The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Altria Group Inc. COM 02209S103 416 8,722 SH   SOLE   0 0 8,722
Amazon.Com Inc COM 023135106 1,892 550 SH   SOLE   0 0 550
American Express Co. COM 025816109 247 1,492 SH   SOLE   0 0 1,492
Amplify Online Retail ETF 032108102 310 2,390 SH   SOLE   0 0 2,390
Apple Inc. COM 037833100 23,042 168,240 SH   SOLE   0 0 168,240
Ark Etf Tr Innovation Etf ETF 00214Q104 283 2,162 SH   SOLE   0 0 2,162
At&T Corp. COM 00206R102 382 13,266 SH   SOLE   0 0 13,266
Bank Of America Corp. COM 060505104 1,778 43,124 SH   SOLE   0 0 43,124
Berkshire Hathaway Inc B CL B 084670702 1,728 6,216 SH   SOLE   0 0 6,216
Boeing Company COM 097023105 327 1,364 SH   SOLE   0 0 1,364
Comcast Corporation Cl A CL A 20030N101 253 4,437 SH   SOLE   0 0 4,437
Disney Walt Co COM 254687106 285 1,623 SH   SOLE   0 0 1,623
Facebook Inc CL A 30303M102 344 989 SH   SOLE   0 0 989
General Electric Company COM 369604103 256 19,053 SH   SOLE   0 0 19,053
Goldman Sachs Equal Wght Us Lg Cp Eq Etf ETF 381430438 31,548 469,459 SH   SOLE   0 0 469,459
Google Class C Share CAP STK CL C 02079K107 1,594 636 SH   SOLE   0 0 636
Google Inc. CAP STK CL A 02079K305 1,284 526 SH   SOLE   0 0 526
Guggenheim S&P 500 Equal Weight Etf ETF 46137V357 3,392 22,502 SH   SOLE   0 0 22,502
Honeywell Intl Inc COM 438516106 388 1,767 SH   SOLE   0 0 1,767
Intel Corp COM 458140100 225 4,011 SH   SOLE   0 0 4,011
International Business Machines COM 459200101 307 2,097 SH   SOLE   0 0 2,097
Invesco Qqq Trust UNIT SER 1 46090E103 119,754 337,879 SH   SOLE   0 0 337,879
Invesco S&P 500 Equal Weight Technology Etf ETF 46137V282 39,121 134,873 SH   SOLE   0 0 134,873
Ishares Barclays Aggregate Bond ETF 464287226 39,981 346,663 SH   SOLE   0 0 346,663
Ishares Core International Aggt Bd Etf ETF 46435G672 327 5,933 SH   SOLE   0 0 5,933
Ishares Minimum Volatility Etf ETF 46429B697 1,221 16,589 SH   SOLE   0 0 16,589
Ishares National Amt-Free Muni Bond ETF 464288414 6,480 55,288 SH   SOLE   0 0 55,288
Ishares New York Amt-Free Muni Bond ETF 464288323 6,596 112,856 SH   SOLE   0 0 112,856
Ishares North American Technology ETF 464287549 341 845 SH   SOLE   0 0 845
Ishares Russell 2000 Index ETF 464287655 3,246 14,152 SH   SOLE   0 0 14,152
Ishares Russell Top ETF 464289446 362 3,524 SH   SOLE   0 0 3,524
Ishares Tr Core S&P500 Etf ETF 464287200 499 1,160 SH   SOLE   0 0 1,160
Ishares Tr Rus Mid Cap Etf ETF 464287499 320 4,035 SH   SOLE   0 0 4,035
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 1,258 23,093 SH   SOLE   0 0 23,093
J.P. Morgan Chase & Co. COM 46625H100 954 6,137 SH   SOLE   0 0 6,137
Johnson & Johnson COM 478160104 771 4,678 SH   SOLE   0 0 4,678
Keycorp Inc COM 493267108 387 18,719 SH   SOLE   0 0 18,719
Microsoft Corporation COM 594918104 2,677 9,882 SH   SOLE   0 0 9,882
Nucor Corp COM 670346105 565 5,887 SH   SOLE   0 0 5,887
Pacira Pharmaceuticals COM 695127100 334 5,500 SH   SOLE   0 0 5,500
Pepsico, Inc. COM 713448108 261 1,764 SH   SOLE   0 0 1,764
Philip Morris Intl Inc COM 718172109 554 5,592 SH   SOLE   0 0 5,592
Procter & Gamble Co. COM 742718109 475 3,517 SH   SOLE   0 0 3,517
Proshares Tr S&P 500 Dv Arist ETF 74348A467 200 2,210 SH   SOLE   0 0 2,210
Purefunds Ise Cyber Security PRIME CYBR SCRTY 26924G201 503 8,300 SH   SOLE   0 0 8,300
S&P 500 Index Spdr TR UNIT 78462F103 11,158 26,067 SH   SOLE   0 0 26,067
Schwab Short-Term Us Treasury SHT TM US TRES 808524862 676 13,194 SH   SOLE   0 0 13,194
Schwab Us Broad Mkt. Etf ETF 808524102 96,353 924,075 SH   SOLE   0 0 924,075
Schwab Us Div Equity Etf ETF 808524797 665 8,800 SH   SOLE   0 0 8,800
Schwab Us Large Cap Etf ETF 808524201 1,211 11,649 SH   SOLE   0 0 11,649
Schwab Us Mid-Cap Etf ETF 808524508 411 5,248 SH   SOLE   0 0 5,248
Schwab Us Small Cap Etf ETF 808524607 15,891 152,537 SH   SOLE   0 0 152,537
Select Sector Spdr Tr Energy ETF 81369Y506 260 4,825 SH   SOLE   0 0 4,825
Select Sector Spdr Tr Sbi Int-Finl ETF 81369Y605 249 6,788 SH   SOLE   0 0 6,788
Sirius Xm Radio Inc. COM 82968B103 69 10,593 SH   SOLE   0 0 10,593
Spdr Doubleline Total Return Tact Etf ETF 78467V848 25,615 529,119 SH   SOLE   0 0 529,119
Spdr S&P Dividend Etf ETF 78464A763 1,469 12,012 SH   SOLE   0 0 12,012
Spdr Technology Index ETF 81369Y803 893 6,050 SH   SOLE   0 0 6,050
Tesla Motors Inc COM 88160R101 288 423 SH   SOLE   0 0 423
Union Pacific Corporation COM 907818108 1,517 6,897 SH   SOLE   0 0 6,897
Vanguard Dividend Apprciation Etf ETF 921908844 337 2,175 SH   SOLE   0 0 2,175
Vanguard Financials Etf ETF 92204A405 21,082 233,079 SH   SOLE   0 0 233,079
Vanguard Growth Vipers ETF 922908736 576 2,007 SH   SOLE   0 0 2,007
Vanguard High Dividend Yield Etf ETF 921946406 918 8,760 SH   SOLE   0 0 8,760
Vanguard Information Technology Etf ETF 92204A702 19,668 49,321 SH   SOLE   0 0 49,321
Vanguard Intermediate ETF 92206C870 273 2,874 SH   SOLE   0 0 2,874
Vanguard Intl Equity Index F Ftse Emr Mkt Etf ETF 922042858 228 4,193 SH   SOLE   0 0 4,193
Vanguard Mega Cap Value Etf ETF 921910840 29,772 298,855 SH   SOLE   0 0 298,855
Vanguard Reit Vipers ETF 922908553 956 9,394 SH   SOLE   0 0 9,394
Vanguard Short-Term Bond Index Etf ETF 921937827 29,163 354,955 SH   SOLE   0 0 354,955
Vanguard Small Cap Vipers ETF 922908751 34,840 154,652 SH   SOLE   0 0 154,652
Vanguard Tax-Exempt Bond Etf ETF 922907746 6,134 110,927 SH   SOLE   0 0 110,927
Vanguard Total Stock Mkt Etf ETF 922908769 3,055 13,712 SH   SOLE   0 0 13,712
Vanguard Value Etf ETF 922908744 653 4,747 SH   SOLE   0 0 4,747
Vanguard World Fds Consum Dis Etf ETF 92204A108 247 786 SH   SOLE   0 0 786
Verizon Communications Inc. COM 92343V104 490 8,742 SH   SOLE   0 0 8,742
Wells Fargo Co New COM 949746101 325 7,187 SH   SOLE   0 0 7,187
Wisdomtree Us Qlt Div US QTLY DIV GRT 97717X669 25,683 430,412 SH   SOLE   0 0 430,412