The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 839 7,239 SH   DFND 1 0 0 7,239
ABBVIE INC COM 00287Y109 831 7,374 SH   DFND 1 0 0 7,374
AIR PRODS & CHEMS INC COM 009158106 552 1,920 SH   DFND 1 0 0 1,920
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 1,172 162,599 SH   DFND 1 0 0 162,599
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 790 16,963 SH   DFND 1 0 0 16,963
ALPHABET INC CAP STK CL A 02079K305 783 320 SH   DFND 1 0 0 320
ALPHABET INC CAP STK CL C 02079K107 609 243 SH   DFND 1 0 0 243
AMAZON COM INC COM 023135106 2,674 777 SH   DFND 1 0 0 777
AMERICAN EXPRESS CO COM 025816109 976 5,905 SH   DFND 1 0 0 5,905
AMGEN INC COM 031162100 966 3,964 SH   DFND 1 0 0 3,964
ANALOG DEVICES INC COM 032654105 581 3,372 SH   DFND 1 0 0 3,372
ANNALY CAPITAL MANAGEMENT IN COM 035710409 163 18,304 SH   DFND 1 0 0 18,304
APPLE INC COM 037833100 6,410 46,802 SH   DFND 1 0 0 46,802
AT&T INC COM 00206R102 229 7,943 SH   DFND 1 0 0 7,943
BANK NEW YORK MELLON CORP COM 064058100 448 8,742 SH   DFND 1 0 0 8,742
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 246 884 SH   DFND 1 0 0 884
BLACKSTONE GROUP INC COM 09260D107 542 5,576 SH   DFND 1 0 0 5,576
BRISTOL-MYERS SQUIBB CO COM 110122108 968 14,485 SH   DFND 1 0 0 14,485
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 316 6,200 SH   DFND 1 0 0 6,200
CATERPILLAR INC COM 149123101 777 3,571 SH   DFND 1 0 0 3,571
CISCO SYS INC COM 17275R102 1,525 28,769 SH   DFND 1 0 0 28,769
CONNECTONE BANCORP INC COM 20786W107 241 9,193 SH   DFND 1 0 0 9,193
CONOCOPHILLIPS COM 20825C104 520 8,546 SH   DFND 1 0 0 8,546
COSTCO WHSL CORP NEW COM 22160K105 545 1,377 SH   DFND 1 0 0 1,377
CSX CORP COM 126408103 231 7,212 SH   DFND 1 0 0 7,212
CVS HEALTH CORP COM 126650100 617 7,391 SH   DFND 1 0 0 7,391
DANAHER CORPORATION COM 235851102 965 3,596 SH   DFND 1 0 0 3,596
DARDEN RESTAURANTS INC COM 237194105 248 1,700 SH   DFND 1 0 0 1,700
DIAGEO PLC SPON ADR NEW 25243Q205 237 1,235 SH   DFND 1 0 0 1,235
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 6,900 255,729 SH   DFND 1 0 0 255,729
DISNEY WALT CO COM 254687106 1,852 10,535 SH   DFND 1 0 0 10,535
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 213 20,057 SH   DFND 1 0 0 20,057
ENTERPRISE PRODS PARTNERS L COM 293792107 1,204 49,902 SH   DFND 1 0 0 49,902
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 412 6,800 SH   DFND 1 0 0 6,800
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 500 7,101 SH   DFND 1 0 0 7,101
EXXON MOBIL CORP COM 30231G102 596 9,446 SH   DFND 1 0 0 9,446
FACEBOOK INC CL A 30303M102 1,237 3,558 SH   DFND 1 0 0 3,558
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 618 8,183 SH   DFND 1 0 0 8,183
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 229 9,343 SH   DFND 1 0 0 9,343
FRANCO NEV CORP COM 351858105 239 1,650 SH   DFND 1 0 0 1,650
GENERAL ELECTRIC CO COM 369604103 420 31,174 SH   DFND 1 0 0 31,174
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 26,611 652,064 SH   DFND 1 0 0 652,064
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 63,898 1,829,326 SH   DFND 1 0 0 1,829,326
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 6,771 78,704 SH   DFND 1 0 0 78,704
GOLDMAN SACHS GROUP INC COM 38141G104 225 593 SH   DFND 1 0 0 593
HOME DEPOT INC COM 437076102 2,113 6,627 SH   DFND 1 0 0 6,627
HONEYWELL INTL INC COM 438516106 530 2,416 SH   DFND 1 0 0 2,416
INTEL CORP COM 458140100 746 13,280 SH   DFND 1 0 0 13,280
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 649 12,865 SH   DFND 1 0 0 12,865
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 3,468 73,966 SH   DFND 1 0 0 73,966
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 482 10,943 SH   DFND 1 0 0 10,943
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,581 75,207 SH   DFND 1 0 0 75,207
INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 346 4,471 SH   DFND 1 0 0 4,471
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 944 3,680 SH   DFND 1 0 0 3,680
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 5,327 109,608 SH   DFND 1 0 0 109,608
INVESCO QQQ TR UNIT SER 1 46090E103 342 965 SH   DFND 1 0 0 965
ISHARES INC CORE MSCI EMKT 46434G103 3,170 47,325 SH   DFND 1 0 0 47,325
ISHARES INC MSCI EMERG MKT 46434G889 3,172 58,538 SH   DFND 1 0 0 58,538
ISHARES INC MSCI EMERG MRKT 464286533 16,333 254,560 SH   DFND 1 0 0 254,560
ISHARES TR 0-5 YR TIPS ETF 46429B747 302 2,836 SH   DFND 1 0 0 2,836
ISHARES TR BARCLAYS 7 10 YR 464287440 1,563 13,536 SH   DFND 1 0 0 13,536
ISHARES TR CORE 1 5 YR USD 46432F859 244 4,749 SH   DFND 1 0 0 4,749
ISHARES TR CORE DIV GRWTH 46434V621 208 4,135 SH   DFND 1 0 0 4,135
ISHARES TR CORE INTL AGGR 46435G672 5,547 100,678 SH   DFND 1 0 0 100,678
ISHARES TR CORE MSCI EAFE 46432F842 1,259 16,823 SH   DFND 1 0 0 16,823
ISHARES TR CORE MSCI TOTAL 46432F834 1,679 22,902 SH   DFND 1 0 0 22,902
ISHARES TR CORE S&P MCP ETF 464287507 332 1,235 SH   DFND 1 0 0 1,235
ISHARES TR CORE S&P500 ETF 464287200 8,226 19,134 SH   DFND 1 0 0 19,134
ISHARES TR CORE US AGGBD ET 464287226 5,496 47,655 SH   DFND 1 0 0 47,655
ISHARES TR ESG AWR MSCI USA 46435G425 557 5,652 SH   DFND 1 0 0 5,652
ISHARES TR ESG AWRE 1 5 YR 46435G243 254 9,742 SH   DFND 1 0 0 9,742
ISHARES TR EXPND TEC SC ETF 464287549 1,141 2,825 SH   DFND 1 0 0 2,825
ISHARES TR FLTG RATE NT ETF 46429B655 1,009 19,863 SH   DFND 1 0 0 19,863
ISHARES TR IBONDS DEC 46435U697 212 7,866 SH   DFND 1 0 0 7,866
ISHARES TR IBONDS DEC2021 46435G789 205 7,999 SH   DFND 1 0 0 7,999
ISHARES TR IBONDS DEC2022 46435G755 208 7,902 SH   DFND 1 0 0 7,902
ISHARES TR IBONDS DEC2023 46435G318 210 8,028 SH   DFND 1 0 0 8,028
ISHARES TR IBONDS DEC25 ETF 46434VBD1 254 9,393 SH   DFND 1 0 0 9,393
ISHARES TR IBOXX INV CP ETF 464287242 5,904 43,941 SH   DFND 1 0 0 43,941
ISHARES TR ISHARES BIOTECH 464287556 406 2,480 SH   DFND 1 0 0 2,480
ISHARES TR ISHS 1-5YR INVS 464288646 503 9,179 SH   DFND 1 0 0 9,179
ISHARES TR ISHS 5-10YR INVT 464288638 2,668 44,083 SH   DFND 1 0 0 44,083
ISHARES TR JPMORGAN USD EMG 464288281 12,170 108,220 SH   DFND 1 0 0 108,220
ISHARES TR MSCI ACWI EX US 464288240 3,865 67,205 SH   DFND 1 0 0 67,205
ISHARES TR MSCI EAFE ETF 464287465 210 2,665 SH   DFND 1 0 0 2,665
ISHARES TR MSCI EAFE MIN VL 46429B689 37,561 497,237 SH   DFND 1 0 0 497,237
ISHARES TR MSCI INTL MULTFT 46434V274 6,865 228,457 SH   DFND 1 0 0 228,457
ISHARES TR MSCI USA ESG SLC 464288802 466 4,880 SH   DFND 1 0 0 4,880
ISHARES TR MSCI USA MIN VOL 46429B697 49,029 666,071 SH   DFND 1 0 0 666,071
ISHARES TR MSCI USA MMENTM 46432F396 53,860 310,560 SH   DFND 1 0 0 310,560
ISHARES TR MSCI USA QLT FCT 46432F339 52,016 391,480 SH   DFND 1 0 0 391,480
ISHARES TR MSCI USA SMCP MN 46435G433 469 12,340 SH   DFND 1 0 0 12,340
ISHARES TR MSCI USA VALUE 46432F388 52,377 498,548 SH   DFND 1 0 0 498,548
ISHARES TR NATIONAL MUN ETF 464288414 2,399 20,470 SH   DFND 1 0 0 20,470
ISHARES TR PFD AND INCM SEC 464288687 875 22,250 SH   DFND 1 0 0 22,250
ISHARES TR RUS 1000 GRW ETF 464287614 267 984 SH   DFND 1 0 0 984
ISHARES TR RUS TP200 GR ETF 464289438 1,379 9,159 SH   DFND 1 0 0 9,159
ISHARES TR RUSSELL 2000 ETF 464287655 464 2,024 SH   DFND 1 0 0 2,024
ISHARES TR S&P 500 VAL ETF 464287408 465 3,147 SH   DFND 1 0 0 3,147
ISHARES TR SHORT TREAS BD 464288679 202 1,824 SH   DFND 1 0 0 1,824
ISHARES TR SP SMCP600VL ETF 464287879 737 6,993 SH   DFND 1 0 0 6,993
ISHARES TR TIPS BD ETF 464287176 24,304 189,862 SH   DFND 1 0 0 189,862
ISHARES TR U.S. MED DVC ETF 464288810 368 1,020 SH   DFND 1 0 0 1,020
ISHARES TR US TREAS BD ETF 46429B267 12,403 466,265 SH   DFND 1 0 0 466,265
ISHARES TR USD INV GRDE ETF 464288620 36,474 601,980 SH   DFND 1 0 0 601,980
JOHNSON & JOHNSON COM 478160104 634 3,851 SH   DFND 1 0 0 3,851
JPMORGAN CHASE & CO COM 46625H100 1,471 9,455 SH   DFND 1 0 0 9,455
KKR & CO INC COM 48251W104 568 9,590 SH   DFND 1 0 0 9,590
L3HARRIS TECHNOLOGIES INC COM 502431109 861 3,982 SH   DFND 1 0 0 3,982
LILLY ELI & CO COM 532457108 1,655 7,210 SH   DFND 1 0 0 7,210
LOCKHEED MARTIN CORP COM 539830109 743 1,963 SH   DFND 1 0 0 1,963
LOWES COS INC COM 548661107 492 2,537 SH   DFND 1 0 0 2,537
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 425 8,690 SH   DFND 1 0 0 8,690
MASTERCARD INCORPORATED CL A 57636Q104 267 733 SH   DFND 1 0 0 733
MCDONALDS CORP COM 580135101 1,926 8,339 SH   DFND 1 0 0 8,339
MICROSOFT CORP COM 594918104 5,360 19,786 SH   DFND 1 0 0 19,786
NIKE INC CL B 654106103 417 2,698 SH   DFND 1 0 0 2,698
NVIDIA CORPORATION COM 67066G104 526 657 SH   DFND 1 0 0 657
NXP SEMICONDUCTORS N V COM N6596X109 257 1,250 SH   DFND 1 0 0 1,250
ONE GAS INC COM 68235P108 1,081 14,581 SH   DFND 1 0 0 14,581
ONEOK INC NEW COM 682680103 2,599 46,714 SH   DFND 1 0 0 46,714
PACER FDS TR TRENDP US LAR CP 69374H105 275 7,307 SH   DFND 1 0 0 7,307
PAYCHEX INC COM 704326107 394 3,673 SH   DFND 1 0 0 3,673
PAYPAL HLDGS INC COM 70450Y103 293 1,006 SH   DFND 1 0 0 1,006
PEPSICO INC COM 713448108 876 5,915 SH   DFND 1 0 0 5,915
PFIZER INC COM 717081103 222 5,676 SH   DFND 1 0 0 5,676
PHILLIPS 66 COM 718546104 234 2,726 SH   DFND 1 0 0 2,726
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,733 15,614 SH   DFND 1 0 0 15,614
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 303 2,968 SH   DFND 1 0 0 2,968
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,210 21,309 SH   DFND 1 0 0 21,309
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,052 20,451 SH   DFND 1 0 0 20,451
PINNACLE FINL PARTNERS INC COM 72346Q104 238 2,690 SH   DFND 1 0 0 2,690
PROCTER AND GAMBLE CO COM 742718109 792 5,870 SH   DFND 1 0 0 5,870
QUALCOMM INC COM 747525103 1,314 9,196 SH   DFND 1 0 0 9,196
RAYTHEON TECHNOLOGIES CORP COM 75513E101 453 5,304 SH   DFND 1 0 0 5,304
S&P GLOBAL INC COM 78409V104 356 867 SH   DFND 1 0 0 867
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 464 8,152 SH   DFND 1 0 0 8,152
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 8,524 156,727 SH   DFND 1 0 0 156,727
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 840 26,060 SH   DFND 1 0 0 26,060
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,199 36,022 SH   DFND 1 0 0 36,022
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,026 26,135 SH   DFND 1 0 0 26,135
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 651 11,929 SH   DFND 1 0 0 11,929
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,142 7,821 SH   DFND 1 0 0 7,821
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 264 3,369 SH   DFND 1 0 0 3,369
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 391 4,826 SH   DFND 1 0 0 4,826
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 982 5,501 SH   DFND 1 0 0 5,501
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,516 35,857 SH   DFND 1 0 0 35,857
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,918 19,760 SH   DFND 1 0 0 19,760
SERVICENOW INC COM 81762P102 478 870 SH   DFND 1 0 0 870
SPDR GOLD TR GOLD SHS 78463V107 644 3,888 SH   DFND 1 0 0 3,888
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,208 60,005 SH   DFND 1 0 0 60,005
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,878 16,067 SH   DFND 1 0 0 16,067
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 247 503 SH   DFND 1 0 0 503
SPDR SER TR BLMBRG BRC CNVRT 78464A359 403 4,646 SH   DFND 1 0 0 4,646
SPDR SER TR BLOMBERG BRC INV 78468R200 18,907 616,868 SH   DFND 1 0 0 616,868
SPDR SER TR NUVEEN BLMBRG SR 78468R739 8,290 167,267 SH   DFND 1 0 0 167,267
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,868 59,984 SH   DFND 1 0 0 59,984
SPDR SER TR SSGA US SMAL ETF 78468R887 677 6,010 SH   DFND 1 0 0 6,010
STARBUCKS CORP COM 855244109 361 3,231 SH   DFND 1 0 0 3,231
THERMO FISHER SCIENTIFIC INC COM 883556102 498 987 SH   DFND 1 0 0 987
TITAN MED INC COM NEW 88830X819 171 100,000 SH   DFND 1 0 0 100,000
UNION PAC CORP COM 907818108 777 3,532 SH   DFND 1 0 0 3,532
UNITED PARCEL SERVICE INC CL B 911312106 728 3,501 SH   DFND 1 0 0 3,501
UNITEDHEALTH GROUP INC COM 91324P102 703 1,755 SH   DFND 1 0 0 1,755
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 269 3,271 SH   DFND 1 0 0 3,271
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36,915 429,793 SH   DFND 1 0 0 429,793
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 33,872 593,212 SH   DFND 1 0 0 593,212
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 888 3,759 SH   DFND 1 0 0 3,759
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 468 3,331 SH   DFND 1 0 0 3,331
VANGUARD INDEX FDS MID CAP ETF 922908629 216 910 SH   DFND 1 0 0 910
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,479 8,514 SH   DFND 1 0 0 8,514
VANGUARD INDEX FDS SMALL CP ETF 922908751 293 1,302 SH   DFND 1 0 0 1,302
VANGUARD INDEX FDS TOTAL STK MKT 922908769 325 1,460 SH   DFND 1 0 0 1,460
VANGUARD INDEX FDS VALUE ETF 922908744 6,118 44,510 SH   DFND 1 0 0 44,510
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 980 18,043 SH   DFND 1 0 0 18,043
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21,259 405,638 SH   DFND 1 0 0 405,638
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 16,042 290,084 SH   DFND 1 0 0 290,084
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 25,254 265,640 SH   DFND 1 0 0 265,640
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,743 99,440 SH   DFND 1 0 0 99,440
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 715 8,649 SH   DFND 1 0 0 8,649
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,842 18,363 SH   DFND 1 0 0 18,363
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1,500 18,786 SH   DFND 1 0 0 18,786
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 516 4,929 SH   DFND 1 0 0 4,929
VERIZON COMMUNICATIONS INC COM 92343V104 971 17,323 SH   DFND 1 0 0 17,323
VISA INC COM CL A 92826C839 356 1,524 SH   DFND 1 0 0 1,524
WALMART INC COM 931142103 402 2,851 SH   DFND 1 0 0 2,851
WELLS FARGO CO NEW COM 949746101 442 9,755 SH   DFND 1 0 0 9,755
WILLIAMS COS INC COM 969457100 280 10,548 SH   DFND 1 0 0 10,548
WISDOMTREE TR EMG MKTS SMCAP 97717W281 295 5,408 SH   DFND 1 0 0 5,408
WISDOMTREE TR GLB US QTLY DIV 97717W844 558 13,398 SH   DFND 1 0 0 13,398
WISDOMTREE TR US QTLY DIV GRT 97717X669 254 4,264 SH   DFND 1 0 0 4,264