The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DISNEY WALT CO COM 254687106 376 2,136 SH   SOLE 0 0 0 2,136
PFIZER INC COM 717081103 435 11,105 SH   SOLE 0 0 0 11,105
DEERE & CO COM 244199105 286 812 SH   SOLE 0 0 0 812
ISHARES TR SHRT NAT MUN ETF 464288158 1,144 10,613 SH   SOLE 0 0 0 10,613
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 804 14,042 SH   SOLE 0 0 0 14,042
SPDR S&P 500 ETF TR TR UNIT 78462F103 203 474 SH   SOLE 0 0 0 474
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 514 2,821 SH   SOLE 0 0 0 2,821
PEPSICO INC COM 713448108 359 2,424 SH   SOLE 0 0 0 2,424
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,352 26,242 SH   SOLE 0 0 0 26,242
NEXTERA ENERGY INC COM 65339F101 391 5,332 SH   SOLE 0 0 0 5,332
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 337 13,285 SH   SOLE 0 0 0 13,285
UNION PAC CORP COM 907818108 314 1,426 SH   SOLE 0 0 0 1,426
PROGRESSIVE CORP COM 743315103 424 4,314 SH   SOLE 0 0 0 4,314
APPLE INC COM 037833100 1,203 8,783 SH   SOLE 0 0 0 8,783
HUNTINGTON BANCSHARES INC COM 446150104 286 20,020 SH   SOLE 0 0 0 20,020
AMAZON COM INC COM 023135106 884 257 SH   SOLE 0 0 0 257
LOWES COS INC COM 548661107 422 2,176 SH   SOLE 0 0 0 2,176
PROCTER AND GAMBLE CO COM 742718109 694 5,145 SH   SOLE 0 0 0 5,145
BOEING CO COM 097023105 614 2,564 SH   SOLE 0 0 0 2,564
WORLD GOLD TR SPDR GLD MINIS 98149E204 8,524 484,024 SH   SOLE 0 0 0 484,024
NIKE INC CL B 654106103 575 3,719 SH   SOLE 0 0 0 3,719
WALMART INC COM 931142103 239 1,694 SH   SOLE 0 0 0 1,694
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 833 13,095 SH   SOLE 0 0 0 13,095
INTEL CORP COM 458140100 327 5,823 SH   SOLE 0 0 0 5,823
SPDR SER TR S&P 600 SMCP VAL 78464A300 8,579 100,098 SH   SOLE 0 0 0 100,098
ISHARES TR CORE S&P SCP ETF 464287804 223 1,972 SH   SOLE 0 0 0 1,972
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,333 34,490 SH   SOLE 0 0 0 34,490
JPMORGAN CHASE & CO COM 46625H100 547 3,516 SH   SOLE 0 0 0 3,516
ISHARES TR US TREAS BD ETF 46429B267 4,339 163,117 SH   SOLE 0 0 0 163,117
SPDR SER TR S&P 600 SMCP GRW 78464A201 3,703 41,710 SH   SOLE 0 0 0 41,710
EXXON MOBIL CORP COM 30231G102 827 13,112 SH   SOLE 0 0 0 13,112
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 442 1,950 SH   SOLE 0 0 0 1,950
VANGUARD INDEX FDS VALUE ETF 922908744 332 2,412 SH   SOLE 0 0 0 2,412
ISHARES INC JP MORGAN EM ETF 464286517 5,486 125,691 SH   SOLE 0 0 0 125,691
ISHARES TR GRWT ALLOCAT ETF 464289867 697 12,442 SH   SOLE 0 0 0 12,442
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 476 5,542 SH   SOLE 0 0 0 5,542
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 201 4,964 SH   SOLE 0 0 0 4,964
VANGUARD INDEX FDS TOTAL STK MKT 922908769 319 1,430 SH   SOLE 0 0 0 1,430
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,539 25,102 SH   SOLE 0 0 0 25,102
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 2,935 38,810 SH   SOLE 0 0 0 38,810
ISHARES TR CORE US AGGBD ET 464287226 606 5,258 SH   SOLE 0 0 0 5,258
METLIFE INC COM 59156R108 277 4,628 SH   SOLE 0 0 0 4,628
ISHARES TR AGGRES ALLOC ETF 464289859 473 6,691 SH   SOLE 0 0 0 6,691
COCA COLA CO COM 191216100 261 4,829 SH   SOLE 0 0 0 4,829
SPDR SER TR PORTFOLIO S&P400 78464A847 11,979 253,742 SH   SOLE 0 0 0 253,742
TESLA INC COM 88160R101 697 1,025 SH   SOLE 0 0 0 1,025
VERIZON COMMUNICATIONS INC COM 92343V104 518 9,254 SH   SOLE 0 0 0 9,254
WASTE MGMT INC DEL COM 94106L109 258 1,844 SH   SOLE 0 0 0 1,844
CSX CORP COM 126408103 346 10,800 SH   SOLE 0 0 0 10,800
SCHWAB STRATEGIC TR US TIPS ETF 808524870 9,733 155,705 SH   SOLE 0 0 0 155,705
GRANITESHARES GOLD TR SHS BEN INT 38748G101 799 45,425 SH   SOLE 0 0 0 45,425
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,765 81,793 SH   SOLE 0 0 0 81,793
MERCK & CO INC COM 58933Y105 411 5,288 SH   SOLE 0 0 0 5,288
SPDR SER TR PORTFOLIO AGRGTE 78464A649 21,783 725,845 SH   SOLE 0 0 0 725,845
MICROSOFT CORP COM 594918104 613 2,263 SH   SOLE 0 0 0 2,263
ISHARES TR CORE S&P MCP ETF 464287507 3,895 14,496 SH   SOLE 0 0 0 14,496
ISHARES TR CORE MSCI EAFE 46432F842 203 2,716 SH   SOLE 0 0 0 2,716
MCDONALDS CORP COM 580135101 440 1,907 SH   SOLE 0 0 0 1,907
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 14,471 318,046 SH   SOLE 0 0 0 318,046
ISHARES TR MSCI EAFE ETF 464287465 367 4,655 SH   SOLE 0 0 0 4,655
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,286 45,050 SH   SOLE 0 0 0 45,050
ALPHABET INC CAP STK CL C 02079K107 434 173 SH   SOLE 0 0 0 173
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 23,289 633,035 SH   SOLE 0 0 0 633,035
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 490 9,031 SH   SOLE 0 0 0 9,031
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,117 20,758 SH   SOLE 0 0 0 20,758
FORD MTR CO DEL COM 345370860 465 31,319 SH   SOLE 0 0 0 31,319
ISHARES TR CORE S&P500 ETF 464287200 739 1,719 SH   SOLE 0 0 0 1,719
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,495 27,038 SH   SOLE 0 0 0 27,038
BP PLC SPONSORED ADR 055622104 290 10,983 SH   SOLE 0 0 0 10,983
ISHARES TR MODERT ALLOC ETF 464289875 355 7,886 SH   SOLE 0 0 0 7,886
SPDR SER TR PORTFOLI S&P1500 78464A805 39,302 741,963 SH   SOLE 0 0 0 741,963
SPDR SER TR MSCI USA STRTGIC 78468R812 9,350 78,272 SH   SOLE 0 0 0 78,272
ISHARES TR 0-5YR HI YL CP 46434V407 7,166 155,580 SH   SOLE 0 0 0 155,580