The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 693 4,542 SH   SOLE 0 0 0 4,542
DISNEY WALT CO COM 254687106 361 1,958 SH   SOLE 0 0 0 1,958
MARATHON PETE CORP COM 56585A102 1,012 17,347 SH   SOLE 0 0 0 17,347
ISHARES TR MSCI USA MULTIFT 46434V282 4,886 112,277 SH   SOLE 0 0 0 112,277
SPDR SER TR BLMBRG BRC CNVRT 78464A359 253 2,938 SH   SOLE 0 0 0 2,938
XEROX HOLDINGS CORP COM NEW 98421M106 914 37,985 SH   SOLE 0 0 0 37,985
SPDR S&P 500 ETF TR TR UNIT 78462F103 741 1,696 SH   SOLE 0 0 0 1,696
ABBOTT LABS COM 002824100 242 2,040 SH   SOLE 0 0 0 2,040
ISHARES TR MSCI INTL SML CP 46434V266 5,520 148,176 SH   SOLE 0 0 0 148,176
COSTCO WHSL CORP NEW COM 22160K105 453 1,111 SH   SOLE 0 0 0 1,111
PEPSICO INC COM 713448108 220 1,474 SH   SOLE 0 0 0 1,474
COMERICA INC COM 200340107 907 13,002 SH   SOLE 0 0 0 13,002
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 32,234 619,282 SH   SOLE 0 0 0 619,282
PRUDENTIAL FINL INC COM 744320102 988 9,721 SH   SOLE 0 0 0 9,721
ISHARES TR 0-5 YR TIPS ETF 46429B747 14,012 132,110 SH   SOLE 0 0 0 132,110
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 278 5,625 SH   SOLE 0 0 0 5,625
ISHARES TR MSCI USA MIN VOL 46429B697 39,545 527,190 SH   SOLE 0 0 0 527,190
HUNTINGTON BANCSHARES INC COM 446150104 946 65,435 SH   SOLE 0 0 0 65,435
APPLE INC COM 037833100 2,672 18,492 SH   SOLE 0 0 0 18,492
AMAZON COM INC COM 023135106 625 168 SH   SOLE 0 0 0 168
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 9,357 339,871 SH   SOLE 0 0 0 339,871
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 14,306 431,811 SH   SOLE 0 0 0 431,811
ISHARES TR MSCI USA QLT FCT 46432F339 93,050 685,808 SH   SOLE 0 0 0 685,808
INVESCO LTD SHS G491BT108 984 36,825 SH   SOLE 0 0 0 36,825
SPDR SER TR S&P SEMICNDCTR 78464A862 4,651 24,610 SH   SOLE 0 0 0 24,610
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 22,833 277,845 SH   SOLE 0 0 0 277,845
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 962 9,406 SH   SOLE 0 0 0 9,406
BOEING CO COM 097023105 274 1,151 SH   SOLE 0 0 0 1,151
VANGUARD INDEX FDS GROWTH ETF 922908736 45,642 155,402 SH   SOLE 0 0 0 155,402
ISHARES TR ESG AW MSCI EAFE 46435G516 2,239 27,959 SH   SOLE 0 0 0 27,959
PROCTER AND GAMBLE CO COM 742718109 3,265 23,810 SH   SOLE 0 0 0 23,810
WISDOMTREE TR US QTLY DIV GRT 97717X669 9,982 164,524 SH   SOLE 0 0 0 164,524
J P MORGAN EXCHANGE-TRADED F DIVERSFED RTRN 46641Q886 14,185 159,659 SH   SOLE 0 0 0 159,659
ISHARES TR ESG AWR US AGRGT 46435U549 1,908 34,379 SH   SOLE 0 0 0 34,379
INTERPUBLIC GROUP COS INC COM 460690100 1,107 33,539 SH   SOLE 0 0 0 33,539
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 384 7,932 SH   SOLE 0 0 0 7,932
ISHARES TR MSCI USA VALUE 46432F388 12,865 122,433 SH   SOLE 0 0 0 122,433
ISHARES INC ESG AWR MSCI EM 46434G863 576 13,085 SH   SOLE 0 0 0 13,085
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,377 38,337 SH   SOLE 0 0 0 38,337
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 217 3,578 SH   SOLE 0 0 0 3,578
ISHARES TR CORE S&P SCP ETF 464287804 27,564 245,842 SH   SOLE 0 0 0 245,842
ISHARES INC MSCI EMERG MRKT 464286533 18,853 298,537 SH   SOLE 0 0 0 298,537
ISHARES TR CORE S&P US GWT 464287671 724 6,974 SH   SOLE 0 0 0 6,974
DOW INC COM 260557103 905 14,310 SH   SOLE 0 0 0 14,310
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 999 11,225 SH   SOLE 0 0 0 11,225
INVESCO EXCHNG TRAD SLF INDE INVT GRD DEFSV 46139W502 266 9,955 SH   SOLE 0 0 0 9,955
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 5,619 260,194 SH   SOLE 0 0 0 260,194
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 34,732 1,118,221 SH   SOLE 0 0 0 1,118,221
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 5,467 156,796 SH   SOLE 0 0 0 156,796
WISDOMTREE TR YIELD ENHANCD US 97717X511 1,868 35,585 SH   SOLE 0 0 0 35,585
CORNING INC COM 219350105 205 5,015 SH   SOLE 0 0 0 5,015
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,934 46,271 SH   SOLE 0 0 0 46,271
ABBVIE INC COM 00287Y109 1,189 10,107 SH   SOLE 0 0 0 10,107
CHEVRON CORP NEW COM 166764100 345 3,311 SH   SOLE 0 0 0 3,311
ISHARES INC CORE MSCI EMKT 46434G103 289 4,416 SH   SOLE 0 0 0 4,416
WESTROCK CO COM 96145D105 937 17,754 SH   SOLE 0 0 0 17,754
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,367 8,451 SH   SOLE 0 0 0 8,451
ISHARES TR BARCLAYS 7 10 YR 464287440 13,955 119,937 SH   SOLE 0 0 0 119,937
VANGUARD STAR FDS VG TL INTL STK F 921909768 41,792 635,622 SH   SOLE 0 0 0 635,622
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 548 10,192 SH   SOLE 0 0 0 10,192
VANGUARD INDEX FDS VALUE ETF 922908744 42,165 303,125 SH   SOLE 0 0 0 303,125
GILEAD SCIENCES INC COM 375558103 1,102 16,184 SH   SOLE 0 0 0 16,184
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 19,854 187,377 SH   SOLE 0 0 0 187,377
VISA INC COM CL A 92826C839 278 1,167 SH   SOLE 0 0 0 1,167
ISHARES TR IBOXX INV CP ETF 464287242 14,097 104,619 SH   SOLE 0 0 0 104,619
PPL CORP COM 69351T106 1,063 37,456 SH   SOLE 0 0 0 37,456
ISHARES TR GRWT ALLOCAT ETF 464289867 759 13,495 SH   SOLE 0 0 0 13,495
VANGUARD INDEX FDS MID CAP ETF 922908629 15,116 63,116 SH   SOLE 0 0 0 63,116
ISHARES TR 3 7 YR TREAS BD 464288661 28,057 214,155 SH   SOLE 0 0 0 214,155
ISHARES TR CONSER ALLOC ETF 464289883 3,101 77,610 SH   SOLE 0 0 0 77,610
VANGUARD INDEX FDS SML CP GRW ETF 922908595 252 875 SH   SOLE 0 0 0 875
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,706 17,139 SH   SOLE 0 0 0 17,139
ISHARES TR ISHS 5-10YR INVT 464288638 837 13,809 SH   SOLE 0 0 0 13,809
FS KKR CAP CORP COM 302635206 907 42,188 SH   SOLE 0 0 0 42,188
EDISON INTL COM 281020107 203 3,486 SH   SOLE 0 0 0 3,486
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 342 6,391 SH   SOLE 0 0 0 6,391
DBX ETF TR XTRACK USD HIGH 233051432 5,958 147,882 SH   SOLE 0 0 0 147,882
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,990 39,949 SH   SOLE 0 0 0 39,949
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,450 9,741 SH   SOLE 0 0 0 9,741
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 394 4,578 SH   SOLE 0 0 0 4,578
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 842 13,526 SH   SOLE 0 0 0 13,526
WISDOMTREE TR INTRST RATE HDGE 97717W380 12,407 264,073 SH   SOLE 0 0 0 264,073
PEOPLES UNITED FINANCIAL INC COM 712704105 885 52,902 SH   SOLE 0 0 0 52,902
FIRST TR VALUE LINE DIVID IN SHS 33734H106 39,691 984,156 SH   SOLE 0 0 0 984,156
FACEBOOK INC CL A 30303M102 391 1,108 SH   SOLE 0 0 0 1,108
SPDR SER TR PORTFOLIO S&P500 78464A854 88,281 1,717,535 SH   SOLE 0 0 0 1,717,535
VANGUARD INDEX FDS TOTAL STK MKT 922908769 48,202 212,801 SH   SOLE 0 0 0 212,801
ISHARES TR US AER DEF ETF 464288760 327 2,984 SH   SOLE 0 0 0 2,984
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 5,612 265,963 SH   SOLE 0 0 0 265,963
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,263 3 SH   SOLE 0 0 0 3
UNUM GROUP COM 91529Y106 966 34,247 SH   SOLE 0 0 0 34,247
HOME DEPOT INC COM 437076102 226 703 SH   SOLE 0 0 0 703
ISHARES TR ESG AWR MSCI USA 46435G425 3,686 36,715 SH   SOLE 0 0 0 36,715
ISHARES TR CORE US AGGBD ET 464287226 1,442 12,469 SH   SOLE 0 0 0 12,469
ISHARES TR AGGRES ALLOC ETF 464289859 17,651 248,328 SH   SOLE 0 0 0 248,328
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 422 2,275 SH   SOLE 0 0 0 2,275
SPDR SER TR SPDR BLOOMBERG 78468R663 30,023 328,225 SH   SOLE 0 0 0 328,225
INVESCO QQQ TR UNIT SER 1 46090E103 1,204 3,322 SH   SOLE 0 0 0 3,322
TESLA INC COM 88160R101 546 796 SH   SOLE 0 0 0 796
AMGEN INC COM 031162100 360 1,474 SH   SOLE 0 0 0 1,474
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 15,804 114,532 SH   SOLE 0 0 0 114,532
SPROTT PHYSICAL GOLD TR UNIT 85207H104 1,379 96,800 SH   SOLE 0 0 0 96,800
WISDOMTREE TR INTL QULTY DIV 97717X131 748 18,340 SH   SOLE 0 0 0 18,340
INTERNATIONAL BUSINESS MACHS COM 459200101 1,023 7,259 SH   SOLE 0 0 0 7,259
FRANKLIN RESOURCES INC COM 354613101 1,024 31,707 SH   SOLE 0 0 0 31,707
AMPLIFY ETF TR ONLIN RETL ETF 032108102 4,556 35,553 SH   SOLE 0 0 0 35,553
ISHARES TR ESG AWARE MSCI 46435U663 1,172 29,129 SH   SOLE 0 0 0 29,129
VERIZON COMMUNICATIONS INC COM 92343V104 1,140 20,303 SH   SOLE 0 0 0 20,303
INTERNATIONAL PAPER CO COM 460146103 1,050 16,876 SH   SOLE 0 0 0 16,876
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 5,548 255,376 SH   SOLE 0 0 0 255,376
STARBUCKS CORP COM 855244109 241 2,031 SH   SOLE 0 0 0 2,031
ISHARES TR MSCI USA SML CP 46434V290 1,871 34,092 SH   SOLE 0 0 0 34,092
MICROSOFT CORP COM 594918104 1,064 3,835 SH   SOLE 0 0 0 3,835
ISHARES TR RUSSELL 2000 ETF 464287655 406 1,790 SH   SOLE 0 0 0 1,790
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,905 7,138 SH   SOLE 0 0 0 7,138
SPDR SER TR PORTFOLIO AGRGTE 78464A649 87,380 2,904,920 SH   SOLE 0 0 0 2,904,920
ISHARES TR CORE S&P MCP ETF 464287507 23,146 85,541 SH   SOLE 0 0 0 85,541
PERKINELMER INC COM 714046109 224 1,452 SH   SOLE 0 0 0 1,452
HANESBRANDS INC COM 410345102 928 51,235 SH   SOLE 0 0 0 51,235
SPDR SER TR PRTFLO S&P500 GW 78464A409 13,065 201,398 SH   SOLE 0 0 0 201,398
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 5,527 249,085 SH   SOLE 0 0 0 249,085
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 25,233 568,684 SH   SOLE 0 0 0 568,684
ISHARES TR MBS ETF 464288588 612 5,655 SH   SOLE 0 0 0 5,655
ISHARES TR ESG AWRE USD ETF 46435G193 523 18,804 SH   SOLE 0 0 0 18,804
CITIZENS FINL GROUP INC COM 174610105 967 21,080 SH   SOLE 0 0 0 21,080
ALPHABET INC CAP STK CL A 02079K305 244 96 SH   SOLE 0 0 0 96
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 994 15,911 SH   SOLE 0 0 0 15,911
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 238 5,049 SH   SOLE 0 0 0 5,049
PHILLIPS 66 COM 718546104 962 11,679 SH   SOLE 0 0 0 11,679
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 3,247 51,558 SH   SOLE 0 0 0 51,558
FLEXSHARES TR CR SCD US BD 33939L761 15,993 295,177 SH   SOLE 0 0 0 295,177
ALPHABET INC CAP STK CL C 02079K107 428 164 SH   SOLE 0 0 0 164
CENTERPOINT ENERGY INC COM 15189T107 1,031 40,908 SH   SOLE 0 0 0 40,908
ISHARES TR EAFE VALUE ETF 464288877 231 4,422 SH   SOLE 0 0 0 4,422
HONEYWELL INTL INC COM 438516106 232 1,032 SH   SOLE 0 0 0 1,032
VALERO ENERGY CORP COM 91913Y100 974 13,587 SH   SOLE 0 0 0 13,587
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 50,795 1,368,394 SH   SOLE 0 0 0 1,368,394
BLOCK H & R INC COM 093671105 931 38,456 SH   SOLE 0 0 0 38,456
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,069 114,479 SH   SOLE 0 0 0 114,479
MORGAN STANLEY COM NEW 617446448 885 9,539 SH   SOLE 0 0 0 9,539
HP INC COM 40434L105 966 33,073 SH   SOLE 0 0 0 33,073
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,006 77,549 SH   SOLE 0 0 0 77,549
ISHARES TR MSCI USA MMENTM 46432F396 63,242 361,961 SH   SOLE 0 0 0 361,961
SPDR SER TR PRTFLO S&P500 VL 78464A508 555 13,898 SH   SOLE 0 0 0 13,898
ISHARES TR CORE S&P500 ETF 464287200 11,933 27,181 SH   SOLE 0 0 0 27,181
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102 4,897 18,360 SH   SOLE 0 0 0 18,360
SPDR SER TR S&P DIVID ETF 78464A763 243 1,967 SH   SOLE 0 0 0 1,967
ISHARES TR MODERT ALLOC ETF 464289875 15,137 334,678 SH   SOLE 0 0 0 334,678
PAYPAL HLDGS INC COM 70450Y103 212 699 SH   SOLE 0 0 0 699
JOHNSON & JOHNSON COM 478160104 259 1,529 SH   SOLE 0 0 0 1,529
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 11,955 125,416 SH   SOLE 0 0 0 125,416
KEYCORP COM 493267108 948 46,414 SH   SOLE 0 0 0 46,414
VANGUARD INDEX FDS SM CP VAL ETF 922908611 20,426 117,494 SH   SOLE 0 0 0 117,494
KRAFT HEINZ CO COM 500754106 940 23,627 SH   SOLE 0 0 0 23,627
VICTORY PORTFOLIOS II VICTORYSHS SMLCP 92647N568 25,606 357,792 SH   SOLE 0 0 0 357,792
BOULDER GROWTH & INCOME FD I COM 101507101 213 15,504 SH   SOLE 0 0 0 15,504