The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 0 23,662 SH   SOLE   0 0 23,662
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 23 10,000 SH   SOLE   0 0 10,000
IAMGOLD CORP COM 450913108 40 13,401 SH   SOLE   0 0 13,401
SMART SAND INC COM 83191H107 47 18,438 SH   SOLE   0 0 18,438
BANCO BRADESCO S A SP ADR PFD NEW 059460303 51 10,867 SH   SOLE   0 0 10,867
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 51 10,000 SH   SOLE   0 0 10,000
TRANSOCEAN LTD REG SHS H8817H100 51 14,472 SH   SOLE   0 0 14,472
CORVUS GOLD INC COM 221013105 53 29,651 SH   SOLE   29,651 0 0
GENWORTH FINL INC COM CL A 37247D106 55 16,509 SH   SOLE   0 0 16,509
BANCO SANTANDER S.A. ADR 05964H105 61 17,772 SH   DFND   0 0 17,772
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 63 13,578 SH   SOLE   0 0 13,578
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 71 14,217 SH   SOLE   0 0 14,217
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 75 10,285 SH   DFND   313 0 9,972
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 77 18,807 SH   SOLE   2,000 0 16,807
AMBEV SA SPONSORED ADR 02319V103 83 30,279 SH   DFND   0 0 30,279
SORRENTO THERAPEUTICS INC COM NEW 83587F202 90 10,900 SH   SOLE   10,900 0 0
BGC PARTNERS INC CL A 05541T101 94 19,500 SH   DFND   19,500 0 0
GOGO INC COM 38046C109 97 10,000 SH   DFND   10,000 0 0
FORTUNA SILVER MINES INC COM 349915108 115 17,744 SH   SOLE   17,744 0 0
NUVEEN CORPORATE INCM NOVEME COM 67077N106 117 12,500 SH   SOLE   12,500 0 0
ORASURE TECHNOLOGIES INC COM 68554V108 117 10,000 SH   SOLE   10,000 0 0
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 119 23,909 SH   DFND   0 0 23,909
BLACKROCK INCOME TR INC COM 09247F100 121 19,801 SH   SOLE   0 0 19,801
NORTH EUROPEAN OIL RTY TR SH BEN INT 659310106 122 27,502 SH   SOLE   27,502 0 0
FORD MTR CO DEL COM 345370860 123 10,000 SH   OTR   10,000 0 0
B2GOLD CORP COM 11777Q209 125 28,967 SH   SOLE   0 0 28,967
AMBEV SA SPONSORED ADR 02319V103 129 47,169 SH   SOLE   0 0 47,169
GRUPO TELEVISA SA SPON ADR REP ORD 40049J206 132 14,911 SH   SOLE   0 0 14,911
ZYNGA INC CL A 98986T108 139 13,638 SH   SOLE   1,000 0 12,638
NEWMARK GROUP INC CL A 65158N102 142 14,177 SH   DFND   14,177 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 143 17,472 SH   SOLE   0 0 17,472
MERCER INTL INC COM 588056101 144 10,000 SH   SOLE   10,000 0 0
VALLEY NATL BANCORP COM 919794107 146 10,713 SH   SOLE   7,043 0 3,670
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 150 28,700 SH   DFND   0 0 28,700
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 153 10,600 SH   OTR   0 0 0
AMNEAL PHARMACEUTICALS INC COM STK CL A 03168L105 154 22,827 SH   SOLE   22,827 0 0
ORANGE SPONSORED ADR 684060106 163 13,223 SH   SOLE   0 0 13,223
ARES COML REAL ESTATE CORP COM 04013V108 173 12,600 SH   SOLE   12,600 0 0
VALLEY NATL BANCORP COM 919794107 178 12,947 SH   DFND   12,947 0 0
COMPANIA DE MINAS BUENAVENTU SPONSORED ADR 204448104 184 18,346 SH   SOLE   0 0 18,346
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 193 25,101 SH   SOLE   6,409 0 18,692
JAPAN SMALLER CAPITALIZATION COM 47109U104 196 21,032 SH   SOLE   0 0 21,032
AGNICO EAGLE MINES LTD COM 008474108 200 3,465 SH   SOLE   0 0 3,465
ALPS ETF TR MED BREAKTHGH 00162Q593 201 4,000 SH   SOLE   4,000 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 202 3,790 SH   OTR   0 0 0
ILLINOIS TOOL WKS INC COM 452308109 203 916 SH   SOLE   262 0 654
TC ENERGY CORP COM 87807B107 203 4,439 SH   DFND   4,439 0 0
V F CORP COM 918204108 204 2,544 SH   SOLE   171 0 2,373
TESLA INC COM 88160R101 206 309 SH   SOLE   304 0 5
VANGUARD INDEX FDS VALUE ETF 922908744 206 1,565 SH   SOLE   1,448 0 117
ISHARES TR EXPND TEC SC ETF 464287549 207 575 SH   SOLE   575 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 207 6,600 SH   DFND   0 0 0
HONDA MOTOR LTD AMERN SHS 438128308 208 6,879 SH   SOLE   0 0 6,879
ZIMMER BIOMET HOLDINGS INC COM 98956P102 208 1,300 SH   OTR   1,300 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 209 5,390 SH   SOLE   0 0 5,390
EVEREST RE GROUP LTD COM G3223R108 209 843 SH   DFND   0 0 843
QUEST DIAGNOSTICS INC COM 74834L100 209 1,627 SH   SOLE   46 0 1,581
ALIGN TECHNOLOGY INC COM 016255101 211 390 SH   DFND   52 0 338
OREILLY AUTOMOTIVE INC COM 67103H107 211 415 SH   DFND   327 0 88
FRANKLIN RESOURCES INC COM 354613101 212 7,166 SH   SOLE   750 0 6,416
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 213 5,980 SH   OTR   5,980 0 0
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR 90290N109 213 13,901 SH   SOLE   13,901 0 0
CIGNA CORP NEW COM 125523100 215 888 SH   OTR   767 0 121
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 215 25,333 SH   SOLE   0 0 25,333
DOLLAR GEN CORP NEW COM 256677105 216 1,068 SH   SOLE   178 0 890
HONEYWELL INTL INC COM 438516106 216 994 SH   OTR   993 0 1
EASTGROUP PPTYS INC COM 277276101 218 1,524 SH   DFND   0 0 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 220 2,370 SH   SOLE   870 0 1,500
CELANESE CORP DEL COM 150870103 220 1,466 SH   DFND   1,466 0 0
INTUIT COM 461202103 220 575 SH   DFND   100 0 475
EURONET WORLDWIDE INC COM 298736109 221 1,598 SH   DFND   615 0 983
US BANCORP DEL COM NEW 902973304 221 3,994 SH   SOLE   1,078 0 2,916
BAXTER INTL INC COM 071813109 222 2,628 SH   DFND   2,628 0 0
ISHARES TR S&P MC 400VL ETF 464287705 222 2,174 SH   DFND   0 0 0
IRON MTN INC NEW COM 46284V101 223 6,027 SH   DFND   0 0 0
XCEL ENERGY INC COM 98389B100 223 3,356 SH   DFND   3,014 0 342
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 224 677 SH   SOLE   677 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 224 2,212 SH   OTR   0 0 0
CHARLES RIV LABS INTL INC COM 159864107 226 780 SH   DFND   0 0 780
NRG ENERGY INC COM NEW 629377508 226 6,001 SH   DFND   6,001 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 227 2,443 SH   DFND   0 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 228 6,392 SH   SOLE   712 0 5,680
NUVEEN AMT FREE QLTY MUN INC COM 670657105 229 15,429 SH   SOLE   0 0 15,429
WILLIS TOWERS WATSON PLC LTD SHS G96629103 229 1,000 SH   SOLE   1,000 0 0
CBRE GROUP INC CL A 12504L109 230 2,902 SH   SOLE   0 0 2,902
ISHARES TR GL CLEAN ENE ETF 464288224 230 9,459 SH   DFND   0 0 0
TEXAS INSTRS INC COM 882508104 231 1,220 SH   OTR   1,220 0 0
CAPITAL ONE FINL CORP COM 14040H105 232 1,820 SH   DFND   1,212 0 608
NOVO-NORDISK A S ADR 670100205 232 3,439 SH   DFND   3,135 0 304
ISHARES TR CORE S&P TTL STK 464287150 234 2,551 SH   SOLE   2,551 0 0
SK TELECOM LTD SPONSORED ADR 78440P108 234 8,594 SH   SOLE   0 0 8,594
TRACTOR SUPPLY CO COM 892356106 234 1,324 SH   DFND   1,310 0 14
BP PLC SPONSORED ADR 055622104 235 9,656 SH   DFND   6,019 0 3,637
GENERAL DYNAMICS CORP COM 369550108 235 1,295 SH   OTR   1,295 0 0
INGERSOLL RAND INC COM 45687V106 235 4,783 SH   OTR   4,783 0 0
AMERICAN TOWER CORP NEW COM 03027X100 236 988 SH   DFND   0 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 236 2,110 SH   OTR   2,110 0 0
LINDE PLC SHS G5494J103 236 841 SH   OTR   841 0 0
MANPOWERGROUP INC COM 56418H100 236 2,389 SH   SOLE   0 0 2,389
SCHLUMBERGER LTD COM 806857108 236 8,695 SH   OTR   7,695 0 1,000
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 237 2,900 SH   DFND   0 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 238 2,763 SH   DFND   0 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 239 505 SH   SOLE   481 0 24
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 240 1,365 SH   SOLE   1,365 0 0
MICRON TECHNOLOGY INC COM 595112103 241 2,733 SH   SOLE   330 0 2,403
NASDAQ INC COM 631103108 241 1,637 SH   DFND   0 0 1,637
SCHWAB CHARLES CORP COM 808513105 241 3,696 SH   SOLE   531 0 3,165
WESTERN ASSET / CLAYMORE INF COM SH BEN INT 95766Q106 242 18,949 SH   SOLE   0 0 18,949
DEERE & CO COM 244199105 243 650 SH   OTR   650 0 0
ENBRIDGE INC COM 29250N105 244 6,703 SH   SOLE   3,000 0 3,703
SYSCO CORP COM 871829107 244 3,102 SH   SOLE   0 0 3,102
ENTERGY CORP NEW COM 29364G103 245 2,457 SH   SOLE   6 0 2,451
OSHKOSH CORP COM 688239201 245 2,065 SH   SOLE   0 0 2,065
BED BATH & BEYOND INC COM 075896100 247 8,487 SH   SOLE   0 0 8,487
BIOMARIN PHARMACEUTICAL INC COM 09061G101 247 3,280 SH   SOLE   3,280 0 0
PEMBINA PIPELINE CORP COM 706327103 248 8,600 SH   SOLE   8,600 0 0
ISHARES INC CORE MSCI EMKT 46434G103 249 3,870 SH   DFND   0 0 0
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 250 18,120 SH   SOLE   0 0 18,120
COLGATE PALMOLIVE CO COM 194162103 252 3,200 SH   OTR   3,200 0 0
YUM BRANDS INC COM 988498101 253 2,343 SH   DFND   2,323 0 20
HUNTSMAN CORP COM 447011107 254 8,834 SH   SOLE   6,500 0 2,334
STANLEY BLACK & DECKER INC COM 854502101 254 1,272 SH   DFND   478 0 794
BALCHEM CORP COM 057665200 256 2,044 SH   DFND   1,900 0 144
EASTMAN CHEM CO COM 277432100 256 2,325 SH   DFND   2,160 0 165
DEVON ENERGY CORP NEW COM 25179M103 257 11,775 SH   OTR   11,775 0 0
KIMBERLY-CLARK CORP COM 494368103 257 1,846 SH   OTR   1,500 0 346
CORTEVA INC COM 22052L104 258 5,533 SH   OTR   5,469 0 64
PULTE GROUP INC COM 745867101 258 4,921 SH   DFND   4,671 0 250
ASSURED GUARANTY LTD COM G0585R106 259 6,132 SH   SOLE   0 0 6,132
ISHARES TR RUS 2000 GRW ETF 464287648 260 864 SH   SOLE   812 0 52
ANNALY CAPITAL MANAGEMENT IN COM 035710409 262 30,513 SH   SOLE   0 0 30,513
THERMO FISHER SCIENTIFIC INC COM 883556102 262 575 SH   OTR   575 0 0
ALBEMARLE CORP COM 012653101 263 1,801 SH   SOLE   535 0 1,266
APACHE CORP COM 037411105 263 14,678 SH   SOLE   0 0 14,678
PPG INDS INC COM 693506107 263 1,750 SH   OTR   1,750 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 263 1,221 SH   SOLE   1,221 0 0
ENTERGY CORP NEW COM 29364G103 264 2,650 SH   DFND   2,612 0 38
AUTONATION INC COM 05329W102 266 2,853 SH   SOLE   0 0 2,853
CHARTER COMMUNICATIONS INC N CL A 16119P108 266 431 SH   DFND   338 0 93
FIRST TR / ABERDEEN EMERGING COM 33731K102 266 18,354 SH   SOLE   0 0 18,354
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 268 2,754 SH   SOLE   2,754 0 0
CARDINAL HEALTH INC COM 14149Y108 269 4,426 SH   DFND   4,426 0 0
CLEARPOINT NEURO INC COM 18507C103 269 12,730 SH   SOLE   12,730 0 0
CONAGRA BRANDS INC COM 205887102 269 7,160 SH   DFND   400 0 6,760
FORTIVE CORP COM 34959J108 270 3,821 SH   OTR   3,821 0 0
XYLEM INC COM 98419M100 270 2,568 SH   DFND   804 0 1,764
BRINKS CO COM 109696104 271 3,419 SH   SOLE   0 0 3,419
INTERNATIONAL PAPER CO COM 460146103 271 5,012 SH   SOLE   0 0 5,012
NOVARTIS AG SPONSORED ADR 66987V109 271 3,173 SH   OTR   3,173 0 0
COHEN & STEERS REIT & PFD & COM 19247X100 273 11,209 SH   SOLE   0 0 11,209
HESS CORP COM 42809H107 273 3,854 SH   SOLE   1,916 0 1,938
INVESCO TR INVT GRADE NEW YO COM 46131T101 273 20,818 SH   SOLE   20,818 0 0
STRYKER CORPORATION COM 863667101 273 1,123 SH   SOLE   1,123 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 274 4,516 SH   DFND   0 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106 275 29,023 SH   SOLE   0 0 29,023
HUNTINGTON BANCSHARES INC COM 446150104 275 17,483 SH   DFND   11,552 4,114 1,817
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 275 1,555 SH   SOLE   1,555 0 0
CITIZENS FINANCIAL GROUP INC COM 174610105 277 6,272 SH   SOLE   521 0 5,751
DANAHER CORPORATION COM 235851102 277 1,228 SH   SOLE   451 0 777
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 277 2,375 SH   OTR   0 0 0
GRAINGER W W INC COM 384802104 278 693 SH   DFND   0 0 693
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 280 57,454 SH   SOLE   0 0 57,454
VANGUARD WORLD FDS ENERGY ETF 92204A306 281 4,133 SH   SOLE   3,995 0 138
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 282 3,691 SH   SOLE   3,691 0 0
FIRST SOLAR INC COM 336433107 282 3,230 SH   DFND   3,230 0 0
NORTHROP GRUMMAN CORP COM 666807102 282 870 SH   DFND   772 0 98
MARSH & MCLENNAN COS INC COM 571748102 283 2,322 SH   DFND   0 0 2,322
ABB LTD SPONSORED ADR 000375204 285 9,363 SH   DFND   5,700 0 3,663
ADIENT PLC ORD SHS G0084W101 286 6,472 SH   SOLE   0 0 6,472
BHP GROUP LTD SPONSORED ADS 088606108 290 4,181 SH   DFND   601 0 3,580
FORD MTR CO DEL COM 345370860 293 23,906 SH   SOLE   7,541 0 16,365
NORTHERN TR CORP COM 665859104 293 2,785 SH   DFND   2,635 0 150
AUTOZONE INC COM 053332102 296 211 SH   SOLE   10 0 201
KOHLS CORP COM 500255104 296 4,971 SH   SOLE   20 0 4,951
RIO TINTO PLC SPONSORED ADR 767204100 297 3,823 SH   DFND   1,300 0 2,523
MASTEC INC COM 576323109 300 3,201 SH   DFND   3,000 0 201
GROUP 1 AUTOMOTIVE INC COM 398905109 302 1,915 SH   SOLE   0 0 1,915
VANGUARD INDEX FDS GROWTH ETF 922908736 302 1,173 SH   SOLE   1,173 0 0
ALCOA CORP COM 013872106 305 9,400 SH   SOLE   9,400 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 306 21,123 SH   SOLE   0 0 21,123
ENTERPRISE PRODS PARTNERS L COM 293792107 307 13,923 SH   DFND   12,854 0 1,069
SHELL MIDSTREAM PARTNERS L P UNIT LTD INT 822634101 307 22,991 SH   SOLE   22,991 0 0
3M CO COM 88579Y101 309 1,603 SH   SOLE   863 0 741
EOG RES INC COM 26875P101 309 4,259 SH   SOLE   0 0 4,259
OGE ENERGY CORP COM 670837103 311 9,600 SH   DFND   0 0 9,600
AUTODESK INC COM 052769106 314 1,132 SH   SOLE   105 0 1,027
ISHARES TR IBOXX INV CP ETF 464287242 315 2,429 SH   SOLE   142 0 2,287
WALGREENS BOOTS ALLIANCE INC COM 931427108 315 5,744 SH   DFND   5,744 0 0
AMERICAN ELEC PWR CO INC COM 025537101 316 3,736 SH   DFND   3,340 0 396
ISHARES TR RUS 1000 VAL ETF 464287598 316 2,088 SH   OTR   0 0 0
LOEWS CORP COM 540424108 319 6,218 SH   SOLE   0 0 6,218
NUVEEN AMT FREE MUN CR INC F COM 67071L106 319 18,896 SH   SOLE   1,566 0 17,330
SPDR SER TR PORTFOLIO AGRGTE 78464A649 319 10,742 SH   SOLE   10,742 0 0
AUTOZONE INC COM 053332102 320 228 SH   DFND   98 0 130
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 320 11,595 SH   SOLE   250 0 11,345
CROWN CASTLE INTL CORP NEW COM 22822V101 322 1,872 SH   OTR   0 0 0
KIMBERLY-CLARK CORP COM 494368103 322 2,313 SH   SOLE   673 0 1,640
BIOGEN INC COM 09062X103 323 1,155 SH   SOLE   18 0 1,137
CSX CORP COM 126408103 325 3,370 SH   DFND   3,003 0 367
DYCOM INDS INC COM 267475101 325 3,501 SH   DFND   743 743 2,015
PERSPECTA INC COM 715347100 325 11,177 SH   SOLE   0 0 11,177
SPDR SER TR S&P REGL BKG 78464A698 327 4,923 SH   SOLE   4,923 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 328 3,889 SH   SOLE   3,637 0 252
ISHARES TR SELECT DIVID ETF 464287168 329 2,882 SH   SOLE   1,306 0 1,576
ALTRIA GROUP INC COM 02209S103 330 6,450 SH   OTR   6,275 0 175
ISHARES TR RUSSELL 3000 ETF 464287689 332 1,400 SH   DFND   0 0 0
EQUIFAX INC COM 294429105 333 1,841 SH   DFND   1,700 0 141
GLOBAL PMTS INC COM 37940X102 334 1,657 SH   DFND   0 0 1,657
WEYERHAEUSER CO MTN BE COM NEW 962166104 334 9,368 SH   DFND   0 0 0
PHILIP MORRIS INTL INC COM 718172109 336 3,790 SH   OTR   3,725 0 65
LAM RESEARCH CORP COM 512807108 338 568 SH   DFND   370 0 198
QUEST DIAGNOSTICS INC COM 74834L100 338 2,630 SH   DFND   2,150 0 480
ILLUMINA INC COM 452327109 340 885 SH   DFND   0 0 885
MORGAN STANLEY INDIA INVT FD COM 61745C105 340 14,575 SH   SOLE   0 0 14,575
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 341 24,071 SH   SOLE   0 0 24,071
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 342 1,036 SH   DFND   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 342 1,653 SH   DFND   0 0 0
HESS MIDSTREAM LP CL A SHS 428103105 343 15,308 SH   SOLE   15,308 0 0
UNITED AIRLS HLDGS INC COM 910047109 343 5,952 SH   SOLE   950 0 5,002
MARRIOTT INTL INC NEW CL A 571903202 345 2,326 SH   DFND   1,686 0 640
TARGET CORP COM 87612E106 346 1,749 SH   OTR   1,749 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 347 8,327 SH   DFND   8,000 0 327
ISHARES TR U.S. TECH ETF 464287721 351 4,000 SH   OTR   0 0 0
NIKE INC CL B 654106103 355 2,671 SH   OTR   2,671 0 0
CITIZENS FINANCIAL GROUP INC COM 174610105 357 8,075 SH   OTR   8,075 0 0
TELEFONICA S A SPONSORED ADR 879382208 357 78,918 SH   SOLE   0 0 78,918
XILINX INC COM 983919101 362 2,920 SH   OTR   2,920 0 0
GENUINE PARTS CO COM 372460105 364 3,149 SH   OTR   3,149 0 0
SOUTHERN CO COM 842587107 365 5,870 SH   OTR   5,870 0 0
ILLUMINA INC COM 452327109 367 954 SH   SOLE   954 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 367 2,347 SH   SOLE   325 0 2,022
AMERISOURCEBERGEN CORP COM 03073E105 368 3,117 SH   DFND   95 0 3,022
SAP SE SPON ADR 803054204 368 2,994 SH   DFND   1,111 0 1,883
DORCHESTER MINERALS LP COM UNIT 25820R105 369 27,033 SH   SOLE   27,033 0 0
ISHARES TR CORE US AGGBD ET 464287226 370 3,253 SH   DFND   0 0 0
AMERICAN ELEC PWR CO INC COM 025537101 373 4,408 SH   OTR   4,408 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 373 10,464 SH   DFND   10,464 0 0
MARATHON PETE CORP COM 56585A102 373 6,970 SH   OTR   6,970 0 0
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108 377 3,922 SH   OTR   0 0 0
CORNING INC COM 219350105 379 8,708 SH   SOLE   1,910 0 6,798
ISHARES INC MSCI FRANCE ETF 464286707 379 10,869 SH   DFND   0 0 0
KIRBY CORP COM 497266106 380 6,311 SH   SOLE   0 0 6,311
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 383 25,794 SH   DFND   0 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 384 2,300 SH   OTR   2,300 0 0
PUBLIC STORAGE COM 74460D109 384 1,557 SH   DFND   0 0 0
BLACKROCK MUNIYIELD N J FD I COM 09254Y109 385 26,556 SH   DFND   0 0 0
EOG RES INC COM 26875P101 389 5,366 SH   DFND   4,766 0 600
ISHARES SILVER TR ISHARES 46428Q109 389 17,150 SH   SOLE   17,150 0 0
ARCOSA INC COM 039653100 391 6,013 SH   SOLE   0 0 6,013
ISHARES TR S&P 500 GRWT ETF 464287309 392 6,016 SH   SOLE   2,960 0 3,056
CONSTELLATION BRANDS INC CL A 21036P108 393 1,719 SH   SOLE   190 0 1,529
BLACKSTONE GROUP INC COM 09260D107 395 5,300 SH   OTR   5,300 0 0
GARTNER INC COM 366651107 395 2,165 SH   DFND   0 0 2,165
ISHARES INC MSCI CDA ETF 464286509 397 11,665 SH   DFND   0 0 0
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 397 61,191 SH   SOLE   4,000 0 57,191
ALASKA AIR GROUP INC COM 011659109 398 5,748 SH   SOLE   0 0 5,748
ROYAL CARIBBEAN GROUP COM V7780T103 398 4,645 SH   SOLE   155 0 4,490
STRYKER CORPORATION COM 863667101 398 1,632 SH   OTR   1,632 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 401 10,874 SH   SOLE   5,714 0 5,160
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 402 1,772 SH   SOLE   1,367 0 405
CITIGROUP INC COM NEW 172967424 402 5,525 SH   DFND   3,036 43 2,446
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 402 10,916 SH   DFND   7,950 0 2,966
WEC ENERGY GROUP INC COM 92939U106 402 4,298 SH   DFND   676 0 3,622
ISHARES TR MSCI USA MIN VOL 46429B697 403 5,827 SH   DFND   0 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 403 1,124 SH   DFND   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 406 4,194 SH   SOLE   4,194 0 0
DOMINION ENERGY INC COM 25746U109 407 5,366 SH   SOLE   2,850 0 2,516
SOUTHERN CO COM 842587107 410 6,607 SH   SOLE   4,026 0 2,581
STATE STR CORP COM 857477103 410 4,879 SH   DFND   1,177 0 3,702
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 411 4,477 SH   OTR   0 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 413 12,343 SH   SOLE   12,343 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 415 1,270 SH   OTR   1,270 0 0
WELLS FARGO CO NEW COM 949746101 417 10,685 SH   OTR   10,685 0 0
LAZARD LTD SHS A G54050102 422 9,701 SH   DFND   9,701 0 0
SPROTT INC COM NEW 852066208 422 11,108 SH   SOLE   11,108 0 0
BLACKROCK MULTI-SECTOR INC T COM 09258A107 426 23,611 SH   SOLE   86 0 23,525
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103 426 22,936 SH   SOLE   22,936 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 431 5,200 SH   SOLE   5,200 0 0
TEXTRON INC COM 883203101 433 7,717 SH   DFND   7,700 0 17
BANK NEW YORK MELLON CORP COM 064058100 434 9,177 SH   DFND   8,868 0 309
SPDR GOLD TR GOLD SHS 78463V107 434 2,715 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 436 12,817 SH   DFND   0 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 438 9,850 SH   SOLE   9,850 0 0
NEW JERSEY RES CORP COM 646025106 441 11,061 SH   DFND   11,061 0 0
ISHARES TR PFD AND INCM SEC 464288687 442 11,520 SH   OTR   0 0 0
VIATRIS INC COM 92556V106 443 31,728 SH   DFND   29,946 0 1,782
ISHARES TR EAFE SML CP ETF 464288273 448 6,235 SH   DFND   0 0 0
MPLX LP COM UNIT REP LTD 55336V100 451 17,610 SH   SOLE   17,610 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 453 1,850 SH   DFND   1,850 0 0
APPLIED MATLS INC COM 038222105 458 3,425 SH   OTR   3,425 0 0
CORTEVA INC COM 22052L104 458 9,802 SH   SOLE   652 0 9,150
GUARDANT HEALTH INC COM 40131M109 458 3,000 SH   DFND   3,000 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 458 3,874 SH   DFND   680 0 3,194
KROGER CO COM 501044101 459 12,745 SH   DFND   7,229 0 5,516
FORTIVE CORP COM 34959J108 461 6,533 SH   DFND   6,077 0 456
WYNN RESORTS LTD COM 983134107 464 3,699 SH   SOLE   0 0 3,699
VANGUARD INDEX FDS MID CAP ETF 922908629 466 2,107 SH   SOLE   1,782 0 325
OTIS WORLDWIDE CORP COM 68902V107 469 6,849 SH   OTR   6,599 0 250
WALMART INC COM 931142103 470 3,459 SH   OTR   3,459 0 0
ELECTRONIC ARTS INC COM 285512109 471 3,476 SH   DFND   3,106 0 370
PTC INC COM 69370C100 471 3,420 SH   OTR   3,420 0 0
TRINITY INDS INC COM 896522109 473 16,593 SH   SOLE   0 0 16,593
REGENERON PHARMACEUTICALS COM 75886F107 474 1,001 SH   SOLE   1,001 0 0
SHERWIN WILLIAMS CO COM 824348106 475 643 SH   DFND   463 0 180
RESTAURANT BRANDS INTL INC COM 76131D103 476 7,328 SH   SOLE   0 0 7,328
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 477 2,841 SH   DFND   0 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 478 9,725 SH   OTR   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 479 4,961 SH   OTR   4,961 0 0
FREEPORT-MCMORAN INC CL B 35671D857 479 14,554 SH   SOLE   0 0 14,554
PIMCO CORPORATE & INCOME OPP COM 72201B101 481 26,300 SH   SOLE   26,300 0 0
AFLAC INC COM 001055102 485 9,474 SH   DFND   5,500 0 3,974
TAPESTRY INC COM 876030107 487 11,828 SH   SOLE   0 0 11,828
INGREDION INC COM 457187102 489 5,439 SH   SOLE   0 0 5,439
MARRIOTT INTL INC NEW CL A 571903202 491 3,314 SH   SOLE   225 0 3,089
METLIFE INC COM 59156R108 494 8,125 SH   OTR   8,125 0 0
FORD MTR CO DEL COM 345370860 495 40,394 SH   DFND   40,226 0 168
PERFORMANCE FOOD GROUP CO COM 71377A103 495 8,600 SH   DFND   8,600 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 496 3,370 SH   DFND   0 0 0
OCCIDENTAL PETE CORP COM 674599105 499 18,722 SH   SOLE   1,495 0 17,227
ISHARES TR S&P 500 VAL ETF 464287408 501 3,551 SH   SOLE   3,111 0 440
PAYCHEX INC COM 704326107 504 5,139 SH   DFND   4,810 0 329
ROSS STORES INC COM 778296103 504 4,207 SH   DFND   1,256 0 2,951
TE CONNECTIVITY LTD REG SHS H84989104 505 3,908 SH   OTR   3,908 0 0
MEXICO FD INC COM 592835102 507 35,818 SH   SOLE   0 0 35,818
PPG INDS INC COM 693506107 507 3,376 SH   DFND   3,120 0 256
WORKDAY INC CL A 98138H101 507 2,040 SH   DFND   2,040 0 0
MAGNA INTL INC COM 559222401 508 5,772 SH   SOLE   0 0 5,772
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 510 15,900 SH   SOLE   15,900 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 512 2,525 SH   OTR   2,525 0 0
ISHARES TR JPMORGAN USD EMG 464288281 513 4,713 SH   SOLE   4,610 0 103
AFLAC INC COM 001055102 514 10,055 SH   SOLE   300 0 9,755
REGENERON PHARMACEUTICALS COM 75886F107 515 1,088 SH   DFND   1,047 0 41
LOCKHEED MARTIN CORP COM 539830109 518 1,400 SH   SOLE   1,400 0 0
AUTODESK INC COM 052769106 519 1,872 SH   DFND   300 0 1,572
LORAL SPACE & COM INC COM 543881106 523 13,885 SH   SOLE   13,885 0 0
ORACLE CORP COM 68389X105 526 7,501 SH   OTR   7,501 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300 527 19,852 SH   SOLE   730 0 19,122
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 527 45,665 SH   SOLE   100 0 45,565
CORNING INC COM 219350105 529 12,160 SH   DFND   11,260 0 900
SALESFORCE COM INC COM 79466L302 531 2,504 SH   SOLE   2,478 0 26
INTUITIVE SURGICAL INC COM NEW 46120E602 534 723 SH   DFND   299 0 424
S&P GLOBAL INC COM 78409V104 535 1,516 SH   SOLE   138 0 1,378
3M CO COM 88579Y101 537 2,788 SH   OTR   2,788 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 539 8,258 SH   DFND   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 539 2,606 SH   SOLE   1,002 0 1,604
MASTERCARD INCORPORATED CL A 57636Q104 542 1,525 SH   SOLE   1,271 0 254
CHUBB LIMITED COM H1467J104 544 3,445 SH   OTR   2,573 120 752
NVIDIA CORPORATION COM 67066G104 545 1,021 SH   SOLE   831 0 190
ALLSTATE CORP COM 020002101 555 4,829 SH   SOLE   666 0 4,163
COMERICA INC COM 200340107 555 7,733 SH   SOLE   0 0 7,733
DOW INC COM 260557103 555 8,673 SH   OTR   8,609 0 64
EQUITY RESIDENTIAL SH BEN INT 29476L107 556 7,760 SH   SOLE   0 0 7,760
FLEX LTD ORD Y2573F102 556 30,357 SH   SOLE   0 0 30,357
ROYCE MICRO-CAP TR INC COM 780915104 557 49,315 SH   SOLE   0 0 49,315
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 563 11,932 SH   SOLE   11,586 0 346
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 566 3,995 SH   OTR   0 0 0
CENTRAL & EASTERN EUROPE FD COM 153436100 569 23,623 SH   SOLE   0 0 23,623
INTERPUBLIC GROUP COS INC COM 460690100 570 19,525 SH   OTR   19,525 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 572 2,238 SH   OTR   2,238 0 0
KEYCORP COM 493267108 574 28,707 SH   OTR   28,707 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 575 8,419 SH   DFND   0 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 580 7,203 SH   SOLE   520 0 6,683
EDISON INTL COM 281020107 583 9,950 SH   SOLE   1,190 0 8,760
HERBALIFE NUTRITION LTD COM SHS G4412G101 583 13,152 SH   SOLE   0 0 13,152
CARRIER GLOBAL CORPORATION COM 14448C104 584 13,843 SH   OTR   13,343 0 500
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 585 7,301 SH   DFND   0 0 0
ALLSTATE CORP COM 020002101 586 5,100 SH   OTR   5,100 0 0
GABELLI MULTIMEDIA TR INC COM 36239Q109 592 61,942 SH   SOLE   0 0 61,942
TEXAS INSTRS INC COM 882508104 593 3,135 SH   SOLE   1,002 0 2,133
CONSOLIDATED EDISON INC COM 209115104 595 7,947 SH   SOLE   7,443 0 505
SANOFI SPONSORED ADR 80105N105 596 12,030 SH   SOLE   592 0 11,438
EATON CORP PLC SHS G29183103 598 4,325 SH   DFND   2,610 0 1,715
NEXTERA ENERGY INC COM 65339F101 603 7,971 SH   SOLE   2,859 0 5,112
PHILLIPS 66 COM 718546104 603 7,401 SH   SOLE   860 0 6,541
OTIS WORLDWIDE CORP COM 68902V107 605 8,834 SH   SOLE   7,610 0 1,224
SPDR SER TR BLOOMBERG SRT TR 78468R408 605 22,127 SH   DFND   0 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 609 3,004 SH   SOLE   0 0 3,004
NUCOR CORP COM 670346105 610 7,600 SH   OTR   7,600 0 0
MOHAWK INDS INC COM 608190104 612 3,180 SH   SOLE   0 0 3,180
HELMERICH & PAYNE INC COM 423452101 616 22,842 SH   SOLE   0 0 22,842
INTERNATIONAL PAPER CO COM 460146103 617 11,402 SH   OTR   11,402 0 0
RALPH LAUREN CORP CL A 751212101 618 5,017 SH   SOLE   0 0 5,017
LAS VEGAS SANDS CORP COM 517834107 621 10,214 SH   SOLE   12 0 10,202
TEGNA INC COM 87901J105 624 33,156 SH   SOLE   0 0 33,156
DIAGEO PLC SPON ADR NEW 25243Q205 627 3,817 SH   SOLE   1,270 0 2,547
CONOCOPHILLIPS COM 20825C104 630 11,892 SH   DFND   8,592 0 3,300
DUPONT DE NEMOURS INC COM 26614N102 635 8,218 SH   OTR   8,154 0 64
MICRON TECHNOLOGY INC COM 595112103 637 7,221 SH   DFND   5,740 0 1,481
WELLTOWER INC COM 95040Q104 638 8,902 SH   DFND   0 0 0
BAKER HUGHES COMPANY CL A 05722G100 645 29,836 SH   SOLE   328 0 29,508
EMERSON ELEC CO COM 291011104 645 7,154 SH   OTR   7,154 0 0
GENERAL ELECTRIC CO COM 369604103 645 49,114 SH   OTR   49,114 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 647 875 SH   SOLE   875 0 0
BK OF AMERICA CORP COM 060505104 652 16,845 SH   OTR   16,845 0 0
CONSOLIDATED EDISON INC COM 209115104 655 8,760 SH   DFND   8,557 0 203
GENERAL MLS INC COM 370334104 659 10,740 SH   OTR   9,900 660 180
ISHARES TR RUS 1000 GRW ETF 464287614 659 2,710 SH   OTR   0 0 0
VISA INC COM CL A 92826C839 662 3,126 SH   OTR   3,126 0 0
MARTIN MARIETTA MATLS INC COM 573284106 663 1,975 SH   OTR   1,975 0 0
VALERO ENERGY CORP COM 91913Y100 665 9,281 SH   SOLE   0 0 9,281
HEALTHCARE TR AMER INC CL A NEW 42225P501 674 24,438 SH   DFND   0 0 0
NORFOLK SOUTHN CORP COM 655844108 676 2,519 SH   DFND   2,235 0 284
DISCOVERY INC COM SER C 25470F302 678 18,368 SH   SOLE   0 0 18,368
NORFOLK SOUTHN CORP COM 655844108 679 2,527 SH   SOLE   1,317 0 1,210
DEVON ENERGY CORP NEW COM 25179M103 680 31,104 SH   SOLE   0 0 31,104
ISHARES TR MSCI EMG MKT ETF 464287234 680 12,757 SH   SOLE   12,150 0 607
PRICE T ROWE GROUP INC COM 74144T108 682 3,975 SH   DFND   3,896 0 79
LOCKHEED MARTIN CORP COM 539830109 686 1,857 SH   DFND   1,622 0 235
PPL CORP COM 69351T106 688 23,859 SH   SOLE   0 0 23,859
AMERICAN WTR WKS CO INC NEW COM 030420103 694 4,632 SH   DFND   4,564 0 68
NORFOLK SOUTHN CORP COM 655844108 698 2,600 SH   OTR   2,600 0 0
INFOSYS LTD SPONSORED ADR 456788108 699 37,353 SH   DFND   35,440 0 1,913
MARATHON PETE CORP COM 56585A102 699 13,061 SH   SOLE   5,345 0 7,716
ALPHABET INC CAP STK CL C 02079K107 703 340 SH   OTR   340 0 0
NEW IRELAND FD INC COM 645673104 711 63,006 SH   SOLE   0 0 63,006
PPL CORP COM 69351T106 712 24,698 SH   DFND   24,673 0 25
VANGUARD INDEX FDS VALUE ETF 922908744 713 5,421 SH   DFND   0 0 0
ABERDEEN EMRG MRKTS EQT INM COM 00301W105 715 82,716 SH   SOLE   0 0 82,716
ISHARES TR CORE MSCI EAFE 46432F842 720 9,996 SH   DFND   0 0 0
SYNCHRONY FINANCIAL COM 87165B103 721 17,728 SH   SOLE   0 0 17,728
AUTOMATIC DATA PROCESSING IN COM 053015103 725 3,843 SH   SOLE   2,146 0 1,697
PFIZER INC COM 717081103 725 20,013 SH   OTR   20,013 0 0
BIOGEN INC COM 09062X103 730 2,611 SH   DFND   2,611 0 0
COCA COLA CO COM 191216100 730 13,847 SH   OTR   13,847 0 0
WPP PLC NEW ADR 92937A102 732 11,448 SH   SOLE   0 0 11,448
PTC INC COM 69370C100 734 5,334 SH   DFND   5,194 0 140
DOVER CORP COM 260003108 757 5,523 SH   DFND   5,105 0 418
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 757 2,079 SH   SOLE   1,494 0 585
ZOETIS INC CL A 98978V103 763 4,846 SH   DFND   1,356 0 3,490
MORGAN STANLEY COM NEW 617446448 764 9,836 SH   SOLE   2,402 0 7,434
KANSAS CITY SOUTHERN COM NEW 485170302 765 2,900 SH   DFND   2,900 0 0
BAXTER INTL INC COM 071813109 766 9,079 SH   SOLE   946 0 8,133
LOWES COS INC COM 548661107 767 4,032 SH   SOLE   953 0 3,079
UNILEVER PLC SPON ADR NEW 904767704 769 13,771 SH   DFND   6,177 0 7,594
ANTHEM INC COM 036752103 770 2,145 SH   DFND   1,704 0 441
STRATEGY SHS DAY HAGAN NED 86280R803 781 25,290 SH   SOLE   25,290 0 0
QUEST DIAGNOSTICS INC COM 74834L100 783 6,100 SH   OTR   5,900 0 200
CHURCH & DWIGHT INC COM 171340102 786 8,999 SH   DFND   8,982 0 17
SAREPTA THERAPEUTICS INC COM 803607100 790 10,600 SH   SOLE   10,600 0 0
DISCOVER FINL SVCS COM 254709108 802 8,445 SH   DFND   8,251 0 194
CIGNA CORP NEW COM 125523100 804 3,324 SH   DFND   2,518 0 806
COLGATE PALMOLIVE CO COM 194162103 805 10,210 SH   SOLE   9,810 0 400
ILLINOIS TOOL WKS INC COM 452308109 806 3,640 SH   OTR   3,140 0 500
MCDONALDS CORP COM 580135101 807 3,603 SH   SOLE   2,559 0 1,044
ISHARES TR RUSSELL 3000 ETF 464287689 814 3,433 SH   SOLE   3,405 0 28
SMUCKER J M CO COM NEW 832696405 814 6,437 SH   DFND   5,188 0 1,249
MFS CHARTER INCOME TR SH BEN INT 552727109 816 95,537 SH   SOLE   0 0 95,537
SELECTIVE INS GROUP INC COM 816300107 823 11,350 SH   DFND   11,350 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 825 29,600 SH   SOLE   29,600 0 0
AMERICAN EXPRESS CO COM 025816109 827 5,844 SH   SOLE   656 0 5,188
TRANE TECHNOLOGIES PLC SHS G8994E103 828 5,000 SH   OTR   5,000 0 0
NETFLIX INC COM 64110L106 836 1,603 SH   DFND   667 0 936
CARRIER GLOBAL CORPORATION COM 14448C104 837 19,823 SH   SOLE   17,484 0 2,339
VANGUARD BD INDEX FDS INTERMED TERM 921937819 838 9,449 SH   OTR   0 0 0
NEWMONT CORP COM 651639106 839 13,913 SH   SOLE   0 0 13,913
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 842 3,715 SH   DFND   3,224 0 491
SABINE ROYALTY TR UNIT BEN INT 785688102 845 27,819 SH   SOLE   27,819 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 851 14,138 SH   OTR   14,138 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 851 12,197 SH   SOLE   0 0 12,197
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 851 1,753 SH   DFND   1,753 0 0
ISHARES TR S&P SML 600 GWT 464287887 859 6,697 SH   DFND   0 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 859 5,366 SH   DFND   4,860 0 506
ABBOTT LABS COM 002824100 865 7,209 SH   SOLE   4,347 0 2,862
ISHARES TR ISHS 1-5YR INVS 464288646 872 15,956 SH   DFND   0 0 0
HALLIBURTON CO COM 406216101 873 40,694 SH   SOLE   42 0 40,652
ENTERPRISE PRODS PARTNERS L COM 293792107 875 39,723 SH   SOLE   36,768 0 2,955
HANCOCK JOHN FINL OPPTYS FD SH BEN INT NEW 409735206 877 22,812 SH   SOLE   0 0 22,812
BLACKROCK CR ALLOCATION INCO COM 092508100 878 59,793 SH   SOLE   0 0 59,793
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 883 14,680 SH   SOLE   8,459 0 6,220
AMGEN INC COM 031162100 889 3,575 SH   OTR   3,275 0 300
VIATRIS INC COM 92556V106 892 63,812 SH   SOLE   9,558 0 54,255
EDWARDS LIFESCIENCES CORP COM 28176E108 893 10,676 SH   DFND   10,531 0 145
ARROW ELECTRS INC COM 042735100 897 8,094 SH   SOLE   0 0 8,094
BRIGHTHOUSE FINL INC COM 10922N103 897 20,263 SH   SOLE   15 0 20,248
REALTY INCOME CORP COM 756109104 899 14,155 SH   DFND   0 0 0
AMERICAN EXPRESS CO COM 025816109 902 6,380 SH   OTR   6,380 0 0
BANK NEW YORK MELLON CORP COM 064058100 903 19,086 SH   SOLE   2,084 0 17,002
FISERV INC COM 337738108 911 7,649 SH   DFND   7,059 0 590
FACEBOOK INC CL A 30303M102 916 3,111 SH   OTR   3,111 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 918 18,451 SH   SOLE   357 0 18,094
ISHARES TR SP SMCP600VL ETF 464287879 925 9,183 SH   DFND   0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 927 6,118 SH   SOLE   5,485 0 633
ISHARES TR RUSSELL 2000 ETF 464287655 943 4,267 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 944 14,742 SH   SOLE   14,700 0 42
MGM RESORTS INTERNATIONAL COM 552953101 947 24,941 SH   SOLE   275 0 24,666
ISHARES TR CORE S&P SCP ETF 464287804 956 8,801 SH   SOLE   8,581 0 220
AVNET INC COM 053807103 958 23,074 SH   SOLE   0 0 23,074
PG&E CORP COM 69331C108 958 81,784 SH   SOLE   0 0 81,784
CLOROX CO DEL COM 189054109 959 4,974 SH   DFND   4,971 0 3
ARISTA NETWORKS INC COM 040413106 962 3,185 SH   DFND   3,185 0 0
MGM GROWTH PPTYS LLC CL A COM 55303A105 963 29,523 SH   DFND   0 0 0
MONDELEZ INTL INC CL A 609207105 964 16,459 SH   SOLE   2,525 0 13,934
M & T BK CORP COM 55261F104 983 6,486 SH   DFND   6,486 0 0
SERVICENOW INC COM 81762P102 984 1,968 SH   DFND   1,164 0 804
ABBVIE INC COM 00287Y109 985 9,100 SH   OTR   8,614 0 486
ALTRIA GROUP INC COM 02209S103 987 19,296 SH   DFND   15,300 0 3,996
PHILIP MORRIS INTL INC COM 718172109 997 11,235 SH   SOLE   1,392 0 9,844
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,000 10,156 SH   DFND   0 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,011 3,964 SH   OTR   3,964 0 0
CVS HEALTH CORP COM 126650100 1,020 13,559 SH   OTR   13,559 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,028 65,344 SH   SOLE   15 0 65,329
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,033 2,172 SH   OTR   1,172 0 1,000
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,034 14,176 SH   SOLE   12,568 0 1,607
SOUTHERN CO COM 842587107 1,038 16,703 SH   DFND   15,661 0 1,042
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 1,039 76,485 SH   SOLE   0 0 76,485
WESTERN DIGITAL CORP. COM 958102105 1,039 15,566 SH   SOLE   0 0 15,566
RIO TINTO PLC SPONSORED ADR 767204100 1,040 13,385 SH   SOLE   200 0 13,185
MONDELEZ INTL INC CL A 609207105 1,043 17,822 SH   DFND   17,037 0 785
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,049 33,015 SH   SOLE   32,124 0 891
WHIRLPOOL CORP COM 963320106 1,052 4,775 SH   SOLE   0 0 4,775
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,053 4,605 SH   OTR   0 0 0
COCA COLA CO COM 191216100 1,060 20,124 SH   SOLE   10,197 0 9,927
AT&T INC COM 00206R102 1,070 35,348 SH   OTR   34,058 0 1,290
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,070 21,813 SH   SOLE   19,430 0 2,383
US BANCORP DEL COM NEW 902973304 1,080 19,518 SH   OTR   19,518 0 0
KIMBERLY-CLARK CORP COM 494368103 1,083 7,786 SH   DFND   7,515 0 271
HERSHEY CO COM 427866108 1,085 6,857 SH   DFND   6,425 0 432
BEST BUY INC COM 086516101 1,093 9,521 SH   SOLE   122 0 9,399
CHUBB LIMITED COM H1467J104 1,094 6,928 SH   DFND   5,969 0 959
PNC FINL SVCS GROUP INC COM 693475105 1,096 6,250 SH   OTR   6,250 0 0
CARDINAL HEALTH INC COM 14149Y108 1,097 18,067 SH   SOLE   118 0 17,949
CARNIVAL PLC ADR 14365C103 1,107 49,389 SH   SOLE   0 0 49,389
VANGUARD INDEX FDS GROWTH ETF 922908736 1,111 4,322 SH   DFND   0 0 0
PRUDENTIAL FINL INC COM 744320102 1,114 12,220 SH   SOLE   3,891 0 8,329
GARTNER INC COM 366651107 1,118 6,120 SH   SOLE   6,100 0 20
DXC TECHNOLOGY CO COM 23355L106 1,119 35,799 SH   SOLE   0 0 35,799
LAKELAND BANCORP INC COM 511637100 1,120 64,265 SH   SOLE   64,265 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,122 9,211 SH   SOLE   9,211 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,122 17,514 SH   DFND   0 0 0
CSX CORP COM 126408103 1,130 11,711 SH   SOLE   2,745 0 8,966
GENERAL ELECTRIC CO COM 369604103 1,130 86,093 SH   DFND   79,935 0 6,158
AMGEN INC COM 031162100 1,131 4,543 SH   SOLE   4,135 0 408
ISHARES TR MSCI EAFE ETF 464287465 1,138 14,999 SH   SOLE   14,342 0 657
TRUIST FINL CORP COM 89832Q109 1,140 19,545 SH   OTR   19,545 0 0
LILLY ELI & CO COM 532457108 1,149 6,148 SH   SOLE   4,169 0 1,979
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,151 4,900 SH   DFND   0 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,155 20,262 SH   SOLE   0 0 20,262
NUTRIEN LTD COM 67077M108 1,155 21,434 SH   SOLE   1,200 0 20,234
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,157 3 SH   DFND   3 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,158 8,691 SH   OTR   8,341 0 350
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,168 7,050 SH   SOLE   6,206 0 844
ALPS ETF TR ALERIAN MLP 00162Q452 1,186 38,880 SH   DFND   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,206 9,083 SH   OTR   0 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,226 31,272 SH   SOLE   1,861 0 29,411
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,227 22,363 SH   SOLE   281 0 22,082
CBRE CLARION GLOBAL REAL EST COM 12504G100 1,228 157,177 SH   SOLE   0 0 157,177
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,232 23,668 SH   SOLE   21,338 0 2,330
METLIFE INC COM 59156R108 1,237 20,353 SH   DFND   20,353 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,245 8,275 SH   DFND   8,020 0 255
MCCORMICK & CO INC COM NON VTG 579780206 1,246 13,970 SH   OTR   13,970 0 0
CUMMINS INC COM 231021106 1,258 4,856 SH   OTR   4,707 89 60
NETFLIX INC COM 64110L106 1,264 2,423 SH   SOLE   2,423 0 0
MCKESSON CORP COM 58155Q103 1,265 6,489 SH   SOLE   70 0 6,419
BARRICK GOLD CORP COM 067901108 1,287 65,014 SH   SOLE   0 0 65,014
DOMINION ENERGY INC COM 25746U109 1,290 16,982 SH   OTR   16,982 0 0
SANDERSON FARMS INC COM 800013104 1,299 8,338 SH   SOLE   0 0 8,338
MCCORMICK & CO INC COM NON VTG 579780206 1,315 14,748 SH   DFND   14,334 0 414
CHUBB LIMITED COM H1467J104 1,320 8,351 SH   SOLE   1,364 0 6,987
CIGNA CORP NEW COM 125523100 1,342 5,553 SH   SOLE   902 0 4,651
S&P GLOBAL INC COM 78409V104 1,345 3,812 SH   DFND   3,509 0 303
BAUSCH HEALTH COS INC COM 071734107 1,352 42,596 SH   SOLE   0 0 42,596
HOVNANIAN ENTERPRISES INC CL A NEW 442487401 1,358 12,844 SH   SOLE   12,844 0 0
ANALOG DEVICES INC COM 032654105 1,361 8,773 SH   DFND   8,424 0 349
LILLY ELI & CO COM 532457108 1,372 7,344 SH   OTR   7,344 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,374 11,840 SH   DFND   0 0 0
SCHWAB CHARLES CORP COM 808513105 1,378 21,144 SH   OTR   21,144 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,380 13,846 SH   SOLE   13,659 0 186
MOLSON COORS BEVERAGE CO CL B 60871R209 1,383 27,043 SH   SOLE   0 0 27,043
HEALTHCARE TR AMER INC CL A NEW 42225P501 1,390 50,393 SH   SOLE   42,270 0 8,123
UMH PPTYS INC COM 903002103 1,398 72,951 SH   DFND   0 0 0
ISHARES TR RUS 1000 ETF 464287622 1,403 6,270 SH   DFND   0 0 0
ISHARES TR RUS 1000 ETF 464287622 1,405 6,275 SH   SOLE   6,275 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 1,405 5,063 SH   SOLE   4,347 0 716
PEPSICO INC COM 713448108 1,410 9,970 SH   SOLE   8,318 0 1,652
SCHLUMBERGER LTD COM 806857108 1,412 51,922 SH   DFND   48,887 0 3,035
COMERICA INC COM 200340107 1,421 19,811 SH   DFND   19,638 0 173
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,431 16,888 SH   DFND   0 0 0
QTS RLTY TR INC COM CL A 74736A103 1,432 23,092 SH   SOLE   20,145 0 2,947
EATON CORP PLC SHS G29183103 1,435 10,373 SH   SOLE   28 0 10,345
BP PLC SPONSORED ADR 055622104 1,453 59,685 SH   SOLE   701 0 58,984
GENERAL MTRS CO COM 37045V100 1,481 25,774 SH   SOLE   5,665 0 20,109
DOW INC COM 260557103 1,489 23,290 SH   SOLE   23,290 0 0
NEXTERA ENERGY INC COM 65339F101 1,489 19,690 SH   OTR   19,690 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,498 18,224 SH   OTR   0 0 0
ABBOTT LABS COM 002824100 1,522 12,699 SH   OTR   12,299 0 400
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,528 13,087 SH   DFND   0 0 0
BOEING CO COM 097023105 1,529 6,001 SH   OTR   6,001 0 0
KRAFT HEINZ CO COM 500754106 1,531 38,272 SH   SOLE   3,333 0 34,939
WELLS FARGO CO NEW COM 949746101 1,547 39,595 SH   DFND   39,496 0 99
FEDEX CORP COM 31428X106 1,558 5,486 SH   OTR   5,486 0 0
EXELON CORP COM 30161N101 1,566 35,794 SH   SOLE   14 0 35,780
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,567 20,278 SH   SOLE   20,278 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,571 19,038 SH   SOLE   19,038 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,574 32,058 SH   DFND   0 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,584 12,448 SH   SOLE   0 0 12,448
TJX COS INC NEW COM 872540109 1,586 23,974 SH   OTR   23,974 0 0
STARBUCKS CORP COM 855244109 1,591 14,564 SH   OTR   14,564 0 0
CATERPILLAR INC COM 149123101 1,594 6,876 SH   OTR   6,851 0 25
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,595 8,608 SH   DFND   0 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,603 36,961 SH   SOLE   36,672 0 289
ISHARES TR CORE S&P MCP ETF 464287507 1,610 6,187 SH   DFND   0 0 0
JONES LANG LASALLE INC COM 48020Q107 1,624 9,069 SH   SOLE   0 0 9,069
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,628 21,073 SH   OTR   20,573 0 500
ALTRIA GROUP INC COM 02209S103 1,632 31,885 SH   SOLE   1,399 0 30,486
MARTIN MARIETTA MATLS INC COM 573284106 1,656 4,930 SH   SOLE   4,720 0 210
EMERSON ELEC CO COM 291011104 1,660 18,402 SH   SOLE   975 0 17,427
MICROCHIP TECHNOLOGY INC. COM 595017104 1,675 10,790 SH   DFND   9,322 0 1,468
ISHARES TR NASDAQ BIOTECH 464287556 1,678 11,145 SH   OTR   0 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,680 14,230 SH   OTR   0 0 0
BECTON DICKINSON & CO COM 075887109 1,682 6,919 SH   OTR   6,419 0 500
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,685 26,740 SH   OTR   0 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,695 6,137 SH   DFND   3,887 0 2,250
BHP GROUP LTD SPONSORED ADS 088606108 1,712 24,675 SH   SOLE   100 0 24,575
AVERY DENNISON CORP COM 053611109 1,721 9,371 SH   OTR   9,371 0 0
TOTAL SE SPONSORED ADS 89151E109 1,722 37,006 SH   DFND   37,006 0 0
ABBVIE INC COM 00287Y109 1,742 16,102 SH   SOLE   3,865 0 12,237
DUKE ENERGY CORP NEW COM NEW 26441C204 1,746 18,089 SH   DFND   17,488 0 601
GILEAD SCIENCES INC COM 375558103 1,748 27,045 SH   SOLE   9,533 0 17,512
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 1,753 17,280 SH   SOLE   14,991 0 2,289
SYSCO CORP COM 871829107 1,764 22,407 SH   OTR   20,882 1,050 475
ISHARES TR S&P 500 VAL ETF 464287408 1,771 12,541 SH   OTR   0 0 0
STAG INDL INC COM 85254J102 1,780 52,963 SH   SOLE   45,393 0 7,570
CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108 1,781 67,655 SH   SOLE   59,795 0 7,860
ISHARES TR RUS 1000 VAL ETF 464287598 1,785 11,778 SH   DFND   0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,796 33,671 SH   DFND   0 0 0
EASTMAN CHEM CO COM 277432100 1,808 16,420 SH   SOLE   0 0 16,420
CSX CORP COM 126408103 1,811 18,785 SH   OTR   18,785 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,835 36,151 SH   SOLE   33,191 0 2,960
SUN CMNTYS INC COM 866674104 1,837 12,246 SH   SOLE   10,285 0 1,961
ISHARES TR RUS MDCP VAL ETF 464287473 1,839 16,828 SH   OTR   0 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,868 16,414 SH   SOLE   7,470 0 8,944
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,884 14,181 SH   SOLE   14,071 0 110
CORTEVA INC COM 22052L104 1,887 40,482 SH   DFND   38,651 0 1,831
ISHARES TR RUS 1000 GRW ETF 464287614 1,894 7,793 SH   SOLE   7,372 0 421
CONOCOPHILLIPS COM 20825C104 1,905 35,954 SH   SOLE   3,280 0 32,674
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,905 14,650 SH   SOLE   14,650 0 0
FIRSTENERGY CORP COM 337932107 1,907 54,950 SH   SOLE   940 0 54,010
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,912 27,986 SH   SOLE   27,913 0 73
UNITED RENTALS INC COM 911363109 1,914 5,811 SH   SOLE   5 0 5,806
FEDEX CORP COM 31428X106 1,922 6,767 SH   SOLE   6,612 0 155
VENTAS INC COM 92276F100 1,941 36,376 SH   SOLE   12 0 36,364
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,958 4,114 SH   OTR   0 0 0
WELLS FARGO CO NEW COM 949746101 1,958 50,127 SH   SOLE   2,946 0 47,181
VANGUARD INDEX FDS MID CAP ETF 922908629 1,975 8,922 SH   OTR   0 0 0
V F CORP COM 918204108 1,992 24,926 SH   OTR   24,226 0 700
WILLIAMS SONOMA INC COM 969904101 1,998 11,151 SH   SOLE   0 0 11,151
INTERPUBLIC GROUP COS INC COM 460690100 2,008 68,774 SH   SOLE   62,844 0 5,930
VIACOMCBS INC CL B 92556H206 2,020 44,784 SH   SOLE   263 0 44,521
DISNEY WALT CO COM 254687106 2,050 11,110 SH   SOLE   6,953 0 4,157
MEDTRONIC PLC SHS G5960L103 2,064 17,476 SH   DFND   12,546 0 4,930
ISHARES TR S&P 500 GRWT ETF 464287309 2,067 31,740 SH   OTR   0 0 0
KELLOGG CO COM 487836108 2,082 32,892 SH   DFND   32,153 0 739
CORNING INC COM 219350105 2,092 48,075 SH   OTR   48,075 0 0
VICI PPTYS INC COM 925652109 2,101 74,398 SH   SOLE   65,540 0 8,858
AVERY DENNISON CORP COM 053611109 2,119 11,538 SH   SOLE   11,020 0 518
ISHARES TR US HOME CONS ETF 464288752 2,123 31,274 SH   SOLE   31,056 0 218
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,133 25,182 SH   SOLE   24,571 0 611
KROGER CO COM 501044101 2,154 59,865 SH   SOLE   200 0 59,665
UNION PAC CORP COM 907818108 2,156 9,785 SH   SOLE   8,721 0 1,064
NOVARTIS AG SPONSORED ADR 66987V109 2,177 25,472 SH   DFND   22,282 876 2,314
WASTE MGMT INC DEL COM 94106L109 2,177 16,875 SH   OTR   16,875 0 0
BOSTON BEER INC CL A 100557107 2,181 1,808 SH   SOLE   0 0 1,808
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,186 13,200 SH   OTR   0 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,214 12,069 SH   DFND   12,069 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,216 8,673 SH   SOLE   7,284 0 1,389
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,240 43,043 SH   OTR   0 0 0
WESTERN ASSET / CLAYMORE INF COM 95766R104 2,256 185,560 SH   SOLE   0 0 185,560
DEVON ENERGY CORP NEW COM 25179M103 2,282 104,431 SH   DFND   103,431 0 1,000
UNILEVER PLC SPON ADR NEW 904767704 2,317 41,497 SH   SOLE   28,007 0 13,490
BOOKING HOLDINGS INC COM 09857L108 2,318 995 SH   SOLE   963 0 32
UNION PAC CORP COM 907818108 2,321 10,530 SH   OTR   10,530 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,330 20,480 SH   DFND   0 0 0
METLIFE INC COM 59156R108 2,351 38,676 SH   SOLE   1,067 0 37,609
EXTRA SPACE STORAGE INC COM 30225T102 2,362 17,816 SH   SOLE   15,522 0 2,294
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,365 21,122 SH   SOLE   20,507 0 615
NUCOR CORP COM 670346105 2,376 29,601 SH   SOLE   25,775 0 3,826
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,377 23,966 SH   DFND   0 0 0
DANAHER CORPORATION COM 235851102 2,397 10,648 SH   OTR   10,248 0 400
IRON MTN INC NEW COM 46284V101 2,411 65,134 SH   SOLE   58,685 0 6,449
LOWES COS INC COM 548661107 2,418 12,713 SH   OTR   12,713 0 0
TE CONNECTIVITY LTD REG SHS H84989104 2,420 18,742 SH   SOLE   17,967 0 775
ISHARES TR RUS MD CP GR ETF 464287481 2,451 24,011 SH   OTR   0 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,453 21,503 SH   DFND   0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,455 25,574 SH   SOLE   24,611 0 963
CROWN CASTLE INTL CORP NEW COM 22822V101 2,457 14,273 SH   DFND   0 0 0
REALTY INCOME CORP COM 756109104 2,465 38,796 SH   SOLE   33,232 0 5,564
BROADCOM INC COM 11135F101 2,466 5,319 SH   DFND   4,804 0 515
AT&T INC COM 00206R102 2,480 81,906 SH   SOLE   46,774 0 35,132
UNITED PARCEL SERVICE INC CL B 911312106 2,516 14,801 SH   DFND   14,332 0 469
CISCO SYS INC COM 17275R102 2,542 49,161 SH   SOLE   2,070 0 47,092
FIRST INDL RLTY TR INC COM 32054K103 2,542 55,509 SH   SOLE   47,429 0 8,080
INTERNATIONAL BUSINESS MACHS COM 459200101 2,542 19,073 SH   SOLE   5,085 0 13,988
CISCO SYS INC COM 17275R102 2,559 49,495 SH   OTR   48,042 310 1,143
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 2,560 48,069 SH   SOLE   48,069 0 0
NVIDIA CORPORATION COM 67066G104 2,562 4,798 SH   DFND   4,274 0 524
TESLA INC COM 88160R101 2,616 3,916 SH   DFND   3,594 0 322
BLACKSTONE GROUP INC COM 09260D107 2,641 35,437 SH   DFND   35,233 0 204
CATERPILLAR INC COM 149123101 2,669 11,513 SH   SOLE   860 0 10,652
INTEL CORP COM 458140100 2,673 41,771 SH   OTR   40,881 890 0
LINDE PLC SHS G5494J103 2,676 9,552 SH   DFND   8,800 0 752
COLGATE PALMOLIVE CO COM 194162103 2,721 34,519 SH   DFND   34,487 0 32
MASTERCARD INCORPORATED CL A 57636Q104 2,723 7,649 SH   DFND   5,330 0 2,319
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,740 6,910 SH   SOLE   6,117 0 794
COMCAST CORP NEW CL A 20030N101 2,745 50,722 SH   DFND   47,638 0 3,084
BOEING CO COM 097023105 2,777 10,906 SH   SOLE   937 0 9,969
BRISTOL-MYERS SQUIBB CO COM 110122108 2,784 44,099 SH   OTR   43,694 0 405
VERIZON COMMUNICATIONS INC COM 92343V104 2,790 47,980 SH   OTR   44,130 410 3,440
WELLTOWER INC COM 95040Q104 2,873 40,115 SH   SOLE   34,685 0 5,430
GOLDMAN SACHS GROUP INC COM 38141G104 2,914 8,912 SH   SOLE   970 0 7,942
ESSEX PPTY TR INC COM 297178105 2,915 10,724 SH   SOLE   8,951 0 1,773
QUALCOMM INC COM 747525103 2,918 22,011 SH   SOLE   3,401 0 18,610
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,923 25,044 SH   SOLE   21,436 0 3,608
NORTHROP GRUMMAN CORP COM 666807102 2,936 9,074 SH   SOLE   94 0 8,980
GENERAL ELECTRIC CO COM 369604103 2,948 224,522 SH   SOLE   9,085 0 215,438
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,949 22,205 SH   DFND   0 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,955 10,759 SH   OTR   0 0 0
MID-AMER APT CMNTYS INC COM 59522J103 2,975 20,605 SH   SOLE   18,223 0 2,382
ISHARES TR RUS 1000 GRW ETF 464287614 3,007 12,373 SH   DFND   0 0 0
AES CORP COM 00130H105 3,010 112,286 SH   SOLE   0 0 112,286
CONSTELLATION BRANDS INC CL A 21036P108 3,014 13,218 SH   DFND   13,218 0 0
WASTE MGMT INC DEL COM 94106L109 3,014 23,353 SH   SOLE   22,459 0 894
QUALCOMM INC COM 747525103 3,022 22,789 SH   OTR   21,789 0 1,000
AUTOMATIC DATA PROCESSING IN COM 053015103 3,037 16,114 SH   OTR   16,114 0 0
DIGITAL RLTY TR INC COM 253868103 3,042 21,599 SH   SOLE   18,275 0 3,324
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,066 20,847 SH   SOLE   20,124 0 723
PAYPAL HLDGS INC COM 70450Y103 3,072 12,652 SH   OTR   12,652 0 0
HANESBRANDS INC COM 410345102 3,081 156,636 SH   SOLE   0 0 156,636
WALMART INC COM 931142103 3,098 22,801 SH   SOLE   6,297 0 16,504
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,125 14,598 SH   SOLE   14,258 0 340
GENERAL MLS INC COM 370334104 3,145 51,290 SH   DFND   50,528 0 762
LAUDER ESTEE COS INC CL A 518439104 3,157 10,855 SH   DFND   10,636 0 219
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 3,165 19,269 SH   SOLE   16,307 0 2,962
ILLINOIS TOOL WKS INC COM 452308109 3,174 14,330 SH   DFND   14,062 0 268
ISHARES TR RUS MDCP VAL ETF 464287473 3,181 29,106 SH   DFND   0 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 3,210 28,668 SH   DFND   26,495 0 2,173
GOLDMAN SACHS GROUP INC COM 38141G104 3,213 9,826 SH   DFND   9,310 0 516
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 3,224 63,165 SH   SOLE   63,165 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 3,270 96,039 SH   SOLE   94,536 0 1,503
TJX COS INC NEW COM 872540109 3,273 49,486 SH   SOLE   47,797 0 1,689
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,277 32,421 SH   DFND   0 0 0
ALPHABET INC CAP STK CL A 02079K305 3,278 1,589 SH   SOLE   1,575 0 14
ISHARES TR MSCI EAFE ETF 464287465 3,296 43,437 SH   DFND   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,303 15,431 SH   OTR   0 0 0
ARROW ELECTRS INC COM 042735100 3,315 29,911 SH   DFND   29,309 0 602
ALPHABET INC CAP STK CL A 02079K305 3,350 1,624 SH   OTR   1,614 0 10
ANTHEM INC COM 036752103 3,358 9,356 SH   SOLE   104 0 9,252
CUMMINS INC COM 231021106 3,361 12,971 SH   SOLE   11,560 0 1,411
CVS HEALTH CORP COM 126650100 3,366 44,731 SH   SOLE   751 0 43,979
PROLOGIS INC. COM 74340W103 3,372 31,809 SH   SOLE   27,685 0 4,124
ISHARES TR RUS MID CAP ETF 464287499 3,377 45,674 SH   DFND   0 0 0
BLACKROCK INC COM 09247X101 3,383 4,487 SH   OTR   4,487 0 0
EXXON MOBIL CORP COM 30231G102 3,400 60,906 SH   OTR   60,775 0 131
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,400 37,007 SH   SOLE   36,148 0 859
TYSON FOODS INC CL A 902494103 3,438 46,273 SH   SOLE   0 0 46,273
AMERICAN EXPRESS CO COM 025816109 3,538 25,012 SH   DFND   24,837 0 175
AIR PRODS & CHEMS INC COM 009158106 3,560 12,654 SH   OTR   12,354 0 300
MCDONALDS CORP COM 580135101 3,560 15,884 SH   OTR   15,884 0 0
CHEVRON CORP NEW COM 166764100 3,561 33,980 SH   OTR   33,560 0 420
HONEYWELL INTL INC COM 438516106 3,586 16,517 SH   SOLE   15,331 0 1,186
FASTENAL CO COM 311900104 3,652 72,632 SH   DFND   72,623 0 9
ISHARES TR CORE S&P500 ETF 464287200 3,654 9,185 SH   DFND   0 0 0
SVB FINANCIAL GROUP COM 78486Q101 3,690 7,475 SH   DFND   7,456 0 19
NIKE INC CL B 654106103 3,696 27,816 SH   SOLE   27,080 0 736
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,702 9,340 SH   OTR   0 0 0
TARGET CORP COM 87612E106 3,762 18,995 SH   DFND   18,207 0 788
MERCK & CO. INC COM 58933Y105 3,777 48,995 SH   SOLE   20,801 0 28,194
INTERCONTINENTAL EXCHANGE IN COM 45866F104 3,831 34,301 SH   DFND   33,215 0 1,086
KEYCORP COM 493267108 3,870 193,675 SH   DFND   191,300 0 2,375
MEDTRONIC PLC SHS G5960L103 3,881 32,853 SH   SOLE   32,222 0 631
INTEL CORP COM 458140100 3,926 61,348 SH   SOLE   9,747 0 51,601
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,975 78,326 SH   OTR   0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,992 12,510 SH   OTR   0 0 0
INGERSOLL RAND INC COM 45687V106 3,999 81,272 SH   DFND   81,272 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,003 40,665 SH   SOLE   40,449 0 216
CITIZENS FINANCIAL GROUP INC COM 174610105 4,039 91,492 SH   DFND   89,975 0 1,517
ISHARES TR RUS MD CP GR ETF 464287481 4,039 39,579 SH   DFND   0 0 0
HOME DEPOT INC COM 437076102 4,040 13,235 SH   OTR   12,235 0 1,000
L3HARRIS TECHNOLOGIES INC COM 502431109 4,061 20,035 SH   DFND   19,463 0 572
COSTCO WHSL CORP NEW COM 22160K105 4,083 11,585 SH   OTR   10,673 259 653
PROCTER AND GAMBLE CO COM 742718109 4,093 30,222 SH   SOLE   20,534 0 9,688
AIR PRODS & CHEMS INC COM 009158106 4,126 14,663 SH   SOLE   14,248 0 415
VERIZON COMMUNICATIONS INC COM 92343V104 4,128 70,983 SH   SOLE   30,792 0 40,191
BLACKROCK INC COM 09247X101 4,153 5,509 SH   SOLE   5,333 0 176
NOVARTIS AG SPONSORED ADR 66987V109 4,154 48,609 SH   SOLE   39,746 0 8,863
US BANCORP DEL COM NEW 902973304 4,162 75,247 SH   DFND   68,550 0 6,697
ISHARES TR NASDAQ BIOTECH 464287556 4,163 27,650 SH   SOLE   27,446 0 204
SCHLUMBERGER LTD COM 806857108 4,191 154,142 SH   SOLE   57,670 0 96,472
CHURCH & DWIGHT INC COM 171340102 4,208 48,183 SH   SOLE   45,131 0 3,052
ISHARES TR CORE S&P SCP ETF 464287804 4,293 39,558 SH   DFND   0 0 0
PAYPAL HLDGS INC COM 70450Y103 4,331 17,831 SH   SOLE   17,163 0 668
ISHARES TR CORE S&P MCP ETF 464287507 4,351 16,718 SH   SOLE   16,445 0 273
GENERAL DYNAMICS CORP COM 369550108 4,382 24,136 SH   SOLE   20,168 0 3,968
ECOLAB INC COM 278865100 4,418 20,639 SH   DFND   20,078 0 561
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,441 90,423 SH   SOLE   86,257 0 4,166
SALESFORCE COM INC COM 79466L302 4,462 21,059 SH   DFND   17,673 0 3,386
THERMO FISHER SCIENTIFIC INC COM 883556102 4,466 9,786 SH   SOLE   9,270 0 516
PFIZER INC COM 717081103 4,522 124,815 SH   SOLE   30,337 0 94,478
ASA GOLD AND PRECIOUS MTLS L SHS G3156P103 4,551 228,128 SH   SOLE   0 0 228,128
BECTON DICKINSON & CO COM 075887109 4,632 19,056 SH   SOLE   18,427 0 629
COSTCO WHSL CORP NEW COM 22160K105 4,650 13,191 SH   SOLE   12,672 0 519
OTIS WORLDWIDE CORP COM 68902V107 4,719 68,941 SH   DFND   61,219 0 7,722
MERCK & CO. INC COM 58933Y105 4,786 62,087 SH   OTR   61,907 0 180
ORACLE CORP COM 68389X105 4,842 69,009 SH   SOLE   57,162 0 11,847
PEPSICO INC COM 713448108 4,882 34,517 SH   OTR   32,017 0 2,500
ISHARES TR U.S. MED DVC ETF 464288810 5,059 15,313 SH   SOLE   15,313 0 0
ISHARES TR NASDAQ BIOTECH 464287556 5,099 33,864 SH   DFND   0 0 0
COCA COLA CO COM 191216100 5,135 97,411 SH   DFND   88,928 0 8,483
MICROSOFT CORP COM 594918104 5,156 21,868 SH   OTR   21,868 0 0
DISNEY WALT CO COM 254687106 5,181 28,078 SH   OTR   27,378 0 700
EMERSON ELEC CO COM 291011104 5,193 57,556 SH   DFND   56,539 0 1,017
VIACOMCBS INC CL B 92556H206 5,246 116,325 SH   DFND   105,354 9,240 1,731
ISHARES TR RUS 2000 VAL ETF 464287630 5,251 32,930 SH   SOLE   31,381 0 1,549
PEAPACK-GLADSTONE FINL CORP COM 704699107 5,266 170,531 SH   OTR   156,961 0 13,570
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,281 52,242 SH   SOLE   51,976 0 266
BRISTOL-MYERS SQUIBB CO COM 110122108 5,288 83,765 SH   SOLE   76,501 0 7,263
VISA INC COM CL A 92826C839 5,288 24,967 SH   SOLE   23,897 0 1,070
JOHNSON & JOHNSON COM 478160104 5,350 32,553 SH   OTR   32,153 0 400
FACEBOOK INC CL A 30303M102 5,351 18,166 SH   SOLE   16,754 0 1,412
PROCTER AND GAMBLE CO COM 742718109 5,416 39,994 SH   OTR   37,794 360 1,840
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,476 15,032 SH   OTR   0 0 0
COMCAST CORP NEW CL A 20030N101 5,707 105,465 SH   SOLE   82,412 0 23,053
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,754 20,950 SH   SOLE   18,670 0 2,280
DOW INC COM 260557103 5,781 90,406 SH   DFND   88,255 0 2,151
INVESCO QQQ TR UNIT SER 1 46090E103 5,798 18,169 SH   SOLE   18,169 0 0
EXXON MOBIL CORP COM 30231G102 5,820 104,243 SH   SOLE   24,031 0 80,212
NATIONAL BEVERAGE CORP COM 635017106 5,869 120,000 SH   DFND   120,000 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 5,896 139,661 SH   DFND   126,050 0 13,611
SPDR GOLD TR GOLD SHS 78463V107 6,016 37,609 SH   SOLE   37,609 0 0
PNC FINL SVCS GROUP INC COM 693475105 6,051 34,498 SH   SOLE   29,185 0 5,313
ALLSTATE CORP COM 020002101 6,078 52,900 SH   DFND   51,326 0 1,574
ISHARES TR TIPS BD ETF 464287176 6,111 48,684 SH   SOLE   47,123 0 1,561
ADOBE SYSTEMS INCORPORATED COM 00724F101 6,163 12,965 SH   DFND   11,403 0 1,562
PHILIP MORRIS INTL INC COM 718172109 6,190 69,756 SH   DFND   67,213 0 2,543
NUCOR CORP COM 670346105 6,249 77,851 SH   DFND   77,114 0 737
PEAPACK-GLADSTONE FINL CORP COM 704699107 6,271 203,071 SH   SOLE   65,036 0 138,035
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6,330 22,912 SH   SOLE   22,085 0 827
INTERPUBLIC GROUP COS INC COM 460690100 6,330 216,771 SH   DFND   214,107 0 2,664
DEERE & CO COM 244199105 6,422 17,165 SH   SOLE   1,019 0 16,146
JPMORGAN CHASE & CO COM 46625H100 6,478 42,553 SH   OTR   41,553 0 1,000
NIKE INC CL B 654106103 6,500 48,916 SH   DFND   46,551 0 2,365
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 6,574 123,177 SH   SOLE   123,177 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,577 18,345 SH   SOLE   18,345 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 6,732 44,385 SH   SOLE   44,385 0 0
CHEVRON CORP NEW COM 166764100 6,749 64,417 SH   SOLE   35,632 0 28,785
ISHARES TR PFD AND INCM SEC 464288687 6,774 176,413 SH   DFND   0 0 0
APPLE INC COM 037833100 6,820 55,834 SH   OTR   55,234 0 600
BOOKING HOLDINGS INC COM 09857L108 6,871 2,949 SH   DFND   2,862 0 87
MARTIN MARIETTA MATLS INC COM 573284106 6,871 20,460 SH   DFND   20,180 0 280
DEERE & CO COM 244199105 7,035 18,803 SH   DFND   18,070 0 733
HOME DEPOT INC COM 437076102 7,242 23,726 SH   SOLE   19,650 0 4,077
CANNAE HLDGS INC COM 13765N107 7,263 183,315 SH   DFND   183,315 0 0
CUMMINS INC COM 231021106 7,306 28,198 SH   DFND   27,997 0 201
SPDR SER TR S&P DIVID ETF 78464A763 7,421 62,874 SH   DFND   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,540 82,083 SH   DFND   0 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,664 20,599 SH   SOLE   15,360 0 5,239
JOHNSON & JOHNSON COM 478160104 7,681 46,738 SH   SOLE   38,622 0 8,116
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,736 157,678 SH   DFND   0 0 0
BOEING CO COM 097023105 7,768 30,498 SH   DFND   29,414 0 1,084
DOMINION ENERGY INC COM 25746U109 8,036 105,787 SH   DFND   104,387 0 1,400
ALPHABET INC CAP STK CL C 02079K107 8,057 3,895 SH   SOLE   3,834 0 61
BK OF AMERICA CORP COM 060505104 8,130 210,136 SH   SOLE   143,463 0 66,674
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 8,176 135,790 SH   DFND   132,702 0 3,088
ISHARES INC CORE MSCI EMKT 46434G103 8,266 128,452 SH   SOLE   120,514 0 7,938
AON PLC SHS CL A G0403H108 8,427 36,622 SH   DFND   35,840 0 782
UNITEDHEALTH GROUP INC COM 91324P102 8,432 22,662 SH   DFND   19,590 0 3,072
GENUINE PARTS CO COM 372460105 8,574 74,177 SH   DFND   73,445 0 732
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,584 63,643 SH   SOLE   59,180 0 4,463
ROCKWELL AUTOMATION INC COM 773903109 8,736 32,911 SH   DFND   32,779 0 132
INTERNATIONAL BUSINESS MACHS COM 459200101 8,740 65,587 SH   DFND   64,376 128 1,083
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 8,873 174,823 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 8,885 52,861 SH   SOLE   52,157 0 704
ISHARES TR CORE S&P500 ETF 464287200 8,916 22,412 SH   SOLE   22,008 0 404
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,033 54,541 SH   DFND   0 0 0
DUPONT DE NEMOURS INC COM 26614N102 9,043 117,014 SH   DFND   113,726 0 3,288
AMAZON COM INC COM 023135106 9,372 3,029 SH   SOLE   2,846 0 183
CATERPILLAR INC COM 149123101 9,389 40,492 SH   DFND   38,103 0 2,389
BLACK KNIGHT INC COM 09215C105 9,407 127,136 SH   DFND   127,136 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 9,594 21,022 SH   DFND   19,982 0 1,040
ISHARES TR S&P 500 GRWT ETF 464287309 9,767 150,015 SH   DFND   0 0 0
FEDEX CORP COM 31428X106 9,771 34,399 SH   DFND   33,985 0 414
TE CONNECTIVITY LTD REG SHS H84989104 9,863 76,390 SH   DFND   75,697 0 693
WALMART INC COM 931142103 10,029 73,832 SH   DFND   73,147 0 685
PFIZER INC COM 717081103 10,133 279,674 SH   DFND   264,015 0 15,659
VANGUARD INDEX FDS SML CP GRW ETF 922908595 10,162 36,999 SH   DFND   0 0 0
ABBOTT LABS COM 002824100 10,568 88,183 SH   DFND   81,055 0 7,128
JPMORGAN CHASE & CO COM 46625H100 10,570 69,434 SH   SOLE   48,558 0 20,876
FIRST REP BK SAN FRANCISCO C COM 33616C100 10,575 63,416 SH   DFND   63,090 0 326
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 10,859 84,594 SH   SOLE   80,395 0 4,199
HONEYWELL INTL INC COM 438516106 11,200 51,598 SH   DFND   49,186 0 2,412
BECTON DICKINSON & CO COM 075887109 11,314 46,533 SH   DFND   45,904 0 629
TEXAS INSTRS INC COM 882508104 11,370 60,160 SH   DFND   56,918 0 3,242
APPLIED MATLS INC COM 038222105 11,450 85,710 SH   SOLE   54,196 0 31,514
MORGAN STANLEY COM NEW 617446448 11,456 147,515 SH   DFND   145,118 0 2,397
LILLY ELI & CO COM 532457108 11,515 61,639 SH   DFND   59,796 0 1,843
DOLLAR GEN CORP NEW COM 256677105 11,584 57,169 SH   DFND   55,650 0 1,519
ISHARES TR S&P 500 VAL ETF 464287408 11,907 84,302 SH   DFND   0 0 0
BK OF AMERICA CORP COM 060505104 12,215 315,709 SH   DFND   306,016 0 9,693
APPLIED MATLS INC COM 038222105 12,301 92,070 SH   DFND   89,808 0 2,262
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 12,390 87,461 SH   DFND   0 0 0
VISA INC COM CL A 92826C839 12,441 58,758 SH   DFND   54,896 0 3,862
SYSCO CORP COM 871829107 12,593 159,936 SH   DFND   156,922 0 3,014
INTERNATIONAL PAPER CO COM 460146103 12,743 235,676 SH   DFND   234,735 0 941
STARBUCKS CORP COM 855244109 12,987 118,856 SH   DFND   114,770 0 4,086
RAYTHEON TECHNOLOGIES CORP COM 75513E101 13,473 174,358 SH   DFND   160,334 0 14,024
GENERAL DYNAMICS CORP COM 369550108 13,666 75,268 SH   DFND   74,424 0 844
DANAHER CORPORATION COM 235851102 14,325 63,642 SH   DFND   63,069 0 573
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 14,564 358,179 SH   DFND   358,021 0 158
V F CORP COM 918204108 14,665 183,498 SH   DFND   182,489 0 1,009
FACEBOOK INC CL A 30303M102 14,879 50,519 SH   DFND   46,391 0 4,128
TRANE TECHNOLOGIES PLC SHS G8994E103 14,939 90,235 SH   DFND   90,231 0 4
CVS HEALTH CORP COM 126650100 15,281 203,127 SH   DFND   197,518 0 5,609
TRUIST FINL CORP COM 89832Q109 15,340 263,029 SH   DFND   258,872 0 4,157
STRYKER CORPORATION COM 863667101 15,800 64,865 SH   DFND   64,571 0 294
AVERY DENNISON CORP COM 053611109 16,284 88,671 SH   DFND   87,676 0 995
AMGEN INC COM 031162100 16,338 65,666 SH   DFND   63,553 0 2,113
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 16,462 437,606 SH   SOLE   410,511 0 27,095
ABBVIE INC COM 00287Y109 16,560 153,024 SH   DFND   151,708 0 1,316
AT&T INC COM 00206R102 16,791 554,722 SH   DFND   550,945 0 3,777
PEAPACK-GLADSTONE FINL CORP COM 704699107 16,900 547,293 SH   DFND   499,540 0 47,753
VANGUARD BD INDEX FDS INTERMED TERM 921937819 16,976 191,323 SH   DFND   0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 17,357 45 SH   SOLE   45 0 0
ORACLE CORP COM 68389X105 17,539 249,956 SH   DFND   247,017 0 2,939
MICROSOFT CORP COM 594918104 17,904 75,939 SH   SOLE   40,674 0 35,265
AIR PRODS & CHEMS INC COM 009158106 17,999 63,975 SH   DFND   63,555 0 420
QUALCOMM INC COM 747525103 18,000 135,759 SH   DFND   134,397 0 1,362
SCHWAB CHARLES CORP COM 808513105 18,258 280,116 SH   DFND   277,062 0 3,054
PACKAGING CORP AMER COM 695156109 18,956 140,958 SH   DFND   140,938 0 20
WASTE MGMT INC DEL COM 94106L109 19,856 153,899 SH   DFND   153,319 0 580
MCDONALDS CORP COM 580135101 20,308 90,602 SH   DFND   89,320 0 1,282
VERIZON COMMUNICATIONS INC COM 92343V104 20,671 355,472 SH   DFND   349,102 0 6,370
CHEVRON CORP NEW COM 166764100 21,012 200,515 SH   DFND   197,149 0 3,366
TJX COS INC NEW COM 872540109 21,521 325,334 SH   DFND   322,622 0 2,712
LOWES COS INC COM 548661107 22,572 118,690 SH   DFND   116,252 0 2,438
CISCO SYS INC COM 17275R102 22,923 443,292 SH   DFND   436,978 0 6,314
APPLE INC COM 037833100 24,146 197,681 SH   SOLE   184,448 0 13,233
3M CO COM 88579Y101 24,601 127,678 SH   DFND   127,294 0 384
AUTOMATIC DATA PROCESSING IN COM 053015103 24,737 131,251 SH   DFND   127,851 0 3,400
NEXTERA ENERGY INC COM 65339F101 26,048 344,500 SH   DFND   342,641 0 1,859
PNC FINL SVCS GROUP INC COM 693475105 26,099 148,790 SH   DFND   147,872 0 918
COSTCO WHSL CORP NEW COM 22160K105 26,186 74,292 SH   DFND   73,487 0 805
LABORATORY CORP AMER HLDGS COM NEW 50540R409 26,510 103,947 SH   DFND   103,574 0 373
BRISTOL-MYERS SQUIBB CO COM 110122108 26,656 422,235 SH   DFND   416,614 0 5,621
PROCTER AND GAMBLE CO COM 742718109 26,753 197,544 SH   DFND   194,687 0 2,857
INTEL CORP COM 458140100 27,632 431,757 SH   DFND   428,020 0 3,737
EXXON MOBIL CORP COM 30231G102 29,126 521,682 SH   DFND   501,641 0 20,041
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 29,517 129,038 SH   DFND   0 0 0
AMAZON COM INC COM 023135106 30,539 9,870 SH   DFND   9,440 0 430
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 31,406 65,972 SH   DFND   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 32,131 390,931 SH   DFND   0 0 0
MERCK & CO. INC COM 58933Y105 32,905 426,836 SH   DFND   421,566 0 5,270
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 35,053 673,439 SH   DFND   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 36,058 572,356 SH   DFND   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 37,315 146,065 SH   DFND   144,782 0 1,283
ALPHABET INC CAP STK CL C 02079K107 37,599 18,176 SH   DFND   17,572 0 604
DISNEY WALT CO COM 254687106 37,614 203,846 SH   DFND   202,404 0 1,442
HOME DEPOT INC COM 437076102 38,065 124,700 SH   DFND   122,637 0 2,063
ALLEGHANY CORP DEL COM 017175100 38,481 61,442 SH   DFND   61,442 0 0
PEPSICO INC COM 713448108 38,871 274,802 SH   DFND   272,469 0 2,333
SPDR S&P 500 ETF TR TR UNIT 78462F103 40,565 102,352 SH   DFND   0 0 0
UNION PAC CORP COM 907818108 43,347 196,666 SH   DFND   194,168 0 2,498
BLACKROCK INC COM 09247X101 43,705 57,967 SH   DFND   57,381 0 586
JOHNSON & JOHNSON COM 478160104 44,596 271,348 SH   DFND   265,785 0 5,563
VANGUARD INDEX FDS MID CAP ETF 922908629 44,660 201,771 SH   DFND   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 46,354 209,804 SH   SOLE   203,116 0 6,688
VANGUARD INDEX FDS SMALL CP ETF 922908751 58,702 274,204 SH   DFND   0 0 0
ALPHABET INC CAP STK CL A 02079K305 58,798 28,508 SH   DFND   28,012 0 496
PAYPAL HLDGS INC COM 70450Y103 59,113 243,422 SH   DFND   238,946 0 4,476
JPMORGAN CHASE & CO COM 46625H100 59,578 391,366 SH   DFND   382,008 0 9,358
MICROSOFT CORP COM 594918104 63,914 271,085 SH   DFND   259,690 0 11,395
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 79,955 219,477 SH   DFND   0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 95,541 299,380 SH   DFND   0 0 0
APPLE INC COM 037833100 129,469 1,059,916 SH   DFND   1,046,293 0 13,623