The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 336 2,900 SH   SOLE   2,900 0 0
Air Products & Chemicals Inc COM 009158106 3,384 11,762 SH   SOLE   11,762 0 0
Alphabet Inc. Class A COM 02079K305 8,649 3,542 SH   SOLE   3,542 0 0
Alphabet Inc. Class C COM 02079K107 1,386 553 SH   SOLE   553 0 0
Amazon Com Inc COM 023135106 11,297 3,284 SH   SOLE   3,284 0 0
American Electrical Power Inc COM 025537101 296 3,500 SH   SOLE   3,500 0 0
Amgen Inc COM 031162100 1,032 4,235 SH   SOLE   4,235 0 0
Apple Inc. COM 037833100 12,638 92,275 SH   SOLE   92,275 0 0
Applied Materials Inc. COM 038222105 4,613 32,400 SH   SOLE   32,400 0 0
AT&T Corp COM 00206R102 2,371 82,378 SH   SOLE   82,378 0 0
Bank of America Corp COM 060505104 1,443 35,000 SH   SOLE   35,000 0 0
Blackstone Group LP COM 09253U108 587 6,046 SH   SOLE   6,046 0 0
Boeing Co COM 097023105 2,806 11,712 SH   SOLE   11,712 0 0
Capital One Financial Corp. COM 14040H105 282 1,820 SH   SOLE   1,820 0 0
Caterpillar Inc COM 149123101 4,572 21,008 SH   SOLE   21,008 0 0
Chevron Corp. COM 166764100 414 3,950 SH   SOLE   3,950 0 0
Citigroup Inc. COM 172967424 3,242 45,826 SH   SOLE   45,826 0 0
Coca Cola Co. COM 191216100 261 4,820 SH   SOLE   4,820 0 0
Consolidated Edison COM 209115104 685 9,550 SH   SOLE   9,550 0 0
Costco Wholesale Corp COM 22160K105 641 1,621 SH   SOLE   1,621 0 0
Coupa Software Inc. COM 22266L106 3,834 14,628 SH   SOLE   14,628 0 0
Danaher Corp. COM 235851102 5,036 18,765 SH   SOLE   18,765 0 0
Deere & Co COM 244199105 4,974 14,103 SH   SOLE   14,103 0 0
Disney Walt Co COM 254687106 817 4,650 SH   SOLE   4,650 0 0
Dow Inc. COM 260557103 539 8,511 SH   SOLE   8,511 0 0
Exxon Mobil Corp. COM 30231G102 320 5,075 SH   SOLE   5,075 0 0
Fedex Corp. COM 31428X106 4,821 16,161 SH   SOLE   16,161 0 0
Freeport-McMoran Inc. COM 35671D857 280 7,550 SH   SOLE   7,550 0 0
General Electric Co COM 369604103 4,493 333,768 SH   SOLE   333,768 0 0
Gilead Sciences Inc COM 375558103 635 9,225 SH   SOLE   9,225 0 0
Home Depot Inc COM 437076102 255 800 SH   SOLE   800 0 0
Intel Corp COM 458140100 698 12,442 SH   SOLE   12,442 0 0
Johnson & Johnson COM 478160104 3,767 22,864 SH   SOLE   22,864 0 0
JP Morgan Chase & Co COM 46625H100 4,396 28,263 SH   SOLE   28,263 0 0
Lam Research Corp. COM 512807108 4,759 7,314 SH   SOLE   7,314 0 0
Mastercard Inc. Cl. A 57636Q104 3,908 10,704 SH   SOLE   10,704 0 0
McCormick & Co. Inc. COM 579780206 2,694 30,502 SH   SOLE   30,502 0 0
Merck & Co New COM 58933Y105 735 9,455 SH   SOLE   9,455 0 0
Microsoft Corp COM 594918104 6,319 23,325 SH   SOLE   23,325 0 0
Netflix Inc COM 64110L106 1,004 1,900 SH   SOLE   1,900 0 0
Nvidia Corp. COM 67066G104 6,122 7,652 SH   SOLE   7,652 0 0
Oneok Inc. New COM 682680103 210 3,775 SH   SOLE   3,775 0 0
Parker Hannifin Corp. COM 701094104 4,642 15,114 SH   SOLE   15,114 0 0
Pepsico Inc. COM 713448108 3,829 25,841 SH   SOLE   25,841 0 0
Pfizer Inc COM 717081103 1,257 32,100 SH   SOLE   32,100 0 0
Procter & Gamble Co. COM 742718109 472 3,500 SH   SOLE   3,500 0 0
Qualcomm Inc COM 747525103 236 1,650 SH   SOLE   1,650 0 0
Raytheon Technologies Corp. COM 75513E101 264 3,100 SH   SOLE   3,100 0 0
Salesforce.com Inc COM 79466L302 4,187 17,139 SH   SOLE   17,139 0 0
Schlumberger Ltd. COM 806857108 1,080 33,750 SH   SOLE   33,750 0 0
Servicenow Inc. COM 81762P102 4,184 7,613 SH   SOLE   7,613 0 0
Shopify Inc. COM 82509L107 4,021 2,752 SH   SOLE   2,752 0 0
JM Smucker Company COM 832669640 2,781 21,460 SH   SOLE   21,460 0 0
Southern Company COM 842587107 357 5,900 SH   SOLE   5,900 0 0
Splunk Inc. COM 848637104 2,761 19,097 SH   SOLE   19,097 0 0
SVB Financial Group COM 78486Q101 3,950 7,099 SH   SOLE   7,099 0 0
Sysco Corp. COM 871829107 303 3,900 SH   SOLE   3,900 0 0
The Trade Desk Inc. COM 88339J105 553 7,150 SH   SOLE   7,150 0 0
Trane Technologies PLC COM G8994E103 4,126 22,405 SH   SOLE   22,405 0 0
Verizon Communications Inc. COM 92343V104 889 15,875 SH   SOLE   15,875 0 0
XPO Logistics Inc. COM 983793100 3,874 27,690 SH   SOLE   27,690 0 0
JP Morgan Chase & Co Prfrd Ser L Preferred 48128B549 381 14,300 SH   SOLE   14,300 0 0
JP Morgan Chase & Co Prfrd Ser D Preferred 48128B655 240 8,500 SH   SOLE   8,500 0 0
US Bancorp Prefrd Ser F Preferred 902973833 482 18,625 SH   SOLE   18,625 0 0
US Bancorp Prefrd Ser M Preferred 902973718 428 16,450 SH   SOLE   16,450 0 0
Angel Oak DFS Inc TR COM 03462A102 306 15,125 SH   SOLE   15,125 0 0
Blackrock Capital Allocation Trust COM 09260U109 1,023 46,750 SH   SOLE   46,750 0 0
Blackrock Muni Inc TR COM 09248F109 1,004 65,000 SH   SOLE   65,000 0 0
Blackrock Muni NY Fd COM 09255E102 246 17,500 SH   SOLE   17,500 0 0
Eaton Vance Muni Bond Fund COM 27827X101 1,112 81,308 SH   SOLE   81,308 0 0
First Trust Intermediate Duration Pfd Incm. COM 33718W103 1,468 58,450 SH   SOLE   58,450 0 0
Flaherty & Crumrine Dynamic Pfd Preferred 33848W106 1,381 47,150 SH   SOLE   47,150 0 0
Nuveen High Income 11/21 Tgt Trm Fd. COM 67077N106 608 64,500 SH   SOLE   64,500 0 0
Nuveen AMT-Free Municipal Credit Incm Fd. COM 67071L106 1,104 61,823 SH   SOLE   61,823 0 0
Nuveen NY AMT-Free Quality Incm. COM 670656107 284 20,000 SH   SOLE   20,000 0 0
Nuveen Muni Value Fund Inc. COM 670928100 1,182 102,500 SH   SOLE   102,500 0 0
Nuveen Preferred & Income Securities Fd COM 67072C105 433 43,500 SH   SOLE   43,500 0 0
Pimco Dynamic Credit & Mortgage Income Fund COM 72202D106 1,783 79,650 SH   SOLE   79,650 0 0
Rivernorth Flexible Municipal Incm Fd II COM 76883Y107 510 25,000 SH   SOLE   25,000 0 0
Consumer Discretionary Select Sector SPDR COM 81369Y407 3,089 17,300 SH   SOLE   17,300 0 0
Consumer Staples Select Sector SPDR COM 81369Y308 722 10,325 SH   SOLE   10,325 0 0
Energy Select Sector SPDR ETF COM 81369Y506 1,050 19,500 SH   SOLE   19,500 0 0
Exponential Technologies ETF COM 46434V381 1,893 29,925 SH   SOLE   29,925 0 0
Financial Sector SPDR ETF COM 81369Y605 464 12,650 SH   SOLE   12,650 0 0
First Trust DJ Internet Index ETF COM 33733E302 722 2,950 SH   SOLE   2,950 0 0
Invesco QQQ Trust, Series 1 COM 46090E103 1,855 5,235 SH   SOLE   5,235 0 0
Ishares Biotechnology ETF COM 464287556 945 5,775 SH   SOLE   5,775 0 0
Ishares Dow Jones US ETF COM 464287846 1,846 17,100 SH   SOLE   17,100 0 0
Ishares Global Healthcare ETF COM 464287325 328 3,950 SH   SOLE   3,950 0 0
Ishares North American Tech ETF COM 464287549 13,609 33,688 SH   SOLE   33,688 0 0
Ishares North American Tech Software ETF COM 464287515 5,160 13,230 SH   SOLE   13,230 0 0
Ishares Russell 1000 Growth ETF COM 464287614 5,565 20,500 SH   SOLE   20,500 0 0
Ishares Russell 2000 ETF COM 464287655 4,715 20,557 SH   SOLE   20,557 0 0
Ishares Russell Mid-Cap ETF COM 464287499 967 12,201 SH   SOLE   12,201 0 0
Ishares Russell Mid-Cap Growth ETF COM 464287481 4,096 36,180 SH   SOLE   36,180 0 0
Ishares Russell Mid-Cap Value ETF COM 464287473 879 7,645 SH   SOLE   7,645 0 0
Ishares S&P 500 Value ETF COM 464287408 384 2,600 SH   SOLE   2,600 0 0
Ishares US Medical Devices ETF COM 464288810 3,174 8,790 SH   SOLE   8,790 0 0
Ishares US Preferred Stock ETF COM 464288687 2,980 75,750 SH   SOLE   75,750 0 0
Proshares Ultra Fiancials COM 74347X633 210 3,400 SH   SOLE   3,400 0 0
Robo Global Robotics & Automation COM 301505707 1,218 18,675 SH   SOLE   18,675 0 0
SPDR Ser Tr S&P Biotech COM 78464A870 879 6,495 SH   SOLE   6,495 0 0
SPDR Ser Tr S&P Metals & Mining COM 78464A755 334 7,750 SH   SOLE   7,750 0 0
SPDR Gold Trust COM 78463V107 224 1,350 SH   SOLE   1,350 0 0
SPDR S&P 500 ETF Trust COM 78462F103 2,307 5,390 SH   SOLE   5,390 0 0
SPDR S&P 600 Small Cap ETF COM 78464A813 3,914 40,050 SH   SOLE   40,050 0 0
SPDR Ser Tr S&P Dividend COM 78464A763 1,039 8,500 SH   SOLE   8,500 0 0
SPDR S&P Midcap 400 COM 78467Y107 1,547 3,150 SH   SOLE   3,150 0 0
SPDR Fd Technology COM 81369Y803 4,098 27,750 SH   SOLE   27,750 0 0
SPDR Fd Utilities COM 81369Y886 266 4,200 SH   SOLE   4,200 0 0
Vanguard Extended Market ETF COM 922908652 1,612 8,550 SH   SOLE   8,550 0 0
Vanguard Growth ETF COM 922908736 7,291 25,420 SH   SOLE   25,420 0 0
Vanguard High Div Yield COM 921946406 583 5,566 SH   SOLE   5,566 0 0
Vanguard Large-Cap ETF COM 922908637 3,218 16,031 SH   SOLE   16,031 0 0
Vanguard Mega Cap Growth ETF COM 921910816 3,644 15,750 SH   SOLE   15,750 0 0
Vanguard Mid-Cap ETF COM 922908629 278 1,170 SH   SOLE   1,170 0 0
Vanguard Mid Cap Growth ETF COM 922908538 1,659 7,020 SH   SOLE   7,020 0 0
Vanguard Total Stock Market ETF COM 922908769 5,821 26,125 SH   SOLE   26,125 0 0
Vanguard Value ETF COM 922908744 421 3,066 SH   SOLE   3,066 0 0
Ishares TIPS Bond ETF COM 464287176 624 4,873 SH   SOLE   4,873 0 0
Pimco Enhanced SH MAT ETF COM 72201R833 2,225 21,816 SH   SOLE   21,816 0 0
Prosh Ult Sh Leh 20 Plus Tys COM 74347B201 217 11,500 SH   SOLE   11,500 0 0
SPDR Barclays High Yield Bd ETF COM 78468R622 223 2,030 SH   SOLE   2,030 0 0
Vanguard Short Term Inflation Protected ETF COM 922020805 314 6,000 SH   SOLE   6,000 0 0