The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 581 4,241 SH   SOLE   0 0 4,241
CSX CORP COM 126408103 224 6,990 SH   SOLE   0 0 6,990
EXXON MOBIL CORP COM 30231G102 271 4,300 SH   SOLE   0 0 4,300
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 4,960 65,647 SH   SOLE   0 0 65,647
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 5,611 76,563 SH   SOLE   0 0 76,563
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,255 74,276 SH   SOLE   0 0 74,276
FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608 1,219 17,221 SH   SOLE   0 0 17,221
FIRST TR EXCH TRADED FD III HORIZON MNGD ETF 33739P871 1,006 31,926 SH   SOLE   0 0 31,926
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,480 48,724 SH   SOLE   0 0 48,724
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,361 25,385 SH   SOLE   0 0 25,385
GREIF INC CL A 397624107 590 9,750 SH   SOLE   0 0 9,750
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 1,941 36,292 SH   SOLE   0 0 36,292
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,894 47,518 SH   SOLE   0 0 47,518
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 422 9,008 SH   SOLE   0 0 9,008
ISHARES TR CORE S&P500 ETF 464287200 6,376 14,832 SH   SOLE   0 0 14,832
ISHARES TR S&P 500 GRWT ETF 464287309 413 5,674 SH   SOLE   0 0 5,674
ISHARES TR CORE S&P MCP ETF 464287507 5,749 21,393 SH   SOLE   0 0 21,393
ISHARES TR COHEN STEER REIT 464287564 1,909 29,205 SH   SOLE   0 0 29,205
ISHARES TR S&P MC 400GR ETF 464287606 205 2,535 SH   SOLE   0 0 2,535
ISHARES TR S&P MC 400VL ETF 464287705 430 4,079 SH   SOLE   0 0 4,079
ISHARES TR CORE S&P SCP ETF 464287804 6,032 53,389 SH   SOLE   0 0 53,389
ISHARES TR SHRT NAT MUN ETF 464288158 244 2,264 SH   SOLE   0 0 2,264
ISHARES TR NATIONAL MUN ETF 464288414 2,347 20,027 SH   SOLE   0 0 20,027
ISHARES TR EAFE VALUE ETF 464288877 252 4,872 SH   SOLE   0 0 4,872
ISHARES TR EAFE GRWTH ETF 464288885 230 2,143 SH   SOLE   0 0 2,143
ISHARES TR RUS TP200 VL ETF 464289420 206 3,102 SH   SOLE   0 0 3,102
ISHARES TR CMBS ETF 46429B366 340 6,249 SH   SOLE   0 0 6,249
ISHARES TR MSCI EAFE MIN VL 46429B689 266 3,520 SH   SOLE   0 0 3,520
ISHARES TR CORE MSCI TOTAL 46432F834 426 5,806 SH   SOLE   0 0 5,806
ISHARES TR CORE 1 5 YR USD 46432F859 661 12,888 SH   SOLE   0 0 12,888
NEXTERA ENERGY INC COM 65339F101 298 4,067 SH   SOLE   0 0 4,067
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 249 6,756 SH   SOLE   0 0 6,756
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,019 21,058 SH   SOLE   0 0 21,058
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,335 67,297 SH   SOLE   0 0 67,297
SPDR SER TR PORTFOLIO S&P600 78468R853 1,193 27,159 SH   SOLE   0 0 27,159
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 30,626 294,565 SH   SOLE   0 0 294,565
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 400 2,743 SH   SOLE   0 0 2,743
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 18,412 235,231 SH   SOLE   0 0 235,231
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 19,083 183,169 SH   SOLE   0 0 183,169
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,928 48,865 SH   SOLE   0 0 48,865
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 565 10,346 SH   SOLE   0 0 10,346
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 739 14,435 SH   SOLE   0 0 14,435
THERMO FISHER SCIENTIFIC INC COM 883556102 218 433 SH   SOLE   0 0 433
TRUIST FINL CORP COM 89832Q109 213 3,831 SH   SOLE   0 0 3,831
UNITED PARCEL SERVICE INC CL B 911312106 2,020 9,713 SH   SOLE   0 0 9,713
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,236 74,190 SH   SOLE   0 0 74,190
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 1,605 20,009 SH   SOLE   0 0 20,009
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 416 4,091 SH   SOLE   0 0 4,091
VANGUARD INDEX FDS MID CAP ETF 922908629 4,207 17,726 SH   SOLE   0 0 17,726
VANGUARD INDEX FDS GROWTH ETF 922908736 267 931 SH   SOLE   0 0 931
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,595 7,080 SH   SOLE   0 0 7,080