The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 47,687 110,922 SH   SOLE   0 0 110,922
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 42,600 1,157,913 SH   SOLE   0 0 1,157,913
SPDR SER TR PORTFOLIO AGRGTE 78464A649 42,140 1,404,191 SH   SOLE   0 0 1,404,191
SPDR SER TR PORTFOLIO S&P600 78468R853 36,115 821,923 SH   SOLE   0 0 821,923
SPDR SER TR PORTFOLIO S&P400 78464A847 35,665 755,447 SH   SOLE   0 0 755,447
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 23,796 416,749 SH   SOLE   0 0 416,749
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,427 163,425 SH   SOLE   0 0 163,425
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 12,990 285,484 SH   SOLE   0 0 285,484
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,927 173,267 SH   SOLE   0 0 173,267
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,617 21,898 SH   SOLE   0 0 21,898
SPDR SER TR PRTFLO S&P500 VL 78464A508 7,447 188,339 SH   SOLE   0 0 188,339
VANGUARD INDEX FDS MID CAP ETF 922908629 7,272 30,637 SH   SOLE   0 0 30,637
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,185 114,095 SH   SOLE   0 0 114,095
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,048 31,284 SH   SOLE   0 0 31,284
ISHARES TR EAFE VALUE ETF 464288877 6,985 134,951 SH   SOLE   0 0 134,951
ISHARES TR EAFE GRWTH ETF 464288885 6,678 62,252 SH   SOLE   0 0 62,252
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,733 63,730 SH   SOLE   0 0 63,730
SPDR SER TR S&P 400 MDCP VAL 78464A839 5,716 84,659 SH   SOLE   0 0 84,659
ISHARES TR NATIONAL MUN ETF 464288414 5,660 48,292 SH   SOLE   0 0 48,292
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,633 65,726 SH   SOLE   0 0 65,726
SPDR SER TR S&P 400 MDCP GRW 78464A821 5,228 67,446 SH   SOLE   0 0 67,446
SPDR SER TR S&P 600 SMCP GRW 78464A201 4,845 54,575 SH   SOLE   0 0 54,575
UNITED PARCEL SERVICE INC CL B 911312106 3,060 14,715 SH   SOLE   0 0 14,715
PPG INDS INC COM 693506107 2,405 14,164 SH   SOLE   0 0 14,164
SPDR SER TR PORTFOLI S&P1500 78464A805 2,049 38,690 SH   SOLE   0 0 38,690
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,988 36,613 SH   SOLE   0 0 36,613
APPLE INC COM 037833100 1,869 13,649 SH   SOLE   0 0 13,649
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,849 6,382 SH   SOLE   0 0 6,382
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,847 7,813 SH   SOLE   0 0 7,813
ISHARES TR SHRT NAT MUN ETF 464288158 1,405 13,034 SH   SOLE   0 0 13,034
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,061 6,112 SH   SOLE   0 0 6,112
AMAZON COM INC COM 023135106 1,053 306 SH   SOLE   0 0 306
VANGUARD INDEX FDS GROWTH ETF 922908736 860 2,997 SH   SOLE   0 0 2,997
VANGUARD INDEX FDS VALUE ETF 922908744 856 6,226 SH   SOLE   0 0 6,226
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 825 5,870 SH   SOLE   0 0 5,870
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 512 8,331 SH   SOLE   0 0 8,331
MARSH & MCLENNAN COS INC COM 571748102 429 3,049 SH   SOLE   0 0 3,049
VANGUARD INDEX FDS LARGE CAP ETF 922908637 386 1,922 SH   SOLE   0 0 1,922
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 352 5,556 SH   SOLE   0 0 5,556
AT&T INC COM 00206R102 348 12,084 SH   SOLE   0 0 12,084
PHILIP MORRIS INTL INC COM 718172109 348 3,514 SH   SOLE   0 0 3,514
VERIZON COMMUNICATIONS INC COM 92343V104 315 5,628 SH   SOLE   0 0 5,628
WORTHINGTON INDS INC COM 981811102 308 5,027 SH   SOLE   0 0 5,027
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 272 2,628 SH   SOLE   0 0 2,628
MICROSOFT CORP COM 594918104 250 923 SH   SOLE   0 0 923
L BRANDS INC COM 501797104 245 3,396 SH   SOLE   0 0 3,396
FACEBOOK INC CL A 30303M102 221 635 SH   SOLE   0 0 635
PROCTER AND GAMBLE CO COM 742718109 220 1,628 SH   SOLE   0 0 1,628
EDWARDS LIFESCIENCES CORP COM 28176E108 214 2,064 SH   SOLE   0 0 2,064
NETFLIX INC COM 64110L106 202 382 SH   SOLE   0 0 382
XPRESSPA GROUP INC COM 98420U703 31 20,000 SH   SOLE   0 0 20,000
AMAZON COM INC COM 023135106 19 100 SH Call SOLE   0 0 100
XPRESSPA GROUP INC COM 98420U703 2 2,000 SH Call SOLE   0 0 2,000