The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 577 2,905 SH   SOLE NONE 0 0 2,905
A T & T INC COM 00206R102 534 18,579 SH   SOLE NONE 0 0 18,579
ABBOTT LABORATORIES COM 002824100 332 2,865 SH   SOLE NONE 0 0 2,865
ABBVIE INC COM 00287Y109 514 4,566 SH   SOLE NONE 0 0 4,566
ADOBE INC COM 00724F101 1,068 1,825 SH   SOLE NONE 0 0 1,825
ALBEMARLE CORP COM 012653101 1,780 10,571 SH   SOLE NONE 0 0 10,571
ALPHABET INC. CAP STK CL C 02079K107 215 86 SH   SOLE NONE 0 0 86
Alphabet, Inc. Cl A CAP STK CL A 02079K305 336 138 SH   SOLE NONE 0 0 138
ALTRIA GROUP INC COM 02209S103 303 6,361 SH   SOLE NONE 0 0 6,361
AMAZON.COM INC COM 023135106 4,687 1,362 SH   SOLE NONE 0 0 1,362
AMERICAN FIN TRUST INC COM CLASS A 02607T109 159 18,836 SH   SOLE NONE 0 0 18,836
AMGEN INC. COM 031162100 2,245 9,212 SH   SOLE NONE 0 0 9,212
APPLE INC COM 037833100 10,257 74,891 SH   SOLE NONE 0 0 74,891
ASHFORD HOSPITY TR COM SHS 044103877 56 12,435 SH   SOLE NONE 0 0 12,435
ASTRAZENECA PLC IAM CO F SPONSORED ADR 046353108 687 11,485 SH   SOLE NONE 0 0 11,485
BANK OF AMERICA CORP COM 060505104 426 10,348 SH   SOLE NONE 0 0 10,348
BERKSHIRE HATHAWAY CL B NEW 084670702 6,234 22,433 SH   SOLE NONE 0 0 22,433
BLACKROCK SHORT MATURITY BLACKROCK ST MAT 46431W507 1,134 22,623 SH   SOLE NONE 0 0 22,623
BOSTON BEER CO INC CL A 100557107 256 251 SH   SOLE NONE 0 0 251
BRCLYS BK IPATH BLOOM DJUBS CMDT ETN36 06738C778 472 17,365 SH   SOLE NONE 0 0 17,365
BRISTOL-MYERS SQUIBB COM 110122108 1,616 24,185 SH   SOLE NONE 0 0 24,185
CATERPILLAR INC COM 149123101 1,021 4,692 SH   SOLE NONE 0 0 4,692
CHARLES SCHWAB CORP COM 808513105 775 10,650 SH   SOLE NONE 0 0 10,650
CHARLES SCHWAB US MC US MID-CAP ETF 808524508 13,605 173,824 SH   SOLE NONE 0 0 173,824
CHARLES SCHWAB US REIT US REIT ETF 808524847 2,305 50,357 SH   SOLE NONE 0 0 50,357
CIRRUS LOGIC INC COM 172755100 397 4,671 SH   SOLE NONE 0 0 4,671
CISCO SYSTEMS INC COM 17275R102 481 9,087 SH   SOLE NONE 0 0 9,087
COMCAST CORP CL A 20030N101 419 7,350 SH   SOLE NONE 0 0 7,350
CONSTELLATION BRAND CL A 21036P108 631 2,700 SH   SOLE NONE 0 0 2,700
COSTCO WHOLESALE CO COM 22160K105 383 969 SH   SOLE NONE 0 0 969
CSX CORP COM 126408103 724 22,591 SH   SOLE NONE 0 0 22,591
CVS HEALTH CORP COM 126650100 238 2,855 SH   SOLE NONE 0 0 2,855
DEERE & CO COM 244199105 2,562 7,265 SH   SOLE NONE 0 0 7,265
DOW INC COM 260557103 326 5,156 SH   SOLE NONE 0 0 5,156
DUKE ENERGY CORP COM NEW 26441C204 515 5,226 SH   SOLE NONE 0 0 5,226
ENTERPRISE PRODS PART LP COM 293792107 419 17,374 SH   SOLE NONE 0 0 17,374
EQT CORP COM 26884L109 232 10,429 SH   SOLE NONE 0 0 10,429
EXXON MOBIL CORP COM 30231G102 2,128 33,745 SH   SOLE NONE 0 0 33,745
FACEBOOK INC CL A 30303M102 341 981 SH   SOLE NONE 0 0 981
GAMCO GLOBAL GOLD NTRL R COM SH BEN INT 36465A109 91 22,930 SH   SOLE NONE 0 0 22,930
GENERAL DYNAMICS CO COM 369550108 282 1,501 SH   SOLE NONE 0 0 1,501
GLOBAL PAYMENTS INC COM 37940X102 355 1,897 SH   SOLE NONE 0 0 1,897
GLOBAL X MLP & ENERGY GLB X MLP ENRG I 37954Y293 1,695 46,664 SH   SOLE NONE 0 0 46,664
GRANITESHARES PLATINUM SHS BEN INT 38748T103 171 16,265 SH   SOLE NONE 0 0 16,265
HERSHEY CO COM 427866108 551 3,165 SH   SOLE NONE 0 0 3,165
HOME DEPOT INC COM 437076102 1,885 5,912 SH   SOLE NONE 0 0 5,912
IBM CORP COM 459200101 231 1,577 SH   SOLE NONE 0 0 1,577
INTEL CORP COM 458140100 1,682 29,971 SH   SOLE NONE 0 0 29,971
INVESCO PREFERRED ETF PFD ETF 46138E511 2,468 161,137 SH   SOLE NONE 0 0 161,137
INVESCO QQQ TRUST UNIT SER 1 46090E103 3,711 10,472 SH   SOLE NONE 0 0 10,472
Invesco S&P 500 Equal Weight ETF S&P500 EQL WGT 46137V357 1,860 12,343 SH   SOLE NONE 0 0 12,343
INVESCO S&P 500 LOW S&P500 LOW VOL 46138E354 821 13,480 SH   SOLE NONE 0 0 13,480
Invesco S&P SmallCap Information Technology ETF S&P SMLCP INFO 46138E115 639 4,456 SH   SOLE NONE 0 0 4,456
INVESCO SOLAR ETF SOLAR ETF 46138G706 3,381 37,855 SH   SOLE NONE 0 0 37,855
ISHARES 1-3 YEAR TREASRY 1 3 YR TREAS BD 464287457 2,912 33,800 SH   SOLE NONE 0 0 33,800
ISHARES ASIA 50 ETF ASIA 50 ETF 464288430 212 2,315 SH   SOLE NONE 0 0 2,315
ISHARES BIOTECHNOLOGY ISHARES BIOTECH 464287556 1,748 10,686 SH   SOLE NONE 0 0 10,686
ISHARES BRD USD INV GRD USD INV GRDE ETF 464288620 1,314 21,693 SH   SOLE NONE 0 0 21,693
ISHARES BROAD USD HG YLD BROAD USD HIGH 46435U853 249 5,978 SH   SOLE NONE 0 0 5,978
ISHARES CORE DIVIDEND CORE DIV GRWTH 46434V621 1,569 31,166 SH   SOLE NONE 0 0 31,166
ISHARES CORE HIGH CORE HIGH DV ETF 46429B663 1,399 14,502 SH   SOLE NONE 0 0 14,502
ISHARES CORE MSCI CORE MSCI EMKT 46434G103 5,799 86,578 SH   SOLE NONE 0 0 86,578
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 6,630 88,578 SH   SOLE NONE 0 0 88,578
ISHARES CORE MSCI EUROPE CORE MSCI EURO 46434V738 549 9,591 SH   SOLE NONE 0 0 9,591
ISHARES CORE MSCI TOTL CORE MSCI TOTAL 46432F834 356 4,861 SH   SOLE NONE 0 0 4,861
ISHARES CORE S&P 500 CORE S&P500 ETF 464287200 10,145 23,598 SH   SOLE NONE 0 0 23,598
ISHARES CORE S&P MID CAP CORE S&P MCP ETF 464287507 1,231 4,584 SH   SOLE NONE 0 0 4,584
ISHARES CORE S&P SMALL CORE S&P SCP ETF 464287804 2,456 21,746 SH   SOLE NONE 0 0 21,746
ISHARES CORE US AGGRGT CORE US AGGBD ET 464287226 4,841 41,982 SH   SOLE NONE 0 0 41,982
ISHARES CORE US REIT CRE U S REIT ETF 464288521 278 4,779 SH   SOLE NONE 0 0 4,779
ISHARES CYBERSECURITY CYBERSECURITY 46435U135 463 10,732 SH   SOLE NONE 0 0 10,732
ISHARES EDGE U.S. FIXED U.S. FIXED INCME 46435U796 968 9,619 SH   SOLE NONE 0 0 9,619
iShares MSCI USA ESG Optimized ETF ESG AWR MSCI USA 46435G425 220 2,239 SH   SOLE NONE 0 0 2,239
ISHARES EVLVD US INVTV INOVATIV HLTCR 46431W622 507 14,505 SH   SOLE NONE 0 0 14,505
ISHARES EVOLVED US TECHN TECHNOLOGY 46431W648 404 7,360 SH   SOLE NONE 0 0 7,360
ISHARES EXPANDED TCH STW EXPANDED TECH 464287515 210 540 SH   SOLE NONE 0 0 540
ISHARES EXPANDED TECH EXPND TEC SC ETF 464287549 324 803 SH   SOLE NONE 0 0 803
ISHARES EXPONENTIAL EXPONENTIAL TECH 46434V381 680 10,761 SH   SOLE NONE 0 0 10,761
ISHARES FLOATING RATE FLTG RATE NT ETF 46429B655 564 11,113 SH   SOLE NONE 0 0 11,113
ISHARES GLB CONSUMER GLB CNS DISC ETF 464288745 375 2,192 SH   SOLE NONE 0 0 2,192
ISHARES GLOBAL GLOB INDSTRL ETF 464288729 766 6,421 SH   SOLE NONE 0 0 6,421
iShares Global Infrastructure ETF GLB INFRASTR ETF 464288372 451 9,947 SH   SOLE NONE 0 0 9,947
iShares Global Healthcare ETF GLOB HLTHCRE ETF 464287325 548 6,596 SH   SOLE NONE 0 0 6,596
ISHARES GLOBAL CONSUMER GLB CNSM STP ETF 464288737 1,091 17,853 SH   SOLE NONE 0 0 17,853
ISHARES GLOBAL MATERIALS GLOBAL MATER ETF 464288695 209 2,300 SH   SOLE NONE 0 0 2,300
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 1,060 3,142 SH   SOLE NONE 0 0 3,142
ISHARES GOLD TRUST ISHARES NEW 464285204 2,468 73,230 SH   SOLE NONE 0 0 73,230
ISHARES HIGH YIELD 0-5YR HI YL CP 46434V407 675 14,665 SH   SOLE NONE 0 0 14,665
ISHARES IBOXX HIGH YIELD IBOXX HI YD ETF 464288513 1,048 11,913 SH   SOLE NONE 0 0 11,913
ISHARES IBOXX INVT GRADE IBOXX INV CP ETF 464287242 2,190 16,300 SH   SOLE NONE 0 0 16,300
ISHARES INDIA 50 ETF INDIA 50 ETF 464289529 214 4,595 SH   SOLE NONE 0 0 4,595
ISHARES INTERNTINL CORE INTL AGGR 46435G672 212 3,862 SH   SOLE NONE 0 0 3,862
ISHARES JPMORGAN USD MTS JPMORGAN USD EMG 464288281 1,083 9,636 SH   SOLE NONE 0 0 9,636
ISHARES MSCI EAF MIN VOL MSCI EAFE MIN VL 46429B689 552 7,308 SH   SOLE NONE 0 0 7,308
ISHARES MSCI EAFE ETF IV MSCI EAFE ETF 464287465 1,722 21,831 SH   SOLE NONE 0 0 21,831
ISHARES MSCI EMERGING MSCI EMG MKT ETF 464287234 1,217 22,075 SH   SOLE NONE 0 0 22,075
ISHARES MSCI INDIA INDEX MSCI INDIA ETF 46429B598 339 7,665 SH   SOLE NONE 0 0 7,665
ISHARES MSCI PACIFIC EX MSCI PAC JP ETF 464286665 345 6,685 SH   SOLE NONE 0 0 6,685
ISHARES MSCI USA MSCI USA SMCP MN 46435G433 510 13,431 SH   SOLE NONE 0 0 13,431
ISHARES MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 1,698 23,070 SH   SOLE NONE 0 0 23,070
ISHARES MSCI USA VALUE MSCI USA VALUE 46432F388 426 4,055 SH   SOLE NONE 0 0 4,055
ISHARES NATIONAL MUNI NATIONAL MUN ETF 464288414 7,486 63,873 SH   SOLE NONE 0 0 63,873
ISHARES PREFERRED INCOME PFD AND INCM SEC 464288687 2,783 70,772 SH   SOLE NONE 0 0 70,772
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 257 949 SH   SOLE NONE 0 0 949
ISHARES RUSSELL 2000 RUSSELL 2000 ETF 464287655 1,578 6,884 SH   SOLE NONE 0 0 6,884
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630 550 3,322 SH   SOLE NONE 0 0 3,322
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 495 1,590 SH   SOLE NONE 0 0 1,590
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499 1,146 14,474 SH   SOLE NONE 0 0 14,474
ISHARES S&P 500 GROWTH S&P 500 GRWT ETF 464287309 4,787 65,819 SH   SOLE NONE 0 0 65,819
ISHARES S&P 500 VALUE S&P 500 VAL ETF 464287408 1,436 9,733 SH   SOLE NONE 0 0 9,733
ISHARES S&P MID CAP 400 S&P MC 400VL ETF 464287705 235 2,232 SH   SOLE NONE 0 0 2,232
ISHARES S&P SMALL CAP SP SMCP600VL ETF 464287879 1,127 10,698 SH   SOLE NONE 0 0 10,698
ISHARES S&P SMLL CAP 600 S&P SML 600 GWT 464287887 1,295 9,765 SH   SOLE NONE 0 0 9,765
ISHARES SELECT DIVIDEND SELECT DIVID ETF 464287168 1,750 15,010 SH   SOLE NONE 0 0 15,010
ISHARES SEMICONDUCTOR ISHARES SEMICDTR 464287523 429 945 SH   SOLE NONE 0 0 945
ISHARES SHORT TREASURY SHORT TREAS BD 464288679 418 3,783 SH   SOLE NONE 0 0 3,783
ISHARES TIPS BOND ETF IV TIPS BD ETF 464287176 2,151 16,803 SH   SOLE NONE 0 0 16,803
ISHARES TOTAL US STOCK CORE S&P TTL STK 464287150 1,395 14,130 SH   SOLE NONE 0 0 14,130
ISHARES TOTAL USD BOND CORE TOTAL USD 46434V613 2,720 50,851 SH   SOLE NONE 0 0 50,851
ISHARES TR IS 1 5 YR IN ISHS 1-5YR INVS 464288646 1,699 31,000 SH   SOLE NONE 0 0 31,000
ISHARES TRT IS 5 10 INV ISHS 5-10YR INVT 464288638 1,274 21,062 SH   SOLE NONE 0 0 21,062
ISHARES US AEROSPACE US AER DEF ETF 464288760 799 7,300 SH   SOLE NONE 0 0 7,300
ISHARES US BASIC U.S. BAS MTL ETF 464287838 776 5,955 SH   SOLE NONE 0 0 5,955
ISHARES US CONSUMER U.S. CNSM SV ETF 464287580 406 5,236 SH   SOLE NONE 0 0 5,236
iShares U.S. Consumer Goods ETF U.S. CNSM GD ETF 464287812 451 2,455 SH   SOLE NONE 0 0 2,455
ISHARES US HEALTHCARE US HLTHCARE ETF 464287762 691 2,535 SH   SOLE NONE 0 0 2,535
ISHARES US INDUSTRIALS US INDUSTRIALS 464287754 326 2,935 SH   SOLE NONE 0 0 2,935
ISHARES US TECHNOLOGY U.S. TECH ETF 464287721 1,093 11,001 SH   SOLE NONE 0 0 11,001
ISHS MSCI EMERG MRKT FCT MSCI EMERG MRKT 464286533 632 9,859 SH   SOLE NONE 0 0 9,859
ISHS MSCI GLOBAL MIN VOL MSCI GBL MIN VOL 464286525 321 3,127 SH   SOLE NONE 0 0 3,127
JABIL INC COM 466313103 854 14,706 SH   SOLE NONE 0 0 14,706
JOHNSON & JOHNSON COM 478160104 3,175 19,277 SH   SOLE NONE 0 0 19,277
JPMORGAN CHASE & CO COM 46625H100 1,004 6,458 SH   SOLE NONE 0 0 6,458
JPMORGAN ULTRA SHORT ULTRA SHRT INC 46641Q837 1,241 24,470 SH   SOLE NONE 0 0 24,470
LILLY ELI & CO COM 532457108 636 2,772 SH   SOLE NONE 0 0 2,772
LIVE OAK BANCSHARES INCO COM 53803X105 2,046 34,694 SH   SOLE NONE 0 0 34,694
LOWES COS INC COM 548661107 307 1,586 SH   SOLE NONE 0 0 1,586
MARKEL CORP COM 570535104 234 198 SH   SOLE NONE 0 0 198
MAXIM INTEGRATED PRO COM 57772K101 1,450 13,768 SH   SOLE NONE 0 0 13,768
MCDONALDS CORP COM 580135101 264 1,143 SH   SOLE NONE 0 0 1,143
MEDTRONIC PLC F SHS G5960L103 1,015 8,181 SH   SOLE NONE 0 0 8,181
MERCK & CO. INC. COM 58933Y105 1,543 19,846 SH   SOLE NONE 0 0 19,846
MICROSOFT CORP COM 594918104 4,936 18,223 SH   SOLE NONE 0 0 18,223
MOLSON COORS BEVERAGE CL CL B 60871R209 1,230 22,926 SH   SOLE NONE 0 0 22,926
MOODYS CORP COM 615369105 684 1,890 SH   SOLE NONE 0 0 1,890
NETFLIX INC COM 64110L106 453 858 SH   SOLE NONE 0 0 858
NOVARTIS AG F SPONSORED ADR 66987V109 447 4,909 SH   SOLE NONE 0 0 4,909
NUVEEN MUNICIPAL VALUE C COM 670928100 115 10,000 SH   SOLE NONE 0 0 10,000
NVIDIA CORP COM 67066G104 4,535 5,669 SH   SOLE NONE 0 0 5,669
NXP SEMICONDUCTORS F COM N6596X109 1,286 6,256 SH   SOLE NONE 0 0 6,256
OCUGEN INC COM 67577C105 127 15,824 SH   SOLE NONE 0 0 15,824
PALANTIR TECHNOLOGIES IN CL A 69608A108 218 8,302 SH   SOLE NONE 0 0 8,302
PAYPAL HOLDINGS INCORPOR COM 70450Y103 1,516 5,203 SH   SOLE NONE 0 0 5,203
PEPSICO INC COM 713448108 539 3,642 SH   SOLE NONE 0 0 3,642
PFIZER INC COM 717081103 1,311 33,483 SH   SOLE NONE 0 0 33,483
PHILIP MORRIS INTL COM 718172109 705 7,119 SH   SOLE NONE 0 0 7,119
PINNACLE FINL PARTNR COM 72346Q104 2,074 23,495 SH   SOLE NONE 0 0 23,495
POLARIS INDUSTRIES COM 731068102 265 1,937 SH   SOLE NONE 0 0 1,937
PROCTER & GAMBLE COM 742718109 1,050 7,783 SH   SOLE NONE 0 0 7,783
PROSHARES LONG ONLN SHRT LONG ONLINE SHRT 74347B375 1,075 12,959 SH   SOLE NONE 0 0 12,959
QUALCOMM INC COM 747525103 223 1,563 SH   SOLE NONE 0 0 1,563
RAYTHEON TECHNOLOGIES CO COM 75513E101 1,344 15,755 SH   SOLE NONE 0 0 15,755
RELIANT BANCORP INC COM 75956B101 576 20,792 SH   SOLE NONE 0 0 20,792
ROYAL BANK OF CANADA F COM 780087102 283 2,799 SH   SOLE NONE 0 0 2,799
SALESFORCE COM COM 79466L302 214 880 SH   SOLE NONE 0 0 880
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706 8,066 245,337 SH   SOLE NONE 0 0 245,337
SCHWAB INTERMEDIATE TERM INTRM TRM TRES 808524854 1,591 27,980 SH   SOLE NONE 0 0 27,980
SCHWAB INTERNATIONAL INTL EQTY ETF 808524805 15,179 384,789 SH   SOLE NONE 0 0 384,789
SCHWAB INTERNATNAL SMALL INTL SCEQT ETF 808524888 4,629 111,291 SH   SOLE NONE 0 0 111,291
SCHWAB SHORT TERM US SHT TM US TRES 808524862 836 16,329 SH   SOLE NONE 0 0 16,329
SCHWAB US AGGREGATE BOND US AGGREGATE B 808524839 14,283 261,606 SH   SOLE NONE 0 0 261,606
SCHWAB US BROAD MARKET US BRD MKT ETF 808524102 30,402 291,579 SH   SOLE NONE 0 0 291,579
SCHWAB US DIVIDEND US DIVIDEND EQ 808524797 6,932 91,679 SH   SOLE NONE 0 0 91,679
SCHWAB US LARGE CAP US LCAP GR ETF 808524300 426 2,921 SH   SOLE NONE 0 0 2,921
Schwab U.S. Large-Cap Value ETF US LCAP VA ETF 808524409 513 7,503 SH   SOLE NONE 0 0 7,503
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201 6,405 61,610 SH   SOLE NONE 0 0 61,610
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 10,913 104,753 SH   SOLE NONE 0 0 104,753
SCHWAB US TIPS ETF US TIPS ETF 808524870 1,775 28,397 SH   SOLE NONE 0 0 28,397
SELECT SECTOR HEALTH SBI HEALTHCARE 81369Y209 255 2,032 SH   SOLE NONE 0 0 2,032
SKYWORKS SOLUTIONS COM 83088M102 1,825 9,519 SH   SOLE NONE 0 0 9,519
SMARTETFS DIVIDEND SMARTETFS DIVID 402031835 584 22,938 SH   SOLE NONE 0 0 22,938
SMARTFINL INC 0050 COM NEW 83190L208 838 34,938 SH   SOLE NONE 0 0 34,938
SMITH & WESSON BRANDS IN COM 831754106 718 20,703 SH   SOLE NONE 0 0 20,703
SONOS INC COM 83570H108 369 10,495 SH   SOLE NONE 0 0 10,495
SOUTHERN CO COM 842587107 310 5,129 SH   SOLE NONE 0 0 5,129
SPDR DOW JONES UT SER 1 78467X109 281 817 SH   SOLE NONE 0 0 817
SPDR GOLD SHARES ETF GOLD SHS 78463V107 554 3,349 SH   SOLE NONE 0 0 3,349
SPDR S&P 500 ETF IV TR UNIT 78462F103 6,088 14,224 SH   SOLE NONE 0 0 14,224
SPDR S&P BIOTECH ETF IV S&P BIOTECH 78464A870 687 5,077 SH   SOLE NONE 0 0 5,077
SPDR S&P DIVIDEND ETF IV S&P DIVID ETF 78464A763 1,083 8,861 SH   SOLE NONE 0 0 8,861
SPDR SHORT TERM PORTFOLIO SHORT 78464A474 5,425 173,330 SH   SOLE NONE 0 0 173,330
SQUARE INC CL A 852234103 772 3,170 SH   SOLE NONE 0 0 3,170
STRYKER CORP COM 863667101 787 3,031 SH   SOLE NONE 0 0 3,031
STURM RUGER & CO INC COM 864159108 805 8,947 SH   SOLE NONE 0 0 8,947
TECHNOLOGY SELECT SECTOR TECHNOLOGY 81369Y803 209 1,417 SH   SOLE NONE 0 0 1,417
TESLA INC COM 88160R101 4,912 7,228 SH   SOLE NONE 0 0 7,228
TEXAS INSTRUMENTS COM 882508104 224 1,166 SH   SOLE NONE 0 0 1,166
THE COCA-COLA CO COM 191216100 651 12,044 SH   SOLE NONE 0 0 12,044
TRUIST FINL CORP COM 89832Q109 305 5,512 SH   SOLE NONE 0 0 5,512
UNITED PARCEL SRVC CL B 911312106 2,561 12,317 SH   SOLE NONE 0 0 12,317
UNITEDHEALTH GRP INC COM 91324P102 441 1,102 SH   SOLE NONE 0 0 1,102
US GLOBAL JETS ETF US GLB JETS 26922A842 449 18,573 SH   SOLE NONE 0 0 18,573
VANECK VECTORS GOLD GOLD MINERS ETF 92189F106 761 22,419 SH   SOLE NONE 0 0 22,419
Vanguard Consumer Staples ETF CONSUM STP ETF 92204A207 14,631 80,165 SH   SOLE NONE 0 0 80,165
VANGUARD DIVIDEND DIV APP ETF 921908844 12,587 81,320 SH   SOLE NONE 0 0 81,320
VANGUARD EMERGING MARKT EMERG MKT BD ETF 921946885 4,531 56,765 SH   SOLE NONE 0 0 56,765
VANGUARD ENERGY ETF IV ENERGY ETF 92204A306 1,134 14,946 SH   SOLE NONE 0 0 14,946
VANGUARD ESG US STOCK ESG US STK ETF 921910733 213 2,669 SH   SOLE NONE 0 0 2,669
VANGUARD FTSE ALL WORLD ALLWRLD EX US 922042775 23,416 369,398 SH   SOLE NONE 0 0 369,398
VANGUARD FTSE DEVELOPED FTSE DEV MKT ETF 921943858 51,700 1,003,508 SH   SOLE NONE 0 0 1,003,508
VANGUARD FTSE EMERGING FTSE EMR MKT ETF 922042858 39,242 722,569 SH   SOLE NONE 0 0 722,569
VANGUARD FTSE EUROPE FTSE EUROPE ETF 922042874 391 5,824 SH   SOLE NONE 0 0 5,824
VANGUARD FTSE PACIFIC FTSE PACIFIC ETF 922042866 1,086 13,204 SH   SOLE NONE 0 0 13,204
VANGUARD GLBAL EX US GLB EX US ETF 922042676 281 4,816 SH   SOLE NONE 0 0 4,816
VANGUARD GROWTH ETF GROWTH ETF 922908736 834 2,909 SH   SOLE NONE 0 0 2,909
VANGUARD HEALTH CARE HEALTH CAR ETF 92204A504 220 893 SH   SOLE NONE 0 0 893
VANGUARD HIGH DIVIDEND HIGH DIV YLD 921946406 11,637 111,080 SH   SOLE NONE 0 0 111,080
VANGUARD INFORMATION INF TECH ETF 92204A702 2,297 5,762 SH   SOLE NONE 0 0 5,762
VANGUARD INTERMEDIATE INTERMED TERM 921937819 744 8,275 SH   SOLE NONE 0 0 8,275
Vanguard Intermediate-Term Corporate Bond Index Fund INT-TERM CORP 92206C870 54,162 569,712 SH   SOLE NONE 0 0 569,712
VANGUARD INTERNATNL HGH INTL HIGH ETF 921946794 232 3,415 SH   SOLE NONE 0 0 3,415
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 5,243 26,117 SH   SOLE NONE 0 0 26,117
VANGUARD MID CAP ETF IV MID CAP ETF 922908629 28,468 119,941 SH   SOLE NONE 0 0 119,941
VANGUARD MID CAP GROWTH MCAP GR IDXVIP 922908538 2,587 10,948 SH   SOLE NONE 0 0 10,948
VANGUARD MID CAP VALUE MCAP VL IDXVIP 922908512 770 5,484 SH   SOLE NONE 0 0 5,484
VANGUARD REAL ESTATE REAL ESTATE ETF 922908553 16,629 163,370 SH   SOLE NONE 0 0 163,370
VANGUARD S&P 500 ETF IV S&P 500 ETF SHS 922908363 37,118 94,324 SH   SOLE NONE 0 0 94,324
VANGUARD S&P SMALL CAP SMLLCP 600 IDX 921932828 26,734 128,880 SH   SOLE NONE 0 0 128,880
VANGUARD SHORT TERM SHORT TERM TREAS 92206C102 7,906 128,711 SH   SOLE NONE 0 0 128,711
VANGUARD SHORT TERM COR SHRT TRM CORP BD 92206C409 36,711 443,856 SH   SOLE NONE 0 0 443,856
VANGUARD SHORT-TERM BOND SHORT TRM BOND 921937827 4,594 55,922 SH   SOLE NONE 0 0 55,922
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 35,946 159,562 SH   SOLE NONE 0 0 159,562
VANGUARD SMALL CAP VALUE SM CP VAL ETF 922908611 2,276 13,110 SH   SOLE NONE 0 0 13,110
VANGUARD TOTAL INTL BD IDX ETF 92203J407 9,040 158,325 SH   SOLE NONE 0 0 158,325
Vanguard Total International Stock ETF VG TL INTL STK F 921909768 1,273 19,384 SH   SOLE NONE 0 0 19,384
VANGUARD TOTAL BOND TOTAL BND MRKT 921937835 82,173 956,732 SH   SOLE NONE 0 0 956,732
VANGUARD TOTAL STOCK TOTAL STK MKT 922908769 176,384 791,598 SH   SOLE NONE 0 0 791,598
VANGUARD TOTAL WORLD TT WRLD ST ETF 922042742 1,340 12,941 SH   SOLE NONE 0 0 12,941
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 15,596 112,401 SH   SOLE NONE 0 0 112,401
VANGUARD VALUE ETF IV VALUE ETF 922908744 699 5,089 SH   SOLE NONE 0 0 5,089
VERIZON COMMUNICATN COM 92343V104 2,166 38,662 SH   SOLE NONE 0 0 38,662
VGRD FTSE ALL WRLD EX US FTSE SMCAP ETF 922042718 3,810 27,926 SH   SOLE NONE 0 0 27,926
VISA INC COM CL A 92826C839 512 2,191 SH   SOLE NONE 0 0 2,191
WALMART INC COM 931142103 935 6,631 SH   SOLE NONE 0 0 6,631
WALT DISNEY CO COM 254687106 893 5,084 SH   SOLE NONE 0 0 5,084
WESTROCK CO COM 96145D105 383 7,202 SH   SOLE NONE 0 0 7,202