The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 243 1,225 SH   SOLE   0 0 1,225
AIR PRODS & CHEMS INC COM Stock 009158106 240 835 SH   SOLE   0 0 835
AMAZON COM INC COM Stock 023135106 602 175 SH   SOLE   0 0 175
APPLE INC COM Stock 037833100 1,927 14,071 SH   SOLE   0 0 14,071
AT&T INC COM Stock 00206R102 631 21,913 SH   SOLE   0 0 21,913
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 206 1,039 SH   SOLE   0 0 1,039
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 500 1,800 SH   SOLE   0 0 1,800
CHEVRON CORP NEW COM Stock 166764100 430 4,105 SH   SOLE   0 0 4,105
DOW INC COM Stock 260557103 201 3,184 SH   SOLE   0 0 3,184
ESSENTIAL UTILS INC COM Stock 29670G102 445 9,737 SH   SOLE   0 0 9,737
EXXON MOBIL CORP COM Stock 30231G102 1,077 17,070 SH   SOLE   0 0 17,070
F N B CORP COM Stock 302520101 176 14,314 SH   SOLE   0 0 14,314
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 3,929 68,598 SH   SOLE   0 0 68,598
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 6,498 121,151 SH   SOLE   0 0 121,151
GOLDMAN SACHS GROUP INC COM Stock 38141G104 284 747 SH   SOLE   0 0 747
HOME DEPOT INC COM Stock 437076102 1,233 3,866 SH   SOLE   0 0 3,866
HONEYWELL INTL INC COM Stock 438516106 332 1,514 SH   SOLE   0 0 1,514
INVESCO QQQ TRUST ETF 46090E103 1,258 3,548 SH   SOLE   0 0 3,548
ISHARES CORE S&P 500 ETF ETF 464287200 1,138 2,647 SH   SOLE   0 0 2,647
ISHARES GOVERNMENT/CREDIT BOND ETF ETF 464288596 380 3,100 SH   SOLE   0 0 3,100
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 11,134 64,197 SH   SOLE   0 0 64,197
ISHARES S&P SMALL-CAP FUND ETF 464287804 634 5,615 SH   SOLE   0 0 5,615
ISHARES TIPS BOND ETF ETF 464287176 10,455 81,676 SH   SOLE   0 0 81,676
ISHARES U.S. REAL ESTATE ETF ETF 464287739 336 3,299 SH   SOLE   0 0 3,299
JOHNSON & JOHNSON COM Stock 478160104 777 4,719 SH   SOLE   0 0 4,719
JPMORGAN CHASE & CO COM Stock 46625H100 267 1,719 SH   SOLE   0 0 1,719
LOCKHEED MARTIN CORP COM Stock 539830109 208 550 SH   SOLE   0 0 550
MCDONALDS CORP COM Stock 580135101 486 2,105 SH   SOLE   0 0 2,105
MEDTRONIC PLC SHS Stock G5960L103 224 1,803 SH   SOLE   0 0 1,803
MERCK & CO INC COM Stock 58933Y105 238 3,062 SH   SOLE   0 0 3,062
MICROSOFT CORP COM Stock 594918104 821 3,031 SH   SOLE   0 0 3,031
NEXTERA ENERGY INC COM Stock 65339F101 240 3,272 SH   SOLE   0 0 3,272
NIKE INC CL B Stock 654106103 339 2,193 SH   SOLE   0 0 2,193
ONEOK INC NEW COM Stock 682680103 223 4,011 SH   SOLE   0 0 4,010
PPL CORP COM Stock 69351T106 1,189 42,507 SH   SOLE   0 0 42,507
PROCTER AND GAMBLE CO COM Stock 742718109 517 3,835 SH   SOLE   0 0 3,835
SALESFORCE COM INC COM Stock 79466L302 347 1,422 SH   SOLE   0 0 1,422
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 931 23,549 SH   SOLE   0 0 23,549
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101 639 20,868 SH   SOLE   0 0 20,868
TRI CONTL CORP COM CEF 895436103 331 9,703 SH   SOLE   0 0 9,702
UNITEDHEALTH GROUP INC COM Stock 91324P102 503 1,257 SH   SOLE   0 0 1,257
VAN ECK MERK GOLD TRUST ETF 921078101 1,045 60,685 SH   SOLE   0 0 60,685
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 12,712 67,403 SH   SOLE   0 0 67,403
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 8,488 37,676 SH   SOLE   0 0 37,676
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 1,947 22,663 SH   SOLE   0 0 22,663
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 534 2,398 SH   SOLE   0 0 2,398
VERIZON COMMUNICATIONS INC COM Stock 92343V104 401 7,154 SH   SOLE   0 0 7,154
VICTORYSHARES US MULTI-FACTOR MINIMUM VOLATILITY ETF ETF 92647N691 12,454 326,443 SH   SOLE   0 0 326,443
VISA INC COM CL A Stock 92826C839 513 2,196 SH   SOLE   0 0 2,196
WEIS MKTS INC COM Stock 948849104 258 5,003 SH   SOLE   0 0 5,003