The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 19,653,292 143,497 SH   SOLE   143,497 0 0
Microsoft Corp COM 594918104 12,995,170 47,970 SH   SOLE   47,970 0 0
Alphabet Inc class A COM 02079K305 11,393,392 4,666 SH   SOLE   4,666 0 0
Visa Inc COM 92826C839 10,550,855 45,124 SH   SOLE   45,124 0 0
Amazon.com Inc COM 023135106 8,858,412 2,575 SH   SOLE   2,575 0 0
JPMorgan Chase & Co COM 46625h100 6,557,212 42,158 SH   SOLE   42,158 0 0
Bank of America Corp COM 060505104 6,186,170 150,041 SH   SOLE   150,041 0 0
Target Corp COM 87612E106 6,094,265 25,210 SH   SOLE   25,210 0 0
NVIDIA Corp COM 67066G104 6,085,573 7,606 SH   SOLE   7,606 0 0
PepsiCo Inc COM 713448108 5,752,312 38,822 SH   SOLE   38,822 0 0
Thermo Fisher Scientific Inc COM 883556102 5,295,992 10,498 SH   SOLE   10,498 0 0
Facebook Inc COM 30303M102 5,264,677 15,141 SH   SOLE   15,141 0 0
Walt Disney Co/The COM 254687106 5,139,500 29,240 SH   SOLE   29,240 0 0
Johnson & Johnson COM 478160104 5,052,254 30,668 SH   SOLE   30,668 0 0
Berkshire Hathaway Inc COM 084670702 5,021,736 18,069 SH   SOLE   18,069 0 0
salesforce.com Inc COM 79466L302 4,688,030 19,192 SH   SOLE   19,192 0 0
Costco Wholesale Corp COM 22160K105 4,535,903 11,464 SH   SOLE   11,464 0 0
Home Depot Inc/The COM 437076102 4,358,589 13,668 SH   SOLE   13,668 0 0
iShares Core S&P 500 ETF COM 464287200 4,259,664 9,908 SH   SOLE   9,908 0 0
Converge Technology Solutions COM 21250C106 4,226,432 512,093 SH   SOLE   512,093 0 0
Mastercard Inc COM 57636Q104 4,005,335 10,971 SH   SOLE   10,971 0 0
Verizon Communications Inc COM 92343V104 3,985,190 71,126 SH   SOLE   71,126 0 0
Union Pacific Corp COM 907818108 3,888,582 17,681 SH   SOLE   17,681 0 0
Estee Lauder Cos Inc/The COM 518439104 3,804,257 11,960 SH   SOLE   11,960 0 0
UnitedHealth Group Inc COM 91324P102 3,619,834 9,040 SH   SOLE   9,040 0 0
Lockheed Martin Corp COM 539830109 3,313,589 8,758 SH   SOLE   8,758 0 0
McDonald's Corp COM 580135101 3,259,500 14,111 SH   SOLE   14,111 0 0
Vanguard S&P 500 ETF COM 922908363 3,189,480 8,105 SH   SOLE   8,105 0 0
SPDR S&P MidCap 400 ETF Trust COM 78467Y107 2,771,751 5,645 SH   SOLE   5,645 0 0
Automatic Data Processing Inc COM 053015103 2,614,435 13,163 SH   SOLE   13,163 0 0
TJX Cos Inc/The COM 872540109 2,603,356 38,614 SH   SOLE   38,614 0 0
Raytheon Technologies Corp COM 75513E101 2,513,198 29,460 SH   SOLE   29,460 0 0
Comcast Corp COM 20030N101 2,506,941 43,966 SH   SOLE   43,966 0 0
Fidelity MSCI Information Tech COM 316092808 2,346,591 19,922 SH   SOLE   19,922 0 0
American Electric Power Co Inc COM 025537101 2,266,504 26,794 SH   SOLE   26,794 0 0
Caterpillar Inc COM 149123101 2,256,823 10,370 SH   SOLE   10,370 0 0
Wells Fargo & Co COM 949746804 2,191,638 1,436 SH   SOLE   1,436 0 0
Procter & Gamble Co/The COM 742718109 2,158,205 15,995 SH   SOLE   15,995 0 0
Bank of America Corp 7.25 Pfd COM 060505682 1,992,312 1,407 SH   SOLE   1,407 0 0
Alphabet Inc class C COM 02079K107 1,897,284 757 SH   SOLE   757 0 0
Deere & Co COM 244199105 1,886,998 5,350 SH   SOLE   5,350 0 0
NextEra Energy Inc COM 65339F101 1,767,294 24,117 SH   SOLE   24,117 0 0
Exxon Mobil Corp COM 30231G102 1,749,524 27,735 SH   SOLE   27,735 0 0
Pfizer Inc COM 717081103 1,691,320 43,190 SH   SOLE   43,190 0 0
SPDR S&P 500 ETF Trust COM 78462F103 1,367,224 3,194 SH   SOLE   3,194 0 0
SPDR S&P 600 Small CapETF COM 78464A813 1,340,504 13,715 SH   SOLE   13,715 0 0
Honeywell International Inc COM 438516106 1,330,583 6,066 SH   SOLE   6,066 0 0
Trex Co Inc COM 89531P105 1,226,520 12,000 SH   SOLE   12,000 0 0
Boeing Co/The COM 097023105 1,223,912 5,109 SH   SOLE   5,109 0 0
PPG Industries Inc COM 693506107 1,170,564 6,895 SH   SOLE   6,895 0 0
Merck & Co Inc COM 58933Y105 1,154,729 14,848 SH   SOLE   14,848 0 0
JPMorgan Chase & Co COM 48128B648 1,153,200 40,000 SH   SOLE   40,000 0 0
Chevron Corp COM 166764100 1,067,301 10,190 SH   SOLE   10,190 0 0
iShares MSCI Emerging Markets COM 464287234 1,060,093 19,222 SH   SOLE   19,222 0 0
iShares Russell 2000 ETF COM 464287655 1,043,175 4,548 SH   SOLE   4,548 0 0
Bristol-Myers Squibb Co COM 110122108 1,030,164 15,417 SH   SOLE   15,417 0 0
Pinnacle West Capital Corp COM 723484101 927,736 11,318 SH   SOLE   11,318 0 0
Wal-Mart Stores Inc COM 931142103 921,848 6,537 SH   SOLE   6,537 0 0
Becton Dickinson and Co COM 075887109 911,719 3,749 SH   SOLE   3,749 0 0
iShares MSCI EAFE ETF COM 464287465 893,789 11,331 SH   SOLE   11,331 0 0
CVS Health Corp COM 126650100 867,108 10,392 SH   SOLE   10,392 0 0
Vanguard Total Stock Market ET COM 922908769 831,564 3,732 SH   SOLE   3,732 0 0
AbbVie Inc COM 00287Y109 794,225 7,051 SH   SOLE   7,051 0 0
Amgen Inc COM 031162100 770,494 3,161 SH   SOLE   3,161 0 0
PayPal Holdings Inc COM 70450Y103 761,929 2,614 SH   SOLE   2,614 0 0
Invesco QQQ Trust Srs 1 COM 46090E103 750,683 2,118 SH   SOLE   2,118 0 0
Prudential Financial Inc COM 744320102 734,710 7,170 SH   SOLE   7,170 0 0
Intel Corp COM 458140100 732,178 13,042 SH   SOLE   13,042 0 0
NIKE Inc COM 654106103 727,648 4,710 SH   SOLE   4,710 0 0
iShares Core Dividend Growth E COM 46434V621 716,399 14,226 SH   SOLE   14,226 0 0
Cisco Systems Inc COM 17275R102 699,494 13,198 SH   SOLE   13,198 0 0
Abbott Laboratories COM 002824100 690,479 5,956 SH   SOLE   5,956 0 0
Citigroup Capital XIII COM 173080201 669,600 24,000 SH   SOLE   24,000 0 0
AT&T Inc COM 00206R102 657,191 22,835 SH   SOLE   22,835 0 0
Texas Instruments Inc COM 882508104 645,743 3,358 SH   SOLE   3,358 0 0
American Tower Corp COM 03027X100 594,578 2,201 SH   SOLE   2,201 0 0
Duke Energy Corp COM 26441C204 586,002 5,936 SH   SOLE   5,936 0 0
SPDR S&P Biotech ETF COM 78464A870 581,543 4,295 SH   SOLE   4,295 0 0
First Horizon National Corp COM 320517204 580,007 23,191 SH   SOLE   23,191 0 0
Real Estate Select Sector SPDR COM 81369Y860 567,424 12,800 SH   SOLE   12,800 0 0
Fidelity MSCI Health Care Inde COM 316092600 562,794 8,830 SH   SOLE   8,830 0 0
O'Reilly Automotive Inc COM 67103H107 550,356 972 SH   SOLE   972 0 0
Bank of America Corp 6.0 Pfd COM 060505229 547,600 20,000 SH   SOLE   20,000 0 0
Intuit Inc COM 461202103 546,540 1,115 SH   SOLE   1,115 0 0
Fidelity MSCI Consumer Discret COM 316092204 529,417 6,529 SH   SOLE   6,529 0 0
Applied Materials Inc COM 038222105 512,640 3,600 SH   SOLE   3,600 0 0
Taiwan Semiconductor Manufactu COM 874039100 508,637 4,233 SH   SOLE   4,233 0 0
3M Co COM 88579Y101 505,315 2,544 SH   SOLE   2,544 0 0
NVR Inc COM 62944T105 497,330 100 SH   SOLE   100 0 0
iShares MSCI EAFE Small-Cap ET COM 464288273 496,872 6,700 SH   SOLE   6,700 0 0
Vanguard High Dividend Yield E COM 921946406 466,541 4,453 SH   SOLE   4,453 0 0
Adobe Systems Inc COM 00724F101 459,142 784 SH   SOLE   784 0 0
Vanguard FTSE Emerging Markets COM 922042858 424,270 7,812 SH   SOLE   7,812 0 0
Berkshire Hathaway Inc COM 084670108 418,601 1 SH   SOLE   1 0 0
Philip Morris International In COM 718172109 416,658 4,204 SH   SOLE   4,204 0 0
Yum! Brands Inc COM 988498101 408,356 3,550 SH   SOLE   3,550 0 0
Lowe's Cos Inc COM 548661107 395,893 2,041 SH   SOLE   2,041 0 0
PNC Financial Services Group I COM 693475105 395,445 2,073 SH   SOLE   2,073 0 0
Starbucks Corp COM 855244109 387,869 3,469 SH   SOLE   3,469 0 0
iShares Core S&P Mid-Cap ETF COM 464287507 385,090 1,433 SH   SOLE   1,433 0 0
iShares Core S&P Small-Cap ETF COM 464287804 385,043 3,408 SH   SOLE   3,408 0 0
Enterprise Products Partners L COM 293792107 375,173 15,548 SH   SOLE   15,548 0 0
Extra Space Storage Inc COM 30225T102 364,499 2,225 SH   SOLE   2,225 0 0
Medtronic PLC COM G5960L103 351,288 2,830 SH   SOLE   2,830 0 0
Cummins Inc COM 231021106 334,507 1,372 SH   SOLE   1,372 0 0
Marathon Petroleum Corp COM 56585A102 331,766 5,491 SH   SOLE   5,491 0 0
Public Storage COM 74460D109 326,249 1,085 SH   SOLE   1,085 0 0
Coca-Cola Co/The COM 191216100 325,363 6,013 SH   SOLE   6,013 0 0
Anthem Inc COM 036752103 322,621 845 SH   SOLE   845 0 0
Fidelity MSCI Industrials Inde COM 316092709 319,415 5,890 SH   SOLE   5,890 0 0
VF Corp COM 918204108 315,854 3,850 SH   SOLE   3,850 0 0
Eli Lilly & Co COM 532457108 313,065 1,364 SH   SOLE   1,364 0 0
Vanguard FTSE All-World ex-US COM 922042775 307,125 4,845 SH   SOLE   4,845 0 0
Welltower Inc COM 95040Q104 305,808 3,680 SH   SOLE   3,680 0 0
Micron Technology Inc COM 595112103 297,430 3,500 SH   SOLE   3,500 0 0
Coinbase Global Inc - Class A COM 19260Q107 295,348 1,166 SH   SOLE   1,166 0 0
Vanguard Mid-Cap Value ETF COM 922908512 294,628 2,097 SH   SOLE   2,097 0 0
Twilio Inc - A COM 90138F102 292,861 743 SH   SOLE   743 0 0
Travelers Cos Inc/The COM 89417E109 286,695 1,915 SH   SOLE   1,915 0 0
Nextera Energy Capital COM 65339K860 286,200 10,000 SH   SOLE   10,000 0 0
Bank of America Corp COM 06053U601 279,400 10,000 SH   SOLE   10,000 0 0
Simon Property Group Inc COM 828806109 276,487 2,119 SH   SOLE   2,119 0 0
Morgan Stanley COM 61762V804 276,100 10,000 SH   SOLE   10,000 0 0
iShares Core S&P U.S. Growth E COM 464287671 276,079 2,734 SH   SOLE   2,734 0 0
Citizens Financial Group Inc COM 174610105 275,220 6,000 SH   SOLE   6,000 0 0
Tesla Inc COM 88160R101 271,880 400 SH   SOLE   400 0 0
Phillips 66 COM 718546104 267,673 3,119 SH   SOLE   3,119 0 0
Norfolk Southern Corp COM 655844108 265,410 1,000 SH   SOLE   1,000 0 0
Albemarle Corporation COM 012653101 252,690 1,500 SH   SOLE   1,500 0 0
Nestle SA COM 641069406 245,311 1,968 SH   SOLE   1,968 0 0
Yum China Holdings Inc COM 98850P109 245,125 3,700 SH   SOLE   3,700 0 0
DuPont de Nemours Inc COM 26614N102 245,080 3,166 SH   SOLE   3,166 0 0
Carrier Global Corp COM 14448C104 244,361 5,028 SH   SOLE   5,028 0 0
Lennar Corp COM 526057302 236,205 2,900 SH   SOLE   2,900 0 0
Marriott International Inc/MD COM 571903202 230,446 1,688 SH   SOLE   1,688 0 0
Sixth Street Specialty Lending COM 83012A109 230,221 10,375 SH   SOLE   10,375 0 0
BlackRock Inc COM 09247X101 229,242 262 SH   SOLE   262 0 0
Ross Stores Inc COM 778296103 223,200 1,800 SH   SOLE   1,800 0 0
Dow Chemical Co New COM 260557103 220,468 3,484 SH   SOLE   3,484 0 0
Novartis AG COM 66987V109 218,064 2,390 SH   SOLE   2,390 0 0
Schwab Emerging Markets Equity COM 808524706 210,432 6,400 SH   SOLE   6,400 0 0
Wells Fargo & Co COM 949746101 210,146 4,640 SH   SOLE   4,640 0 0
Clorox Co/The COM 189054109 208,696 1,160 SH   SOLE   1,160 0 0
Zimmer Biomet Holdings Inc COM 98956P102 201,025 1,250 SH   SOLE   1,250 0 0
Eaton Corp PLC COM G29183103 200,043 1,350 SH   SOLE   1,350 0 0
Energy Transfer Equity LP COM 29273V100 155,198 14,600 SH   SOLE   14,600 0 0
Banco Santander SA COM 05964H105 41,055 10,500 SH   SOLE   10,500 0 0
TILT Holdings Inc COM 0BG4TSZ51 28,571 61,000 SH   SOLE   61,000 0 0
Vectrix Corp COM 92240N106 295 29,500 SH   SOLE   29,500 0 0