The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 657 5,481 SH   SOLE   5,481 0 0
AFLAC INC COM 001055102 443 8,647 SH   SOLE   8,647 0 0
APPLE INC COM 037833100 906 7,416 SH   SOLE   7,416 0 0
CISCO SYS INC COM 17275R102 657 12,699 SH   SOLE   12,699 0 0
DOMINION ENERGY INC COM 25746U109 472 6,211 SH   SOLE   6,211 0 0
EVERSOURCE ENERGY COM 30040W108 398 4,595 SH   SOLE   4,595 0 0
FIFTH THIRD BANCORP COM 316773100 741 19,787 SH   SOLE   19,787 0 0
GARMIN LTD SHS H2906T109 698 5,295 SH   SOLE   5,295 0 0
GENERAL MLS INC COM 370334104 475 7,744 SH   SOLE   7,744 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 33,318 421,112 SH   SOLE   421,112 0 0
GRAINGER W W INC COM 384802104 704 1,756 SH   SOLE   1,756 0 0
HOME DEPOT INC COM 437076102 557 1,825 SH   SOLE   1,825 0 0
ILLINOIS TOOL WKS INC COM 452308109 561 2,533 SH   SOLE   2,533 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 517 3,880 SH   SOLE   3,880 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 88,714 277,987 SH   SOLE   277,987 0 0
ISHARES INC MSCI CDA ETF 464286509 29,307 860,709 SH   SOLE   860,709 0 0
ISHARES TR TIPS BD ETF 464287176 3,291 26,224 SH   SOLE   26,224 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,554 3,907 SH   SOLE   3,907 0 0
ISHARES TR CORE US AGGBD ET 464287226 23,750 208,643 SH   SOLE   208,643 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 75,958 476,313 SH   SOLE   476,313 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 34,884 115,993 SH   SOLE   115,993 0 0
ISHARES TR MBS ETF 464288588 16,073 148,252 SH   SOLE   148,252 0 0
ISHARES TR USD INV GRDE ETF 464288620 12,728 215,590 SH   SOLE   215,590 0 0
ISHARES TR SHORT TREAS BD 464288679 41,420 374,810 SH   SOLE   374,810 0 0
ISHARES TR CORE LT USDB ETF 464289479 20,320 296,428 SH   SOLE   296,428 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 43,523 848,576 SH   SOLE   848,576 0 0
ISHARES TR CORE TOTAL USD 46434V613 23,663 448,588 SH   SOLE   448,588 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,270 26,320 SH   SOLE   26,320 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,065 25,850 SH   SOLE   25,850 0 0
JOHNSON & JOHNSON COM 478160104 525 3,197 SH   SOLE   3,197 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 387 1,910 SH   SOLE   1,910 0 0
LILLY ELI & CO COM 532457108 786 4,207 SH   SOLE   4,207 0 0
LOCKHEED MARTIN CORP COM 539830109 433 1,171 SH   SOLE   1,171 0 0
MCDONALDS CORP COM 580135101 539 2,403 SH   SOLE   2,403 0 0
MERCK & CO. INC COM 58933Y105 438 5,688 SH   SOLE   5,688 0 0
MICROSOFT CORP COM 594918104 755 3,202 SH   SOLE   3,202 0 0
PFIZER INC COM 717081103 448 12,369 SH   SOLE   12,369 0 0
PROCTER AND GAMBLE CO COM 742718109 501 3,698 SH   SOLE   3,698 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,377 18,882 SH   SOLE   18,882 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 13,541 276,015 SH   SOLE   276,015 0 0
SOUTHERN CO COM 842587107 530 8,526 SH   SOLE   8,526 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 23,715 348,283 SH   SOLE   348,283 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 158,137 3,020,595 SH   SOLE   3,020,595 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 59,374 1,356,191 SH   SOLE   1,356,191 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 308,854 8,734,566 SH   SOLE   8,734,566 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 51,301 129,440 SH   SOLE   129,440 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,798 55,000 SH Put SOLE   55,000 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 37,083 1,077,374 SH   SOLE   1,077,374 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 41,576 1,378,067 SH   SOLE   1,378,067 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 13,298 366,846 SH   SOLE   366,846 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 7,052 271,978 SH   SOLE   271,978 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 9,477 302,696 SH   SOLE   302,696 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 26,784 903,341 SH   SOLE   903,341 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 9,989 326,964 SH   SOLE   326,964 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 7,532 193,234 SH   SOLE   193,234 0 0
SPDR SER TR S&P METALS MNG 78464A755 14,632 366,531 SH   SOLE   366,531 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 604,879 12,977,448 SH   SOLE   12,977,448 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 4,349 141,849 SH   SOLE   141,849 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 33,637 302,815 SH   SOLE   302,815 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 146,967 3,476,853 SH   SOLE   3,476,853 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 9,159 182,216 SH   SOLE   182,216 0 0
SYSCO CORP COM 871829107 514 6,523 SH   SOLE   6,523 0 0
TARGET CORP COM 87612E106 527 2,663 SH   SOLE   2,663 0 0
TRUIST FINL CORP COM 89832Q109 629 10,791 SH   SOLE   10,791 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 2,123 66,500 SH   SOLE   66,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 72,456 281,887 SH   SOLE   281,887 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 64,481 490,498 SH   SOLE   490,498 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,285 8,734 SH   SOLE   8,734 0 0
WALMART INC COM 931142103 681 5,013 SH   SOLE   5,013 0 0
WASTE MGMT INC DEL COM 94106L109 609 4,719 SH   SOLE   4,719 0 0