The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MBS ETF 464288588 1,948 18,000 SH   SOLE 0 0 0 18,000
VANGUARD BD INDEX FD LONG TERM BOND 921937793 3,915 38,000 SH   SOLE 0 0 0 38,000
ISHARES TR USD INV GRDE ETF 464288620 7,877 130,000 SH   SOLE 0 0 0 130,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,326 50,800 SH   SOLE 0 0 0 50,800
VANGUARD STAR FDS VG TL INTL STK F 921909768 23,717 361,100 SH   SOLE 0 0 0 361,100
ISHARES TR CORE MSCI EAFE 46432F842 12,823 171,275 SH   SOLE 0 0 0 171,275
ISHARES INC CORE MSCI EMKT 46434G103 5,510 82,244 SH   SOLE 0 0 0 82,244
ILLINOIS TOOL WKS IN COM 452308109 8,851 39,590 SH   SOLE 0 0 0 39,590
ECOLAB INC COM 278865100 5,496 26,684 SH   SOLE 0 0 0 26,684
PHILIP MORRIS INTL I COM 718172109 7,135 71,990 SH   SOLE 0 0 0 71,990
PEPSICO INC COM 713448108 10,383 70,040 SH   SOLE 0 0 0 70,040
VERISK ANALYTICS INC COM 92345Y106 11,357 65,000 SH   SOLE 0 0 0 65,000
DEERE & CO COM 244199105 10,169 28,830 SH   SOLE 0 0 0 28,830
GILEAD SCIENCES INC COM 375558103 2,211 32,110 SH   SOLE 0 0 0 32,110
WALMART INC COM 931142103 10,643 75,472 SH   SOLE 0 0 0 75,472
MEDTRONIC PLC SHS G5960L103 8,862 71,396 SH   SOLE 0 0 0 71,396
UNION PAC CORP COM 907818108 10,661 48,473 SH   SOLE 0 0 0 48,473
BROOKFIELD ASSET MGM CL A LTD VT SH 112585104 2,862 56,131 SH   SOLE 0 0 0 56,131
ROYAL DUTCH SHELL PL SPONS ADR A 780259206 4,596 113,750 SH   SOLE 0 0 0 113,750
QUALCOMM INC COM 747525103 6,944 48,585 SH   SOLE 0 0 0 48,585
LOWES COS INC COM 548661107 11,952 61,620 SH   SOLE 0 0 0 61,620
ORACLE CORP COM 68389X105 11,576 148,710 SH   SOLE 0 0 0 148,710
VISA INC COM CL A 92826C839 14,406 61,610 SH   SOLE 0 0 0 61,610
AMERICAN EXPRESS CO COM 025816109 6,801 41,160 SH   SOLE 0 0 0 41,160
HASBRO INC COM 418056107 2,240 23,700 SH   SOLE 0 0 0 23,700
CATERPILLAR INC COM 149123101 7,443 34,200 SH   SOLE 0 0 0 34,200
BERKSHIRE HATHAWAY I CL A 084670108 19,256 46 SH   SOLE 0 0 0 46
EXXON MOBIL CORP COM 30231G102 4,179 66,250 SH   SOLE 0 0 0 66,250
DISCOVERY INC COM SER C 25470F302 3,240 111,790 SH   SOLE 0 0 0 111,790
BHP GROUP LTD SPONSORED ADS 088606108 6,896 94,680 SH   SOLE 0 0 0 94,680
BRISTOL-MYERS SQUIBB COM 110122108 3,595 53,800 SH   SOLE 0 0 0 53,800
BOOKING HOLDINGS INC COM 09857L108 2,407 1,100 SH   SOLE 0 0 0 1,100
TARGET CORP COM 87612E106 11,504 47,590 SH   SOLE 0 0 0 47,590
ABBVIE INC COM 00287Y109 6,540 58,060 SH   SOLE 0 0 0 58,060
ABBOTT LABS COM 002824100 6,545 56,460 SH   SOLE 0 0 0 56,460
NEXTERA ENERGY INC COM 65339F101 6,047 82,520 SH   SOLE 0 0 0 82,520
CME GROUP INC COM 12572Q105 9,766 45,920 SH   SOLE 0 0 0 45,920
MARKEL CORP COM 570535104 1,424 1,200 SH   SOLE 0 0 0 1,200
INTERNATIONAL BUSINE COM 459200101 5,642 38,491 SH   SOLE 0 0 0 38,491
PROCTER AND GAMBLE C COM 742718109 11,057 81,945 SH   SOLE 0 0 0 81,945
3M CO COM 88579Y101 4,761 23,970 SH   SOLE 0 0 0 23,970
OTIS WORLDWIDE CORP COM 68902V107 2,551 31,200 SH   SOLE 0 0 0 31,200
PFIZER INC COM 717081103 5,710 145,820 SH   SOLE 0 0 0 145,820
JPMORGAN CHASE & CO COM 46625H100 4,511 29,000 SH   SOLE 0 0 0 29,000
CONSTELLATION BRANDS CL A 21036P108 2,409 10,300 SH   SOLE 0 0 0 10,300
LINDE PLC SHS G5494J103 8,367 28,940 SH   SOLE 0 0 0 28,940
VERTEX PHARMACEUTICA COM 92532F100 8,731 43,300 SH   SOLE 0 0 0 43,300
ULTRA CLEAN HLDGS IN COM 90385V107 428 7,975 SH   SOLE 0 0 0 7,975
BERKSHIRE HATHAWAY I CL B NEW 084670702 965 3,474 SH   SOLE 0 0 0 3,474
ISHARES TR CORE S&P500 ETF 464287200 301 700 SH   SOLE 0 0 0 700