The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 170,510 395,781 SH   SOLE   0 0 395,781
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 149,275 2,956,521 SH   SOLE   0 0 2,956,521
ISHARES TR CORE S&P MCP ETF 464287507 86,255 327,880 SH   SOLE   0 0 327,880
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 83,969 1,474,173 SH   SOLE   0 0 1,474,173
ISHARES TR BARCLAYS 7 10 YR 464287440 79,599 690,841 SH   SOLE   0 0 690,841
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 50,746 952,255 SH   SOLE   0 0 952,255
ISHARES TR INTRM TR CRP ETF 464288638 46,251 770,085 SH   SOLE   0 0 770,085
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 35,502 709,892 SH   SOLE   0 0 709,892
ISHARES TR CORE S&P SCP ETF 464287804 29,353 268,822 SH   SOLE   0 0 268,822
ISHARES TR ESG MSCI USA ETF 46435G425 20,006 203,191 SH   SOLE   0 0 203,191
ISHARES TR NATIONAL MUN ETF 464288414 17,476 150,431 SH   SOLE   0 0 150,431
ISHARES TR ESG MSCI EAFE 46435G516 11,599 147,982 SH   SOLE   0 0 147,982
ISHARES TR SH TR CRPORT ETF 464288646 4,329 79,219 SH   SOLE   0 0 79,219
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,198 30,940 SH   SOLE   0 0 30,940
ISHARES INC ESG MSCI EM ETF 46435G863 2,786 67,235 SH   SOLE   0 0 67,235
ISHARES TR ESG MSCI USA SML 46435U663 2,267 58,116 SH   SOLE   0 0 58,116
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 1,905 28,836 SH   SOLE   0 0 28,836