The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 48,205 111,892 SH   SOLE   0 0 111,892
AMAZON COM INC COM 023135106 1,110 338 SH   SOLE   0 0 338
DISNEY WALT CO COM 254687106 213 1,257 SH   SOLE   0 0 1,257
MICROSOFT CORP COM 594918104 306 1,087 SH   SOLE   0 0 1,087
UNITED PARCEL SERVICE INC CL B 911312106 2,680 14,715 SH   SOLE   0 0 14,715
AT&T INC COM 00206R102 328 12,131 SH   SOLE   0 0 12,131
CITIGROUP INC COM NEW 172967424 277 3,940 SH   SOLE   0 0 3,940
PPG INDS INC COM 693506107 2,026 14,164 SH   SOLE   0 0 14,164
VERIZON COMMUNICATIONS INC COM 92343V104 318 5,892 SH   SOLE   0 0 5,892
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,389 65,755 SH   SOLE   0 0 65,755
SPDR SER TR S&P 600 SMCP GRW 78464A201 4,883 56,045 SH   SOLE   0 0 56,045
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,457 116,481 SH   SOLE   0 0 116,481
SPDR SER TR PORTFOLI S&P1500 78464A805 1,987 37,502 SH   SOLE   0 0 37,502
PROCTER AND GAMBLE CO COM 742718109 214 1,530 SH   SOLE   0 0 1,530
JPMORGAN CHASE & CO COM 46625H100 223 1,365 SH   SOLE   0 0 1,365
MARSH & MCLENNAN COS INC COM 571748102 463 3,060 SH   SOLE   0 0 3,060
APPLE INC COM 037833100 1,966 13,892 SH   SOLE   0 0 13,892
SPDR SER TR PRTFLO S&P500 VL 78464A508 7,505 192,448 SH   SOLE   0 0 192,448
BATH & BODY WORKS INC COM 070830104 214 3,396 SH   SOLE   0 0 3,396
EDWARDS LIFESCIENCES CORP COM 28176E108 234 2,064 SH   SOLE   0 0 2,064
WORTHINGTON INDS INC COM 981811102 234 4,447 SH   SOLE   0 0 4,447
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,939 38,766 SH   SOLE   0 0 38,766
VANGUARD INDEX FDS VALUE ETF 922908744 843 6,226 SH   SOLE   0 0 6,226
VANGUARD INDEX FDS MID CAP ETF 922908629 7,253 30,636 SH   SOLE   0 0 30,636
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,098 6,487 SH   SOLE   0 0 6,487
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,921 31,650 SH   SOLE   0 0 31,650
VANGUARD INDEX FDS GROWTH ETF 922908736 870 2,997 SH   SOLE   0 0 2,997
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,788 6,382 SH   SOLE   0 0 6,382
ISHARES TR EAFE VALUE ETF 464288877 7,007 137,796 SH   SOLE   0 0 137,796
ISHARES TR EAFE GRWTH ETF 464288885 6,796 63,828 SH   SOLE   0 0 63,828
SPDR SER TR S&P 400 MDCP VAL 78464A839 5,653 85,353 SH   SOLE   0 0 85,353
VANGUARD INDEX FDS LARGE CAP ETF 922908637 323 1,608 SH   SOLE   0 0 1,608
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,851 7,833 SH   SOLE   0 0 7,833
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 820 5,877 SH   SOLE   0 0 5,877
SPDR SER TR S&P 400 MDCP GRW 78464A821 5,251 69,408 SH   SOLE   0 0 69,408
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 304 4,993 SH   SOLE   0 0 4,993
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,837 168,870 SH   SOLE   0 0 168,870
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,039 67,521 SH   SOLE   0 0 67,521
SPDR SER TR PORTFOLIO S&P400 78464A847 35,736 774,169 SH   SOLE   0 0 774,169
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 13,296 312,625 SH   SOLE   0 0 312,625
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,794 174,182 SH   SOLE   0 0 174,182
ISHARES TR NATIONAL MUN ETF 464288414 5,822 50,119 SH   SOLE   0 0 50,119
PHILIP MORRIS INTL INC COM 718172109 333 3,514 SH   SOLE   0 0 3,514
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 42,937 1,185,775 SH   SOLE   0 0 1,185,775
SPDR SER TR PORTFOLIO AGRGTE 78464A649 43,248 1,448,839 SH   SOLE   0 0 1,448,839
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 268 2,628 SH   SOLE   0 0 2,628
ISHARES TR SHRT NAT MUN ETF 464288158 1,508 14,017 SH   SOLE   0 0 14,017
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 483 7,872 SH   SOLE   0 0 7,872
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,414 21,334 SH   SOLE   0 0 21,334
FACEBOOK INC CL A 30303M102 216 635 SH   SOLE   0 0 635
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 24,385 428,101 SH   SOLE   0 0 428,101
SPDR SER TR PORTFOLIO S&P600 78468R853 36,071 846,728 SH   SOLE   0 0 846,728
APPLE INC COM 037833100 5 100 SH Call SOLE   0 0 100
AT&T INC COM 00206R102 5 700 SH Call SOLE   0 0 700
AMAZON COM INC COM 023135106 9 100 SH Call SOLE   0 0 100