The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 343 2,900 SH   SOLE   2,900 0 0
Air Products & Chemicals Inc COM 009158106 2,820 11,012 SH   SOLE   11,012 0 0
Alphabet Inc. Class A COM 02079K305 9,028 3,377 SH   SOLE   3,377 0 0
Alphabet Inc. Class C COM 02079K107 1,487 558 SH   SOLE   558 0 0
Amazon Com Inc COM 023135106 10,423 3,173 SH   SOLE   3,173 0 0
American Electrical Power Inc COM 025537101 284 3,500 SH   SOLE   3,500 0 0
Amgen Inc COM 031162100 890 4,185 SH   SOLE   4,185 0 0
Apple Inc. COM 037833100 12,748 90,092 SH   SOLE   90,092 0 0
Applied Materials Inc. COM 038222105 3,948 30,665 SH   SOLE   30,665 0 0
AT&T Corp COM 00206R102 2,711 100,378 SH   SOLE   100,378 0 0
Bank of America Corp COM 060505104 1,486 35,000 SH   SOLE   1,486 0 0
Blackstone Group LP COM 09253U108 703 6,048 SH   SOLE   6,048 0 0
Boeing Co COM 097023105 2,474 11,247 SH   SOLE   11,247 0 0
Capital One Financial Corp. COM 14040H105 295 1,820 SH   SOLE   1,820 0 0
Caterpillar Inc COM 149123101 3,853 20,073 SH   SOLE   20,073 0 0
Chevron Corp. COM 166764100 401 3,950 SH   SOLE   3,950 0 0
Citigroup Inc. COM 172967424 3,035 43,251 SH   SOLE   43,251 0 0
Coca Cola Co. COM 191216100 253 4,820 SH   SOLE   4,820 0 0
Consolidated Edison COM 209115104 693 9,550 SH   SOLE   9,550 0 0
Costco Wholesale Corp COM 22160K105 728 1,621 SH   SOLE   1,621 0 0
Coupa Software Inc. COM 22266L106 3,036 13,853 SH   SOLE   13,853 0 0
Danaher Corp. COM 235851102 5,270 17,310 SH   SOLE   17,310 0 0
Deere & Co COM 244199105 4,496 13,418 SH   SOLE   13,418 0 0
Disney Walt Co COM 254687106 787 4,650 SH   SOLE   4,650 0 0
Dow Inc. COM 260557103 504 8,761 SH   SOLE   8,761 0 0
Exxon Mobil Corp. COM 30231G102 299 5,075 SH   SOLE   5,075 0 0
Fedex Corp. COM 31428X106 3,594 16,391 SH   SOLE   16,391 0 0
Freeport-McMoran Inc. COM 35671D857 200 6,150 SH   SOLE   6,150 0 0
General Electric Co COM 369604103 4,094 39,739 SH   SOLE   39,739 0 0
Gilead Sciences Inc COM 375558103 644 9,225 SH   SOLE   9,225 0 0
GXO Logistics Inc. COM 36262G101 2,086 26,590 SH   SOLE   26,590 0 0
Home Depot Inc COM 437076102 263 800 SH   SOLE   800 0 0
Intel Corp COM 458140100 676 12,692 SH   SOLE   12,692 0 0
Iron Mountain Inc. COM 46284V101 1,701 39,150 SH   SOLE   39,150 0 0
Johnson & Johnson COM 478160104 3,547 21,964 SH   SOLE   21,964 0 0
JP Morgan Chase & Co COM 46625H100 4,416 26,978 SH   SOLE   26,978 0 0
Lam Research Corp. COM 512807108 4,038 7,094 SH   SOLE   7,094 0 0
Mastercard Inc. Cl. A 57636Q104 3,683 10,594 SH   SOLE   10,594 0 0
McCormick & Co. Inc. COM 579780206 2,299 28,377 SH   SOLE   28,377 0 0
Merck & Co New COM 58933Y105 710 9,455 SH   SOLE   9,455 0 0
Microsoft Corp COM 594918104 6,136 21,765 SH   SOLE   21,765 0 0
Netflix Inc COM 64110L106 1,160 1,900 SH   SOLE   1,900 0 0
Nvidia Corp. COM 67066G104 5,889 28,426 SH   SOLE   28,426 0 0
Oneok Inc. New COM 682680103 219 3,775 SH   SOLE   3,775 0 0
Parker Hannifin Corp. COM 701094104 4,015 14,359 SH   SOLE   14,359 0 0
Pepsico Inc. COM 713448108 3,686 24,506 SH   SOLE   24,506 0 0
Pfizer Inc COM 717081103 1,381 32,100 SH   SOLE   32,100 0 0
Procter & Gamble Co. COM 742718109 489 3,500 SH   SOLE   3,500 0 0
Qualcomm Inc COM 747525103 213 1,650 SH   SOLE   1,650 0 0
Raytheon Technologies Corp. COM 75513E101 266 3,100 SH   SOLE   3,100 0 0
Salesforce.com Inc COM 79466L302 4,429 16,329 SH   SOLE   16,329 0 0
Schlumberger Ltd. COM 806857108 993 33,500 SH   SOLE   33,500 0 0
Servicenow Inc. COM 81762P102 4,541 7,298 SH   SOLE   7,298 0 0
Shopify Inc. COM 82509L107 3,595 2,652 SH   SOLE   2,652 0 0
JM Smucker Company COM 832696405 2,396 19,960 SH   SOLE   19,960 0 0
Southern Company COM 842587107 366 5,900 SH   SOLE   5,900 0 0
Splunk Inc. COM 848637104 2,521 17,422 SH   SOLE   17,422 0 0
SVB Financial Group COM 78486Q101 4,375 6,764 SH   SOLE   6,764 0 0
Sysco Corp. COM 871829107 306 3,900 SH   SOLE   3,900 0 0
The Trade Desk Inc. COM 88339J105 503 7,150 SH   SOLE   7,150 0 0
Trane Technologies PLC COM G8994E103 3,650 21,140 SH   SOLE   21,140 0 0
Verizon Communications Inc. COM 92343V104 1,150 21,300 SH   SOLE   21,300 0 0
XPO Logistics Inc. COM 983793100 2,114 26,565 SH   SOLE   26,565 0 0
JP Morgan Chase & Co Prfrd Ser L Preferred 48128B549 377 14,300 SH   SOLE   14,300 0 0
JP Morgan Chase & Co Prfrd Ser D Preferred 48128B655 232 8,500 SH   SOLE   8,500 0 0
US Bancorp Prefrd Ser F Preferred 902973833 474 18,625 SH   SOLE   18,625 0 0
US Bancorp Prefrd Ser M Preferred 902973718 465 18,450 SH   SOLE   18,450 0 0
Angel Oak DFS Inc TR COM 03462A102 309 15,125 SH   SOLE   15,125 0 0
Blackrock Capital Allocation Trust COM 09260U109 1,530 75,750 SH   SOLE   75,750 0 0
Blackrock Muni Inc TR COM 09248F109 1,006 68,000 SH   SOLE   68,000 0 0
Blackrock Muni NY Fd COM 09255E102 241 17,500 SH   SOLE   17,500 0 0
Eaton Vance Muni Bond Fund COM 27827X101 1,161 86,808 SH   SOLE   86,808 0 0
First Trust Intermediate Duration Pfd Incm. COM 33718W103 1,400 55,950 SH   SOLE   55,950 0 0
Flaherty & Crumrine Dynamic Pfd Preferred 33848W106 1,300 45,150 SH   SOLE   45,150 0 0
Nuveen High Income 11/21 Tgt Trm Fd. COM 67077N106 605 64,500 SH   SOLE   64,500 0 0
Nuveen AMT-Free Municipal Credit Incm Fd. COM 67071L106 1,060 61,823 SH   SOLE   61,823 0 0
Nuveen NY AMT-Free Quality Incm. COM 670656107 581 42,000 SH   SOLE   42,000 0 0
Nuveen Muni Value Fund Inc. COM 670928100 1,160 102,500 SH   SOLE   102,500 0 0
Nuveen Preferred & Income Securities Fd COM 67072C105 505 51,500 SH   SOLE   51,500 0 0
Pimco Dynamic Credit & Mortgage Income Fund COM 72202D106 1,683 79,650 SH   SOLE   79,650 0 0
Rivernorth Flexible Municipal Incm Fd II COM 76883Y107 507 25,000 SH   SOLE   25,000 0 0
Consumer Discretionary Select Sector SPDR COM 81369Y407 3,104 17,300 SH   SOLE   17,300 0 0
Consumer Staples Select Sector SPDR COM 81369Y308 711 10,325 SH   SOLE   10,325 0 0
Energy Select Sector SPDR ETF COM 81369Y506 490 9,400 SH   SOLE   9,400 0 0
Exponential Technologies ETF COM 46434V381 1,877 29,925 SH   SOLE   29,925 0 0
Financial Sector SPDR ETF COM 81369Y605 512 13,650 SH   SOLE   13,650 0 0
First Trust DJ Internet Index ETF COM 33733E302 708 3,000 SH   SOLE   3,000 0 0
Invesco QQQ Trust, Series 1 COM 46090E103 1,874 5,235 SH   SOLE   5,235 0 0
Ishares Biotechnology ETF COM 464287556 934 5,775 SH   SOLE   5,775 0 0
Ishares Dow Jones US ETF COM 464287846 1,845 17,100 SH   SOLE   17,100 0 0
Ishares Global Healthcare ETF COM 464287325 331 3,950 SH   SOLE   3,950 0 0
Ishares North American Tech ETF COM 464287549 13,588 33,663 SH   SOLE   33,663 0 0
Ishares North American Tech Software ETF COM 464287515 5,189 13,000 SH   SOLE   13,000 0 0
Ishares Russell 1000 Growth ETF COM 464287614 5,618 20,500 SH   SOLE   20,500 0 0
Ishares Russell 2000 ETF COM 464287655 3,698 16,907 SH   SOLE   16,907 0 0
Ishares Russell Mid-Cap ETF COM 464287499 954 12,201 SH   SOLE   12,201 0 0
Ishares Russell Mid-Cap Growth ETF COM 464287481 4,055 36,180 SH   SOLE   36,180 0 0
Ishares Russell Mid-Cap Value ETF COM 464287473 854 7,545 SH   SOLE   7,545 0 0
Ishares S&P 500 Value ETF COM 464287408 378 2,600 SH   SOLE   2,600 0 0
Ishares US Medical Devices ETF COM 464288810 3,311 52,740 SH   SOLE   52,740 0 0
Ishares US Preferred Stock ETF COM 464288687 2,901 74,750 SH   SOLE   74,750 0 0
Proshares Ultra Financials COM 74347X633 215 3,400 SH   SOLE   3,400 0 0
Robo Global Robotics & Automation COM 301505707 1,203 18,675 SH   SOLE   18,675 0 0
SPDR Gold Trust COM 78463V107 222 1,350 SH   SOLE   1,350 0 0
SPDR S&P 500 ETF Trust COM 78462F103 2,292 5,340 SH   SOLE   5,340 0 0
SPDR S&P 600 Small Cap ETF COM 78464A813 3,794 40,050 SH   SOLE   40,050 0 0
SPDR Ser Tr S&P Dividend COM 78464A763 976 8,300 SH   SOLE   8,300 0 0
SPDR S&P Midcap 400 COM 78467Y107 1,515 3,150 SH   SOLE   3,150 0 0
SPDR Fd Technology COM 81369Y803 4,144 27,750 SH   SOLE   27,750 0 0
SPDR Fd Utilities COM 81369Y886 268 4,200 SH   SOLE   4,200 0 0
Vanguard Extended Market ETF COM 922908652 1,559 8,550 SH   SOLE   8,550 0 0
Vanguard Growth ETF COM 922908736 7,367 25,390 SH   SOLE   25,390 0 0
Vanguard High Div Yield COM 921946406 575 5,566 SH   SOLE   5,566 0 0
Vanguard Large-Cap ETF COM 922908637 3,221 16,031 SH   SOLE   16,031 0 0
Vanguard Mega Cap Growth ETF COM 921910816 3,698 15,750 SH   SOLE   15,750 0 0
Vanguard Mid-Cap ETF COM 922908629 277 1,170 SH   SOLE   1,170 0 0
Vanguard Mid Cap Growth ETF COM 922908538 1,659 7,020 SH   SOLE   7,020 0 0
Vanguard Total Stock Market ETF COM 922908769 5,740 25,850 SH   SOLE   25,850 0 0
Vanguard Value ETF COM 922908744 415 3,066 SH   SOLE   3,066 0 0
Ishares TIPS Bond ETF COM 464287176 622 4,873 SH   SOLE   4,873 0 0
Pimco Enhanced SH MAT ETF COM 72201R833 1,995 19,571 SH   SOLE   19,571 0 0
Prosh Ult Sh Leh 20 Plus Tys COM 74347B201 367 20,000 SH   SOLE   20,000 0 0
SPDR Barclays High Yield Bd ETF COM 78468R622 222 2,030 SH   SOLE   2,030 0 0
Vanguard Short Term Inflation Protected ETF COM 922020805 315 6,000 SH   SOLE   6,000 0 0