The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,935 6,839 SH   SOLE   0 0 6,839
AMAZON COM INC COM 023135106 10,148 3,089 SH   SOLE   0 0 3,089
BRISTOL-MYERS SQUIBB CO COM 110122108 1,126 19,029 SH   SOLE   0 0 19,029
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,238 4,535 SH   SOLE   0 0 4,535
INVESCO QQQ TR UNIT SER 1 46090E103 11,862 33,139 SH   SOLE   0 0 33,139
ALTRIA GROUP INC COM 02209S103 442 9,705 SH   SOLE   0 0 9,705
QUALCOMM INC COM 747525103 1,385 10,739 SH   SOLE   0 0 10,739
DISNEY WALT CO COM 254687106 1,235 7,301 SH   SOLE   0 0 7,301
HONEYWELL INTL INC COM 438516106 901 4,242 SH   SOLE   0 0 4,242
JOHNSON & JOHNSON COM 478160104 319 1,975 SH   SOLE   0 0 1,975
PFIZER INC COM 717081103 465 10,801 SH   SOLE   0 0 10,801
MICROSOFT CORP COM 594918104 9,298 32,981 SH   SOLE   0 0 32,981
AT&T INC COM 00206R102 831 30,767 SH   SOLE   0 0 30,767
CISCO SYS INC COM 17275R102 645 11,843 SH   SOLE   0 0 11,843
COCA COLA CO COM 191216100 1,404 26,758 SH   SOLE   0 0 26,758
LOCKHEED MARTIN CORP COM 539830109 2,148 6,223 SH   SOLE   0 0 6,223
PEPSICO INC COM 713448108 1,343 8,926 SH   SOLE   0 0 8,926
VERIZON COMMUNICATIONS INC COM 92343V104 3,962 73,361 SH   SOLE   0 0 73,361
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 208 2,634 SH   SOLE   0 0 2,634
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 383 3,913 SH   SOLE   0 0 3,913
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 9,293 62,235 SH   SOLE   0 0 62,235
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,673 13,140 SH   SOLE   0 0 13,140
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 544 3,030 SH   SOLE   0 0 3,030
DEERE & CO COM 244199105 221 660 SH   SOLE   0 0 660
COSTCO WHSL CORP NEW COM 22160K105 901 2,006 SH   SOLE   0 0 2,006
CVS HEALTH CORP COM 126650100 891 10,503 SH   SOLE   0 0 10,503
MERCK & CO INC COM 58933Y105 1,373 18,277 SH   SOLE   0 0 18,277
PROCTER AND GAMBLE CO COM 742718109 2,533 18,118 SH   SOLE   0 0 18,118
KIMBERLY-CLARK CORP COM 494368103 1,350 10,190 SH   SOLE   0 0 10,190
HOME DEPOT INC COM 437076102 5,430 16,542 SH   SOLE   0 0 16,542
MCDONALDS CORP COM 580135101 1,412 5,855 SH   SOLE   0 0 5,855
RAYTHEON TECHNOLOGIES CORP COM 75513E101 555 6,462 SH   SOLE   0 0 6,462
NORFOLK SOUTHN CORP COM 655844108 825 3,450 SH   SOLE   0 0 3,450
DUKE ENERGY CORP NEW COM NEW 26441C204 360 3,688 SH   SOLE   0 0 3,688
APPLE INC COM 037833100 20,192 142,701 SH   SOLE   0 0 142,701
CATERPILLAR INC COM 149123101 2,576 13,421 SH   SOLE   0 0 13,421
SOUTHERN CO COM 842587107 599 9,673 SH   SOLE   0 0 9,673
NORTHROP GRUMMAN CORP COM 666807102 1,102 3,059 SH   SOLE   0 0 3,059
TRACTOR SUPPLY CO COM 892356106 413 2,041 SH   SOLE   0 0 2,041
NETFLIX INC COM 64110L106 219 358 SH   SOLE   0 0 358
CLOROX CO DEL COM 189054109 1,918 11,579 SH   SOLE   0 0 11,579
NVIDIA CORPORATION COM 67066G104 5,385 25,994 SH   SOLE   0 0 25,994
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 142 14,313 SH   SOLE   0 0 14,313
ALPHABET INC CAP STK CL A 02079K305 7,077 2,647 SH   SOLE   0 0 2,647
CBRE CLARION GLOBAL REAL EST COM 12504G100 272 32,500 SH   SOLE   0 0 32,500
BRF SA SPONSORED ADR 10552T107 50 10,000 SH   SOLE   0 0 10,000
BLACKROCK ENHANCED GLOBAL DI COM 092501105 183 15,655 SH   SOLE   0 0 15,655
SALESFORCE COM INC COM 79466L302 2,741 10,106 SH   SOLE   0 0 10,106
INVESCO CALIF VALUE MUN INCO COM 46132H106 1,029 74,548 SH   SOLE   0 0 74,548
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 9,486 606,893 SH   SOLE   0 0 606,893
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 10,665 679,750 SH   SOLE   0 0 679,750
SIERRA BANCORP COM 82620P102 294 12,125 SH   SOLE   0 0 12,125
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 4,028 245,776 SH   SOLE   0 0 245,776
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 8,788 97,468 SH   SOLE   0 0 97,468
VISA INC COM CL A 92826C839 880 3,950 SH   SOLE   0 0 3,950
PHILIP MORRIS INTL INC COM 718172109 819 8,641 SH   SOLE   0 0 8,641
ULTA BEAUTY INC COM 90384S303 248 687 SH   SOLE   0 0 687
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 753 7,248 SH   SOLE   0 0 7,248
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,594 144,551 SH   SOLE   0 0 144,551
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 13,269 89,602 SH   SOLE   0 0 89,602
TESLA INC COM 88160R101 967 1,247 SH   SOLE   0 0 1,247
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 219 8,500 SH   SOLE   0 0 8,500
SHOPIFY INC CL A 82509L107 2,230 1,645 SH   SOLE   0 0 1,645
ISHARES TR 0-5 YR TIPS ETF 46429B747 264 2,500 SH   SOLE   0 0 2,500
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,550 34,342 SH   SOLE   0 0 34,342
ISHARES INC ASIA/PAC DIV ETF 464286293 459 12,230 SH   SOLE   0 0 12,230
FACEBOOK INC CL A 30303M102 1,010 2,975 SH   SOLE   0 0 2,975
ABBVIE INC COM 00287Y109 1,014 9,402 SH   SOLE   0 0 9,402
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 6,081 115,436 SH   SOLE   0 0 115,436
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 7,575 140,401 SH   SOLE   0 0 140,401
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 4,859 225,674 SH   SOLE   0 0 225,674
PROSHARES TR S&P 500 DV ARIST 74348A467 11,151 125,957 SH   SOLE   0 0 125,957
ARK ETF TR NEXT GNRTN INTER 00214Q401 5,482 39,476 SH   SOLE   0 0 39,476
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 5,204 240,162 SH   SOLE   0 0 240,162
ARK ETF TR INNOVATION ETF 00214Q104 3,329 30,120 SH   SOLE   0 0 30,120
ARK ETF TR GENOMIC REV ETF 00214Q302 3,313 44,342 SH   SOLE   0 0 44,342
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 4,178 179,760 SH   SOLE   0 0 179,760
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 361 15,708 SH   SOLE   0 0 15,708
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 6,804 307,739 SH   SOLE   0 0 307,739
PAYPAL HLDGS INC COM 70450Y103 3,082 11,846 SH   SOLE   0 0 11,846
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 4,245 167,641 SH   SOLE   0 0 167,641
SQUARE INC CL A 852234103 1,830 7,630 SH   SOLE   0 0 7,630
THE TRADE DESK INC COM CL A 88339J105 3,346 47,594 SH   SOLE   0 0 47,594
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 4,115 164,341 SH   SOLE   0 0 164,341
OKTA INC CL A 679295105 279 1,175 SH   SOLE   0 0 1,175
DOCUSIGN INC COM 256163106 2,675 10,391 SH   SOLE   0 0 10,391
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 662 8,263 SH   SOLE   0 0 8,263
CROWDSTRIKE HLDGS INC CL A 22788C105 4,556 18,538 SH   SOLE   0 0 18,538