The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 18,613 93,707 SH   DFND 2 93,707 0 0
3M CO COM 88579Y101 1,920 9,664 SH   SOLE 1 9,664 0 0
ABB LTD SPONSORED ADR 000375204 14 400 SH   SOLE 1 400 0 0
ABBOTT LABORATORIES COM 002824100 1,075 9,275 SH   DFND 2 9,275 0 0
ABBOTT LABORATORIES COM 002824100 12,167 104,955 SH   SOLE 1 103,255 0 1,700
ABBVIE INC COM 00287Y109 1,755 15,580 SH   DFND 2 15,580 0 0
ABBVIE INC COM 00287Y109 18,148 161,117 SH   SOLE 1 159,145 0 1,972
ABM INDUSTRIES, INC. COM 000957100 302 6,800 SH   SOLE 1 6,800 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4 14 SH   SOLE 1 14 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,050 3,500 SH   DFND 2 3,500 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,490 2,544 SH   SOLE 1 2,474 0 70
ADVANCED MICRO DEVICES INC COM 007903107 39 420 SH   DFND 2 420 0 0
ADVANCED MICRO DEVICES INC COM 007903107 15 160 SH   SOLE 1 160 0 0
ADVANSIX INC COM 00773T101 1 18 SH   SOLE 1 18 0 0
ADVISORSHARES TR PURE CANNABIS 00768Y495 5 250 SH   SOLE 1 250 0 0
AFLAC INC COM 001055102 39,596 737,900 SH   DFND 2 737,900 0 0
AFLAC INC COM 001055102 4,874 90,830 SH   SOLE 1 88,830 0 2,000
AGILENT TECHNOLOGIES INC COM 00846U101 20 138 SH   SOLE 1 138 0 0
AIR PRODUCTS & CHEMICALS INC. COM 009158106 43 150 SH   SOLE 1 150 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 70 600 SH   DFND 2 600 0 0
ALCON AG ORD SHS H01301128 4,541 64,625 SH   DFND 2 64,625 0 0
ALCON AG ORD SHS H01301128 1,021 14,527 SH   SOLE 1 14,167 0 360
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 34 151 SH   SOLE 1 151 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 198 4,245 SH   SOLE 1 4,245 0 0
ALPHABET INC CAP STK CL A 02079K305 1,043 427 SH   DFND 2 427 0 0
ALPHABET INC CAP STK CL C 02079K107 1,897 757 SH   DFND 2 757 0 0
ALPHABET INC CAP STK CL A 02079K305 5,074 2,078 SH   SOLE 1 1,978 0 100
ALPHABET INC CAP STK CL C 02079K107 19,416 7,747 SH   SOLE 1 7,737 0 10
ALTRIA GROUP INC COM 02209S103 16,044 336,500 SH   DFND 2 336,500 0 0
ALTRIA GROUP INC COM 02209S103 1,699 35,628 SH   SOLE 1 35,628 0 0
AMAZON COM INC COM 023135106 1,865 542 SH   DFND 2 542 0 0
AMAZON COM INC COM 023135106 21,037 6,115 SH   SOLE 1 6,000 0 115
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 68 4,500 SH   SOLE 1 4,500 0 0
AMERICAN AIRLINES GROUP INC COM 02376R102 5 253 SH   SOLE 1 253 0 0
AMERICAN ELECTRIC POWER CO., INC. COM 025537101 60 710 SH   DFND 2 710 0 0
AMERICAN ELECTRIC POWER CO., INC. COM 025537101 85 1,000 SH   SOLE 1 1,000 0 0
AMERICAN EXPRESS CO. COM 025816109 960 5,809 SH   SOLE 1 5,809 0 0
AMERICAN INTL GROUP INC. COM NEW 026874784 20 410 SH   SOLE 1 410 0 0
AMGEN INC COM 031162100 550 2,255 SH   DFND 2 2,255 0 0
AMGEN INC COM 031162100 9,438 38,719 SH   SOLE 1 37,119 0 1,600
ANALOG DEVICES INC COM 032654105 234 1,360 SH   SOLE 1 1,360 0 0
AON PLC SHS CL A G0403H108 28,651 120,000 SH   DFND 2 120,000 0 0
APACHE CORPORATION COM 03743Q108 130 6,020 SH   SOLE 1 6,020 0 0
APOLLO GLOBAL MGMT INC COM CL A 03768E105 78 1,259 SH   SOLE 1 1,259 0 0
APPLE INC COM 037833100 6,275 45,814 SH   DFND 2 45,814 0 0
APPLE INC COM 037833100 40,687 297,072 SH   SOLE 1 290,142 0 6,930
APPLIED MATERIALS INC COM 038222105 117 825 SH   SOLE 1 825 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 59 981 SH   SOLE 1 981 0 0
ARCOSA INC COM 039653100 7,552 128,561 SH   DFND 2 128,561 0 0
ARCOSA INC COM 039653100 3,812 64,902 SH   SOLE 1 64,902 0 0
ARES CAPITAL CORPORATION COM 04010L103 392 20,000 SH   SOLE 1 20,000 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 36 561 SH   SOLE 1 561 0 0
ARRIVAL GROUP SHS L0423Q108 16 1,000 SH   SOLE 1 1,000 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 18 300 SH   DFND 2 300 0 0
AT&T INC COM 00206R102 8,290 288,041 SH   DFND 2 288,041 0 0
AT&T INC COM 00206R102 6,782 235,652 SH   SOLE 1 232,025 0 3,627
ATMOS ENERGY CORP COM 049560105 971 10,100 SH   SOLE 1 10,100 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 2,671 13,450 SH   DFND 2 13,450 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 3,727 18,763 SH   SOLE 1 18,763 0 0
AVANOS MED INC COM 05350V106 6 169 SH   SOLE 1 165 0 4
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR 05946K101 3 477 SH   SOLE 1 477 0 0
BANCORP INC COM 05969A105 115 5,000 SH   SOLE 1 5,000 0 0
BANK OF AMERICA CORP COM 060505104 32,758 794,526 SH   DFND 2 794,526 0 0
BANK OF AMERICA CORP COM 060505104 11,742 284,787 SH   SOLE 1 282,187 0 2,600
BANK OZK COM 06417N103 59 1,400 SH   SOLE 1 1,400 0 0
BARRICK GOLD CORP COM 067901108 11 520 SH   SOLE 1 0 0 520
BAXTER INTL INC COM 071813109 163 2,025 SH   DFND 2 2,025 0 0
BAXTER INTL INC COM 071813109 155 1,930 SH   SOLE 1 1,930 0 0
BCE INC COM NEW 05534B760 46 932 SH   SOLE 1 932 0 0
BECTON DICKINSON & CO COM 075887109 366 1,507 SH   SOLE 1 7 0 1,500
BERKSHIRE HATHAWAY INC-CL B CL B NEW 084670702 43,556 156,720 SH   DFND 2 156,720 0 0
BERKSHIRE HATHAWAY INC-CL B CL B NEW 084670702 28,019 100,815 SH   SOLE 1 98,215 0 2,600
BIOGEN INC COM 09062X103 485 1,400 SH   SOLE 1 1,400 0 0
BLACKROCK INC COM 09247X101 290 331 SH   SOLE 1 331 0 0
BLACKSTONE GROUP INC COM 09260D107 226 2,325 SH   SOLE 1 2,325 0 0
BOEING CO COM 097023105 2,541 10,605 SH   SOLE 1 10,605 0 0
BP PLC ADR SPONSORED ADR 055622104 210 7,950 SH   SOLE 1 7,950 0 0
BRIGHTHOUSE FINANCIAL INC COM 10922N103 2 36 SH   SOLE 1 36 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 21,223 317,615 SH   DFND 2 317,615 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 8,140 121,816 SH   SOLE 1 118,512 0 3,304
BROADCOM INC COM 11135F101 159 333 SH   SOLE 1 333 0 0
BROADRIDGE FINANCIAL SOLUTIONS INC COM 11133T103 957 5,925 SH   SOLE 1 5,925 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 104 1,881 SH   SOLE 1 1,881 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 16 208 SH   SOLE 1 208 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 19 204 SH   SOLE 1 204 0 0
CABOT OIL & GAS CORPORATION COM 127097103 3 156 SH   SOLE 1 156 0 0
CAMPBELL SOUP CO COM 134429109 19 420 SH   DFND 2 420 0 0
CAMPBELL SOUP CO COM 134429109 36 800 SH   SOLE 1 800 0 0
CAPITAL ONE FINANCIAL CORP COM 14040H105 32 210 SH   SOLE 1 210 0 0
CAPITAL SOUTHWEST CORP COM 140501107 50 2,136 SH   SOLE 1 2,136 0 0
CARDINAL HEALTH INC COM 14149Y108 7 126 SH   SOLE 1 126 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 156 3,200 SH   DFND 2 3,200 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 3,132 64,440 SH   SOLE 1 64,132 0 308
CARS COM INC COM 14575E105 0 1 SH   SOLE 1 1 0 0
CARTERS INC COM 146229109 2,444 23,691 SH   SOLE 1 23,691 0 0
CATERPILLAR INC COM 149123101 22 100 SH   DFND 2 100 0 0
CDK GLOBAL INC COM 12508E101 36 716 SH   DFND 2 716 0 0
CDK GLOBAL INC COM 12508E101 53 1,071 SH   SOLE 1 1,071 0 0
CELANESE CORP COM 150870103 176 1,159 SH   DFND 2 1,159 0 0
CELANESE CORP COM 150870103 3 17 SH   SOLE 1 17 0 0
CENTERPOINT ENERGY INC COM 15189T107 39 1,575 SH   DFND 2 1,575 0 0
CHAMPIONX CORPORATION COM 15872M104 45 1,750 SH   SOLE 1 1,750 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 2 3 SH   SOLE 1 0 0 3
CHENIERE ENERGY INC NOTE 4.250% 3/1 16411RAG4 16 19,000 SH   SOLE 1 19,000 0 0
CHENIERE ENERGY INC COM NEW 16411R208 13 150 SH   SOLE 1 150 0 0
CHEVRON CORP COM 166764100 477 4,554 SH   DFND 2 4,554 0 0
CHEVRON CORP COM 166764100 2,561 24,450 SH   SOLE 1 24,050 0 400
CHUBB LIMITED COM H1467J104 31,003 195,060 SH   DFND 2 195,060 0 0
CHUBB LIMITED COM H1467J104 8,599 54,101 SH   SOLE 1 53,861 0 240
CIGNA CORPORATION COM 125523100 47 200 SH   SOLE 1 200 0 0
CISCO SYSTEMS INC COM 17275R102 2,167 40,884 SH   DFND 2 40,884 0 0
CISCO SYSTEMS INC COM 17275R102 17,214 324,783 SH   SOLE 1 318,083 0 6,700
CITIGROUP INC COM NEW 172967424 145 2,050 SH   DFND 2 2,050 0 0
CITIGROUP INC COM NEW 172967424 888 12,553 SH   SOLE 1 12,553 0 0
CLOROX CO COM 189054109 513 2,853 SH   DFND 2 2,853 0 0
CLOROX CO COM 189054109 240 1,332 SH   SOLE 1 1,332 0 0
CME GROUP INC COM 12572Q105 116 547 SH   SOLE 1 547 0 0
COCA COLA CO COM 191216100 2,286 42,253 SH   DFND 2 42,253 0 0
COCA COLA CO COM 191216100 3,961 73,197 SH   SOLE 1 73,197 0 0
COLGATE PALMOLIVE CO COM 194162103 33 400 SH   DFND 2 400 0 0
COLGATE PALMOLIVE CO COM 194162103 1,743 21,426 SH   SOLE 1 21,426 0 0
COMCAST CORP CL A 20030N101 13,813 242,257 SH   DFND 2 242,257 0 0
COMCAST CORP CL A 20030N101 17,085 299,623 SH   SOLE 1 294,423 0 5,200
COMERICA INC COM 200340107 164 2,300 SH   SOLE 1 1,800 0 500
CONAGRA BRANDS INC COM 205887102 54 1,478 SH   DFND 2 1,478 0 0
CONOCOPHILLIPS COM 20825C104 14,238 233,800 SH   DFND 2 233,800 0 0
CONOCOPHILLIPS COM 20825C104 3,510 57,636 SH   SOLE 1 57,035 0 600
CONSOLIDATED EDISON INC COM 209115104 7 100 SH   DFND 2 100 0 0
CONSOLIDATED EDISON INC COM 209115104 30 424 SH   SOLE 1 424 0 0
CONTINENTAL RES INC COM 212015101 16 426 SH   SOLE 1 426 0 0
CORE LABORATORIES NV COM N22717107 23 600 SH   SOLE 1 600 0 0
CORESITE RLTY CORP COM 21870Q105 81 600 SH   SOLE 1 600 0 0
CORNING INC COM 219350105 33 800 SH   SOLE 1 800 0 0
CORTEVA INC COM 22052L104 30 668 SH   SOLE 1 668 0 0
COSTCO WHSL CORP NEW COM 22160K105 906 2,290 SH   DFND 2 2,290 0 0
COSTCO WHSL CORP NEW COM 22160K105 53 133 SH   SOLE 1 133 0 0
CROWN CASTLE INTL CORP COM 22822V101 134 689 SH   SOLE 1 689 0 0
CSW INDUSTRIALS INC COM 126402106 253 2,136 SH   SOLE 1 2,136 0 0
CULLEN FROST BANKERS INC COM 229899109 17,886 159,700 SH   DFND 2 159,700 0 0
CULLEN FROST BANKERS INC COM 229899109 5,398 48,198 SH   SOLE 1 46,338 0 1,860
CVS HEALTH CORP COM 126650100 27,242 326,488 SH   DFND 2 326,488 0 0
CVS HEALTH CORP COM 126650100 11,616 139,216 SH   SOLE 1 136,416 0 2,800
CYTOSORBENTS CORP COM NEW 23283X206 68 9,000 SH   SOLE 1 9,000 0 0
DANAHER CORPORATION COM 235851102 121 450 SH   DFND 2 450 0 0
DANAHER CORPORATION COM 235851102 299 1,116 SH   SOLE 1 1,116 0 0
DEERE & CO COM 244199105 109 310 SH   SOLE 1 310 0 0
DELL TECHNOLOGIES INC CL C 24703L202 264 2,648 SH   SOLE 1 2,648 0 0
DELTA AIR LINES INC COM NEW 247361702 22 500 SH   SOLE 1 500 0 0
DENTSPLY SIRONA INC COM 24906P109 25 390 SH   DFND 2 390 0 0
DEVON ENERGY CORP NEW COM 25179M103 23 800 SH   DFND 2 800 0 0
DEVON ENERGY CORP NEW COM 25179M103 264 9,058 SH   SOLE 1 9,007 0 51
DIAGEO PLC SPON ADR NEW 25243Q205 3,153 16,451 SH   DFND 2 16,451 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 5,205 27,154 SH   SOLE 1 26,354 0 800
DICKS SPORTING GOODS INC COM 253393102 65 645 SH   SOLE 1 645 0 0
DIGITAL RLTY TR INC COM 253868103 113 754 SH   SOLE 1 754 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 2,389 20,200 SH   SOLE 1 20,200 0 0
DOLBY LABORATORIES INC COM CL A 25659T107 20 200 SH   SOLE 1 200 0 0
DOLLAR TREE INC COM 256746108 7 75 SH   SOLE 1 75 0 0
DOMINION ENERGY INC COM 25746U109 486 6,610 SH   DFND 2 6,610 0 0
DOMINION ENERGY INC COM 25746U109 1,091 14,829 SH   SOLE 1 13,829 0 1,000
DOVER CORPORATION COM 260003108 527 3,500 SH   SOLE 1 3,500 0 0
DOW INC DOW INC 260557103 7 108 SH   DFND 2 108 0 0
DOW INC DOW INC 260557103 42 668 SH   SOLE 1 668 0 0
DRAFTKINGS INC COM CL A 26142R104 42 800 SH   SOLE 1 800 0 0
DTE ENERGY CO COM 233331107 78 604 SH   SOLE 1 604 0 0
DUKE ENERGY CORP COM NEW 26441C204 154 1,556 SH   DFND 2 1,556 0 0
DUKE ENERGY CORP COM NEW 26441C204 64 645 SH   SOLE 1 645 0 0
DUKE REALTY CORP COM NEW 264411505 142 3,000 SH   DFND 2 3,000 0 0
DUKE REALTY CORP COM NEW 264411505 1,309 27,650 SH   SOLE 1 26,250 0 1,400
DUPONT DE NEMOURS INC COM 26614N102 21 274 SH   DFND 2 274 0 0
DUPONT DE NEMOURS INC COM 26614N102 72 936 SH   SOLE 1 936 0 0
EATON CORP PLC SHS G29183103 106 713 SH   SOLE 1 713 0 0
EATON VANCE LTD DURATION INCOM COM 27828H105 27 2,000 SH   DFND 2 2,000 0 0
EBAY INC. COM 278642103 1,354 19,281 SH   DFND 2 19,281 0 0
EBAY INC. COM 278642103 5,932 84,490 SH   SOLE 1 84,490 0 0
EDWARDS LIFESCIENCES CORPORATION COM 28176E108 124 1,200 SH   SOLE 1 1,200 0 0
ELI LILLY & CO COM 532457108 172 750 SH   DFND 2 750 0 0
ELI LILLY & CO COM 532457108 354 1,541 SH   SOLE 1 1,541 0 0
EMERSON ELECTRIC CO COM 291011104 758 7,877 SH   DFND 2 7,877 0 0
EMERSON ELECTRIC CO COM 291011104 9,789 101,716 SH   SOLE 1 98,416 0 3,300
ENBRIDGE INC COM 29250N105 7 180 SH   DFND 2 180 0 0
ENBRIDGE INC COM 29250N105 243 6,076 SH   SOLE 1 6,076 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 397 37,348 SH   SOLE 1 37,348 0 0
ENTERGY CORPORATION COM 29364G103 50 500 SH   DFND 2 500 0 0
ENTERGY CORPORATION COM 29364G103 196 1,961 SH   SOLE 1 1,961 0 0
EOG RES INC COM 26875P101 480 5,750 SH   SOLE 1 5,750 0 0
EVEREST RE GROUP LTD COM G3223R108 15,322 60,800 SH   DFND 2 60,800 0 0
EXPEDIA GROUP INC COM NEW 30212P303 65 400 SH   DFND 2 400 0 0
EXPEDIA GROUP INC COM NEW 30212P303 209 1,277 SH   SOLE 1 1,277 0 0
EXTRA SPACE STORAGE INC COM 30225T102 156 954 SH   SOLE 1 954 0 0
EXXON MOBIL CORP COM 30231G102 1,101 17,450 SH   DFND 2 17,449 0 0
EXXON MOBIL CORP COM 30231G102 3,438 54,504 SH   SOLE 1 48,767 0 5,737
FACEBOOK INC CL A 30303M102 209 600 SH   DFND 2 600 0 0
FACEBOOK INC CL A 30303M102 97 280 SH   SOLE 1 280 0 0
FEDEX CORPORATION COM 31428X106 72 240 SH   DFND 2 240 0 0
FEDEX CORPORATION COM 31428X106 510 1,709 SH   SOLE 1 1,709 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 369 2,605 SH   SOLE 1 2,605 0 0
FIFTH THIRD BANCORP COM 316773100 184 4,806 SH   SOLE 1 4,806 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 53 450 SH   SOLE 1 450 0 0
FLUOR CORP COM 343412102 4,021 227,200 SH   DFND 2 227,200 0 0
FLUOR CORP COM 343412102 838 47,350 SH   SOLE 1 47,250 0 100
FORTIS INC COM 349553107 22 500 SH   DFND 2 500 0 0
FORTIVE CORP COM 34959J108 16 225 SH   DFND 2 225 0 0
FREEPORT-MCMORAN INC CL B 35671D857 19,242 518,500 SH   DFND 2 518,500 0 0
FREEPORT-MCMORAN INC CL B 35671D857 2,566 69,155 SH   SOLE 1 67,455 0 1,700
GALLAGHER ARTHUR J & CO COM 363576109 118 844 SH   SOLE 1 844 0 0
GAMESTOP CORPORATION CL A 36467W109 128 600 SH   SOLE 1 600 0 0
GARMIN LTD SHS SHS H2906T109 22 154 SH   SOLE 1 154 0 0
GENERAL DYNAMICS CORPORATION COM 369550108 513 2,725 SH   SOLE 1 2,725 0 0
GENERAL ELECTRIC CO COM 369604103 5,259 390,679 SH   DFND 2 390,679 0 0
GENERAL ELECTRIC CO COM 369604103 1,244 92,435 SH   SOLE 1 91,235 0 1,200
GENERAL MILLS INC COM 370334104 24 400 SH   DFND 2 400 0 0
GENERAL MOTORS COMPANY COM 37045V100 30 504 SH   SOLE 1 504 0 0
GENUINE PARTS COMPANY COM 372460105 379 3,000 SH   SOLE 1 3,000 0 0
GILEAD SCIENCES INC. COM 375558103 134 1,950 SH   SOLE 1 1,950 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 40 1,017 SH   DFND 2 1,017 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 522 1,375 SH   SOLE 1 1,375 0 0
GRAINGER W W INC COM 384802104 416 950 SH   DFND 2 950 0 0
GUARANTY BANCSHARES INC TEX COM 400764106 37 1,098 SH   SOLE 1 1,098 0 0
HALLIBURTON CO COM 406216101 76 3,300 SH   SOLE 1 2,500 0 800
HANNON ARMSTRONG SUST INFR C COM 41068X100 1 12 SH   SOLE 1 12 0 0
HCA HEALTHCARE INC COM 40412C101 103 500 SH   SOLE 1 500 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 74 13,040 SH   SOLE 1 13,040 0 0
HENRY SCHEIN INC COM 806407102 45 600 SH   DFND 2 600 0 0
HENRY SCHEIN INC COM 806407102 56 750 SH   SOLE 1 750 0 0
HERSHEY COMPANY COM 427866108 60 342 SH   SOLE 1 342 0 0
HILLTOP HOLDINGS INC COM 432748101 218 6,000 SH   SOLE 1 6,000 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 84 700 SH   SOLE 1 700 0 0
HOLLYFRONTIER CORP COM 436106108 403,774 12,272,781 SH   DFND 2 12,272,781 0 0
HOLLYFRONTIER CORP COM 436106108 5,344 162,435 SH   SOLE 1 162,435 0 0
HOME DEPOT INC COM 437076102 1,078 3,381 SH   SOLE 1 3,381 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 126 576 SH   SOLE 1 576 0 0
ILLINOIS TOOL WORKS INC COM 452308109 82 365 SH   SOLE 1 365 0 0
INDEPENDENT BK CORP MASS COM 453836108 400 5,297 SH   SOLE 1 5,297 0 0
INGERSOLL RAND INC COM 45687V106 5 93 SH   SOLE 1 93 0 0
INTEL CORP COM 458140100 23,243 414,010 SH   DFND 2 414,010 0 0
INTEL CORP COM 458140100 9,245 164,681 SH   SOLE 1 162,586 0 2,095
INTERCONTINENTAL EXCHANGE INC COM 45866F104 86 725 SH   DFND 2 725 0 0
INTERCONTINENTAL EXCHANGE INC COM 45866F104 753 6,345 SH   SOLE 1 6,345 0 0
INTERNATIONAL BANCSHARES CORP COM 459044103 139 3,242 SH   SOLE 1 1,452 0 1,790
INTERNATIONAL BUSINESS MACHS COM 459200101 52,572 358,634 SH   DFND 2 358,634 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 5,224 35,637 SH   SOLE 1 34,812 0 825
INTERNATIONAL FLAVORS&FRAGRANC COM 459506101 153 1,025 SH   SOLE 1 1,025 0 0
INTUIT COM 461202103 294 600 SH   DFND 2 600 0 0
INTUIT COM 461202103 3 7 SH   SOLE 1 7 0 0
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109 66 495 SH   SOLE 1 495 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 43 2,775 SH   SOLE 1 2,775 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 25 1,000 SH   DFND 2 1,000 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 11 200 SH   SOLE 1 200 0 0
INVESCO QQQ TRUST UNIT SER 1 46090E103 976 2,755 SH   SOLE 1 2,755 0 0
ISHARES INC MSCI PAC JP ETF 464286665 174 3,359 SH   DFND 2 3,359 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,530 29,579 SH   SOLE 1 28,979 0 600
ISHARES INC MSCI BRAZIL ETF 464286400 4 100 SH   SOLE 1 100 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 105 1,550 SH   SOLE 1 1,550 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 346 6,278 SH   DFND 2 6,278 0 0
ISHARES TR TIPS BD ETF 464287176 139 1,085 SH   DFND 2 1,085 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 879 3,833 SH   DFND 2 3,833 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,299 23,704 SH   DFND 2 23,704 0 0
ISHARES TR PFD AND INCM SEC 464288687 113 2,870 SH   DFND 2 2,870 0 0
ISHARES TR MSCI EAFE ETF 464287465 418 5,304 SH   DFND 2 5,304 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,608 101,680 SH   SOLE 1 99,359 0 2,321
ISHARES TR MSCI INTL MULTFT 46434V274 21 703 SH   SOLE 1 703 0 0
ISHARES TR TIPS BD ETF 464287176 234 1,829 SH   SOLE 1 1,707 0 122
ISHARES TR RUS 2000 VAL ETF 464287630 244 1,474 SH   SOLE 1 1,474 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,041 18,061 SH   SOLE 1 16,907 0 1,154
ISHARES TR RUSSELL 2000 ETF 464287655 508 2,215 SH   SOLE 1 2,215 0 0
ISHARES TR SELECT DIVID ETF 464287168 137 1,175 SH   SOLE 1 1,175 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 35 477 SH   SOLE 1 477 0 0
ISHARES TR TRANS AVG ETF 464287192 143 550 SH   SOLE 1 550 0 0
ISHARES TR CORE MSCI EAFE 46432F842 46 613 SH   SOLE 1 613 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 25,912 472,757 SH   SOLE 1 462,464 0 10,293
ISHARES TR RUS 2000 GRW ETF 464287648 7 24 SH   SOLE 1 24 0 0
ISHARES TR RUS MID CAP ETF 464287499 192 2,423 SH   SOLE 1 2,423 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 29 215 SH   SOLE 1 215 0 0
ISHARES TR S&P SML 600 GWT 464287887 464 3,500 SH   SOLE 1 3,500 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 133 1,832 SH   SOLE 1 1,832 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,260 5,257 SH   SOLE 1 4,534 0 723
ISHARES TR PFD AND INCM SEC 464288687 996 25,318 SH   SOLE 1 24,919 0 399
ISHARES TR IBOXX INV CP ETF 464287242 122 910 SH   SOLE 1 910 0 0
ISHARES TR CORE US AGGBD ET 464287226 9 76 SH   SOLE 1 76 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 41 161 SH   SOLE 1 161 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 672 14,500 SH   SOLE 1 14,200 0 300
ISHARES TR CORE S&P MCP ETF 464287507 848 3,155 SH   SOLE 1 2,621 0 534
ISHARES TR MSCI EAFE ETF 464287465 7,014 88,914 SH   SOLE 1 87,030 0 1,884
JOHNSON & JOHNSON COM 478160104 3,175 19,275 SH   DFND 2 19,275 0 0
JOHNSON & JOHNSON COM 478160104 8,154 49,494 SH   SOLE 1 48,714 0 780
JOHNSON CTLS INTL PLC SHS G51502105 24 343 SH   SOLE 1 343 0 0
JPMORGAN CHASE & CO COM 46625H100 48,162 309,645 SH   DFND 2 309,645 0 0
JPMORGAN CHASE & CO COM 46625H100 6,824 43,875 SH   SOLE 1 42,075 0 1,800
KAYNE ANDERSON ENERGY INFRSTR COM 486606106 173 19,500 SH   DFND 2 19,500 0 0
KAYNE ANDERSON ENERGY INFRSTR COM 486606106 925 104,055 SH   SOLE 1 100,555 0 3,500
KELLOGG COMPANY COM 487836108 30 460 SH   DFND 2 460 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 11 69 SH   SOLE 1 69 0 0
KIMBERLY-CLARK CORPORATION COM 494368103 423 3,161 SH   SOLE 1 3,126 0 35
KINDER MORGAN INC. COM 49456B101 147 8,037 SH   SOLE 1 8,037 0 0
KNOWLES CORP COM 49926D109 35 1,750 SH   SOLE 1 1,750 0 0
KOHLS CORP COM 500255104 3 50 SH   SOLE 1 50 0 0
KONTOOR BRANDS INC COM 50050N103 2 35 SH   DFND 2 35 0 0
KONTOOR BRANDS INC COM 50050N103 6 114 SH   SOLE 1 114 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 136 630 SH   SOLE 1 630 0 0
LAS VEGAS SANDS CORP COM 517834107 145 2,748 SH   SOLE 1 2,748 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 178 1,027 SH   DFND 2 1,027 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 140 807 SH   SOLE 1 807 0 0
LIBERTY TRIPADVISOR HLDGS INC COM SER A 531465102 4 980 SH   DFND 2 980 0 0
LIBERTY TRIPADVISOR HLDGS INC COM SER A 531465102 1 134 SH   SOLE 1 134 0 0
LINDE PLC SHS G5494J103 31,649 109,475 SH   DFND 2 109,475 0 0
LINDE PLC SHS G5494J103 6,251 21,622 SH   SOLE 1 21,622 0 0
LOCKHEED MARTIN CORP COM 539830109 602 1,591 SH   SOLE 1 1,591 0 0
LOWES COMPANIES INC COM 548661107 7,951 40,990 SH   DFND 2 40,990 0 0
LOWES COMPANIES INC COM 548661107 13,631 70,273 SH   SOLE 1 67,173 0 3,100
LUMEN TECHNOLOGIES INC COM 550241103 4 317 SH   DFND 2 317 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 31 300 SH   DFND 2 300 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 139 2,844 SH   SOLE 1 2,844 0 0
MARATHON OIL CORP COM 565849106 1 100 SH   SOLE 1 100 0 0
MARATHON PETROLEUM CORP COM 56585A102 538 8,900 SH   DFND 2 8,900 0 0
MARATHON PETROLEUM CORP COM 56585A102 8,858 146,610 SH   SOLE 1 144,210 0 2,400
MARRIOTT INT'L INC NEW CL A 571903202 4 30 SH   SOLE 1 30 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,055 7,496 SH   SOLE 1 7,496 0 0
MARVELL TECHNOLOGY INC COM 573874104 12 210 SH   SOLE 1 210 0 0
MASCO CORPORATION COM 574599106 312 5,300 SH   SOLE 1 5,300 0 0
MATTEL INC COM 577081102 12 596 SH   SOLE 1 596 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 1,138 10,805 SH   DFND 2 10,805 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 7,436 70,574 SH   SOLE 1 70,574 0 0
MCDONALDS CORP COM 580135101 117 505 SH   DFND 2 505 0 0
MCDONALDS CORP COM 580135101 927 4,011 SH   SOLE 1 4,011 0 0
MCKESSON CORP COM 58155Q103 31 160 SH   SOLE 1 160 0 0
MEDTRONIC PLC SHS G5960L103 1,048 8,440 SH   DFND 2 8,440 0 0
MEDTRONIC PLC SHS G5960L103 7,137 57,499 SH   SOLE 1 55,324 0 2,175
MERCK & CO INC COM 58933Y105 9,785 125,823 SH   DFND 2 125,823 0 0
MERCK & CO INC COM 58933Y105 5,307 68,243 SH   SOLE 1 64,418 0 3,825
METLIFE INC COM 59156R108 24 400 SH   SOLE 1 400 0 0
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 37 5,850 SH   SOLE 1 5,850 0 0
MGM RESORTS INTERNATIONAL COM 552953101 2 40 SH   SOLE 1 40 0 0
MICROSOFT CORP COM 594918104 78,055 288,133 SH   DFND 2 288,133 0 0
MICROSOFT CORP COM 594918104 29,198 107,783 SH   SOLE 1 106,383 0 1,400
MONDELEZ INTERNATIONAL INC CL A 609207105 11,483 183,908 SH   DFND 2 183,908 0 0
MONDELEZ INTERNATIONAL INC CL A 609207105 919 14,718 SH   SOLE 1 13,999 0 719
MORGAN STANLEY COM NEW 617446448 1,905 20,775 SH   SOLE 1 20,775 0 0
NATIONAL FUEL GAS CO COM 636180101 3 50 SH   SOLE 1 50 0 0
NETFLIX INC COM 64110L106 106 200 SH   DFND 2 200 0 0
NETGEAR INC COM 64111Q104 77 2,000 SH   SOLE 1 2,000 0 0
NEXTERA ENERGY INC COM 65339F101 2,169 29,600 SH   DFND 2 29,600 0 0
NEXTERA ENERGY INC COM 65339F101 8,590 117,225 SH   SOLE 1 115,625 0 1,600
NIKE INC CL B 654106103 167 1,080 SH   DFND 2 1,080 0 0
NIKE INC CL B 654106103 585 3,787 SH   SOLE 1 3,787 0 0
NOKIA CORP SPONSORED ADR 654902204 325 61,000 SH   SOLE 1 61,000 0 0
NORFOLK SOUTHN COR COM 655844108 90 340 SH   SOLE 1 340 0 0
NOV INC COM 62955J103 40 2,622 SH   SOLE 1 2,622 0 0
NOVARTIS AG SPONSORED ADR 66987V109 29,710 325,630 SH   DFND 2 325,630 0 0
NOVARTIS AG SPONSORED ADR 66987V109 7,344 80,494 SH   SOLE 1 78,694 0 1,800
NOW INC COM 67011P100 8 799 SH   SOLE 1 799 0 0
NUVEEN MUN VALUE FD INC COM 670928100 49 4,265 SH   SOLE 1 4,265 0 0
NUVEEN PFD & INCOME TERM FD COM 67075A106 20 800 SH   SOLE 1 800 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 109 6,833 SH   SOLE 1 6,833 0 0
NXP SEMICONDUCTORS N V COM N6596X109 5 26 SH   SOLE 1 26 0 0
OATLY GROUP AB SPONSORED ADS 67421J108 32 1,300 SH   SOLE 1 1,300 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 9,589 306,641 SH   DFND 2 306,641 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 685 21,901 SH   SOLE 1 21,901 0 0
OLD REPUBLIC INTL CORP COM 680223104 16,514 662,928 SH   DFND 2 662,928 0 0
OLD REPUBLIC INTL CORP COM 680223104 9,305 373,551 SH   SOLE 1 372,051 0 1,500
ONE GAS INC COM 68235P108 37 500 SH   SOLE 1 500 0 0
ONEOK INC COM 682680103 214 3,841 SH   SOLE 1 3,841 0 0
ORACLE CORP COM 68389X105 192 2,470 SH   SOLE 1 2,360 0 110
ORGANON & CO COMMON STOCK 68622V106 381 12,581 SH   DFND 2 12,581 0 0
ORGANON & CO COMMON STOCK 68622V106 195 6,433 SH   SOLE 1 6,051 0 382
OTIS WORLDWIDE CORP COM 68902V107 131 1,600 SH   DFND 2 1,600 0 0
OTIS WORLDWIDE CORP COM 68902V107 2,210 27,026 SH   SOLE 1 26,872 0 154
OVINTIV INC COM 69047Q102 0 5 SH   SOLE 1 5 0 0
PACER FDS TR TRENDP US MID CP 69374H204 27 754 SH   SOLE 1 754 0 0
PAYCHEX INC COM 704326107 285 2,657 SH   SOLE 1 2,657 0 0
PAYPAL HLDGS INC COM 70450Y103 5,652 19,391 SH   DFND 2 19,391 0 0
PAYPAL HLDGS INC COM 70450Y103 19,606 67,264 SH   SOLE 1 66,164 0 1,100
PEMBINA PIPELINE CORP COM 706327103 8 244 SH   DFND 2 244 0 0
PEPSICO INC COM 713448108 23,922 161,452 SH   DFND 2 161,452 0 0
PEPSICO INC COM 713448108 6,271 42,322 SH   SOLE 1 40,522 0 1,800
PFIZER INC COM 717081103 32,089 819,423 SH   DFND 2 819,423 0 0
PFIZER INC COM 717081103 10,336 263,936 SH   SOLE 1 259,836 0 4,100
PHILIP MORRIS INTL INC COM 718172109 15,311 154,483 SH   DFND 2 154,483 0 0
PHILIP MORRIS INTL INC COM 718172109 3,174 32,027 SH   SOLE 1 31,627 0 400
PHILLIPS 66 COM 718546104 9,805 114,250 SH   DFND 2 114,250 0 0
PHILLIPS 66 COM 718546104 4,051 47,202 SH   SOLE 1 46,642 0 560
PIMCO CORPORATE & INCOME OPP COM 72201B101 20 1,000 SH   SOLE 1 1,000 0 0
PINTEREST INC CL A 72352L106 79 1,000 SH   SOLE 1 1,000 0 0
PIONEER FLOATING RATE FUND INC COM 72369J102 27 2,250 SH   SOLE 1 2,250 0 0
PIONEER NAT RES CO COM 723787107 34 208 SH   SOLE 1 208 0 0
PLAINS ALL AMERN PIPELINE L P UNIT LTD PARTN 726503105 80 7,050 SH   SOLE 1 4,000 0 3,050
PRINCIPAL FINANCIAL GROUP INC COM 74251V102 55 875 SH   DFND 2 875 0 0
PRINCIPAL FINANCIAL GROUP INC COM 74251V102 32 505 SH   SOLE 1 505 0 0
PROCTER AND GAMBLE CO COM 742718109 1,408 10,438 SH   DFND 2 10,438 0 0
PROCTER AND GAMBLE CO COM 742718109 8,065 59,772 SH   SOLE 1 59,737 0 35
PROGRESSIVE CORP COM 743315103 579 5,900 SH   DFND 2 5,900 0 0
PROGRESSIVE CORP COM 743315103 281 2,859 SH   SOLE 1 2,859 0 0
PROSHARES TR ULTRASHORT S&P 500 74347B383 6 625 SH   SOLE 1 625 0 0
PROSPERITY BANCSHARES INC COM 743606105 63 875 SH   SOLE 1 875 0 0
PUBLIC STORAGE COM 74460D109 24 79 SH   SOLE 1 79 0 0
PUTNAM MANAGED MUN INCOME TR COM 746823103 60 6,800 SH   SOLE 1 6,800 0 0
QUALCOMM INC COM 747525103 22,587 158,027 SH   DFND 2 158,027 0 0
QUALCOMM INC COM 747525103 14,536 101,697 SH   SOLE 1 100,397 0 1,300
QUEST DIAGNOSTICS INC COM 74834L100 20 148 SH   SOLE 1 148 0 0
QURATE RETAIL INC COM SER A 74915M100 819 62,550 SH   SOLE 1 62,550 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 449 5,265 SH   DFND 2 5,265 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7,088 83,089 SH   SOLE 1 82,581 0 508
REATA PHARMACEUTICALS INC CL A 75615P103 2,970 20,982 SH   SOLE 1 20,982 0 0
REGENERON PHARMACEUTICALS COM 75886F107 124 222 SH   SOLE 1 222 0 0
RENAISSANCERE HLDGS LTD COM G7496G103 22,323 150,000 SH   DFND 2 150,000 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 71 6,100 SH   SOLE 1 6,100 0 0
ROBERT HALF INTL INC COM 770323103 25 284 SH   SOLE 1 284 0 0
ROBLOX CORP CL A 771049103 9 100 SH   SOLE 1 100 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 2 25 SH   SOLE 1 25 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 35 862 SH   DFND 2 862 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 116 2,870 SH   SOLE 1 2,870 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 19 500 SH   SOLE 1 0 0 500
S&P GLOBAL INC COM 78409V104 17 41 SH   SOLE 1 41 0 0
SABINE RTY TR UNIT BEN INT 785688102 21 512 SH   SOLE 1 512 0 0
SALESFORCE COM INC COM 79466L302 24 100 SH   DFND 2 100 0 0
SALESFORCE COM INC COM 79466L302 2,817 11,533 SH   SOLE 1 11,533 0 0
SCHLUMBERGER LTD COM STK 806857108 1,830 57,176 SH   DFND 2 57,176 0 0
SCHLUMBERGER LTD COM STK 806857108 2,155 67,317 SH   SOLE 1 65,667 0 1,650
SCHWAB CHARLES CORP COM 808513105 772 10,600 SH   DFND 2 10,600 0 0
SCHWAB CHARLES CORP COM 808513105 31 420 SH   SOLE 1 420 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 17 467 SH   DFND 2 467 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 260 7,100 SH   SOLE 1 7,100 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 108 2,000 SH   SOLE 1 2,000 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 75 421 SH   SOLE 1 421 0 0
SERVICENOW INC COM 81762P102 9 16 SH   SOLE 1 16 0 0
SMARTSHEET INC COM CL A 83200N103 22 300 SH   SOLE 1 300 0 0
SMUCKER J M COMPANY COM NEW 832696405 3 22 SH   DFND 2 22 0 0
SNAP ON INC COM 833034101 23 104 SH   SOLE 1 104 0 0
SONOCO PRODUCTS CO COM 835495102 418 6,252 SH   SOLE 1 6,252 0 0
SOUTHERN CO COM 842587107 1,334 22,050 SH   DFND 2 22,050 0 0
SOUTHERN CO COM 842587107 6,345 104,856 SH   SOLE 1 103,156 0 1,700
SOUTHWEST AIRLINES CO COM 844741108 84 1,579 SH   DFND 2 1,579 0 0
SOUTHWEST AIRLINES CO COM 844741108 455 8,574 SH   SOLE 1 8,574 0 0
SOUTHWESTERN ENERGY CO COM 845467109 5 800 SH   SOLE 1 800 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE UT SER 1 78467X109 414 1,200 SH   DFND 2 1,200 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE UT SER 1 78467X109 83 240 SH   SOLE 1 240 0 0
SPDR GOLD TR GOLD SHS 78463V107 190 1,150 SH   DFND 2 1,150 0 0
SPDR GOLD TR GOLD SHS 78463V107 4,135 24,965 SH   SOLE 1 23,465 0 1,500
SPDR S&P 500 ETF TR TR UNIT 78462F103 353 824 SH   DFND 2 824 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 196 458 SH   SOLE 1 433 0 25
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 528 4,316 SH   SOLE 1 4,316 0 0
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 638 1,300 SH   DFND 2 1,300 0 0
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 362 738 SH   SOLE 1 738 0 0
SPDR SER TR S&P BIOTECH 78464A870 264 1,950 SH   SOLE 1 1,950 0 0
STARBUCKS CORPORATION COM 855244109 897 8,020 SH   SOLE 1 8,020 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102 55 1,500 SH   DFND 2 1,500 0 0
STONE HBR EMERGING MKTS INCOME COM 86164T107 5 600 SH   SOLE 1 600 0 0
STRYKER CORPORATION COM 863667101 1,377 5,300 SH   DFND 2 5,300 0 0
STRYKER CORPORATION COM 863667101 3,561 13,709 SH   SOLE 1 12,309 0 1,400
SUMMIT FINL GROUP INC COM 86606G101 275 12,500 SH   SOLE 1 0 0 12,500
SUNCOR ENERGY INC NEW COM 867224107 20 850 SH   SOLE 1 850 0 0
SVB FINANCIAL GROUP COM 78486Q101 56 100 SH   SOLE 1 100 0 0
SYSCO CORP COM 871829107 1,872 24,079 SH   SOLE 1 22,779 0 1,300
T ROWE PRICE GROUP INC COM 74144T108 1,645 8,310 SH   DFND 2 8,310 0 0
T ROWE PRICE GROUP INC COM 74144T108 11,563 58,409 SH   SOLE 1 55,309 0 3,100
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 58 485 SH   SOLE 1 485 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 6 372 SH   SOLE 1 372 0 0
TAPESTRY INC COM 876030107 239 5,500 SH   DFND 2 5,500 0 0
TAPESTRY INC COM 876030107 474 10,900 SH   SOLE 1 10,900 0 0
TARGA RES CORP COM 87612G101 282 6,333 SH   SOLE 1 6,333 0 0
TARGET CORP COM 87612E106 677 2,800 SH   DFND 2 2,800 0 0
TARGET CORP COM 87612E106 10,929 45,208 SH   SOLE 1 44,808 0 400
TC ENERGY CORP COM 87807B107 10 200 SH   DFND 2 200 0 0
TECHNIPFMC PLC COM G87110105 24 2,680 SH   SOLE 1 2,680 0 0
TELLURIAN INC NEW COM 87968A104 1 200 SH   SOLE 1 200 0 0
TENET HEALTHCARE CORP COM NEW 88033G407 0 1 SH   SOLE 1 1 0 0
TESLA INC COM 88160R101 102 150 SH   SOLE 1 150 0 0
TETRA TECHNOLOGIES INC DEL COM 88162F105 10 2,250 SH   SOLE 1 2,250 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 78 7,901 SH   SOLE 1 7,901 0 0
TEXAS CAPITAL BANCSHARES INC COM 88224Q107 63 1,000 SH   SOLE 1 1,000 0 0
TEXAS INSTRUMENTS INC COM 882508104 7,211 37,500 SH   DFND 2 37,500 0 0
TEXAS INSTRUMENTS INC COM 882508104 5,306 27,593 SH   SOLE 1 27,323 0 270
TEXAS PACIFIC LAND CORPORATION COM 88262P102 326 204 SH   SOLE 1 204 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 101 200 SH   DFND 2 200 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 72 1,600 SH   SOLE 1 1,600 0 0
TRAVELERS COMPANIES INC COM 89417E109 45 298 SH   SOLE 1 298 0 0
TRINITY INDUSTRIES INC COM 896522109 10,501 390,500 SH   DFND 2 390,500 0 0
TRINITY INDUSTRIES INC COM 896522109 4,674 173,828 SH   SOLE 1 173,128 0 700
TRUIST FINL CORP COM 89832Q109 18 318 SH   SOLE 1 318 0 0
TUSCAN HLDGS CORP COM 90069K104 23 1,660 SH   SOLE 1 1,660 0 0
TYSON FOODS INC CL A CL A 902494103 20 275 SH   SOLE 1 275 0 0
UBER TECHNOLOGIES INC COM 90353T100 100 2,000 SH   SOLE 1 2,000 0 0
UNILEVER PLC SPON ADR NEW 904767704 49 835 SH   DFND 2 835 0 0
UNILEVER PLC SPON ADR NEW 904767704 120 2,043 SH   SOLE 1 1,953 0 90
UNION PACIFIC CORP COM 907818108 1,046 4,755 SH   DFND 2 4,755 0 0
UNION PACIFIC CORP COM 907818108 186 846 SH   SOLE 1 845 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,846 8,875 SH   DFND 2 8,875 0 0
UNITED PARCEL SERVICE INC CL B 911312106 13,480 64,815 SH   SOLE 1 62,815 0 2,000
UNITEDHEALTH GROUP INC COM 91324P102 744 1,859 SH   DFND 2 1,859 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,710 11,761 SH   SOLE 1 11,511 0 250
US BANCORP COM NEW 902973304 646 11,340 SH   DFND 2 11,340 0 0
US BANCORP COM NEW 902973304 570 10,003 SH   SOLE 1 10,003 0 0
V F CORP COM 918204108 21 250 SH   DFND 2 250 0 0
V F CORP COM 918204108 66 800 SH   SOLE 1 800 0 0
VALE S A SPONSORED ADS 91912E105 91 4,000 SH   SOLE 1 4,000 0 0
VALERO ENERGY CORP COM 91913Y100 5 61 SH   SOLE 1 61 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 30 466 SH   SOLE 1 466 0 0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF MORNINGSTAR WIDE 92189F643 67 905 SH   SOLE 1 905 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 690 8,400 SH   DFND 2 8,400 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,644 166,068 SH   SOLE 1 165,068 0 1,000
VANGUARD INDEX FDS SMALL CP ETF 922908751 77 340 SH   SOLE 1 340 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 87 300 SH   SOLE 1 300 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 131 550 SH   SOLE 1 550 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 222 3,500 SH   SOLE 1 3,500 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5 47 SH   SOLE 1 47 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 54 650 SH   DFND 2 650 0 0
VAREX IMAGING CORP COM 92214X106 20 734 SH   SOLE 1 734 0 0
VERITEX HOLDINGS INC COM 923451108 283 7,990 SH   SOLE 1 7,990 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 487 8,698 SH   DFND 2 8,698 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,237 22,086 SH   SOLE 1 21,086 0 1,000
VIACOMCBS INC CL B 92556H206 8 170 SH   SOLE 1 170 0 0
VIATRIS INC COM 92556V106 1,448 101,307 SH   DFND 2 101,307 0 0
VIATRIS INC COM 92556V106 469 32,814 SH   SOLE 1 32,307 0 507
VISA INC COM CL A 92826C839 304 1,302 SH   DFND 2 1,302 0 0
VISA INC COM CL A 92826C839 4,011 17,155 SH   SOLE 1 17,155 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 14 819 SH   SOLE 1 819 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 4 207 SH   DFND 2 207 0 0
VONTIER CORPORATION COM 928881101 3 90 SH   DFND 2 90 0 0
VOYA GLBL EQTY DIV & PREM OPP COM 92912T100 3 454 SH   SOLE 1 454 0 0
WABTEC COM 929740108 174 2,112 SH   DFND 2 2,112 0 0
WABTEC COM 929740108 41 503 SH   SOLE 1 476 0 27
WALGREENS BOOTS ALLIANCE INC COM 931427108 16,567 314,900 SH   DFND 2 314,900 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 4,602 87,476 SH   SOLE 1 86,176 0 1,300
WALMART INC COM 931142103 2,983 21,151 SH   DFND 2 21,151 0 0
WALMART INC COM 931142103 9,377 66,495 SH   SOLE 1 66,059 0 435
WALT DISNEY CO COM 254687106 7,084 40,303 SH   DFND 2 40,302 0 0
WALT DISNEY CO COM 254687106 13,940 79,310 SH   SOLE 1 78,209 0 1,100
WASTE MGMT INC COM 94106L109 55,947 399,305 SH   DFND 2 399,305 0 0
WASTE MGMT INC COM 94106L109 10,354 73,900 SH   SOLE 1 72,400 0 1,500
WEC ENERGY GROUP INC COM 92939U106 130 1,467 SH   SOLE 1 1,467 0 0
WELLS FARGO CO COM 949746101 42 925 SH   SOLE 1 925 0 0
WELLTOWER INC COM 95040Q104 71 850 SH   SOLE 1 850 0 0
WESTERN UNION CO COM 959802109 7,040 306,500 SH   DFND 2 306,500 0 0
WESTERN UNION CO COM 959802109 880 38,315 SH   SOLE 1 37,315 0 1,000
WEYERHAEUSER CO MTN BE COM NEW 962166104 203 5,900 SH   SOLE 1 5,900 0 0
WILLIAMS COS INC COM 969457100 16,918 637,200 SH   DFND 2 637,200 0 0
WILLIAMS COS INC COM 969457100 8,800 331,464 SH   SOLE 1 328,064 0 3,400
WORKDAY INC CL A 98138H101 24 100 SH   SOLE 1 100 0 0
WYNN RESORTS LTD COM 983134107 92 750 SH   SOLE 1 750 0 0
YUM BRANDS INC COM 988498101 25 220 SH   DFND 2 220 0 0
YUM CHINA HOLDINGS INC COM 98850P109 15 220 SH   DFND 2 220 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 129 800 SH   SOLE 1 800 0 0
ZOETIS INC CL A CL A 98978V103 1,193 6,401 SH   DFND 2 6,401 0 0
ZOETIS INC CL A CL A 98978V103 4,701 25,224 SH   SOLE 1 23,524 0 1,700