR DJ SEL MICROCAP COM SHS ANNUAL 33718M105 221 3,700 SH   SOLE   3,700 0 0
ISHARES CORE DIV GWTH ETF CORE DIV GRWTH 46434V621 5,765 114,767 SH   SOLE   114,767 0 0
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 15,123 203,678 SH   SOLE   203,678 0 0
ISHARES CORE MSCI EMG MKT CORE MSCI EMKT 46434G103 11,903 192,745 SH   SOLE   192,745 0 0
ISHARES CORE S&P MID-CAP CORE S&P MCP ETF 464287507 487 1,854 SH   SOLE   1,854 0 0
ISHARES CORE S&P SML-CAP CORE S&P SCP ETF 464287804 10,580 96,897 SH   SOLE   96,897 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 27,323 63,421 SH   SOLE   63,421 0 0
ISHARES CORE US AGG BD ET CORE US AGGBD ET 464287226 4,465 38,889 SH   SOLE   38,889 0 0
SPDR DJ INTL R/ESTATE ETF DJ INTL RL ETF 78463X863 1,075 30,287 SH   SOLE   30,287 0 0
SPDR DJ REIT ETF DJ REIT ETF 78464A607 1,625 15,416 SH   SOLE   15,416 0 0
ISHARES MSCI EAFE GTH ETF EAFE GRWTH ETF 464288885 4,104 38,552 SH   SOLE   38,552 0 0
ISHARES MSCI EAFE S/C ETF EAFE SML CP ETF 464288273 25,594 343,964 SH   SOLE   343,964 0 0
ISHARES MSCI EAFE VAL IND EAFE VALUE ETF 464288877 525 10,344 SH   SOLE   10,344 0 0
WISDOMTREE E/M QLTY DV GW EM MKTS QTLY DIV 97717W323 18,732 668,296 SH   SOLE   668,296 0 0
SCHWAB EMRG MKT EQT ETF EMRG MKTEQ ETF 808524706 427 14,024 SH   SOLE   14,024 0 0
ISHRS ESG AWR MSCI EAFE ESG AW MSCI EAFE 46435G516 1,531 19,539 SH   SOLE   19,539 0 0
ISHS ESG MSCI USA S/C ETF ESG AWARE MSCI 46435U663 311 7,985 SH   SOLE   7,985 0 0
ISHRS ESG AWARE 1-5Y USD ESG AWRE 1 5 YR 46435G243 496 19,110 SH   SOLE   19,110 0 0
ISHS ESG MSCI USA LDR ETF ESG MSCI LEADR 46435U218 311 4,130 SH   SOLE   4,130 0 0
FIRST TR TACTICAL H/Y ETF FIRST TR TA HIYL 33738D408 40,500 840,444 SH   SOLE   840,444 0 0
VANGUARD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 1,249 24,755 SH   SOLE   24,755 0 0
VANGUARD FTSE EMERG MKT FTSE EMR MKT ETF 922042858 2,827 56,529 SH   SOLE   56,529 0 0
VANGUARD GL EX-US R/E ETF GLB EX US ETF 922042676 718 12,767 SH   SOLE   12,767 0 0
WISDOMTREE GL EX-US R/EST GLB EX US RL EST 97717W331 368 14,770 SH   SOLE   14,770 0 0
VANECK GOLD MINERS ETF GOLD MINERS ETF 92189F106 1,990 67,540 SH   SOLE   67,540 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 6,377 21,979 SH   SOLE   21,979 0 0
ISHARES IBOXX $ HI YLD BD IBOXX HI YD ETF 464288513 405 4,640 SH   SOLE   4,640 0 0
SCHWAB INTL EQUITY ETF INTL EQTY ETF 808524805 1,514 39,132 SH   SOLE   39,132 0 0
WISDOMTREE ITL MIDCP DIV INTL MIDCAP DV 97717W778 937 14,014 SH   SOLE   14,014 0 0
WISDOM INTL QLTY DIV GWTH INTL QULTY DIV 97717X131 60,902 1,599,330 SH   SOLE   1,599,330 0 0
SCHWAB INTL S/CP EQT ETF INTL SCEQT ETF 808524888 4,686 112,882 SH   SOLE   112,882 0 0
WISDOMTREE ITL SMCP DV/FD INTL SMCAP DIV 97717W760 1,123 15,138 SH   SOLE   15,138 0 0
ISHARES GOLD TR ETF-NEW ISHARES NEW 464285204 2,170 64,953 SH   SOLE   64,953 0 0
ISHARES 1-5Y I/G CORP BND ISHS 1-5YR INVS 464288646 85,610 1,566,807 SH   SOLE   1,566,807 0 0
ISHARES 5-10Y I/G CORP BD ISHS 5-10YR INVT 464288638 32,115 534,723 SH   SOLE   534,723 0 0
VANGUARD LARGE-CAP ETF LARGE CAP ETF 922908637 3,075 15,306 SH   SOLE   15,306 0 0
VANGUARD MID-CAP GWTH IND MCAP GR IDXVIP 922908538 627 2,654 SH   SOLE   2,654 0 0
VANGUARD MID-CAP VAL IND MCAP VL IDXVIP 922908512 430 3,085 SH   SOLE   3,085 0 0
ISHARES RUSS MICROCAP IND MICRO-CAP ETF 464288869 25,710 178,146 SH   SOLE   178,146 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629 6,381 26,953 SH   SOLE   26,953 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 4,230 54,229 SH   SOLE   54,229 0 0
ISHARES MSCI SWITZRLD ETF MSCI SWITZERLAND 464286749 437 9,387 SH   SOLE   9,387 0 0
ISHS TR MSCI USA ESG ETF MSCI USA ESG SLC 464288802 424 4,428 SH   SOLE   4,428 0 0
ISHARES NATL MUNI BND ETF NATIONAL MUN ETF 464288414 22,984 197,851 SH   SOLE   197,851 0 0
SPDR NUV BLM S/T MUNI ETF NUVEEN BLMBRG SR 78468R739 920 18,632 SH   SOLE   18,632 0 0
SPDR NUV BLM MUNI BND ETF NUVEEN BRC MUNIC 78468R721 2,499 48,470 SH   SOLE   48,470 0 0
NUVEEN ESG LG-CAP GRW ETF NUVEEN ESG LRGCP 67092P201 1,324 20,240 SH   SOLE   20,240 0 0
NUSHARE ESG LG CP VAL ETF NUVEEN ESG LRGVL 67092P300 1,136 30,321 SH   SOLE   30,321 0 0
NUVEEN ESG MID-CAP GR ETF NUVEEN ESG MIDCP 67092P409 541 9,957 SH   SOLE   9,957 0 0
NUVEEN ESG MID CAP VALUE NUVEEN ESG MIDVL 67092P508 480 13,239 SH   SOLE   13,239 0 0
NUVEEN ESG SML-CAP ETF NUVEEN ESG SMLCP 67092P607 309 7,117 SH   SOLE   7,117 0 0
KONINKLIJKE PHILIPS N.V. NY REG SH NEW 500472303 3,797 85,445 SH   SOLE   85,445 0 0
SPDR PTFL DEV WRLD EX-US PORTFOLIO DEVLPD 78463X889 1,653 45,668 SH   SOLE   45,668 0 0
SPDR INDX PTFL EM MKT ETF PORTFOLIO EMG MK 78463X509 1,580 37,165 SH   SOLE   37,165 0 0
SPDR PTFL S&P 500 GW ETF PRTFLO S&P500 GW 78464A409 17,071 266,656 SH   SOLE   266,656 0 0
SPDR PTFL S&P 500 VAL ETF PRTFLO S&P500 VL 78464A508 14,129 362,285 SH   SOLE   362,285 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 5,376 52,820 SH   SOLE   52,820 0 0
ISHARES RUSS 1000 GWT IND RUS 1000 GRW ETF 464287614 5,801 21,134 SH   SOLE   21,134 0 0
ISHARES RUSS 1000 VAL IND RUS 1000 VAL ETF 464287598 3,246 20,743 SH   SOLE   20,743 0 0
ISHARES RUSS 2000 GW INDX RUS 2000 GRW ETF 464287648 6,249 21,288 SH   SOLE   21,288 0 0
ISHARES RUSS 2000 VAL IND RUS 2000 VAL ETF 464287630 4,725 29,494 SH   SOLE   29,494 0 0
ISHARES-RUSSEL MID GWTH RUS MD CP GR ETF 464287481 24,652 219,973 SH   SOLE   219,973 0 0
ISHARES RUSS M/CAP VL IND RUS MDCP VAL ETF 464287473 36,819 325,114 SH   SOLE   325,114 0 0
ISHARES RUSSELL M/CAP IND RUS MID CAP ETF 464287499 3,833 49,006 SH   SOLE   49,006 0 0
ISHARES RUSSELL 2000 INDX RUSSELL 2000 ETF 464287655 5,021 22,957 SH   SOLE   22,957 0 0
VANGUARD 500 INDX ETF-NEW S&P 500 ETF SHS 922908363 2,738 6,943 SH   SOLE   6,943 0 0
SPDR S&P 600 S/C GWTH ETF S&P 600 SMCP GRW 78464A201 1,324 15,207 SH   SOLE   15,207 0 0
SPDR S&P 600 S/C VAL ETF S&P 600 SMCP VAL 78464A300 587 7,165 SH   SOLE   7,165 0 0
SPDR S&P INTL SM CAP ETF S&P INTL SMLCP 78463X871 981 25,505 SH   SOLE   25,505 0 0
ISHARES S&P MC 400 GW IND S&P MC 400GR ETF 464287606 1,092 13,799 SH   SOLE   13,799 0 0
ISHARES S&P MC 400VAL IND S&P MC 400VL ETF 464287705 3,811 36,995 SH   SOLE   36,995 0 0
ISHARES S&P SC 600 GW IND S&P SML 600 GWT 464287887 23,415 180,065 SH   SOLE   180,065 0 0
FIRST TRUST SENR LOAN ETF SENIOR LN FD 33738D309 19,984 417,659 SH   SOLE   417,659 0 0
ISHARES SHORT TREASURY BD SHORT TREAS BD 464288679 2,225 20,143 SH   SOLE   20,143 0 0
ISHRS S/T NATL MUN BD ETF SHRT NAT MUN ETF 464288158 53,801 500,153 SH   SOLE   500,153 0 0
ACCENTURE PLC CL-A SHS CLASS A G1151C101 284 888 SH   SOLE   888 0 0
VANGUARD SM-CAP VALUE ETF SM CP VAL ETF 922908611 209 1,237 SH   SOLE   1,237 0 0
VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751 4,715 21,564 SH   SOLE   21,564 0 0
VANGUARD SM-CAP GWTH ETF SML CP GRW ETF 922908595 1,169 4,174 SH   SOLE   4,174 0 0
ISHARES S&P SC 600VAL IND SP SMCP600VL ETF 464287879 25,682 255,120 SH   SOLE   255,120 0 0
SSGA ACT SPDR DBL TOT RET SPDR TR TACTIC 78467V848 14,357 297,141 SH   SOLE   297,141 0 0
SAP SE SPON ADR SPON ADR 803054204 3,741 27,709 SH   SOLE   27,709 0 0
UNILEVER PLC ADR SPON ADR NEW 904767704 3,721 68,632 SH   SOLE   68,632 0 0
FRESENIUS MED CARE AG&CO SPONSORED ADR 358029106 366 10,482 SH   SOLE   10,482 0 0
BP PLC ADR SPONSORED ADR 055622104 3,978 145,559 SH   SOLE   145,559 0 0
VANGUARD TAX-EXMPT BD ETF TAX EXEMPT BD 922907746 1,272 23,231 SH   SOLE   23,231 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 2,547 19,949 SH   SOLE   19,949 0 0
VANGUARD TTL STK MRKT ETF TOTAL STK MKT 922908769 6,272 28,247 SH   SOLE   28,247 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 1,981 4,617 SH   SOLE   4,617 0 0
VANGUARD TOT WRLD STK ETF TT WRLD ST ETF 922042742 680 6,682 SH   SOLE   6,682 0 0
ISHARES US REAL EST ETF U.S. REAL ES ETF 464287739 264 2,580 SH   SOLE   2,580 0 0
JP MORG ULT-SHRT INCM ETF ULTRA SHRT INC 46641Q837 25,773 508,144 SH   SOLE   508,144 0 0
JP MORGAN TR ULTRA SHORT ULTRA SHT MUNCPL 46641Q654 22,962 449,575 SH   SOLE   449,575 0 0
INVESCO QQQ TRUST UNIT SER 1 46090E103 9,218 25,754 SH   SOLE   25,754 0 0
SCHWAB US AGGREG BD ETF US AGGREGATE B 808524839 612 11,286 SH   SOLE   11,286 0 0
SCHWAB US BROAD MRKT-ETF US BRD MKT ETF 808524102 521 5,018 SH   SOLE   5,018 0 0
DIMENSIONAL US EQUITY ETF US EQUITY ETF 25434V401 297 6,308 SH   SOLE   6,308 0 0
WISDOMTREE US L/C DIV FD US LARGECAP DIVD 97717W307 378 3,175 SH   SOLE   3,175 0 0
SCHWAB STR US L/C GWT ETF US LCAP GR ETF 808524300 8,102 54,714 SH   SOLE   54,714 0 0
SCHWAB STR US L/C VAL ETF US LCAP VA ETF 808524409 7,211 106,863 SH   SOLE   106,863 0 0
SCHWAB US LARGE-CAP ETF US LRG CAP ETF 808524201 1,039 9,992 SH   SOLE   9,992 0 0
SCHWAB US MID CAP ETF US MID-CAP ETF 808524508 1,136 14,824 SH   SOLE   14,824 0 0
WISDOMTREE US QLTY DIV GW US QTLY DIV GRT 97717X669 48,606 826,078 SH   SOLE   826,078 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607 926 9,253 SH   SOLE   9,253 0 0
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 420 875 SH   SOLE   875 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 2,290 16,918 SH   SOLE   16,918 0 0
VANGUARD RUSS1000 GWT ETF VNG RUS1000GRW 92206C680 4,393 62,351 SH   SOLE   62,351 0 0
VANGUARD RUSS1000 VAL ETF VNG RUS1000VAL 92206C714 2,722 39,626 SH   SOLE   39,626 0 0