The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,188 9,912 SH   SOLE   9,912 0 0
ABBVIE INC COM 00287Y109 361 3,336 SH   SOLE   3,336 0 0
AKEBIA THERAPEUTICS INC COM 00972D105 55 16,172 SH   SOLE   16,172 0 0
ALPHABET INC CAP STK CL A 02079K305 3,350 1,624 SH   SOLE   1,624 0 0
ALPHABET INC CAP STK CL C 02079K107 234 113 SH   SOLE   113 0 0
AMAZON COM INC COM 023135106 792 256 SH   SOLE   256 0 0
AMERISOURCEBERGEN CORP COM 03073E105 2,908 24,633 SH   SOLE   24,633 0 0
AMGEN INC COM 031162100 4,652 18,696 SH   SOLE   18,696 0 0
APPLE INC COM 037833100 11,369 93,075 SH   SOLE   93,075 0 0
BLACKSTONE GROUP INC COM 09260D107 801 10,751 SH   SOLE   10,751 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 237 167 SH   SOLE   167 0 0
CISCO SYS INC COM 17275R102 289 5,585 SH   SOLE   5,585 0 0
CITIZENS FINANCIAL GROUP INC COM 174610105 4,468 101,192 SH   SOLE   101,192 0 0
CVS HEALTH CORP COM 126650100 5,743 76,336 SH   SOLE   76,336 0 0
DISNEY WALT CO COM 254687106 292 1,580 SH   SOLE   1,580 0 0
EMERSON ELEC CO COM 291011104 2,384 26,421 SH   SOLE   26,421 0 0
FACEBOOK INC CL A 30303M102 265 900 SH   SOLE   900 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 343 22,000 SH   SOLE   22,000 0 0
GODADDY INC CL A 380237107 3,344 43,076 SH   SOLE   43,076 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 18,384 232,356 SH   SOLE   232,356 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 245 1,841 SH   SOLE   1,841 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 618 27,394 SH   SOLE   27,394 0 0
ISHARES TR CORE MSCI EAFE 46432F842 8,360 116,032 SH   SOLE   116,032 0 0
ISHARES TR CORE S&P SCP ETF 464287804 709 6,530 SH   SOLE   6,530 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,134 2,850 SH   SOLE   2,850 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 3,370 117,383 SH   SOLE   117,383 0 0
ISHARES TR MSCI USA MMENTM 46432F396 4,863 30,230 SH   SOLE   30,230 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 9,835 80,761 SH   SOLE   80,761 0 0
ISHARES TR MSCI USA VALUE 46432F388 1,228 11,985 SH   SOLE   11,985 0 0
JOHNSON & JOHNSON COM 478160104 351 2,134 SH   SOLE   2,134 0 0
JPMORGAN CHASE & CO COM 46625H100 6,294 41,344 SH   SOLE   41,344 0 0
LOWES COS INC COM 548661107 1,764 9,276 SH   SOLE   9,276 0 0
MICROSOFT CORP COM 594918104 12,699 53,864 SH   SOLE   53,864 0 0
MONDELEZ INTL INC CL A 609207105 2,832 48,389 SH   SOLE   48,389 0 0
NETFLIX INC COM 64110L106 782 1,500 SH   SOLE   1,500 0 0
NEW YORK MTG TR INC COM PAR $.02 649604501 95 21,289 SH   SOLE   21,289 0 0
NEXTERA ENERGY INC COM 65339F101 235 3,113 SH   SOLE   3,113 0 0
NMI HLDGS INC CL A 629209305 2,394 101,265 SH   SOLE   101,265 0 0
NVR INC COM 62944T105 3,967 842 SH   SOLE   842 0 0
OLD REP INTL CORP COM 680223104 411 18,837 SH   SOLE   18,837 0 0
PARKER-HANNIFIN CORP COM 701094104 212 672 SH   SOLE   672 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,714 19,866 SH   SOLE   19,866 0 0
SCHWAB CHARLES CORP COM 808513105 1,381 21,182 SH   SOLE   21,182 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,723 17,815 SH   SOLE   17,815 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,826 105,139 SH   SOLE   105,139 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,728 126,358 SH   SOLE   126,358 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 906 2,286 SH   SOLE   2,286 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 571 65,000 SH   SOLE   65,000 0 0
TESLA INC COM 88160R101 777 1,164 SH   SOLE   1,164 0 0
T-MOBILE US INC COM 872590104 3,568 28,479 SH   SOLE   28,479 0 0
TONIX PHARMACEUTICALS HLDG C COM 890260706 15 12,000 SH   SOLE   12,000 0 0
UNION PAC CORP COM 907818108 209 950 SH   SOLE   950 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6,168 16,578 SH   SOLE   16,578 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,410 6,370 SH   SOLE   6,370 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 805 5,475 SH   SOLE   5,475 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 902 15,505 SH   SOLE   15,505 0 0
VOYAGER THERAPEUTICS INC COM 92915B106 47 10,000 SH   SOLE   10,000 0 0
ZILLOW GROUP INC CL A 98954M101 360 2,737 SH   SOLE   2,737 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200 340 2,621 SH   SOLE   2,621 0 0