The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 34,273 165,818 SH   SOLE 0 0 0 165,818
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 9,566 54,074 SH   SOLE 0 0 0 54,074
ISHARES TR CORE S&P TTL STK 464287150 4,512 49,255 SH   SOLE 0 0 0 49,255
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7,041 160,834 SH   SOLE 0 0 0 160,834
ISHARES TR NATIONAL MUN ETF 464288414 17,761 153,047 SH   SOLE 0 0 0 153,047
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 19,611 554,614 SH   SOLE 0 0 0 554,614
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,511 25,811 SH   SOLE 0 0 0 25,811
ISHARES TR GRWT ALLOCAT ETF 464289867 1,546 28,866 SH   SOLE 0 0 0 28,866
ISHARES TR AGGRES ALLOC ETF 464289859 1,968 29,406 SH   SOLE 0 0 0 29,406
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 37,993 104,290 SH   SOLE 0 0 0 104,290
VANGUARD STAR FDS VG TL INTL STK F 921909768 21,907 349,402 SH   SOLE 0 0 0 349,402
ISHARES TR CORE MSCI TOTAL 46432F834 13,302 189,267 SH   SOLE 0 0 0 189,267
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 13,637 238,752 SH   SOLE 0 0 0 238,752
ISHARES TR CORE TOTAL USD 46434V613 35,577 674,444 SH   SOLE 0 0 0 674,444
ISHARES TR MSCI INTL MULTFT 46434V274 5,551 193,342 SH   SOLE 0 0 0 193,342
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 17,176 314,355 SH   SOLE 0 0 0 314,355
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 5,852 73,964 SH   SOLE 0 0 0 73,964
ISHARES TR CORE INTL AGGR 46435G672 9,686 176,554 SH   SOLE 0 0 0 176,554
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 1,849 46,832 SH   SOLE 0 0 0 46,832
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 3,618 109,504 SH   SOLE 0 0 0 109,504
ISHARES TR MSCI USA MULTIFT 46434V282 8,802 216,576 SH   SOLE 0 0 0 216,576
ISHARES TR MSCI USA SML CP 46434V290 1,951 37,202 SH   SOLE 0 0 0 37,202